Interbank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 2,360 |
| Total interest expense | $1,550,000 | 3,620 |
| Net interest income | $8,248,000 | 2,006 |
| Provision for loan and lease losses | $84,000 | 5,880 |
| Total noninterest income | $1,813,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,327,000 | 888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $486,000 | 2,799 |
| Total noninterest expense | $6,435,000 | 2,254 |
| Salaries and employee benefits | $2,504,000 | 2,845 |
| Premises and equipment expense | $470,000 | 3,652 |
| Additional noninterest expense | $3,461,000 | 1,532 |
| Pre-tax net operating income | $3,542,000 | 1,140 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,542,000 | 981 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,542,000 | 985 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,542,000 | 984 |
| Net charge-offs | $100,000 | 4,897 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,542,000 | 939 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 2,415 |
| Total interest expense | $1,051,000 | 3,668 |
| Net interest income | $5,403,000 | 2,045 |
| Provision for loan and lease losses | $84,000 | 5,354 |
| Total noninterest income | $1,195,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $853,000 | 924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $342,000 | 2,648 |
| Total noninterest expense | $4,265,000 | 2,271 |
| Salaries and employee benefits | $1,672,000 | 2,851 |
| Premises and equipment expense | $307,000 | 3,733 |
| Additional noninterest expense | $2,286,000 | 1,549 |
| Pre-tax net operating income | $2,249,000 | 1,170 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,249,000 | 1,003 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,249,000 | 1,004 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,249,000 | 1,004 |
| Net charge-offs | $56,000 | 4,782 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,249,000 | 958 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 2,503 |
| Total interest expense | $521,000 | 3,819 |
| Net interest income | $2,661,000 | 2,101 |
| Provision for loan and lease losses | $31,000 | 5,291 |
| Total noninterest income | $591,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $434,000 | 899 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $157,000 | 2,758 |
| Total noninterest expense | $2,099,000 | 2,324 |
| Salaries and employee benefits | $835,000 | 2,905 |
| Premises and equipment expense | $153,000 | 3,841 |
| Additional noninterest expense | $1,111,000 | 1,584 |
| Pre-tax net operating income | $1,122,000 | 1,167 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,122,000 | 975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,122,000 | 979 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,122,000 | 979 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,122,000 | 951 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,291,000 | 2,679 |
| Total interest expense | $2,482,000 | 3,907 |
| Net interest income | $9,809,000 | 2,226 |
| Provision for loan and lease losses | $126,000 | 6,206 |
| Total noninterest income | $2,328,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,852,000 | 944 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $476,000 | 3,287 |
| Total noninterest expense | $8,369,000 | 2,366 |
| Salaries and employee benefits | $3,077,000 | 3,097 |
| Premises and equipment expense | $719,000 | 3,381 |
| Additional noninterest expense | $4,573,000 | 1,627 |
| Pre-tax net operating income | $3,642,000 | 1,122 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,642,000 | 941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,642,000 | 941 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,642,000 | 940 |
| Net charge-offs | $127,000 | 5,484 |
| Cash dividends | $5,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,642,000 | 941 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 2,737 |
| Total interest expense | $1,960,000 | 3,895 |
| Net interest income | $7,204,000 | 2,281 |
| Provision for loan and lease losses | $110,000 | 5,856 |
| Total noninterest income | $1,710,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,377,000 | 942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $333,000 | 3,466 |
| Total noninterest expense | $6,236,000 | 2,367 |
| Salaries and employee benefits | $2,244,000 | 3,210 |
| Premises and equipment expense | $544,000 | 3,413 |
| Additional noninterest expense | $3,448,000 | 1,563 |
| Pre-tax net operating income | $2,568,000 | 1,254 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,568,000 | 1,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,568,000 | 1,065 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,568,000 | 1,066 |
| Net charge-offs | $106,000 | 5,010 |
| Cash dividends | $1,400,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,568,000 | 1,047 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 2,801 |
| Total interest expense | $1,362,000 | 3,912 |
| Net interest income | $4,699,000 | 2,324 |
| Provision for loan and lease losses | $87,000 | 5,513 |
| Total noninterest income | $1,179,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $881,000 | 965 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $298,000 | 3,018 |
| Total noninterest expense | $4,107,000 | 2,434 |
| Salaries and employee benefits | $1,420,000 | 3,394 |
| Premises and equipment expense | $362,000 | 3,444 |
| Additional noninterest expense | $2,325,000 | 1,572 |
| Pre-tax net operating income | $1,684,000 | 1,363 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,684,000 | 1,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,684,000 | 1,119 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,684,000 | 1,121 |
| Net charge-offs | $87,000 | 4,389 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,684,000 | 1,087 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 2,857 |
| Total interest expense | $709,000 | 3,908 |
| Net interest income | $2,293,000 | 2,366 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $562,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $423,000 | 973 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $139,000 | 3,091 |
| Total noninterest expense | $1,976,000 | 2,450 |
| Salaries and employee benefits | $704,000 | 3,446 |
| Premises and equipment expense | $174,000 | 3,586 |
| Additional noninterest expense | $1,098,000 | 1,476 |
| Pre-tax net operating income | $854,000 | 1,503 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $854,000 | 1,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $854,000 | 1,285 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $854,000 | 1,286 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $854,000 | 1,215 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,765,000 | 2,865 |
| Total interest expense | $4,075,000 | 3,473 |
| Net interest income | $8,690,000 | 2,497 |
| Provision for loan and lease losses | $803,000 | 3,041 |
| Total noninterest income | $2,555,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,998,000 | 878 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $557,000 | 3,010 |
| Total noninterest expense | $7,214,000 | 2,615 |
| Salaries and employee benefits | $2,859,000 | 3,390 |
| Premises and equipment expense | $721,000 | 3,435 |
| Additional noninterest expense | $3,634,000 | 1,694 |
| Pre-tax net operating income | $3,228,000 | 1,685 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,228,000 | 1,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,228,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,078 |
| Cash dividends | $2,545,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,228,000 | 1,361 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,694,000 | 2,893 |
| Total interest expense | $3,263,000 | 3,413 |
| Net interest income | $6,431,000 | 2,555 |
| Provision for loan and lease losses | $196,000 | 4,251 |
| Total noninterest income | $1,938,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,518,000 | 872 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $420,000 | 3,103 |
| Total noninterest expense | $5,357,000 | 2,633 |
| Salaries and employee benefits | $2,120,000 | 3,454 |
| Premises and equipment expense | $533,000 | 3,492 |
| Additional noninterest expense | $2,704,000 | 1,652 |
| Pre-tax net operating income | $2,816,000 | 1,725 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,816,000 | 1,320 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,816,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 3,106 |
| Cash dividends | $1,625,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,816,000 | 1,392 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 2,899 |
| Total interest expense | $2,339,000 | 3,350 |
| Net interest income | $4,216,000 | 2,592 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $1,289,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,018,000 | 849 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $271,000 | 3,202 |
| Total noninterest expense | $3,530,000 | 2,657 |
| Salaries and employee benefits | $1,406,000 | 3,507 |
| Premises and equipment expense | $353,000 | 3,527 |
| Additional noninterest expense | $1,771,000 | 1,664 |
| Pre-tax net operating income | $1,815,000 | 1,840 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,815,000 | 1,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,815,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,505 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,815,000 | 1,478 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 2,837 |
| Total interest expense | $1,309,000 | 3,233 |
| Net interest income | $2,131,000 | 2,558 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $650,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $509,000 | 843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $1,760,000 | 2,661 |
| Salaries and employee benefits | $699,000 | 3,541 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $887,000 | 1,613 |
| Pre-tax net operating income | $1,009,000 | 1,767 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,009,000 | 1,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,009,000 | 1,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,009,000 | 1,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,718,000 | 2,907 |
| Total interest expense | $5,196,000 | 3,371 |
| Net interest income | $8,522,000 | 2,574 |
| Provision for loan and lease losses | $749,000 | 1,761 |
| Total noninterest income | $2,626,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,118,000 | 838 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $508,000 | 3,287 |
| Total noninterest expense | $6,775,000 | 2,671 |
| Salaries and employee benefits | $2,873,000 | 3,337 |
| Premises and equipment expense | $599,000 | 3,842 |
| Additional noninterest expense | $3,303,000 | 1,693 |
| Pre-tax net operating income | $3,624,000 | 2,149 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,624,000 | 1,742 |
| Extraordinary gains, net | $-5,000 | 8,508 |
| Net income | $3,619,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,254 |
| Cash dividends | $1,598,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,624,000 | 1,733 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,958,000 | 2,992 |
| Total interest expense | $3,737,000 | 3,473 |
| Net interest income | $6,221,000 | 2,647 |
| Provision for loan and lease losses | $182,000 | 3,136 |
| Total noninterest income | $1,919,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,562,000 | 841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $357,000 | 3,417 |
| Total noninterest expense | $5,065,000 | 2,659 |
| Salaries and employee benefits | $2,222,000 | 3,244 |
| Premises and equipment expense | $424,000 | 3,991 |
| Additional noninterest expense | $2,419,000 | 1,680 |
| Pre-tax net operating income | $2,893,000 | 2,174 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,893,000 | 1,749 |
| Extraordinary gains, net | $-5,000 | 8,539 |
| Net income | $2,888,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,445 |
| Cash dividends | $1,598,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,893,000 | 1,735 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 3,070 |
| Total interest expense | $2,355,000 | 3,612 |
| Net interest income | $4,120,000 | 2,682 |
| Provision for loan and lease losses | $137,000 | 2,788 |
| Total noninterest income | $1,353,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,045,000 | 848 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $308,000 | 2,975 |
| Total noninterest expense | $3,385,000 | 2,675 |
| Salaries and employee benefits | $1,556,000 | 3,148 |
| Premises and equipment expense | $263,000 | 4,232 |
| Additional noninterest expense | $1,566,000 | 1,740 |
| Pre-tax net operating income | $1,951,000 | 2,210 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,951,000 | 1,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,951,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,166 |
| Cash dividends | $1,598,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,951,000 | 1,764 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 3,188 |
| Total interest expense | $1,103,000 | 3,755 |
| Net interest income | $2,005,000 | 2,750 |
| Provision for loan and lease losses | $115,000 | 1,841 |
| Total noninterest income | $696,000 | 1,744 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $620,000 | 682 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $1,649,000 | 2,745 |
| Salaries and employee benefits | $730,000 | 3,338 |
| Premises and equipment expense | $190,000 | 3,240 |
| Additional noninterest expense | $729,000 | 1,838 |
| Pre-tax net operating income | $937,000 | 2,277 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $937,000 | 1,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $937,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,469 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $937,000 | 1,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,677,000 | 3,178 |
| Total interest expense | $4,080,000 | 3,551 |
| Net interest income | $7,597,000 | 2,886 |
| Provision for loan and lease losses | $386,000 | 2,339 |
| Total noninterest income | $2,592,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,169,000 | 807 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $423,000 | 3,643 |
| Total noninterest expense | $6,662,000 | 2,629 |
| Salaries and employee benefits | $3,651,000 | 2,650 |
| Premises and equipment expense | $911,000 | 2,687 |
| Additional noninterest expense | $2,100,000 | 2,452 |
| Pre-tax net operating income | $3,141,000 | 2,691 |
| Securities gains (losses) | $-961,000 | 8,581 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,180,000 | 2,918 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,180,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,486 |
| Cash dividends | $1,244,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,141,000 | 2,190 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 3,197 |
| Total interest expense | $2,938,000 | 3,569 |
| Net interest income | $5,655,000 | 2,938 |
| Provision for loan and lease losses | $288,000 | 2,232 |
| Total noninterest income | $1,889,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,561,000 | 847 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 3,581 |
| Total noninterest expense | $4,855,000 | 2,700 |
| Salaries and employee benefits | $2,658,000 | 2,714 |
| Premises and equipment expense | $671,000 | 2,742 |
| Additional noninterest expense | $1,526,000 | 2,515 |
| Pre-tax net operating income | $2,401,000 | 2,746 |
| Securities gains (losses) | $-961,000 | 8,675 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,440,000 | 3,293 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,440,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,343 |
| Cash dividends | $853,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,401,000 | 2,209 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,202 |
| Total interest expense | $1,835,000 | 3,614 |
| Net interest income | $3,794,000 | 2,924 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $1,266,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,043,000 | 836 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 3,528 |
| Total noninterest expense | $3,277,000 | 2,685 |
| Salaries and employee benefits | $1,763,000 | 2,727 |
| Premises and equipment expense | $446,000 | 2,737 |
| Additional noninterest expense | $1,068,000 | 2,422 |
| Pre-tax net operating income | $1,573,000 | 2,786 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,573,000 | 2,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,573,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,224 |
| Cash dividends | $595,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,573,000 | 2,240 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 3,327 |
| Total interest expense | $828,000 | 3,727 |
| Net interest income | $1,783,000 | 3,086 |
| Provision for loan and lease losses | $80,000 | 2,332 |
| Total noninterest income | $714,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $603,000 | 698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $1,629,000 | 2,688 |
| Salaries and employee benefits | $871,000 | 2,763 |
| Premises and equipment expense | $214,000 | 2,842 |
| Additional noninterest expense | $544,000 | 2,356 |
| Pre-tax net operating income | $788,000 | 2,740 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $788,000 | 2,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,405 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $788,000 | 2,205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,722,000 | 3,220 |
| Total interest expense | $2,440,000 | 3,890 |
| Net interest income | $7,282,000 | 2,946 |
| Provision for loan and lease losses | $177,000 | 3,838 |
| Total noninterest income | $2,611,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,267,000 | 767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $344,000 | 4,059 |
| Total noninterest expense | $6,502,000 | 2,550 |
| Salaries and employee benefits | $3,549,000 | 2,568 |
| Premises and equipment expense | $898,000 | 2,607 |
| Additional noninterest expense | $2,055,000 | 2,419 |
| Pre-tax net operating income | $3,214,000 | 2,616 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,211,000 | 2,119 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,211,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $1,798,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,214,000 | 2,096 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 3,187 |
| Total interest expense | $1,725,000 | 3,915 |
| Net interest income | $5,510,000 | 2,902 |
| Provision for loan and lease losses | $133,000 | 3,730 |
| Total noninterest income | $1,926,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,668,000 | 776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,071 |
| Total noninterest expense | $4,731,000 | 2,605 |
| Salaries and employee benefits | $2,564,000 | 2,603 |
| Premises and equipment expense | $671,000 | 2,597 |
| Additional noninterest expense | $1,496,000 | 2,458 |
| Pre-tax net operating income | $2,572,000 | 2,515 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,570,000 | 2,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,570,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,623 |
| Cash dividends | $1,128,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,572,000 | 1,975 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 3,332 |
| Total interest expense | $1,075,000 | 3,936 |
| Net interest income | $3,387,000 | 3,077 |
| Provision for loan and lease losses | $88,000 | 3,638 |
| Total noninterest income | $1,214,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,046,000 | 813 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $168,000 | 4,077 |
| Total noninterest expense | $3,101,000 | 2,616 |
| Salaries and employee benefits | $1,679,000 | 2,634 |
| Premises and equipment expense | $435,000 | 2,637 |
| Additional noninterest expense | $987,000 | 2,462 |
| Pre-tax net operating income | $1,412,000 | 2,885 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,406,000 | 2,338 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,406,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $471,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,412,000 | 2,303 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 3,354 |
| Total interest expense | $504,000 | 4,003 |
| Net interest income | $1,680,000 | 3,087 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $574,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $482,000 | 846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $1,525,000 | 2,669 |
| Salaries and employee benefits | $842,000 | 2,660 |
| Premises and equipment expense | $208,000 | 2,776 |
| Additional noninterest expense | $475,000 | 2,555 |
| Pre-tax net operating income | $685,000 | 2,904 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $679,000 | 2,382 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $679,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $685,000 | 2,331 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 3,326 |
| Total interest expense | $1,765,000 | 4,031 |
| Net interest income | $6,495,000 | 3,083 |
| Provision for loan and lease losses | $254,000 | 3,221 |
| Total noninterest income | $2,284,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,061,000 | 838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $223,000 | 4,886 |
| Total noninterest expense | $6,079,000 | 2,605 |
| Salaries and employee benefits | $3,192,000 | 2,691 |
| Premises and equipment expense | $848,000 | 2,644 |
| Additional noninterest expense | $2,039,000 | 2,379 |
| Pre-tax net operating income | $2,446,000 | 3,065 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $-9,000 | 8,574 |
| Income before extraordinary items | $2,485,000 | 2,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,485,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $1,522,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,455,000 | 2,414 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 3,351 |
| Total interest expense | $1,285,000 | 4,074 |
| Net interest income | $4,798,000 | 3,101 |
| Provision for loan and lease losses | $193,000 | 3,060 |
| Total noninterest income | $1,704,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,530,000 | 854 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 4,794 |
| Total noninterest expense | $4,503,000 | 2,610 |
| Salaries and employee benefits | $2,388,000 | 2,672 |
| Premises and equipment expense | $631,000 | 2,657 |
| Additional noninterest expense | $1,484,000 | 2,415 |
| Pre-tax net operating income | $1,806,000 | 3,139 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $-9,000 | 8,727 |
| Income before extraordinary items | $1,845,000 | 2,505 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,845,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,964 |
| Cash dividends | $1,007,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,815,000 | 2,472 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 3,402 |
| Total interest expense | $829,000 | 4,170 |
| Net interest income | $3,145,000 | 3,150 |
| Provision for loan and lease losses | $122,000 | 3,079 |
| Total noninterest income | $1,095,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $969,000 | 885 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 4,677 |
| Total noninterest expense | $2,988,000 | 2,616 |
| Salaries and employee benefits | $1,612,000 | 2,651 |
| Premises and equipment expense | $414,000 | 2,709 |
| Additional noninterest expense | $962,000 | 2,472 |
| Pre-tax net operating income | $1,130,000 | 3,261 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $-9,000 | 8,788 |
| Income before extraordinary items | $1,165,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $450,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,139,000 | 2,568 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 3,432 |
| Total interest expense | $406,000 | 4,277 |
| Net interest income | $1,564,000 | 3,163 |
| Provision for loan and lease losses | $61,000 | 2,910 |
| Total noninterest income | $527,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $457,000 | 914 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,455,000 | 2,705 |
| Salaries and employee benefits | $772,000 | 2,783 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $486,000 | 2,429 |
| Pre-tax net operating income | $575,000 | 3,187 |
| Securities gains (losses) | $26,000 | 1,575 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $601,000 | 2,489 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $601,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $575,000 | 2,514 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 3,640 |
| Total interest expense | $1,688,000 | 4,539 |
| Net interest income | $5,712,000 | 3,310 |
| Provision for loan and lease losses | $356,000 | 2,818 |
| Total noninterest income | $1,880,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,638,000 | 1,053 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $242,000 | 4,909 |
| Total noninterest expense | $5,321,000 | 2,902 |
| Salaries and employee benefits | $2,757,000 | 2,990 |
| Premises and equipment expense | $755,000 | 2,896 |
| Additional noninterest expense | $1,809,000 | 2,628 |
| Pre-tax net operating income | $1,915,000 | 3,488 |
| Securities gains (losses) | $95,000 | 1,941 |
| Applicable income taxes | $-2,000 | 8,704 |
| Income before extraordinary items | $2,012,000 | 2,852 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,012,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $1,320,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,917,000 | 2,833 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 3,734 |
| Total interest expense | $1,296,000 | 4,582 |
| Net interest income | $4,167,000 | 3,403 |
| Provision for loan and lease losses | $288,000 | 2,595 |
| Total noninterest income | $1,380,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,187,000 | 1,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 4,870 |
| Total noninterest expense | $3,824,000 | 2,996 |
| Salaries and employee benefits | $2,037,000 | 3,040 |
| Premises and equipment expense | $555,000 | 2,946 |
| Additional noninterest expense | $1,232,000 | 2,816 |
| Pre-tax net operating income | $1,435,000 | 3,607 |
| Securities gains (losses) | $95,000 | 1,798 |
| Applicable income taxes | $-2,000 | 8,861 |
| Income before extraordinary items | $1,532,000 | 2,923 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,532,000 | 2,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,473 |
| Cash dividends | $955,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,437,000 | 2,912 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 3,805 |
| Total interest expense | $889,000 | 4,617 |
| Net interest income | $2,714,000 | 3,475 |
| Provision for loan and lease losses | $212,000 | 2,399 |
| Total noninterest income | $891,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $752,000 | 1,129 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $139,000 | 4,696 |
| Total noninterest expense | $2,496,000 | 3,051 |
| Salaries and employee benefits | $1,344,000 | 3,067 |
| Premises and equipment expense | $362,000 | 2,997 |
| Additional noninterest expense | $790,000 | 2,897 |
| Pre-tax net operating income | $897,000 | 3,764 |
| Securities gains (losses) | $55,000 | 1,944 |
| Applicable income taxes | $-2,000 | 8,933 |
| Income before extraordinary items | $954,000 | 3,073 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $954,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $377,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $899,000 | 3,049 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 3,882 |
| Total interest expense | $456,000 | 4,625 |
| Net interest income | $1,311,000 | 3,552 |
| Provision for loan and lease losses | $86,000 | 2,651 |
| Total noninterest income | $401,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $339,000 | 1,229 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $1,184,000 | 3,192 |
| Salaries and employee benefits | $660,000 | 3,106 |
| Premises and equipment expense | $175,000 | 3,086 |
| Additional noninterest expense | $349,000 | 3,200 |
| Pre-tax net operating income | $442,000 | 3,800 |
| Securities gains (losses) | $-13,000 | 9,173 |
| Applicable income taxes | $-2,000 | 8,998 |
| Income before extraordinary items | $431,000 | 3,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $444,000 | 3,050 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 3,783 |
| Total interest expense | $2,236,000 | 4,472 |
| Net interest income | $5,415,000 | 3,414 |
| Provision for loan and lease losses | $477,000 | 2,472 |
| Total noninterest income | $1,600,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,358,000 | 1,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 4,667 |
| Total noninterest expense | $4,728,000 | 3,074 |
| Salaries and employee benefits | $2,381,000 | 3,247 |
| Premises and equipment expense | $760,000 | 2,790 |
| Additional noninterest expense | $1,587,000 | 2,832 |
| Pre-tax net operating income | $1,810,000 | 3,647 |
| Securities gains (losses) | $67,000 | 2,139 |
| Applicable income taxes | $-18,000 | 8,902 |
| Income before extraordinary items | $1,895,000 | 2,926 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,895,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,529 |
| Cash dividends | $1,317,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,828,000 | 2,909 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 3,786 |
| Total interest expense | $3,995,000 | 3,795 |
| Net interest income | $4,585,000 | 3,689 |
| Provision for loan and lease losses | $316,000 | 3,093 |
| Total noninterest income | $1,273,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,069,000 | 1,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $4,059,000 | 3,382 |
| Salaries and employee benefits | $2,139,000 | 3,399 |
| Premises and equipment expense | $656,000 | 3,113 |
| Additional noninterest expense | $1,264,000 | 3,337 |
| Pre-tax net operating income | $1,483,000 | 3,895 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,501,000 | 3,226 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,501,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,760 |
| Cash dividends | $1,630,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,483,000 | 3,144 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,797,000 | 3,797 |
| Total interest expense | $4,960,000 | 3,345 |
| Net interest income | $3,837,000 | 4,321 |
| Provision for loan and lease losses | $221,000 | 3,521 |
| Total noninterest income | $1,229,000 | 2,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $820,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,291 |
| Total noninterest expense | $3,706,000 | 3,536 |
| Salaries and employee benefits | $1,954,000 | 3,540 |
| Premises and equipment expense | $601,000 | 3,271 |
| Additional noninterest expense | $1,151,000 | 3,573 |
| Pre-tax net operating income | $1,139,000 | 4,879 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,092,000 | 4,127 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,092,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,683 |
| Cash dividends | $777,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,139,000 | 3,997 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,323,000 | 4,237 |
| Total interest expense | $3,912,000 | 3,653 |
| Net interest income | $3,411,000 | 4,729 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $903,000 | 3,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $641,000 | 2,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,338 |
| Total noninterest expense | $3,281,000 | 3,908 |
| Salaries and employee benefits | $1,794,000 | 3,753 |
| Premises and equipment expense | $533,000 | 3,574 |
| Additional noninterest expense | $954,000 | 4,164 |
| Pre-tax net operating income | $863,000 | 5,715 |
| Securities gains (losses) | $66,000 | 884 |
| Applicable income taxes | $472,000 | 3,751 |
| Income before extraordinary items | $457,000 | 6,658 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $457,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,186 |
| Cash dividends | $506,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $414,760 | 6,885 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 4,478 |
| Total interest expense | $3,770,000 | 3,863 |
| Net interest income | $3,074,000 | 5,049 |
| Provision for loan and lease losses | $102,000 | 5,052 |
| Total noninterest income | $782,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,964 |
| Total noninterest expense | $2,917,000 | 4,229 |
| Salaries and employee benefits | $1,532,000 | 4,175 |
| Premises and equipment expense | $497,000 | 3,723 |
| Additional noninterest expense | $888,000 | 4,335 |
| Pre-tax net operating income | $837,000 | 5,942 |
| Securities gains (losses) | $83,000 | 1,400 |
| Applicable income taxes | $182,000 | 6,400 |
| Income before extraordinary items | $738,000 | 5,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $738,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $378,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $671,600 | 5,622 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,839 |
| Total interest expense | $3,328,000 | 4,303 |
| Net interest income | $3,046,000 | 5,243 |
| Provision for loan and lease losses | $119,000 | 4,835 |
| Total noninterest income | $1,071,000 | 2,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,513 |
| Total noninterest expense | $2,750,000 | 4,406 |
| Salaries and employee benefits | $1,405,000 | 4,489 |
| Premises and equipment expense | $437,000 | 4,138 |
| Additional noninterest expense | $908,000 | 4,274 |
| Pre-tax net operating income | $1,248,000 | 5,105 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $259,000 | 6,170 |
| Income before extraordinary items | $1,000,000 | 4,722 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,000,000 | 4,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $849,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $991,310 | 4,677 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 5,091 |
| Total interest expense | $3,161,000 | 4,561 |
| Net interest income | $2,985,000 | 5,463 |
| Provision for loan and lease losses | $119,000 | 4,742 |
| Total noninterest income | $678,000 | 4,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,320 |
| Total noninterest expense | $2,553,000 | 4,918 |
| Salaries and employee benefits | $1,231,000 | 5,087 |
| Premises and equipment expense | $440,000 | 4,198 |
| Additional noninterest expense | $882,000 | 4,832 |
| Pre-tax net operating income | $991,000 | 5,764 |
| Securities gains (losses) | $78,000 | 1,076 |
| Applicable income taxes | $335,000 | 5,474 |
| Income before extraordinary items | $734,000 | 5,604 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $734,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $581,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $680,180 | 5,791 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 5,129 |
| Total interest expense | $3,497,000 | 4,160 |
| Net interest income | $2,606,000 | 6,116 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $511,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,328 |
| Total noninterest expense | $2,363,000 | 5,244 |
| Salaries and employee benefits | $1,129,000 | 5,484 |
| Premises and equipment expense | $374,000 | 4,799 |
| Additional noninterest expense | $860,000 | 4,944 |
| Pre-tax net operating income | $746,000 | 7,085 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $147,000 | 8,315 |
| Income before extraordinary items | $564,000 | 6,822 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $564,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $568,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $591,650 | 6,652 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 7,206 |
| Total interest expense | $1,636,000 | 6,511 |
| Net interest income | $1,956,000 | 7,671 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $268,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $1,562,000 | 7,406 |
| Salaries and employee benefits | $717,000 | 7,756 |
| Premises and equipment expense | $254,000 | 6,450 |
| Additional noninterest expense | $591,000 | 7,102 |
| Pre-tax net operating income | $662,000 | 7,639 |
| Securities gains (losses) | $69,000 | 968 |
| Applicable income taxes | $167,000 | 7,982 |
| Income before extraordinary items | $564,000 | 6,808 |
| Extraordinary gains, net | $96,000 | 116 |
| Net income | $660,000 | 6,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $324,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 332 |
| Net operating income | $510,870 | 7,264 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 7,412 |
| Total interest expense | $1,532,000 | 7,104 |
| Net interest income | $2,056,000 | 7,520 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $202,000 | 9,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $1,458,000 | 7,969 |
| Salaries and employee benefits | $634,000 | 8,527 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $625,000 | 7,124 |
| Pre-tax net operating income | $800,000 | 6,809 |
| Securities gains (losses) | $159,000 | 1,923 |
| Applicable income taxes | $206,000 | 7,517 |
| Income before extraordinary items | $753,000 | 5,814 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $753,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $1,460,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $627,390 | 6,341 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 7,748 |
| Total interest expense | $1,726,000 | 7,829 |
| Net interest income | $2,079,000 | 7,549 |
| Provision for loan and lease losses | $-60,000 | 13,645 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,379,000 | 8,378 |
| Salaries and employee benefits | $573,000 | 9,054 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $630,000 | 7,255 |
| Pre-tax net operating income | $953,000 | 5,837 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $270,000 | 6,362 |
| Income before extraordinary items | $708,000 | 5,868 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $708,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 13,317 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $690,000 | 5,647 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.