Home > International Bank of California > Income and Expense
International Bank of California, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 3,093 |
| Total interest expense | $991,000 | 4,155 |
| Net interest income | $3,910,000 | 2,718 |
| Provision for loan and lease losses | $44,000 | 4,779 |
| Total noninterest income | $798,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $729,000 | 1,690 |
| Total noninterest expense | $3,749,000 | 2,186 |
| Salaries and employee benefits | $1,996,000 | 2,262 |
| Premises and equipment expense | $851,000 | 1,427 |
| Additional noninterest expense | $902,000 | 2,697 |
| Pre-tax net operating income | $915,000 | 3,953 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $377,000 | 2,699 |
| Income before extraordinary items | $538,000 | 4,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $538,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $538,000 | 4,650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 3,125 |
| Total interest expense | $492,000 | 4,061 |
| Net interest income | $1,883,000 | 2,790 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $395,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $360,000 | 1,673 |
| Total noninterest expense | $1,838,000 | 2,258 |
| Salaries and employee benefits | $1,019,000 | 2,234 |
| Premises and equipment expense | $424,000 | 1,433 |
| Additional noninterest expense | $395,000 | 3,051 |
| Pre-tax net operating income | $405,000 | 4,245 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $167,000 | 2,908 |
| Income before extraordinary items | $238,000 | 4,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $238,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $238,000 | 4,944 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,116 |
| Total interest expense | $1,988,000 | 3,675 |
| Net interest income | $6,961,000 | 2,900 |
| Provision for loan and lease losses | $32,000 | 6,387 |
| Total noninterest income | $1,801,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $187,000 | 5,360 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,614,000 | 1,548 |
| Total noninterest expense | $7,365,000 | 2,163 |
| Salaries and employee benefits | $3,902,000 | 2,230 |
| Premises and equipment expense | $1,770,000 | 1,306 |
| Additional noninterest expense | $1,693,000 | 2,815 |
| Pre-tax net operating income | $1,365,000 | 4,491 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $503,000 | 3,341 |
| Income before extraordinary items | $862,000 | 5,088 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $862,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $862,000 | 5,017 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,629,000 | 3,127 |
| Total interest expense | $1,490,000 | 3,634 |
| Net interest income | $5,139,000 | 2,932 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $1,219,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $144,000 | 5,365 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,075,000 | 1,684 |
| Total noninterest expense | $5,498,000 | 2,161 |
| Salaries and employee benefits | $2,940,000 | 2,209 |
| Premises and equipment expense | $1,317,000 | 1,305 |
| Additional noninterest expense | $1,241,000 | 2,840 |
| Pre-tax net operating income | $825,000 | 5,108 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $340,000 | 3,563 |
| Income before extraordinary items | $485,000 | 5,883 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $485,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $485,000 | 5,808 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 3,125 |
| Total interest expense | $995,000 | 3,614 |
| Net interest income | $3,400,000 | 2,939 |
| Provision for loan and lease losses | $14,000 | 6,192 |
| Total noninterest income | $812,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $99,000 | 5,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $713,000 | 1,692 |
| Total noninterest expense | $3,680,000 | 2,166 |
| Salaries and employee benefits | $1,957,000 | 2,214 |
| Premises and equipment expense | $878,000 | 1,308 |
| Additional noninterest expense | $845,000 | 2,787 |
| Pre-tax net operating income | $518,000 | 5,215 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $213,000 | 3,653 |
| Income before extraordinary items | $305,000 | 6,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 6,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $305,000 | 5,925 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 3,075 |
| Total interest expense | $504,000 | 3,615 |
| Net interest income | $1,739,000 | 2,859 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $402,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $352,000 | 1,677 |
| Total noninterest expense | $1,767,000 | 2,252 |
| Salaries and employee benefits | $964,000 | 2,265 |
| Premises and equipment expense | $430,000 | 1,354 |
| Additional noninterest expense | $373,000 | 3,108 |
| Pre-tax net operating income | $328,000 | 4,605 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $193,000 | 5,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $193,000 | 5,309 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 3,007 |
| Total interest expense | $2,582,000 | 3,263 |
| Net interest income | $6,783,000 | 2,833 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $2,009,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $201,000 | 5,259 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,808,000 | 1,578 |
| Total noninterest expense | $7,287,000 | 2,161 |
| Salaries and employee benefits | $3,665,000 | 2,312 |
| Premises and equipment expense | $1,793,000 | 1,268 |
| Additional noninterest expense | $1,829,000 | 2,600 |
| Pre-tax net operating income | $1,340,000 | 4,403 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $469,000 | 3,481 |
| Income before extraordinary items | $871,000 | 5,020 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $871,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $871,000 | 4,857 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 3,022 |
| Total interest expense | $2,043,000 | 3,234 |
| Net interest income | $5,057,000 | 2,866 |
| Provision for loan and lease losses | $151,000 | 3,897 |
| Total noninterest income | $1,241,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $152,000 | 5,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,089,000 | 1,926 |
| Total noninterest expense | $5,376,000 | 2,187 |
| Salaries and employee benefits | $2,727,000 | 2,325 |
| Premises and equipment expense | $1,344,000 | 1,271 |
| Additional noninterest expense | $1,305,000 | 2,692 |
| Pre-tax net operating income | $771,000 | 5,241 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $317,000 | 3,811 |
| Income before extraordinary items | $454,000 | 6,076 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $454,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $454,000 | 5,907 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 3,036 |
| Total interest expense | $1,448,000 | 3,154 |
| Net interest income | $3,298,000 | 2,914 |
| Provision for loan and lease losses | $64,000 | 4,631 |
| Total noninterest income | $830,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $727,000 | 1,909 |
| Total noninterest expense | $3,592,000 | 2,185 |
| Salaries and employee benefits | $1,791,000 | 2,356 |
| Premises and equipment expense | $898,000 | 1,270 |
| Additional noninterest expense | $903,000 | 2,607 |
| Pre-tax net operating income | $472,000 | 5,462 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $194,000 | 4,034 |
| Income before extraordinary items | $278,000 | 6,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $278,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $278,000 | 6,068 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 3,037 |
| Total interest expense | $757,000 | 3,090 |
| Net interest income | $1,626,000 | 2,939 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $450,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $396,000 | 1,750 |
| Total noninterest expense | $1,809,000 | 2,168 |
| Salaries and employee benefits | $879,000 | 2,398 |
| Premises and equipment expense | $447,000 | 1,293 |
| Additional noninterest expense | $483,000 | 2,406 |
| Pre-tax net operating income | $253,000 | 5,250 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $104,000 | 3,866 |
| Income before extraordinary items | $149,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $149,000 | 5,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,977,000 | 3,025 |
| Total interest expense | $3,316,000 | 3,251 |
| Net interest income | $6,661,000 | 2,862 |
| Provision for loan and lease losses | $448,000 | 2,598 |
| Total noninterest income | $1,484,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $242,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,242,000 | 1,899 |
| Total noninterest expense | $6,911,000 | 2,173 |
| Salaries and employee benefits | $3,322,000 | 2,400 |
| Premises and equipment expense | $1,812,000 | 1,221 |
| Additional noninterest expense | $1,777,000 | 2,568 |
| Pre-tax net operating income | $786,000 | 5,817 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $266,000 | 4,650 |
| Income before extraordinary items | $555,000 | 6,160 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $555,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 1,251 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $531,200 | 6,109 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,135,000 | 2,790 |
| Total interest expense | $5,858,000 | 2,729 |
| Net interest income | $6,277,000 | 2,827 |
| Provision for loan and lease losses | $523,000 | 2,130 |
| Total noninterest income | $1,211,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $222,000 | 4,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $989,000 | 2,059 |
| Total noninterest expense | $6,557,000 | 2,196 |
| Salaries and employee benefits | $3,210,000 | 2,337 |
| Premises and equipment expense | $1,723,000 | 1,237 |
| Additional noninterest expense | $1,624,000 | 2,686 |
| Pre-tax net operating income | $408,000 | 6,940 |
| Securities gains (losses) | $332,000 | 839 |
| Applicable income taxes | $305,000 | 4,228 |
| Income before extraordinary items | $435,000 | 6,379 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $435,000 | 6,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,323 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $222,520 | 7,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,537,000 | 2,574 |
| Total interest expense | $6,119,000 | 2,735 |
| Net interest income | $7,418,000 | 2,390 |
| Provision for loan and lease losses | $340,000 | 2,622 |
| Total noninterest income | $1,072,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $193,000 | 5,185 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $879,000 | 2,021 |
| Total noninterest expense | $6,302,000 | 2,183 |
| Salaries and employee benefits | $2,975,000 | 2,412 |
| Premises and equipment expense | $1,704,000 | 1,185 |
| Additional noninterest expense | $1,623,000 | 2,626 |
| Pre-tax net operating income | $1,848,000 | 3,508 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-360,000 | 9,760 |
| Income before extraordinary items | $2,208,000 | 2,327 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,208,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,104 |
| Cash dividends | $2,000 | 6,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,208,000 | 2,333 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,900 |
| Total interest expense | $4,250,000 | 3,406 |
| Net interest income | $6,886,000 | 2,551 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $1,004,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $820,000 | 2,130 |
| Total noninterest expense | $6,341,000 | 2,144 |
| Salaries and employee benefits | $2,965,000 | 2,365 |
| Premises and equipment expense | $1,760,000 | 1,138 |
| Additional noninterest expense | $1,616,000 | 2,666 |
| Pre-tax net operating income | $1,389,000 | 4,318 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $349,000 | 4,482 |
| Income before extraordinary items | $1,041,000 | 4,297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,041,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 10,150 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,040,250 | 4,262 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,848,000 | 2,979 |
| Total interest expense | $4,636,000 | 3,216 |
| Net interest income | $6,212,000 | 2,765 |
| Provision for loan and lease losses | $467,000 | 1,827 |
| Total noninterest income | $1,002,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $173,000 | 5,536 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $829,000 | 2,116 |
| Total noninterest expense | $6,471,000 | 2,027 |
| Salaries and employee benefits | $3,102,000 | 2,174 |
| Premises and equipment expense | $1,714,000 | 1,126 |
| Additional noninterest expense | $1,655,000 | 2,522 |
| Pre-tax net operating income | $276,000 | 8,535 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-44,000 | 10,124 |
| Income before extraordinary items | $320,000 | 7,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,192 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $320,000 | 7,630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,733,000 | 3,027 |
| Total interest expense | $4,612,000 | 3,213 |
| Net interest income | $6,121,000 | 2,845 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $1,283,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,077,000 | 1,664 |
| Total noninterest expense | $6,517,000 | 1,980 |
| Salaries and employee benefits | $3,243,000 | 2,029 |
| Premises and equipment expense | $1,651,000 | 1,203 |
| Additional noninterest expense | $1,623,000 | 2,527 |
| Pre-tax net operating income | $722,000 | 6,889 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-125,000 | 10,734 |
| Income before extraordinary items | $847,000 | 5,265 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $847,000 | 5,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-139,000 | 10,787 |
| Net operating income | $847,000 | 5,213 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,016,000 | 2,982 |
| Total interest expense | $4,478,000 | 3,327 |
| Net interest income | $6,538,000 | 2,716 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $1,297,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,001,000 | 1,817 |
| Total noninterest expense | $7,100,000 | 1,977 |
| Salaries and employee benefits | $3,098,000 | 2,155 |
| Premises and equipment expense | $1,683,000 | 1,234 |
| Additional noninterest expense | $2,319,000 | 2,158 |
| Pre-tax net operating income | $685,000 | 7,008 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $685,000 | 5,826 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $685,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 1,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $685,000 | 5,768 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,767 |
| Total interest expense | $5,147,000 | 2,956 |
| Net interest income | $6,924,000 | 2,587 |
| Provision for loan and lease losses | $2,165,000 | 551 |
| Total noninterest income | $1,350,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $299,000 | 4,305 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,051,000 | 1,746 |
| Total noninterest expense | $7,125,000 | 1,942 |
| Salaries and employee benefits | $2,897,000 | 2,289 |
| Premises and equipment expense | $1,676,000 | 1,241 |
| Additional noninterest expense | $2,552,000 | 1,960 |
| Pre-tax net operating income | $-1,016,000 | 11,878 |
| Securities gains (losses) | $175,000 | 725 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-841,000 | 11,852 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-841,000 | 11,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,516,000 | 401 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $599,000 | 353 |
| Net operating income | $-1,016,000 | 11,862 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,544,000 | 2,619 |
| Total interest expense | $4,520,000 | 2,708 |
| Net interest income | $7,024,000 | 2,566 |
| Provision for loan and lease losses | $3,449,000 | 386 |
| Total noninterest income | $1,607,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $335,000 | 3,981 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,272,000 | 1,565 |
| Total noninterest expense | $7,960,000 | 1,824 |
| Salaries and employee benefits | $3,154,000 | 2,096 |
| Premises and equipment expense | $1,655,000 | 1,259 |
| Additional noninterest expense | $3,151,000 | 1,729 |
| Pre-tax net operating income | $-2,778,000 | 12,548 |
| Securities gains (losses) | $-100,000 | 11,525 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,878,000 | 12,522 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,878,000 | 12,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,446,000 | 483 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,793,000 | 323 |
| Net operating income | $-2,778,000 | 12,519 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,019,000 | 2,569 |
| Total interest expense | $4,917,000 | 2,610 |
| Net interest income | $7,102,000 | 2,526 |
| Provision for loan and lease losses | $1,868,000 | 852 |
| Total noninterest income | $1,695,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $416,000 | 3,326 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,279,000 | 1,740 |
| Total noninterest expense | $8,509,000 | 1,766 |
| Salaries and employee benefits | $3,375,000 | 1,967 |
| Premises and equipment expense | $1,646,000 | 1,298 |
| Additional noninterest expense | $3,488,000 | 1,688 |
| Pre-tax net operating income | $-1,580,000 | 13,041 |
| Securities gains (losses) | $503,000 | 893 |
| Applicable income taxes | $-119,000 | 12,975 |
| Income before extraordinary items | $-958,000 | 12,995 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-958,000 | 12,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,045,000 | 1,117 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,405,670 | 13,015 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,184,000 | 2,876 |
| Total interest expense | $5,232,000 | 3,172 |
| Net interest income | $6,952,000 | 2,612 |
| Provision for loan and lease losses | $2,475,000 | 981 |
| Total noninterest income | $1,668,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $379,000 | 3,666 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,289,000 | 1,675 |
| Total noninterest expense | $7,413,000 | 1,989 |
| Salaries and employee benefits | $3,350,000 | 1,958 |
| Premises and equipment expense | $1,634,000 | 1,338 |
| Additional noninterest expense | $2,429,000 | 2,377 |
| Pre-tax net operating income | $-1,268,000 | 13,531 |
| Securities gains (losses) | $399,000 | 1,283 |
| Applicable income taxes | $-346,000 | 13,719 |
| Income before extraordinary items | $-523,000 | 13,389 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-523,000 | 13,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,482,000 | 838 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-778,360 | 13,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.