Home > Intervest National Bank > Income and Expense

Intervest National Bank, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$67,043,000388
Total interest expense$18,378,000168
Net interest income$48,665,000453
Provision for loan and lease losses$-2,500,0006,434
Total noninterest income$2,020,0002,090
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$35,0005,942
Trading account gains and fees$0180
Additional Noninterest Income$1,985,0001,470
Total noninterest expense$17,856,0001,127
Salaries and employee benefits$10,203,0001,073
Premises and equipment expense$2,094,0001,142
Additional noninterest expense$5,559,0001,180
Pre-tax net operating income$35,329,000292
Securities gains (losses)$301,000605
Applicable income taxes$15,526,000233
Income before extraordinary items$20,104,000373
Extraordinary gains, net$017
Net income$20,104,000373
Minority interest net income$084
Net income of bank and minority interests.$20,104,000373
Net charge-offs$129,0002,931
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-2,921,0006,494
Net operating income$19,911,360368
2014-09-30 (YTD Data)Rank
Total interest income$50,449,000388
Total interest expense$14,215,000162
Net interest income$36,234,000456
Provision for loan and lease losses$-1,500,0006,499
Total noninterest income$1,645,0001,984
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$26,0006,020
Trading account gains and fees$0174
Additional Noninterest Income$1,619,0001,382
Total noninterest expense$12,941,0001,174
Salaries and employee benefits$7,146,0001,142
Premises and equipment expense$1,588,0001,140
Additional noninterest expense$4,207,0001,172
Pre-tax net operating income$26,438,000290
Securities gains (losses)$196,000647
Applicable income taxes$11,459,000240
Income before extraordinary items$15,175,000367
Extraordinary gains, net$015
Net income$15,175,000367
Minority interest net income$081
Net income of bank and minority interests.$15,175,000367
Net charge-offs$-301,0006,408
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-2,646,0006,577
Net operating income$15,049,560363
2014-06-30 (YTD Data)Rank
Total interest income$34,115,000384
Total interest expense$9,684,000155
Net interest income$24,431,000449
Provision for loan and lease losses$-1,500,0006,589
Total noninterest income$1,263,0001,765
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$16,0006,094
Trading account gains and fees$0172
Additional Noninterest Income$1,247,0001,249
Total noninterest expense$9,105,0001,109
Salaries and employee benefits$4,908,0001,113
Premises and equipment expense$1,049,0001,159
Additional noninterest expense$3,148,0001,031
Pre-tax net operating income$18,089,000291
Securities gains (losses)$02,580
Applicable income taxes$7,891,000221
Income before extraordinary items$10,198,000359
Extraordinary gains, net$020
Net income$10,198,000359
Minority interest net income$080
Net income of bank and minority interests.$10,198,000359
Net charge-offs$-265,0006,497
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$515,000167
Net operating income$10,198,000350
2014-03-31 (YTD Data)Rank
Total interest income$16,009,000398
Total interest expense$4,872,000156
Net interest income$11,137,000483
Provision for loan and lease losses$-500,0006,626
Total noninterest income$791,0001,470
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$6,0006,247
Trading account gains and fees$0147
Additional Noninterest Income$785,0001,028
Total noninterest expense$5,025,0001,022
Salaries and employee benefits$2,733,0001,006
Premises and equipment expense$550,0001,129
Additional noninterest expense$1,742,000916
Pre-tax net operating income$7,403,000315
Securities gains (losses)$01,715
Applicable income taxes$3,255,000250
Income before extraordinary items$4,148,000407
Extraordinary gains, net$016
Net income$4,148,000406
Minority interest net income$066
Net income of bank and minority interests.$4,148,000407
Net charge-offs$-85,0006,441
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$775,00079
Net operating income$4,148,000400
2013-12-31 (YTD Data)Rank
Total interest income$66,217,000388
Total interest expense$25,442,000139
Net interest income$40,775,000519
Provision for loan and lease losses$-550,0006,604
Total noninterest income$5,309,0001,079
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$38,0006,160
Trading account gains and fees$0184
Additional Noninterest Income$5,271,000772
Total noninterest expense$18,712,0001,095
Salaries and employee benefits$8,255,0001,288
Premises and equipment expense$2,047,0001,170
Additional noninterest expense$8,410,000812
Pre-tax net operating income$27,922,000330
Securities gains (losses)$517,000442
Applicable income taxes$12,707,000234
Income before extraordinary items$15,732,000438
Extraordinary gains, net$029
Net income$15,732,000438
Minority interest net income$090
Net income of bank and minority interests.$15,732,000439
Net charge-offs$-280,0006,672
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$1,403,000182
Net operating income$15,401,120445
2013-09-30 (YTD Data)Rank
Total interest income$49,431,000389
Total interest expense$19,820,000135
Net interest income$29,611,000543
Provision for loan and lease losses$-1,500,0006,809
Total noninterest income$4,424,0001,026
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$28,0006,246
Trading account gains and fees$0180
Additional Noninterest Income$4,396,000731
Total noninterest expense$14,338,0001,071
Salaries and employee benefits$6,374,0001,265
Premises and equipment expense$1,529,0001,182
Additional noninterest expense$6,435,000798
Pre-tax net operating income$21,197,000332
Securities gains (losses)$-964,0006,851
Applicable income taxes$8,991,000250
Income before extraordinary items$11,242,000466
Extraordinary gains, net$025
Net income$11,242,000465
Minority interest net income$084
Net income of bank and minority interests.$11,242,000467
Net charge-offs$-174,0006,702
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$882,000172
Net operating income$11,858,960431
2013-06-30 (YTD Data)Rank
Total interest income$33,182,000389
Total interest expense$13,427,000137
Net interest income$19,755,000538
Provision for loan and lease losses$-1,750,0006,884
Total noninterest income$3,188,000969
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$19,0006,254
Trading account gains and fees$0157
Additional Noninterest Income$3,169,000693
Total noninterest expense$9,482,0001,078
Salaries and employee benefits$4,299,0001,243
Premises and equipment expense$1,010,0001,186
Additional noninterest expense$4,173,000809
Pre-tax net operating income$15,211,000316
Securities gains (losses)$-691,0006,918
Applicable income taxes$6,435,000242
Income before extraordinary items$8,085,000419
Extraordinary gains, net$022
Net income$8,085,000420
Minority interest net income$082
Net income of bank and minority interests.$8,085,000421
Net charge-offs$-102,0006,695
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$645,000148
Net operating income$8,527,240395
2013-03-31 (YTD Data)Rank
Total interest income$16,910,000381
Total interest expense$6,811,000142
Net interest income$10,099,000532
Provision for loan and lease losses$-1,000,0006,975
Total noninterest income$751,0001,639
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$8,0006,381
Trading account gains and fees$0148
Additional Noninterest Income$743,0001,206
Total noninterest expense$3,935,0001,287
Salaries and employee benefits$2,197,0001,234
Premises and equipment expense$482,0001,269
Additional noninterest expense$1,256,0001,314
Pre-tax net operating income$7,915,000300
Securities gains (losses)$-366,0007,001
Applicable income taxes$3,343,000244
Income before extraordinary items$4,206,000403
Extraordinary gains, net$010
Net income$4,206,000402
Minority interest net income$076
Net income of bank and minority interests.$4,206,000404
Net charge-offs$-1,107,0007,003
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$399,000102
Net operating income$4,440,240374
2012-12-31 (YTD Data)Rank
Total interest income$82,346,000336
Total interest expense$36,243,000130
Net interest income$46,103,000484
Provision for loan and lease losses$05,905
Total noninterest income$2,805,0001,722
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$45,0006,301
Trading account gains and fees$0166
Additional Noninterest Income$2,760,0001,237
Total noninterest expense$23,445,000858
Salaries and employee benefits$8,281,0001,264
Premises and equipment expense$1,919,0001,232
Additional noninterest expense$13,245,000559
Pre-tax net operating income$25,463,000352
Securities gains (losses)$-582,0007,016
Applicable income taxes$11,387,000249
Income before extraordinary items$13,494,000495
Extraordinary gains, net$029
Net income$13,494,000492
Minority interest net income$093
Net income of bank and minority interests.$13,494,000495
Net charge-offs$2,312,0001,039
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,193,000200
Net operating income$13,866,480469
2012-09-30 (YTD Data)Rank
Total interest income$62,137,000340
Total interest expense$28,591,000129
Net interest income$33,546,000498
Provision for loan and lease losses$05,790
Total noninterest income$1,927,0001,831
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$35,0006,358
Trading account gains and fees$0157
Additional Noninterest Income$1,892,0001,320
Total noninterest expense$17,510,000853
Salaries and employee benefits$6,243,0001,263
Premises and equipment expense$1,461,0001,224
Additional noninterest expense$9,806,000562
Pre-tax net operating income$17,963,000379
Securities gains (losses)$-157,0007,054
Applicable income taxes$8,144,000269
Income before extraordinary items$9,662,000519
Extraordinary gains, net$020
Net income$9,662,000517
Minority interest net income$086
Net income of bank and minority interests.$9,662,000519
Net charge-offs$2,033,000917
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$885,000178
Net operating income$9,762,480497
2012-06-30 (YTD Data)Rank
Total interest income$42,309,000333
Total interest expense$19,829,000127
Net interest income$22,480,000505
Provision for loan and lease losses$05,619
Total noninterest income$1,277,0001,830
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$22,0006,442
Trading account gains and fees$0153
Additional Noninterest Income$1,255,0001,296
Total noninterest expense$11,377,000877
Salaries and employee benefits$4,130,0001,263
Premises and equipment expense$973,0001,224
Additional noninterest expense$6,274,000583
Pre-tax net operating income$12,380,000355
Securities gains (losses)$-157,0007,130
Applicable income taxes$5,566,000268
Income before extraordinary items$6,657,000490
Extraordinary gains, net$019
Net income$6,657,000490
Minority interest net income$084
Net income of bank and minority interests.$6,657,000490
Net charge-offs$1,571,000835
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$576,000160
Net operating income$6,757,480467
2012-03-31 (YTD Data)Rank
Total interest income$21,593,000329
Total interest expense$10,280,000126
Net interest income$11,313,000500
Provision for loan and lease losses$05,254
Total noninterest income$601,0001,898
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$8,0006,658
Trading account gains and fees$0148
Additional Noninterest Income$593,0001,340
Total noninterest expense$5,202,000958
Salaries and employee benefits$2,047,0001,270
Premises and equipment expense$486,0001,232
Additional noninterest expense$2,669,000645
Pre-tax net operating income$6,712,000326
Securities gains (losses)$-157,0007,222
Applicable income taxes$2,973,000242
Income before extraordinary items$3,582,000461
Extraordinary gains, net$019
Net income$3,582,000461
Minority interest net income$078
Net income of bank and minority interests.$3,582,000462
Net charge-offs$1,246,000576
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$265,000144
Net operating income$3,682,480428
2011-12-31 (YTD Data)Rank
Total interest income$94,906,000307
Total interest expense$48,497,000132
Net interest income$46,409,000472
Provision for loan and lease losses$4,728,000821
Total noninterest income$3,161,0001,445
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$46,0006,393
Trading account gains and fees$0146
Additional Noninterest Income$3,115,0001,012
Total noninterest expense$21,188,000932
Salaries and employee benefits$6,932,0001,427
Premises and equipment expense$1,642,0001,508
Additional noninterest expense$12,614,000576
Pre-tax net operating income$23,654,000321
Securities gains (losses)$-201,0007,161
Applicable income taxes$10,749,000237
Income before extraordinary items$12,704,000431
Extraordinary gains, net$029
Net income$12,704,000431
Minority interest net income$096
Net income of bank and minority interests.$12,704,000432
Net charge-offs$8,753,000528
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$326,000463
Net operating income$12,832,640418
2011-09-30 (YTD Data)Rank
Total interest income$72,337,000301
Total interest expense$37,409,000133
Net interest income$34,928,000474
Provision for loan and lease losses$4,728,000651
Total noninterest income$2,387,0001,421
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$35,0006,419
Trading account gains and fees$0145
Additional Noninterest Income$2,352,0001,004
Total noninterest expense$15,303,000966
Salaries and employee benefits$5,216,0001,420
Premises and equipment expense$1,162,0001,618
Additional noninterest expense$8,925,000606
Pre-tax net operating income$17,284,000332
Securities gains (losses)$-201,0007,283
Applicable income taxes$7,814,000255
Income before extraordinary items$9,269,000443
Extraordinary gains, net$021
Net income$9,269,000443
Minority interest net income$087
Net income of bank and minority interests.$9,269,000443
Net charge-offs$7,453,000449
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$233,000430
Net operating income$9,397,640428
2011-06-30 (YTD Data)Rank
Total interest income$47,687,000309
Total interest expense$25,201,000138
Net interest income$22,486,000488
Provision for loan and lease losses$2,787,000723
Total noninterest income$1,333,0001,616
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$23,0006,439
Trading account gains and fees$0153
Additional Noninterest Income$1,310,0001,116
Total noninterest expense$10,566,000950
Salaries and employee benefits$3,470,0001,435
Premises and equipment expense$769,0001,650
Additional noninterest expense$6,327,000575
Pre-tax net operating income$10,466,000358
Securities gains (losses)$-105,0007,321
Applicable income taxes$4,640,000261
Income before extraordinary items$5,721,000476
Extraordinary gains, net$015
Net income$5,721,000475
Minority interest net income$089
Net income of bank and minority interests.$5,721,000476
Net charge-offs$5,855,000406
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$156,000343
Net operating income$5,788,200458
2011-03-31 (YTD Data)Rank
Total interest income$23,465,000314
Total interest expense$12,707,000138
Net interest income$10,758,000509
Provision for loan and lease losses$2,045,000511
Total noninterest income$672,0001,616
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$10,0006,519
Trading account gains and fees$0158
Additional Noninterest Income$662,0001,101
Total noninterest expense$4,780,0001,048
Salaries and employee benefits$1,777,0001,423
Premises and equipment expense$382,0001,690
Additional noninterest expense$2,621,000692
Pre-tax net operating income$4,605,000393
Securities gains (losses)$-105,0007,406
Applicable income taxes$2,019,000273
Income before extraordinary items$2,481,000539
Extraordinary gains, net$09
Net income$2,481,000538
Minority interest net income$086
Net income of bank and minority interests.$2,481,000539
Net charge-offs$4,485,000296
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$78,000294
Net operating income$2,548,200513
2010-12-31 (YTD Data)Rank
Total interest income$107,806,000288
Total interest expense$60,583,000144
Net interest income$47,223,000460
Provision for loan and lease losses$98,571,000111
Total noninterest income$2,114,0002,005
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$50,0006,229
Trading account gains and fees$0175
Additional Noninterest Income$2,064,0001,379
Total noninterest expense$37,336,000551
Salaries and employee benefits$6,276,0001,561
Premises and equipment expense$1,636,0001,558
Additional noninterest expense$29,424,000297
Pre-tax net operating income$-86,570,0007,633
Securities gains (losses)$-1,416,0007,545
Applicable income taxes$-37,744,0007,646
Income before extraordinary items$-50,242,0007,603
Extraordinary gains, net$029
Net income$-50,242,0007,603
Minority interest net income$0111
Net income of bank and minority interests.$-50,242,0007,603
Net charge-offs$96,231,000104
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$42,000981
Net operating income$-49,335,7607,600
2010-09-30 (YTD Data)Rank
Total interest income$82,711,000284
Total interest expense$46,812,000143
Net interest income$35,899,000454
Provision for loan and lease losses$95,878,00094
Total noninterest income$1,224,0002,396
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$35,0006,349
Trading account gains and fees$0165
Additional Noninterest Income$1,189,0001,609
Total noninterest expense$30,384,000513
Salaries and employee benefits$4,754,0001,552
Premises and equipment expense$1,226,0001,585
Additional noninterest expense$24,404,000265
Pre-tax net operating income$-89,139,0007,746
Securities gains (losses)$-1,065,0007,660
Applicable income taxes$-38,761,0007,753
Income before extraordinary items$-51,443,0007,725
Extraordinary gains, net$023
Net income$-51,443,0007,725
Minority interest net income$0110
Net income of bank and minority interests.$-51,443,0007,725
Net charge-offs$96,128,00089
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$31,000924
Net operating income$-50,761,4007,723
2010-06-30 (YTD Data)Rank
Total interest income$57,556,000274
Total interest expense$32,193,000145
Net interest income$25,363,000432
Provision for loan and lease losses$94,280,00078
Total noninterest income$835,0002,312
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$22,0006,435
Trading account gains and fees$0152
Additional Noninterest Income$813,0001,507
Total noninterest expense$21,759,000468
Salaries and employee benefits$3,131,0001,584
Premises and equipment expense$818,0001,600
Additional noninterest expense$17,810,000251
Pre-tax net operating income$-89,841,0007,817
Securities gains (losses)$-650,0007,710
Applicable income taxes$-38,960,0007,819
Income before extraordinary items$-51,531,0007,796
Extraordinary gains, net$019
Net income$-51,531,0007,796
Minority interest net income$0105
Net income of bank and minority interests.$-51,531,0007,796
Net charge-offs$96,430,00071
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$21,000859
Net operating income$-51,115,0007,796
2010-03-31 (YTD Data)Rank
Total interest income$29,956,000279
Total interest expense$16,647,000148
Net interest income$13,309,000422
Provision for loan and lease losses$9,210,000240
Total noninterest income$372,0002,494
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$9,0006,608
Trading account gains and fees$0175
Additional Noninterest Income$363,0001,610
Total noninterest expense$7,087,000711
Salaries and employee benefits$1,568,0001,598
Premises and equipment expense$426,0001,585
Additional noninterest expense$5,093,000374
Pre-tax net operating income$-2,616,0007,663
Securities gains (losses)$-360,0007,811
Applicable income taxes$-1,216,0007,816
Income before extraordinary items$-1,760,0007,615
Extraordinary gains, net$016
Net income$-1,760,0007,617
Minority interest net income$091
Net income of bank and minority interests.$-1,760,0007,617
Net charge-offs$13,510,000167
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$10,000814
Net operating income$-1,529,6007,573
2009-12-31 (YTD Data)Rank
Total interest income$122,806,000284
Total interest expense$77,622,000157
Net interest income$45,184,000477
Provision for loan and lease losses$10,248,000852
Total noninterest income$1,606,0002,447
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$46,0006,536
Trading account gains and fees$0211
Additional Noninterest Income$1,560,0001,613
Total noninterest expense$24,238,000870
Salaries and employee benefits$6,001,0001,652
Premises and equipment expense$1,719,0001,566
Additional noninterest expense$16,518,000510
Pre-tax net operating income$12,304,000342
Securities gains (losses)$-2,564,0007,835
Applicable income taxes$4,018,000315
Income before extraordinary items$5,722,000585
Extraordinary gains, net$034
Net income$5,722,000585
Minority interest net income$0115
Net income of bank and minority interests.$5,722,000586
Net charge-offs$5,704,0001,037
Cash dividends$3,933,000450
Sale, conversion, retirement of capital stock, net$154,000776
Net operating income$7,362,960441
2009-09-30 (YTD Data)Rank
Total interest income$91,300,000299
Total interest expense$59,042,000173
Net interest income$32,258,000504
Provision for loan and lease losses$6,322,000884
Total noninterest income$1,115,0002,628
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$34,0006,588
Trading account gains and fees$0212
Additional Noninterest Income$1,081,0001,731
Total noninterest expense$17,400,000904
Salaries and employee benefits$4,530,0001,655
Premises and equipment expense$1,310,0001,567
Additional noninterest expense$11,560,000515
Pre-tax net operating income$9,651,000342
Securities gains (losses)$-1,641,0007,908
Applicable income taxes$3,395,000298
Income before extraordinary items$4,615,000590
Extraordinary gains, net$027
Net income$4,615,000590
Minority interest net income$0118
Net income of bank and minority interests.$4,615,000592
Net charge-offs$2,603,0001,289
Cash dividends$3,102,000394
Sale, conversion, retirement of capital stock, net$120,000697
Net operating income$5,665,240462
2009-06-30 (YTD Data)Rank
Total interest income$60,207,000310
Total interest expense$39,806,000180
Net interest income$20,401,000536
Provision for loan and lease losses$4,076,000879
Total noninterest income$764,0002,589
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$22,0006,645
Trading account gains and fees$0193
Additional Noninterest Income$742,0001,745
Total noninterest expense$10,823,000992
Salaries and employee benefits$2,977,0001,718
Premises and equipment expense$896,0001,554
Additional noninterest expense$6,950,000573
Pre-tax net operating income$6,266,000357
Securities gains (losses)$-769,0007,973
Applicable income taxes$2,248,000313
Income before extraordinary items$3,249,000551
Extraordinary gains, net$021
Net income$3,249,000549
Minority interest net income$0112
Net income of bank and minority interests.$3,249,000551
Net charge-offs$178,0003,577
Cash dividends$2,118,000415
Sale, conversion, retirement of capital stock, net$86,000643
Net operating income$3,741,160450
2009-03-31 (YTD Data)Rank
Total interest income$30,021,000313
Total interest expense$20,158,000184
Net interest income$9,863,000551
Provision for loan and lease losses$1,645,000859
Total noninterest income$390,0002,539
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$381,0001,674
Total noninterest expense$4,686,0001,074
Salaries and employee benefits$1,504,0001,724
Premises and equipment expense$488,0001,459
Additional noninterest expense$2,694,000633
Pre-tax net operating income$3,922,000309
Securities gains (losses)$-405,0008,093
Applicable income taxes$1,568,000251
Income before extraordinary items$1,949,000510
Extraordinary gains, net$015
Net income$1,949,000511
Minority interest net income$0102
Net income of bank and minority interests.$1,949,000513
Net charge-offs$10,0004,758
Cash dividends$1,077,000407
Sale, conversion, retirement of capital stock, net$44,000533
Net operating income$2,208,200413
2008-12-31 (YTD Data)Rank
Total interest income$123,688,000326
Total interest expense$82,142,000210
Net interest income$41,546,000528
Provision for loan and lease losses$11,465,000530
Total noninterest income$1,936,0002,194
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$45,0006,706
Trading account gains and fees$0154
Additional Noninterest Income$1,891,0001,348
Total noninterest expense$17,335,0001,134
Salaries and employee benefits$3,886,0002,569
Premises and equipment expense$1,071,0002,470
Additional noninterest expense$12,378,000562
Pre-tax net operating income$14,682,000371
Securities gains (losses)$303,000542
Applicable income taxes$6,729,000255
Income before extraordinary items$8,256,000472
Extraordinary gains, net$039
Net income$8,256,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,227,000785
Cash dividends$3,507,000781
Sale, conversion, retirement of capital stock, net$596,000516
Net operating income$8,062,080516
2008-09-30 (YTD Data)Rank
Total interest income$93,177,000340
Total interest expense$61,489,000231
Net interest income$31,688,000529
Provision for loan and lease losses$8,769,000444
Total noninterest income$1,540,0002,171
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$32,0006,794
Trading account gains and fees$0148
Additional Noninterest Income$1,508,0001,361
Total noninterest expense$12,056,0001,210
Salaries and employee benefits$2,789,0002,701
Premises and equipment expense$806,0002,471
Additional noninterest expense$8,461,000574
Pre-tax net operating income$12,403,000415
Securities gains (losses)$357,000409
Applicable income taxes$5,552,000289
Income before extraordinary items$7,208,000506
Extraordinary gains, net$031
Net income$7,208,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,227,000509
Cash dividends$2,655,000799
Sale, conversion, retirement of capital stock, net$431,000410
Net operating income$6,979,520545
2008-06-30 (YTD Data)Rank
Total interest income$61,160,000353
Total interest expense$41,091,000237
Net interest income$20,069,000558
Provision for loan and lease losses$4,913,000441
Total noninterest income$783,0002,644
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$21,0006,831
Trading account gains and fees$0149
Additional Noninterest Income$762,0001,685
Total noninterest expense$7,330,0001,308
Salaries and employee benefits$1,849,0002,744
Premises and equipment expense$536,0002,487
Additional noninterest expense$4,945,000631
Pre-tax net operating income$8,609,000427
Securities gains (losses)$431,000356
Applicable income taxes$3,941,000314
Income before extraordinary items$5,099,000546
Extraordinary gains, net$021
Net income$5,099,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$1,770,000869
Sale, conversion, retirement of capital stock, net$400,000285
Net operating income$4,823,160558
2008-03-31 (YTD Data)Rank
Total interest income$30,357,000364
Total interest expense$20,580,000254
Net interest income$9,777,000569
Provision for loan and lease losses$2,259,000374
Total noninterest income$314,0003,036
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$8,0006,987
Trading account gains and fees$0158
Additional Noninterest Income$306,0001,945
Total noninterest expense$3,407,0001,404
Salaries and employee benefits$957,0002,686
Premises and equipment expense$272,0002,476
Additional noninterest expense$2,178,000670
Pre-tax net operating income$4,425,000454
Securities gains (losses)$424,000271
Applicable income taxes$2,117,000322
Income before extraordinary items$2,732,000555
Extraordinary gains, net$015
Net income$2,732,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$885,000846
Sale, conversion, retirement of capital stock, net$370,000151
Net operating income$2,460,640590
2007-12-31 (YTD Data)Rank
Total interest income$130,901,000357
Total interest expense$80,046,000279
Net interest income$50,855,000456
Provision for loan and lease losses$2,782,000658
Total noninterest income$1,281,0003,006
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$41,0006,888
Trading account gains and fees$0178
Additional Noninterest Income$1,240,0001,918
Total noninterest expense$13,437,0001,370
Salaries and employee benefits$3,640,0002,708
Premises and equipment expense$1,167,0002,221
Additional noninterest expense$8,630,000666
Pre-tax net operating income$35,917,000296
Securities gains (losses)$133,000535
Applicable income taxes$15,744,000238
Income before extraordinary items$20,306,000357
Extraordinary gains, net$039
Net income$20,306,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$3,540,0001,044
Sale, conversion, retirement of capital stock, net$148,000831
Net operating income$20,220,880355
2007-09-30 (YTD Data)Rank
Total interest income$99,085,000356
Total interest expense$59,767,000280
Net interest income$39,318,000441
Provision for loan and lease losses$2,149,000493
Total noninterest income$978,0002,963
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$29,0006,949
Trading account gains and fees$0184
Additional Noninterest Income$949,0001,898
Total noninterest expense$9,669,0001,416
Salaries and employee benefits$2,600,0002,813
Premises and equipment expense$905,0002,134
Additional noninterest expense$6,164,000674
Pre-tax net operating income$28,478,000308
Securities gains (losses)$17,000863
Applicable income taxes$12,470,000251
Income before extraordinary items$16,025,000372
Extraordinary gains, net$033
Net income$16,025,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$2,655,000964
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$16,014,120368
2007-06-30 (YTD Data)Rank
Total interest income$64,961,000371
Total interest expense$39,326,000290
Net interest income$25,635,000460
Provision for loan and lease losses$1,545,000408
Total noninterest income$625,0003,068
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$19,0007,003
Trading account gains and fees$0168
Additional Noninterest Income$606,0001,969
Total noninterest expense$6,370,0001,441
Salaries and employee benefits$1,696,0002,910
Premises and equipment expense$614,0002,109
Additional noninterest expense$4,060,000703
Pre-tax net operating income$18,345,000338
Securities gains (losses)$3,0001,133
Applicable income taxes$8,061,000274
Income before extraordinary items$10,287,000414
Extraordinary gains, net$029
Net income$10,287,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,770,000992
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,285,080406
2007-03-31 (YTD Data)Rank
Total interest income$32,180,000372
Total interest expense$19,306,000293
Net interest income$12,874,000460
Provision for loan and lease losses$861,000332
Total noninterest income$262,0003,417
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,0007,042
Trading account gains and fees$0195
Additional Noninterest Income$253,0002,202
Total noninterest expense$3,055,0001,499
Salaries and employee benefits$881,0002,837
Premises and equipment expense$296,0002,208
Additional noninterest expense$1,878,000742
Pre-tax net operating income$9,220,000339
Securities gains (losses)$10,000691
Applicable income taxes$4,048,000275
Income before extraordinary items$5,182,000402
Extraordinary gains, net$022
Net income$5,182,000401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$885,000910
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,175,600397
2006-12-31 (YTD Data)Rank
Total interest income$122,005,000360
Total interest expense$66,996,000288
Net interest income$55,009,000419
Provision for loan and lease losses$2,640,000432
Total noninterest income$1,349,0002,902
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$41,0007,020
Trading account gains and fees$0130
Additional Noninterest Income$1,308,0001,834
Total noninterest expense$13,295,0001,342
Salaries and employee benefits$4,092,0002,394
Premises and equipment expense$1,015,0002,439
Additional noninterest expense$8,188,000664
Pre-tax net operating income$40,423,000322
Securities gains (losses)$12,0001,037
Applicable income taxes$17,466,000265
Income before extraordinary items$22,969,000376
Extraordinary gains, net$051
Net income$22,969,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$4,884,000732
Sale, conversion, retirement of capital stock, net$6,249,000277
Net operating income$22,961,320371
2006-09-30 (YTD Data)Rank
Total interest income$89,308,000372
Total interest expense$48,046,000302
Net interest income$41,262,000436
Provision for loan and lease losses$1,809,000441
Total noninterest income$1,075,0002,797
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$30,0007,125
Trading account gains and fees$0126
Additional Noninterest Income$1,045,0001,761
Total noninterest expense$10,329,0001,309
Salaries and employee benefits$3,219,0002,280
Premises and equipment expense$751,0002,477
Additional noninterest expense$6,359,000657
Pre-tax net operating income$30,199,000339
Securities gains (losses)$01,388
Applicable income taxes$13,160,000283
Income before extraordinary items$17,039,000395
Extraordinary gains, net$045
Net income$17,039,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$3,267,000770
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$17,039,000388
2006-06-30 (YTD Data)Rank
Total interest income$58,778,000371
Total interest expense$30,742,000305
Net interest income$28,036,000431
Provision for loan and lease losses$894,000587
Total noninterest income$719,0002,783
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,0007,200
Trading account gains and fees$0126
Additional Noninterest Income$700,0001,764
Total noninterest expense$6,570,0001,374
Salaries and employee benefits$1,804,0002,679
Premises and equipment expense$492,0002,504
Additional noninterest expense$4,274,000655
Pre-tax net operating income$21,291,000329
Securities gains (losses)$01,185
Applicable income taxes$9,270,000269
Income before extraordinary items$12,021,000386
Extraordinary gains, net$039
Net income$12,021,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$2,178,000756
Sale, conversion, retirement of capital stock, net$0887
Net operating income$12,021,000379
2006-03-31 (YTD Data)Rank
Total interest income$29,083,000360
Total interest expense$14,860,000304
Net interest income$14,223,000421
Provision for loan and lease losses$329,000724
Total noninterest income$306,0003,053
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$8,0007,290
Trading account gains and fees$0115
Additional Noninterest Income$298,0001,952
Total noninterest expense$3,281,0001,378
Salaries and employee benefits$966,0002,526
Premises and equipment expense$239,0002,566
Additional noninterest expense$2,076,000666
Pre-tax net operating income$10,919,000321
Securities gains (losses)$0955
Applicable income taxes$4,763,000254
Income before extraordinary items$6,156,000374
Extraordinary gains, net$021
Net income$6,156,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,089,000703
Sale, conversion, retirement of capital stock, net$0648
Net operating income$6,156,000367
2005-12-31 (YTD Data)Rank
Total interest income$91,725,000394
Total interest expense$45,591,000300
Net interest income$46,134,000482
Provision for loan and lease losses$4,157,000277
Total noninterest income$1,055,0003,426
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$47,0007,127
Trading account gains and fees$0138
Additional Noninterest Income$1,008,0002,205
Total noninterest expense$12,329,0001,389
Salaries and employee benefits$3,538,0002,576
Premises and equipment expense$857,0002,712
Additional noninterest expense$7,934,000676
Pre-tax net operating income$30,703,000399
Securities gains (losses)$1,0002,117
Applicable income taxes$13,349,000329
Income before extraordinary items$17,355,000459
Extraordinary gains, net$046
Net income$17,355,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$4,356,000750
Sale, conversion, retirement of capital stock, net$0934
Net operating income$17,354,360448
2005-09-30 (YTD Data)Rank
Total interest income$64,172,000407
Total interest expense$31,880,000305
Net interest income$32,292,000508
Provision for loan and lease losses$3,380,000245
Total noninterest income$740,0003,602
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$36,0007,165
Trading account gains and fees$0126
Additional Noninterest Income$704,0002,310
Total noninterest expense$8,815,0001,446
Salaries and employee benefits$2,390,0002,776
Premises and equipment expense$636,0002,724
Additional noninterest expense$5,789,000685
Pre-tax net operating income$20,837,000431
Securities gains (losses)$1,0002,135
Applicable income taxes$9,048,000351
Income before extraordinary items$11,790,000499
Extraordinary gains, net$035
Net income$11,790,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$3,267,000682
Sale, conversion, retirement of capital stock, net$0769
Net operating income$11,789,360485
2005-06-30 (YTD Data)Rank
Total interest income$40,108,000424
Total interest expense$19,736,000303
Net interest income$20,372,000530
Provision for loan and lease losses$1,530,000337
Total noninterest income$435,0003,839
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$25,0007,119
Trading account gains and fees$0116
Additional Noninterest Income$410,0002,499
Total noninterest expense$5,866,0001,446
Salaries and employee benefits$1,579,0002,792
Premises and equipment expense$398,0002,861
Additional noninterest expense$3,889,000679
Pre-tax net operating income$13,411,000436
Securities gains (losses)$1,0001,973
Applicable income taxes$5,826,000353
Income before extraordinary items$7,586,000503
Extraordinary gains, net$030
Net income$7,586,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$2,178,000667
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,585,360488
2005-03-31 (YTD Data)Rank
Total interest income$18,653,000442
Total interest expense$9,236,000306
Net interest income$9,417,000558
Provision for loan and lease losses$1,033,000253
Total noninterest income$165,0004,464
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$12,0007,169
Trading account gains and fees$0115
Additional Noninterest Income$153,0002,944
Total noninterest expense$2,920,0001,455
Salaries and employee benefits$800,0002,765
Premises and equipment expense$200,0002,883
Additional noninterest expense$1,920,000670
Pre-tax net operating income$5,629,000484
Securities gains (losses)$-1,0008,158
Applicable income taxes$2,447,000405
Income before extraordinary items$3,181,000585
Extraordinary gains, net$024
Net income$3,181,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$1,089,000608
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,181,640566
2004-12-31 (YTD Data)Rank
Total interest income$58,856,000497
Total interest expense$26,597,000334
Net interest income$32,259,000621
Provision for loan and lease losses$4,379,000284
Total noninterest income$1,184,0003,156
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$76,0006,838
Trading account gains and fees$0138
Additional Noninterest Income$1,108,0002,023
Total noninterest expense$9,935,0001,638
Salaries and employee benefits$2,626,0003,214
Premises and equipment expense$953,0002,392
Additional noninterest expense$6,356,000794
Pre-tax net operating income$19,129,000508
Securities gains (losses)$2,0003,489
Applicable income taxes$8,266,000415
Income before extraordinary items$10,865,000627
Extraordinary gains, net$034
Net income$10,865,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$3,429,000874
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,863,720604
2004-09-30 (YTD Data)Rank
Total interest income$42,120,000510
Total interest expense$18,555,000350
Net interest income$23,565,000627
Provision for loan and lease losses$3,281,000295
Total noninterest income$976,0002,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$63,0006,750
Trading account gains and fees$0134
Additional Noninterest Income$913,0001,894
Total noninterest expense$7,324,0001,651
Salaries and employee benefits$1,907,0003,279
Premises and equipment expense$748,0002,299
Additional noninterest expense$4,669,000808
Pre-tax net operating income$13,936,000522
Securities gains (losses)$-3,0008,248
Applicable income taxes$6,025,000422
Income before extraordinary items$7,908,000646
Extraordinary gains, net$026
Net income$7,908,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$2,340,000851
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,909,920618
2004-06-30 (YTD Data)Rank
Total interest income$26,423,000534
Total interest expense$11,334,000370
Net interest income$15,089,000644
Provision for loan and lease losses$2,220,000294
Total noninterest income$586,0003,225
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$48,0006,596
Trading account gains and fees$0130
Additional Noninterest Income$538,0002,075
Total noninterest expense$4,675,0001,722
Salaries and employee benefits$1,255,0003,320
Premises and equipment expense$511,0002,239
Additional noninterest expense$2,909,000852
Pre-tax net operating income$8,780,000538
Securities gains (losses)$-3,0008,495
Applicable income taxes$3,796,000448
Income before extraordinary items$4,981,000670
Extraordinary gains, net$021
Net income$4,981,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,485,000920
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,982,920639
2004-03-31 (YTD Data)Rank
Total interest income$12,942,000552
Total interest expense$5,374,000398
Net interest income$7,568,000650
Provision for loan and lease losses$1,030,000307
Total noninterest income$184,0004,261
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0006,734
Trading account gains and fees$0121
Additional Noninterest Income$163,0002,793
Total noninterest expense$2,248,0001,795
Salaries and employee benefits$624,0003,350
Premises and equipment expense$247,0002,338
Additional noninterest expense$1,377,000899
Pre-tax net operating income$4,474,000531
Securities gains (losses)$-5,0008,841
Applicable income taxes$1,932,000447
Income before extraordinary items$2,537,000660
Extraordinary gains, net$016
Net income$2,537,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$630,000983
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,540,200619
2003-12-31 (YTD Data)Rank
Total interest income$42,187,000662
Total interest expense$18,620,000495
Net interest income$23,567,000808
Provision for loan and lease losses$1,846,000693
Total noninterest income$733,0004,439
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$98,0006,585
Trading account gains and fees$0160
Additional Noninterest Income$635,0003,144
Total noninterest expense$7,322,0002,154
Salaries and employee benefits$2,197,0003,623
Premises and equipment expense$891,0002,508
Additional noninterest expense$4,234,0001,187
Pre-tax net operating income$15,132,000595
Securities gains (losses)$-51,0008,957
Applicable income taxes$6,415,000506
Income before extraordinary items$8,666,000756
Extraordinary gains, net$054
Net income$8,666,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$1,695,0001,589
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,698,640703
2003-09-30 (YTD Data)Rank
Total interest income$30,845,000696
Total interest expense$13,621,000527
Net interest income$17,224,000850
Provision for loan and lease losses$1,223,000755
Total noninterest income$554,0004,449
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$76,0006,587
Trading account gains and fees$0153
Additional Noninterest Income$478,0003,214
Total noninterest expense$5,398,0002,181
Salaries and employee benefits$1,621,0003,665
Premises and equipment expense$657,0002,558
Additional noninterest expense$3,120,0001,212
Pre-tax net operating income$11,157,000621
Securities gains (losses)$-51,0009,077
Applicable income taxes$4,585,000548
Income before extraordinary items$6,521,000786
Extraordinary gains, net$040
Net income$6,521,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$1,125,0001,594
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,553,640726
2003-06-30 (YTD Data)Rank
Total interest income$20,020,000726
Total interest expense$9,030,000551
Net interest income$10,990,000897
Provision for loan and lease losses$653,000919
Total noninterest income$396,0004,271
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$53,0006,490
Trading account gains and fees$0150
Additional Noninterest Income$343,0003,050
Total noninterest expense$3,580,0002,197
Salaries and employee benefits$1,082,0003,662
Premises and equipment expense$439,0002,537
Additional noninterest expense$2,059,0001,215
Pre-tax net operating income$7,153,000636
Securities gains (losses)$-40,0009,147
Applicable income taxes$2,907,000565
Income before extraordinary items$4,206,000808
Extraordinary gains, net$030
Net income$4,206,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,231,600739
2003-03-31 (YTD Data)Rank
Total interest income$9,436,000781
Total interest expense$4,496,000564
Net interest income$4,940,000979
Provision for loan and lease losses$258,0001,086
Total noninterest income$138,0005,100
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0006,433
Trading account gains and fees$0134
Additional Noninterest Income$111,0003,746
Total noninterest expense$1,761,0002,215
Salaries and employee benefits$544,0003,638
Premises and equipment expense$222,0002,521
Additional noninterest expense$995,0001,230
Pre-tax net operating income$3,059,000744
Securities gains (losses)$-3,0009,080
Applicable income taxes$1,244,000658
Income before extraordinary items$1,812,000927
Extraordinary gains, net$021
Net income$1,812,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$375,0001,517
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,813,920856
2002-12-31 (YTD Data)Rank
Total interest income$35,292,000860
Total interest expense$17,514,000644
Net interest income$17,778,0001,078
Provision for loan and lease losses$1,194,0001,147
Total noninterest income$501,0005,209
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$118,0006,284
Trading account gains and fees$0153
Additional Noninterest Income$383,0003,789
Total noninterest expense$6,323,0002,355
Salaries and employee benefits$1,883,0003,949
Premises and equipment expense$980,0002,223
Additional noninterest expense$3,460,0001,372
Pre-tax net operating income$10,762,000807
Securities gains (losses)$127,0001,537
Applicable income taxes$4,430,000663
Income before extraordinary items$6,459,000971
Extraordinary gains, net$070
Net income$6,459,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,476
Cash dividends$1,500,0001,618
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,377,720937
2001-12-31 (YTD Data)Rank
Total interest income$18,832,0001,816
Total interest expense$11,153,0001,449
Net interest income$7,679,0002,334
Provision for loan and lease losses$596,0001,921
Total noninterest income$221,0007,111
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$49,0007,631
Trading account gains and fees$0177
Additional Noninterest Income$172,0005,245
Total noninterest expense$3,294,0004,025
Salaries and employee benefits$1,081,0005,712
Premises and equipment expense$695,0002,956
Additional noninterest expense$1,518,0002,840
Pre-tax net operating income$4,010,0001,777
Securities gains (losses)$1,0004,410
Applicable income taxes$1,717,0001,333
Income before extraordinary items$2,294,0002,256
Extraordinary gains, net$0105
Net income$2,294,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$125,0005,533
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,293,3602,186
2000-12-31 (YTD Data)Rank
Total interest income$7,936,0004,163
Total interest expense$4,965,0003,340
Net interest income$2,971,0005,196
Provision for loan and lease losses$351,0002,561
Total noninterest income$74,0008,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0008,520
Trading account gains and feesNANA
Additional Noninterest Income$70,0007,177
Total noninterest expense$1,533,0006,669
Salaries and employee benefits$559,0007,926
Premises and equipment expense$423,0004,328
Additional noninterest expense$551,0006,066
Pre-tax net operating income$1,161,0004,820
Securities gains (losses)$01,956
Applicable income taxes$544,0003,304
Income before extraordinary items$617,0005,762
Extraordinary gains, net$038
Net income$617,0005,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,000,000255
Net operating income$617,0005,772
1999-12-31 (YTD Data)Rank
Total interest income$1,558,0008,995
Total interest expense$804,0008,663
Net interest income$754,0009,164
Provision for loan and lease losses$444,0001,943
Total noninterest income$42,0009,707
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,846
Trading account gains and feesNANA
Additional Noninterest Income$41,0008,376
Total noninterest expense$1,016,0008,078
Salaries and employee benefits$432,0008,723
Premises and equipment expense$295,0005,509
Additional noninterest expense$289,0008,207
Pre-tax net operating income$-664,0009,955
Securities gains (losses)$03,155
Applicable income taxes$-285,00010,082
Income before extraordinary items$-379,0009,825
Extraordinary gains, net$-128,00010,203
Net income$-507,0009,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$9,000,00094
Net operating income$-379,0009,804

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.