Home > Inter-Boro Savings and Loan Association > Income and Expense
Inter-Boro Savings and Loan Association, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $51,199,000 | 682 |
| Total interest expense | $29,117,000 | 591 |
| Net interest income | $22,082,000 | 817 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $1,257,000 | 2,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,257,000 | 1,500 |
| Total noninterest expense | $13,788,000 | 993 |
| Salaries and employee benefits | $10,269,000 | 671 |
| Premises and equipment expense | $1,800,000 | 1,108 |
| Additional noninterest expense | $1,719,000 | 2,409 |
| Pre-tax net operating income | $9,521,000 | 848 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,318,000 | 855 |
| Income before extraordinary items | $6,203,000 | 890 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,203,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,203,000 | 866 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $50,991,000 | 724 |
| Total interest expense | $27,867,000 | 652 |
| Net interest income | $23,124,000 | 806 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $1,741,000 | 2,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,741,000 | 1,277 |
| Total noninterest expense | $17,838,000 | 873 |
| Salaries and employee benefits | $9,741,000 | 718 |
| Premises and equipment expense | $1,709,000 | 1,213 |
| Additional noninterest expense | $6,388,000 | 947 |
| Pre-tax net operating income | $6,994,000 | 1,072 |
| Securities gains (losses) | $70,000 | 1,143 |
| Applicable income taxes | $2,728,000 | 946 |
| Income before extraordinary items | $4,336,000 | 1,173 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,336,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,291,200 | 1,164 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $49,915,000 | 760 |
| Total interest expense | $25,963,000 | 708 |
| Net interest income | $23,952,000 | 803 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $2,031,000 | 1,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,031,000 | 1,115 |
| Total noninterest expense | $13,142,000 | 1,137 |
| Salaries and employee benefits | $8,791,000 | 799 |
| Premises and equipment expense | $1,651,000 | 1,260 |
| Additional noninterest expense | $2,700,000 | 1,850 |
| Pre-tax net operating income | $12,805,000 | 676 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $4,335,000 | 678 |
| Income before extraordinary items | $8,468,000 | 691 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,468,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $8,469,320 | 679 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $42,590,000 | 798 |
| Total interest expense | $24,927,000 | 602 |
| Net interest income | $17,663,000 | 1,041 |
| Provision for loan and lease losses | $658,000 | 1,255 |
| Total noninterest income | $1,409,000 | 2,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,409,000 | 1,451 |
| Total noninterest expense | $9,562,000 | 1,543 |
| Salaries and employee benefits | $5,317,000 | 1,259 |
| Premises and equipment expense | $1,615,000 | 1,292 |
| Additional noninterest expense | $2,630,000 | 2,051 |
| Pre-tax net operating income | $8,852,000 | 879 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,994,000 | 871 |
| Income before extraordinary items | $5,858,000 | 892 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,858,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $56,600,000 | 25 |
| Net operating income | $5,858,000 | 900 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $45,361,000 | 750 |
| Total interest expense | $27,198,000 | 568 |
| Net interest income | $18,163,000 | 1,009 |
| Provision for loan and lease losses | $403,000 | 2,447 |
| Total noninterest income | $1,486,000 | 2,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,486,000 | 1,566 |
| Total noninterest expense | $8,563,000 | 1,760 |
| Salaries and employee benefits | $4,551,000 | 1,489 |
| Premises and equipment expense | $1,568,000 | 1,361 |
| Additional noninterest expense | $2,444,000 | 2,286 |
| Pre-tax net operating income | $10,683,000 | 681 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,458,000 | 743 |
| Income before extraordinary items | $7,225,000 | 722 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,225,000 | 748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,294,000 | 959 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,225,000 | 675 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $52,168,000 | 755 |
| Total interest expense | $32,618,000 | 622 |
| Net interest income | $19,550,000 | 960 |
| Provision for loan and lease losses | $937,000 | 1,915 |
| Total noninterest income | $679,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $679,000 | 2,596 |
| Total noninterest expense | $8,432,000 | 1,800 |
| Salaries and employee benefits | $4,297,000 | 1,549 |
| Premises and equipment expense | $1,574,000 | 1,378 |
| Additional noninterest expense | $2,561,000 | 2,275 |
| Pre-tax net operating income | $10,860,000 | 590 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $3,954,000 | 595 |
| Income before extraordinary items | $6,960,000 | 679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,960,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $840,000 | 1,755 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,925,440 | 625 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.