Home > Interstate National Bank > Income and Expense
Interstate National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 8,965 |
| Total interest expense | $728,000 | 9,939 |
| Net interest income | $1,736,000 | 8,212 |
| Provision for loan and lease losses | $-50,000 | 11,988 |
| Total noninterest income | $376,000 | 6,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,643 |
| Total noninterest expense | $1,281,000 | 8,314 |
| Salaries and employee benefits | $605,000 | 8,582 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $554,000 | 7,393 |
| Pre-tax net operating income | $881,000 | 6,487 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $610,000 | 6,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $610,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,664 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,000 | 6,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 9,928 |
| Total interest expense | $680,000 | 10,711 |
| Net interest income | $1,451,000 | 9,273 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $365,000 | 6,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,282 |
| Total noninterest expense | $1,332,000 | 8,401 |
| Salaries and employee benefits | $594,000 | 8,852 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $611,000 | 7,235 |
| Pre-tax net operating income | $584,000 | 8,056 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $187,000 | 7,872 |
| Income before extraordinary items | $397,000 | 8,467 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $397,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $397,000 | 8,187 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 10,136 |
| Total interest expense | $925,000 | 10,741 |
| Net interest income | $1,453,000 | 9,442 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $347,000 | 7,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,426,000 | 8,188 |
| Salaries and employee benefits | $561,000 | 9,179 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $666,000 | 6,983 |
| Pre-tax net operating income | $374,000 | 9,475 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $258,000 | 9,813 |
| Extraordinary gains, net | $115,000 | 677 |
| Net income | $373,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $258,000 | 9,445 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.