Home > Interbank of New York > Assets and Liabilities
Interbank of New York, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 62 | 2,777 |
| Assets and Liabilities | ||
| Total Assets: | $270,156,000 | 2,077 |
| Cash and due from depository institutions | $57,943,000 | 2,777 |
| Interest-bearing balances | $52,985,000 | 122 |
| Securities | $45,557,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 554 |
| Net loans & leases | $136,611,000 | 2,583 |
| Loan loss allowance | $1,865,000 | 2,403 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,603,000 | 2,149 |
| Other real estate owned | $0 | 2,777 |
| Goodwill and other intangibles | $3,042,000 | 949 |
| All other assets | $2,400,000 | 4,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,156,000 | 2,077 |
| Total liabilities | $245,937,000 | 2,048 |
| Total deposits | $244,200,000 | 1,850 |
| Interest-bearing deposits | $186,962,000 | 2,060 |
| Deposits held in domestic offices | $244,200,000 | 1,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,737,000 | 2,057 |
| Total equity capital | $24,219,000 | 2,282 |
| Total bank equity capital | $24,219,000 | 2,282 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,568,000 | 650 |
| Surplus | $8,352,000 | 2,271 |
| Undivided profits | $10,299,000 | 2,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,075,000 | 2,795 |
| Earning assets | $255,153,000 | 2,024 |
| Long-term assets (5+ years) | $29,377,000 | 2,827 |
| Average Assets, year-to-date | $274,313,400 | 1,965 |
| Average Assets, quarterly | $276,061,500 | 2,007 |
| Volatile liabilities | $32,171,000 | 2,788 |
| Insider loans | $4,302,000 | 1,282 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,210,000 | 3,835 |
| Tier 1 (core) risk-based capital | $21,177,000 | 2,434 |
| Tier 2 risk-based capital | $1,865,000 | 2,231 |
| Total risk weighted assets | $155,359,000 | 2,386 |
| Total unused commitments | $12,210,000 | 3,839 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 61 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $281,967,000 | 1,991 |
| Cash and due from depository institutions | $67,664,000 | 2,829 |
| Interest-bearing balances | $64,416,000 | 118 |
| Securities | $38,514,000 | 3,021 |
| Federal funds sold & reverse repurchase agreements | $27,950,000 | 519 |
| Net loans & leases | $138,020,000 | 2,547 |
| Loan loss allowance | $1,798,000 | 2,469 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,669,000 | 2,083 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $3,042,000 | 938 |
| All other assets | $2,108,000 | 4,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,967,000 | 1,991 |
| Total liabilities | $258,182,000 | 1,958 |
| Total deposits | $256,543,000 | 1,761 |
| Interest-bearing deposits | $195,504,000 | 1,991 |
| Deposits held in domestic offices | $256,543,000 | 1,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,639,000 | 2,258 |
| Total equity capital | $23,785,000 | 2,309 |
| Total bank equity capital | $23,785,000 | 2,309 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,568,000 | 643 |
| Surplus | $8,352,000 | 2,242 |
| Undivided profits | $9,865,000 | 3,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,246,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,115,000 | 2,849 |
| Earning assets | $268,900,000 | 1,916 |
| Long-term assets (5+ years) | $28,766,000 | 2,870 |
| Average Assets, year-to-date | $275,352,750 | 1,973 |
| Average Assets, quarterly | $282,094,000 | 1,972 |
| Volatile liabilities | $33,981,000 | 2,639 |
| Insider loans | $4,243,000 | 1,277 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,435,000 | 3,470 |
| Tier 1 (core) risk-based capital | $20,743,000 | 2,489 |
| Tier 2 risk-based capital | $1,798,000 | 2,269 |
| Total risk weighted assets | $157,657,000 | 2,341 |
| Total unused commitments | $14,435,000 | 3,475 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $282,221,000 | 1,970 |
| Cash and due from depository institutions | $70,128,000 | 2,799 |
| Interest-bearing balances | $66,912,000 | 120 |
| Securities | $36,665,000 | 3,081 |
| Federal funds sold & reverse repurchase agreements | $27,950,000 | 567 |
| Net loans & leases | $137,120,000 | 2,516 |
| Loan loss allowance | $1,751,000 | 2,477 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,746,000 | 2,016 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $3,042,000 | 911 |
| All other assets | $2,570,000 | 3,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,221,000 | 1,970 |
| Total liabilities | $259,113,000 | 1,934 |
| Total deposits | $257,533,000 | 1,744 |
| Interest-bearing deposits | $198,321,000 | 1,946 |
| Deposits held in domestic offices | $257,533,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,580,000 | 2,410 |
| Total equity capital | $23,108,000 | 2,371 |
| Total bank equity capital | $23,108,000 | 2,371 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,568,000 | 637 |
| Surplus | $8,352,000 | 2,201 |
| Undivided profits | $9,188,000 | 3,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000,000 | 1,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,029,000 | 2,953 |
| Earning assets | $268,647,000 | 1,899 |
| Long-term assets (5+ years) | $26,209,000 | 2,911 |
| Average Assets, year-to-date | $273,148,000 | 1,989 |
| Average Assets, quarterly | $279,356,500 | 1,962 |
| Volatile liabilities | $33,327,000 | 2,634 |
| Insider loans | $4,274,000 | 1,260 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,479,000 | 3,272 |
| Tier 1 (core) risk-based capital | $20,066,000 | 2,518 |
| Tier 2 risk-based capital | $1,751,000 | 2,271 |
| Total risk weighted assets | $156,627,000 | 2,318 |
| Total unused commitments | $15,479,000 | 3,284 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $276,492,000 | 1,978 |
| Cash and due from depository institutions | $75,846,000 | 2,769 |
| Interest-bearing balances | $69,047,000 | 104 |
| Securities | $25,884,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $27,950,000 | 578 |
| Net loans & leases | $136,291,000 | 2,479 |
| Loan loss allowance | $1,752,000 | 2,444 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,837,000 | 1,946 |
| Other real estate owned | $0 | 2,769 |
| Goodwill and other intangibles | $3,042,000 | 902 |
| All other assets | $2,642,000 | 3,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,492,000 | 1,978 |
| Total liabilities | $253,678,000 | 1,942 |
| Total deposits | $252,842,000 | 1,750 |
| Interest-bearing deposits | $194,646,000 | 1,965 |
| Deposits held in domestic offices | $252,842,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $836,000 | 3,763 |
| Total equity capital | $22,814,000 | 2,340 |
| Total bank equity capital | $22,814,000 | 2,340 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,568,000 | 629 |
| Surplus | $8,352,000 | 2,167 |
| Undivided profits | $8,894,000 | 3,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 2,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,163,000 | 2,620 |
| Earning assets | $259,172,000 | 1,932 |
| Long-term assets (5+ years) | $18,317,000 | 3,567 |
| Average Assets, year-to-date | $268,611,500 | 2,010 |
| Average Assets, quarterly | $268,611,500 | 2,010 |
| Volatile liabilities | $31,706,000 | 2,686 |
| Insider loans | $4,358,000 | 1,203 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,461,000 | 3,368 |
| Tier 1 (core) risk-based capital | $19,772,000 | 2,504 |
| Tier 2 risk-based capital | $1,752,000 | 2,239 |
| Total risk weighted assets | $157,124,000 | 2,266 |
| Total unused commitments | $14,461,000 | 3,379 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $260,731,000 | 2,058 |
| Cash and due from depository institutions | $57,298,000 | 2,734 |
| Interest-bearing balances | $53,923,000 | 126 |
| Securities | $23,130,000 | 4,218 |
| Federal funds sold & reverse repurchase agreements | $27,950,000 | 507 |
| Net loans & leases | $141,488,000 | 2,380 |
| Loan loss allowance | $1,680,000 | 2,505 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,783,000 | 1,935 |
| Other real estate owned | $0 | 2,734 |
| Goodwill and other intangibles | $3,042,000 | 876 |
| All other assets | $3,040,000 | 3,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,731,000 | 2,058 |
| Total liabilities | $238,517,000 | 2,029 |
| Total deposits | $237,780,000 | 1,824 |
| Interest-bearing deposits | $185,162,000 | 2,021 |
| Deposits held in domestic offices | $237,780,000 | 1,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $737,000 | 4,149 |
| Total equity capital | $22,214,000 | 2,377 |
| Total bank equity capital | $22,214,000 | 2,377 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,568,000 | 630 |
| Surplus | $8,352,000 | 2,129 |
| Undivided profits | $8,294,000 | 3,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,021,000 | 3,149 |
| Earning assets | $246,491,000 | 1,993 |
| Long-term assets (5+ years) | $17,139,000 | 3,679 |
| Average Assets, year-to-date | $241,692,200 | 2,111 |
| Average Assets, quarterly | $256,574,500 | 2,061 |
| Volatile liabilities | $30,628,000 | 2,753 |
| Insider loans | $2,319,000 | 2,229 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,630,000 | 3,380 |
| Tier 1 (core) risk-based capital | $19,172,000 | 2,546 |
| Tier 2 risk-based capital | $1,680,000 | 2,296 |
| Total risk weighted assets | $153,790,000 | 2,281 |
| Total unused commitments | $13,630,000 | 3,384 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $209,950,000 | 2,438 |
| Cash and due from depository institutions | $32,991,000 | 3,118 |
| Interest-bearing balances | $26,091,000 | 260 |
| Securities | $9,097,000 | 6,724 |
| Federal funds sold & reverse repurchase agreements | $27,200,000 | 519 |
| Net loans & leases | $129,618,000 | 2,496 |
| Loan loss allowance | $1,561,000 | 2,502 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,488,000 | 2,005 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $3,042,000 | 830 |
| All other assets | $3,514,000 | 2,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,950,000 | 2,438 |
| Total liabilities | $190,206,000 | 2,432 |
| Total deposits | $188,038,000 | 2,198 |
| Interest-bearing deposits | $141,269,000 | 2,489 |
| Deposits held in domestic offices | $188,038,000 | 2,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,168,000 | 1,875 |
| Total equity capital | $19,744,000 | 2,495 |
| Total bank equity capital | $19,744,000 | 2,495 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,568,000 | 628 |
| Surplus | $8,352,000 | 2,023 |
| Undivided profits | $5,824,000 | 4,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,471,000 | 1,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,127,000 | 3,088 |
| Earning assets | $192,006,000 | 2,423 |
| Long-term assets (5+ years) | $12,457,000 | 4,307 |
| Average Assets, year-to-date | $208,800,600 | 2,326 |
| Average Assets, quarterly | $210,679,000 | 2,400 |
| Volatile liabilities | $26,511,000 | 2,995 |
| Insider loans | $2,226,000 | 2,185 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,316,000 | 3,869 |
| Tier 1 (core) risk-based capital | $16,702,000 | 2,758 |
| Tier 2 risk-based capital | $1,561,000 | 2,324 |
| Total risk weighted assets | $133,552,000 | 2,486 |
| Total unused commitments | $10,316,000 | 3,880 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 52 | 3,220 |
| Assets and Liabilities | ||
| Total Assets: | $204,944,000 | 2,378 |
| Cash and due from depository institutions | $41,718,000 | 3,220 |
| Interest-bearing balances | $36,343,000 | 128 |
| Securities | $4,475,000 | 8,536 |
| Federal funds sold & reverse repurchase agreements | $25,600,000 | 483 |
| Net loans & leases | $122,575,000 | 2,548 |
| Loan loss allowance | $1,214,000 | 2,939 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,769,000 | 1,822 |
| Other real estate owned | $0 | 3,220 |
| Goodwill and other intangibles | $3,132,000 | 810 |
| All other assets | $2,675,000 | 3,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,944,000 | 2,378 |
| Total liabilities | $187,108,000 | 2,350 |
| Total deposits | $185,144,000 | 2,131 |
| Interest-bearing deposits | $138,671,000 | 2,429 |
| Deposits held in domestic offices | $185,144,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,964,000 | 2,099 |
| Total equity capital | $17,836,000 | 2,629 |
| Total bank equity capital | $17,836,000 | 2,629 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,568,000 | 618 |
| Surplus | $8,352,000 | 1,967 |
| Undivided profits | $3,916,000 | 4,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,597,000 | 1,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,414,000 | 1,857 |
| Earning assets | $188,993,000 | 2,366 |
| Long-term assets (5+ years) | $8,809,000 | 4,865 |
| Average Assets, year-to-date | $188,419,200 | 2,463 |
| Average Assets, quarterly | $202,079,500 | 2,381 |
| Volatile liabilities | $21,050,000 | 3,534 |
| Insider loans | $822,000 | 4,347 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,994,000 | 4,002 |
| Tier 1 (core) risk-based capital | $14,704,000 | 3,035 |
| Tier 2 risk-based capital | $1,214,000 | 2,753 |
| Total risk weighted assets | $125,306,000 | 2,535 |
| Total unused commitments | $8,994,000 | 4,004 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 52 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $173,003,000 | 2,725 |
| Cash and due from depository institutions | $35,754,000 | 3,332 |
| Interest-bearing balances | $33,419,000 | 127 |
| Securities | $4,453,000 | 8,863 |
| Federal funds sold & reverse repurchase agreements | $7,815,000 | 1,235 |
| Net loans & leases | $115,081,000 | 2,599 |
| Loan loss allowance | $1,268,000 | 2,792 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,889,000 | 1,742 |
| Other real estate owned | $0 | 3,332 |
| Goodwill and other intangibles | $3,223,000 | 825 |
| All other assets | $1,788,000 | 4,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,003,000 | 2,725 |
| Total liabilities | $157,015,000 | 2,712 |
| Total deposits | $155,721,000 | 2,462 |
| Interest-bearing deposits | $114,894,000 | 2,859 |
| Deposits held in domestic offices | $155,721,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,294,000 | 2,637 |
| Total equity capital | $15,988,000 | 2,774 |
| Total bank equity capital | $15,988,000 | 2,774 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,568,000 | 639 |
| Surplus | $8,352,000 | 1,946 |
| Undivided profits | $2,068,000 | 6,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $901,000 | 2,562 |
| Earning assets | $160,768,000 | 2,689 |
| Long-term assets (5+ years) | $14,845,000 | 3,979 |
| Average Assets, year-to-date | $166,333,000 | 2,708 |
| Average Assets, quarterly | $172,406,000 | 2,695 |
| Volatile liabilities | $18,553,000 | 3,664 |
| Insider loans | $3,059,000 | 1,526 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $151,000 | 1,255 |
| Unused loan commitments | $7,666,000 | 4,402 |
| Tier 1 (core) risk-based capital | $12,765,000 | 3,452 |
| Tier 2 risk-based capital | $1,268,000 | 2,535 |
| Total risk weighted assets | $111,147,100 | 2,711 |
| Total unused commitments | $7,666,000 | 4,406 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $160,233,000 | 2,863 |
| Cash and due from depository institutions | $23,276,000 | 3,815 |
| Interest-bearing balances | $20,961,000 | 260 |
| Securities | $4,430,000 | 8,963 |
| Federal funds sold & reverse repurchase agreements | $14,290,000 | 1,153 |
| Net loans & leases | $109,142,000 | 2,540 |
| Loan loss allowance | $1,321,000 | 2,605 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,253,000 | 1,888 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $3,313,000 | 760 |
| All other assets | $1,529,000 | 4,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,233,000 | 2,863 |
| Total liabilities | $145,309,000 | 2,842 |
| Total deposits | $143,902,000 | 2,655 |
| Interest-bearing deposits | $112,817,000 | 2,898 |
| Deposits held in domestic offices | $143,902,000 | 2,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,407,000 | 2,665 |
| Total equity capital | $14,924,000 | 3,015 |
| Total bank equity capital | $14,924,000 | 3,015 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,568,000 | 629 |
| Surplus | $8,352,000 | 1,859 |
| Undivided profits | $1,004,000 | 8,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $874,000 | 2,574 |
| Earning assets | $148,823,000 | 2,845 |
| Long-term assets (5+ years) | $14,166,000 | 3,904 |
| Average Assets, year-to-date | $153,139,600 | 2,837 |
| Average Assets, quarterly | $160,375,000 | 2,822 |
| Volatile liabilities | $16,499,000 | 3,535 |
| Insider loans | $2,893,000 | 1,485 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,321,000 | 765 |
| Unused loan commitments | $8,430,000 | 4,040 |
| Tier 1 (core) risk-based capital | $11,611,000 | 3,657 |
| Tier 2 risk-based capital | $1,283,460 | 2,428 |
| Total risk weighted assets | $102,639,160 | 2,767 |
| Total unused commitments | $8,430,000 | 4,046 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $144,971,000 | 3,065 |
| Cash and due from depository institutions | $4,633,000 | 4,284 |
| Interest-bearing balances | $1,937,000 | 1,814 |
| Securities | $6,259,000 | 8,727 |
| Federal funds sold & reverse repurchase agreements | $27,240,000 | 495 |
| Net loans & leases | $98,305,000 | 2,804 |
| Loan loss allowance | $1,180,000 | 2,902 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,491,000 | 2,260 |
| Other real estate owned | $0 | 4,284 |
| Goodwill and other intangibles | $3,404,000 | 710 |
| All other assets | $1,639,000 | 4,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,971,000 | 3,065 |
| Total liabilities | $131,681,000 | 3,034 |
| Total deposits | $130,779,000 | 2,857 |
| Interest-bearing deposits | $106,448,000 | 3,023 |
| Deposits held in domestic offices | $130,779,000 | 2,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $902,000 | 3,872 |
| Total equity capital | $13,290,000 | 3,317 |
| Total bank equity capital | $13,290,000 | 3,317 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,568,000 | 642 |
| Surplus | $8,352,000 | 1,825 |
| Undivided profits | $-630,000 | 10,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 5,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $805,000 | 2,867 |
| Earning assets | $133,741,000 | 3,054 |
| Long-term assets (5+ years) | $10,423,000 | 4,234 |
| Average Assets, year-to-date | $122,449,000 | 3,419 |
| Average Assets, quarterly | $138,391,000 | 3,158 |
| Volatile liabilities | $18,865,000 | 3,142 |
| Insider loans | $2,892,000 | 1,465 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,120,000 | 780 |
| Unused loan commitments | $8,317,000 | 3,880 |
| Tier 1 (core) risk-based capital | $9,886,000 | 4,213 |
| Tier 2 risk-based capital | $1,112,490 | 2,664 |
| Total risk weighted assets | $88,931,290 | 3,106 |
| Total unused commitments | $8,317,000 | 3,882 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $109,313,000 | 4,064 |
| Cash and due from depository institutions | $4,572,000 | 5,259 |
| Interest-bearing balances | $3,554,000 | 1,090 |
| Securities | $5,930,000 | 9,389 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 937 |
| Net loans & leases | $77,163,000 | 3,518 |
| Loan loss allowance | $935,000 | 3,728 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,786,000 | 2,795 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $3,495,000 | 666 |
| All other assets | $1,567,000 | 4,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,313,000 | 4,064 |
| Total liabilities | $97,288,000 | 4,122 |
| Total deposits | $96,267,000 | 3,929 |
| Interest-bearing deposits | $79,294,000 | 4,097 |
| Deposits held in domestic offices | $96,267,000 | 3,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,021,000 | 3,462 |
| Total equity capital | $12,025,000 | 3,675 |
| Total bank equity capital | $12,025,000 | 3,675 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,568,000 | 684 |
| Surplus | $8,352,000 | 1,889 |
| Undivided profits | $-1,895,000 | 11,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $754,000 | 3,015 |
| Earning assets | $100,447,000 | 4,079 |
| Long-term assets (5+ years) | $12,495,000 | 3,681 |
| Average Assets, year-to-date | $104,578,600 | 4,089 |
| Average Assets, quarterly | $108,467,500 | 4,054 |
| Volatile liabilities | $9,962,000 | 4,887 |
| Insider loans | $2,465,000 | 1,742 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $211,000 | 1,239 |
| Unused loan commitments | $4,751,000 | 5,221 |
| Tier 1 (core) risk-based capital | $8,530,000 | 4,859 |
| Tier 2 risk-based capital | $935,000 | 3,176 |
| Total risk weighted assets | $81,952,700 | 3,350 |
| Total unused commitments | $4,751,000 | 5,231 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $101,983,000 | 4,346 |
| Cash and due from depository institutions | $7,231,000 | 5,554 |
| Interest-bearing balances | $477,000 | 3,394 |
| Securities | $3,997,000 | 10,631 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 885 |
| Net loans & leases | $66,966,000 | 3,899 |
| Loan loss allowance | $709,000 | 4,677 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,723,000 | 2,778 |
| Other real estate owned | $0 | 5,554 |
| Goodwill and other intangibles | $3,585,000 | 634 |
| All other assets | $1,481,000 | 4,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,983,000 | 4,346 |
| Total liabilities | $91,464,000 | 4,351 |
| Total deposits | $90,149,000 | 4,202 |
| Interest-bearing deposits | $77,833,000 | 4,204 |
| Deposits held in domestic offices | $90,149,000 | 4,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,315,000 | 2,921 |
| Total equity capital | $10,519,000 | 4,139 |
| Total bank equity capital | $10,519,000 | 4,139 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,568,000 | 683 |
| Surplus | $8,352,000 | 1,873 |
| Undivided profits | $-3,401,000 | 11,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $660,000 | 3,602 |
| Earning assets | $87,440,000 | 4,616 |
| Long-term assets (5+ years) | $12,727,000 | 3,456 |
| Average Assets, year-to-date | $86,876,200 | 4,815 |
| Average Assets, quarterly | $101,843,500 | 4,301 |
| Volatile liabilities | $10,182,000 | 4,524 |
| Insider loans | $2,190,000 | 1,961 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $767,000 | 898 |
| Unused loan commitments | $10,703,000 | 3,115 |
| Tier 1 (core) risk-based capital | $6,934,000 | 5,775 |
| Tier 2 risk-based capital | $709,000 | 3,991 |
| Total risk weighted assets | $70,877,800 | 3,727 |
| Total unused commitments | $10,703,000 | 3,128 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $65,116,000 | 6,245 |
| Cash and due from depository institutions | $1,500,000 | 7,248 |
| Interest-bearing balances | $28,000 | 6,344 |
| Securities | $6,024,000 | 10,379 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,527 |
| Net loans & leases | $49,291,000 | 4,958 |
| Loan loss allowance | $516,000 | 6,042 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,354,000 | 5,000 |
| Other real estate owned | $0 | 7,248 |
| Goodwill and other intangibles | $66,000 | 2,454 |
| All other assets | $881,000 | 7,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,116,000 | 6,245 |
| Total liabilities | $59,134,000 | 6,233 |
| Total deposits | $58,327,000 | 6,074 |
| Interest-bearing deposits | $50,663,000 | 6,013 |
| Deposits held in domestic offices | $58,327,000 | 6,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $807,000 | 3,595 |
| Total equity capital | $5,982,000 | 6,292 |
| Total bank equity capital | $5,982,000 | 6,292 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000,000 | 939 |
| Surplus | $6,000,000 | 2,368 |
| Undivided profits | $-4,018,000 | 12,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 5,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $540,000 | 3,891 |
| Earning assets | $61,343,000 | 6,113 |
| Long-term assets (5+ years) | $4,353,000 | 6,394 |
| Average Assets, year-to-date | $59,556,400 | 6,586 |
| Average Assets, quarterly | $63,167,500 | 6,382 |
| Volatile liabilities | $6,240,000 | 5,953 |
| Insider loans | $1,701,000 | 2,395 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,897,000 | 466 |
| Unused loan commitments | $2,381,000 | 7,009 |
| Tier 1 (core) risk-based capital | $5,916,000 | 6,432 |
| Tier 2 risk-based capital | $516,000 | 5,151 |
| Total risk weighted assets | $49,405,500 | 4,991 |
| Total unused commitments | $2,381,000 | 7,020 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $55,865,000 | 7,187 |
| Cash and due from depository institutions | $2,341,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,989,000 | 11,286 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,227 |
| Net loans & leases | $44,566,000 | 5,281 |
| Loan loss allowance | $469,000 | 6,652 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,475,000 | 4,723 |
| Other real estate owned | $0 | 5,994 |
| Goodwill and other intangibles | $154,000 | 1,980 |
| All other assets | $590,000 | 8,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,865,000 | 7,187 |
| Total liabilities | $50,642,000 | 7,187 |
| Total deposits | $49,872,000 | 7,066 |
| Interest-bearing deposits | $43,808,000 | 6,938 |
| Deposits held in domestic offices | $49,872,000 | 7,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $770,000 | 3,845 |
| Total equity capital | $5,223,000 | 7,027 |
| Total bank equity capital | $5,223,000 | 7,027 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,000,000 | 936 |
| Surplus | $6,000,000 | 2,271 |
| Undivided profits | $-4,777,000 | 13,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $345,000 | 5,359 |
| Earning assets | $51,305,000 | 7,163 |
| Long-term assets (5+ years) | $10,879,000 | 4,135 |
| Average Assets, year-to-date | $51,549,200 | 7,422 |
| Average Assets, quarterly | $56,141,500 | 7,118 |
| Volatile liabilities | $6,832,000 | 5,408 |
| Insider loans | $1,412,000 | 2,800 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $8,100,000 | 383 |
| Unused loan commitments | $6,472,000 | 4,162 |
| Tier 1 (core) risk-based capital | $5,069,000 | 7,109 |
| Tier 2 risk-based capital | $469,000 | 5,558 |
| Total risk weighted assets | $41,198,200 | 5,772 |
| Total unused commitments | $6,472,000 | 4,188 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $43,722,000 | 8,542 |
| Cash and due from depository institutions | $144,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,064,000 | 11,025 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $33,608,000 | 6,491 |
| Loan loss allowance | $340,000 | 8,260 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,381,000 | 4,969 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $242,000 | 1,738 |
| All other assets | $533,000 | 9,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,722,000 | 8,542 |
| Total liabilities | $37,551,000 | 8,829 |
| Total deposits | $36,796,000 | 8,770 |
| Interest-bearing deposits | $33,164,000 | 8,538 |
| Deposits held in domestic offices | $36,796,000 | 8,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $388,000 | 3,396 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $367,000 | 7,246 |
| Total equity capital | $6,171,000 | 6,008 |
| Total bank equity capital | $6,171,000 | 6,008 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,000,000 | 940 |
| Surplus | $6,000,000 | 2,191 |
| Undivided profits | $-3,829,000 | 13,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 8,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $247,000 | 7,593 |
| Earning assets | $41,422,000 | 8,325 |
| Long-term assets (5+ years) | $9,139,000 | 4,591 |
| Average Assets, year-to-date | $41,336,800 | 8,663 |
| Average Assets, quarterly | $43,876,500 | 8,465 |
| Volatile liabilities | $4,197,000 | 7,237 |
| Insider loans | $467,000 | 1,965 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $6,340,000 | 292 |
| Unused loan commitments | $5,897,000 | 4,164 |
| Tier 1 (core) risk-based capital | $5,929,000 | 6,131 |
| Tier 2 risk-based capital | $340,000 | 7,017 |
| Total risk weighted assets | $32,189,200 | 6,983 |
| Total unused commitments | $5,897,000 | 4,185 |
| Derivatives | $0 | 651 |