Home > International Bank of Commerce > Income and Expense

International Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,572,0001,988
Total interest expense$4,369,0002,174
Net interest income$14,203,0001,894
Provision for loan and lease losses$1,089,000795
Total noninterest income$8,917,000800
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,865,000279
Trading account gains and fees$0123
Additional Noninterest Income$4,052,0001,017
Total noninterest expense$12,269,0001,787
Salaries and employee benefits$4,237,0002,439
Premises and equipment expense$2,088,0001,172
Additional noninterest expense$4,052,0001,017
Pre-tax net operating income$9,762,0001,186
Securities gains (losses)$37,000477
Applicable income taxes$2,107,000959
Income before extraordinary items$7,692,0001,245
Extraordinary gains, net$054
Net income$7,692,0001,261
Minority interest net income$088
Net income of bank and minority interests.$7,692,0001,248
Net charge-offs$496,000754
Cash dividends$15,000,000360
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,662,7701,270
2023-09-30 (YTD Data)Rank
Total interest income$13,682,0001,986
Total interest expense$2,840,0002,219
Net interest income$10,842,0001,882
Provision for loan and lease losses$895,000711
Total noninterest income$6,625,000812
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,628,000279
Trading account gains and fees$0125
Additional Noninterest Income$2,997,0001,036
Total noninterest expense$9,214,0001,784
Salaries and employee benefits$3,137,0002,452
Premises and equipment expense$1,533,0001,198
Additional noninterest expense$2,997,0001,036
Pre-tax net operating income$7,358,0001,218
Securities gains (losses)$-81,0003,950
Applicable income taxes$1,599,000973
Income before extraordinary items$5,678,0001,305
Extraordinary gains, net$052
Net income$5,678,0001,314
Minority interest net income$081
Net income of bank and minority interests.$5,678,0001,305
Net charge-offs$291,000739
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,741,9901,316
2023-06-30 (YTD Data)Rank
Total interest income$8,847,0001,998
Total interest expense$1,612,0002,253
Net interest income$7,235,0001,887
Provision for loan and lease losses$730,000621
Total noninterest income$4,330,000807
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,346,000276
Trading account gains and fees$0112
Additional Noninterest Income$1,984,000976
Total noninterest expense$5,986,0001,804
Salaries and employee benefits$2,037,0002,483
Premises and equipment expense$987,0001,225
Additional noninterest expense$1,984,000975
Pre-tax net operating income$4,849,0001,232
Securities gains (losses)$0938
Applicable income taxes$1,067,000977
Income before extraordinary items$3,782,0001,311
Extraordinary gains, net$051
Net income$3,782,0001,324
Minority interest net income$081
Net income of bank and minority interests.$3,782,0001,311
Net charge-offs$173,000722
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,782,0001,328
2023-03-31 (YTD Data)Rank
Total interest income$4,157,0002,056
Total interest expense$618,0002,381
Net interest income$3,539,0001,934
Provision for loan and lease losses$368,000601
Total noninterest income$2,138,000794
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,172,000288
Trading account gains and fees$097
Additional Noninterest Income$966,000988
Total noninterest expense$2,961,0001,848
Salaries and employee benefits$996,0002,558
Premises and equipment expense$491,0001,265
Additional noninterest expense$966,000988
Pre-tax net operating income$2,348,0001,289
Securities gains (losses)$42,000292
Applicable income taxes$526,0001,012
Income before extraordinary items$1,864,0001,351
Extraordinary gains, net$04
Net income$1,864,0001,351
Minority interest net income$048
Net income of bank and minority interests.$1,864,0001,351
Net charge-offs$73,000682
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,830,8201,379
2022-12-31 (YTD Data)Rank
Total interest income$12,507,0002,208
Total interest expense$838,0002,638
Net interest income$11,669,0002,146
Provision for loan and lease losses$322,0001,484
Total noninterest income$8,470,000843
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,597,000304
Trading account gains and fees$0116
Additional Noninterest Income$3,873,0001,072
Total noninterest expense$11,690,0001,812
Salaries and employee benefits$3,893,0002,546
Premises and equipment expense$2,245,0001,097
Additional noninterest expense$3,873,0001,072
Pre-tax net operating income$8,127,0001,468
Securities gains (losses)$-343,0004,238
Applicable income taxes$1,669,0001,195
Income before extraordinary items$6,115,0001,608
Extraordinary gains, net$05
Net income$6,115,0001,606
Minority interest net income$063
Net income of bank and minority interests.$6,115,0001,607
Net charge-offs$375,000702
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,385,9701,583
2022-09-30 (YTD Data)Rank
Total interest income$8,847,0002,239
Total interest expense$468,0002,746
Net interest income$8,379,0002,188
Provision for loan and lease losses$269,0001,304
Total noninterest income$6,377,000862
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,405,000304
Trading account gains and fees$0111
Additional Noninterest Income$2,972,0001,080
Total noninterest expense$9,078,0001,761
Salaries and employee benefits$2,971,0002,519
Premises and equipment expense$1,727,0001,067
Additional noninterest expense$2,972,0001,080
Pre-tax net operating income$5,409,0001,603
Securities gains (losses)$-348,0004,443
Applicable income taxes$1,127,0001,263
Income before extraordinary items$3,934,0001,751
Extraordinary gains, net$04
Net income$3,934,0001,751
Minority interest net income$057
Net income of bank and minority interests.$3,934,0001,750
Net charge-offs$283,000590
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,208,9201,700
2022-06-30 (YTD Data)Rank
Total interest income$5,614,0002,261
Total interest expense$275,0002,778
Net interest income$5,339,0002,224
Provision for loan and lease losses$-123,0004,499
Total noninterest income$3,994,000884
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,173,000309
Trading account gains and fees$0108
Additional Noninterest Income$1,821,0001,163
Total noninterest expense$6,020,0001,752
Salaries and employee benefits$1,933,0002,558
Premises and equipment expense$1,181,0001,041
Additional noninterest expense$2,906,0001,187
Pre-tax net operating income$3,436,0001,574
Securities gains (losses)$-233,0004,487
Applicable income taxes$714,0001,226
Income before extraordinary items$2,489,0001,722
Extraordinary gains, net$04
Net income$2,489,0001,721
Minority interest net income$060
Net income of bank and minority interests.$2,489,0001,722
Net charge-offs$150,000611
Cash dividends$10,000,000268
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,673,0701,683
2022-03-31 (YTD Data)Rank
Total interest income$2,533,0002,384
Total interest expense$136,0002,764
Net interest income$2,397,0002,327
Provision for loan and lease losses$-21,0004,441
Total noninterest income$1,970,000895
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,054,000317
Trading account gains and fees$0103
Additional Noninterest Income$916,0001,146
Total noninterest expense$2,979,0001,760
Salaries and employee benefits$981,0002,530
Premises and equipment expense$596,0001,043
Additional noninterest expense$1,402,0001,205
Pre-tax net operating income$1,409,0001,714
Securities gains (losses)$-138,0004,566
Applicable income taxes$286,0001,344
Income before extraordinary items$985,0001,936
Extraordinary gains, net$04
Net income$985,0001,935
Minority interest net income$050
Net income of bank and minority interests.$985,0001,936
Net charge-offs$82,000540
Cash dividends$10,000,000172
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,094,0201,827
2021-12-31 (YTD Data)Rank
Total interest income$10,179,0002,442
Total interest expense$593,0002,922
Net interest income$9,586,0002,390
Provision for loan and lease losses$470,0001,108
Total noninterest income$7,771,0001,002
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,963,000319
Trading account gains and fees$0132
Additional Noninterest Income$3,808,0001,287
Total noninterest expense$11,785,0001,755
Salaries and employee benefits$3,780,0002,589
Premises and equipment expense$2,329,0001,049
Additional noninterest expense$5,676,0001,188
Pre-tax net operating income$5,102,0002,031
Securities gains (losses)$-87,0004,635
Applicable income taxes$1,083,0001,547
Income before extraordinary items$3,932,0002,191
Extraordinary gains, net$010
Net income$3,932,0002,192
Minority interest net income$074
Net income of bank and minority interests.$3,932,0002,192
Net charge-offs$559,000594
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,000,7302,137
2021-09-30 (YTD Data)Rank
Total interest income$7,682,0002,486
Total interest expense$451,0002,995
Net interest income$7,231,0002,427
Provision for loan and lease losses$202,0001,460
Total noninterest income$5,763,0001,021
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,869,000326
Trading account gains and fees$0132
Additional Noninterest Income$2,894,0001,324
Total noninterest expense$9,072,0001,735
Salaries and employee benefits$2,841,0002,597
Premises and equipment expense$1,748,0001,060
Additional noninterest expense$4,483,0001,154
Pre-tax net operating income$3,720,0002,141
Securities gains (losses)$-59,0004,745
Applicable income taxes$833,0001,608
Income before extraordinary items$2,828,0002,340
Extraordinary gains, net$08
Net income$2,828,0002,339
Minority interest net income$069
Net income of bank and minority interests.$2,828,0002,340
Net charge-offs$486,000507
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,874,6102,289
2021-06-30 (YTD Data)Rank
Total interest income$5,102,0002,485
Total interest expense$305,0003,053
Net interest income$4,797,0002,427
Provision for loan and lease losses$39,0002,281
Total noninterest income$3,643,0001,054
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,840,000324
Trading account gains and fees$0133
Additional Noninterest Income$1,803,0001,380
Total noninterest expense$6,019,0001,729
Salaries and employee benefits$1,885,0002,604
Premises and equipment expense$1,158,0001,066
Additional noninterest expense$2,976,0001,136
Pre-tax net operating income$2,382,0002,168
Securities gains (losses)$-45,0004,799
Applicable income taxes$534,0001,614
Income before extraordinary items$1,803,0002,366
Extraordinary gains, net$06
Net income$1,803,0002,365
Minority interest net income$067
Net income of bank and minority interests.$1,803,0002,366
Net charge-offs$295,000515
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,838,5502,306
2021-03-31 (YTD Data)Rank
Total interest income$2,492,0002,510
Total interest expense$157,0003,109
Net interest income$2,335,0002,445
Provision for loan and lease losses$-2,0004,550
Total noninterest income$1,763,0001,081
Gross Fiduciary activities income$0922
Service charges on deposit accounts$903,000324
Trading account gains and fees$0127
Additional Noninterest Income$860,0001,402
Total noninterest expense$2,953,0001,743
Salaries and employee benefits$962,0002,556
Premises and equipment expense$580,0001,073
Additional noninterest expense$1,411,0001,158
Pre-tax net operating income$1,147,0002,200
Securities gains (losses)$-53,0004,843
Applicable income taxes$250,0001,643
Income before extraordinary items$844,0002,438
Extraordinary gains, net$03
Net income$844,0002,436
Minority interest net income$055
Net income of bank and minority interests.$844,0002,438
Net charge-offs$219,000412
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$885,8702,332
2020-12-31 (YTD Data)Rank
Total interest income$12,394,0002,179
Total interest expense$1,083,0002,815
Net interest income$11,311,0002,046
Provision for loan and lease losses$1,400,0001,300
Total noninterest income$7,214,0001,005
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,803,000306
Trading account gains and fees$0133
Additional Noninterest Income$3,411,0001,340
Total noninterest expense$13,027,0001,591
Salaries and employee benefits$3,990,0002,492
Premises and equipment expense$2,308,0001,046
Additional noninterest expense$6,729,0001,017
Pre-tax net operating income$4,098,0002,033
Securities gains (losses)$65,0001,600
Applicable income taxes$904,0001,509
Income before extraordinary items$3,259,0002,187
Extraordinary gains, net$04
Net income$3,259,0002,187
Minority interest net income$072
Net income of bank and minority interests.$3,259,0002,187
Net charge-offs$698,000811
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,207,6502,158
2020-09-30 (YTD Data)Rank
Total interest income$9,832,0002,097
Total interest expense$893,0002,768
Net interest income$8,939,0001,961
Provision for loan and lease losses$1,005,0001,358
Total noninterest income$5,344,000984
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,771,000312
Trading account gains and fees$0125
Additional Noninterest Income$2,573,0001,295
Total noninterest expense$9,634,0001,585
Salaries and employee benefits$3,055,0002,434
Premises and equipment expense$1,756,0001,027
Additional noninterest expense$4,823,0001,037
Pre-tax net operating income$3,644,0001,797
Securities gains (losses)$73,0001,356
Applicable income taxes$844,0001,316
Income before extraordinary items$2,873,0001,954
Extraordinary gains, net$04
Net income$2,873,0001,953
Minority interest net income$065
Net income of bank and minority interests.$2,873,0001,954
Net charge-offs$451,000797
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,815,3301,922
2020-06-30 (YTD Data)Rank
Total interest income$6,947,0002,028
Total interest expense$658,0002,733
Net interest income$6,289,0001,879
Provision for loan and lease losses$661,0001,370
Total noninterest income$3,481,000943
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,883,000310
Trading account gains and fees$0123
Additional Noninterest Income$1,598,0001,264
Total noninterest expense$6,402,0001,579
Salaries and employee benefits$2,097,0002,391
Premises and equipment expense$1,148,0001,042
Additional noninterest expense$3,157,0001,043
Pre-tax net operating income$2,707,0001,584
Securities gains (losses)$73,0001,116
Applicable income taxes$627,0001,161
Income before extraordinary items$2,153,0001,744
Extraordinary gains, net$04
Net income$2,153,0001,745
Minority interest net income$065
Net income of bank and minority interests.$2,153,0001,745
Net charge-offs$337,000756
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,095,3301,728
2020-03-31 (YTD Data)Rank
Total interest income$3,634,0001,958
Total interest expense$378,0002,687
Net interest income$3,256,0001,798
Provision for loan and lease losses$502,000882
Total noninterest income$1,898,000840
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,116,000308
Trading account gains and fees$0106
Additional Noninterest Income$782,0001,161
Total noninterest expense$3,287,0001,559
Salaries and employee benefits$1,114,0002,307
Premises and equipment expense$583,0001,047
Additional noninterest expense$1,590,0001,061
Pre-tax net operating income$1,365,0001,428
Securities gains (losses)$48,000851
Applicable income taxes$321,0001,023
Income before extraordinary items$1,092,0001,551
Extraordinary gains, net$04
Net income$1,092,0001,550
Minority interest net income$056
Net income of bank and minority interests.$1,092,0001,551
Net charge-offs$248,000557
Cash dividends$5,000,000293
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,054,0801,569
2019-12-31 (YTD Data)Rank
Total interest income$14,460,0001,977
Total interest expense$2,010,0002,322
Net interest income$12,450,0001,872
Provision for loan and lease losses$756,0001,126
Total noninterest income$7,844,000828
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,543,000308
Trading account gains and fees$0135
Additional Noninterest Income$3,301,0001,124
Total noninterest expense$13,969,0001,440
Salaries and employee benefits$4,710,0002,194
Premises and equipment expense$2,548,000970
Additional noninterest expense$6,711,0001,006
Pre-tax net operating income$5,569,0001,623
Securities gains (losses)$87,000999
Applicable income taxes$1,240,0001,252
Income before extraordinary items$4,416,0001,752
Extraordinary gains, net$011
Net income$4,416,0001,754
Minority interest net income$076
Net income of bank and minority interests.$4,416,0001,754
Net charge-offs$1,161,000601
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,347,2701,743
2019-09-30 (YTD Data)Rank
Total interest income$11,187,0001,952
Total interest expense$1,609,0002,252
Net interest income$9,578,0001,861
Provision for loan and lease losses$339,0001,505
Total noninterest income$5,718,000851
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,332,000316
Trading account gains and fees$0129
Additional Noninterest Income$2,386,0001,142
Total noninterest expense$10,570,0001,445
Salaries and employee benefits$3,627,0002,169
Premises and equipment expense$1,831,000995
Additional noninterest expense$5,112,000978
Pre-tax net operating income$4,387,0001,605
Securities gains (losses)$101,000772
Applicable income taxes$1,020,0001,214
Income before extraordinary items$3,468,0001,731
Extraordinary gains, net$011
Net income$3,468,0001,732
Minority interest net income$072
Net income of bank and minority interests.$3,468,0001,732
Net charge-offs$792,000568
Cash dividends$3,000,000869
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,388,2101,731
2019-06-30 (YTD Data)Rank
Total interest income$7,592,0001,914
Total interest expense$1,125,0002,171
Net interest income$6,467,0001,849
Provision for loan and lease losses$230,0001,450
Total noninterest income$3,635,000858
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,165,000321
Trading account gains and fees$0131
Additional Noninterest Income$1,470,0001,175
Total noninterest expense$7,051,0001,445
Salaries and employee benefits$2,424,0002,170
Premises and equipment expense$1,232,0001,000
Additional noninterest expense$3,395,000993
Pre-tax net operating income$2,821,0001,626
Securities gains (losses)$79,000608
Applicable income taxes$660,0001,218
Income before extraordinary items$2,240,0001,747
Extraordinary gains, net$011
Net income$2,240,0001,747
Minority interest net income$069
Net income of bank and minority interests.$2,240,0001,747
Net charge-offs$200,000988
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,177,5901,760
2019-03-31 (YTD Data)Rank
Total interest income$3,815,0001,917
Total interest expense$583,0002,095
Net interest income$3,232,0001,854
Provision for loan and lease losses$362,000602
Total noninterest income$1,775,000846
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,075,000320
Trading account gains and fees$0126
Additional Noninterest Income$700,0001,166
Total noninterest expense$3,466,0001,475
Salaries and employee benefits$1,197,0002,212
Premises and equipment expense$622,000994
Additional noninterest expense$1,647,0001,003
Pre-tax net operating income$1,179,0001,831
Securities gains (losses)$37,000441
Applicable income taxes$282,0001,300
Income before extraordinary items$934,0001,978
Extraordinary gains, net$05
Net income$934,0001,976
Minority interest net income$052
Net income of bank and minority interests.$934,0001,977
Net charge-offs$62,0001,103
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$904,7701,996
2018-12-31 (YTD Data)Rank
Total interest income$15,207,0001,838
Total interest expense$2,378,0001,711
Net interest income$12,829,0001,837
Provision for loan and lease losses$1,690,000579
Total noninterest income$7,439,000850
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,445,000327
Trading account gains and fees$0126
Additional Noninterest Income$2,994,0001,145
Total noninterest expense$13,248,0001,486
Salaries and employee benefits$4,154,0002,392
Premises and equipment expense$2,382,0001,022
Additional noninterest expense$6,712,000997
Pre-tax net operating income$5,330,0001,699
Securities gains (losses)$-65,0004,906
Applicable income taxes$1,101,0001,295
Income before extraordinary items$4,164,0001,847
Extraordinary gains, net$06
Net income$4,164,0001,846
Minority interest net income$072
Net income of bank and minority interests.$4,164,0001,846
Net charge-offs$1,265,000484
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,215,3501,826
2018-09-30 (YTD Data)Rank
Total interest income$11,323,0001,838
Total interest expense$1,729,0001,676
Net interest income$9,594,0001,840
Provision for loan and lease losses$1,301,000532
Total noninterest income$5,581,000848
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,287,000329
Trading account gains and fees$0138
Additional Noninterest Income$2,294,0001,145
Total noninterest expense$10,052,0001,479
Salaries and employee benefits$3,173,0002,370
Premises and equipment expense$1,703,0001,053
Additional noninterest expense$5,176,000960
Pre-tax net operating income$3,822,0001,779
Securities gains (losses)$-93,0005,226
Applicable income taxes$852,0001,312
Income before extraordinary items$2,877,0001,969
Extraordinary gains, net$05
Net income$2,877,0001,966
Minority interest net income$066
Net income of bank and minority interests.$2,877,0001,968
Net charge-offs$1,135,000400
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,950,4701,921
2018-06-30 (YTD Data)Rank
Total interest income$7,507,0001,832
Total interest expense$1,109,0001,645
Net interest income$6,398,0001,835
Provision for loan and lease losses$722,000608
Total noninterest income$3,598,000870
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,139,000332
Trading account gains and fees$0130
Additional Noninterest Income$1,459,0001,179
Total noninterest expense$6,581,0001,507
Salaries and employee benefits$2,068,0002,420
Premises and equipment expense$1,147,0001,046
Additional noninterest expense$3,366,000979
Pre-tax net operating income$2,693,0001,653
Securities gains (losses)$-150,0005,394
Applicable income taxes$579,0001,275
Income before extraordinary items$1,964,0001,908
Extraordinary gains, net$06
Net income$1,964,0001,906
Minority interest net income$065
Net income of bank and minority interests.$1,964,0001,907
Net charge-offs$662,000433
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,082,5001,813
2018-03-31 (YTD Data)Rank
Total interest income$3,694,0001,839
Total interest expense$537,0001,618
Net interest income$3,157,0001,849
Provision for loan and lease losses$370,000600
Total noninterest income$1,776,000863
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,072,000332
Trading account gains and fees$0123
Additional Noninterest Income$704,0001,200
Total noninterest expense$3,263,0001,524
Salaries and employee benefits$1,048,0002,422
Premises and equipment expense$581,0001,048
Additional noninterest expense$1,634,000994
Pre-tax net operating income$1,300,0001,672
Securities gains (losses)$-88,0005,462
Applicable income taxes$276,0001,294
Income before extraordinary items$936,0001,931
Extraordinary gains, net$07
Net income$936,0001,930
Minority interest net income$052
Net income of bank and minority interests.$936,0001,931
Net charge-offs$128,000741
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,005,5201,830
2017-12-31 (YTD Data)Rank
Total interest income$14,491,0001,829
Total interest expense$1,599,0001,820
Net interest income$12,892,0001,795
Provision for loan and lease losses$1,982,000522
Total noninterest income$7,257,000860
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,516,000318
Trading account gains and fees$0151
Additional Noninterest Income$2,741,0001,242
Total noninterest expense$12,998,0001,526
Salaries and employee benefits$4,108,0002,430
Premises and equipment expense$2,403,000992
Additional noninterest expense$6,487,000994
Pre-tax net operating income$5,169,0001,663
Securities gains (losses)$-13,0005,100
Applicable income taxes$1,748,0001,398
Income before extraordinary items$3,408,0001,841
Extraordinary gains, net$09
Net income$3,408,0001,840
Minority interest net income$076
Net income of bank and minority interests.$3,408,0001,841
Net charge-offs$1,144,000625
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,416,5801,815
2017-09-30 (YTD Data)Rank
Total interest income$10,707,0001,852
Total interest expense$1,101,0001,927
Net interest income$9,606,0001,803
Provision for loan and lease losses$1,588,000487
Total noninterest income$5,476,000871
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,394,000320
Trading account gains and fees$0145
Additional Noninterest Income$2,082,0001,243
Total noninterest expense$9,768,0001,530
Salaries and employee benefits$3,205,0002,367
Premises and equipment expense$1,761,0001,021
Additional noninterest expense$4,802,0001,007
Pre-tax net operating income$3,726,0001,742
Securities gains (losses)$-13,0005,428
Applicable income taxes$1,338,0001,213
Income before extraordinary items$2,375,0002,112
Extraordinary gains, net$09
Net income$2,375,0002,113
Minority interest net income$071
Net income of bank and minority interests.$2,375,0002,113
Net charge-offs$1,000,000495
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,383,3202,074
2017-06-30 (YTD Data)Rank
Total interest income$7,012,0001,861
Total interest expense$682,0002,001
Net interest income$6,330,0001,817
Provision for loan and lease losses$992,000508
Total noninterest income$3,520,000891
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,219,000319
Trading account gains and fees$0139
Additional Noninterest Income$1,301,0001,307
Total noninterest expense$6,466,0001,538
Salaries and employee benefits$2,157,0002,372
Premises and equipment expense$1,153,0001,035
Additional noninterest expense$3,156,0001,025
Pre-tax net operating income$2,392,0001,773
Securities gains (losses)$-13,0005,526
Applicable income taxes$857,0001,218
Income before extraordinary items$1,522,0002,127
Extraordinary gains, net$011
Net income$1,522,0002,128
Minority interest net income$071
Net income of bank and minority interests.$1,522,0002,128
Net charge-offs$573,000506
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,530,3202,089
2017-03-31 (YTD Data)Rank
Total interest income$3,433,0001,895
Total interest expense$308,0002,128
Net interest income$3,125,0001,833
Provision for loan and lease losses$640,000378
Total noninterest income$1,738,000891
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,103,000319
Trading account gains and fees$0142
Additional Noninterest Income$635,0001,308
Total noninterest expense$3,199,0001,559
Salaries and employee benefits$1,096,0002,368
Premises and equipment expense$580,0001,037
Additional noninterest expense$1,523,0001,050
Pre-tax net operating income$1,024,0001,932
Securities gains (losses)$-15,0005,683
Applicable income taxes$366,0001,330
Income before extraordinary items$643,0002,331
Extraordinary gains, net$08
Net income$643,0002,331
Minority interest net income$055
Net income of bank and minority interests.$643,0002,331
Net charge-offs$411,000387
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$652,6002,283
2016-12-31 (YTD Data)Rank
Total interest income$14,087,0001,800
Total interest expense$1,199,0002,134
Net interest income$12,888,0001,742
Provision for loan and lease losses$1,245,000754
Total noninterest income$7,214,000883
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,505,000317
Trading account gains and fees$0170
Additional Noninterest Income$2,709,0001,303
Total noninterest expense$12,698,0001,536
Salaries and employee benefits$4,305,0002,370
Premises and equipment expense$2,241,0001,059
Additional noninterest expense$6,152,0001,073
Pre-tax net operating income$6,159,0001,370
Securities gains (losses)$-223,0005,847
Applicable income taxes$2,085,0001,015
Income before extraordinary items$3,851,0001,693
Extraordinary gains, net$05
Net income$3,851,0001,692
Minority interest net income$082
Net income of bank and minority interests.$3,851,0001,692
Net charge-offs$1,079,000620
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,995,9501,625
2016-09-30 (YTD Data)Rank
Total interest income$10,717,0001,772
Total interest expense$902,0002,126
Net interest income$9,815,0001,722
Provision for loan and lease losses$390,0001,375
Total noninterest income$5,412,000877
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,345,000320
Trading account gains and fees$0169
Additional Noninterest Income$2,067,0001,285
Total noninterest expense$9,606,0001,519
Salaries and employee benefits$3,212,0002,360
Premises and equipment expense$1,651,0001,078
Additional noninterest expense$4,743,0001,046
Pre-tax net operating income$5,231,0001,273
Securities gains (losses)$-223,0005,943
Applicable income taxes$1,748,000962
Income before extraordinary items$3,260,0001,567
Extraordinary gains, net$05
Net income$3,260,0001,566
Minority interest net income$071
Net income of bank and minority interests.$3,260,0001,567
Net charge-offs$466,000839
Cash dividends$4,000,000598
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,404,9501,479
2016-06-30 (YTD Data)Rank
Total interest income$7,204,0001,767
Total interest expense$599,0002,135
Net interest income$6,605,0001,710
Provision for loan and lease losses$-1,0005,737
Total noninterest income$3,431,000907
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,184,000323
Trading account gains and fees$0157
Additional Noninterest Income$1,247,0001,347
Total noninterest expense$6,283,0001,553
Salaries and employee benefits$2,099,0002,409
Premises and equipment expense$1,085,0001,093
Additional noninterest expense$3,099,0001,061
Pre-tax net operating income$3,754,0001,171
Securities gains (losses)$-189,0006,029
Applicable income taxes$1,268,000888
Income before extraordinary items$2,297,0001,497
Extraordinary gains, net$016
Net income$2,297,0001,497
Minority interest net income$071
Net income of bank and minority interests.$2,297,0001,497
Net charge-offs$263,000947
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,417,9601,387
2016-03-31 (YTD Data)Rank
Total interest income$3,528,0001,802
Total interest expense$277,0002,268
Net interest income$3,251,0001,735
Provision for loan and lease losses$-246,0006,030
Total noninterest income$1,676,000893
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,102,000320
Trading account gains and fees$0142
Additional Noninterest Income$574,0001,385
Total noninterest expense$2,987,0001,632
Salaries and employee benefits$1,051,0002,426
Premises and equipment expense$540,0001,098
Additional noninterest expense$1,396,0001,153
Pre-tax net operating income$2,186,0001,006
Securities gains (losses)$02,077
Applicable income taxes$775,000763
Income before extraordinary items$1,411,0001,244
Extraordinary gains, net$012
Net income$1,411,0001,246
Minority interest net income$062
Net income of bank and minority interests.$1,411,0001,245
Net charge-offs$144,000810
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,411,0001,211
2015-12-31 (YTD Data)Rank
Total interest income$14,520,0001,702
Total interest expense$1,004,0002,414
Net interest income$13,516,0001,624
Provision for loan and lease losses$1,023,000811
Total noninterest income$10,396,000659
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,833,000300
Trading account gains and fees$0159
Additional Noninterest Income$5,563,000757
Total noninterest expense$11,979,0001,601
Salaries and employee benefits$4,232,0002,363
Premises and equipment expense$2,220,0001,065
Additional noninterest expense$5,527,0001,166
Pre-tax net operating income$10,910,000821
Securities gains (losses)$03,216
Applicable income taxes$2,919,000765
Income before extraordinary items$7,991,000894
Extraordinary gains, net$023
Net income$7,991,000894
Minority interest net income$081
Net income of bank and minority interests.$7,991,000894
Net charge-offs$605,000999
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,991,000876
2015-09-30 (YTD Data)Rank
Total interest income$11,029,0001,693
Total interest expense$761,0002,420
Net interest income$10,268,0001,615
Provision for loan and lease losses$648,000854
Total noninterest income$5,739,000847
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,644,000303
Trading account gains and fees$0153
Additional Noninterest Income$2,095,0001,242
Total noninterest expense$9,033,0001,610
Salaries and employee benefits$3,190,0002,352
Premises and equipment expense$1,642,0001,101
Additional noninterest expense$4,201,0001,154
Pre-tax net operating income$6,326,0001,042
Securities gains (losses)$03,031
Applicable income taxes$2,278,000756
Income before extraordinary items$4,048,0001,287
Extraordinary gains, net$021
Net income$4,048,0001,288
Minority interest net income$078
Net income of bank and minority interests.$4,048,0001,287
Net charge-offs$434,000949
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,048,0001,248
2015-06-30 (YTD Data)Rank
Total interest income$7,519,0001,674
Total interest expense$514,0002,420
Net interest income$7,005,0001,579
Provision for loan and lease losses$234,0001,364
Total noninterest income$3,789,000858
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,367,000308
Trading account gains and fees$0157
Additional Noninterest Income$1,422,0001,225
Total noninterest expense$5,871,0001,651
Salaries and employee benefits$2,107,0002,397
Premises and equipment expense$1,052,0001,149
Additional noninterest expense$2,712,0001,181
Pre-tax net operating income$4,689,000954
Securities gains (losses)$02,636
Applicable income taxes$1,647,000734
Income before extraordinary items$3,042,0001,155
Extraordinary gains, net$022
Net income$3,042,0001,154
Minority interest net income$075
Net income of bank and minority interests.$3,042,0001,156
Net charge-offs$89,0001,830
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,042,0001,122
2015-03-31 (YTD Data)Rank
Total interest income$3,832,0001,620
Total interest expense$262,0002,404
Net interest income$3,570,0001,544
Provision for loan and lease losses$229,000811
Total noninterest income$1,819,000847
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,182,000306
Trading account gains and fees$0152
Additional Noninterest Income$637,0001,267
Total noninterest expense$2,879,0001,680
Salaries and employee benefits$1,092,0002,334
Premises and equipment expense$503,0001,200
Additional noninterest expense$1,284,0001,223
Pre-tax net operating income$2,281,000944
Securities gains (losses)$02,027
Applicable income taxes$766,000756
Income before extraordinary items$1,515,0001,122
Extraordinary gains, net$013
Net income$1,515,0001,123
Minority interest net income$064
Net income of bank and minority interests.$1,515,0001,123
Net charge-offs$50,0001,563
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,515,0001,091
2014-12-31 (YTD Data)Rank
Total interest income$15,386,0001,615
Total interest expense$1,134,0002,359
Net interest income$14,252,0001,558
Provision for loan and lease losses$287,0002,054
Total noninterest income$7,958,000779
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$5,311,000292
Trading account gains and fees$0180
Additional Noninterest Income$2,647,0001,197
Total noninterest expense$11,305,0001,699
Salaries and employee benefits$3,820,0002,592
Premises and equipment expense$2,257,0001,069
Additional noninterest expense$5,228,0001,243
Pre-tax net operating income$10,618,000782
Securities gains (losses)$03,259
Applicable income taxes$3,680,000619
Income before extraordinary items$6,938,000960
Extraordinary gains, net$017
Net income$6,938,000959
Minority interest net income$084
Net income of bank and minority interests.$6,938,000959
Net charge-offs$603,0001,296
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,938,000931
2014-09-30 (YTD Data)Rank
Total interest income$11,573,0001,621
Total interest expense$849,0002,398
Net interest income$10,724,0001,553
Provision for loan and lease losses$177,0002,237
Total noninterest income$6,006,000767
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,003,000288
Trading account gains and fees$0174
Additional Noninterest Income$2,003,0001,201
Total noninterest expense$8,714,0001,655
Salaries and employee benefits$2,941,0002,546
Premises and equipment expense$1,693,0001,069
Additional noninterest expense$4,080,0001,203
Pre-tax net operating income$7,839,000805
Securities gains (losses)$02,980
Applicable income taxes$2,741,000633
Income before extraordinary items$5,098,000980
Extraordinary gains, net$015
Net income$5,098,000979
Minority interest net income$081
Net income of bank and minority interests.$5,098,000979
Net charge-offs$323,0001,535
Cash dividends$3,500,000597
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,098,000953
2014-06-30 (YTD Data)Rank
Total interest income$7,749,0001,606
Total interest expense$562,0002,433
Net interest income$7,187,0001,538
Provision for loan and lease losses$-24,0006,247
Total noninterest income$4,000,000749
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,631,000285
Trading account gains and fees$0172
Additional Noninterest Income$1,369,0001,169
Total noninterest expense$5,686,0001,678
Salaries and employee benefits$1,892,0002,629
Premises and equipment expense$1,131,0001,079
Additional noninterest expense$2,663,0001,213
Pre-tax net operating income$5,525,000740
Securities gains (losses)$02,580
Applicable income taxes$1,952,000589
Income before extraordinary items$3,573,000904
Extraordinary gains, net$020
Net income$3,573,000904
Minority interest net income$080
Net income of bank and minority interests.$3,573,000904
Net charge-offs$213,0001,535
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,573,000885
2014-03-31 (YTD Data)Rank
Total interest income$3,875,0001,597
Total interest expense$280,0002,481
Net interest income$3,595,0001,529
Provision for loan and lease losses$350,000616
Total noninterest income$1,938,000744
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,314,000279
Trading account gains and fees$0147
Additional Noninterest Income$624,0001,210
Total noninterest expense$2,717,0001,752
Salaries and employee benefits$928,0002,693
Premises and equipment expense$538,0001,150
Additional noninterest expense$1,251,0001,284
Pre-tax net operating income$2,466,000807
Securities gains (losses)$01,715
Applicable income taxes$873,000626
Income before extraordinary items$1,593,000980
Extraordinary gains, net$016
Net income$1,593,000980
Minority interest net income$066
Net income of bank and minority interests.$1,593,000981
Net charge-offs$123,0001,245
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,593,000961
2013-12-31 (YTD Data)Rank
Total interest income$13,557,0001,839
Total interest expense$1,313,0002,406
Net interest income$12,244,0001,762
Provision for loan and lease losses$320,0002,361
Total noninterest income$8,378,000769
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,830,000279
Trading account gains and fees$0184
Additional Noninterest Income$2,548,0001,282
Total noninterest expense$11,294,0001,699
Salaries and employee benefits$3,770,0002,613
Premises and equipment expense$2,323,0001,027
Additional noninterest expense$5,201,0001,292
Pre-tax net operating income$9,008,000859
Securities gains (losses)$03,182
Applicable income taxes$3,063,000654
Income before extraordinary items$5,945,0001,043
Extraordinary gains, net$029
Net income$5,945,0001,045
Minority interest net income$090
Net income of bank and minority interests.$5,945,0001,045
Net charge-offs$621,0001,771
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,945,0001,017
2013-09-30 (YTD Data)Rank
Total interest income$9,851,0001,907
Total interest expense$1,010,0002,421
Net interest income$8,841,0001,820
Provision for loan and lease losses$601,0001,324
Total noninterest income$6,327,000773
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,365,000279
Trading account gains and fees$0180
Additional Noninterest Income$1,962,0001,292
Total noninterest expense$8,746,0001,656
Salaries and employee benefits$2,944,0002,526
Premises and equipment expense$1,743,0001,038
Additional noninterest expense$4,059,0001,231
Pre-tax net operating income$5,821,000994
Securities gains (losses)$03,040
Applicable income taxes$1,958,000749
Income before extraordinary items$3,863,0001,198
Extraordinary gains, net$025
Net income$3,863,0001,199
Minority interest net income$084
Net income of bank and minority interests.$3,863,0001,200
Net charge-offs$551,0001,500
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,863,0001,164
2013-06-30 (YTD Data)Rank
Total interest income$6,500,0001,914
Total interest expense$699,0002,404
Net interest income$5,801,0001,839
Provision for loan and lease losses$174,0002,296
Total noninterest income$4,127,000793
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,851,000279
Trading account gains and fees$0157
Additional Noninterest Income$1,276,0001,332
Total noninterest expense$5,865,0001,635
Salaries and employee benefits$1,981,0002,520
Premises and equipment expense$1,164,0001,031
Additional noninterest expense$2,720,0001,223
Pre-tax net operating income$3,889,000971
Securities gains (losses)$02,791
Applicable income taxes$1,275,000758
Income before extraordinary items$2,614,0001,167
Extraordinary gains, net$022
Net income$2,614,0001,169
Minority interest net income$082
Net income of bank and minority interests.$2,614,0001,170
Net charge-offs$339,0001,568
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,614,0001,120
2013-03-31 (YTD Data)Rank
Total interest income$3,250,0001,926
Total interest expense$363,0002,393
Net interest income$2,887,0001,851
Provision for loan and lease losses$371,000863
Total noninterest income$2,090,000795
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,441,000274
Trading account gains and fees$0148
Additional Noninterest Income$649,0001,313
Total noninterest expense$2,902,0001,666
Salaries and employee benefits$979,0002,557
Premises and equipment expense$573,0001,066
Additional noninterest expense$1,350,0001,219
Pre-tax net operating income$1,704,0001,078
Securities gains (losses)$01,966
Applicable income taxes$500,000915
Income before extraordinary items$1,204,0001,244
Extraordinary gains, net$010
Net income$1,204,0001,246
Minority interest net income$076
Net income of bank and minority interests.$1,204,0001,246
Net charge-offs$150,0001,587
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,204,0001,191
2012-12-31 (YTD Data)Rank
Total interest income$13,858,0001,907
Total interest expense$1,775,0002,373
Net interest income$12,083,0001,812
Provision for loan and lease losses$295,0003,437
Total noninterest income$7,846,000810
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,443,000293
Trading account gains and fees$0166
Additional Noninterest Income$2,403,0001,374
Total noninterest expense$10,925,0001,759
Salaries and employee benefits$3,847,0002,546
Premises and equipment expense$2,168,0001,095
Additional noninterest expense$4,910,0001,380
Pre-tax net operating income$8,709,000826
Securities gains (losses)$91,0002,343
Applicable income taxes$3,027,000605
Income before extraordinary items$5,773,0001,034
Extraordinary gains, net$029
Net income$5,773,0001,034
Minority interest net income$093
Net income of bank and minority interests.$5,773,0001,034
Net charge-offs$678,0002,267
Cash dividends$9,250,000342
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,712,940989
2012-09-30 (YTD Data)Rank
Total interest income$10,435,0001,921
Total interest expense$1,354,0002,426
Net interest income$9,081,0001,832
Provision for loan and lease losses$200,0003,508
Total noninterest income$5,830,000810
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,036,000295
Trading account gains and fees$0157
Additional Noninterest Income$1,794,0001,374
Total noninterest expense$8,490,0001,708
Salaries and employee benefits$2,979,0002,475
Premises and equipment expense$1,632,0001,104
Additional noninterest expense$3,879,0001,314
Pre-tax net operating income$6,221,000891
Securities gains (losses)$91,0002,045
Applicable income taxes$2,146,000658
Income before extraordinary items$4,166,0001,095
Extraordinary gains, net$020
Net income$4,166,0001,096
Minority interest net income$086
Net income of bank and minority interests.$4,166,0001,096
Net charge-offs$594,0001,986
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,105,9401,048
2012-06-30 (YTD Data)Rank
Total interest income$7,042,0001,905
Total interest expense$920,0002,468
Net interest income$6,122,0001,815
Provision for loan and lease losses$129,0003,533
Total noninterest income$3,950,000794
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,632,000299
Trading account gains and fees$0153
Additional Noninterest Income$1,318,0001,248
Total noninterest expense$5,691,0001,704
Salaries and employee benefits$1,992,0002,458
Premises and equipment expense$1,078,0001,115
Additional noninterest expense$2,621,0001,294
Pre-tax net operating income$4,252,000857
Securities gains (losses)$91,0001,661
Applicable income taxes$1,459,000656
Income before extraordinary items$2,884,0001,048
Extraordinary gains, net$019
Net income$2,884,0001,048
Minority interest net income$084
Net income of bank and minority interests.$2,884,0001,048
Net charge-offs$439,0001,912
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,823,940999
2012-03-31 (YTD Data)Rank
Total interest income$3,648,0001,861
Total interest expense$467,0002,535
Net interest income$3,181,0001,755
Provision for loan and lease losses$360,0001,338
Total noninterest income$1,991,000783
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,306,000293
Trading account gains and fees$0148
Additional Noninterest Income$685,0001,198
Total noninterest expense$2,790,0001,729
Salaries and employee benefits$974,0002,538
Premises and equipment expense$539,0001,113
Additional noninterest expense$1,277,0001,318
Pre-tax net operating income$2,022,000881
Securities gains (losses)$02,210
Applicable income taxes$639,000714
Income before extraordinary items$1,383,0001,077
Extraordinary gains, net$019
Net income$1,383,0001,079
Minority interest net income$078
Net income of bank and minority interests.$1,383,0001,078
Net charge-offs$147,0002,113
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,383,0001,010
2011-12-31 (YTD Data)Rank
Total interest income$16,139,0001,745
Total interest expense$2,234,0002,533
Net interest income$13,905,0001,599
Provision for loan and lease losses$600,0003,157
Total noninterest income$8,834,000686
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,535,000292
Trading account gains and fees$0146
Additional Noninterest Income$3,299,000971
Total noninterest expense$11,880,0001,648
Salaries and employee benefits$4,174,0002,314
Premises and equipment expense$2,540,000978
Additional noninterest expense$5,166,0001,340
Pre-tax net operating income$10,259,000610
Securities gains (losses)$1,695,000276
Applicable income taxes$4,205,000454
Income before extraordinary items$7,749,000668
Extraordinary gains, net$029
Net income$7,749,000667
Minority interest net income$096
Net income of bank and minority interests.$7,749,000668
Net charge-offs$1,058,0002,289
Cash dividends$3,400,000591
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,647,250726
2011-09-30 (YTD Data)Rank
Total interest income$12,442,0001,725
Total interest expense$1,738,0002,561
Net interest income$10,704,0001,576
Provision for loan and lease losses$1,192,0001,758
Total noninterest income$6,729,000673
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,127,000294
Trading account gains and fees$0145
Additional Noninterest Income$2,602,000931
Total noninterest expense$9,064,0001,608
Salaries and employee benefits$3,173,0002,278
Premises and equipment expense$1,885,0001,008
Additional noninterest expense$4,006,0001,283
Pre-tax net operating income$7,177,000673
Securities gains (losses)$651,000515
Applicable income taxes$2,750,000495
Income before extraordinary items$5,078,000762
Extraordinary gains, net$021
Net income$5,078,000761
Minority interest net income$087
Net income of bank and minority interests.$5,078,000762
Net charge-offs$792,0002,152
Cash dividends$3,400,000400
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,654,850791
2011-06-30 (YTD Data)Rank
Total interest income$8,490,0001,703
Total interest expense$1,228,0002,510
Net interest income$7,262,0001,544
Provision for loan and lease losses$785,0001,753
Total noninterest income$4,474,000675
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,766,000288
Trading account gains and fees$0153
Additional Noninterest Income$1,708,000927
Total noninterest expense$6,011,0001,633
Salaries and employee benefits$2,133,0002,273
Premises and equipment expense$1,227,0001,036
Additional noninterest expense$2,651,0001,327
Pre-tax net operating income$4,940,000642
Securities gains (losses)$214,000696
Applicable income taxes$1,813,000496
Income before extraordinary items$3,341,000763
Extraordinary gains, net$015
Net income$3,341,000760
Minority interest net income$089
Net income of bank and minority interests.$3,341,000763
Net charge-offs$379,0002,417
Cash dividends$3,400,000274
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,201,900753
2011-03-31 (YTD Data)Rank
Total interest income$4,337,0001,676
Total interest expense$648,0002,482
Net interest income$3,689,0001,513
Provision for loan and lease losses$370,0001,728
Total noninterest income$2,232,000675
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,424,000278
Trading account gains and fees$0158
Additional Noninterest Income$808,000957
Total noninterest expense$3,014,0001,647
Salaries and employee benefits$1,076,0002,275
Premises and equipment expense$618,0001,052
Additional noninterest expense$1,320,0001,331
Pre-tax net operating income$2,537,000637
Securities gains (losses)$173,000382
Applicable income taxes$954,000471
Income before extraordinary items$1,756,000734
Extraordinary gains, net$09
Net income$1,756,000734
Minority interest net income$086
Net income of bank and minority interests.$1,756,000734
Net charge-offs$152,0002,347
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,643,550752
2010-12-31 (YTD Data)Rank
Total interest income$18,998,0001,608
Total interest expense$3,194,0002,467
Net interest income$15,804,0001,415
Provision for loan and lease losses$1,200,0002,771
Total noninterest income$8,616,000702
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,732,000273
Trading account gains and fees$0175
Additional Noninterest Income$2,884,0001,094
Total noninterest expense$11,804,0001,677
Salaries and employee benefits$4,084,0002,366
Premises and equipment expense$2,500,0001,040
Additional noninterest expense$5,220,0001,395
Pre-tax net operating income$11,416,000479
Securities gains (losses)$587,000778
Applicable income taxes$4,095,000430
Income before extraordinary items$7,908,000570
Extraordinary gains, net$029
Net income$7,908,000569
Minority interest net income$0111
Net income of bank and minority interests.$7,908,000570
Net charge-offs$367,0004,041
Cash dividends$5,300,000317
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,520,580572
2010-09-30 (YTD Data)Rank
Total interest income$14,506,0001,622
Total interest expense$2,494,0002,483
Net interest income$12,012,0001,416
Provision for loan and lease losses$908,0002,647
Total noninterest income$6,418,000691
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,305,000271
Trading account gains and fees$0165
Additional Noninterest Income$2,113,0001,076
Total noninterest expense$8,996,0001,640
Salaries and employee benefits$3,070,0002,366
Premises and equipment expense$1,919,0001,025
Additional noninterest expense$4,007,0001,340
Pre-tax net operating income$8,526,000503
Securities gains (losses)$324,0001,023
Applicable income taxes$3,033,000422
Income before extraordinary items$5,817,000593
Extraordinary gains, net$023
Net income$5,817,000592
Minority interest net income$0110
Net income of bank and minority interests.$5,817,000593
Net charge-offs$210,0004,175
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,603,160592
2010-06-30 (YTD Data)Rank
Total interest income$9,737,0001,630
Total interest expense$1,733,0002,470
Net interest income$8,004,0001,421
Provision for loan and lease losses$596,0002,615
Total noninterest income$4,308,000681
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,819,000278
Trading account gains and fees$0152
Additional Noninterest Income$1,489,000980
Total noninterest expense$5,977,0001,646
Salaries and employee benefits$2,040,0002,393
Premises and equipment expense$1,256,0001,061
Additional noninterest expense$2,681,0001,329
Pre-tax net operating income$5,739,000479
Securities gains (losses)$324,000677
Applicable income taxes$2,098,000392
Income before extraordinary items$3,965,000559
Extraordinary gains, net$019
Net income$3,965,000559
Minority interest net income$0105
Net income of bank and minority interests.$3,965,000560
Net charge-offs$104,0004,202
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,754,400573
2010-03-31 (YTD Data)Rank
Total interest income$4,856,0001,663
Total interest expense$876,0002,563
Net interest income$3,980,0001,439
Provision for loan and lease losses$294,0002,500
Total noninterest income$2,070,000685
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,387,000284
Trading account gains and fees$0175
Additional Noninterest Income$683,0001,033
Total noninterest expense$2,925,0001,707
Salaries and employee benefits$1,011,0002,452
Premises and equipment expense$622,0001,101
Additional noninterest expense$1,292,0001,383
Pre-tax net operating income$2,831,000483
Securities gains (losses)$02,284
Applicable income taxes$988,000386
Income before extraordinary items$1,843,000610
Extraordinary gains, net$016
Net income$1,843,000614
Minority interest net income$091
Net income of bank and minority interests.$1,843,000614
Net charge-offs$87,0003,229
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,843,000591
2009-12-31 (YTD Data)Rank
Total interest income$21,524,0001,592
Total interest expense$4,514,0002,473
Net interest income$17,010,0001,310
Provision for loan and lease losses$992,0003,526
Total noninterest income$8,213,000752
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,743,000303
Trading account gains and fees$0211
Additional Noninterest Income$2,470,0001,186
Total noninterest expense$11,573,0001,766
Salaries and employee benefits$3,998,0002,446
Premises and equipment expense$2,540,0001,073
Additional noninterest expense$5,035,0001,483
Pre-tax net operating income$12,658,000333
Securities gains (losses)$18,0003,082
Applicable income taxes$4,357,000294
Income before extraordinary items$8,319,000392
Extraordinary gains, net$034
Net income$8,319,000391
Minority interest net income$0115
Net income of bank and minority interests.$8,319,000392
Net charge-offs$941,0002,937
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,307,120388
2009-09-30 (YTD Data)Rank
Total interest income$16,477,0001,584
Total interest expense$3,594,0002,449
Net interest income$12,883,0001,294
Provision for loan and lease losses$686,0003,319
Total noninterest income$6,108,000751
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,240,000306
Trading account gains and fees$0212
Additional Noninterest Income$1,868,0001,208
Total noninterest expense$8,809,0001,717
Salaries and employee benefits$3,022,0002,470
Premises and equipment expense$1,911,0001,080
Additional noninterest expense$3,876,0001,403
Pre-tax net operating income$9,496,000350
Securities gains (losses)$18,0002,785
Applicable income taxes$3,258,000306
Income before extraordinary items$6,256,000421
Extraordinary gains, net$027
Net income$6,256,000420
Minority interest net income$0118
Net income of bank and minority interests.$6,256,000421
Net charge-offs$557,0002,896
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,244,120420
2009-06-30 (YTD Data)Rank
Total interest income$11,162,0001,586
Total interest expense$2,503,0002,451
Net interest income$8,659,0001,291
Provision for loan and lease losses$373,0003,389
Total noninterest income$4,023,000769
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,785,000309
Trading account gains and fees$0193
Additional Noninterest Income$1,238,0001,240
Total noninterest expense$5,788,0001,768
Salaries and employee benefits$2,024,0002,487
Premises and equipment expense$1,246,0001,126
Additional noninterest expense$2,518,0001,473
Pre-tax net operating income$6,521,000339
Securities gains (losses)$14,0002,468
Applicable income taxes$2,258,000307
Income before extraordinary items$4,277,000400
Extraordinary gains, net$021
Net income$4,277,000398
Minority interest net income$0112
Net income of bank and minority interests.$4,277,000400
Net charge-offs$354,0002,746
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,267,900386
2009-03-31 (YTD Data)Rank
Total interest income$5,677,0001,594
Total interest expense$1,326,0002,393
Net interest income$4,351,0001,272
Provision for loan and lease losses$178,0003,016
Total noninterest income$2,003,000741
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,378,000308
Trading account gains and fees$0171
Additional Noninterest Income$625,0001,200
Total noninterest expense$2,713,0001,827
Salaries and employee benefits$1,007,0002,533
Premises and equipment expense$638,0001,119
Additional noninterest expense$1,068,0001,508
Pre-tax net operating income$3,463,000353
Securities gains (losses)$02,434
Applicable income taxes$1,197,000312
Income before extraordinary items$2,266,000435
Extraordinary gains, net$015
Net income$2,266,000436
Minority interest net income$0102
Net income of bank and minority interests.$2,266,000437
Net charge-offs$194,0002,165
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,266,000399
2008-12-31 (YTD Data)Rank
Total interest income$21,081,0001,819
Total interest expense$7,556,0002,071
Net interest income$13,525,0001,645
Provision for loan and lease losses$526,0003,728
Total noninterest income$8,400,000687
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,750,000314
Trading account gains and fees$0154
Additional Noninterest Income$2,650,0001,066
Total noninterest expense$11,290,0001,721
Salaries and employee benefits$3,849,0002,595
Premises and equipment expense$2,610,0001,073
Additional noninterest expense$4,831,0001,306
Pre-tax net operating income$10,109,000530
Securities gains (losses)$8,0002,595
Applicable income taxes$3,441,000417
Income before extraordinary items$6,676,000592
Extraordinary gains, net$039
Net income$6,676,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0003,481
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,670,720634
2008-09-30 (YTD Data)Rank
Total interest income$15,658,0001,876
Total interest expense$5,958,0002,058
Net interest income$9,700,0001,730
Provision for loan and lease losses$320,0003,446
Total noninterest income$6,365,000710
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,320,000324
Trading account gains and fees$0148
Additional Noninterest Income$2,045,0001,093
Total noninterest expense$8,470,0001,717
Salaries and employee benefits$2,805,0002,691
Premises and equipment expense$1,887,0001,112
Additional noninterest expense$3,778,0001,215
Pre-tax net operating income$7,275,000687
Securities gains (losses)$8,0002,453
Applicable income taxes$2,462,000541
Income before extraordinary items$4,821,000755
Extraordinary gains, net$031
Net income$4,821,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,809
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,815,720799
2008-06-30 (YTD Data)Rank
Total interest income$10,517,0001,887
Total interest expense$4,358,0001,987
Net interest income$6,159,0001,817
Provision for loan and lease losses$169,0003,426
Total noninterest income$3,978,000768
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,807,000325
Trading account gains and fees$0149
Additional Noninterest Income$1,171,0001,260
Total noninterest expense$5,416,0001,778
Salaries and employee benefits$1,847,0002,749
Premises and equipment expense$1,208,0001,149
Additional noninterest expense$2,361,0001,258
Pre-tax net operating income$4,552,000777
Securities gains (losses)$8,0002,549
Applicable income taxes$1,554,000638
Income before extraordinary items$3,006,000912
Extraordinary gains, net$021
Net income$3,006,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,083
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,000,720895
2008-03-31 (YTD Data)Rank
Total interest income$5,422,0001,891
Total interest expense$2,402,0001,929
Net interest income$3,020,0001,850
Provision for loan and lease losses$55,0003,686
Total noninterest income$1,981,000755
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,362,000326
Trading account gains and fees$0158
Additional Noninterest Income$619,0001,211
Total noninterest expense$2,628,0001,832
Salaries and employee benefits$907,0002,809
Premises and equipment expense$597,0001,163
Additional noninterest expense$1,124,0001,276
Pre-tax net operating income$2,318,000830
Securities gains (losses)$02,688
Applicable income taxes$782,000704
Income before extraordinary items$1,536,000979
Extraordinary gains, net$015
Net income$1,536,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,236
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,536,000936
2007-12-31 (YTD Data)Rank
Total interest income$21,653,0001,951
Total interest expense$11,241,0001,776
Net interest income$10,412,0002,172
Provision for loan and lease losses$-399,0008,476
Total noninterest income$6,585,000877
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,861,000360
Trading account gains and fees$0178
Additional Noninterest Income$1,724,0001,511
Total noninterest expense$9,681,0001,915
Salaries and employee benefits$3,392,0002,896
Premises and equipment expense$2,009,0001,321
Additional noninterest expense$4,280,0001,310
Pre-tax net operating income$7,715,0001,093
Securities gains (losses)$-417,0008,346
Applicable income taxes$2,369,000975
Income before extraordinary items$4,929,0001,304
Extraordinary gains, net$039
Net income$4,929,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,240
Cash dividends$14,615,000310
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,212,5601,223
2007-09-30 (YTD Data)Rank
Total interest income$16,245,0001,951
Total interest expense$8,626,0001,739
Net interest income$7,619,0002,230
Provision for loan and lease losses$262,0002,538
Total noninterest income$4,698,000909
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,450,000374
Trading account gains and fees$0184
Additional Noninterest Income$1,248,0001,557
Total noninterest expense$7,251,0001,891
Salaries and employee benefits$2,493,0002,935
Premises and equipment expense$1,422,0001,388
Additional noninterest expense$3,336,0001,231
Pre-tax net operating income$4,804,0001,407
Securities gains (losses)$-417,0008,443
Applicable income taxes$1,366,0001,311
Income before extraordinary items$3,021,0001,677
Extraordinary gains, net$033
Net income$3,021,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0001,953
Cash dividends$14,615,000261
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,308,7301,521
2007-06-30 (YTD Data)Rank
Total interest income$10,910,0001,953
Total interest expense$5,831,0001,722
Net interest income$5,079,0002,261
Provision for loan and lease losses$164,0002,478
Total noninterest income$2,904,000986
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,110,000414
Trading account gains and fees$0168
Additional Noninterest Income$794,0001,620
Total noninterest expense$4,692,0001,971
Salaries and employee benefits$1,656,0002,981
Premises and equipment expense$898,0001,490
Additional noninterest expense$2,138,0001,295
Pre-tax net operating income$3,127,0001,475
Securities gains (losses)$-371,0008,512
Applicable income taxes$865,0001,419
Income before extraordinary items$1,891,0001,831
Extraordinary gains, net$029
Net income$1,891,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,823
Cash dividends$13,615,000210
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,146,9901,602
2007-03-31 (YTD Data)Rank
Total interest income$5,268,0002,012
Total interest expense$2,870,0001,740
Net interest income$2,398,0002,367
Provision for loan and lease losses$80,0002,339
Total noninterest income$1,348,0001,039
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$966,000431
Trading account gains and fees$0195
Additional Noninterest Income$382,0001,642
Total noninterest expense$2,142,0002,159
Salaries and employee benefits$747,0003,278
Premises and equipment expense$390,0001,711
Additional noninterest expense$1,005,0001,334
Pre-tax net operating income$1,524,0001,523
Securities gains (losses)$-448,0008,606
Applicable income taxes$324,0001,767
Income before extraordinary items$752,0002,174
Extraordinary gains, net$022
Net income$752,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,271
Cash dividends$13,615,000112
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,065,6001,603
2006-12-31 (YTD Data)Rank
Total interest income$19,413,0002,042
Total interest expense$10,424,0001,616
Net interest income$8,989,0002,512
Provision for loan and lease losses$366,0002,429
Total noninterest income$4,810,0001,123
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,490,000489
Trading account gains and fees$0130
Additional Noninterest Income$1,320,0001,823
Total noninterest expense$8,467,0002,077
Salaries and employee benefits$2,651,0003,462
Premises and equipment expense$1,638,0001,570
Additional noninterest expense$4,178,0001,281
Pre-tax net operating income$4,966,0001,892
Securities gains (losses)$01,687
Applicable income taxes$1,505,0001,662
Income before extraordinary items$3,461,0002,037
Extraordinary gains, net$051
Net income$3,461,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,959
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,461,0002,025
2006-09-30 (YTD Data)Rank
Total interest income$14,257,0002,068
Total interest expense$7,601,0001,617
Net interest income$6,656,0002,570
Provision for loan and lease losses$332,0001,981
Total noninterest income$3,528,0001,157
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,565,000500
Trading account gains and fees$0126
Additional Noninterest Income$963,0001,870
Total noninterest expense$6,139,0002,160
Salaries and employee benefits$1,978,0003,476
Premises and equipment expense$1,212,0001,604
Additional noninterest expense$2,949,0001,349
Pre-tax net operating income$3,713,0001,963
Securities gains (losses)$01,388
Applicable income taxes$1,120,0001,742
Income before extraordinary items$2,593,0002,091
Extraordinary gains, net$045
Net income$2,593,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,088
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,593,0002,082
2006-06-30 (YTD Data)Rank
Total interest income$9,386,0002,050
Total interest expense$4,750,0001,643
Net interest income$4,636,0002,471
Provision for loan and lease losses$269,0001,664
Total noninterest income$2,289,0001,185
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,683,000502
Trading account gains and fees$0126
Additional Noninterest Income$606,0001,944
Total noninterest expense$3,876,0002,282
Salaries and employee benefits$1,307,0003,515
Premises and equipment expense$791,0001,629
Additional noninterest expense$1,778,0001,494
Pre-tax net operating income$2,780,0001,790
Securities gains (losses)$01,185
Applicable income taxes$866,0001,560
Income before extraordinary items$1,914,0001,914
Extraordinary gains, net$039
Net income$1,914,0001,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,914,0001,892
2006-03-31 (YTD Data)Rank
Total interest income$4,656,0002,030
Total interest expense$2,293,0001,614
Net interest income$2,363,0002,432
Provision for loan and lease losses$134,0001,620
Total noninterest income$1,120,0001,174
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$815,000505
Trading account gains and fees$0115
Additional Noninterest Income$305,0001,911
Total noninterest expense$1,787,0002,480
Salaries and employee benefits$639,0003,591
Premises and equipment expense$368,0001,738
Additional noninterest expense$780,0001,671
Pre-tax net operating income$1,562,0001,571
Securities gains (losses)$0955
Applicable income taxes$493,0001,418
Income before extraordinary items$1,069,0001,674
Extraordinary gains, net$021
Net income$1,069,0001,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,069,0001,659
2005-12-31 (YTD Data)Rank
Total interest income$16,158,0002,063
Total interest expense$6,538,0001,739
Net interest income$9,620,0002,296
Provision for loan and lease losses$523,0001,824
Total noninterest income$4,372,0001,195
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,849,000597
Trading account gains and fees$0138
Additional Noninterest Income$1,523,0001,639
Total noninterest expense$6,444,0002,576
Salaries and employee benefits$2,311,0003,707
Premises and equipment expense$1,264,0001,910
Additional noninterest expense$2,869,0001,758
Pre-tax net operating income$7,025,0001,359
Securities gains (losses)$82,000769
Applicable income taxes$2,265,0001,232
Income before extraordinary items$4,842,0001,458
Extraordinary gains, net$046
Net income$4,842,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,003
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,786,2401,459
2005-09-30 (YTD Data)Rank
Total interest income$11,829,0002,063
Total interest expense$4,402,0001,816
Net interest income$7,427,0002,215
Provision for loan and lease losses$412,0001,677
Total noninterest income$3,329,0001,193
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,060,000616
Trading account gains and fees$0126
Additional Noninterest Income$1,269,0001,526
Total noninterest expense$4,715,0002,609
Salaries and employee benefits$1,689,0003,762
Premises and equipment expense$866,0002,056
Additional noninterest expense$2,160,0001,726
Pre-tax net operating income$5,629,0001,269
Securities gains (losses)$82,000723
Applicable income taxes$1,823,0001,168
Income before extraordinary items$3,888,0001,381
Extraordinary gains, net$035
Net income$3,888,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,862
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,832,2401,375
2005-06-30 (YTD Data)Rank
Total interest income$7,832,0002,015
Total interest expense$2,693,0001,861
Net interest income$5,139,0002,107
Provision for loan and lease losses$275,0001,648
Total noninterest income$1,892,0001,328
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,275,000658
Trading account gains and fees$0116
Additional Noninterest Income$617,0001,892
Total noninterest expense$2,952,0002,738
Salaries and employee benefits$1,072,0003,875
Premises and equipment expense$533,0002,224
Additional noninterest expense$1,347,0001,836
Pre-tax net operating income$3,804,0001,229
Securities gains (losses)$82,000634
Applicable income taxes$1,250,0001,111
Income before extraordinary items$2,636,0001,334
Extraordinary gains, net$030
Net income$2,636,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,940
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,580,2401,334
2005-03-31 (YTD Data)Rank
Total interest income$3,801,0002,038
Total interest expense$1,146,0002,057
Net interest income$2,655,0002,032
Provision for loan and lease losses$135,0001,592
Total noninterest income$976,0001,268
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$602,000676
Trading account gains and fees$0115
Additional Noninterest Income$374,0001,625
Total noninterest expense$1,395,0002,886
Salaries and employee benefits$504,0004,068
Premises and equipment expense$244,0002,404
Additional noninterest expense$647,0001,893
Pre-tax net operating income$2,101,0001,099
Securities gains (losses)$19,000812
Applicable income taxes$685,0001,027
Income before extraordinary items$1,435,0001,204
Extraordinary gains, net$024
Net income$1,435,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,691
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,422,0801,190
2004-12-31 (YTD Data)Rank
Total interest income$12,643,0002,269
Total interest expense$2,714,0002,845
Net interest income$9,929,0002,043
Provision for loan and lease losses$317,0002,799
Total noninterest income$3,080,0001,564
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,394,000737
Trading account gains and fees$0138
Additional Noninterest Income$686,0002,735
Total noninterest expense$4,761,0003,265
Salaries and employee benefits$1,513,0004,915
Premises and equipment expense$713,0003,082
Additional noninterest expense$2,535,0001,921
Pre-tax net operating income$7,931,0001,105
Securities gains (losses)$495,000459
Applicable income taxes$2,636,000997
Income before extraordinary items$5,790,0001,126
Extraordinary gains, net$034
Net income$5,790,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,170
Cash dividends$9,750,000371
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,448,4501,169
2004-09-30 (YTD Data)Rank
Total interest income$9,159,0002,326
Total interest expense$1,837,0003,052
Net interest income$7,322,0002,063
Provision for loan and lease losses$211,0002,898
Total noninterest income$2,247,0001,619
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,745,000761
Trading account gains and fees$0134
Additional Noninterest Income$502,0002,799
Total noninterest expense$3,550,0003,265
Salaries and employee benefits$1,091,0005,001
Premises and equipment expense$548,0003,007
Additional noninterest expense$1,911,0001,878
Pre-tax net operating income$5,808,0001,136
Securities gains (losses)$495,000425
Applicable income taxes$2,020,0001,004
Income before extraordinary items$4,283,0001,155
Extraordinary gains, net$026
Net income$4,283,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,390
Cash dividends$9,750,000283
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,946,4001,214
2004-06-30 (YTD Data)Rank
Total interest income$5,999,0002,353
Total interest expense$1,172,0003,144
Net interest income$4,827,0002,074
Provision for loan and lease losses$119,0003,235
Total noninterest income$1,456,0001,649
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,121,000781
Trading account gains and fees$0130
Additional Noninterest Income$335,0002,808
Total noninterest expense$2,250,0003,416
Salaries and employee benefits$690,0005,226
Premises and equipment expense$354,0003,094
Additional noninterest expense$1,206,0001,988
Pre-tax net operating income$3,914,0001,103
Securities gains (losses)$512,000351
Applicable income taxes$1,425,000955
Income before extraordinary items$3,001,0001,097
Extraordinary gains, net$021
Net income$3,001,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,262
Cash dividends$9,750,000199
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,652,8401,185
2004-03-31 (YTD Data)Rank
Total interest income$3,065,0002,289
Total interest expense$594,0003,146
Net interest income$2,471,0002,018
Provision for loan and lease losses$59,0003,120
Total noninterest income$716,0001,638
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$550,000771
Trading account gains and fees$0121
Additional Noninterest Income$166,0002,759
Total noninterest expense$1,037,0003,654
Salaries and employee benefits$342,0005,275
Premises and equipment expense$170,0003,240
Additional noninterest expense$525,0002,258
Pre-tax net operating income$2,091,0001,035
Securities gains (losses)$298,000380
Applicable income taxes$774,000920
Income before extraordinary items$1,615,0001,012
Extraordinary gains, net$016
Net income$1,615,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,573
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,412,3601,095
2003-12-31 (YTD Data)Rank
Total interest income$14,669,0001,936
Total interest expense$3,373,0002,584
Net interest income$11,296,0001,713
Provision for loan and lease losses$228,0003,783
Total noninterest income$2,702,0001,832
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,129,000808
Trading account gains and fees$0160
Additional Noninterest Income$573,0003,349
Total noninterest expense$4,366,0003,440
Salaries and employee benefits$1,453,0004,950
Premises and equipment expense$800,0002,766
Additional noninterest expense$2,113,0002,290
Pre-tax net operating income$9,404,000902
Securities gains (losses)$1,369,000381
Applicable income taxes$3,473,000822
Income before extraordinary items$7,300,000890
Extraordinary gains, net$054
Net income$7,300,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,676
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,369,080947
2003-09-30 (YTD Data)Rank
Total interest income$11,221,0001,930
Total interest expense$2,645,0002,566
Net interest income$8,576,0001,710
Provision for loan and lease losses$168,0003,708
Total noninterest income$1,985,0001,913
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,554,000831
Trading account gains and fees$0153
Additional Noninterest Income$431,0003,399
Total noninterest expense$3,287,0003,421
Salaries and employee benefits$1,092,0004,934
Premises and equipment expense$597,0002,788
Additional noninterest expense$1,598,0002,247
Pre-tax net operating income$7,106,000930
Securities gains (losses)$657,000578
Applicable income taxes$2,524,000888
Income before extraordinary items$5,239,000960
Extraordinary gains, net$040
Net income$5,239,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,091
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,798,810980
2003-06-30 (YTD Data)Rank
Total interest income$7,573,0001,919
Total interest expense$1,807,0002,585
Net interest income$5,766,0001,691
Provision for loan and lease losses$108,0003,738
Total noninterest income$1,269,0001,960
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$984,000855
Trading account gains and fees$0150
Additional Noninterest Income$285,0003,401
Total noninterest expense$2,232,0003,351
Salaries and employee benefits$723,0004,953
Premises and equipment expense$412,0002,698
Additional noninterest expense$1,097,0002,171
Pre-tax net operating income$4,695,000937
Securities gains (losses)$191,0001,074
Applicable income taxes$1,582,000951
Income before extraordinary items$3,304,0001,009
Extraordinary gains, net$030
Net income$3,304,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,186
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,174,120976
2003-03-31 (YTD Data)Rank
Total interest income$3,895,0001,891
Total interest expense$943,0002,560
Net interest income$2,952,0001,657
Provision for loan and lease losses$50,0003,651
Total noninterest income$627,0001,933
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$480,000860
Trading account gains and fees$0134
Additional Noninterest Income$147,0003,254
Total noninterest expense$1,093,0003,410
Salaries and employee benefits$354,0005,036
Premises and equipment expense$198,0002,780
Additional noninterest expense$541,0002,174
Pre-tax net operating income$2,436,000915
Securities gains (losses)$53,0001,355
Applicable income taxes$807,000950
Income before extraordinary items$1,682,000999
Extraordinary gains, net$021
Net income$1,682,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,147
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,645,960944
2002-12-31 (YTD Data)Rank
Total interest income$15,548,0001,987
Total interest expense$4,698,0002,366
Net interest income$10,850,0001,783
Provision for loan and lease losses$199,0004,389
Total noninterest income$3,779,0001,308
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,680,000961
Trading account gains and fees$0153
Additional Noninterest Income$2,099,0001,266
Total noninterest expense$4,100,0003,503
Salaries and employee benefits$1,399,0004,942
Premises and equipment expense$794,0002,704
Additional noninterest expense$1,907,0002,417
Pre-tax net operating income$10,330,000845
Securities gains (losses)$04,537
Applicable income taxes$2,864,000964
Income before extraordinary items$7,466,000848
Extraordinary gains, net$070
Net income$7,466,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,779
Cash dividends$2,000,0001,296
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,466,000815
2001-12-31 (YTD Data)Rank
Total interest income$14,568,0002,353
Total interest expense$7,771,0002,071
Net interest income$6,797,0002,632
Provision for loan and lease losses$119,0005,325
Total noninterest income$1,858,0002,130
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,403,0001,061
Trading account gains and fees$0177
Additional Noninterest Income$455,0003,290
Total noninterest expense$3,482,0003,841
Salaries and employee benefits$1,279,0005,090
Premises and equipment expense$701,0002,939
Additional noninterest expense$1,502,0002,867
Pre-tax net operating income$5,054,0001,421
Securities gains (losses)$-99,0009,497
Applicable income taxes$1,497,0001,497
Income before extraordinary items$3,458,0001,545
Extraordinary gains, net$0105
Net income$3,458,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,585
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,527,3001,457
2000-12-31 (YTD Data)Rank
Total interest income$15,524,0002,266
Total interest expense$10,122,0001,697
Net interest income$5,402,0003,252
Provision for loan and lease losses$118,0004,994
Total noninterest income$1,686,0002,143
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,235,0001,099
Trading account gains and fees$0180
Additional Noninterest Income$451,0003,111
Total noninterest expense$3,110,0004,111
Salaries and employee benefits$1,166,0005,343
Premises and equipment expense$672,0002,971
Additional noninterest expense$1,272,0003,242
Pre-tax net operating income$3,860,0001,892
Securities gains (losses)$-486,0009,706
Applicable income taxes$910,0002,297
Income before extraordinary items$2,464,0002,110
Extraordinary gains, net$038
Net income$2,464,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,164
Cash dividends$2,500,0001,116
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,818,7801,848
1999-12-31 (YTD Data)Rank
Total interest income$11,207,0002,881
Total interest expense$6,668,0002,214
Net interest income$4,539,0003,753
Provision for loan and lease losses$64,0006,067
Total noninterest income$1,290,0002,558
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,002,0001,310
Trading account gains and fees$0173
Additional Noninterest Income$288,0004,107
Total noninterest expense$2,377,0005,060
Salaries and employee benefits$973,0005,994
Premises and equipment expense$502,0003,756
Additional noninterest expense$902,0004,373
Pre-tax net operating income$3,388,0002,167
Securities gains (losses)$-47,0009,777
Applicable income taxes$919,0002,346
Income before extraordinary items$2,422,0002,165
Extraordinary gains, net$035
Net income$2,422,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,661
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,455,8402,098
1998-12-31 (YTD Data)Rank
Total interest income$9,521,0003,373
Total interest expense$5,758,0002,634
Net interest income$3,763,0004,336
Provision for loan and lease losses$42,0006,869
Total noninterest income$763,0003,749
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$626,0002,050
Trading account gains and fees$0224
Additional Noninterest Income$137,0005,910
Total noninterest expense$1,909,0005,775
Salaries and employee benefits$771,0006,812
Premises and equipment expense$408,0004,358
Additional noninterest expense$730,0004,989
Pre-tax net operating income$2,575,0002,703
Securities gains (losses)$170,000993
Applicable income taxes$956,0002,387
Income before extraordinary items$1,789,0002,799
Extraordinary gains, net$032
Net income$1,789,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$37,000887
Net operating income$1,678,5002,875
1997-12-31 (YTD Data)Rank
Total interest income$8,141,0003,912
Total interest expense$4,766,0003,124
Net interest income$3,375,0004,858
Provision for loan and lease losses$42,0006,950
Total noninterest income$602,0004,395
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$479,0002,729
Trading account gains and fees$0239
Additional Noninterest Income$123,0006,211
Total noninterest expense$1,838,0005,994
Salaries and employee benefits$762,0006,961
Premises and equipment expense$338,0005,033
Additional noninterest expense$738,0005,015
Pre-tax net operating income$2,097,0003,378
Securities gains (losses)$54,0001,299
Applicable income taxes$759,0003,050
Income before extraordinary items$1,392,0003,586
Extraordinary gains, net$044
Net income$1,392,0003,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,356,9003,592
1996-12-31 (YTD Data)Rank
Total interest income$7,242,0004,427
Total interest expense$4,120,0003,607
Net interest income$3,122,0005,296
Provision for loan and lease losses$42,0006,906
Total noninterest income$590,0004,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$477,0002,838
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,777
Total noninterest expense$1,501,0007,106
Salaries and employee benefits$713,0007,438
Premises and equipment expense$201,0007,007
Additional noninterest expense$587,0006,434
Pre-tax net operating income$2,169,0003,196
Securities gains (losses)$96,000975
Applicable income taxes$798,0002,852
Income before extraordinary items$1,467,0003,256
Extraordinary gains, net$053
Net income$1,467,0003,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,404,6003,357
1995-12-31 (YTD Data)Rank
Total interest income$6,805,0004,682
Total interest expense$4,123,0003,586
Net interest income$2,682,0005,992
Provision for loan and lease losses$42,0006,540
Total noninterest income$524,0005,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,126
Trading account gains and feesNANA
Additional Noninterest Income$94,0007,422
Total noninterest expense$1,500,0007,276
Salaries and employee benefits$623,0008,225
Premises and equipment expense$159,0008,051
Additional noninterest expense$718,0005,727
Pre-tax net operating income$1,664,0004,092
Securities gains (losses)$-32,00010,879
Applicable income taxes$523,0004,052
Income before extraordinary items$1,109,0004,225
Extraordinary gains, net$065
Net income$1,109,0004,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,130,7604,134
1994-12-31 (YTD Data)Rank
Total interest income$5,212,0005,477
Total interest expense$2,662,0004,394
Net interest income$2,550,0006,370
Provision for loan and lease losses$42,0006,508
Total noninterest income$463,0005,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$400,0003,374
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,968
Total noninterest expense$1,344,0008,103
Salaries and employee benefits$525,0009,161
Premises and equipment expense$151,0008,529
Additional noninterest expense$668,0006,553
Pre-tax net operating income$1,627,0004,114
Securities gains (losses)$-63,00011,211
Applicable income taxes$506,0004,017
Income before extraordinary items$1,058,0004,312
Extraordinary gains, net$0249
Net income$1,058,0004,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00011,188
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,100,8404,223
1993-12-31 (YTD Data)Rank
Total interest income$4,846,0005,933
Total interest expense$2,289,0005,188
Net interest income$2,557,0006,430
Provision for loan and lease losses$157,0004,532
Total noninterest income$449,0006,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$347,0003,904
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,802
Total noninterest expense$1,211,0008,844
Salaries and employee benefits$450,00010,148
Premises and equipment expense$161,0008,616
Additional noninterest expense$600,0007,333
Pre-tax net operating income$1,638,0003,998
Securities gains (losses)$367,0001,121
Applicable income taxes$706,0003,092
Income before extraordinary items$1,299,0003,710
Extraordinary gains, net$03,149
Net income$1,299,0003,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,956
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,060,4504,227
1992-12-31 (YTD Data)Rank
Total interest income$5,295,0006,090
Total interest expense$2,575,0005,846
Net interest income$2,720,0006,177
Provision for loan and lease losses$120,0006,707
Total noninterest income$370,0006,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$331,0004,118
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$1,221,0008,949
Salaries and employee benefits$391,00010,976
Premises and equipment expense$145,0009,267
Additional noninterest expense$685,0006,852
Pre-tax net operating income$1,749,0003,518
Securities gains (losses)$394,0001,298
Applicable income taxes$800,0002,620
Income before extraordinary items$1,343,0003,414
Extraordinary gains, net$01,422
Net income$1,343,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0006,172
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,090,8403,853

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.