Home > Intercontinental Bank > Income and Expense
Intercontinental Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,883 |
| Total interest expense | $543,000 | 2,676 |
| Net interest income | $1,809,000 | 4,120 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $323,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $276,000 | 1,861 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 4,714 |
| Total noninterest expense | $1,637,000 | 3,912 |
| Salaries and employee benefits | $870,000 | 3,983 |
| Premises and equipment expense | $84,000 | 4,773 |
| Additional noninterest expense | $683,000 | 3,370 |
| Pre-tax net operating income | $480,000 | 4,143 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $121,000 | 2,584 |
| Income before extraordinary items | $358,000 | 4,336 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $358,000 | 4,335 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $358,000 | 4,335 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $358,790 | 4,334 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 3,932 |
| Total interest expense | $262,000 | 2,665 |
| Net interest income | $886,000 | 4,178 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $155,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $129,000 | 1,947 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $26,000 | 4,685 |
| Total noninterest expense | $832,000 | 3,922 |
| Salaries and employee benefits | $418,000 | 4,089 |
| Premises and equipment expense | $42,000 | 4,819 |
| Additional noninterest expense | $372,000 | 3,210 |
| Pre-tax net operating income | $209,000 | 4,294 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $52,000 | 2,666 |
| Income before extraordinary items | $157,000 | 4,444 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $157,000 | 4,442 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $157,000 | 4,444 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $157,000 | 4,448 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 4,017 |
| Total interest expense | $882,000 | 2,773 |
| Net interest income | $3,425,000 | 4,217 |
| Provision for loan and lease losses | $-92,000 | 5,365 |
| Total noninterest income | $806,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $722,000 | 1,530 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $84,000 | 4,889 |
| Total noninterest expense | $3,120,000 | 4,039 |
| Salaries and employee benefits | $1,788,000 | 3,965 |
| Premises and equipment expense | $175,000 | 4,868 |
| Additional noninterest expense | $1,157,000 | 3,749 |
| Pre-tax net operating income | $1,203,000 | 3,818 |
| Securities gains (losses) | $12,000 | 1,530 |
| Applicable income taxes | $582,000 | 2,311 |
| Income before extraordinary items | $633,000 | 4,259 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $633,000 | 4,259 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $633,000 | 4,259 |
| Net charge-offs | $-132,000 | 5,367 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $625,320 | 4,260 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 4,072 |
| Total interest expense | $646,000 | 2,803 |
| Net interest income | $2,547,000 | 4,262 |
| Provision for loan and lease losses | $-92,000 | 5,520 |
| Total noninterest income | $654,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $589,000 | 1,451 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $65,000 | 4,928 |
| Total noninterest expense | $2,310,000 | 4,090 |
| Salaries and employee benefits | $1,309,000 | 4,032 |
| Premises and equipment expense | $130,000 | 4,915 |
| Additional noninterest expense | $871,000 | 3,750 |
| Pre-tax net operating income | $983,000 | 3,802 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $369,000 | 2,324 |
| Income before extraordinary items | $614,000 | 4,172 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $614,000 | 4,171 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $614,000 | 4,172 |
| Net charge-offs | $-149,000 | 5,434 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $614,000 | 4,154 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 4,112 |
| Total interest expense | $422,000 | 2,776 |
| Net interest income | $1,659,000 | 4,310 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $452,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $409,000 | 1,386 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $43,000 | 4,959 |
| Total noninterest expense | $1,536,000 | 4,116 |
| Salaries and employee benefits | $862,000 | 4,081 |
| Premises and equipment expense | $87,000 | 4,933 |
| Additional noninterest expense | $587,000 | 3,737 |
| Pre-tax net operating income | $575,000 | 3,948 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $215,000 | 2,411 |
| Income before extraordinary items | $360,000 | 4,300 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $360,000 | 4,299 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $360,000 | 4,300 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $360,000 | 4,280 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 4,144 |
| Total interest expense | $209,000 | 2,773 |
| Net interest income | $820,000 | 4,346 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $222,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $201,000 | 1,406 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $770,000 | 4,147 |
| Salaries and employee benefits | $428,000 | 4,140 |
| Premises and equipment expense | $43,000 | 4,993 |
| Additional noninterest expense | $299,000 | 3,717 |
| Pre-tax net operating income | $272,000 | 3,980 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $100,000 | 2,429 |
| Income before extraordinary items | $172,000 | 4,332 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $172,000 | 4,332 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $172,000 | 4,332 |
| Net charge-offs | $10,000 | 2,203 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $172,000 | 4,319 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,325 |
| Total interest expense | $654,000 | 3,166 |
| Net interest income | $3,087,000 | 4,467 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,044,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $946,000 | 1,267 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $98,000 | 4,970 |
| Total noninterest expense | $3,136,000 | 4,141 |
| Salaries and employee benefits | $1,678,000 | 4,175 |
| Premises and equipment expense | $179,000 | 5,027 |
| Additional noninterest expense | $1,279,000 | 3,668 |
| Pre-tax net operating income | $995,000 | 4,079 |
| Securities gains (losses) | $53,000 | 1,802 |
| Applicable income taxes | $391,000 | 2,469 |
| Income before extraordinary items | $657,000 | 4,437 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $657,000 | 4,435 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $657,000 | 4,436 |
| Net charge-offs | $13,000 | 3,794 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $623,080 | 4,448 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 4,401 |
| Total interest expense | $477,000 | 3,220 |
| Net interest income | $2,275,000 | 4,538 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $797,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $722,000 | 1,243 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $75,000 | 5,017 |
| Total noninterest expense | $2,275,000 | 4,224 |
| Salaries and employee benefits | $1,247,000 | 4,193 |
| Premises and equipment expense | $136,000 | 5,035 |
| Additional noninterest expense | $892,000 | 3,867 |
| Pre-tax net operating income | $797,000 | 4,042 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $301,000 | 2,496 |
| Income before extraordinary items | $515,000 | 4,456 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $515,000 | 4,454 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $515,000 | 4,456 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $502,840 | 4,409 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 4,430 |
| Total interest expense | $320,000 | 3,213 |
| Net interest income | $1,519,000 | 4,575 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $540,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $492,000 | 1,207 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,082 |
| Total noninterest expense | $1,500,000 | 4,282 |
| Salaries and employee benefits | $833,000 | 4,227 |
| Premises and equipment expense | $91,000 | 5,077 |
| Additional noninterest expense | $576,000 | 3,965 |
| Pre-tax net operating income | $559,000 | 4,000 |
| Securities gains (losses) | $19,000 | 1,971 |
| Applicable income taxes | $217,000 | 2,432 |
| Income before extraordinary items | $361,000 | 4,403 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 4,400 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $361,000 | 4,401 |
| Net charge-offs | $6,000 | 3,264 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $348,840 | 4,389 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 4,483 |
| Total interest expense | $158,000 | 3,252 |
| Net interest income | $748,000 | 4,637 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $261,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $236,000 | 1,239 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $25,000 | 5,086 |
| Total noninterest expense | $737,000 | 4,344 |
| Salaries and employee benefits | $423,000 | 4,226 |
| Premises and equipment expense | $46,000 | 5,093 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $272,000 | 4,013 |
| Securities gains (losses) | $19,000 | 1,252 |
| Applicable income taxes | $109,000 | 2,387 |
| Income before extraordinary items | $182,000 | 4,373 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $182,000 | 4,370 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $182,000 | 4,372 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $169,840 | 4,410 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 4,628 |
| Total interest expense | $671,000 | 3,147 |
| Net interest income | $2,724,000 | 4,808 |
| Provision for loan and lease losses | $-199,000 | 5,813 |
| Total noninterest income | $1,159,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,052,000 | 1,170 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $107,000 | 5,048 |
| Total noninterest expense | $3,180,000 | 4,204 |
| Salaries and employee benefits | $1,658,000 | 4,270 |
| Premises and equipment expense | $180,000 | 5,208 |
| Additional noninterest expense | $1,342,000 | 3,665 |
| Pre-tax net operating income | $902,000 | 4,225 |
| Securities gains (losses) | $20,000 | 2,240 |
| Applicable income taxes | $362,000 | 2,501 |
| Income before extraordinary items | $560,000 | 4,699 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $560,000 | 4,701 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $560,000 | 4,701 |
| Net charge-offs | $-145,000 | 5,803 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $547,200 | 4,678 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 4,688 |
| Total interest expense | $512,000 | 3,158 |
| Net interest income | $2,020,000 | 4,874 |
| Provision for loan and lease losses | $-273,000 | 6,018 |
| Total noninterest income | $875,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $793,000 | 1,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 5,072 |
| Total noninterest expense | $2,377,000 | 4,233 |
| Salaries and employee benefits | $1,215,000 | 4,344 |
| Premises and equipment expense | $133,000 | 5,289 |
| Additional noninterest expense | $1,029,000 | 3,611 |
| Pre-tax net operating income | $791,000 | 4,103 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $326,000 | 2,401 |
| Income before extraordinary items | $485,000 | 4,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 4,610 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $485,000 | 4,611 |
| Net charge-offs | $-148,000 | 5,897 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $472,200 | 4,578 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 4,754 |
| Total interest expense | $343,000 | 3,170 |
| Net interest income | $1,317,000 | 4,948 |
| Provision for loan and lease losses | $-273,000 | 6,135 |
| Total noninterest income | $585,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $533,000 | 1,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,140 |
| Total noninterest expense | $1,585,000 | 4,285 |
| Salaries and employee benefits | $792,000 | 4,459 |
| Premises and equipment expense | $89,000 | 5,324 |
| Additional noninterest expense | $704,000 | 3,567 |
| Pre-tax net operating income | $590,000 | 3,919 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $237,000 | 2,316 |
| Income before extraordinary items | $353,000 | 4,492 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 4,493 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $353,000 | 4,494 |
| Net charge-offs | $-149,000 | 6,012 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $353,000 | 4,418 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 4,768 |
| Total interest expense | $174,000 | 3,162 |
| Net interest income | $667,000 | 4,950 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $295,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $272,000 | 1,106 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 5,282 |
| Total noninterest expense | $767,000 | 4,379 |
| Salaries and employee benefits | $376,000 | 4,591 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $195,000 | 4,469 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $80,000 | 2,639 |
| Income before extraordinary items | $115,000 | 4,964 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $115,000 | 4,966 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $115,000 | 4,968 |
| Net charge-offs | $162,000 | 833 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $115,000 | 4,910 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 4,806 |
| Total interest expense | $707,000 | 3,298 |
| Net interest income | $2,711,000 | 5,002 |
| Provision for loan and lease losses | $1,107,000 | 805 |
| Total noninterest income | $1,462,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,243,000 | 1,060 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $219,000 | 4,415 |
| Total noninterest expense | $3,320,000 | 4,265 |
| Salaries and employee benefits | $1,585,000 | 4,502 |
| Premises and equipment expense | $179,000 | 5,489 |
| Additional noninterest expense | $1,556,000 | 3,472 |
| Pre-tax net operating income | $-254,000 | 6,233 |
| Securities gains (losses) | $49,000 | 1,753 |
| Applicable income taxes | $-45,000 | 6,210 |
| Income before extraordinary items | $-160,000 | 6,211 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-160,000 | 6,211 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-160,000 | 6,212 |
| Net charge-offs | $798,000 | 1,072 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-198,220 | 6,227 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 4,839 |
| Total interest expense | $509,000 | 3,415 |
| Net interest income | $2,072,000 | 5,021 |
| Provision for loan and lease losses | $1,212,000 | 553 |
| Total noninterest income | $1,129,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $953,000 | 1,047 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $176,000 | 4,371 |
| Total noninterest expense | $2,427,000 | 4,328 |
| Salaries and employee benefits | $1,184,000 | 4,524 |
| Premises and equipment expense | $129,000 | 5,594 |
| Additional noninterest expense | $1,114,000 | 3,587 |
| Pre-tax net operating income | $-438,000 | 6,380 |
| Securities gains (losses) | $44,000 | 1,517 |
| Applicable income taxes | $-145,000 | 6,434 |
| Income before extraordinary items | $-249,000 | 6,334 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-249,000 | 6,333 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-249,000 | 6,333 |
| Net charge-offs | $901,000 | 733 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-277,160 | 6,342 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,826 |
| Total interest expense | $333,000 | 3,486 |
| Net interest income | $1,418,000 | 4,992 |
| Provision for loan and lease losses | $1,212,000 | 385 |
| Total noninterest income | $753,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $658,000 | 998 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $95,000 | 4,625 |
| Total noninterest expense | $1,540,000 | 4,479 |
| Salaries and employee benefits | $783,000 | 4,579 |
| Premises and equipment expense | $85,000 | 5,641 |
| Additional noninterest expense | $672,000 | 3,832 |
| Pre-tax net operating income | $-581,000 | 6,530 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $-223,000 | 6,562 |
| Income before extraordinary items | $-333,000 | 6,465 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-333,000 | 6,466 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-333,000 | 6,466 |
| Net charge-offs | $902,000 | 550 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-349,000 | 6,465 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 4,872 |
| Total interest expense | $165,000 | 3,564 |
| Net interest income | $708,000 | 5,031 |
| Provision for loan and lease losses | $207,000 | 966 |
| Total noninterest income | $385,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $327,000 | 984 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $58,000 | 4,359 |
| Total noninterest expense | $745,000 | 4,600 |
| Salaries and employee benefits | $385,000 | 4,675 |
| Premises and equipment expense | $42,000 | 5,719 |
| Additional noninterest expense | $318,000 | 3,978 |
| Pre-tax net operating income | $141,000 | 4,928 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $50,000 | 2,948 |
| Income before extraordinary items | $91,000 | 5,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 5,251 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $91,000 | 5,251 |
| Net charge-offs | $199,000 | 956 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $91,000 | 5,203 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 4,976 |
| Total interest expense | $632,000 | 3,978 |
| Net interest income | $2,802,000 | 5,078 |
| Provision for loan and lease losses | $305,000 | 2,417 |
| Total noninterest income | $1,761,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,424,000 | 973 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $337,000 | 3,940 |
| Total noninterest expense | $3,122,000 | 4,520 |
| Salaries and employee benefits | $1,598,000 | 4,592 |
| Premises and equipment expense | $174,000 | 5,739 |
| Additional noninterest expense | $1,350,000 | 3,916 |
| Pre-tax net operating income | $1,136,000 | 3,877 |
| Securities gains (losses) | $59,000 | 1,687 |
| Applicable income taxes | $381,000 | 2,411 |
| Income before extraordinary items | $814,000 | 4,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $814,000 | 4,244 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $814,000 | 4,245 |
| Net charge-offs | $318,000 | 2,511 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $773,880 | 4,249 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 5,104 |
| Total interest expense | $466,000 | 4,100 |
| Net interest income | $2,004,000 | 5,213 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,243,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,068,000 | 970 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 4,484 |
| Total noninterest expense | $2,397,000 | 4,480 |
| Salaries and employee benefits | $1,229,000 | 4,559 |
| Premises and equipment expense | $132,000 | 5,782 |
| Additional noninterest expense | $1,036,000 | 3,860 |
| Pre-tax net operating income | $850,000 | 3,954 |
| Securities gains (losses) | $33,000 | 1,935 |
| Applicable income taxes | $312,000 | 2,400 |
| Income before extraordinary items | $571,000 | 4,389 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $571,000 | 4,392 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $571,000 | 4,393 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $549,550 | 4,383 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 5,163 |
| Total interest expense | $307,000 | 4,177 |
| Net interest income | $1,306,000 | 5,271 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $793,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $700,000 | 962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,832 |
| Total noninterest expense | $1,452,000 | 4,728 |
| Salaries and employee benefits | $828,000 | 4,555 |
| Premises and equipment expense | $87,000 | 5,820 |
| Additional noninterest expense | $537,000 | 4,474 |
| Pre-tax net operating income | $647,000 | 3,696 |
| Securities gains (losses) | $28,000 | 1,854 |
| Applicable income taxes | $234,000 | 2,286 |
| Income before extraordinary items | $441,000 | 4,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $441,000 | 4,158 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $441,000 | 4,159 |
| Net charge-offs | $-20,000 | 6,329 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $422,800 | 4,114 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 5,163 |
| Total interest expense | $157,000 | 4,221 |
| Net interest income | $668,000 | 5,253 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $385,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $337,000 | 989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $729,000 | 4,759 |
| Salaries and employee benefits | $421,000 | 4,555 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $266,000 | 4,505 |
| Pre-tax net operating income | $324,000 | 3,665 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $115,000 | 2,261 |
| Income before extraordinary items | $209,000 | 4,199 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $209,000 | 4,201 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $209,000 | 4,201 |
| Net charge-offs | $-25,000 | 6,515 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $209,000 | 4,095 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 5,074 |
| Total interest expense | $847,000 | 3,991 |
| Net interest income | $2,838,000 | 5,230 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,730,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,338,000 | 1,067 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $392,000 | 3,662 |
| Total noninterest expense | $3,195,000 | 4,585 |
| Salaries and employee benefits | $1,752,000 | 4,461 |
| Premises and equipment expense | $367,000 | 4,496 |
| Additional noninterest expense | $1,076,000 | 4,615 |
| Pre-tax net operating income | $1,373,000 | 3,481 |
| Securities gains (losses) | $43,000 | 2,820 |
| Applicable income taxes | $551,000 | 2,086 |
| Income before extraordinary items | $865,000 | 4,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $865,000 | 4,159 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $865,000 | 4,161 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $837,480 | 4,034 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 5,096 |
| Total interest expense | $674,000 | 3,984 |
| Net interest income | $2,157,000 | 5,276 |
| Provision for loan and lease losses | $4,000 | 5,716 |
| Total noninterest income | $1,183,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $998,000 | 1,078 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $185,000 | 4,363 |
| Total noninterest expense | $2,374,000 | 4,639 |
| Salaries and employee benefits | $1,311,000 | 4,491 |
| Premises and equipment expense | $298,000 | 4,363 |
| Additional noninterest expense | $765,000 | 4,779 |
| Pre-tax net operating income | $962,000 | 3,710 |
| Securities gains (losses) | $33,000 | 2,668 |
| Applicable income taxes | $318,000 | 2,404 |
| Income before extraordinary items | $677,000 | 4,163 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $677,000 | 4,163 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $677,000 | 4,163 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $654,560 | 4,041 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 5,062 |
| Total interest expense | $481,000 | 3,922 |
| Net interest income | $1,470,000 | 5,269 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $762,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $655,000 | 1,082 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,569 |
| Total noninterest expense | $1,549,000 | 4,726 |
| Salaries and employee benefits | $857,000 | 4,569 |
| Premises and equipment expense | $205,000 | 4,311 |
| Additional noninterest expense | $487,000 | 4,930 |
| Pre-tax net operating income | $663,000 | 3,631 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $201,000 | 2,444 |
| Income before extraordinary items | $480,000 | 4,059 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $480,000 | 4,062 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $480,000 | 4,063 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $467,400 | 3,903 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,096 |
| Total interest expense | $262,000 | 3,829 |
| Net interest income | $715,000 | 5,349 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $380,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $326,000 | 1,074 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $760,000 | 4,806 |
| Salaries and employee benefits | $403,000 | 4,761 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $246,000 | 4,911 |
| Pre-tax net operating income | $335,000 | 3,633 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $119,000 | 2,273 |
| Income before extraordinary items | $216,000 | 4,242 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $216,000 | 4,246 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $216,000 | 4,246 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $216,000 | 4,092 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 5,006 |
| Total interest expense | $1,183,000 | 4,007 |
| Net interest income | $3,058,000 | 5,209 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $1,278,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,124,000 | 1,312 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $154,000 | 4,821 |
| Total noninterest expense | $3,039,000 | 4,847 |
| Salaries and employee benefits | $1,690,000 | 4,625 |
| Premises and equipment expense | $306,000 | 5,190 |
| Additional noninterest expense | $1,043,000 | 4,806 |
| Pre-tax net operating income | $1,227,000 | 3,364 |
| Securities gains (losses) | $33,000 | 2,853 |
| Applicable income taxes | $439,000 | 2,156 |
| Income before extraordinary items | $821,000 | 3,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $821,000 | 3,906 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $821,000 | 3,905 |
| Net charge-offs | $17,000 | 5,954 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $799,550 | 3,818 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 5,050 |
| Total interest expense | $906,000 | 4,080 |
| Net interest income | $2,287,000 | 5,261 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $875,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $811,000 | 1,377 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $64,000 | 5,555 |
| Total noninterest expense | $2,263,000 | 4,875 |
| Salaries and employee benefits | $1,242,000 | 4,690 |
| Premises and equipment expense | $235,000 | 5,185 |
| Additional noninterest expense | $786,000 | 4,815 |
| Pre-tax net operating income | $889,000 | 3,526 |
| Securities gains (losses) | $33,000 | 2,590 |
| Applicable income taxes | $315,000 | 2,216 |
| Income before extraordinary items | $607,000 | 4,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $607,000 | 4,010 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $607,000 | 4,010 |
| Net charge-offs | $18,000 | 5,586 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $585,220 | 3,954 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 5,058 |
| Total interest expense | $608,000 | 4,167 |
| Net interest income | $1,545,000 | 5,270 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $532,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $542,000 | 1,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-10,000 | 7,022 |
| Total noninterest expense | $1,503,000 | 4,938 |
| Salaries and employee benefits | $829,000 | 4,733 |
| Premises and equipment expense | $157,000 | 5,227 |
| Additional noninterest expense | $517,000 | 4,911 |
| Pre-tax net operating income | $574,000 | 3,553 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $181,000 | 2,323 |
| Income before extraordinary items | $421,000 | 3,882 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $421,000 | 3,883 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $421,000 | 3,884 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $401,400 | 3,870 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,088 |
| Total interest expense | $301,000 | 4,285 |
| Net interest income | $772,000 | 5,262 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $265,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $271,000 | 1,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-6,000 | 7,156 |
| Total noninterest expense | $733,000 | 5,035 |
| Salaries and employee benefits | $397,000 | 4,888 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $258,000 | 4,932 |
| Pre-tax net operating income | $304,000 | 3,502 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $114,000 | 2,047 |
| Income before extraordinary items | $190,000 | 4,073 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $190,000 | 4,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $190,000 | 4,073 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $190,000 | 4,015 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 5,203 |
| Total interest expense | $1,420,000 | 4,390 |
| Net interest income | $2,912,000 | 5,431 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $1,614,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,375,000 | 1,098 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $239,000 | 4,316 |
| Total noninterest expense | $3,154,000 | 4,889 |
| Salaries and employee benefits | $1,692,000 | 4,706 |
| Premises and equipment expense | $307,000 | 5,352 |
| Additional noninterest expense | $1,155,000 | 4,706 |
| Pre-tax net operating income | $1,222,000 | 3,059 |
| Securities gains (losses) | $262,000 | 1,375 |
| Applicable income taxes | $533,000 | 1,818 |
| Income before extraordinary items | $951,000 | 3,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $951,000 | 3,307 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $951,000 | 3,310 |
| Net charge-offs | $115,000 | 5,304 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $783,320 | 3,513 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 5,256 |
| Total interest expense | $1,089,000 | 4,489 |
| Net interest income | $2,216,000 | 5,469 |
| Provision for loan and lease losses | $115,000 | 5,549 |
| Total noninterest income | $1,227,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,048,000 | 1,114 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $179,000 | 4,355 |
| Total noninterest expense | $2,271,000 | 5,020 |
| Salaries and employee benefits | $1,217,000 | 4,863 |
| Premises and equipment expense | $232,000 | 5,410 |
| Additional noninterest expense | $822,000 | 4,849 |
| Pre-tax net operating income | $1,057,000 | 2,979 |
| Securities gains (losses) | $164,000 | 1,528 |
| Applicable income taxes | $453,000 | 1,763 |
| Income before extraordinary items | $768,000 | 3,344 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $768,000 | 3,342 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $768,000 | 3,344 |
| Net charge-offs | $112,000 | 4,799 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $663,040 | 3,466 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 5,166 |
| Total interest expense | $743,000 | 4,531 |
| Net interest income | $1,564,000 | 5,328 |
| Provision for loan and lease losses | $95,000 | 5,214 |
| Total noninterest income | $815,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $707,000 | 1,102 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $1,506,000 | 5,058 |
| Salaries and employee benefits | $813,000 | 4,884 |
| Premises and equipment expense | $154,000 | 5,461 |
| Additional noninterest expense | $539,000 | 4,879 |
| Pre-tax net operating income | $778,000 | 2,843 |
| Securities gains (losses) | $46,000 | 1,939 |
| Applicable income taxes | $305,000 | 1,720 |
| Income before extraordinary items | $519,000 | 3,346 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $519,000 | 3,343 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $519,000 | 3,345 |
| Net charge-offs | $85,000 | 4,412 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $489,560 | 3,340 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 5,201 |
| Total interest expense | $375,000 | 4,639 |
| Net interest income | $799,000 | 5,295 |
| Provision for loan and lease losses | $55,000 | 4,769 |
| Total noninterest income | $403,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $357,000 | 1,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 4,823 |
| Total noninterest expense | $756,000 | 5,097 |
| Salaries and employee benefits | $410,000 | 4,926 |
| Premises and equipment expense | $77,000 | 5,536 |
| Additional noninterest expense | $269,000 | 4,903 |
| Pre-tax net operating income | $391,000 | 2,875 |
| Securities gains (losses) | $33,000 | 1,315 |
| Applicable income taxes | $157,000 | 1,691 |
| Income before extraordinary items | $267,000 | 3,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 3,355 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $267,000 | 3,357 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $245,880 | 3,402 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,268 |
| Total interest expense | $1,812,000 | 4,724 |
| Net interest income | $2,940,000 | 5,435 |
| Provision for loan and lease losses | $160,000 | 5,999 |
| Total noninterest income | $1,626,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,383,000 | 1,243 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $243,000 | 4,316 |
| Total noninterest expense | $3,020,000 | 5,156 |
| Salaries and employee benefits | $1,664,000 | 4,890 |
| Premises and equipment expense | $341,000 | 5,377 |
| Additional noninterest expense | $1,015,000 | 5,198 |
| Pre-tax net operating income | $1,386,000 | 2,478 |
| Securities gains (losses) | $112,000 | 2,047 |
| Applicable income taxes | $558,000 | 1,445 |
| Income before extraordinary items | $940,000 | 2,871 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $940,000 | 2,870 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $940,000 | 2,871 |
| Net charge-offs | $95,000 | 5,743 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $868,320 | 2,943 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 5,310 |
| Total interest expense | $1,390,000 | 4,797 |
| Net interest income | $2,206,000 | 5,449 |
| Provision for loan and lease losses | $60,000 | 6,402 |
| Total noninterest income | $1,228,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,004,000 | 1,284 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $2,151,000 | 5,328 |
| Salaries and employee benefits | $1,200,000 | 5,042 |
| Premises and equipment expense | $262,000 | 5,363 |
| Additional noninterest expense | $689,000 | 5,454 |
| Pre-tax net operating income | $1,223,000 | 2,401 |
| Securities gains (losses) | $54,000 | 2,250 |
| Applicable income taxes | $480,000 | 1,443 |
| Income before extraordinary items | $797,000 | 2,867 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $797,000 | 2,863 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $797,000 | 2,867 |
| Net charge-offs | $26,000 | 6,115 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $762,440 | 2,888 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 5,251 |
| Total interest expense | $938,000 | 4,889 |
| Net interest income | $1,544,000 | 5,337 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $818,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $668,000 | 1,272 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $150,000 | 4,122 |
| Total noninterest expense | $1,421,000 | 5,394 |
| Salaries and employee benefits | $798,000 | 5,103 |
| Premises and equipment expense | $177,000 | 5,380 |
| Additional noninterest expense | $446,000 | 5,552 |
| Pre-tax net operating income | $891,000 | 2,315 |
| Securities gains (losses) | $47,000 | 1,942 |
| Applicable income taxes | $352,000 | 1,389 |
| Income before extraordinary items | $586,000 | 2,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 2,807 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $586,000 | 2,810 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $555,920 | 2,802 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 5,181 |
| Total interest expense | $473,000 | 4,975 |
| Net interest income | $822,000 | 5,136 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $390,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $342,000 | 1,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $720,000 | 5,308 |
| Salaries and employee benefits | $396,000 | 5,178 |
| Premises and equipment expense | $89,000 | 5,406 |
| Additional noninterest expense | $235,000 | 5,120 |
| Pre-tax net operating income | $452,000 | 2,564 |
| Securities gains (losses) | $44,000 | 1,356 |
| Applicable income taxes | $186,000 | 1,535 |
| Income before extraordinary items | $310,000 | 3,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 3,074 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $310,000 | 3,074 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $281,840 | 3,093 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 5,109 |
| Total interest expense | $2,675,000 | 4,564 |
| Net interest income | $2,971,000 | 5,442 |
| Provision for loan and lease losses | $528,000 | 3,724 |
| Total noninterest income | $1,834,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,516,000 | 1,185 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $318,000 | 4,003 |
| Total noninterest expense | $2,948,000 | 5,173 |
| Salaries and employee benefits | $1,653,000 | 5,042 |
| Premises and equipment expense | $339,000 | 5,504 |
| Additional noninterest expense | $956,000 | 4,963 |
| Pre-tax net operating income | $1,329,000 | 3,226 |
| Securities gains (losses) | $43,000 | 1,704 |
| Applicable income taxes | $425,000 | 2,004 |
| Income before extraordinary items | $947,000 | 3,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $947,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 2,368 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $917,330 | 3,591 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 5,071 |
| Total interest expense | $2,058,000 | 4,610 |
| Net interest income | $2,339,000 | 5,343 |
| Provision for loan and lease losses | $468,000 | 2,823 |
| Total noninterest income | $1,269,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,031,000 | 1,321 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $238,000 | 4,113 |
| Total noninterest expense | $2,161,000 | 5,229 |
| Salaries and employee benefits | $1,196,000 | 5,167 |
| Premises and equipment expense | $253,000 | 5,547 |
| Additional noninterest expense | $712,000 | 4,904 |
| Pre-tax net operating income | $979,000 | 3,718 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $281,000 | 2,536 |
| Income before extraordinary items | $726,000 | 3,748 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $726,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 2,001 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $705,840 | 3,939 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 5,112 |
| Total interest expense | $1,418,000 | 4,670 |
| Net interest income | $1,546,000 | 5,376 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $840,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $668,000 | 1,333 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $172,000 | 4,067 |
| Total noninterest expense | $1,421,000 | 5,298 |
| Salaries and employee benefits | $797,000 | 5,226 |
| Premises and equipment expense | $175,000 | 5,499 |
| Additional noninterest expense | $449,000 | 5,074 |
| Pre-tax net operating income | $725,000 | 3,638 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $260,000 | 2,372 |
| Income before extraordinary items | $494,000 | 4,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 4,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,858 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $474,860 | 4,060 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 5,113 |
| Total interest expense | $758,000 | 4,661 |
| Net interest income | $774,000 | 5,398 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $431,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $334,000 | 1,309 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $706,000 | 5,337 |
| Salaries and employee benefits | $398,000 | 5,248 |
| Premises and equipment expense | $87,000 | 5,531 |
| Additional noninterest expense | $221,000 | 5,061 |
| Pre-tax net operating income | $429,000 | 3,389 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $166,000 | 2,194 |
| Income before extraordinary items | $266,000 | 4,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $266,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $264,080 | 3,993 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 4,957 |
| Total interest expense | $3,405,000 | 4,414 |
| Net interest income | $3,088,000 | 5,423 |
| Provision for loan and lease losses | $195,000 | 3,917 |
| Total noninterest income | $1,689,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,364,000 | 1,304 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $325,000 | 4,104 |
| Total noninterest expense | $2,738,000 | 5,309 |
| Salaries and employee benefits | $1,603,000 | 5,096 |
| Premises and equipment expense | $342,000 | 5,471 |
| Additional noninterest expense | $793,000 | 5,375 |
| Pre-tax net operating income | $1,844,000 | 3,496 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $589,000 | 2,528 |
| Income before extraordinary items | $1,267,000 | 3,822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,267,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,162 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,258,840 | 3,825 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 5,002 |
| Total interest expense | $2,550,000 | 4,422 |
| Net interest income | $2,274,000 | 5,506 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,217,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $973,000 | 1,354 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $244,000 | 4,132 |
| Total noninterest expense | $1,970,000 | 5,416 |
| Salaries and employee benefits | $1,130,000 | 5,272 |
| Premises and equipment expense | $256,000 | 5,470 |
| Additional noninterest expense | $584,000 | 5,380 |
| Pre-tax net operating income | $1,521,000 | 3,439 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $573,000 | 2,358 |
| Income before extraordinary items | $955,000 | 3,988 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $955,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,416 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $950,520 | 3,976 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 5,083 |
| Total interest expense | $1,621,000 | 4,553 |
| Net interest income | $1,534,000 | 5,505 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $795,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $628,000 | 1,405 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $167,000 | 4,125 |
| Total noninterest expense | $1,312,000 | 5,452 |
| Salaries and employee benefits | $760,000 | 5,288 |
| Premises and equipment expense | $168,000 | 5,538 |
| Additional noninterest expense | $384,000 | 5,422 |
| Pre-tax net operating income | $1,017,000 | 3,497 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $383,000 | 2,433 |
| Income before extraordinary items | $639,000 | 4,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $639,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $635,800 | 4,036 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 5,088 |
| Total interest expense | $782,000 | 4,634 |
| Net interest income | $789,000 | 5,425 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $401,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $309,000 | 1,382 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $665,000 | 5,423 |
| Salaries and employee benefits | $389,000 | 5,267 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $192,000 | 5,396 |
| Pre-tax net operating income | $525,000 | 3,406 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $199,000 | 2,409 |
| Income before extraordinary items | $331,000 | 3,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $331,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $327,800 | 3,957 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 5,249 |
| Total interest expense | $2,348,000 | 4,990 |
| Net interest income | $3,211,000 | 5,324 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $1,543,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,258,000 | 1,424 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $285,000 | 4,407 |
| Total noninterest expense | $2,644,000 | 5,305 |
| Salaries and employee benefits | $1,563,000 | 5,057 |
| Premises and equipment expense | $336,000 | 5,433 |
| Additional noninterest expense | $745,000 | 5,459 |
| Pre-tax net operating income | $2,100,000 | 3,539 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $712,000 | 2,649 |
| Income before extraordinary items | $1,389,000 | 3,951 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,389,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,388,340 | 3,931 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 5,317 |
| Total interest expense | $1,649,000 | 5,087 |
| Net interest income | $2,424,000 | 5,349 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $1,117,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $910,000 | 1,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,463 |
| Total noninterest expense | $1,934,000 | 5,364 |
| Salaries and employee benefits | $1,149,000 | 5,111 |
| Premises and equipment expense | $242,000 | 5,578 |
| Additional noninterest expense | $543,000 | 5,533 |
| Pre-tax net operating income | $1,597,000 | 3,649 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $584,000 | 2,636 |
| Income before extraordinary items | $1,013,000 | 4,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,013,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,013,000 | 4,126 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 5,309 |
| Total interest expense | $1,015,000 | 5,189 |
| Net interest income | $1,676,000 | 5,266 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $742,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $596,000 | 1,499 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $1,289,000 | 5,376 |
| Salaries and employee benefits | $762,000 | 5,146 |
| Premises and equipment expense | $160,000 | 5,602 |
| Additional noninterest expense | $367,000 | 5,481 |
| Pre-tax net operating income | $1,119,000 | 3,518 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $407,000 | 2,600 |
| Income before extraordinary items | $712,000 | 4,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $712,000 | 4,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $712,000 | 4,013 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 5,236 |
| Total interest expense | $482,000 | 5,224 |
| Net interest income | $870,000 | 5,140 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $359,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 1,507 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $629,000 | 5,465 |
| Salaries and employee benefits | $382,000 | 5,170 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $168,000 | 5,721 |
| Pre-tax net operating income | $590,000 | 3,351 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $220,000 | 2,473 |
| Income before extraordinary items | $370,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $370,000 | 3,856 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 5,388 |
| Total interest expense | $1,395,000 | 5,427 |
| Net interest income | $3,251,000 | 5,246 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $1,420,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,196,000 | 1,464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,951 |
| Total noninterest expense | $2,541,000 | 5,321 |
| Salaries and employee benefits | $1,557,000 | 4,927 |
| Premises and equipment expense | $309,000 | 5,641 |
| Additional noninterest expense | $675,000 | 5,700 |
| Pre-tax net operating income | $2,050,000 | 3,621 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $726,000 | 2,755 |
| Income before extraordinary items | $1,324,000 | 4,102 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,324,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,938 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,324,000 | 4,073 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 5,519 |
| Total interest expense | $962,000 | 5,546 |
| Net interest income | $2,343,000 | 5,389 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $1,075,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $918,000 | 1,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 5,109 |
| Total noninterest expense | $1,877,000 | 5,346 |
| Salaries and employee benefits | $1,157,000 | 4,930 |
| Premises and equipment expense | $219,000 | 5,809 |
| Additional noninterest expense | $501,000 | 5,691 |
| Pre-tax net operating income | $1,491,000 | 3,769 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $559,000 | 2,760 |
| Income before extraordinary items | $932,000 | 4,373 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $932,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $932,000 | 4,321 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 5,598 |
| Total interest expense | $592,000 | 5,597 |
| Net interest income | $1,508,000 | 5,491 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $703,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $597,000 | 1,420 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $106,000 | 5,067 |
| Total noninterest expense | $1,216,000 | 5,429 |
| Salaries and employee benefits | $743,000 | 5,063 |
| Premises and equipment expense | $141,000 | 5,896 |
| Additional noninterest expense | $332,000 | 5,699 |
| Pre-tax net operating income | $945,000 | 3,859 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $357,000 | 2,782 |
| Income before extraordinary items | $588,000 | 4,473 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $588,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $588,000 | 4,423 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 5,677 |
| Total interest expense | $274,000 | 5,728 |
| Net interest income | $746,000 | 5,543 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $358,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $305,000 | 1,351 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $369,000 | 5,106 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $169,000 | 5,615 |
| Pre-tax net operating income | $466,000 | 3,868 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $169,000 | 2,881 |
| Income before extraordinary items | $297,000 | 4,404 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $297,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $297,000 | 4,362 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 5,960 |
| Total interest expense | $1,053,000 | 5,516 |
| Net interest income | $2,463,000 | 6,056 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,325,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,099,000 | 1,595 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $2,212,000 | 5,681 |
| Salaries and employee benefits | $1,364,000 | 5,271 |
| Premises and equipment expense | $275,000 | 5,935 |
| Additional noninterest expense | $573,000 | 6,134 |
| Pre-tax net operating income | $1,276,000 | 4,640 |
| Securities gains (losses) | $37,000 | 1,965 |
| Applicable income taxes | $486,000 | 3,399 |
| Income before extraordinary items | $827,000 | 5,187 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $827,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,429 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $631,000 | 446 |
| Net operating income | $803,320 | 5,183 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 6,106 |
| Total interest expense | $791,000 | 5,474 |
| Net interest income | $1,709,000 | 6,275 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $995,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $830,000 | 1,587 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $1,625,000 | 5,718 |
| Salaries and employee benefits | $1,001,000 | 5,316 |
| Premises and equipment expense | $203,000 | 5,940 |
| Additional noninterest expense | $421,000 | 6,156 |
| Pre-tax net operating income | $839,000 | 5,057 |
| Securities gains (losses) | $37,000 | 1,884 |
| Applicable income taxes | $323,000 | 3,666 |
| Income before extraordinary items | $553,000 | 5,565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $553,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $631,000 | 337 |
| Net operating income | $529,320 | 5,606 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 6,289 |
| Total interest expense | $522,000 | 5,531 |
| Net interest income | $1,063,000 | 6,498 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $673,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $564,000 | 1,555 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,050,000 | 5,855 |
| Salaries and employee benefits | $647,000 | 5,463 |
| Premises and equipment expense | $134,000 | 6,006 |
| Additional noninterest expense | $269,000 | 6,305 |
| Pre-tax net operating income | $506,000 | 5,279 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $192,000 | 3,855 |
| Income before extraordinary items | $332,000 | 5,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 5,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,135 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $446,000 | 272 |
| Net operating income | $320,480 | 5,808 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,398 |
| Total interest expense | $255,000 | 5,662 |
| Net interest income | $516,000 | 6,604 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $327,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $271,000 | 1,580 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $522,000 | 5,907 |
| Salaries and employee benefits | $326,000 | 5,459 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $129,000 | 6,461 |
| Pre-tax net operating income | $231,000 | 5,474 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $160,000 | 5,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $446,000 | 160 |
| Net operating income | $157,960 | 5,776 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 7,315 |
| Total interest expense | $801,000 | 6,710 |
| Net interest income | $1,446,000 | 7,445 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $1,108,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $980,000 | 1,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $128,000 | 6,113 |
| Total noninterest expense | $1,833,000 | 6,296 |
| Salaries and employee benefits | $1,191,000 | 5,667 |
| Premises and equipment expense | $253,000 | 6,151 |
| Additional noninterest expense | $389,000 | 7,228 |
| Pre-tax net operating income | $511,000 | 6,642 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $124,000 | 5,497 |
| Income before extraordinary items | $411,000 | 6,761 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $411,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 386 |
| Net operating income | $392,520 | 6,691 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 7,609 |
| Total interest expense | $563,000 | 7,013 |
| Net interest income | $949,000 | 7,778 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $764,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $672,000 | 1,925 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,231 |
| Total noninterest expense | $1,299,000 | 6,447 |
| Salaries and employee benefits | $860,000 | 5,759 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $265,000 | 7,437 |
| Pre-tax net operating income | $294,000 | 7,208 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $52,000 | 6,175 |
| Income before extraordinary items | $242,000 | 7,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $242,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $242,000 | 7,144 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 7,938 |
| Total interest expense | $332,000 | 7,446 |
| Net interest income | $556,000 | 8,045 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $451,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $397,000 | 2,111 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $822,000 | 6,620 |
| Salaries and employee benefits | $546,000 | 5,943 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $164,000 | 7,579 |
| Pre-tax net operating income | $110,000 | 7,922 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $107,000 | 7,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $107,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $107,000 | 7,703 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 8,310 |
| Total interest expense | $125,000 | 8,111 |
| Net interest income | $241,000 | 8,302 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 2,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $372,000 | 6,937 |
| Salaries and employee benefits | $246,000 | 6,309 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 9,073 |
| Total interest expense | $162,000 | 9,121 |
| Net interest income | $509,000 | 8,990 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $224,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $807,000 | 8,336 |
| Salaries and employee benefits | $494,000 | 8,163 |
| Premises and equipment expense | $105,000 | 8,102 |
| Additional noninterest expense | $208,000 | 8,507 |
| Pre-tax net operating income | $-89,000 | 8,753 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $-93,000 | 8,832 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-93,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,300,000 | 116 |
| Net operating income | $-93,000 | 8,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.