International Savings and Loan Association LTD, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$47,800,000725
Total interest expense$27,128,000612
Net interest income$20,672,000857
Provision for loan and lease losses$2,050,000551
Total noninterest income$3,899,0001,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$3,899,000758
Total noninterest expense$27,418,000583
Salaries and employee benefits$7,716,000890
Premises and equipment expense$4,504,000500
Additional noninterest expense$15,198,000444
Pre-tax net operating income$-4,897,00010,203
Securities gains (losses)$2,504,000117
Applicable income taxes$2,356,0001,072
Income before extraordinary items$-4,749,00010,197
Extraordinary gains, net$035
Net income$-4,749,00010,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,598,000395
Cash dividends$9,439,000418
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-7,253,00010,204
1998-12-31 (YTD Data)Rank
Total interest income$49,440,000688
Total interest expense$28,354,000601
Net interest income$21,086,000811
Provision for loan and lease losses$3,936,000383
Total noninterest income$3,387,0001,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$3,387,000843
Total noninterest expense$18,940,000784
Salaries and employee benefits$6,813,000956
Premises and equipment expense$4,206,000528
Additional noninterest expense$7,921,000698
Pre-tax net operating income$1,597,0003,992
Securities gains (losses)$3,354,000168
Applicable income taxes$2,067,0001,225
Income before extraordinary items$2,884,0001,829
Extraordinary gains, net$032
Net income$2,884,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,051,000316
Cash dividends$250,0004,929
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$737,4405,344
1997-12-31 (YTD Data)Rank
Total interest income$51,367,000681
Total interest expense$28,164,000607
Net interest income$23,203,000785
Provision for loan and lease losses$3,605,000387
Total noninterest income$3,999,0001,076
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$3,999,000715
Total noninterest expense$16,673,000860
Salaries and employee benefits$5,875,0001,116
Premises and equipment expense$4,331,000508
Additional noninterest expense$6,467,000801
Pre-tax net operating income$6,924,0001,151
Securities gains (losses)$1,443,000230
Applicable income taxes$3,806,000758
Income before extraordinary items$4,561,0001,201
Extraordinary gains, net$044
Net income$4,561,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,963,000325
Cash dividends$1,179,0001,924
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,637,4801,448
1996-12-31 (YTD Data)Rank
Total interest income$49,741,000734
Total interest expense$28,260,000649
Net interest income$21,481,000865
Provision for loan and lease losses$1,641,000720
Total noninterest income$4,141,0001,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-2,0004,636
Additional Noninterest Income$4,143,000720
Total noninterest expense$18,485,000842
Salaries and employee benefits$6,577,0001,021
Premises and equipment expense$3,904,000578
Additional noninterest expense$8,004,000804
Pre-tax net operating income$5,496,0001,297
Securities gains (losses)$1,573,000182
Applicable income taxes$3,350,000792
Income before extraordinary items$3,719,0001,338
Extraordinary gains, net$053
Net income$3,719,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,785
Cash dividends$4,600,000710
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,712,2801,786
1995-12-31 (YTD Data)Rank
Total interest income$50,367,000755
Total interest expense$29,443,000653
Net interest income$20,924,000899
Provision for loan and lease losses$500,0001,563
Total noninterest income$3,420,0001,244
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$62,000312
Additional Noninterest Income$3,358,000834
Total noninterest expense$15,681,000976
Salaries and employee benefits$5,618,0001,194
Premises and equipment expense$3,993,000591
Additional noninterest expense$6,070,000966
Pre-tax net operating income$8,163,000962
Securities gains (losses)$272,000553
Applicable income taxes$3,863,000747
Income before extraordinary items$4,572,0001,154
Extraordinary gains, net$065
Net income$4,572,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,567
Cash dividends$2,200,0001,147
Sale, conversion, retirement of capital stock, netNANA
Net operating income$4,397,9201,182
1994-12-31 (YTD Data)Rank
Total interest income$39,262,000839
Total interest expense$20,193,000713
Net interest income$19,069,000971
Provision for loan and lease losses$582,0001,374
Total noninterest income$3,694,0001,151
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-61,0004,857
Additional Noninterest Income$3,755,000765
Total noninterest expense$15,536,000982
Salaries and employee benefits$5,319,0001,257
Premises and equipment expense$3,815,000608
Additional noninterest expense$6,402,000965
Pre-tax net operating income$6,645,0001,143
Securities gains (losses)$580,000245
Applicable income taxes$2,667,000963
Income before extraordinary items$4,558,0001,114
Extraordinary gains, net$0249
Net income$4,558,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,00011,726
Cash dividends$2,000,0001,095
Sale, conversion, retirement of capital stock, net$44,583,00030
Net operating income$4,186,8001,218
1993-12-31 (YTD Data)Rank
Total interest income$37,604,000879
Total interest expense$20,314,000705
Net interest income$17,290,0001,061
Provision for loan and lease losses$900,0001,396
Total noninterest income$4,570,0001,056
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$4,570,000724
Total noninterest expense$14,912,0001,063
Salaries and employee benefits$5,600,0001,199
Premises and equipment expense$3,643,000646
Additional noninterest expense$5,669,0001,147
Pre-tax net operating income$6,048,0001,151
Securities gains (losses)$3,396,000216
Applicable income taxes$3,773,000684
Income before extraordinary items$5,671,000921
Extraordinary gains, net$1,775,000138
Net income$7,446,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,00012,845
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,497,5601,365
1992-12-31 (YTD Data)Rank
Total interest income$42,455,000896
Total interest expense$26,765,000714
Net interest income$15,690,0001,198
Provision for loan and lease losses$3,063,000822
Total noninterest income$5,011,000976
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$5,011,000679
Total noninterest expense$13,736,0001,149
Salaries and employee benefits$5,308,0001,271
Premises and equipment expense$3,488,000697
Additional noninterest expense$4,940,0001,337
Pre-tax net operating income$3,902,0001,592
Securities gains (losses)$2,518,000342
Applicable income taxes$2,637,000878
Income before extraordinary items$3,783,0001,236
Extraordinary gains, net$01,422
Net income$3,783,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-370,00013,895
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,171,4801,941

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.