Home > Inter-City Federal Savings Bank > Assets and Liabilities
Inter-City Federal Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $44,400,000 | 7,408 |
| Cash and due from depository institutions | $6,107,000 | 7,418 |
| Interest-bearing balances | $5,496,000 | 1,113 |
| Securities | $2,258,000 | 9,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $34,794,000 | 6,183 |
| Loan loss allowance | $122,000 | 9,427 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $449,000 | 8,001 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $792,000 | 6,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,400,000 | 7,408 |
| Total liabilities | $39,250,000 | 7,424 |
| Total deposits | $38,580,000 | 7,297 |
| Interest-bearing deposits | $35,568,000 | 7,013 |
| Deposits held in domestic offices | $38,580,000 | 7,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $454,000 | 4,267 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $216,000 | 8,430 |
| Total equity capital | $5,150,000 | 6,977 |
| Total bank equity capital | $5,150,000 | 6,977 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $1,142,000 | 6,913 |
| Undivided profits | $4,007,000 | 5,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $343,000 | 6,071 |
| Earning assets | $42,548,000 | 7,226 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $42,520,800 | 7,355 |
| Average Assets, quarterly | $44,016,000 | 7,367 |
| Volatile liabilities | $8,271,000 | 5,550 |
| Insider loans | $439,000 | 5,628 |
| FHLB advances | $454,000 | 710 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $852,000 | 8,846 |
| Tier 1 (core) risk-based capital | $5,150,000 | 6,817 |
| Tier 2 risk-based capital | $122,000 | 9,253 |
| Total risk weighted assets | $30,148,000 | 6,898 |
| Total unused commitments | $852,000 | 8,854 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $40,899,000 | 7,823 |
| Cash and due from depository institutions | $4,280,000 | 7,503 |
| Interest-bearing balances | $3,865,000 | 1,136 |
| Securities | $2,004,000 | 10,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $33,543,000 | 6,475 |
| Loan loss allowance | $117,000 | 9,867 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $424,000 | 8,280 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $648,000 | 7,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,899,000 | 7,823 |
| Total liabilities | $35,941,000 | 7,877 |
| Total deposits | $35,182,000 | 7,779 |
| Interest-bearing deposits | $34,813,000 | 7,219 |
| Deposits held in domestic offices | $35,182,000 | 7,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $505,000 | 4,000 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $254,000 | 8,325 |
| Total equity capital | $4,958,000 | 7,202 |
| Total bank equity capital | $4,958,000 | 7,202 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $1,143,000 | 7,070 |
| Undivided profits | $3,814,000 | 5,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $270,000 | 7,220 |
| Earning assets | $39,412,000 | 7,629 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $37,865,000 | 7,933 |
| Average Assets, quarterly | $39,845,000 | 7,871 |
| Volatile liabilities | $6,997,000 | 6,130 |
| Insider loans | $421,000 | 5,852 |
| FHLB advances | $505,000 | 737 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $512,000 | 9,559 |
| Tier 1 (core) risk-based capital | $4,958,000 | 7,044 |
| Tier 2 risk-based capital | $117,000 | 9,650 |
| Total risk weighted assets | $25,703,000 | 7,565 |
| Total unused commitments | $512,000 | 9,567 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $34,029,000 | 8,779 |
| Cash and due from depository institutions | $1,869,000 | 8,534 |
| Interest-bearing balances | $1,429,000 | 1,988 |
| Securities | $565,000 | 11,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $30,556,000 | 6,885 |
| Loan loss allowance | $100,000 | 10,523 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $447,000 | 8,357 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $592,000 | 8,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,029,000 | 8,779 |
| Total liabilities | $29,336,000 | 8,888 |
| Total deposits | $28,370,000 | 8,859 |
| Interest-bearing deposits | $28,370,000 | 8,272 |
| Deposits held in domestic offices | $28,370,000 | 8,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $554,000 | 3,854 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $412,000 | 6,683 |
| Total equity capital | $4,693,000 | 7,513 |
| Total bank equity capital | $4,693,000 | 7,513 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000 | 10,166 |
| Surplus | $1,139,000 | 7,295 |
| Undivided profits | $3,550,000 | 5,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 7,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $220,000 | 8,139 |
| Earning assets | $32,550,000 | 8,607 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $33,804,000 | 8,632 |
| Average Assets, quarterly | $34,714,000 | 8,648 |
| Volatile liabilities | $3,946,000 | 7,811 |
| Insider loans | $320,000 | 6,678 |
| FHLB advances | $554,000 | 835 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $25,000 | 10,875 |
| Tier 1 (core) risk-based capital | $4,693,000 | 7,401 |
| Tier 2 risk-based capital | $100,000 | 10,315 |
| Total risk weighted assets | $23,056,000 | 8,108 |
| Total unused commitments | $25,000 | 10,876 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $32,572,000 | 9,215 |
| Cash and due from depository institutions | $1,908,000 | 8,895 |
| Interest-bearing balances | $1,623,000 | 2,033 |
| Securities | $593,000 | 11,725 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $29,025,000 | 7,134 |
| Loan loss allowance | $87,000 | 11,167 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $441,000 | 8,615 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $605,000 | 8,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,572,000 | 9,215 |
| Total liabilities | $27,897,000 | 9,351 |
| Total deposits | $27,094,000 | 9,328 |
| Interest-bearing deposits | $26,429,000 | 8,814 |
| Deposits held in domestic offices | $27,094,000 | 9,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $600,000 | 3,304 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $203,000 | 9,658 |
| Total equity capital | $4,675,000 | 7,650 |
| Total bank equity capital | $4,675,000 | 7,650 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,010,000 | 7,709 |
| Undivided profits | $3,664,000 | 5,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $231,000 | 8,242 |
| Earning assets | $31,241,000 | 9,020 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $31,698,200 | 9,152 |
| Average Assets, quarterly | $32,316,000 | 9,193 |
| Volatile liabilities | $3,670,000 | 7,933 |
| Insider loans | $255,000 | 7,461 |
| FHLB advances | $600,000 | 786 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $280,000 | 10,538 |
| Tier 1 (core) risk-based capital | $4,675,000 | 7,528 |
| Tier 2 risk-based capital | $87,000 | 10,940 |
| Total risk weighted assets | $21,609,000 | 8,505 |
| Total unused commitments | $280,000 | 10,545 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $31,577,000 | 9,577 |
| Cash and due from depository institutions | $823,000 | 9,330 |
| Interest-bearing balances | $580,000 | 3,163 |
| Securities | $1,888,000 | 12,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $27,844,000 | 7,357 |
| Loan loss allowance | $85,000 | 11,768 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $485,000 | 8,581 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $537,000 | 9,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,577,000 | 9,577 |
| Total liabilities | $27,146,000 | 9,754 |
| Total deposits | $26,868,000 | 9,643 |
| Interest-bearing deposits | $26,868,000 | 8,956 |
| Deposits held in domestic offices | $26,868,000 | 9,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $100,000 | 4,781 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $178,000 | 9,442 |
| Total equity capital | $4,431,000 | 7,712 |
| Total bank equity capital | $4,431,000 | 7,712 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $1,002,000 | 7,902 |
| Undivided profits | $3,428,000 | 5,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $179,000 | 8,976 |
| Earning assets | $30,312,000 | 9,336 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $31,312,200 | 9,522 |
| Average Assets, quarterly | $31,362,500 | 9,575 |
| Volatile liabilities | $4,316,000 | 7,272 |
| Insider loans | $273,000 | 7,392 |
| FHLB advances | $100,000 | 982 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $249,000 | 11,025 |
| Tier 1 (core) risk-based capital | $4,431,000 | 7,789 |
| Tier 2 risk-based capital | $85,000 | 11,500 |
| Total risk weighted assets | $19,586,000 | 9,062 |
| Total unused commitments | $249,000 | 11,028 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $31,218,000 | 10,003 |
| Cash and due from depository institutions | $1,813,000 | 9,718 |
| Interest-bearing balances | $1,535,000 | 2,802 |
| Securities | $1,631,000 | 12,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $26,866,000 | 7,481 |
| Loan loss allowance | $79,000 | 12,454 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $451,000 | 9,038 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $457,000 | 9,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,218,000 | 10,003 |
| Total liabilities | $26,957,000 | 10,173 |
| Total deposits | $26,597,000 | 10,081 |
| Interest-bearing deposits | $25,505,000 | 9,555 |
| Deposits held in domestic offices | $26,597,000 | 10,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $200,000 | 4,021 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $160,000 | 10,140 |
| Total equity capital | $4,261,000 | 8,060 |
| Total bank equity capital | $4,261,000 | 8,060 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $995,000 | 8,462 |
| Undivided profits | $3,265,000 | 5,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 10,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $142,000 | 9,715 |
| Earning assets | $30,032,000 | 9,749 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $30,682,400 | 9,928 |
| Average Assets, quarterly | $30,835,000 | 9,999 |
| Volatile liabilities | $3,718,000 | 7,609 |
| Insider loans | $314,000 | 7,141 |
| FHLB advances | $200,000 | 798 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $173,000 | 11,560 |
| Tier 1 (core) risk-based capital | $4,261,000 | 7,988 |
| Tier 2 risk-based capital | $0 | 13,107 |
| Total risk weighted assets | $18,753,000 | 9,460 |
| Total unused commitments | $173,000 | 11,566 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $30,137,000 | 10,408 |
| Cash and due from depository institutions | $2,933,000 | 11,041 |
| Interest-bearing balances | $2,714,000 | 2,246 |
| Securities | $1,393,000 | 13,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $24,869,000 | 7,923 |
| Loan loss allowance | $75,000 | 13,015 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $461,000 | 9,182 |
| Other real estate owned | $17,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $464,000 | 10,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,137,000 | 10,408 |
| Total liabilities | $26,121,000 | 10,594 |
| Total deposits | $25,701,000 | 10,535 |
| Interest-bearing deposits | $25,141,000 | 9,914 |
| Deposits held in domestic offices | $25,701,000 | 10,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $300,000 | 3,565 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $120,000 | 11,872 |
| Total equity capital | $4,016,000 | 8,251 |
| Total bank equity capital | $4,016,000 | 8,251 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $981,000 | 8,527 |
| Undivided profits | $3,034,000 | 5,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 8,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $141,000 | 10,284 |
| Earning assets | $28,976,000 | 10,112 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $28,686,600 | 10,465 |
| Average Assets, quarterly | $29,418,500 | 10,462 |
| Volatile liabilities | $3,136,000 | 8,388 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $300,000 | 791 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $619,000 | 10,197 |
| Tier 1 (core) risk-based capital | $4,016,000 | 8,185 |
| Tier 2 risk-based capital | $75,000 | 12,597 |
| Total risk weighted assets | $16,751,000 | 10,164 |
| Total unused commitments | $619,000 | 10,221 |
| Derivatives | $0 | 651 |