Home > Inter Savings Bank, fsb D/B/A Interbank, fsb > Income and Expense
Inter Savings Bank, fsb D/B/A Interbank, fsb, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 1,351 |
| Total interest expense | $1,253,000 | 1,013 |
| Net interest income | $3,848,000 | 1,442 |
| Provision for loan and lease losses | $3,886,000 | 206 |
| Total noninterest income | $83,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,052 |
| Total noninterest expense | $2,938,000 | 1,643 |
| Salaries and employee benefits | $816,000 | 2,990 |
| Premises and equipment expense | $436,000 | 1,367 |
| Additional noninterest expense | $1,686,000 | 1,021 |
| Pre-tax net operating income | $-2,893,000 | 7,267 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-2,893,000 | 7,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,893,000 | 7,266 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,893,000 | 7,266 |
| Net charge-offs | $2,001,000 | 408 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,893,000 | 7,265 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,314,000 | 1,227 |
| Total interest expense | $7,245,000 | 818 |
| Net interest income | $16,069,000 | 1,382 |
| Provision for loan and lease losses | $9,982,000 | 421 |
| Total noninterest income | $-958,000 | 7,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 6,528 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-995,000 | 7,196 |
| Total noninterest expense | $11,812,000 | 1,655 |
| Salaries and employee benefits | $3,561,000 | 2,708 |
| Premises and equipment expense | $2,270,000 | 1,098 |
| Additional noninterest expense | $5,981,000 | 1,177 |
| Pre-tax net operating income | $-6,683,000 | 7,133 |
| Securities gains (losses) | $718,000 | 597 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,965,000 | 7,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,965,000 | 7,108 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,965,000 | 7,109 |
| Net charge-offs | $11,956,000 | 381 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,683,000 | 7,127 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,019,000 | 1,201 |
| Total interest expense | $5,858,000 | 791 |
| Net interest income | $12,161,000 | 1,371 |
| Provision for loan and lease losses | $6,392,000 | 504 |
| Total noninterest income | $-834,000 | 7,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 6,561 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-862,000 | 7,303 |
| Total noninterest expense | $8,862,000 | 1,647 |
| Salaries and employee benefits | $2,707,000 | 2,678 |
| Premises and equipment expense | $1,693,000 | 1,127 |
| Additional noninterest expense | $4,462,000 | 1,165 |
| Pre-tax net operating income | $-3,927,000 | 7,176 |
| Securities gains (losses) | $718,000 | 476 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,209,000 | 7,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,209,000 | 7,165 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,209,000 | 7,166 |
| Net charge-offs | $8,387,000 | 408 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,927,000 | 7,200 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,240,000 | 1,192 |
| Total interest expense | $4,308,000 | 732 |
| Net interest income | $7,932,000 | 1,413 |
| Provision for loan and lease losses | $2,893,000 | 707 |
| Total noninterest income | $-520,000 | 7,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-526,000 | 7,388 |
| Total noninterest expense | $6,191,000 | 1,589 |
| Salaries and employee benefits | $1,809,000 | 2,678 |
| Premises and equipment expense | $1,157,000 | 1,100 |
| Additional noninterest expense | $3,225,000 | 1,103 |
| Pre-tax net operating income | $-1,672,000 | 7,128 |
| Securities gains (losses) | $258,000 | 609 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,414,000 | 7,121 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,414,000 | 7,122 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,414,000 | 7,122 |
| Net charge-offs | $4,587,000 | 507 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,672,000 | 7,155 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 1,166 |
| Total interest expense | $2,490,000 | 659 |
| Net interest income | $3,777,000 | 1,475 |
| Provision for loan and lease losses | $609,000 | 1,239 |
| Total noninterest income | $-384,000 | 7,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-390,000 | 7,495 |
| Total noninterest expense | $3,449,000 | 1,436 |
| Salaries and employee benefits | $921,000 | 2,629 |
| Premises and equipment expense | $564,000 | 1,168 |
| Additional noninterest expense | $1,964,000 | 913 |
| Pre-tax net operating income | $-665,000 | 7,165 |
| Securities gains (losses) | $96,000 | 548 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-569,000 | 7,160 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-569,000 | 7,161 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-569,000 | 7,161 |
| Net charge-offs | $2,297,000 | 495 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-665,000 | 7,192 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $29,647,000 | 1,036 |
| Total interest expense | $15,580,000 | 504 |
| Net interest income | $14,067,000 | 1,584 |
| Provision for loan and lease losses | $14,363,000 | 496 |
| Total noninterest income | $-351,000 | 7,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-351,000 | 7,360 |
| Total noninterest expense | $13,593,000 | 1,462 |
| Salaries and employee benefits | $4,058,000 | 2,379 |
| Premises and equipment expense | $2,484,000 | 1,052 |
| Additional noninterest expense | $7,051,000 | 1,046 |
| Pre-tax net operating income | $-14,240,000 | 7,440 |
| Securities gains (losses) | $596,000 | 766 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-13,644,000 | 7,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,644,000 | 7,452 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-13,644,000 | 7,452 |
| Net charge-offs | $16,855,000 | 387 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,240,000 | 7,451 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,890,000 | 1,020 |
| Total interest expense | $12,351,000 | 499 |
| Net interest income | $10,539,000 | 1,608 |
| Provision for loan and lease losses | $13,690,000 | 387 |
| Total noninterest income | $-263,000 | 7,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-263,000 | 7,492 |
| Total noninterest expense | $10,939,000 | 1,368 |
| Salaries and employee benefits | $3,165,000 | 2,296 |
| Premises and equipment expense | $1,921,000 | 1,024 |
| Additional noninterest expense | $5,853,000 | 907 |
| Pre-tax net operating income | $-14,353,000 | 7,619 |
| Securities gains (losses) | $559,000 | 664 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-13,794,000 | 7,625 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-13,794,000 | 7,625 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-13,794,000 | 7,625 |
| Net charge-offs | $15,210,000 | 319 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-14,353,000 | 7,626 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,676,000 | 1,001 |
| Total interest expense | $8,557,000 | 493 |
| Net interest income | $7,119,000 | 1,587 |
| Provision for loan and lease losses | $5,773,000 | 572 |
| Total noninterest income | $-115,000 | 7,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-115,000 | 7,540 |
| Total noninterest expense | $7,096,000 | 1,404 |
| Salaries and employee benefits | $2,175,000 | 2,236 |
| Premises and equipment expense | $1,326,000 | 996 |
| Additional noninterest expense | $3,595,000 | 981 |
| Pre-tax net operating income | $-5,865,000 | 7,589 |
| Securities gains (losses) | $559,000 | 432 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,306,000 | 7,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,306,000 | 7,602 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,306,000 | 7,602 |
| Net charge-offs | $6,902,000 | 443 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,865,000 | 7,619 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,174,000 | 987 |
| Total interest expense | $4,416,000 | 504 |
| Net interest income | $3,758,000 | 1,529 |
| Provision for loan and lease losses | $3,117,000 | 530 |
| Total noninterest income | $306,000 | 2,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $306,000 | 1,820 |
| Total noninterest expense | $3,877,000 | 1,288 |
| Salaries and employee benefits | $1,183,000 | 2,084 |
| Premises and equipment expense | $675,000 | 1,006 |
| Additional noninterest expense | $2,019,000 | 886 |
| Pre-tax net operating income | $-2,930,000 | 7,688 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,930,000 | 7,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,930,000 | 7,711 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,930,000 | 7,711 |
| Net charge-offs | $4,379,000 | 375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,930,000 | 7,704 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $36,448,000 | 924 |
| Total interest expense | $25,420,000 | 440 |
| Net interest income | $11,028,000 | 1,996 |
| Provision for loan and lease losses | $17,905,000 | 533 |
| Total noninterest income | $21,595,000 | 372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $21,595,000 | 265 |
| Total noninterest expense | $33,551,000 | 622 |
| Salaries and employee benefits | $15,956,000 | 592 |
| Premises and equipment expense | $3,316,000 | 815 |
| Additional noninterest expense | $14,279,000 | 577 |
| Pre-tax net operating income | $-18,833,000 | 7,696 |
| Securities gains (losses) | $2,568,000 | 217 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-16,265,000 | 7,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,265,000 | 7,692 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,265,000 | 7,692 |
| Net charge-offs | $15,130,000 | 502 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-18,833,000 | 7,724 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $28,083,000 | 919 |
| Total interest expense | $20,246,000 | 444 |
| Net interest income | $7,837,000 | 2,092 |
| Provision for loan and lease losses | $15,811,000 | 449 |
| Total noninterest income | $18,158,000 | 346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,158,000 | 250 |
| Total noninterest expense | $26,574,000 | 597 |
| Salaries and employee benefits | $12,510,000 | 588 |
| Premises and equipment expense | $2,530,000 | 816 |
| Additional noninterest expense | $11,534,000 | 517 |
| Pre-tax net operating income | $-16,390,000 | 7,843 |
| Securities gains (losses) | $2,568,000 | 181 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-13,822,000 | 7,842 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-13,822,000 | 7,840 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-13,822,000 | 7,841 |
| Net charge-offs | $12,196,000 | 445 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-16,390,000 | 7,868 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,237,000 | 913 |
| Total interest expense | $14,133,000 | 453 |
| Net interest income | $5,104,000 | 2,140 |
| Provision for loan and lease losses | $11,229,000 | 421 |
| Total noninterest income | $15,167,000 | 292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,167,000 | 222 |
| Total noninterest expense | $19,450,000 | 561 |
| Salaries and employee benefits | $9,202,000 | 549 |
| Premises and equipment expense | $1,704,000 | 829 |
| Additional noninterest expense | $8,544,000 | 477 |
| Pre-tax net operating income | $-10,408,000 | 7,925 |
| Securities gains (losses) | $2,568,000 | 144 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-7,840,000 | 7,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,840,000 | 7,907 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,840,000 | 7,907 |
| Net charge-offs | $7,915,000 | 438 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,408,000 | 7,957 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,979,000 | 887 |
| Total interest expense | $7,272,000 | 451 |
| Net interest income | $2,707,000 | 2,020 |
| Provision for loan and lease losses | $2,364,000 | 668 |
| Total noninterest income | $2,408,000 | 657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,408,000 | 448 |
| Total noninterest expense | $8,808,000 | 577 |
| Salaries and employee benefits | $3,848,000 | 651 |
| Premises and equipment expense | $857,000 | 827 |
| Additional noninterest expense | $4,103,000 | 435 |
| Pre-tax net operating income | $-6,057,000 | 8,061 |
| Securities gains (losses) | $1,701,000 | 132 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-4,356,000 | 8,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,356,000 | 8,037 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,356,000 | 8,037 |
| Net charge-offs | $2,332,000 | 541 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,057,000 | 8,083 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $49,141,000 | 756 |
| Total interest expense | $36,982,000 | 438 |
| Net interest income | $12,159,000 | 1,838 |
| Provision for loan and lease losses | $16,500,000 | 423 |
| Total noninterest income | $5,299,000 | 999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,299,000 | 623 |
| Total noninterest expense | $28,573,000 | 699 |
| Salaries and employee benefits | $11,157,000 | 899 |
| Premises and equipment expense | $3,746,000 | 735 |
| Additional noninterest expense | $13,670,000 | 509 |
| Pre-tax net operating income | $-27,615,000 | 8,142 |
| Securities gains (losses) | $4,175,000 | 83 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-23,440,000 | 8,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-23,440,000 | 8,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,510,000 | 347 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-27,615,000 | 8,151 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $38,349,000 | 752 |
| Total interest expense | $28,894,000 | 445 |
| Net interest income | $9,455,000 | 1,784 |
| Provision for loan and lease losses | $11,218,000 | 372 |
| Total noninterest income | $4,198,000 | 1,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,198,000 | 630 |
| Total noninterest expense | $22,263,000 | 660 |
| Salaries and employee benefits | $8,525,000 | 898 |
| Premises and equipment expense | $2,638,000 | 794 |
| Additional noninterest expense | $11,100,000 | 455 |
| Pre-tax net operating income | $-19,828,000 | 8,285 |
| Securities gains (losses) | $3,331,000 | 82 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-16,497,000 | 8,264 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-16,497,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,428,000 | 308 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-19,828,000 | 8,289 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $26,630,000 | 730 |
| Total interest expense | $20,168,000 | 437 |
| Net interest income | $6,462,000 | 1,733 |
| Provision for loan and lease losses | $5,330,000 | 410 |
| Total noninterest income | $2,929,000 | 984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,929,000 | 627 |
| Total noninterest expense | $14,735,000 | 661 |
| Salaries and employee benefits | $5,748,000 | 895 |
| Premises and equipment expense | $1,784,000 | 778 |
| Additional noninterest expense | $7,203,000 | 460 |
| Pre-tax net operating income | $-10,674,000 | 8,361 |
| Securities gains (losses) | $1,997,000 | 116 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-8,677,000 | 8,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,677,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,379,000 | 281 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-10,674,000 | 8,364 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,682,000 | 733 |
| Total interest expense | $10,749,000 | 444 |
| Net interest income | $2,933,000 | 1,904 |
| Provision for loan and lease losses | $2,437,000 | 347 |
| Total noninterest income | $1,249,000 | 1,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,249,000 | 711 |
| Total noninterest expense | $7,744,000 | 622 |
| Salaries and employee benefits | $2,910,000 | 885 |
| Premises and equipment expense | $920,000 | 761 |
| Additional noninterest expense | $3,914,000 | 414 |
| Pre-tax net operating income | $-5,999,000 | 8,435 |
| Securities gains (losses) | $775,000 | 170 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-5,224,000 | 8,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,224,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,941,000 | 293 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-5,999,000 | 8,434 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $58,820,000 | 707 |
| Total interest expense | $43,262,000 | 473 |
| Net interest income | $15,558,000 | 1,441 |
| Provision for loan and lease losses | $3,021,000 | 627 |
| Total noninterest income | $2,137,000 | 2,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,137,000 | 1,317 |
| Total noninterest expense | $15,940,000 | 1,172 |
| Salaries and employee benefits | $7,047,000 | 1,438 |
| Premises and equipment expense | $3,279,000 | 813 |
| Additional noninterest expense | $5,614,000 | 1,012 |
| Pre-tax net operating income | $-1,266,000 | 8,132 |
| Securities gains (losses) | $265,000 | 386 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,001,000 | 8,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,001,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,348,000 | 551 |
| Cash dividends | $1,505,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,266,000 | 8,176 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,574,000 | 707 |
| Total interest expense | $31,956,000 | 483 |
| Net interest income | $11,618,000 | 1,460 |
| Provision for loan and lease losses | $1,827,000 | 556 |
| Total noninterest income | $418,000 | 4,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $418,000 | 3,128 |
| Total noninterest expense | $10,837,000 | 1,275 |
| Salaries and employee benefits | $4,485,000 | 1,683 |
| Premises and equipment expense | $2,331,000 | 844 |
| Additional noninterest expense | $4,021,000 | 1,027 |
| Pre-tax net operating income | $-628,000 | 8,149 |
| Securities gains (losses) | $-276,000 | 8,406 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-904,000 | 8,308 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-904,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 489 |
| Cash dividends | $1,505,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-628,000 | 8,186 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $29,571,000 | 719 |
| Total interest expense | $21,052,000 | 501 |
| Net interest income | $8,519,000 | 1,335 |
| Provision for loan and lease losses | $1,463,000 | 436 |
| Total noninterest income | $556,000 | 3,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $556,000 | 2,099 |
| Total noninterest expense | $5,480,000 | 1,685 |
| Salaries and employee benefits | $2,997,000 | 1,712 |
| Premises and equipment expense | $1,559,000 | 858 |
| Additional noninterest expense | $924,000 | 2,807 |
| Pre-tax net operating income | $2,132,000 | 2,049 |
| Securities gains (losses) | $9,000 | 893 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,141,000 | 1,622 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,141,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 766 |
| Cash dividends | $1,505,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,132,000 | 1,612 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,864,000 | 710 |
| Total interest expense | $10,426,000 | 495 |
| Net interest income | $4,438,000 | 1,289 |
| Provision for loan and lease losses | $578,000 | 480 |
| Total noninterest income | $330,000 | 2,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $330,000 | 1,834 |
| Total noninterest expense | $2,752,000 | 1,685 |
| Salaries and employee benefits | $1,530,000 | 1,702 |
| Premises and equipment expense | $774,000 | 867 |
| Additional noninterest expense | $448,000 | 2,867 |
| Pre-tax net operating income | $1,438,000 | 1,594 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,444,000 | 1,223 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,444,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,323 |
| Cash dividends | $642,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,438,000 | 1,211 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $59,058,000 | 655 |
| Total interest expense | $39,147,000 | 460 |
| Net interest income | $19,911,000 | 1,112 |
| Provision for loan and lease losses | $1,499,000 | 716 |
| Total noninterest income | $1,755,000 | 2,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,755,000 | 1,482 |
| Total noninterest expense | $10,224,000 | 1,747 |
| Salaries and employee benefits | $5,539,000 | 1,768 |
| Premises and equipment expense | $2,867,000 | 886 |
| Additional noninterest expense | $1,818,000 | 2,795 |
| Pre-tax net operating income | $9,943,000 | 983 |
| Securities gains (losses) | $351,000 | 301 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $10,294,000 | 719 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,294,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 945 |
| Cash dividends | $4,081,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,943,000 | 735 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $43,765,000 | 672 |
| Total interest expense | $27,992,000 | 476 |
| Net interest income | $15,773,000 | 1,077 |
| Provision for loan and lease losses | $642,000 | 1,135 |
| Total noninterest income | $1,301,000 | 2,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,301,000 | 1,497 |
| Total noninterest expense | $7,722,000 | 1,731 |
| Salaries and employee benefits | $4,141,000 | 1,772 |
| Premises and equipment expense | $2,096,000 | 910 |
| Additional noninterest expense | $1,485,000 | 2,591 |
| Pre-tax net operating income | $8,710,000 | 893 |
| Securities gains (losses) | $32,000 | 658 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $8,742,000 | 678 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,742,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,260 |
| Cash dividends | $3,495,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,710,000 | 674 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $28,382,000 | 678 |
| Total interest expense | $17,524,000 | 479 |
| Net interest income | $10,858,000 | 1,047 |
| Provision for loan and lease losses | $442,000 | 1,095 |
| Total noninterest income | $781,000 | 2,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $781,000 | 1,622 |
| Total noninterest expense | $4,932,000 | 1,805 |
| Salaries and employee benefits | $2,648,000 | 1,850 |
| Premises and equipment expense | $1,355,000 | 935 |
| Additional noninterest expense | $929,000 | 2,745 |
| Pre-tax net operating income | $6,265,000 | 831 |
| Securities gains (losses) | $17,000 | 643 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $6,282,000 | 633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,282,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $2,580,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,265,000 | 620 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,060,000 | 672 |
| Total interest expense | $8,269,000 | 474 |
| Net interest income | $5,791,000 | 980 |
| Provision for loan and lease losses | $413,000 | 597 |
| Total noninterest income | $448,000 | 2,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $448,000 | 1,455 |
| Total noninterest expense | $2,434,000 | 1,825 |
| Salaries and employee benefits | $1,294,000 | 1,900 |
| Premises and equipment expense | $697,000 | 910 |
| Additional noninterest expense | $443,000 | 2,849 |
| Pre-tax net operating income | $3,392,000 | 775 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $3,400,000 | 589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,400,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $1,301,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,392,000 | 576 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,078,000 | 702 |
| Total interest expense | $23,841,000 | 502 |
| Net interest income | $22,237,000 | 961 |
| Provision for loan and lease losses | $1,149,000 | 920 |
| Total noninterest income | $1,589,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,589,000 | 1,594 |
| Total noninterest expense | $9,189,000 | 1,846 |
| Salaries and employee benefits | $4,902,000 | 1,890 |
| Premises and equipment expense | $2,535,000 | 948 |
| Additional noninterest expense | $1,752,000 | 2,826 |
| Pre-tax net operating income | $13,488,000 | 732 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $13,508,000 | 557 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,508,000 | 557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,044 |
| Cash dividends | $5,639,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,488,000 | 543 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,252,000 | 705 |
| Total interest expense | $16,370,000 | 513 |
| Net interest income | $16,882,000 | 937 |
| Provision for loan and lease losses | $538,000 | 1,318 |
| Total noninterest income | $1,200,000 | 2,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,200,000 | 1,589 |
| Total noninterest expense | $6,880,000 | 1,826 |
| Salaries and employee benefits | $3,668,000 | 1,877 |
| Premises and equipment expense | $1,864,000 | 953 |
| Additional noninterest expense | $1,348,000 | 2,732 |
| Pre-tax net operating income | $10,664,000 | 688 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $10,683,000 | 537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,683,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,574 |
| Cash dividends | $4,609,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,664,000 | 527 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,204,000 | 717 |
| Total interest expense | $9,936,000 | 530 |
| Net interest income | $11,268,000 | 925 |
| Provision for loan and lease losses | $310,000 | 1,464 |
| Total noninterest income | $784,000 | 2,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $784,000 | 1,604 |
| Total noninterest expense | $4,325,000 | 1,917 |
| Salaries and employee benefits | $2,290,000 | 1,977 |
| Premises and equipment expense | $1,212,000 | 967 |
| Additional noninterest expense | $823,000 | 2,940 |
| Pre-tax net operating income | $7,417,000 | 661 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $7,431,000 | 510 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,431,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,602 |
| Cash dividends | $3,218,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,417,000 | 497 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 723 |
| Total interest expense | $4,511,000 | 551 |
| Net interest income | $5,830,000 | 894 |
| Provision for loan and lease losses | $294,000 | 813 |
| Total noninterest income | $336,000 | 2,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $336,000 | 1,751 |
| Total noninterest expense | $2,092,000 | 1,979 |
| Salaries and employee benefits | $1,085,000 | 2,104 |
| Premises and equipment expense | $572,000 | 1,044 |
| Additional noninterest expense | $435,000 | 2,788 |
| Pre-tax net operating income | $3,780,000 | 658 |
| Securities gains (losses) | $14,000 | 908 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $3,794,000 | 505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,794,000 | 505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,469 |
| Cash dividends | $1,641,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,780,000 | 488 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $35,909,000 | 784 |
| Total interest expense | $14,172,000 | 585 |
| Net interest income | $21,737,000 | 906 |
| Provision for loan and lease losses | $1,323,000 | 813 |
| Total noninterest income | $2,032,000 | 2,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,032,000 | 1,299 |
| Total noninterest expense | $7,452,000 | 2,131 |
| Salaries and employee benefits | $4,583,000 | 1,907 |
| Premises and equipment expense | $1,477,000 | 1,575 |
| Additional noninterest expense | $1,392,000 | 3,313 |
| Pre-tax net operating income | $14,994,000 | 616 |
| Securities gains (losses) | $195,000 | 844 |
| Applicable income taxes | $1,039,000 | 2,092 |
| Income before extraordinary items | $14,150,000 | 503 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,150,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,643 |
| Cash dividends | $5,968,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,968,650 | 494 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $25,854,000 | 806 |
| Total interest expense | $9,981,000 | 610 |
| Net interest income | $15,873,000 | 932 |
| Provision for loan and lease losses | $898,000 | 880 |
| Total noninterest income | $1,626,000 | 2,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,626,000 | 1,246 |
| Total noninterest expense | $5,627,000 | 2,121 |
| Salaries and employee benefits | $3,540,000 | 1,840 |
| Premises and equipment expense | $1,042,000 | 1,677 |
| Additional noninterest expense | $1,045,000 | 3,294 |
| Pre-tax net operating income | $10,974,000 | 630 |
| Securities gains (losses) | $176,000 | 831 |
| Applicable income taxes | $1,039,000 | 1,719 |
| Income before extraordinary items | $10,111,000 | 518 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,111,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,710 |
| Cash dividends | $4,212,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,950,840 | 505 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,739,000 | 816 |
| Total interest expense | $6,393,000 | 622 |
| Net interest income | $10,346,000 | 943 |
| Provision for loan and lease losses | $472,000 | 1,063 |
| Total noninterest income | $1,116,000 | 2,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,116,000 | 1,224 |
| Total noninterest expense | $3,545,000 | 2,225 |
| Salaries and employee benefits | $2,244,000 | 1,935 |
| Premises and equipment expense | $624,000 | 1,835 |
| Additional noninterest expense | $677,000 | 3,394 |
| Pre-tax net operating income | $7,445,000 | 612 |
| Securities gains (losses) | $141,000 | 819 |
| Applicable income taxes | $1,185,000 | 1,119 |
| Income before extraordinary items | $6,401,000 | 552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,401,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $2,604,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,282,560 | 535 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 845 |
| Total interest expense | $3,136,000 | 642 |
| Net interest income | $5,095,000 | 967 |
| Provision for loan and lease losses | $267,000 | 905 |
| Total noninterest income | $513,000 | 2,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $513,000 | 1,274 |
| Total noninterest expense | $1,745,000 | 2,278 |
| Salaries and employee benefits | $1,067,000 | 2,067 |
| Premises and equipment expense | $315,000 | 1,848 |
| Additional noninterest expense | $363,000 | 3,187 |
| Pre-tax net operating income | $3,596,000 | 626 |
| Securities gains (losses) | $49,000 | 1,209 |
| Applicable income taxes | $1,185,000 | 649 |
| Income before extraordinary items | $2,460,000 | 682 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,460,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $1,050,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,427,170 | 638 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,099,000 | 878 |
| Total interest expense | $13,323,000 | 664 |
| Net interest income | $18,776,000 | 1,026 |
| Provision for loan and lease losses | $599,000 | 1,882 |
| Total noninterest income | $11,568,000 | 582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,568,000 | 402 |
| Total noninterest expense | $7,868,000 | 2,009 |
| Salaries and employee benefits | $5,135,000 | 1,678 |
| Premises and equipment expense | $1,459,000 | 1,565 |
| Additional noninterest expense | $1,274,000 | 3,557 |
| Pre-tax net operating income | $21,877,000 | 452 |
| Securities gains (losses) | $625,000 | 656 |
| Applicable income taxes | $9,107,000 | 392 |
| Income before extraordinary items | $13,395,000 | 528 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,395,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,995,000 | 506 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,744,000 | 908 |
| Total interest expense | $10,083,000 | 689 |
| Net interest income | $13,661,000 | 1,071 |
| Provision for loan and lease losses | $399,000 | 2,033 |
| Total noninterest income | $1,946,000 | 1,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,946,000 | 1,257 |
| Total noninterest expense | $5,928,000 | 2,010 |
| Salaries and employee benefits | $3,897,000 | 1,668 |
| Premises and equipment expense | $1,069,000 | 1,602 |
| Additional noninterest expense | $962,000 | 3,507 |
| Pre-tax net operating income | $9,280,000 | 736 |
| Securities gains (losses) | $509,000 | 676 |
| Applicable income taxes | $4,030,000 | 608 |
| Income before extraordinary items | $5,759,000 | 881 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,759,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,532 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,433,240 | 864 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,653,000 | 930 |
| Total interest expense | $6,776,000 | 704 |
| Net interest income | $8,877,000 | 1,099 |
| Provision for loan and lease losses | $152,000 | 2,982 |
| Total noninterest income | $1,274,000 | 1,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,274,000 | 1,273 |
| Total noninterest expense | $3,634,000 | 2,162 |
| Salaries and employee benefits | $2,378,000 | 1,806 |
| Premises and equipment expense | $670,000 | 1,697 |
| Additional noninterest expense | $586,000 | 3,766 |
| Pre-tax net operating income | $6,365,000 | 714 |
| Securities gains (losses) | $350,000 | 729 |
| Applicable income taxes | $2,663,000 | 610 |
| Income before extraordinary items | $4,052,000 | 833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,052,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,828,000 | 815 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 940 |
| Total interest expense | $3,340,000 | 729 |
| Net interest income | $4,503,000 | 1,086 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $673,000 | 1,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $673,000 | 1,193 |
| Total noninterest expense | $1,785,000 | 2,191 |
| Salaries and employee benefits | $1,153,000 | 1,852 |
| Premises and equipment expense | $330,000 | 1,730 |
| Additional noninterest expense | $302,000 | 3,641 |
| Pre-tax net operating income | $3,326,000 | 688 |
| Securities gains (losses) | $133,000 | 847 |
| Applicable income taxes | $1,387,000 | 598 |
| Income before extraordinary items | $2,072,000 | 814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,072,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,986,880 | 778 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,939,000 | 1,065 |
| Total interest expense | $13,934,000 | 807 |
| Net interest income | $15,005,000 | 1,287 |
| Provision for loan and lease losses | $868,000 | 1,527 |
| Total noninterest income | $2,227,000 | 1,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,227,000 | 1,219 |
| Total noninterest expense | $6,079,000 | 2,426 |
| Salaries and employee benefits | $3,697,000 | 2,163 |
| Premises and equipment expense | $1,203,000 | 1,845 |
| Additional noninterest expense | $1,179,000 | 3,655 |
| Pre-tax net operating income | $10,285,000 | 848 |
| Securities gains (losses) | $294,000 | 909 |
| Applicable income taxes | $4,264,000 | 686 |
| Income before extraordinary items | $6,315,000 | 992 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,315,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,924 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,126,840 | 980 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,203,000 | 1,469 |
| Total interest expense | $15,124,000 | 1,068 |
| Net interest income | $8,079,000 | 2,223 |
| Provision for loan and lease losses | $585,000 | 1,947 |
| Total noninterest income | $1,852,000 | 2,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,852,000 | 1,316 |
| Total noninterest expense | $4,475,000 | 3,105 |
| Salaries and employee benefits | $2,699,000 | 2,760 |
| Premises and equipment expense | $923,000 | 2,312 |
| Additional noninterest expense | $853,000 | 4,586 |
| Pre-tax net operating income | $4,871,000 | 1,478 |
| Securities gains (losses) | $184,000 | 1,268 |
| Applicable income taxes | $1,939,000 | 1,215 |
| Income before extraordinary items | $3,116,000 | 1,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,116,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,998,240 | 1,682 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,531,000 | 1,775 |
| Total interest expense | $13,650,000 | 1,277 |
| Net interest income | $5,881,000 | 3,009 |
| Provision for loan and lease losses | $538,000 | 1,771 |
| Total noninterest income | $1,406,000 | 2,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,406,000 | 1,459 |
| Total noninterest expense | $3,561,000 | 3,650 |
| Salaries and employee benefits | $2,118,000 | 3,301 |
| Premises and equipment expense | $750,000 | 2,723 |
| Additional noninterest expense | $693,000 | 5,211 |
| Pre-tax net operating income | $3,188,000 | 2,268 |
| Securities gains (losses) | $171,000 | 447 |
| Applicable income taxes | $1,291,000 | 1,709 |
| Income before extraordinary items | $2,068,000 | 2,479 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,068,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,958,560 | 2,615 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,351,000 | 2,844 |
| Total interest expense | $7,142,000 | 2,089 |
| Net interest income | $4,209,000 | 3,998 |
| Provision for loan and lease losses | $468,000 | 1,871 |
| Total noninterest income | $726,000 | 3,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $726,000 | 2,316 |
| Total noninterest expense | $2,545,000 | 4,816 |
| Salaries and employee benefits | $1,400,000 | 4,586 |
| Premises and equipment expense | $592,000 | 3,296 |
| Additional noninterest expense | $553,000 | 6,126 |
| Pre-tax net operating income | $1,922,000 | 3,434 |
| Securities gains (losses) | $38,000 | 1,095 |
| Applicable income taxes | $697,000 | 2,907 |
| Income before extraordinary items | $1,263,000 | 3,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,263,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,238,680 | 3,745 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 4,208 |
| Total interest expense | $4,694,000 | 3,175 |
| Net interest income | $2,697,000 | 5,555 |
| Provision for loan and lease losses | $222,000 | 3,296 |
| Total noninterest income | $650,000 | 4,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $650,000 | 2,510 |
| Total noninterest expense | $2,049,000 | 5,507 |
| Salaries and employee benefits | $1,014,000 | 5,734 |
| Premises and equipment expense | $584,000 | 3,246 |
| Additional noninterest expense | $451,000 | 6,795 |
| Pre-tax net operating income | $1,076,000 | 5,197 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $145,000 | 6,914 |
| Income before extraordinary items | $931,000 | 4,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $931,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $931,000 | 4,635 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 5,759 |
| Total interest expense | $2,997,000 | 4,715 |
| Net interest income | $2,060,000 | 6,792 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $1,023,000 | 2,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,023,000 | 1,708 |
| Total noninterest expense | $1,789,000 | 6,086 |
| Salaries and employee benefits | $838,000 | 6,597 |
| Premises and equipment expense | $503,000 | 3,680 |
| Additional noninterest expense | $448,000 | 6,945 |
| Pre-tax net operating income | $1,129,000 | 5,435 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $10,000 | 9,895 |
| Income before extraordinary items | $1,119,000 | 4,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,119,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,288 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,119,000 | 4,237 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 6,650 |
| Total interest expense | $2,206,000 | 6,041 |
| Net interest income | $2,018,000 | 7,109 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $891,000 | 3,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $891,000 | 1,963 |
| Total noninterest expense | $2,244,000 | 5,450 |
| Salaries and employee benefits | $868,000 | 6,623 |
| Premises and equipment expense | $506,000 | 3,743 |
| Additional noninterest expense | $870,000 | 4,871 |
| Pre-tax net operating income | $608,000 | 7,374 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $12,000 | 10,336 |
| Income before extraordinary items | $596,000 | 6,296 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $596,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $596,000 | 6,233 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 6,684 |
| Total interest expense | $2,288,000 | 5,911 |
| Net interest income | $2,015,000 | 7,271 |
| Provision for loan and lease losses | $176,000 | 3,326 |
| Total noninterest income | $513,000 | 5,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $513,000 | 2,825 |
| Total noninterest expense | $3,068,000 | 4,201 |
| Salaries and employee benefits | $1,271,000 | 4,960 |
| Premises and equipment expense | $519,000 | 3,641 |
| Additional noninterest expense | $1,278,000 | 3,553 |
| Pre-tax net operating income | $-716,000 | 11,842 |
| Securities gains (losses) | $53,000 | 1,271 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-663,000 | 11,827 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-663,000 | 11,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-716,000 | 11,825 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 5,996 |
| Total interest expense | $1,755,000 | 6,189 |
| Net interest income | $2,902,000 | 5,738 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $972,000 | 3,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $972,000 | 1,871 |
| Total noninterest expense | $7,903,000 | 1,832 |
| Salaries and employee benefits | $4,697,000 | 1,437 |
| Premises and equipment expense | $954,000 | 2,119 |
| Additional noninterest expense | $2,252,000 | 2,330 |
| Pre-tax net operating income | $-4,174,000 | 12,572 |
| Securities gains (losses) | $3,203,000 | 61 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $-1,225,000 | 12,445 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,225,000 | 12,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-690,000 | 12,564 |
| Net operating income | $-4,428,000 | 12,547 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 11,272 |
| Total interest expense | $443,000 | 11,987 |
| Net interest income | $1,042,000 | 10,621 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $293,000 | 7,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $293,000 | 4,529 |
| Total noninterest expense | $1,555,000 | 7,630 |
| Salaries and employee benefits | $1,011,000 | 6,067 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $422,000 | 9,008 |
| Pre-tax net operating income | $-220,000 | 12,707 |
| Securities gains (losses) | $726,000 | 690 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $298,000 | 9,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $298,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,603,000 | 180 |
| Net operating income | $-166,640 | 12,648 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 7,836 |
| Total interest expense | $1,500,000 | 8,510 |
| Net interest income | $2,253,000 | 7,113 |
| Provision for loan and lease losses | $318,000 | 3,992 |
| Total noninterest income | $233,000 | 8,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $233,000 | 5,197 |
| Total noninterest expense | $1,442,000 | 8,126 |
| Salaries and employee benefits | $412,000 | 10,718 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $852,000 | 5,781 |
| Pre-tax net operating income | $726,000 | 6,962 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $329,000 | 8,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $329,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $329,000 | 8,583 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.