Home > International Bank of California > Assets and Liabilities
International Bank of California, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $158,846,000 | 3,464 |
| Cash and due from depository institutions | $15,176,000 | 2,512 |
| Interest-bearing balances | $7,730,000 | 712 |
| Securities | $15,308,000 | 5,356 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,306 |
| Net loans & leases | $116,788,000 | 3,177 |
| Loan loss allowance | $2,096,000 | 2,246 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $206,000 | 7,968 |
| Other real estate owned | $0 | 2,512 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,368,000 | 4,480 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $158,846,000 | 3,464 |
| Total liabilities | $140,498,000 | 3,505 |
| Total deposits | $139,449,000 | 3,268 |
| Interest-bearing deposits | $113,364,000 | 3,335 |
| Deposits held in domestic offices | $139,449,000 | 3,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $188,000 | 3,532 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $861,000 | 3,585 |
| Total equity capital | $18,348,000 | 3,152 |
| Total bank equity capital | $18,348,000 | 3,152 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,282,000 | 514 |
| Surplus | $6,522,000 | 3,017 |
| Undivided profits | $4,544,000 | 4,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $629,000 | 4,620 |
| Earning assets | $148,826,000 | 3,397 |
| Long-term assets (5+ years) | $2,302,000 | 6,806 |
| Average Assets, year-to-date | $168,079,330 | 3,252 |
| Average Assets, quarterly | $164,880,500 | 3,329 |
| Volatile liabilities | $40,633,000 | 2,651 |
| Insider loans | $1,961,000 | 2,805 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,902,000 | 4,460 |
| Tier 1 (core) risk-based capital | $18,382,000 | 3,032 |
| Tier 2 risk-based capital | $1,604,000 | 2,651 |
| Total risk weighted assets | $127,768,000 | 3,071 |
| Total unused commitments | $10,902,000 | 4,460 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 76 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $170,915,000 | 3,238 |
| Cash and due from depository institutions | $17,177,000 | 2,236 |
| Interest-bearing balances | $9,564,000 | 594 |
| Securities | $15,550,000 | 5,377 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,036 |
| Net loans & leases | $123,631,000 | 2,984 |
| Loan loss allowance | $2,087,000 | 2,238 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $122,000 | 8,362 |
| Other real estate owned | $0 | 2,236 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,435,000 | 4,380 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $170,915,000 | 3,238 |
| Total liabilities | $152,901,000 | 3,272 |
| Total deposits | $151,956,000 | 3,023 |
| Interest-bearing deposits | $126,643,000 | 3,051 |
| Deposits held in domestic offices | $151,956,000 | 3,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $109,000 | 3,225 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $836,000 | 3,588 |
| Total equity capital | $18,014,000 | 3,131 |
| Total bank equity capital | $18,014,000 | 3,131 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,282,000 | 496 |
| Surplus | $6,522,000 | 2,991 |
| Undivided profits | $4,210,000 | 4,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $622,000 | 4,561 |
| Earning assets | $160,745,000 | 3,175 |
| Long-term assets (5+ years) | $2,359,000 | 6,871 |
| Average Assets, year-to-date | $172,696,000 | 3,195 |
| Average Assets, quarterly | $172,696,000 | 3,195 |
| Volatile liabilities | $45,467,000 | 2,350 |
| Insider loans | $1,976,000 | 2,776 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,854,000 | 4,649 |
| Tier 1 (core) risk-based capital | $18,084,000 | 3,022 |
| Tier 2 risk-based capital | $1,732,000 | 2,481 |
| Total risk weighted assets | $137,900,000 | 2,820 |
| Total unused commitments | $9,854,000 | 4,650 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 76 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $174,477,000 | 3,182 |
| Cash and due from depository institutions | $21,932,000 | 2,247 |
| Interest-bearing balances | $14,331,000 | 400 |
| Securities | $15,928,000 | 5,340 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,218 |
| Net loans & leases | $129,015,000 | 2,859 |
| Loan loss allowance | $2,052,000 | 2,244 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $152,000 | 8,274 |
| Other real estate owned | $0 | 2,247 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,450,000 | 4,313 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $174,477,000 | 3,182 |
| Total liabilities | $156,644,000 | 3,184 |
| Total deposits | $155,401,000 | 2,950 |
| Interest-bearing deposits | $129,769,000 | 2,983 |
| Deposits held in domestic offices | $155,401,000 | 2,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $406,000 | 3,131 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $837,000 | 3,519 |
| Total equity capital | $17,833,000 | 3,159 |
| Total bank equity capital | $17,833,000 | 3,159 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,282,000 | 482 |
| Surplus | $6,522,000 | 2,948 |
| Undivided profits | $4,030,000 | 5,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $574,000 | 4,854 |
| Earning assets | $164,274,000 | 3,106 |
| Long-term assets (5+ years) | $3,657,000 | 6,466 |
| Average Assets, year-to-date | $185,123,000 | 2,941 |
| Average Assets, quarterly | $177,826,500 | 3,110 |
| Volatile liabilities | $47,333,000 | 2,204 |
| Insider loans | $1,993,000 | 2,745 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,885,000 | 4,475 |
| Tier 1 (core) risk-based capital | $17,840,000 | 3,016 |
| Tier 2 risk-based capital | $1,789,000 | 2,398 |
| Total risk weighted assets | $142,788,000 | 2,715 |
| Total unused commitments | $9,885,000 | 4,475 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 79 | 2,153 |
| Assets and Liabilities | ||
| Total Assets: | $181,176,000 | 3,068 |
| Cash and due from depository institutions | $23,778,000 | 2,153 |
| Interest-bearing balances | $13,207,000 | 458 |
| Securities | $20,308,000 | 4,672 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,091 |
| Net loans & leases | $130,351,000 | 2,799 |
| Loan loss allowance | $2,056,000 | 2,239 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $199,000 | 8,098 |
| Other real estate owned | $0 | 2,153 |
| Goodwill and other intangibles | $15,000 | 3,124 |
| All other assets | $1,525,000 | 5,517 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $181,176,000 | 3,068 |
| Total liabilities | $163,676,000 | 3,047 |
| Total deposits | $162,665,000 | 2,811 |
| Interest-bearing deposits | $137,126,000 | 2,822 |
| Deposits held in domestic offices | $162,665,000 | 2,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $236,000 | 3,454 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $775,000 | 3,786 |
| Total equity capital | $17,500,000 | 3,193 |
| Total bank equity capital | $17,500,000 | 3,193 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,282,000 | 479 |
| Surplus | $6,522,000 | 2,905 |
| Undivided profits | $3,696,000 | 5,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $634,000 | 4,649 |
| Earning assets | $168,866,000 | 3,022 |
| Long-term assets (5+ years) | $3,865,000 | 6,481 |
| Average Assets, year-to-date | $187,784,500 | 2,908 |
| Average Assets, quarterly | $183,789,500 | 3,001 |
| Volatile liabilities | $50,415,000 | 2,080 |
| Insider loans | $2,009,000 | 2,678 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,685,000 | 4,479 |
| Tier 1 (core) risk-based capital | $17,453,000 | 3,060 |
| Tier 2 risk-based capital | $1,818,000 | 2,348 |
| Total risk weighted assets | $145,202,000 | 2,663 |
| Total unused commitments | $9,685,000 | 4,481 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 79 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $186,403,000 | 2,975 |
| Cash and due from depository institutions | $24,070,000 | 2,173 |
| Interest-bearing balances | $13,019,000 | 475 |
| Securities | $20,585,000 | 4,711 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,410 |
| Net loans & leases | $132,528,000 | 2,728 |
| Loan loss allowance | $2,035,000 | 2,243 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $222,000 | 8,054 |
| Other real estate owned | $0 | 2,173 |
| Goodwill and other intangibles | $15,000 | 3,131 |
| All other assets | $1,483,000 | 5,595 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $186,403,000 | 2,975 |
| Total liabilities | $169,143,000 | 2,942 |
| Total deposits | $168,028,000 | 2,710 |
| Interest-bearing deposits | $143,877,000 | 2,698 |
| Deposits held in domestic offices | $168,028,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $397,000 | 3,355 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $718,000 | 3,699 |
| Total equity capital | $17,260,000 | 3,126 |
| Total bank equity capital | $17,260,000 | 3,126 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,282,000 | 471 |
| Surplus | $6,522,000 | 2,871 |
| Undivided profits | $3,456,000 | 5,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $521,000 | 5,134 |
| Earning assets | $173,632,000 | 2,946 |
| Long-term assets (5+ years) | $4,374,000 | 6,416 |
| Average Assets, year-to-date | $189,987,330 | 2,883 |
| Average Assets, quarterly | $188,410,000 | 2,921 |
| Volatile liabilities | $53,508,000 | 1,935 |
| Insider loans | $2,026,000 | 2,650 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,206,000 | 5,426 |
| Tier 1 (core) risk-based capital | $17,273,000 | 3,037 |
| Tier 2 risk-based capital | $1,832,000 | 2,315 |
| Total risk weighted assets | $146,392,000 | 2,611 |
| Total unused commitments | $6,206,000 | 5,429 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 79 | 2,163 |
| Assets and Liabilities | ||
| Total Assets: | $190,417,000 | 2,895 |
| Cash and due from depository institutions | $19,439,000 | 2,163 |
| Interest-bearing balances | $7,173,000 | 970 |
| Securities | $17,336,000 | 5,152 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 856 |
| Net loans & leases | $134,895,000 | 2,632 |
| Loan loss allowance | $2,057,000 | 2,207 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $232,000 | 8,028 |
| Other real estate owned | $0 | 2,163 |
| Goodwill and other intangibles | $15,000 | 3,122 |
| All other assets | $1,500,000 | 5,385 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $190,417,000 | 2,895 |
| Total liabilities | $173,106,000 | 2,860 |
| Total deposits | $172,165,000 | 2,626 |
| Interest-bearing deposits | $146,879,000 | 2,626 |
| Deposits held in domestic offices | $172,165,000 | 2,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,000 | 3,125 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $880,000 | 3,511 |
| Total equity capital | $17,311,000 | 3,172 |
| Total bank equity capital | $17,311,000 | 3,172 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,282,000 | 462 |
| Surplus | $6,522,000 | 2,831 |
| Undivided profits | $3,507,000 | 5,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,538,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $579,000 | 4,668 |
| Earning assets | $176,404,000 | 2,875 |
| Long-term assets (5+ years) | $13,009,000 | 4,485 |
| Average Assets, year-to-date | $191,779,500 | 2,863 |
| Average Assets, quarterly | $191,779,500 | 2,863 |
| Volatile liabilities | $53,010,000 | 1,877 |
| Insider loans | $2,042,000 | 2,603 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,711,000 | 4,710 |
| Tier 1 (core) risk-based capital | $17,177,000 | 3,010 |
| Tier 2 risk-based capital | $1,874,000 | 2,227 |
| Total risk weighted assets | $149,707,000 | 2,493 |
| Total unused commitments | $8,711,000 | 4,716 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $193,142,000 | 2,855 |
| Cash and due from depository institutions | $13,215,000 | 2,272 |
| Interest-bearing balances | $43,000 | 5,974 |
| Securities | $19,645,000 | 4,857 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 621 |
| Net loans & leases | $140,447,000 | 2,526 |
| Loan loss allowance | $2,018,000 | 2,237 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $241,000 | 8,046 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $15,000 | 3,104 |
| All other assets | $1,579,000 | 5,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,142,000 | 2,855 |
| Total liabilities | $176,049,000 | 2,824 |
| Total deposits | $174,477,000 | 2,579 |
| Interest-bearing deposits | $149,730,000 | 2,552 |
| Deposits held in domestic offices | $174,477,000 | 2,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $649,000 | 2,914 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $923,000 | 3,269 |
| Total equity capital | $17,093,000 | 3,128 |
| Total bank equity capital | $17,093,000 | 3,128 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,282,000 | 464 |
| Surplus | $6,522,000 | 2,798 |
| Undivided profits | $3,289,000 | 5,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,295,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $470,000 | 5,563 |
| Earning assets | $178,135,000 | 2,838 |
| Long-term assets (5+ years) | $9,881,000 | 5,038 |
| Average Assets, year-to-date | $195,103,200 | 2,736 |
| Average Assets, quarterly | $191,922,500 | 2,842 |
| Volatile liabilities | $52,039,000 | 1,895 |
| Insider loans | $2,057,000 | 2,556 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,227,000 | 4,455 |
| Tier 1 (core) risk-based capital | $16,984,000 | 3,001 |
| Tier 2 risk-based capital | $1,977,000 | 2,128 |
| Total risk weighted assets | $158,059,000 | 2,351 |
| Total unused commitments | $9,227,000 | 4,458 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $190,703,000 | 2,871 |
| Cash and due from depository institutions | $10,315,000 | 2,197 |
| Interest-bearing balances | $34,000 | 6,163 |
| Securities | $20,512,000 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,662 |
| Net loans & leases | $148,777,000 | 2,362 |
| Loan loss allowance | $1,975,000 | 2,292 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $266,000 | 7,997 |
| Other real estate owned | $0 | 2,197 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,333,000 | 4,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,703,000 | 2,871 |
| Total liabilities | $173,991,000 | 2,839 |
| Total deposits | $172,034,000 | 2,615 |
| Interest-bearing deposits | $149,203,000 | 2,573 |
| Deposits held in domestic offices | $172,034,000 | 2,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $590,000 | 2,826 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,367,000 | 2,572 |
| Total equity capital | $16,712,000 | 3,196 |
| Total bank equity capital | $16,712,000 | 3,196 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,282,000 | 463 |
| Surplus | $6,522,000 | 2,745 |
| Undivided profits | $2,908,000 | 5,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 4,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $740,000 | 4,124 |
| Earning assets | $177,823,000 | 2,821 |
| Long-term assets (5+ years) | $9,141,000 | 5,193 |
| Average Assets, year-to-date | $195,593,500 | 2,754 |
| Average Assets, quarterly | $192,214,500 | 2,832 |
| Volatile liabilities | $49,655,000 | 1,916 |
| Insider loans | $2,073,000 | 2,520 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,578,000 | 4,375 |
| Tier 1 (core) risk-based capital | $16,567,000 | 3,072 |
| Tier 2 risk-based capital | $1,986,000 | 2,110 |
| Total risk weighted assets | $166,026,000 | 2,231 |
| Total unused commitments | $9,578,000 | 4,381 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 77 | 2,267 |
| Assets and Liabilities | ||
| Total Assets: | $193,726,000 | 2,817 |
| Cash and due from depository institutions | $13,378,000 | 2,267 |
| Interest-bearing balances | $25,000 | 6,352 |
| Securities | $23,810,000 | 4,186 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 983 |
| Net loans & leases | $138,428,000 | 2,496 |
| Loan loss allowance | $1,888,000 | 2,344 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $252,000 | 8,076 |
| Other real estate owned | $0 | 2,267 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,858,000 | 4,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,726,000 | 2,817 |
| Total liabilities | $177,051,000 | 2,767 |
| Total deposits | $170,503,000 | 2,629 |
| Interest-bearing deposits | $151,910,000 | 2,510 |
| Deposits held in domestic offices | $170,503,000 | 2,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,311,000 | 1,437 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,237,000 | 2,869 |
| Total equity capital | $16,675,000 | 3,185 |
| Total bank equity capital | $16,675,000 | 3,185 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,282,000 | 457 |
| Surplus | $6,522,000 | 2,713 |
| Undivided profits | $2,871,000 | 5,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $521,000 | 5,243 |
| Earning assets | $178,263,000 | 2,801 |
| Long-term assets (5+ years) | $10,769,000 | 4,770 |
| Average Assets, year-to-date | $197,223,670 | 2,725 |
| Average Assets, quarterly | $194,047,500 | 2,783 |
| Volatile liabilities | $49,943,000 | 1,885 |
| Insider loans | $2,087,000 | 2,517 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,145,000 | 4,427 |
| Tier 1 (core) risk-based capital | $16,391,000 | 3,037 |
| Tier 2 risk-based capital | $1,918,000 | 2,122 |
| Total risk weighted assets | $158,147,000 | 2,294 |
| Total unused commitments | $9,145,000 | 4,437 |
| Derivatives | $4,000 | 621 |
| 2003-03-31 | Rank | |
| # of Employees: | 78 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $194,369,000 | 2,773 |
| Cash and due from depository institutions | $8,307,000 | 2,207 |
| Interest-bearing balances | $12,000 | 6,596 |
| Securities | $32,915,000 | 3,285 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,083 |
| Net loans & leases | $135,745,000 | 2,486 |
| Loan loss allowance | $1,838,000 | 2,350 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $262,000 | 8,055 |
| Other real estate owned | $0 | 2,207 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,140,000 | 4,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,369,000 | 2,773 |
| Total liabilities | $177,884,000 | 2,723 |
| Total deposits | $170,963,000 | 2,588 |
| Interest-bearing deposits | $151,682,000 | 2,521 |
| Deposits held in domestic offices | $170,963,000 | 2,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,444,000 | 1,345 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,477,000 | 2,551 |
| Total equity capital | $16,485,000 | 3,167 |
| Total bank equity capital | $16,485,000 | 3,167 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,282,000 | 445 |
| Surplus | $6,522,000 | 2,662 |
| Undivided profits | $2,681,000 | 6,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $713,000 | 4,100 |
| Earning assets | $183,672,000 | 2,693 |
| Long-term assets (5+ years) | $9,644,000 | 4,902 |
| Average Assets, year-to-date | $198,972,500 | 2,705 |
| Average Assets, quarterly | $198,972,500 | 2,705 |
| Volatile liabilities | $43,304,000 | 2,079 |
| Insider loans | $2,102,000 | 2,448 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,207,000 | 3,728 |
| Tier 1 (core) risk-based capital | $16,262,000 | 3,026 |
| Tier 2 risk-based capital | $1,875,000 | 2,113 |
| Total risk weighted assets | $154,849,000 | 2,294 |
| Total unused commitments | $12,207,000 | 3,742 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 77 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $203,576,000 | 2,631 |
| Cash and due from depository institutions | $12,088,000 | 2,230 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $46,209,000 | 2,488 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 847 |
| Net loans & leases | $126,725,000 | 2,617 |
| Loan loss allowance | $1,831,000 | 2,314 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $285,000 | 7,991 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,769,000 | 4,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,576,000 | 2,631 |
| Total liabilities | $187,203,000 | 2,579 |
| Total deposits | $180,073,000 | 2,419 |
| Interest-bearing deposits | $152,670,000 | 2,433 |
| Deposits held in domestic offices | $180,073,000 | 2,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,367,000 | 1,393 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,763,000 | 2,227 |
| Total equity capital | $16,373,000 | 3,148 |
| Total bank equity capital | $16,373,000 | 3,148 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,282,000 | 442 |
| Surplus | $6,522,000 | 2,619 |
| Undivided profits | $2,569,000 | 6,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $599,000 | 4,948 |
| Earning assets | $189,439,000 | 2,588 |
| Long-term assets (5+ years) | $8,784,000 | 5,069 |
| Average Assets, year-to-date | $185,139,600 | 2,717 |
| Average Assets, quarterly | $197,928,000 | 2,675 |
| Volatile liabilities | $40,742,000 | 2,166 |
| Insider loans | $2,118,000 | 2,415 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,955,000 | 3,182 |
| Tier 1 (core) risk-based capital | $16,113,000 | 2,991 |
| Tier 2 risk-based capital | $1,860,000 | 2,102 |
| Total risk weighted assets | $148,737,000 | 2,355 |
| Total unused commitments | $14,955,000 | 3,186 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 74 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $168,803,000 | 2,957 |
| Cash and due from depository institutions | $7,024,000 | 2,309 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $28,479,000 | 3,495 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,560 |
| Net loans & leases | $126,435,000 | 2,549 |
| Loan loss allowance | $2,098,000 | 1,903 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $217,000 | 8,454 |
| Other real estate owned | $0 | 2,309 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,148,000 | 6,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,803,000 | 2,957 |
| Total liabilities | $153,297,000 | 2,936 |
| Total deposits | $151,917,000 | 2,677 |
| Interest-bearing deposits | $133,390,000 | 2,649 |
| Deposits held in domestic offices | $151,917,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $621,000 | 2,877 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $759,000 | 4,208 |
| Total equity capital | $15,506,000 | 3,097 |
| Total bank equity capital | $15,506,000 | 3,097 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,282,000 | 444 |
| Surplus | $6,522,000 | 2,500 |
| Undivided profits | $1,702,000 | 6,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,534,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $211,000 | 617 |
| Income earned, not collected on loans | $546,000 | 5,623 |
| Earning assets | $160,414,000 | 2,850 |
| Long-term assets (5+ years) | $6,824,000 | 5,591 |
| Average Assets, year-to-date | $167,951,800 | 2,836 |
| Average Assets, quarterly | $167,702,000 | 2,939 |
| Volatile liabilities | $18,069,000 | 3,952 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,074,000 | 2,576 |
| Tier 1 (core) risk-based capital | $15,558,000 | 2,950 |
| Tier 2 risk-based capital | $1,739,000 | 2,099 |
| Total risk weighted assets | $138,776,000 | 2,403 |
| Total unused commitments | $19,074,000 | 2,583 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $172,051,000 | 2,775 |
| Cash and due from depository institutions | $6,341,000 | 2,335 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $31,800,000 | 3,286 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 711 |
| Net loans & leases | $114,609,000 | 2,687 |
| Loan loss allowance | $1,859,000 | 2,034 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $315,000 | 8,251 |
| Other real estate owned | $0 | 2,335 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,986,000 | 3,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,051,000 | 2,775 |
| Total liabilities | $157,036,000 | 2,758 |
| Total deposits | $153,970,000 | 2,549 |
| Interest-bearing deposits | $138,200,000 | 2,438 |
| Deposits held in domestic offices | $153,970,000 | 2,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,623,000 | 2,433 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,443,000 | 2,666 |
| Total equity capital | $15,015,000 | 3,075 |
| Total bank equity capital | $15,015,000 | 3,075 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,936,000 | 482 |
| Surplus | $6,106,000 | 2,554 |
| Undivided profits | $1,973,000 | 6,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $643,000 | 4,209 |
| Earning assets | $163,409,000 | 2,705 |
| Long-term assets (5+ years) | $53,564,000 | 1,546 |
| Average Assets, year-to-date | $152,324,800 | 2,978 |
| Average Assets, quarterly | $164,822,500 | 2,857 |
| Volatile liabilities | $8,083,000 | 6,235 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,376,000 | 2,300 |
| Tier 1 (core) risk-based capital | $15,060,000 | 2,959 |
| Tier 2 risk-based capital | $1,758,490 | 2,009 |
| Total risk weighted assets | $140,578,290 | 2,279 |
| Total unused commitments | $20,376,000 | 2,306 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $131,492,000 | 3,486 |
| Cash and due from depository institutions | $2,932,000 | 2,264 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $26,191,000 | 3,995 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,907 |
| Net loans & leases | $94,959,000 | 3,053 |
| Loan loss allowance | $2,106,000 | 1,741 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $367,000 | 8,278 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,043,000 | 3,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,492,000 | 3,486 |
| Total liabilities | $119,079,000 | 3,462 |
| Total deposits | $116,768,000 | 3,236 |
| Interest-bearing deposits | $101,303,000 | 3,226 |
| Deposits held in domestic offices | $116,768,000 | 3,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,466,000 | 2,770 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $845,000 | 3,702 |
| Total equity capital | $12,413,000 | 3,529 |
| Total bank equity capital | $12,413,000 | 3,529 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,607,000 | 540 |
| Surplus | $5,788,000 | 2,651 |
| Undivided profits | $18,000 | 9,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,210,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $439,000 | 5,054 |
| Earning assets | $126,150,000 | 3,334 |
| Long-term assets (5+ years) | $44,382,000 | 1,888 |
| Average Assets, year-to-date | $134,297,200 | 3,293 |
| Average Assets, quarterly | $132,484,000 | 3,426 |
| Volatile liabilities | $5,770,000 | 6,971 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,208,000 | 3,694 |
| Tier 1 (core) risk-based capital | $12,854,000 | 3,425 |
| Tier 2 risk-based capital | $1,355,800 | 2,386 |
| Total risk weighted assets | $107,714,000 | 2,788 |
| Total unused commitments | $10,208,000 | 3,698 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 76 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $138,862,000 | 3,252 |
| Cash and due from depository institutions | $6,634,000 | 2,298 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $32,324,000 | 3,411 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,179 |
| Net loans & leases | $83,059,000 | 3,259 |
| Loan loss allowance | $1,697,000 | 2,091 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $606,000 | 7,327 |
| Other real estate owned | $0 | 2,298 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,239,000 | 3,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,862,000 | 3,252 |
| Total liabilities | $127,011,000 | 3,190 |
| Total deposits | $124,225,000 | 3,058 |
| Interest-bearing deposits | $106,720,000 | 3,037 |
| Deposits held in domestic offices | $124,225,000 | 3,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,775,000 | 2,071 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,011,000 | 3,489 |
| Total equity capital | $11,851,000 | 3,754 |
| Total bank equity capital | $11,851,000 | 3,754 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,607,000 | 527 |
| Surplus | $5,788,000 | 2,512 |
| Undivided profits | $-544,000 | 10,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $465,000 | 4,877 |
| Earning assets | $129,383,000 | 3,219 |
| Long-term assets (5+ years) | $46,471,000 | 1,686 |
| Average Assets, year-to-date | $138,629,400 | 3,090 |
| Average Assets, quarterly | $135,469,500 | 3,276 |
| Volatile liabilities | $6,290,000 | 6,369 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,173,000 | 3,381 |
| Tier 1 (core) risk-based capital | $11,812,000 | 3,591 |
| Tier 2 risk-based capital | $1,249,700 | 2,480 |
| Total risk weighted assets | $99,528,300 | 2,832 |
| Total unused commitments | $11,173,000 | 3,384 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $145,624,000 | 3,052 |
| Cash and due from depository institutions | $4,547,000 | 2,164 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $41,890,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $20,500,000 | 641 |
| Net loans & leases | $74,244,000 | 3,629 |
| Loan loss allowance | $1,768,000 | 2,001 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $895,000 | 6,304 |
| Other real estate owned | $137,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,411,000 | 2,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,624,000 | 3,052 |
| Total liabilities | $134,094,000 | 2,991 |
| Total deposits | $132,812,000 | 2,809 |
| Interest-bearing deposits | $108,008,000 | 2,977 |
| Deposits held in domestic offices | $132,812,000 | 2,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,519 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,107,000 | 3,283 |
| Total equity capital | $11,530,000 | 3,804 |
| Total bank equity capital | $11,530,000 | 3,804 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,607,000 | 544 |
| Surplus | $5,788,000 | 2,461 |
| Undivided profits | $-865,000 | 10,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,751,000 | 521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,745,000 | 61 |
| Income earned, not collected on loans | $487,000 | 4,843 |
| Earning assets | $136,640,000 | 2,999 |
| Long-term assets (5+ years) | $31,404,000 | 2,006 |
| Average Assets, year-to-date | $141,645,600 | 2,983 |
| Average Assets, quarterly | $147,154,500 | 2,979 |
| Volatile liabilities | $5,092,000 | 7,089 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,154,000 | 3,422 |
| Tier 1 (core) risk-based capital | $11,492,000 | 3,680 |
| Tier 2 risk-based capital | $1,225,390 | 2,429 |
| Total risk weighted assets | $97,488,690 | 2,836 |
| Total unused commitments | $10,154,000 | 3,423 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 88 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $129,472,000 | 3,486 |
| Cash and due from depository institutions | $6,399,000 | 2,126 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $48,926,000 | 2,500 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,519 |
| Net loans & leases | $66,812,000 | 4,007 |
| Loan loss allowance | $1,635,000 | 2,258 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $599,000 | 7,611 |
| Other real estate owned | $680,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,656,000 | 2,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,472,000 | 3,486 |
| Total liabilities | $119,006,000 | 3,423 |
| Total deposits | $117,683,000 | 3,236 |
| Interest-bearing deposits | $101,584,000 | 3,220 |
| Deposits held in domestic offices | $117,683,000 | 3,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $416,000 | 3,325 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $907,000 | 3,801 |
| Total equity capital | $10,466,000 | 4,177 |
| Total bank equity capital | $10,466,000 | 4,177 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,693,000 | 566 |
| Surplus | $5,841,000 | 2,502 |
| Undivided profits | $-2,068,000 | 11,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,260,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $464,000 | 4,995 |
| Earning assets | $119,143,000 | 3,479 |
| Long-term assets (5+ years) | $25,074,000 | 2,267 |
| Average Assets, year-to-date | $139,848,000 | 3,111 |
| Average Assets, quarterly | $134,881,500 | 3,307 |
| Volatile liabilities | $9,785,000 | 4,948 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,742,000 | 4,761 |
| Tier 1 (core) risk-based capital | $10,784,000 | 3,965 |
| Tier 2 risk-based capital | $1,113,590 | 2,681 |
| Total risk weighted assets | $88,565,690 | 3,102 |
| Total unused commitments | $5,742,000 | 4,774 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $146,475,000 | 3,118 |
| Cash and due from depository institutions | $9,916,000 | 2,232 |
| Interest-bearing balances | $5,000 | 6,618 |
| Securities | $46,298,000 | 2,736 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 917 |
| Net loans & leases | $69,846,000 | 3,752 |
| Loan loss allowance | $2,392,000 | 1,662 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $706,000 | 7,245 |
| Other real estate owned | $2,033,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,176,000 | 3,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,475,000 | 3,118 |
| Total liabilities | $136,337,000 | 3,034 |
| Total deposits | $134,035,000 | 2,886 |
| Interest-bearing deposits | $118,190,000 | 2,835 |
| Deposits held in domestic offices | $134,035,000 | 2,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,598 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,152,000 | 3,226 |
| Total equity capital | $10,138,000 | 4,291 |
| Total bank equity capital | $10,138,000 | 4,291 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,693,000 | 570 |
| Surplus | $5,841,000 | 2,511 |
| Undivided profits | $-2,396,000 | 11,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,784,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $476,000 | 4,955 |
| Earning assets | $131,649,000 | 3,169 |
| Long-term assets (5+ years) | $21,359,000 | 2,383 |
| Average Assets, year-to-date | $145,800,200 | 3,009 |
| Average Assets, quarterly | $148,962,000 | 3,040 |
| Volatile liabilities | $12,020,000 | 3,986 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,611,000 | 5,191 |
| Tier 1 (core) risk-based capital | $10,099,000 | 4,180 |
| Tier 2 risk-based capital | $1,218,210 | 2,452 |
| Total risk weighted assets | $96,283,010 | 2,821 |
| Total unused commitments | $4,611,000 | 5,204 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $147,392,000 | 3,052 |
| Cash and due from depository institutions | $11,277,000 | 2,406 |
| Interest-bearing balances | $205,000 | 4,337 |
| Securities | $44,958,000 | 2,914 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 1,666 |
| Net loans & leases | $79,164,000 | 3,265 |
| Loan loss allowance | $3,743,000 | 1,151 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $942,000 | 6,300 |
| Other real estate owned | $3,092,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,459,000 | 3,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,392,000 | 3,052 |
| Total liabilities | $138,134,000 | 2,981 |
| Total deposits | $136,089,000 | 2,803 |
| Interest-bearing deposits | $113,958,000 | 2,887 |
| Deposits held in domestic offices | $136,089,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $650,000 | 3,740 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,395,000 | 2,362 |
| Total equity capital | $9,258,000 | 4,367 |
| Total bank equity capital | $9,258,000 | 4,367 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,410,000 | 576 |
| Surplus | $5,525,000 | 2,536 |
| Undivided profits | $-2,677,000 | 12,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,915,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $485,000 | 4,327 |
| Earning assets | $129,827,000 | 3,160 |
| Long-term assets (5+ years) | $24,897,000 | 2,132 |
| Average Assets, year-to-date | $160,007,600 | 2,764 |
| Average Assets, quarterly | $149,899,000 | 2,992 |
| Volatile liabilities | $7,858,000 | 5,158 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,744,000 | 5,730 |
| Tier 1 (core) risk-based capital | $10,340,000 | 3,985 |
| Tier 2 risk-based capital | $1,326,040 | 2,259 |
| Total risk weighted assets | $103,666,240 | 2,557 |
| Total unused commitments | $3,744,000 | 5,736 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $178,513,000 | 2,597 |
| Cash and due from depository institutions | $11,292,000 | 2,131 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $45,841,000 | 3,034 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 864 |
| Net loans & leases | $92,243,000 | 2,789 |
| Loan loss allowance | $2,740,000 | 1,597 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,430,000 | 4,847 |
| Other real estate owned | $9,744,000 | 2,131 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,963,000 | 2,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,513,000 | 2,597 |
| Total liabilities | $166,912,000 | 2,537 |
| Total deposits | $161,521,000 | 2,459 |
| Interest-bearing deposits | $134,724,000 | 2,548 |
| Deposits held in domestic offices | $161,521,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $572,000 | 3,162 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,719,000 | 1,940 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,100,000 | 1,740 |
| Total equity capital | $11,601,000 | 3,526 |
| Total bank equity capital | $11,601,000 | 3,526 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,560,000 | 656 |
| Surplus | $4,582,000 | 2,928 |
| Undivided profits | $1,459,000 | 8,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,971,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $613,000 | 2,963 |
| Earning assets | $153,089,000 | 2,760 |
| Long-term assets (5+ years) | $22,704,000 | 2,394 |
| Average Assets, year-to-date | $172,402,200 | 2,606 |
| Average Assets, quarterly | $174,651,000 | 2,622 |
| Volatile liabilities | $19,905,000 | 2,410 |
| Insider loans | $3,000 | 11,630 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,254,000 | 3,265 |
| Tier 1 (core) risk-based capital | $11,423,000 | 3,501 |
| Tier 2 risk-based capital | $1,642,330 | 1,870 |
| Total risk weighted assets | $130,288,330 | 2,056 |
| Total unused commitments | $9,254,000 | 3,283 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 97 | 2,221 |
| Assets and Liabilities | ||
| Total Assets: | $172,974,000 | 2,738 |
| Cash and due from depository institutions | $9,256,000 | 2,221 |
| Interest-bearing balances | $500,000 | 4,862 |
| Securities | $42,554,000 | 3,202 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,841 |
| Net loans & leases | $100,607,000 | 2,665 |
| Loan loss allowance | $1,917,000 | 2,196 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,699,000 | 4,192 |
| Other real estate owned | $5,745,000 | 2,221 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,113,000 | 1,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,974,000 | 2,738 |
| Total liabilities | $160,593,000 | 2,699 |
| Total deposits | $157,274,000 | 2,617 |
| Interest-bearing deposits | $131,708,000 | 2,735 |
| Deposits held in domestic offices | $157,274,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $560,000 | 2,942 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,759,000 | 1,467 |
| Total equity capital | $12,381,000 | 3,094 |
| Total bank equity capital | $12,381,000 | 3,094 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,560,000 | 653 |
| Surplus | $4,582,000 | 2,804 |
| Undivided profits | $2,239,000 | 7,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,701,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $648,000 | 3,100 |
| Earning assets | $152,661,000 | 2,833 |
| Long-term assets (5+ years) | $25,261,000 | 2,159 |
| Average Assets, year-to-date | $160,318,800 | 2,866 |
| Average Assets, quarterly | $171,082,500 | 2,745 |
| Volatile liabilities | $25,792,000 | 1,928 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,579,000 | 3,251 |
| Tier 1 (core) risk-based capital | $12,381,000 | 3,046 |
| Tier 2 risk-based capital | $1,638,920 | 1,921 |
| Total risk weighted assets | $130,835,720 | 2,132 |
| Total unused commitments | $8,579,000 | 3,273 |
| Derivatives | $0 | 651 |