Home > International Bank of Chicago > Income and Expense

International Bank of Chicago, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,061,000979
Total interest expense$22,515,000727
Net interest income$24,546,0001,220
Provision for loan and lease losses$1,800,000583
Total noninterest income$7,040,000946
Gross Fiduciary activities income$40,000783
Service charges on deposit accounts$2,795,000425
Trading account gains and feesNANA
Additional Noninterest Income$4,205,000993
Total noninterest expense$18,107,0001,310
Salaries and employee benefits$10,875,0001,261
Premises and equipment expense$1,704,0001,392
Additional noninterest expense$4,205,000993
Pre-tax net operating income$11,679,0001,039
Securities gains (losses)$59,000363
Applicable income taxes$157,0002,572
Income before extraordinary items$11,581,000893
Extraordinary gains, net$054
Net income$11,581,000906
Minority interest net income$088
Net income of bank and minority interests.$11,581,000896
Net charge-offs$2,233,000360
Cash dividends$6,035,000693
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,522,590912
2023-09-30 (YTD Data)Rank
Total interest income$34,871,000969
Total interest expense$15,739,000718
Net interest income$19,132,0001,196
Provision for loan and lease losses$1,350,000553
Total noninterest income$5,461,000937
Gross Fiduciary activities income$30,000773
Service charges on deposit accounts$2,004,000437
Trading account gains and feesNANA
Additional Noninterest Income$3,427,000948
Total noninterest expense$13,797,0001,283
Salaries and employee benefits$8,169,0001,261
Premises and equipment expense$1,319,0001,362
Additional noninterest expense$3,427,000948
Pre-tax net operating income$9,446,0001,019
Securities gains (losses)$-105,0004,009
Applicable income taxes$99,0002,711
Income before extraordinary items$9,242,000885
Extraordinary gains, net$052
Net income$9,242,000889
Minority interest net income$081
Net income of bank and minority interests.$9,242,000885
Net charge-offs$125,0001,085
Cash dividends$6,006,000526
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,345,950893
2023-06-30 (YTD Data)Rank
Total interest income$22,599,000968
Total interest expense$9,358,000717
Net interest income$13,241,0001,167
Provision for loan and lease losses$900,000540
Total noninterest income$947,0002,017
Gross Fiduciary activities income$19,000768
Service charges on deposit accounts$1,290,000435
Trading account gains and feesNANA
Additional Noninterest Income$-362,0004,658
Total noninterest expense$9,103,0001,286
Salaries and employee benefits$5,421,0001,259
Premises and equipment expense$877,0001,354
Additional noninterest expense$-362,0004,658
Pre-tax net operating income$4,185,0001,372
Securities gains (losses)$0938
Applicable income taxes$64,0002,762
Income before extraordinary items$4,121,0001,227
Extraordinary gains, net$051
Net income$4,121,0001,238
Minority interest net income$081
Net income of bank and minority interests.$4,121,0001,227
Net charge-offs$-8,0003,857
Cash dividends$5,813,000404
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,121,0001,235
2023-03-31 (YTD Data)Rank
Total interest income$11,140,000971
Total interest expense$4,115,000715
Net interest income$7,025,0001,114
Provision for loan and lease losses$450,000540
Total noninterest income$841,0001,438
Gross Fiduciary activities income$10,000797
Service charges on deposit accounts$601,000475
Trading account gains and feesNANA
Additional Noninterest Income$230,0002,280
Total noninterest expense$4,528,0001,308
Salaries and employee benefits$2,723,0001,274
Premises and equipment expense$442,0001,373
Additional noninterest expense$230,0002,280
Pre-tax net operating income$2,888,0001,107
Securities gains (losses)$53,000255
Applicable income taxes$25,0002,880
Income before extraordinary items$2,916,000966
Extraordinary gains, net$04
Net income$2,916,000965
Minority interest net income$048
Net income of bank and minority interests.$2,916,000965
Net charge-offs$-4,0003,763
Cash dividends$425,0001,351
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,863,530989
2022-12-31 (YTD Data)Rank
Total interest income$37,130,000946
Total interest expense$6,404,000654
Net interest income$30,726,0001,011
Provision for loan and lease losses$1,500,000622
Total noninterest income$3,957,0001,379
Gross Fiduciary activities income$41,000815
Service charges on deposit accounts$2,275,000507
Trading account gains and feesNANA
Additional Noninterest Income$1,641,0001,821
Total noninterest expense$17,046,0001,342
Salaries and employee benefits$9,643,0001,355
Premises and equipment expense$1,691,0001,407
Additional noninterest expense$1,641,0001,821
Pre-tax net operating income$16,137,000893
Securities gains (losses)$-632,0004,366
Applicable income taxes$1,068,0001,498
Income before extraordinary items$14,437,000819
Extraordinary gains, net$05
Net income$14,437,000820
Minority interest net income$063
Net income of bank and minority interests.$14,437,000820
Net charge-offs$716,000497
Cash dividends$9,700,000491
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,024,760806
2022-09-30 (YTD Data)Rank
Total interest income$26,443,000955
Total interest expense$3,292,000688
Net interest income$23,151,000984
Provision for loan and lease losses$1,350,000510
Total noninterest income$3,115,0001,361
Gross Fiduciary activities income$30,000807
Service charges on deposit accounts$1,693,000518
Trading account gains and feesNANA
Additional Noninterest Income$1,392,0001,717
Total noninterest expense$12,548,0001,355
Salaries and employee benefits$7,109,0001,368
Premises and equipment expense$1,299,0001,381
Additional noninterest expense$1,392,0001,717
Pre-tax net operating income$12,368,000868
Securities gains (losses)$-365,0004,447
Applicable income taxes$836,0001,468
Income before extraordinary items$11,167,000807
Extraordinary gains, net$04
Net income$11,167,000807
Minority interest net income$057
Net income of bank and minority interests.$11,167,000807
Net charge-offs$720,000370
Cash dividends$6,700,000466
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,506,450806
2022-06-30 (YTD Data)Rank
Total interest income$16,836,000962
Total interest expense$1,627,000714
Net interest income$15,209,000976
Provision for loan and lease losses$900,000457
Total noninterest income$2,117,0001,329
Gross Fiduciary activities income$21,000765
Service charges on deposit accounts$1,127,000512
Trading account gains and feesNANA
Additional Noninterest Income$969,0001,706
Total noninterest expense$8,081,0001,379
Salaries and employee benefits$4,705,0001,368
Premises and equipment expense$800,0001,466
Additional noninterest expense$2,576,0001,308
Pre-tax net operating income$8,345,000827
Securities gains (losses)$-245,0004,490
Applicable income taxes$556,0001,405
Income before extraordinary items$7,544,000755
Extraordinary gains, net$04
Net income$7,544,000755
Minority interest net income$060
Net income of bank and minority interests.$7,544,000755
Net charge-offs$724,000278
Cash dividends$6,700,000358
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,771,850744
2022-03-31 (YTD Data)Rank
Total interest income$8,227,000957
Total interest expense$739,000737
Net interest income$7,488,000967
Provision for loan and lease losses$450,000361
Total noninterest income$794,0001,591
Gross Fiduciary activities income$11,000767
Service charges on deposit accounts$568,000508
Trading account gains and feesNANA
Additional Noninterest Income$215,0002,498
Total noninterest expense$4,237,0001,330
Salaries and employee benefits$2,374,0001,363
Premises and equipment expense$414,0001,425
Additional noninterest expense$1,449,0001,172
Pre-tax net operating income$3,595,000895
Securities gains (losses)$-144,0004,569
Applicable income taxes$275,0001,384
Income before extraordinary items$3,176,000846
Extraordinary gains, net$04
Net income$3,176,000845
Minority interest net income$050
Net income of bank and minority interests.$3,176,000846
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,308,480822
2021-12-31 (YTD Data)Rank
Total interest income$36,501,000905
Total interest expense$4,094,000659
Net interest income$32,407,000908
Provision for loan and lease losses$1,875,000317
Total noninterest income$6,279,0001,134
Gross Fiduciary activities income$48,000770
Service charges on deposit accounts$2,573,000449
Trading account gains and feesNANA
Additional Noninterest Income$3,658,0001,327
Total noninterest expense$17,592,0001,292
Salaries and employee benefits$9,443,0001,357
Premises and equipment expense$1,540,0001,485
Additional noninterest expense$6,609,0001,061
Pre-tax net operating income$19,219,000766
Securities gains (losses)$-74,0004,613
Applicable income taxes$1,347,0001,395
Income before extraordinary items$17,798,000708
Extraordinary gains, net$010
Net income$17,798,000709
Minority interest net income$074
Net income of bank and minority interests.$17,798,000709
Net charge-offs$-250,0004,599
Cash dividends$1,550,0001,769
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,866,820686
2021-09-30 (YTD Data)Rank
Total interest income$27,188,000926
Total interest expense$3,292,000648
Net interest income$23,896,000937
Provision for loan and lease losses$1,575,000281
Total noninterest income$5,449,0001,061
Gross Fiduciary activities income$36,000763
Service charges on deposit accounts$1,963,000443
Trading account gains and feesNANA
Additional Noninterest Income$3,450,0001,167
Total noninterest expense$13,286,0001,282
Salaries and employee benefits$6,920,0001,382
Premises and equipment expense$1,167,0001,497
Additional noninterest expense$5,199,0001,041
Pre-tax net operating income$14,484,000798
Securities gains (losses)$-48,0004,730
Applicable income taxes$238,0002,463
Income before extraordinary items$14,198,000699
Extraordinary gains, net$08
Net income$14,198,000699
Minority interest net income$069
Net income of bank and minority interests.$14,198,000699
Net charge-offs$-238,0004,692
Cash dividends$1,550,0001,353
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,245,040683
2021-06-30 (YTD Data)Rank
Total interest income$16,632,000968
Total interest expense$2,410,000615
Net interest income$14,222,0001,018
Provision for loan and lease losses$1,275,000238
Total noninterest income$4,615,000903
Gross Fiduciary activities income$25,000761
Service charges on deposit accounts$1,312,000428
Trading account gains and feesNANA
Additional Noninterest Income$3,278,000908
Total noninterest expense$9,652,0001,189
Salaries and employee benefits$4,580,0001,388
Premises and equipment expense$789,0001,485
Additional noninterest expense$4,283,000875
Pre-tax net operating income$7,910,000927
Securities gains (losses)$-36,0004,772
Applicable income taxes$136,0002,557
Income before extraordinary items$7,738,000819
Extraordinary gains, net$06
Net income$7,738,000819
Minority interest net income$067
Net income of bank and minority interests.$7,738,000819
Net charge-offs$-230,0004,773
Cash dividends$1,550,0001,027
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,773,280796
2021-03-31 (YTD Data)Rank
Total interest income$8,362,000962
Total interest expense$1,318,000590
Net interest income$7,044,0001,011
Provision for loan and lease losses$625,000295
Total noninterest income$3,632,000666
Gross Fiduciary activities income$12,000773
Service charges on deposit accounts$615,000447
Trading account gains and feesNANA
Additional Noninterest Income$3,005,000624
Total noninterest expense$4,938,0001,153
Salaries and employee benefits$2,288,0001,389
Premises and equipment expense$406,0001,469
Additional noninterest expense$2,244,000818
Pre-tax net operating income$5,113,000751
Securities gains (losses)$-47,0004,836
Applicable income taxes$42,0002,760
Income before extraordinary items$5,024,000662
Extraordinary gains, net$03
Net income$5,024,000662
Minority interest net income$055
Net income of bank and minority interests.$5,024,000662
Net charge-offs$-231,0004,875
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,070,530644
2020-12-31 (YTD Data)Rank
Total interest income$28,754,0001,103
Total interest expense$7,812,000626
Net interest income$20,942,0001,235
Provision for loan and lease losses$3,125,000777
Total noninterest income$2,755,0001,802
Gross Fiduciary activities income$46,000783
Service charges on deposit accounts$2,240,000480
Trading account gains and feesNANA
Additional Noninterest Income$469,0003,210
Total noninterest expense$16,636,0001,290
Salaries and employee benefits$8,680,0001,414
Premises and equipment expense$1,687,0001,389
Additional noninterest expense$6,269,0001,060
Pre-tax net operating income$3,936,0002,090
Securities gains (losses)$792,000443
Applicable income taxes$76,0003,029
Income before extraordinary items$4,652,0001,716
Extraordinary gains, net$04
Net income$4,652,0001,716
Minority interest net income$072
Net income of bank and minority interests.$4,652,0001,716
Net charge-offs$-249,0004,890
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,875,8401,912
2020-09-30 (YTD Data)Rank
Total interest income$21,108,0001,120
Total interest expense$6,269,000625
Net interest income$14,839,0001,279
Provision for loan and lease losses$1,625,0001,004
Total noninterest income$1,936,0001,823
Gross Fiduciary activities income$34,000767
Service charges on deposit accounts$1,674,000477
Trading account gains and feesNANA
Additional Noninterest Income$228,0003,599
Total noninterest expense$12,343,0001,285
Salaries and employee benefits$6,380,0001,410
Premises and equipment expense$1,293,0001,357
Additional noninterest expense$4,670,0001,054
Pre-tax net operating income$2,807,0002,129
Securities gains (losses)$794,000361
Applicable income taxes$35,0003,204
Income before extraordinary items$3,566,0001,683
Extraordinary gains, net$04
Net income$3,566,0001,684
Minority interest net income$065
Net income of bank and minority interests.$3,566,0001,684
Net charge-offs$-356,0004,971
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,779,9401,940
2020-06-30 (YTD Data)Rank
Total interest income$14,015,0001,131
Total interest expense$4,517,000626
Net interest income$9,498,0001,336
Provision for loan and lease losses$875,0001,174
Total noninterest income$1,201,0001,838
Gross Fiduciary activities income$21,000786
Service charges on deposit accounts$1,041,000498
Trading account gains and feesNANA
Additional Noninterest Income$139,0003,650
Total noninterest expense$7,813,0001,334
Salaries and employee benefits$4,153,0001,439
Premises and equipment expense$857,0001,353
Additional noninterest expense$2,803,0001,132
Pre-tax net operating income$2,011,0002,000
Securities gains (losses)$793,000266
Applicable income taxes$8,0003,409
Income before extraordinary items$2,796,0001,388
Extraordinary gains, net$04
Net income$2,796,0001,388
Minority interest net income$065
Net income of bank and minority interests.$2,796,0001,388
Net charge-offs$-332,0005,017
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,003,0001,804
2020-03-31 (YTD Data)Rank
Total interest income$7,058,0001,128
Total interest expense$2,313,000689
Net interest income$4,745,0001,313
Provision for loan and lease losses$500,000883
Total noninterest income$611,0001,736
Gross Fiduciary activities income$12,000784
Service charges on deposit accounts$539,000563
Trading account gains and feesNANA
Additional Noninterest Income$60,0003,681
Total noninterest expense$3,815,0001,379
Salaries and employee benefits$2,094,0001,437
Premises and equipment expense$379,0001,506
Additional noninterest expense$1,342,0001,189
Pre-tax net operating income$1,041,0001,774
Securities gains (losses)$495,000189
Applicable income taxes$-4,0004,831
Income before extraordinary items$1,540,0001,163
Extraordinary gains, net$04
Net income$1,540,0001,162
Minority interest net income$056
Net income of bank and minority interests.$1,540,0001,163
Net charge-offs$67,0001,068
Cash dividends$26,0002,569
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,045,0001,577
2019-12-31 (YTD Data)Rank
Total interest income$30,757,0001,065
Total interest expense$8,452,000786
Net interest income$22,305,0001,135
Provision for loan and lease losses$1,025,000892
Total noninterest income$2,838,0001,626
Gross Fiduciary activities income$49,000790
Service charges on deposit accounts$2,978,000426
Trading account gains and feesNANA
Additional Noninterest Income$-189,0005,155
Total noninterest expense$15,287,0001,334
Salaries and employee benefits$7,824,0001,480
Premises and equipment expense$1,522,0001,480
Additional noninterest expense$5,941,0001,089
Pre-tax net operating income$8,831,0001,153
Securities gains (losses)$96,000951
Applicable income taxes$167,0002,742
Income before extraordinary items$8,760,0001,043
Extraordinary gains, net$011
Net income$8,760,0001,044
Minority interest net income$076
Net income of bank and minority interests.$8,760,0001,044
Net charge-offs$973,000674
Cash dividends$8,300,000546
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,665,9201,026
2019-09-30 (YTD Data)Rank
Total interest income$23,729,0001,045
Total interest expense$6,145,000812
Net interest income$17,584,0001,107
Provision for loan and lease losses$1,625,000471
Total noninterest income$1,891,0001,727
Gross Fiduciary activities income$36,000787
Service charges on deposit accounts$2,257,000423
Trading account gains and feesNANA
Additional Noninterest Income$-402,0005,242
Total noninterest expense$10,198,0001,477
Salaries and employee benefits$5,745,0001,509
Premises and equipment expense$1,128,0001,512
Additional noninterest expense$3,325,0001,391
Pre-tax net operating income$7,652,0001,057
Securities gains (losses)$106,000762
Applicable income taxes$152,0002,677
Income before extraordinary items$7,606,000945
Extraordinary gains, net$011
Net income$7,606,000946
Minority interest net income$072
Net income of bank and minority interests.$7,606,000946
Net charge-offs$991,000502
Cash dividends$3,600,000776
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,502,120932
2019-06-30 (YTD Data)Rank
Total interest income$15,910,0001,030
Total interest expense$3,930,000827
Net interest income$11,980,0001,092
Provision for loan and lease losses$1,125,000442
Total noninterest income$1,157,0001,805
Gross Fiduciary activities income$23,000796
Service charges on deposit accounts$1,595,000399
Trading account gains and feesNANA
Additional Noninterest Income$-461,0005,295
Total noninterest expense$6,824,0001,483
Salaries and employee benefits$3,864,0001,503
Premises and equipment expense$745,0001,529
Additional noninterest expense$2,215,0001,407
Pre-tax net operating income$5,188,0001,011
Securities gains (losses)$65,000658
Applicable income taxes$100,0002,668
Income before extraordinary items$5,153,000902
Extraordinary gains, net$011
Net income$5,153,000902
Minority interest net income$069
Net income of bank and minority interests.$5,153,000902
Net charge-offs$1,005,000334
Cash dividends$3,400,000586
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,089,300895
2019-03-31 (YTD Data)Rank
Total interest income$7,534,0001,079
Total interest expense$1,814,000868
Net interest income$5,720,0001,128
Provision for loan and lease losses$625,000397
Total noninterest income$40,0004,698
Gross Fiduciary activities income$11,000802
Service charges on deposit accounts$533,000577
Trading account gains and feesNANA
Additional Noninterest Income$-504,0005,359
Total noninterest expense$3,106,0001,609
Salaries and employee benefits$1,852,0001,578
Premises and equipment expense$400,0001,453
Additional noninterest expense$854,0001,716
Pre-tax net operating income$2,029,0001,195
Securities gains (losses)$33,000474
Applicable income taxes$54,0002,580
Income before extraordinary items$2,008,0001,083
Extraordinary gains, net$05
Net income$2,008,0001,082
Minority interest net income$052
Net income of bank and minority interests.$2,008,0001,082
Net charge-offs$317,000455
Cash dividends$200,0002,017
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,975,9901,084
2018-12-31 (YTD Data)Rank
Total interest income$28,099,0001,068
Total interest expense$5,528,000847
Net interest income$22,571,0001,128
Provision for loan and lease losses$-450,0005,288
Total noninterest income$-1,154,0005,399
Gross Fiduciary activities income$40,000851
Service charges on deposit accounts$1,803,000712
Trading account gains and feesNANA
Additional Noninterest Income$-2,997,0005,410
Total noninterest expense$13,267,0001,483
Salaries and employee benefits$7,211,0001,563
Premises and equipment expense$1,406,0001,592
Additional noninterest expense$4,650,0001,321
Pre-tax net operating income$8,600,0001,166
Securities gains (losses)$-18,0004,565
Applicable income taxes$148,0002,868
Income before extraordinary items$8,434,0001,061
Extraordinary gains, net$06
Net income$8,434,0001,060
Minority interest net income$072
Net income of bank and minority interests.$8,434,0001,060
Net charge-offs$998,000587
Cash dividends$4,900,000762
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,451,6401,058
2018-09-30 (YTD Data)Rank
Total interest income$20,665,0001,073
Total interest expense$3,894,000848
Net interest income$16,771,0001,124
Provision for loan and lease losses$-600,0005,397
Total noninterest income$1,168,0002,302
Gross Fiduciary activities income$28,000837
Service charges on deposit accounts$1,235,000753
Trading account gains and feesNANA
Additional Noninterest Income$-95,0005,446
Total noninterest expense$9,743,0001,515
Salaries and employee benefits$5,208,0001,610
Premises and equipment expense$1,047,0001,612
Additional noninterest expense$3,488,0001,327
Pre-tax net operating income$8,796,000929
Securities gains (losses)$-37,0005,073
Applicable income taxes$105,0002,977
Income before extraordinary items$8,654,000814
Extraordinary gains, net$05
Net income$8,654,000813
Minority interest net income$066
Net income of bank and minority interests.$8,654,000813
Net charge-offs$1,012,000436
Cash dividends$4,900,000554
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,690,630808
2018-06-30 (YTD Data)Rank
Total interest income$13,433,0001,088
Total interest expense$2,413,000849
Net interest income$11,020,0001,132
Provision for loan and lease losses$-950,0005,491
Total noninterest income$602,0002,639
Gross Fiduciary activities income$17,000855
Service charges on deposit accounts$754,000807
Trading account gains and feesNANA
Additional Noninterest Income$-169,0005,528
Total noninterest expense$6,610,0001,499
Salaries and employee benefits$3,433,0001,644
Premises and equipment expense$689,0001,644
Additional noninterest expense$2,488,0001,244
Pre-tax net operating income$5,962,000902
Securities gains (losses)$-22,0005,121
Applicable income taxes$72,0002,930
Income before extraordinary items$5,868,000787
Extraordinary gains, net$06
Net income$5,868,000786
Minority interest net income$065
Net income of bank and minority interests.$5,868,000786
Net charge-offs$-937,0005,504
Cash dividends$4,700,000419
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,889,780778
2018-03-31 (YTD Data)Rank
Total interest income$6,599,0001,096
Total interest expense$1,121,000858
Net interest income$5,478,0001,143
Provision for loan and lease losses$350,000615
Total noninterest income$-52,0005,591
Gross Fiduciary activities income$9,000845
Service charges on deposit accounts$355,000851
Trading account gains and feesNANA
Additional Noninterest Income$-416,0005,610
Total noninterest expense$3,173,0001,559
Salaries and employee benefits$1,638,0001,728
Premises and equipment expense$336,0001,699
Additional noninterest expense$1,199,0001,283
Pre-tax net operating income$1,903,0001,235
Securities gains (losses)$-33,0005,367
Applicable income taxes$46,0002,756
Income before extraordinary items$1,824,0001,126
Extraordinary gains, net$07
Net income$1,824,0001,125
Minority interest net income$052
Net income of bank and minority interests.$1,824,0001,126
Net charge-offs$6,0002,135
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,856,3401,103
2017-12-31 (YTD Data)Rank
Total interest income$25,414,0001,102
Total interest expense$3,181,0001,022
Net interest income$22,233,0001,115
Provision for loan and lease losses$1,200,000775
Total noninterest income$1,288,0002,596
Gross Fiduciary activities income$39,000872
Service charges on deposit accounts$506,0002,009
Trading account gains and feesNANA
Additional Noninterest Income$743,0002,649
Total noninterest expense$13,092,0001,518
Salaries and employee benefits$6,452,0001,705
Premises and equipment expense$1,359,0001,659
Additional noninterest expense$5,281,0001,204
Pre-tax net operating income$9,229,0001,053
Securities gains (losses)$171,000440
Applicable income taxes$169,0003,055
Income before extraordinary items$9,231,000802
Extraordinary gains, net$09
Net income$9,231,000803
Minority interest net income$076
Net income of bank and minority interests.$9,231,000802
Net charge-offs$1,894,000419
Cash dividends$5,250,000645
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,063,420803
2017-09-30 (YTD Data)Rank
Total interest income$18,839,0001,115
Total interest expense$2,175,0001,098
Net interest income$16,664,0001,113
Provision for loan and lease losses$1,550,000491
Total noninterest income$934,0002,673
Gross Fiduciary activities income$31,000856
Service charges on deposit accounts$319,0002,302
Trading account gains and feesNANA
Additional Noninterest Income$584,0002,618
Total noninterest expense$8,135,0001,775
Salaries and employee benefits$4,691,0001,761
Premises and equipment expense$970,0001,742
Additional noninterest expense$2,474,0001,796
Pre-tax net operating income$7,913,000973
Securities gains (losses)$170,000408
Applicable income taxes$125,0003,046
Income before extraordinary items$7,958,000772
Extraordinary gains, net$09
Net income$7,958,000771
Minority interest net income$071
Net income of bank and minority interests.$7,958,000772
Net charge-offs$1,589,000360
Cash dividends$5,250,000478
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,791,400768
2017-06-30 (YTD Data)Rank
Total interest income$12,539,0001,108
Total interest expense$1,361,0001,129
Net interest income$11,178,0001,104
Provision for loan and lease losses$950,000516
Total noninterest income$355,0003,472
Gross Fiduciary activities income$21,000859
Service charges on deposit accounts$213,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$121,0004,099
Total noninterest expense$5,192,0001,849
Salaries and employee benefits$3,161,0001,741
Premises and equipment expense$696,0001,629
Additional noninterest expense$1,335,0002,109
Pre-tax net operating income$5,391,000938
Securities gains (losses)$116,000397
Applicable income taxes$69,0003,148
Income before extraordinary items$5,438,000737
Extraordinary gains, net$011
Net income$5,438,000736
Minority interest net income$071
Net income of bank and minority interests.$5,438,000737
Net charge-offs$2,209,000216
Cash dividends$5,250,000338
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,323,160739
2017-03-31 (YTD Data)Rank
Total interest income$6,071,0001,128
Total interest expense$669,0001,127
Net interest income$5,402,0001,126
Provision for loan and lease losses$5,350,00096
Total noninterest income$163,0003,588
Gross Fiduciary activities income$10,000871
Service charges on deposit accounts$109,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,438
Total noninterest expense$2,436,0001,974
Salaries and employee benefits$1,483,0001,868
Premises and equipment expense$341,0001,684
Additional noninterest expense$612,0002,277
Pre-tax net operating income$-2,221,0005,851
Securities gains (losses)$01,153
Applicable income taxes$-5,0005,672
Income before extraordinary items$-2,216,0005,844
Extraordinary gains, net$08
Net income$-2,216,0005,844
Minority interest net income$055
Net income of bank and minority interests.$-2,216,0005,844
Net charge-offs$3,321,000112
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-2,216,0005,844
2016-12-31 (YTD Data)Rank
Total interest income$23,532,0001,121
Total interest expense$2,333,0001,241
Net interest income$21,199,0001,116
Provision for loan and lease losses$04,332
Total noninterest income$598,0003,818
Gross Fiduciary activities income$41,000891
Service charges on deposit accounts$409,0002,426
Trading account gains and fees$0170
Additional Noninterest Income$148,0004,658
Total noninterest expense$9,253,0002,044
Salaries and employee benefits$5,779,0001,848
Premises and equipment expense$1,059,0002,048
Additional noninterest expense$2,415,0002,378
Pre-tax net operating income$12,544,000758
Securities gains (losses)$577,000383
Applicable income taxes$155,0003,073
Income before extraordinary items$12,966,000599
Extraordinary gains, net$05
Net income$12,966,000598
Minority interest net income$082
Net income of bank and minority interests.$12,966,000598
Net charge-offs$3,341,000275
Cash dividends$4,500,000731
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,394,770616
2016-09-30 (YTD Data)Rank
Total interest income$17,542,0001,129
Total interest expense$1,667,0001,283
Net interest income$15,875,0001,119
Provision for loan and lease losses$04,186
Total noninterest income$438,0003,893
Gross Fiduciary activities income$33,000876
Service charges on deposit accounts$305,0002,441
Trading account gains and fees$0169
Additional Noninterest Income$100,0004,800
Total noninterest expense$6,859,0002,056
Salaries and employee benefits$4,262,0001,869
Premises and equipment expense$726,0002,205
Additional noninterest expense$1,871,0002,309
Pre-tax net operating income$9,454,000747
Securities gains (losses)$285,000622
Applicable income taxes$155,0002,974
Income before extraordinary items$9,584,000618
Extraordinary gains, net$05
Net income$9,584,000618
Minority interest net income$071
Net income of bank and minority interests.$9,584,000618
Net charge-offs$232,0001,347
Cash dividends$4,250,000571
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,304,700611
2016-06-30 (YTD Data)Rank
Total interest income$10,749,0001,227
Total interest expense$1,103,0001,291
Net interest income$9,646,0001,215
Provision for loan and lease losses$04,017
Total noninterest income$366,0003,533
Gross Fiduciary activities income$21,000897
Service charges on deposit accounts$199,0002,452
Trading account gains and fees$0157
Additional Noninterest Income$146,0004,007
Total noninterest expense$4,542,0002,078
Salaries and employee benefits$2,856,0001,871
Premises and equipment expense$412,0002,459
Additional noninterest expense$1,274,0002,280
Pre-tax net operating income$5,470,000856
Securities gains (losses)$52,0001,395
Applicable income taxes$87,0003,078
Income before extraordinary items$5,435,000699
Extraordinary gains, net$016
Net income$5,435,000698
Minority interest net income$071
Net income of bank and minority interests.$5,435,000698
Net charge-offs$165,0001,263
Cash dividends$4,250,000418
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,384,040685
2016-03-31 (YTD Data)Rank
Total interest income$5,406,0001,215
Total interest expense$563,0001,261
Net interest income$4,843,0001,213
Provision for loan and lease losses$03,656
Total noninterest income$144,0003,883
Gross Fiduciary activities income$10,000893
Service charges on deposit accounts$97,0002,478
Trading account gains and fees$0142
Additional Noninterest Income$37,0004,714
Total noninterest expense$2,256,0002,096
Salaries and employee benefits$1,394,0001,922
Premises and equipment expense$140,0003,213
Additional noninterest expense$722,0002,028
Pre-tax net operating income$2,731,000831
Securities gains (losses)$-6,0005,943
Applicable income taxes$42,0003,085
Income before extraordinary items$2,683,000683
Extraordinary gains, net$012
Net income$2,683,000682
Minority interest net income$062
Net income of bank and minority interests.$2,683,000683
Net charge-offs$91,0001,075
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,688,880667
2015-12-31 (YTD Data)Rank
Total interest income$23,089,0001,110
Total interest expense$2,540,0001,103
Net interest income$20,549,0001,109
Provision for loan and lease losses$2,390,000390
Total noninterest income$685,0003,680
Gross Fiduciary activities income$42,000914
Service charges on deposit accounts$406,0002,490
Trading account gains and fees$0159
Additional Noninterest Income$237,0004,257
Total noninterest expense$9,631,0001,966
Salaries and employee benefits$5,457,0001,906
Premises and equipment expense$1,319,0001,732
Additional noninterest expense$2,855,0002,097
Pre-tax net operating income$9,213,000956
Securities gains (losses)$194,000761
Applicable income taxes$198,0002,949
Income before extraordinary items$9,209,000787
Extraordinary gains, net$023
Net income$9,209,000787
Minority interest net income$081
Net income of bank and minority interests.$9,209,000787
Net charge-offs$1,049,000656
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,018,880787
2015-09-30 (YTD Data)Rank
Total interest income$17,379,0001,112
Total interest expense$1,951,0001,089
Net interest income$15,428,0001,109
Provision for loan and lease losses$2,390,000293
Total noninterest income$403,0004,098
Gross Fiduciary activities income$34,000903
Service charges on deposit accounts$317,0002,428
Trading account gains and fees$0153
Additional Noninterest Income$52,0005,392
Total noninterest expense$7,250,0001,958
Salaries and employee benefits$4,073,0001,921
Premises and equipment expense$985,0001,753
Additional noninterest expense$2,192,0002,039
Pre-tax net operating income$6,191,0001,060
Securities gains (losses)$165,000748
Applicable income taxes$131,0003,116
Income before extraordinary items$6,225,000868
Extraordinary gains, net$021
Net income$6,225,000868
Minority interest net income$078
Net income of bank and minority interests.$6,225,000868
Net charge-offs$913,000536
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,063,300864
2015-06-30 (YTD Data)Rank
Total interest income$11,751,0001,100
Total interest expense$1,336,0001,071
Net interest income$10,415,0001,096
Provision for loan and lease losses$1,640,000284
Total noninterest income$409,0003,432
Gross Fiduciary activities income$20,000926
Service charges on deposit accounts$224,0002,303
Trading account gains and fees$0157
Additional Noninterest Income$165,0003,914
Total noninterest expense$4,928,0001,933
Salaries and employee benefits$2,746,0001,910
Premises and equipment expense$676,0001,718
Additional noninterest expense$1,506,0001,992
Pre-tax net operating income$4,256,0001,033
Securities gains (losses)$121,000745
Applicable income taxes$97,0003,051
Income before extraordinary items$4,280,000844
Extraordinary gains, net$022
Net income$4,280,000844
Minority interest net income$075
Net income of bank and minority interests.$4,280,000844
Net charge-offs$672,000494
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,161,420842
2015-03-31 (YTD Data)Rank
Total interest income$5,456,0001,173
Total interest expense$689,0001,044
Net interest income$4,767,0001,190
Provision for loan and lease losses$475,000430
Total noninterest income$215,0003,315
Gross Fiduciary activities income$10,000927
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$79,0003,937
Total noninterest expense$2,498,0001,900
Salaries and employee benefits$1,364,0001,925
Premises and equipment expense$355,0001,665
Additional noninterest expense$779,0001,916
Pre-tax net operating income$2,009,0001,056
Securities gains (losses)$83,000651
Applicable income taxes$44,0003,091
Income before extraordinary items$2,048,000854
Extraordinary gains, net$013
Net income$2,048,000853
Minority interest net income$064
Net income of bank and minority interests.$2,048,000854
Net charge-offs$344,000488
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,966,660848
2014-12-31 (YTD Data)Rank
Total interest income$22,225,0001,156
Total interest expense$3,093,000973
Net interest income$19,132,0001,180
Provision for loan and lease losses$3,500,000282
Total noninterest income$1,133,0002,918
Gross Fiduciary activities income$42,000946
Service charges on deposit accounts$642,0001,853
Trading account gains and fees$0180
Additional Noninterest Income$449,0003,430
Total noninterest expense$9,612,0001,975
Salaries and employee benefits$5,085,0002,011
Premises and equipment expense$1,554,0001,523
Additional noninterest expense$2,973,0002,051
Pre-tax net operating income$7,153,0001,130
Securities gains (losses)$53,0001,690
Applicable income taxes$162,0003,107
Income before extraordinary items$7,044,000944
Extraordinary gains, net$017
Net income$7,044,000943
Minority interest net income$084
Net income of bank and minority interests.$7,044,000943
Net charge-offs$1,070,000837
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,992,060924
2014-09-30 (YTD Data)Rank
Total interest income$16,375,0001,184
Total interest expense$2,349,000971
Net interest income$14,026,0001,208
Provision for loan and lease losses$2,840,000259
Total noninterest income$1,093,0002,576
Gross Fiduciary activities income$29,000947
Service charges on deposit accounts$497,0001,829
Trading account gains and fees$0174
Additional Noninterest Income$567,0002,724
Total noninterest expense$7,541,0001,886
Salaries and employee benefits$3,895,0001,980
Premises and equipment expense$1,257,0001,420
Additional noninterest expense$2,389,0001,928
Pre-tax net operating income$4,738,0001,271
Securities gains (losses)$7,0002,468
Applicable income taxes$91,0003,344
Income before extraordinary items$4,654,0001,076
Extraordinary gains, net$015
Net income$4,654,0001,075
Minority interest net income$081
Net income of bank and minority interests.$4,654,0001,075
Net charge-offs$568,0001,046
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,647,1401,048
2014-06-30 (YTD Data)Rank
Total interest income$10,919,0001,176
Total interest expense$1,573,000963
Net interest income$9,346,0001,200
Provision for loan and lease losses$2,015,000247
Total noninterest income$794,0002,422
Gross Fiduciary activities income$18,000954
Service charges on deposit accounts$343,0001,768
Trading account gains and fees$0172
Additional Noninterest Income$433,0002,506
Total noninterest expense$5,281,0001,800
Salaries and employee benefits$2,568,0002,010
Premises and equipment expense$849,0001,410
Additional noninterest expense$1,864,0001,664
Pre-tax net operating income$2,844,0001,346
Securities gains (losses)$7,0002,068
Applicable income taxes$64,0003,302
Income before extraordinary items$2,787,0001,152
Extraordinary gains, net$020
Net income$2,787,0001,152
Minority interest net income$080
Net income of bank and minority interests.$2,787,0001,153
Net charge-offs$216,0001,524
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,780,1401,127
2014-03-31 (YTD Data)Rank
Total interest income$5,303,0001,211
Total interest expense$783,000974
Net interest income$4,520,0001,242
Provision for loan and lease losses$1,050,000244
Total noninterest income$327,0002,680
Gross Fiduciary activities income$9,000957
Service charges on deposit accounts$163,0001,819
Trading account gains and fees$0147
Additional Noninterest Income$155,0002,925
Total noninterest expense$2,648,0001,792
Salaries and employee benefits$1,274,0002,037
Premises and equipment expense$410,0001,494
Additional noninterest expense$964,0001,598
Pre-tax net operating income$1,149,0001,572
Securities gains (losses)$01,715
Applicable income taxes$29,0003,308
Income before extraordinary items$1,120,0001,357
Extraordinary gains, net$016
Net income$1,120,0001,360
Minority interest net income$066
Net income of bank and minority interests.$1,120,0001,359
Net charge-offs$76,0001,541
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,120,0001,331
2013-12-31 (YTD Data)Rank
Total interest income$21,437,0001,196
Total interest expense$3,378,000996
Net interest income$18,059,0001,221
Provision for loan and lease losses$4,130,000322
Total noninterest income$2,149,0002,053
Gross Fiduciary activities income$42,000960
Service charges on deposit accounts$852,0001,562
Trading account gains and fees$0184
Additional Noninterest Income$1,255,0002,070
Total noninterest expense$10,044,0001,894
Salaries and employee benefits$5,001,0002,038
Premises and equipment expense$1,300,0001,789
Additional noninterest expense$3,743,0001,703
Pre-tax net operating income$6,034,0001,224
Securities gains (losses)$65,0001,614
Applicable income taxes$235,0002,831
Income before extraordinary items$5,864,0001,056
Extraordinary gains, net$029
Net income$5,864,0001,057
Minority interest net income$090
Net income of bank and minority interests.$5,864,0001,058
Net charge-offs$2,345,000667
Cash dividends$4,800,000592
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,801,6001,040
2013-09-30 (YTD Data)Rank
Total interest income$16,137,0001,191
Total interest expense$2,573,0001,017
Net interest income$13,564,0001,213
Provision for loan and lease losses$3,261,000307
Total noninterest income$1,555,0002,154
Gross Fiduciary activities income$34,000945
Service charges on deposit accounts$666,0001,513
Trading account gains and fees$0180
Additional Noninterest Income$855,0002,262
Total noninterest expense$7,165,0001,976
Salaries and employee benefits$3,711,0002,064
Premises and equipment expense$996,0001,774
Additional noninterest expense$2,458,0001,907
Pre-tax net operating income$4,693,0001,212
Securities gains (losses)$48,0001,686
Applicable income taxes$184,0002,859
Income before extraordinary items$4,557,0001,026
Extraordinary gains, net$025
Net income$4,557,0001,029
Minority interest net income$084
Net income of bank and minority interests.$4,557,0001,029
Net charge-offs$1,221,000870
Cash dividends$4,300,000470
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,510,9201,012
2013-06-30 (YTD Data)Rank
Total interest income$10,319,0001,234
Total interest expense$1,709,0001,041
Net interest income$8,610,0001,262
Provision for loan and lease losses$3,723,000209
Total noninterest income$807,0002,546
Gross Fiduciary activities income$23,000953
Service charges on deposit accounts$471,0001,415
Trading account gains and fees$0157
Additional Noninterest Income$313,0003,148
Total noninterest expense$4,532,0002,081
Salaries and employee benefits$2,421,0002,120
Premises and equipment expense$652,0001,800
Additional noninterest expense$1,459,0002,135
Pre-tax net operating income$1,162,0002,643
Securities gains (losses)$35,0001,740
Applicable income taxes$142,0002,745
Income before extraordinary items$1,055,0002,525
Extraordinary gains, net$022
Net income$1,055,0002,530
Minority interest net income$082
Net income of bank and minority interests.$1,055,0002,530
Net charge-offs$1,105,000708
Cash dividends$4,300,000332
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,024,2002,494
2013-03-31 (YTD Data)Rank
Total interest income$5,250,0001,227
Total interest expense$849,0001,087
Net interest income$4,401,0001,236
Provision for loan and lease losses$900,000437
Total noninterest income$314,0002,938
Gross Fiduciary activities income$10,000966
Service charges on deposit accounts$253,0001,319
Trading account gains and fees$0148
Additional Noninterest Income$51,0004,683
Total noninterest expense$2,278,0002,096
Salaries and employee benefits$1,251,0002,070
Premises and equipment expense$329,0001,804
Additional noninterest expense$698,0002,236
Pre-tax net operating income$1,537,0001,183
Securities gains (losses)$13,0001,412
Applicable income taxes$106,0002,344
Income before extraordinary items$1,444,0001,057
Extraordinary gains, net$010
Net income$1,444,0001,058
Minority interest net income$076
Net income of bank and minority interests.$1,444,0001,059
Net charge-offs$-5,0005,894
Cash dividends$200,0001,609
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,431,9101,017
2012-12-31 (YTD Data)Rank
Total interest income$21,159,0001,255
Total interest expense$3,702,0001,218
Net interest income$17,457,0001,261
Provision for loan and lease losses$5,120,000494
Total noninterest income$14,451,000519
Gross Fiduciary activities income$31,0001,019
Service charges on deposit accounts$731,0001,824
Trading account gains and fees$0166
Additional Noninterest Income$13,689,000401
Total noninterest expense$9,142,0002,096
Salaries and employee benefits$4,271,0002,310
Premises and equipment expense$1,314,0001,799
Additional noninterest expense$3,557,0001,853
Pre-tax net operating income$17,646,000469
Securities gains (losses)$195,0001,720
Applicable income taxes$04,751
Income before extraordinary items$17,841,000387
Extraordinary gains, net$029
Net income$17,841,000387
Minority interest net income$093
Net income of bank and minority interests.$17,841,000387
Net charge-offs$3,275,000803
Cash dividends$5,900,000501
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$17,646,000378
2012-09-30 (YTD Data)Rank
Total interest income$15,422,0001,325
Total interest expense$2,842,0001,244
Net interest income$12,580,0001,321
Provision for loan and lease losses$2,400,000733
Total noninterest income$13,318,000453
Gross Fiduciary activities income$21,0001,020
Service charges on deposit accounts$525,0001,920
Trading account gains and fees$0157
Additional Noninterest Income$12,772,000330
Total noninterest expense$7,087,0002,022
Salaries and employee benefits$3,081,0002,396
Premises and equipment expense$967,0001,842
Additional noninterest expense$3,039,0001,655
Pre-tax net operating income$16,411,000407
Securities gains (losses)$122,0001,830
Applicable income taxes$04,802
Income before extraordinary items$16,533,000324
Extraordinary gains, net$020
Net income$16,533,000324
Minority interest net income$086
Net income of bank and minority interests.$16,533,000324
Net charge-offs$319,0002,741
Cash dividends$5,600,000336
Sale, conversion, retirement of capital stock, net$0952
Net operating income$16,411,000309
2012-06-30 (YTD Data)Rank
Total interest income$9,553,0001,432
Total interest expense$1,910,0001,268
Net interest income$7,643,0001,449
Provision for loan and lease losses$1,700,000730
Total noninterest income$13,210,000340
Gross Fiduciary activities income$12,0001,032
Service charges on deposit accounts$327,0002,009
Trading account gains and fees$0153
Additional Noninterest Income$12,871,000256
Total noninterest expense$4,855,0001,974
Salaries and employee benefits$1,931,0002,547
Premises and equipment expense$625,0001,896
Additional noninterest expense$2,299,0001,472
Pre-tax net operating income$14,298,000316
Securities gains (losses)$24,0002,423
Applicable income taxes$04,770
Income before extraordinary items$14,322,000265
Extraordinary gains, net$019
Net income$14,322,000265
Minority interest net income$084
Net income of bank and minority interests.$14,322,000265
Net charge-offs$3,0005,275
Cash dividends$350,0001,976
Sale, conversion, retirement of capital stock, net$0928
Net operating income$14,298,000256
2012-03-31 (YTD Data)Rank
Total interest income$3,923,0001,740
Total interest expense$908,0001,388
Net interest income$3,015,0001,851
Provision for loan and lease losses$1,100,000565
Total noninterest income$14,194,000181
Gross Fiduciary activities income$6,0001,027
Service charges on deposit accounts$137,0002,302
Trading account gains and fees$0148
Additional Noninterest Income$14,051,000142
Total noninterest expense$2,388,0002,005
Salaries and employee benefits$828,0002,949
Premises and equipment expense$224,0002,548
Additional noninterest expense$1,336,0001,256
Pre-tax net operating income$13,721,000198
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$13,721,000170
Extraordinary gains, net$019
Net income$13,721,000171
Minority interest net income$078
Net income of bank and minority interests.$13,721,000171
Net charge-offs$-6,0006,458
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$13,721,000166
2011-12-31 (YTD Data)Rank
Total interest income$13,827,0002,023
Total interest expense$3,416,0001,737
Net interest income$10,411,0002,094
Provision for loan and lease losses$5,500,000724
Total noninterest income$5,812,000924
Gross Fiduciary activities income$29,000984
Service charges on deposit accounts$350,0003,300
Trading account gains and fees$0146
Additional Noninterest Income$5,433,000656
Total noninterest expense$5,444,0003,309
Salaries and employee benefits$2,524,0003,532
Premises and equipment expense$755,0003,037
Additional noninterest expense$2,165,0002,914
Pre-tax net operating income$5,279,0001,127
Securities gains (losses)$96,0002,097
Applicable income taxes$04,719
Income before extraordinary items$5,375,000938
Extraordinary gains, net$029
Net income$5,375,000936
Minority interest net income$096
Net income of bank and minority interests.$5,375,000938
Net charge-offs$5,460,000741
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,279,000914
2011-09-30 (YTD Data)Rank
Total interest income$10,130,0002,099
Total interest expense$2,567,0001,793
Net interest income$7,563,0002,174
Provision for loan and lease losses$1,700,0001,386
Total noninterest income$1,266,0002,254
Gross Fiduciary activities income$24,000956
Service charges on deposit accounts$255,0003,366
Trading account gains and fees$0145
Additional Noninterest Income$987,0001,783
Total noninterest expense$3,695,0003,587
Salaries and employee benefits$1,837,0003,606
Premises and equipment expense$556,0003,095
Additional noninterest expense$1,302,0003,491
Pre-tax net operating income$3,434,0001,314
Securities gains (losses)$95,0001,838
Applicable income taxes$04,740
Income before extraordinary items$3,529,0001,085
Extraordinary gains, net$021
Net income$3,529,0001,085
Minority interest net income$087
Net income of bank and minority interests.$3,529,0001,085
Net charge-offs$737,0002,228
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,434,0001,062
2011-06-30 (YTD Data)Rank
Total interest income$6,684,0002,136
Total interest expense$1,742,0001,831
Net interest income$4,942,0002,221
Provision for loan and lease losses$1,050,0001,452
Total noninterest income$1,095,0001,867
Gross Fiduciary activities income$16,000961
Service charges on deposit accounts$170,0003,347
Trading account gains and fees$0153
Additional Noninterest Income$909,0001,435
Total noninterest expense$2,507,0003,571
Salaries and employee benefits$1,216,0003,662
Premises and equipment expense$376,0003,086
Additional noninterest expense$915,0003,416
Pre-tax net operating income$2,480,0001,197
Securities gains (losses)$45,0001,655
Applicable income taxes$04,697
Income before extraordinary items$2,525,000976
Extraordinary gains, net$015
Net income$2,525,000973
Minority interest net income$089
Net income of bank and minority interests.$2,525,000976
Net charge-offs$702,0001,796
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,480,000956
2011-03-31 (YTD Data)Rank
Total interest income$3,342,0002,142
Total interest expense$893,0001,849
Net interest income$2,449,0002,235
Provision for loan and lease losses$450,0001,516
Total noninterest income$573,0001,809
Gross Fiduciary activities income$6,000985
Service charges on deposit accounts$81,0003,410
Trading account gains and fees$0158
Additional Noninterest Income$486,0001,372
Total noninterest expense$1,324,0003,418
Salaries and employee benefits$609,0003,682
Premises and equipment expense$198,0003,026
Additional noninterest expense$517,0003,098
Pre-tax net operating income$1,248,0001,175
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,248,000967
Extraordinary gains, net$09
Net income$1,248,000967
Minority interest net income$086
Net income of bank and minority interests.$1,248,000967
Net charge-offs$59,0003,213
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,248,000946
2010-12-31 (YTD Data)Rank
Total interest income$12,383,0002,434
Total interest expense$4,200,0001,902
Net interest income$8,183,0002,662
Provision for loan and lease losses$1,705,0002,289
Total noninterest income$26,0007,172
Gross Fiduciary activities income$24,0001,042
Service charges on deposit accounts$321,0003,500
Trading account gains and fees$0175
Additional Noninterest Income$-319,0007,350
Total noninterest expense$4,731,0003,770
Salaries and employee benefits$2,349,0003,768
Premises and equipment expense$704,0003,280
Additional noninterest expense$1,678,0003,705
Pre-tax net operating income$1,773,0002,458
Securities gains (losses)$12,0003,262
Applicable income taxes$04,655
Income before extraordinary items$1,785,0002,214
Extraordinary gains, net$029
Net income$1,785,0002,216
Minority interest net income$0111
Net income of bank and minority interests.$1,785,0002,217
Net charge-offs$753,0003,077
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,773,0002,138
2010-09-30 (YTD Data)Rank
Total interest income$9,205,0002,504
Total interest expense$3,201,0001,952
Net interest income$6,004,0002,755
Provision for loan and lease losses$1,246,0002,230
Total noninterest income$888,0002,957
Gross Fiduciary activities income$18,0001,026
Service charges on deposit accounts$254,0003,472
Trading account gains and fees$0165
Additional Noninterest Income$616,0002,446
Total noninterest expense$3,919,0003,488
Salaries and employee benefits$1,806,0003,730
Premises and equipment expense$626,0002,933
Additional noninterest expense$1,487,0003,252
Pre-tax net operating income$1,727,0002,131
Securities gains (losses)$12,0003,059
Applicable income taxes$04,726
Income before extraordinary items$1,739,0001,898
Extraordinary gains, net$023
Net income$1,739,0001,899
Minority interest net income$0110
Net income of bank and minority interests.$1,739,0001,900
Net charge-offs$449,0003,219
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,727,0001,810
2010-06-30 (YTD Data)Rank
Total interest income$6,210,0002,502
Total interest expense$2,137,0002,028
Net interest income$4,073,0002,711
Provision for loan and lease losses$675,0002,423
Total noninterest income$555,0003,023
Gross Fiduciary activities income$13,0001,027
Service charges on deposit accounts$176,0003,405
Trading account gains and fees$0152
Additional Noninterest Income$366,0002,539
Total noninterest expense$2,702,0003,381
Salaries and employee benefits$1,239,0003,664
Premises and equipment expense$424,0002,911
Additional noninterest expense$1,039,0003,093
Pre-tax net operating income$1,251,0001,992
Securities gains (losses)$7,0002,699
Applicable income taxes$04,691
Income before extraordinary items$1,258,0001,727
Extraordinary gains, net$019
Net income$1,258,0001,726
Minority interest net income$0105
Net income of bank and minority interests.$1,258,0001,727
Net charge-offs$253,0003,267
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,251,0001,660
2010-03-31 (YTD Data)Rank
Total interest income$3,116,0002,551
Total interest expense$1,055,0002,160
Net interest income$2,061,0002,708
Provision for loan and lease losses$300,0002,372
Total noninterest income$265,0003,109
Gross Fiduciary activities income$6,0001,030
Service charges on deposit accounts$89,0003,372
Trading account gains and fees$0175
Additional Noninterest Income$170,0002,637
Total noninterest expense$1,285,0003,578
Salaries and employee benefits$600,0003,817
Premises and equipment expense$224,0002,840
Additional noninterest expense$461,0003,401
Pre-tax net operating income$741,0001,730
Securities gains (losses)$2,0002,064
Applicable income taxes$04,611
Income before extraordinary items$743,0001,476
Extraordinary gains, net$016
Net income$743,0001,478
Minority interest net income$091
Net income of bank and minority interests.$743,0001,478
Net charge-offs$254,0002,210
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$741,0001,425
2009-12-31 (YTD Data)Rank
Total interest income$11,660,0002,836
Total interest expense$4,878,0002,312
Net interest income$6,782,0003,131
Provision for loan and lease losses$1,731,0002,678
Total noninterest income$1,205,0002,978
Gross Fiduciary activities income$26,0001,054
Service charges on deposit accounts$262,0004,140
Trading account gains and fees$0211
Additional Noninterest Income$917,0002,254
Total noninterest expense$4,953,0003,722
Salaries and employee benefits$2,257,0003,996
Premises and equipment expense$1,076,0002,433
Additional noninterest expense$1,620,0003,881
Pre-tax net operating income$1,303,0002,575
Securities gains (losses)$23,0002,986
Applicable income taxes$04,388
Income before extraordinary items$1,326,0002,318
Extraordinary gains, net$034
Net income$1,326,0002,314
Minority interest net income$0115
Net income of bank and minority interests.$1,326,0002,316
Net charge-offs$1,070,0002,780
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,303,0002,301
2009-09-30 (YTD Data)Rank
Total interest income$8,819,0002,846
Total interest expense$3,778,0002,338
Net interest income$5,041,0003,167
Provision for loan and lease losses$500,0003,787
Total noninterest income$1,072,0002,693
Gross Fiduciary activities income$21,0001,018
Service charges on deposit accounts$182,0004,294
Trading account gains and fees$0212
Additional Noninterest Income$869,0002,012
Total noninterest expense$3,618,0003,795
Salaries and employee benefits$1,702,0004,000
Premises and equipment expense$838,0002,375
Additional noninterest expense$1,078,0004,182
Pre-tax net operating income$1,995,0001,633
Securities gains (losses)$21,0002,721
Applicable income taxes$04,592
Income before extraordinary items$2,016,0001,324
Extraordinary gains, net$027
Net income$2,016,0001,323
Minority interest net income$0118
Net income of bank and minority interests.$2,016,0001,325
Net charge-offs$126,0004,840
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,995,0001,308
2009-06-30 (YTD Data)Rank
Total interest income$5,941,0002,860
Total interest expense$2,544,0002,409
Net interest income$3,397,0003,134
Provision for loan and lease losses$190,0004,393
Total noninterest income$544,0003,217
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$108,0004,500
Trading account gains and fees$0193
Additional Noninterest Income$423,0002,462
Total noninterest expense$2,569,0003,641
Salaries and employee benefits$1,247,0003,774
Premises and equipment expense$550,0002,445
Additional noninterest expense$772,0003,977
Pre-tax net operating income$1,182,0001,850
Securities gains (losses)$21,0002,305
Applicable income taxes$04,657
Income before extraordinary items$1,203,0001,546
Extraordinary gains, net$021
Net income$1,203,0001,543
Minority interest net income$0112
Net income of bank and minority interests.$1,203,0001,545
Net charge-offs$113,0004,116
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,182,0001,550
2009-03-31 (YTD Data)Rank
Total interest income$2,959,0002,901
Total interest expense$1,271,0002,498
Net interest income$1,688,0003,134
Provision for loan and lease losses$90,0004,033
Total noninterest income$265,0003,259
Gross Fiduciary activities income$7,0001,026
Service charges on deposit accounts$49,0004,651
Trading account gains and fees$0171
Additional Noninterest Income$209,0002,450
Total noninterest expense$1,243,0003,672
Salaries and employee benefits$641,0003,731
Premises and equipment expense$274,0002,488
Additional noninterest expense$328,0004,133
Pre-tax net operating income$620,0002,000
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$620,0001,740
Extraordinary gains, net$015
Net income$620,0001,741
Minority interest net income$0102
Net income of bank and minority interests.$620,0001,742
Net charge-offs$113,0002,740
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$620,0001,649
2008-12-31 (YTD Data)Rank
Total interest income$10,358,0003,436
Total interest expense$5,330,0002,809
Net interest income$5,028,0003,932
Provision for loan and lease losses$275,0004,772
Total noninterest income$1,423,0002,733
Gross Fiduciary activities income$14,0001,164
Service charges on deposit accounts$191,0004,891
Trading account gains and fees$0154
Additional Noninterest Income$1,218,0001,858
Total noninterest expense$5,098,0003,509
Salaries and employee benefits$2,427,0003,855
Premises and equipment expense$1,718,0001,613
Additional noninterest expense$953,0004,972
Pre-tax net operating income$1,078,0003,623
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,078,0003,146
Extraordinary gains, net$039
Net income$1,078,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,078,0003,286
2008-09-30 (YTD Data)Rank
Total interest income$7,558,0003,571
Total interest expense$4,006,0002,901
Net interest income$3,552,0004,126
Provision for loan and lease losses$06,991
Total noninterest income$1,290,0002,456
Gross Fiduciary activities income$6,0001,224
Service charges on deposit accounts$141,0004,947
Trading account gains and fees$0148
Additional Noninterest Income$1,143,0001,655
Total noninterest expense$3,784,0003,524
Salaries and employee benefits$1,753,0004,002
Premises and equipment expense$1,383,0001,505
Additional noninterest expense$648,0005,197
Pre-tax net operating income$1,058,0003,577
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,058,0002,989
Extraordinary gains, net$031
Net income$1,058,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,058,0003,140
2008-06-30 (YTD Data)Rank
Total interest income$4,936,0003,680
Total interest expense$2,791,0002,897
Net interest income$2,145,0004,394
Provision for loan and lease losses$06,671
Total noninterest income$707,0002,830
Gross Fiduciary activities income$4,0001,235
Service charges on deposit accounts$93,0004,964
Trading account gains and fees$0149
Additional Noninterest Income$610,0001,980
Total noninterest expense$2,813,0003,259
Salaries and employee benefits$1,149,0004,087
Premises and equipment expense$1,174,0001,174
Additional noninterest expense$490,0004,786
Pre-tax net operating income$39,0006,738
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$39,0006,765
Extraordinary gains, net$021
Net income$39,0006,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$39,0006,705
2008-03-31 (YTD Data)Rank
Total interest income$2,511,0003,715
Total interest expense$1,515,0002,868
Net interest income$996,0004,634
Provision for loan and lease losses$06,080
Total noninterest income$303,0003,117
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$41,0005,179
Trading account gains and fees$0158
Additional Noninterest Income$259,0002,166
Total noninterest expense$1,108,0003,938
Salaries and employee benefits$575,0004,101
Premises and equipment expense$228,0002,885
Additional noninterest expense$305,0004,063
Pre-tax net operating income$191,0005,036
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$191,0004,752
Extraordinary gains, net$015
Net income$191,0004,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$191,0004,644
2007-12-31 (YTD Data)Rank
Total interest income$10,696,0003,606
Total interest expense$6,845,0002,691
Net interest income$3,851,0004,747
Provision for loan and lease losses$735,0001,784
Total noninterest income$1,304,0002,971
Gross Fiduciary activities income$10,0001,256
Service charges on deposit accounts$179,0005,119
Trading account gains and fees$0178
Additional Noninterest Income$1,115,0002,079
Total noninterest expense$4,321,0003,888
Salaries and employee benefits$2,354,0003,898
Premises and equipment expense$776,0003,162
Additional noninterest expense$1,191,0004,092
Pre-tax net operating income$99,0007,151
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$99,0007,142
Extraordinary gains, net$039
Net income$99,0007,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,946
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$99,0007,117
2007-09-30 (YTD Data)Rank
Total interest income$8,178,0003,555
Total interest expense$5,125,0002,691
Net interest income$3,053,0004,592
Provision for loan and lease losses$50,0005,025
Total noninterest income$1,067,0002,782
Gross Fiduciary activities income$7,0001,231
Service charges on deposit accounts$140,0005,063
Trading account gains and fees$0184
Additional Noninterest Income$920,0001,942
Total noninterest expense$2,984,0004,114
Salaries and employee benefits$1,715,0003,956
Premises and equipment expense$471,0003,711
Additional noninterest expense$798,0004,370
Pre-tax net operating income$1,086,0004,167
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,086,0003,694
Extraordinary gains, net$033
Net income$1,086,0003,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,086,0003,677
2007-06-30 (YTD Data)Rank
Total interest income$5,338,0003,614
Total interest expense$3,328,0002,739
Net interest income$2,010,0004,647
Provision for loan and lease losses$06,209
Total noninterest income$1,023,0002,212
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$85,0005,242
Trading account gains and fees$0168
Additional Noninterest Income$934,0001,462
Total noninterest expense$1,963,0004,179
Salaries and employee benefits$1,138,0004,011
Premises and equipment expense$309,0003,777
Additional noninterest expense$516,0004,478
Pre-tax net operating income$1,070,0003,370
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,070,0002,879
Extraordinary gains, net$029
Net income$1,070,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,070,0002,861
2007-03-31 (YTD Data)Rank
Total interest income$2,623,0003,645
Total interest expense$1,624,0002,781
Net interest income$999,0004,688
Provision for loan and lease losses$05,779
Total noninterest income$537,0002,110
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$41,0005,255
Trading account gains and fees$0195
Additional Noninterest Income$495,0001,369
Total noninterest expense$1,036,0004,027
Salaries and employee benefits$582,0003,968
Premises and equipment expense$159,0003,713
Additional noninterest expense$295,0004,028
Pre-tax net operating income$500,0003,529
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$500,0003,029
Extraordinary gains, net$022
Net income$500,0003,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$500,0003,009
2006-12-31 (YTD Data)Rank
Total interest income$8,705,0003,970
Total interest expense$5,170,0002,953
Net interest income$3,535,0005,026
Provision for loan and lease losses$06,850
Total noninterest income$1,357,0002,894
Gross Fiduciary activities income$6,0001,339
Service charges on deposit accounts$167,0005,335
Trading account gains and fees$0130
Additional Noninterest Income$1,184,0001,983
Total noninterest expense$3,799,0004,132
Salaries and employee benefits$1,966,0004,333
Premises and equipment expense$660,0003,492
Additional noninterest expense$1,173,0004,001
Pre-tax net operating income$1,093,0004,996
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,093,0004,510
Extraordinary gains, net$051
Net income$1,093,0004,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,703
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,093,0004,495
2006-09-30 (YTD Data)Rank
Total interest income$6,276,0004,047
Total interest expense$3,698,0002,983
Net interest income$2,578,0005,156
Provision for loan and lease losses$06,685
Total noninterest income$1,075,0002,797
Gross Fiduciary activities income$6,0001,272
Service charges on deposit accounts$121,0005,450
Trading account gains and fees$0126
Additional Noninterest Income$948,0001,892
Total noninterest expense$2,565,0004,459
Salaries and employee benefits$1,377,0004,529
Premises and equipment expense$516,0003,382
Additional noninterest expense$672,0004,849
Pre-tax net operating income$1,088,0004,545
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,088,0003,961
Extraordinary gains, net$045
Net income$1,088,0003,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,088,0003,948
2006-06-30 (YTD Data)Rank
Total interest income$4,021,0004,108
Total interest expense$2,322,0003,018
Net interest income$1,699,0005,224
Provision for loan and lease losses$06,419
Total noninterest income$594,0003,144
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$71,0005,690
Trading account gains and fees$0126
Additional Noninterest Income$518,0002,166
Total noninterest expense$1,581,0004,723
Salaries and employee benefits$808,0004,955
Premises and equipment expense$357,0003,280
Additional noninterest expense$416,0005,072
Pre-tax net operating income$712,0004,592
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$712,0004,024
Extraordinary gains, net$039
Net income$712,0004,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$712,0004,013
2006-03-31 (YTD Data)Rank
Total interest income$1,957,0004,149
Total interest expense$1,083,0003,055
Net interest income$874,0005,118
Provision for loan and lease losses$06,013
Total noninterest income$285,0003,189
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$32,0005,806
Trading account gains and fees$0115
Additional Noninterest Income$251,0002,187
Total noninterest expense$843,0004,524
Salaries and employee benefits$450,0004,635
Premises and equipment expense$232,0002,649
Additional noninterest expense$161,0005,843
Pre-tax net operating income$316,0004,831
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$316,0004,285
Extraordinary gains, net$021
Net income$316,0004,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$316,0004,268
2005-12-31 (YTD Data)Rank
Total interest income$6,979,0004,157
Total interest expense$3,105,0003,235
Net interest income$3,874,0004,719
Provision for loan and lease losses$07,120
Total noninterest income$930,0003,731
Gross Fiduciary activities income$10,0001,298
Service charges on deposit accounts$184,0005,211
Trading account gains and fees$0138
Additional Noninterest Income$736,0002,681
Total noninterest expense$3,931,0003,912
Salaries and employee benefits$1,875,0004,330
Premises and equipment expense$931,0002,520
Additional noninterest expense$1,125,0004,063
Pre-tax net operating income$873,0005,698
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$873,0005,154
Extraordinary gains, net$046
Net income$873,0005,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,898
Cash dividends$250,0004,640
Sale, conversion, retirement of capital stock, net$0934
Net operating income$873,0005,123
2005-09-30 (YTD Data)Rank
Total interest income$5,138,0004,157
Total interest expense$2,157,0003,288
Net interest income$2,981,0004,667
Provision for loan and lease losses$06,899
Total noninterest income$1,141,0002,677
Gross Fiduciary activities income$8,0001,254
Service charges on deposit accounts$146,0005,131
Trading account gains and fees$0126
Additional Noninterest Income$987,0001,832
Total noninterest expense$2,799,0004,047
Salaries and employee benefits$1,617,0003,882
Premises and equipment expense$693,0002,532
Additional noninterest expense$489,0005,772
Pre-tax net operating income$1,323,0004,073
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,323,0003,450
Extraordinary gains, net$035
Net income$1,323,0003,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,271
Cash dividends$250,0003,766
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,323,0003,405
2005-06-30 (YTD Data)Rank
Total interest income$3,417,0004,107
Total interest expense$1,347,0003,321
Net interest income$2,070,0004,511
Provision for loan and lease losses$06,626
Total noninterest income$736,0002,682
Gross Fiduciary activities income$7,0001,215
Service charges on deposit accounts$102,0004,990
Trading account gains and fees$0116
Additional Noninterest Income$627,0001,870
Total noninterest expense$1,949,0003,888
Salaries and employee benefits$1,160,0003,662
Premises and equipment expense$468,0002,473
Additional noninterest expense$321,0005,795
Pre-tax net operating income$857,0004,124
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$857,0003,467
Extraordinary gains, net$030
Net income$857,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$250,0003,195
Sale, conversion, retirement of capital stock, net$0643
Net operating income$857,0003,421
2005-03-31 (YTD Data)Rank
Total interest income$1,619,0004,245
Total interest expense$644,0003,324
Net interest income$975,0004,699
Provision for loan and lease losses$06,226
Total noninterest income$378,0002,598
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$56,0004,748
Trading account gains and fees$0115
Additional Noninterest Income$318,0001,826
Total noninterest expense$964,0003,956
Salaries and employee benefits$562,0003,758
Premises and equipment expense$227,0002,562
Additional noninterest expense$175,0005,506
Pre-tax net operating income$389,0004,347
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$389,0003,688
Extraordinary gains, net$024
Net income$389,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$389,0003,650
2004-12-31 (YTD Data)Rank
Total interest income$5,930,0004,300
Total interest expense$2,236,0003,326
Net interest income$3,694,0004,730
Provision for loan and lease losses$07,314
Total noninterest income$2,038,0002,170
Gross Fiduciary activities income$5,0001,406
Service charges on deposit accounts$241,0004,814
Trading account gains and fees$0138
Additional Noninterest Income$1,792,0001,432
Total noninterest expense$3,927,0003,812
Salaries and employee benefits$2,354,0003,509
Premises and equipment expense$717,0003,068
Additional noninterest expense$856,0004,864
Pre-tax net operating income$1,805,0003,784
Securities gains (losses)$03,819
Applicable income taxes$2,0007,032
Income before extraordinary items$1,803,0003,187
Extraordinary gains, net$034
Net income$1,803,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,414
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,803,0003,124
2004-09-30 (YTD Data)Rank
Total interest income$4,282,0004,389
Total interest expense$1,642,0003,342
Net interest income$2,640,0004,867
Provision for loan and lease losses$07,100
Total noninterest income$2,022,0001,768
Gross Fiduciary activities income$4,0001,368
Service charges on deposit accounts$178,0004,879
Trading account gains and fees$0134
Additional Noninterest Income$1,840,0001,156
Total noninterest expense$2,455,0004,363
Salaries and employee benefits$1,572,0003,818
Premises and equipment expense$446,0003,568
Additional noninterest expense$437,0006,026
Pre-tax net operating income$2,207,0002,649
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,207,0002,118
Extraordinary gains, net$026
Net income$2,207,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,704
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,207,0002,069
2004-06-30 (YTD Data)Rank
Total interest income$2,760,0004,507
Total interest expense$1,094,0003,322
Net interest income$1,666,0005,056
Provision for loan and lease losses$06,885
Total noninterest income$856,0002,477
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$118,0004,906
Trading account gains and fees$0130
Additional Noninterest Income$735,0001,658
Total noninterest expense$1,580,0004,492
Salaries and employee benefits$1,055,0003,820
Premises and equipment expense$259,0003,967
Additional noninterest expense$266,0006,335
Pre-tax net operating income$942,0003,672
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$942,0003,083
Extraordinary gains, net$021
Net income$942,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0008,760
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$942,0003,005
2004-03-31 (YTD Data)Rank
Total interest income$1,350,0004,597
Total interest expense$547,0003,369
Net interest income$803,0005,199
Provision for loan and lease losses$06,501
Total noninterest income$287,0003,207
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$53,0005,065
Trading account gains and fees$0121
Additional Noninterest Income$233,0002,238
Total noninterest expense$755,0004,663
Salaries and employee benefits$496,0004,030
Premises and equipment expense$136,0003,860
Additional noninterest expense$123,0006,605
Pre-tax net operating income$335,0004,549
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$335,0003,965
Extraordinary gains, net$016
Net income$335,0003,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0008,889
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$335,0003,835
2003-12-31 (YTD Data)Rank
Total interest income$5,597,0004,507
Total interest expense$2,397,0003,450
Net interest income$3,200,0005,097
Provision for loan and lease losses$07,651
Total noninterest income$3,957,0001,353
Gross Fiduciary activities income$8,0001,392
Service charges on deposit accounts$271,0004,543
Trading account gains and fees$0160
Additional Noninterest Income$3,678,000950
Total noninterest expense$3,399,0004,220
Salaries and employee benefits$1,976,0003,965
Premises and equipment expense$591,0003,564
Additional noninterest expense$832,0004,922
Pre-tax net operating income$3,758,0002,072
Securities gains (losses)$04,500
Applicable income taxes$12,0006,979
Income before extraordinary items$3,746,0001,654
Extraordinary gains, net$054
Net income$3,746,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,564
Cash dividends$1,340,0001,897
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,746,0001,579
2003-09-30 (YTD Data)Rank
Total interest income$4,123,0004,625
Total interest expense$1,839,0003,504
Net interest income$2,284,0005,272
Provision for loan and lease losses$07,481
Total noninterest income$1,373,0002,514
Gross Fiduciary activities income$6,0001,365
Service charges on deposit accounts$209,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$1,158,0001,854
Total noninterest expense$2,177,0004,696
Salaries and employee benefits$1,309,0004,349
Premises and equipment expense$447,0003,538
Additional noninterest expense$421,0006,185
Pre-tax net operating income$1,480,0003,542
Securities gains (losses)$04,204
Applicable income taxes$9,0007,107
Income before extraordinary items$1,471,0003,012
Extraordinary gains, net$040
Net income$1,471,0003,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,434
Cash dividends$290,0003,556
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,471,0002,863
2003-06-30 (YTD Data)Rank
Total interest income$2,708,0004,713
Total interest expense$1,259,0003,524
Net interest income$1,449,0005,439
Provision for loan and lease losses$07,324
Total noninterest income$951,0002,435
Gross Fiduciary activities income$4,0001,366
Service charges on deposit accounts$147,0004,341
Trading account gains and fees$0150
Additional Noninterest Income$800,0001,779
Total noninterest expense$1,392,0004,834
Salaries and employee benefits$843,0004,456
Premises and equipment expense$290,0003,605
Additional noninterest expense$259,0006,424
Pre-tax net operating income$1,008,0003,503
Securities gains (losses)$03,782
Applicable income taxes$6,0007,135
Income before extraordinary items$1,002,0002,971
Extraordinary gains, net$030
Net income$1,002,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$140,0003,948
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,002,0002,818
2003-03-31 (YTD Data)Rank
Total interest income$1,370,0004,694
Total interest expense$640,0003,559
Net interest income$730,0005,411
Provision for loan and lease losses$06,934
Total noninterest income$475,0002,373
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$89,0003,826
Trading account gains and fees$0134
Additional Noninterest Income$384,0001,787
Total noninterest expense$662,0004,998
Salaries and employee benefits$402,0004,596
Premises and equipment expense$147,0003,538
Additional noninterest expense$113,0006,807
Pre-tax net operating income$543,0003,309
Securities gains (losses)$02,891
Applicable income taxes$3,0007,063
Income before extraordinary items$540,0002,784
Extraordinary gains, net$021
Net income$540,0002,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$540,0002,642
2002-12-31 (YTD Data)Rank
Total interest income$5,571,0004,801
Total interest expense$2,705,0003,858
Net interest income$2,866,0005,427
Provision for loan and lease losses$37,0007,001
Total noninterest income$2,954,0001,581
Gross Fiduciary activities income$6,0001,474
Service charges on deposit accounts$251,0004,679
Trading account gains and fees$0153
Additional Noninterest Income$2,697,0001,074
Total noninterest expense$3,394,0004,068
Salaries and employee benefits$1,966,0003,788
Premises and equipment expense$465,0004,170
Additional noninterest expense$963,0004,302
Pre-tax net operating income$2,389,0002,984
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$2,389,0002,438
Extraordinary gains, net$070
Net income$2,389,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,793
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,389,0002,362
2001-12-31 (YTD Data)Rank
Total interest income$6,136,0004,886
Total interest expense$4,083,0003,732
Net interest income$2,053,0006,359
Provision for loan and lease losses$348,0002,924
Total noninterest income$2,960,0001,489
Gross Fiduciary activities income$7,0001,492
Service charges on deposit accounts$284,0004,299
Trading account gains and fees$0177
Additional Noninterest Income$2,669,0001,025
Total noninterest expense$3,073,0004,249
Salaries and employee benefits$1,492,0004,535
Premises and equipment expense$482,0004,013
Additional noninterest expense$1,099,0003,762
Pre-tax net operating income$1,592,0003,710
Securities gains (losses)$04,612
Applicable income taxes$12,0007,523
Income before extraordinary items$1,580,0003,098
Extraordinary gains, net$0105
Net income$1,580,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,810
Cash dividends$1,100,0002,069
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,580,0003,003
2000-12-31 (YTD Data)Rank
Total interest income$6,000,0005,083
Total interest expense$4,004,0003,978
Net interest income$1,996,0006,566
Provision for loan and lease losses$51,0006,491
Total noninterest income$1,295,0002,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$221,0004,859
Trading account gains and feesNANA
Additional Noninterest Income$1,074,0001,779
Total noninterest expense$2,055,0005,575
Salaries and employee benefits$1,153,0005,373
Premises and equipment expense$286,0005,578
Additional noninterest expense$616,0005,676
Pre-tax net operating income$1,185,0004,757
Securities gains (losses)$01,956
Applicable income taxes$5,0008,201
Income before extraordinary items$1,180,0003,903
Extraordinary gains, net$038
Net income$1,180,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$159,0005,437
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,180,0003,892
1999-12-31 (YTD Data)Rank
Total interest income$4,961,0005,610
Total interest expense$2,961,0004,656
Net interest income$2,000,0006,644
Provision for loan and lease losses$174,0003,923
Total noninterest income$1,091,0002,901
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$223,0004,823
Trading account gains and feesNANA
Additional Noninterest Income$868,0002,049
Total noninterest expense$1,969,0005,746
Salaries and employee benefits$993,0005,914
Premises and equipment expense$356,0004,912
Additional noninterest expense$620,0005,703
Pre-tax net operating income$948,0005,460
Securities gains (losses)$03,155
Applicable income taxes$35,0007,904
Income before extraordinary items$913,0004,703
Extraordinary gains, net$035
Net income$913,0004,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,922
Cash dividends$541,0003,363
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$913,0004,662
1998-12-31 (YTD Data)Rank
Total interest income$4,395,0006,147
Total interest expense$2,642,0005,176
Net interest income$1,753,0007,154
Provision for loan and lease losses$184,0003,684
Total noninterest income$602,0004,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0004,489
Trading account gains and feesNANA
Additional Noninterest Income$352,0003,690
Total noninterest expense$1,425,0006,892
Salaries and employee benefits$737,0006,992
Premises and equipment expense$337,0005,019
Additional noninterest expense$351,0007,656
Pre-tax net operating income$746,0006,310
Securities gains (losses)$04,449
Applicable income taxes$170,0006,583
Income before extraordinary items$576,0006,178
Extraordinary gains, net$032
Net income$576,0006,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,318
Cash dividends$265,0004,849
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$576,0006,066
1997-12-31 (YTD Data)Rank
Total interest income$3,723,0006,932
Total interest expense$2,104,0006,075
Net interest income$1,619,0007,728
Provision for loan and lease losses$76,0005,749
Total noninterest income$277,0006,927
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0004,677
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,432
Total noninterest expense$1,172,0007,773
Salaries and employee benefits$653,0007,589
Premises and equipment expense$216,0006,556
Additional noninterest expense$303,0008,290
Pre-tax net operating income$648,0007,212
Securities gains (losses)$03,944
Applicable income taxes$194,0006,963
Income before extraordinary items$454,0007,274
Extraordinary gains, net$044
Net income$454,0007,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,177
Cash dividends$106,0006,396
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$454,0007,225
1996-12-31 (YTD Data)Rank
Total interest income$3,004,0007,983
Total interest expense$1,631,0007,253
Net interest income$1,373,0008,579
Provision for loan and lease losses$10,0008,531
Total noninterest income$193,0008,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,499
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,116
Total noninterest expense$969,0008,778
Salaries and employee benefits$478,0009,040
Premises and equipment expense$184,0007,341
Additional noninterest expense$307,0008,805
Pre-tax net operating income$587,0007,491
Securities gains (losses)$04,148
Applicable income taxes$178,0007,462
Income before extraordinary items$409,0007,544
Extraordinary gains, net$053
Net income$409,0007,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$409,0007,490
1995-12-31 (YTD Data)Rank
Total interest income$1,881,0009,911
Total interest expense$930,0009,502
Net interest income$951,00010,079
Provision for loan and lease losses$96,0004,714
Total noninterest income$182,0008,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0006,882
Trading account gains and feesNANA
Additional Noninterest Income$42,0009,621
Total noninterest expense$871,0009,472
Salaries and employee benefits$374,00010,132
Premises and equipment expense$218,0006,867
Additional noninterest expense$279,0009,499
Pre-tax net operating income$166,00010,678
Securities gains (losses)$03,831
Applicable income taxes$60,0009,978
Income before extraordinary items$106,00010,880
Extraordinary gains, net$065
Net income$106,00010,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$106,00010,848
1994-12-31 (YTD Data)Rank
Total interest income$1,245,00011,256
Total interest expense$562,00010,792
Net interest income$683,00011,438
Provision for loan and lease losses$31,0007,056
Total noninterest income$116,00010,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,467
Trading account gains and feesNANA
Additional Noninterest Income$29,00010,859
Total noninterest expense$780,00010,332
Salaries and employee benefits$352,00010,712
Premises and equipment expense$204,0007,342
Additional noninterest expense$224,00010,848
Pre-tax net operating income$-12,00012,119
Securities gains (losses)$03,600
Applicable income taxes$-23,00012,135
Income before extraordinary items$11,00011,998
Extraordinary gains, net$0249
Net income$11,00011,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$11,00012,033
1993-12-31 (YTD Data)Rank
Total interest income$634,00012,900
Total interest expense$220,00012,933
Net interest income$414,00012,777
Provision for loan and lease losses$74,0006,518
Total noninterest income$81,00011,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,00010,269
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,863
Total noninterest expense$632,00011,474
Salaries and employee benefits$318,00011,470
Premises and equipment expense$128,0009,539
Additional noninterest expense$186,00011,929
Pre-tax net operating income$-211,00012,704
Securities gains (losses)$07,477
Applicable income taxes$-131,00012,986
Income before extraordinary items$-80,00012,646
Extraordinary gains, net$03,149
Net income$-80,00012,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-80,00012,543
1992-12-31 (YTD Data)Rank
Total interest income$23,00013,924
Total interest expense$6,00013,888
Net interest income$17,00013,898
Provision for loan and lease losses$011,756
Total noninterest income$2,00013,863
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,00011,730
Trading account gains and feesNANA
Additional Noninterest Income$013,866
Total noninterest expense$193,00013,807
Salaries and employee benefits$55,00013,878
Premises and equipment expense$64,00012,099
Additional noninterest expense$74,00013,731
Pre-tax net operating income$-174,00013,050
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-174,00013,151
Extraordinary gains, net$01,422
Net income$-174,00013,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$4,050,000196
Net operating income$-174,00013,022

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.