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Interchange Bank, Total Unused Commitments

2006-12-31Rank
Total unused commitments$313,680,000441
Loan commitments-revolving, open-end lines secured by 1-4's$112,496,000220
Credit card lines$01,896
Commercial real estate, construction & land development$109,357,000326
Commitments secured by real estate$109,357,000316
Commitments not secured by real estate$0874
Securities underwriting$07
Other unused commitments$91,827,000452
Memoranda:
Commitments with an original maturity exceeding 1 yr$112,496,000349
Securities lent$049
All other off-balance sheet liabilities$0481
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-09-30Rank
Total unused commitments$318,116,000462
Loan commitments-revolving, open-end lines secured by 1-4's$113,324,000226
Credit card lines$01,917
Commercial real estate, construction & land development$105,730,000343
Commitments secured by real estate$105,730,000333
Commitments not secured by real estate$0840
Securities underwriting$07
Other unused commitments$99,062,000429
Memoranda:
Commitments with an original maturity exceeding 1 yr$113,324,000341
Securities lent$045
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-06-30Rank
Total unused commitments$317,490,000458
Loan commitments-revolving, open-end lines secured by 1-4's$108,500,000237
Credit card lines$01,932
Commercial real estate, construction & land development$111,103,000336
Commitments secured by real estate$111,103,000322
Commitments not secured by real estate$0846
Securities underwriting$07
Other unused commitments$97,887,000436
Memoranda:
Commitments with an original maturity exceeding 1 yr$108,500,000351
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$260,222,000506
Loan commitments-revolving, open-end lines secured by 1-4's$106,079,000233
Credit card lines$01,970
Commercial real estate, construction & land development$86,980,000396
Commitments secured by real estate$86,980,000385
Commitments not secured by real estate$0816
Securities underwriting$07
Other unused commitments$67,163,000591
Memoranda:
Commitments with an original maturity exceeding 1 yr$106,078,000344
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$249,169,000513
Loan commitments-revolving, open-end lines secured by 1-4's$105,915,000232
Credit card lines$01,992
Commercial real estate, construction & land development$84,125,000398
Commitments secured by real estate$84,125,000388
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$59,129,000631
Memoranda:
Commitments with an original maturity exceeding 1 yr$105,914,000329
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$264,298,000480
Loan commitments-revolving, open-end lines secured by 1-4's$96,388,000242
Credit card lines$02,022
Commercial real estate, construction & land development$92,855,000348
Commitments secured by real estate$92,855,000340
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$75,055,000507
Memoranda:
Commitments with an original maturity exceeding 1 yr$96,388,000334
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$277,963,000452
Loan commitments-revolving, open-end lines secured by 1-4's$93,873,000239
Credit card lines$02,052
Commercial real estate, construction & land development$102,966,000297
Commitments secured by real estate$102,966,000291
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$81,124,000463
Memoranda:
Commitments with an original maturity exceeding 1 yr$93,873,000325
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$238,564,000491
Loan commitments-revolving, open-end lines secured by 1-4's$92,237,000244
Credit card lines$02,078
Commercial real estate, construction & land development$68,234,000410
Commitments secured by real estate$68,234,000402
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$78,093,000479
Memoranda:
Commitments with an original maturity exceeding 1 yr$92,237,000330
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$292,459,000419
Loan commitments-revolving, open-end lines secured by 1-4's$95,265,000236
Credit card lines$02,092
Commercial real estate, construction & land development$99,322,000269
Commitments secured by real estate$99,322,000263
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$97,872,000394
Memoranda:
Commitments with an original maturity exceeding 1 yr$95,265,000307
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$270,175,000433
Loan commitments-revolving, open-end lines secured by 1-4's$102,620,000225
Credit card lines$02,153
Commercial real estate, construction & land development$82,609,000309
Commitments secured by real estate$82,609,000300
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$84,946,000426
Memoranda:
Commitments with an original maturity exceeding 1 yr$102,620,000286
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$274,359,000426
Loan commitments-revolving, open-end lines secured by 1-4's$108,112,000206
Credit card lines$02,201
Commercial real estate, construction & land development$85,762,000277
Commitments secured by real estate$85,762,000271
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$80,485,000439
Memoranda:
Commitments with an original maturity exceeding 1 yr$108,112,000269
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$257,814,000445
Loan commitments-revolving, open-end lines secured by 1-4's$100,241,000211
Credit card lines$02,253
Commercial real estate, construction & land development$79,901,000273
Commitments secured by real estate$79,901,000262
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$77,672,000448
Memoranda:
Commitments with an original maturity exceeding 1 yr$100,241,000271
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$217,294,000484
Loan commitments-revolving, open-end lines secured by 1-4's$89,249,000185
Credit card lines$02,174
Commercial real estate, construction & land development$58,020,000367
Commitments secured by real estate$58,020,000356
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$70,025,000474
Memoranda:
Commitments with an original maturity exceeding 1 yr$89,249,000298
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$197,571,000521
Loan commitments-revolving, open-end lines secured by 1-4's$84,634,000193
Credit card lines$02,194
Commercial real estate, construction & land development$28,928,000686
Commitments secured by real estate$28,928,000670
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$84,009,000422
Memoranda:
Commitments with an original maturity exceeding 1 yr$84,635,000306
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$176,005,000570
Loan commitments-revolving, open-end lines secured by 1-4's$87,892,000178
Credit card lines$02,230
Commercial real estate, construction & land development$16,519,0001,044
Commitments secured by real estate$16,519,0001,027
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$71,594,000469
Memoranda:
Commitments with an original maturity exceeding 1 yr$43,946,000471
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$152,430,000611
Loan commitments-revolving, open-end lines secured by 1-4's$63,669,000220
Credit card lines$02,280
Commercial real estate, construction & land development$28,664,000604
Commitments secured by real estate$28,664,000590
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$60,097,000539
Memoranda:
Commitments with an original maturity exceeding 1 yr$63,669,000353
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$154,153,000582
Loan commitments-revolving, open-end lines secured by 1-4's$63,997,000214
Credit card lines$02,321
Commercial real estate, construction & land development$31,314,000545
Commitments secured by real estate$31,314,000533
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$58,842,000532
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$125,642,000635
Loan commitments-revolving, open-end lines secured by 1-4's$63,616,000195
Credit card lines$02,495
Commercial real estate, construction & land development$18,215,000790
Commitments secured by real estate$18,215,000766
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$43,811,000649
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$111,009,000661
Loan commitments-revolving, open-end lines secured by 1-4's$60,697,000186
Credit card lines$03,061
Commercial real estate, construction & land development$13,369,000933
Commitments secured by real estate$13,369,000898
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$36,943,000709
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$101,676,000729
Loan commitments-revolving, open-end lines secured by 1-4's$57,032,000208
Credit card lines$03,256
Commercial real estate, construction & land development$14,095,000900
Commitments secured by real estate$14,095,000864
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$30,549,000844
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$116,970,000623
Loan commitments-revolving, open-end lines secured by 1-4's$55,435,000203
Credit card lines$6,019,000528
Commercial real estate, construction & land development$21,902,000546
Commitments secured by real estate$21,902,000513
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$33,614,000758
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$98,079,000671
Loan commitments-revolving, open-end lines secured by 1-4's$48,119,000211
Credit card lines$5,468,000562
Commercial real estate, construction & land development$8,802,0001,051
Commitments secured by real estate$8,802,0001,015
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$35,690,000674
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$87,876,000722
Loan commitments-revolving, open-end lines secured by 1-4's$43,204,000255
Credit card lines$6,631,000571
Commercial real estate, construction & land development$13,469,000698
Commitments secured by real estate$13,469,000660
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$24,572,000894
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$69,519,000860
Loan commitments-revolving, open-end lines secured by 1-4's$41,089,000273
Credit card lines$6,985,000627
Commercial real estate, construction & land development$5,646,0001,333
Commitments secured by real estate$5,646,0001,270
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$15,799,0001,251
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$67,658,000815
Loan commitments-revolving, open-end lines secured by 1-4's$41,993,000252
Credit card lines$7,177,000611
Commercial real estate, construction & land development$2,461,0002,293
Commitments secured by real estate$2,336,0002,292
Commitments not secured by real estate$125,000836
Securities underwriting$022
Other unused commitments$16,027,0001,178
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$75,585,000752
Loan commitments-revolving, open-end lines secured by 1-4's$42,508,000247
Credit card lines$7,085,000604
Commercial real estate, construction & land development$2,350,0002,200
Commitments secured by real estate$2,350,0002,099
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$23,642,000838
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$80,322,000712
Loan commitments-revolving, open-end lines secured by 1-4's$46,706,000221
Credit card lines$6,762,000619
Commercial real estate, construction & land development$6,064,000915
Commitments secured by real estate$2,486,0001,793
Commitments not secured by real estate$3,578,000184
Securities underwriting$026
Other unused commitments$20,790,000874
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109