Home > Inter-City Federal Savings Bank > Income and Expense
Inter-City Federal Savings Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 7,152 |
| Total interest expense | $1,795,000 | 6,563 |
| Net interest income | $1,522,000 | 7,644 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $218,000 | 4,743 |
| Total noninterest expense | $1,209,000 | 7,521 |
| Salaries and employee benefits | $654,000 | 7,455 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $327,000 | 7,872 |
| Pre-tax net operating income | $503,000 | 7,346 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $182,000 | 6,400 |
| Income before extraordinary items | $321,000 | 7,710 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $321,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $321,000 | 7,624 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 7,667 |
| Total interest expense | $1,626,000 | 7,057 |
| Net interest income | $1,448,000 | 8,108 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $212,000 | 7,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $212,000 | 4,828 |
| Total noninterest expense | $1,040,000 | 8,210 |
| Salaries and employee benefits | $576,000 | 8,077 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $593,000 | 7,466 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $365,000 | 7,880 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $365,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $94,000 | 6,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $365,000 | 7,824 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 8,330 |
| Total interest expense | $1,472,000 | 7,638 |
| Net interest income | $1,286,000 | 8,804 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $194,000 | 8,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $194,000 | 5,254 |
| Total noninterest expense | $1,154,000 | 8,139 |
| Salaries and employee benefits | $525,000 | 8,673 |
| Premises and equipment expense | $82,000 | 9,755 |
| Additional noninterest expense | $547,000 | 6,707 |
| Pre-tax net operating income | $302,000 | 9,117 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $106,000 | 8,649 |
| Income before extraordinary items | $196,000 | 9,337 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $196,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $307,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 649 |
| Net operating income | $196,000 | 9,279 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 8,889 |
| Total interest expense | $1,315,000 | 8,231 |
| Net interest income | $1,234,000 | 9,241 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $154,000 | 9,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $908,000 | 9,330 |
| Salaries and employee benefits | $501,000 | 9,110 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $329,000 | 8,926 |
| Pre-tax net operating income | $460,000 | 8,688 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $172,000 | 7,892 |
| Income before extraordinary items | $288,000 | 9,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $288,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $51,000 | 7,725 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $288,000 | 9,025 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 9,335 |
| Total interest expense | $1,159,000 | 8,063 |
| Net interest income | $1,094,000 | 10,087 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $128,000 | 10,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $865,000 | 9,927 |
| Salaries and employee benefits | $480,000 | 9,570 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $302,000 | 9,939 |
| Pre-tax net operating income | $341,000 | 9,804 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $128,000 | 8,751 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $51,000 | 7,890 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,101 |
| Net operating income | $213,000 | 10,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 9,658 |
| Total interest expense | $1,193,000 | 8,277 |
| Net interest income | $1,069,000 | 10,529 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $177,000 | 6,042 |
| Total noninterest expense | $827,000 | 10,538 |
| Salaries and employee benefits | $457,000 | 10,073 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $298,000 | 10,480 |
| Pre-tax net operating income | $411,000 | 9,328 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $280,000 | 9,695 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $280,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,115 |
| Net operating income | $280,000 | 9,439 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 10,313 |
| Total interest expense | $1,372,000 | 8,953 |
| Net interest income | $911,000 | 11,467 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $672,000 | 11,668 |
| Salaries and employee benefits | $334,000 | 11,626 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $359,000 | 9,595 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $241,000 | 10,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $241,000 | 10,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $241,000 | 9,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.