Home > Interwest Bank > Income and Expense
Interwest Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,596 |
| Total interest expense | $2,798,000 | 4,988 |
| Net interest income | $4,023,000 | 4,219 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $307,000 | 6,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $2,883,000 | 4,238 |
| Salaries and employee benefits | $1,870,000 | 3,511 |
| Premises and equipment expense | $409,000 | 4,377 |
| Additional noninterest expense | $604,000 | 5,780 |
| Pre-tax net operating income | $1,177,000 | 5,299 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $405,000 | 4,845 |
| Income before extraordinary items | $772,000 | 5,578 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $772,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $74,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $772,000 | 5,534 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,795 |
| Total interest expense | $1,994,000 | 6,427 |
| Net interest income | $3,178,000 | 5,214 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $215,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $1,983,000 | 5,977 |
| Salaries and employee benefits | $1,154,000 | 5,379 |
| Premises and equipment expense | $352,000 | 4,999 |
| Additional noninterest expense | $477,000 | 7,232 |
| Pre-tax net operating income | $1,350,000 | 4,714 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $889,000 | 4,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $889,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $298,000 | 4,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $889,000 | 4,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 6,251 |
| Total interest expense | $1,684,000 | 7,178 |
| Net interest income | $3,002,000 | 5,495 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $1,529,000 | 7,176 |
| Salaries and employee benefits | $845,000 | 6,852 |
| Premises and equipment expense | $245,000 | 6,430 |
| Additional noninterest expense | $439,000 | 7,816 |
| Pre-tax net operating income | $1,648,000 | 4,114 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $561,000 | 3,837 |
| Income before extraordinary items | $1,087,000 | 4,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,087,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $297,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,087,000 | 4,281 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 7,089 |
| Total interest expense | $994,000 | 8,721 |
| Net interest income | $2,691,000 | 6,116 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $224,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $1,471,000 | 7,689 |
| Salaries and employee benefits | $731,000 | 7,669 |
| Premises and equipment expense | $221,000 | 7,040 |
| Additional noninterest expense | $519,000 | 7,674 |
| Pre-tax net operating income | $1,384,000 | 4,711 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $471,000 | 4,235 |
| Income before extraordinary items | $913,000 | 4,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $913,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $372,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $913,000 | 4,909 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 7,979 |
| Total interest expense | $1,006,000 | 9,082 |
| Net interest income | $2,213,000 | 7,152 |
| Provision for loan and lease losses | $-77,000 | 12,849 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $1,481,000 | 7,895 |
| Salaries and employee benefits | $716,000 | 7,899 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $1,044,000 | 5,725 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $356,000 | 5,425 |
| Income before extraordinary items | $688,000 | 6,189 |
| Extraordinary gains, net | $38,000 | 2,338 |
| Net income | $726,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $298,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $688,000 | 5,933 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 9,084 |
| Total interest expense | $1,091,000 | 10,017 |
| Net interest income | $1,855,000 | 8,180 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $243,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,322,000 | 8,587 |
| Salaries and employee benefits | $610,000 | 8,721 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $500,000 | 8,462 |
| Pre-tax net operating income | $714,000 | 7,022 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $261,000 | 6,499 |
| Income before extraordinary items | $450,000 | 7,744 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $450,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $297,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,920 | 7,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.