Inter-Community Bank, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$9,229,000	3,773
Total interest expense	$4,075,000	4,006
Net interest income	$5,154,000	3,534
Provision for loan and lease losses	$1,441,000	1,444
Total noninterest income	$792,000	4,010
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$563,000	2,454
Trading account gains and fees	$0	504
Additional Noninterest Income	$229,000	5,251
Total noninterest expense	$4,563,000	3,118
Salaries and employee benefits	$1,923,000	3,321
Premises and equipment expense	$1,027,000	2,047
Additional noninterest expense	$1,613,000	3,387
Pre-tax net operating income	$-58,000	12,872
Securities gains (losses)	$52,000	4,050
Applicable income taxes	$25,000	11,957
Income before extraordinary items	$-30,000	12,962
Extraordinary gains, net	$307,000	304
Net income	$276,000	9,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,942,000	976
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-82,000	12,879

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.