Home > Inter-Boro Savings and Loan Association > Assets and Liabilities
Inter-Boro Savings and Loan Association, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 132 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $727,786,000 | 684 |
| Cash and due from depository institutions | $15,206,000 | 1,334 |
| Interest-bearing balances | $10,462,000 | 416 |
| Securities | $460,770,000 | 315 |
| Federal funds sold & reverse repurchase agreements | $17,600,000 | 752 |
| Net loans & leases | $217,185,000 | 1,326 |
| Loan loss allowance | $1,122,000 | 3,041 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,689,000 | 1,159 |
| Other real estate owned | $0 | 1,334 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $10,336,000 | 851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $727,786,000 | 684 |
| Total liabilities | $599,433,000 | 738 |
| Total deposits | $561,994,000 | 675 |
| Interest-bearing deposits | $559,690,000 | 595 |
| Deposits held in domestic offices | $561,994,000 | 671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $33,083,000 | 728 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,356,000 | 1,128 |
| Total equity capital | $128,353,000 | 399 |
| Total bank equity capital | $128,353,000 | 399 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $63,293,000 | 356 |
| Undivided profits | $65,059,000 | 390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 2,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,002,000 | 2,258 |
| Earning assets | $706,017,000 | 652 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $735,466,800 | 649 |
| Average Assets, quarterly | $731,026,000 | 676 |
| Volatile liabilities | $80,939,000 | 969 |
| Insider loans | $308,000 | 6,583 |
| FHLB advances | $33,083,000 | 235 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,226,000 | 4,250 |
| Tier 1 (core) risk-based capital | $126,831,000 | 366 |
| Tier 2 risk-based capital | $1,074,000 | 2,742 |
| Total risk weighted assets | $208,394,000 | 1,360 |
| Total unused commitments | $7,226,000 | 4,252 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 134 | 1,388 |
| Assets and Liabilities | ||
| Total Assets: | $745,992,000 | 708 |
| Cash and due from depository institutions | $48,387,000 | 1,388 |
| Interest-bearing balances | $42,868,000 | 110 |
| Securities | $468,897,000 | 322 |
| Federal funds sold & reverse repurchase agreements | $19,800,000 | 667 |
| Net loans & leases | $190,865,000 | 1,524 |
| Loan loss allowance | $1,082,000 | 3,284 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,989,000 | 1,109 |
| Other real estate owned | $0 | 1,388 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $11,054,000 | 835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $745,992,000 | 708 |
| Total liabilities | $619,255,000 | 738 |
| Total deposits | $577,250,000 | 700 |
| Interest-bearing deposits | $575,122,000 | 613 |
| Deposits held in domestic offices | $577,250,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $37,912,000 | 682 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,093,000 | 1,154 |
| Total equity capital | $126,737,000 | 418 |
| Total bank equity capital | $126,737,000 | 418 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $51,929,000 | 423 |
| Undivided profits | $74,807,000 | 353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $913,000 | 2,476 |
| Earning assets | $722,430,000 | 667 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $731,403,800 | 690 |
| Average Assets, quarterly | $738,540,500 | 706 |
| Volatile liabilities | $88,794,000 | 941 |
| Insider loans | $221,000 | 7,540 |
| FHLB advances | $37,912,000 | 237 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,226,000 | 6,224 |
| Tier 1 (core) risk-based capital | $124,511,000 | 396 |
| Tier 2 risk-based capital | $1,034,000 | 2,882 |
| Total risk weighted assets | $200,942,000 | 1,424 |
| Total unused commitments | $3,226,000 | 6,241 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 127 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $712,835,000 | 749 |
| Cash and due from depository institutions | $35,177,000 | 1,512 |
| Interest-bearing balances | $29,134,000 | 164 |
| Securities | $438,348,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $77,000,000 | 250 |
| Net loans & leases | $143,784,000 | 1,968 |
| Loan loss allowance | $1,046,000 | 3,385 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,180,000 | 1,224 |
| Other real estate owned | $23,000 | 1,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,323,000 | 799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $712,835,000 | 749 |
| Total liabilities | $582,804,000 | 808 |
| Total deposits | $577,694,000 | 715 |
| Interest-bearing deposits | $575,922,000 | 628 |
| Deposits held in domestic offices | $577,694,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,110,000 | 1,025 |
| Total equity capital | $130,031,000 | 425 |
| Total bank equity capital | $130,031,000 | 425 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $57,973,000 | 410 |
| Undivided profits | $72,057,000 | 380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $653,000 | 3,652 |
| Earning assets | $688,266,000 | 712 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $694,450,800 | 735 |
| Average Assets, quarterly | $702,740,000 | 743 |
| Volatile liabilities | $48,086,000 | 1,327 |
| Insider loans | $261,000 | 7,395 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,505,000 | 5,245 |
| Tier 1 (core) risk-based capital | $126,218,000 | 410 |
| Tier 2 risk-based capital | $994,000 | 2,920 |
| Total risk weighted assets | $164,545,000 | 1,718 |
| Total unused commitments | $39,505,000 | 1,226 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 127 | 1,560 |
| Assets and Liabilities | ||
| Total Assets: | $693,484,000 | 751 |
| Cash and due from depository institutions | $49,184,000 | 1,560 |
| Interest-bearing balances | $42,302,000 | 113 |
| Securities | $459,258,000 | 358 |
| Federal funds sold & reverse repurchase agreements | $29,525,000 | 394 |
| Net loans & leases | $138,928,000 | 1,995 |
| Loan loss allowance | $1,025,000 | 3,502 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,205,000 | 1,180 |
| Other real estate owned | $0 | 1,560 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $10,384,000 | 965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $693,484,000 | 751 |
| Total liabilities | $577,109,000 | 802 |
| Total deposits | $573,812,000 | 714 |
| Interest-bearing deposits | $571,983,000 | 626 |
| Deposits held in domestic offices | $573,812,000 | 702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,297,000 | 1,218 |
| Total equity capital | $116,375,000 | 427 |
| Total bank equity capital | $116,375,000 | 427 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $56,600,000 | 85 |
| Surplus | $0 | 11,565 |
| Undivided profits | $59,775,000 | 382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,186,000 | 2,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $605,000 | 3,439 |
| Earning assets | $670,013,000 | 713 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $675,511,200 | 752 |
| Average Assets, quarterly | $678,819,500 | 757 |
| Volatile liabilities | $52,708,000 | 1,218 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,022,000 | 7,439 |
| Tier 1 (core) risk-based capital | $116,375,000 | 424 |
| Tier 2 risk-based capital | $964,000 | 3,006 |
| Total risk weighted assets | $163,784,000 | 1,692 |
| Total unused commitments | $77,022,000 | 754 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 127 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $669,008,000 | 775 |
| Cash and due from depository institutions | $145,500,000 | 1,644 |
| Interest-bearing balances | $139,086,000 | 64 |
| Securities | $352,960,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,227 |
| Net loans & leases | $151,835,000 | 1,809 |
| Loan loss allowance | $567,000 | 5,817 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,238,000 | 1,163 |
| Other real estate owned | $1,019,000 | 1,644 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $9,706,000 | 970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $669,008,000 | 775 |
| Total liabilities | $615,090,000 | 780 |
| Total deposits | $612,916,000 | 700 |
| Interest-bearing deposits | $610,900,000 | 614 |
| Deposits held in domestic offices | $612,916,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,174,000 | 1,694 |
| Total equity capital | $53,918,000 | 797 |
| Total bank equity capital | $53,918,000 | 797 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $53,918,000 | 426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,185,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $525,000 | 3,522 |
| Earning assets | $645,631,000 | 743 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $666,058,600 | 762 |
| Average Assets, quarterly | $667,914,500 | 773 |
| Volatile liabilities | $60,282,000 | 1,052 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,073,000 | 7,406 |
| Tier 1 (core) risk-based capital | $53,918,000 | 770 |
| Tier 2 risk-based capital | $526,000 | 5,058 |
| Total risk weighted assets | $153,567,000 | 1,789 |
| Total unused commitments | $2,073,000 | 7,431 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 128 | 1,692 |
| Assets and Liabilities | ||
| Total Assets: | $661,593,000 | 812 |
| Cash and due from depository institutions | $22,506,000 | 1,692 |
| Interest-bearing balances | $16,636,000 | 474 |
| Securities | $406,203,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $34,000,000 | 547 |
| Net loans & leases | $179,638,000 | 1,565 |
| Loan loss allowance | $1,268,000 | 3,070 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,515,000 | 1,105 |
| Other real estate owned | $1,395,000 | 1,692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $11,336,000 | 918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $661,593,000 | 812 |
| Total liabilities | $614,900,000 | 810 |
| Total deposits | $612,694,000 | 738 |
| Interest-bearing deposits | $610,276,000 | 657 |
| Deposits held in domestic offices | $612,694,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,206,000 | 1,715 |
| Total equity capital | $46,693,000 | 863 |
| Total bank equity capital | $46,693,000 | 863 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $46,693,000 | 443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,706,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $697,000 | 2,855 |
| Earning assets | $636,477,000 | 767 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $648,659,800 | 810 |
| Average Assets, quarterly | $658,329,500 | 815 |
| Volatile liabilities | $53,527,000 | 1,127 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $895,000 | 9,417 |
| Tier 1 (core) risk-based capital | $46,693,000 | 840 |
| Tier 2 risk-based capital | $1,184,000 | 2,512 |
| Total risk weighted assets | $149,492,000 | 1,885 |
| Total unused commitments | $895,000 | 9,442 |
| Derivatives | $0 | 651 |