Home > Integro Bank > Performance and Condition Ratios
Integro Bank, Performance and Condition Ratios
| 2025-03-31 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 3 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.2147% | 262 |
| Cost of funding earning assets | 3.2193% | 198 |
| Net interest margin | 3.9955% | 1,299 |
| Noninterest income to average assets | 0.1700% | 3,735 |
| Noninterest expense to average assets | 6.8505% | 150 |
| Loan and lease loss provision to assets | 0.3900% | 259 |
| Net operating income to assets | -3.2056% | 4,420 |
| Return on assets (ROA) | -3.2056% | 4,456 |
| Pretax return on assets | -3.2056% | 4,454 |
| Return on Equity (ROE) | -25.1800% | 4,435 |
| Retained earnings to average equity (ytd only) | -25.1782% | 4,412 |
| Net charge-offs to loans | 0.0000% | 2,326 |
| Credit loss provision to net charge-offs | 0.0000% | 1,760 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
| Efficiency ratio | 169.7515% | 66 |
| Assets per employee ($millions) | 3.8571% | 4,139 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.8720% | 3,672 |
| Loan loss allowance to noncurrent loans | 107.8983% | 2,843 |
| Noncurrent assets plus other real estate owned to assets | 0.6247% | 1,205 |
| Noncurrent loans to loans | 0.8082% | 1,284 |
| Net loans and leases to total assets | 76.6300% | 1,005 |
| Net loans and leases to deposits | 98.0753% | 493 |
| Net loans and leases to core deposits | 113.7684% | 729 |
| Total domestic deposits to total assets | 78.1300% | 3,800 |
| Equity capital to assets | 11.9814% | 1,240 |
| Core capital (leverage) ratio | 12.8836% | 1,122 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,736 |
| Memoranda: | ||
| Average total assets | $115,671,000 | 3,641 |
| Average earning assets | $111,826,500 | 3,601 |
| Average equity | $14,727,000 | 3,396 |
| Average total loans | $89,446,000 | 3,329 |
| 2024-12-31 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 2 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.1383% | 337 |
| Cost of funding earning assets | 2.9440% | 551 |
| Net interest margin | 4.1942% | 939 |
| Noninterest income to average assets | 1.1600% | 473 |
| Noninterest expense to average assets | 9.6014% | 121 |
| Loan and lease loss provision to assets | 0.5900% | 164 |
| Net operating income to assets | -5.0290% | 4,453 |
| Return on assets (ROA) | -5.0290% | 4,491 |
| Pretax return on assets | -5.0290% | 4,492 |
| Return on Equity (ROE) | -23.2900% | 4,455 |
| Retained earnings to average equity (ytd only) | -23.2945% | 4,471 |
| Net charge-offs to loans | 0.0000% | 3,099 |
| Credit loss provision to net charge-offs | 0.0000% | 2,577 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
| Efficiency ratio | 186.1631% | 56 |
| Assets per employee ($millions) | 3.8542% | 4,131 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,369 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.8639% | 3,728 |
| Loan loss allowance to noncurrent loans | 49.9666% | 3,496 |
| Noncurrent assets plus other real estate owned to assets | 1.3375% | 448 |
| Noncurrent loans to loans | 1.7290% | 505 |
| Net loans and leases to total assets | 76.6900% | 1,054 |
| Net loans and leases to deposits | 102.5138% | 375 |
| Net loans and leases to core deposits | 119.4224% | 620 |
| Total domestic deposits to total assets | 74.8100% | 4,019 |
| Equity capital to assets | 13.5346% | 768 |
| Core capital (leverage) ratio | 15.6999% | 513 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,791 |
| Memoranda: | ||
| Average total assets | $77,769,600 | 3,974 |
| Average earning assets | $74,149,800 | 3,934 |
| Average equity | $16,789,400 | 3,199 |
| Average total loans | $55,511,600 | 3,748 |
| 2024-09-30 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.0221% | 381 |
| Cost of funding earning assets | 2.8044% | 703 |
| Net interest margin | 4.2177% | 882 |
| Noninterest income to average assets | 0.6900% | 1,169 |
| Noninterest expense to average assets | 10.6751% | 104 |
| Loan and lease loss provision to assets | 0.5200% | 169 |
| Net operating income to assets | -6.5020% | 4,500 |
| Return on assets (ROA) | -6.5020% | 4,533 |
| Pretax return on assets | -6.5001% | 4,534 |
| Return on Equity (ROE) | -26.1800% | 4,494 |
| Retained earnings to average equity (ytd only) | -26.1782% | 4,504 |
| Net charge-offs to loans | 0.0000% | 2,849 |
| Credit loss provision to net charge-offs | 0.0000% | 2,285 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
| Efficiency ratio | 227.4815% | 44 |
| Assets per employee ($millions) | 3.0528% | 4,308 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,021 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.8578% | 3,784 |
| Loan loss allowance to noncurrent loans | 37.6323% | 3,659 |
| Noncurrent assets plus other real estate owned to assets | 1.5977% | 306 |
| Noncurrent loans to loans | 2.2794% | 324 |
| Net loans and leases to total assets | 69.4900% | 1,914 |
| Net loans and leases to deposits | 85.7886% | 1,662 |
| Net loans and leases to core deposits | 97.7859% | 1,641 |
| Total domestic deposits to total assets | 81.0000% | 3,312 |
| Equity capital to assets | 16.6332% | 446 |
| Core capital (leverage) ratio | 20.8243% | 232 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,827 |
| Memoranda: | ||
| Average total assets | $69,268,750 | 4,068 |
| Average earning assets | $65,753,000 | 4,039 |
| Average equity | $17,204,750 | 3,170 |
| Average total loans | $47,773,000 | 3,859 |
| 2024-06-30 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 2 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.2667% | 281 |
| Cost of funding earning assets | 2.8279% | 622 |
| Net interest margin | 4.4388% | 677 |
| Noninterest income to average assets | 0.1000% | 4,231 |
| Noninterest expense to average assets | 11.8823% | 101 |
| Loan and lease loss provision to assets | 0.4900% | 176 |
| Net operating income to assets | -8.0904% | 4,516 |
| Return on assets (ROA) | -8.0904% | 4,554 |
| Pretax return on assets | -8.0904% | 4,554 |
| Return on Equity (ROE) | -27.8100% | 4,509 |
| Retained earnings to average equity (ytd only) | -27.8081% | 4,521 |
| Net charge-offs to loans | 0.0000% | 2,619 |
| Credit loss provision to net charge-offs | 0.0000% | 2,036 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
| Efficiency ratio | 277.2832% | 38 |
| Assets per employee ($millions) | 2.1485% | 4,394 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,897 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9237% | 3,603 |
| Loan loss allowance to noncurrent loans | 30.6217% | 3,723 |
| Noncurrent assets plus other real estate owned to assets | 2.2701% | 140 |
| Noncurrent loans to loans | 3.0165% | 185 |
| Net loans and leases to total assets | 74.5600% | 1,358 |
| Net loans and leases to deposits | 103.6396% | 382 |
| Net loans and leases to core deposits | 113.2236% | 852 |
| Total domestic deposits to total assets | 71.9400% | 4,175 |
| Equity capital to assets | 24.8589% | 193 |
| Core capital (leverage) ratio | 25.0582% | 156 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,851 |
| Memoranda: | ||
| Average total assets | $60,813,000 | 4,163 |
| Average earning assets | $57,357,667 | 4,133 |
| Average equity | $17,692,667 | 3,106 |
| Average total loans | $41,586,667 | 3,967 |
| 2024-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 11 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.0032% | 333 |
| Cost of funding earning assets | 2.5253% | 953 |
| Net interest margin | 4.4779% | 597 |
| Noninterest income to average assets | 0.1400% | 4,022 |
| Noninterest expense to average assets | 12.1138% | 102 |
| Loan and lease loss provision to assets | 0.3900% | 221 |
| Net operating income to assets | -8.1633% | 4,580 |
| Return on assets (ROA) | -8.1633% | 4,580 |
| Pretax return on assets | -8.1564% | 4,580 |
| Return on Equity (ROE) | -25.8900% | 4,539 |
| Retained earnings to average equity (ytd only) | -25.8920% | 4,472 |
| Net charge-offs to loans | 0.0000% | 2,236 |
| Credit loss provision to net charge-offs | 0.0000% | 1,619 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
| Efficiency ratio | 278.4127% | 10 |
| Assets per employee ($millions) | 2.0953% | 4,425 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9081% | 3,671 |
| Loan loss allowance to noncurrent loans | 24.6032% | 3,773 |
| Noncurrent assets plus other real estate owned to assets | 2.4053% | 106 |
| Noncurrent loans to loans | 3.6910% | 108 |
| Net loans and leases to total assets | 64.5800% | 2,412 |
| Net loans and leases to deposits | 94.2356% | 846 |
| Net loans and leases to core deposits | 101.3229% | 1,338 |
| Total domestic deposits to total assets | 68.5300% | 4,333 |
| Equity capital to assets | 28.1180% | 165 |
| Core capital (leverage) ratio | 31.9048% | 112 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,874 |
| Memoranda: | ||
| Average total assets | $57,917,500 | 4,216 |
| Average earning assets | $54,489,500 | 4,189 |
| Average equity | $18,260,500 | 3,074 |
| Average total loans | $37,318,000 | 4,045 |
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.8117% | 821 |
| Cost of funding earning assets | 1.6014% | 1,691 |
| Net interest margin | 4.2103% | 919 |
| Noninterest income to average assets | 0.1100% | 4,240 |
| Noninterest expense to average assets | 15.2605% | 86 |
| Loan and lease loss provision to assets | 0.7200% | 109 |
| Net operating income to assets | -11.9801% | 4,605 |
| Return on assets (ROA) | -11.9801% | 4,604 |
| Pretax return on assets | -11.9801% | 4,604 |
| Return on Equity (ROE) | -25.0500% | 4,558 |
| Retained earnings to average equity (ytd only) | -25.0499% | 4,538 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 381.2148% | 8 |
| Assets per employee ($millions) | 1.7089% | 4,458 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9177% | 3,657 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 62.9800% | 2,577 |
| Net loans and leases to deposits | 104.6485% | 333 |
| Net loans and leases to core deposits | 114.6101% | 793 |
| Total domestic deposits to total assets | 60.1800% | 4,437 |
| Equity capital to assets | 35.5753% | 146 |
| Core capital (leverage) ratio | 40.2370% | 93 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,896 |
| Memoranda: | ||
| Average total assets | $44,415,400 | 4,359 |
| Average earning assets | $41,089,800 | 4,336 |
| Average equity | $21,241,600 | 2,754 |
| Average total loans | $12,995,000 | 4,376 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.3758% | 1,168 |
| Cost of funding earning assets | 1.4807% | 1,660 |
| Net interest margin | 3.8950% | 1,414 |
| Noninterest income to average assets | 0.1000% | 4,299 |
| Noninterest expense to average assets | 15.6336% | 83 |
| Loan and lease loss provision to assets | 0.6200% | 119 |
| Net operating income to assets | -12.5554% | 4,631 |
| Return on assets (ROA) | -12.5554% | 4,630 |
| Pretax return on assets | -12.5554% | 4,630 |
| Return on Equity (ROE) | -24.3000% | 4,581 |
| Retained earnings to average equity (ytd only) | -24.3029% | 4,563 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 423.3134% | 7 |
| Assets per employee ($millions) | 1.4256% | 4,498 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0083% | 3,318 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 43.3200% | 3,939 |
| Net loans and leases to deposits | 86.9273% | 1,477 |
| Net loans and leases to core deposits | 94.5196% | 1,646 |
| Total domestic deposits to total assets | 49.8300% | 4,499 |
| Equity capital to assets | 45.5683% | 139 |
| Core capital (leverage) ratio | 45.6434% | 91 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,911 |
| Memoranda: | ||
| Average total assets | $42,275,500 | 4,393 |
| Average earning assets | $38,988,750 | 4,372 |
| Average equity | $21,840,500 | 2,693 |
| Average total loans | $7,825,750 | 4,459 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.0114% | 1,543 |
| Cost of funding earning assets | 1.3753% | 1,516 |
| Net interest margin | 3.6361% | 1,955 |
| Noninterest income to average assets | 0.0000% | 4,595 |
| Noninterest expense to average assets | 15.6594% | 78 |
| Loan and lease loss provision to assets | 0.4800% | 158 |
| Net operating income to assets | -12.7821% | 4,662 |
| Return on assets (ROA) | -12.7821% | 4,661 |
| Pretax return on assets | -12.7821% | 4,661 |
| Return on Equity (ROE) | -23.7500% | 4,615 |
| Retained earnings to average equity (ytd only) | -23.7504% | 4,589 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 467.0487% | 3 |
| Assets per employee ($millions) | 1.2927% | 4,534 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.3449% | 1,732 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 16.5200% | 4,477 |
| Net loans and leases to deposits | 35.3950% | 4,306 |
| Net loans and leases to core deposits | 37.3233% | 4,307 |
| Total domestic deposits to total assets | 46.6800% | 4,530 |
| Equity capital to assets | 48.8545% | 127 |
| Core capital (leverage) ratio | 50.3151% | 82 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,936 |
| Memoranda: | ||
| Average total assets | $41,636,333 | 4,420 |
| Average earning assets | $38,392,667 | 4,398 |
| Average equity | $22,408,000 | 2,669 |
| Average total loans | $3,988,000 | 4,522 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.7080% | 1,830 |
| Cost of funding earning assets | 1.2412% | 1,358 |
| Net interest margin | 3.4668% | 2,455 |
| Noninterest income to average assets | -0.0200% | 4,657 |
| Noninterest expense to average assets | 16.3743% | 77 |
| Loan and lease loss provision to assets | 0.4600% | 172 |
| Net operating income to assets | -13.6568% | 4,687 |
| Return on assets (ROA) | -13.6568% | 4,687 |
| Pretax return on assets | -13.6568% | 4,688 |
| Return on Equity (ROE) | -24.1700% | 4,638 |
| Retained earnings to average equity (ytd only) | -24.1656% | 4,619 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 514.5963% | 3 |
| Assets per employee ($millions) | 1.5794% | 4,587 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0211% | 3,429 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 10.6800% | 4,573 |
| Net loans and leases to deposits | 25.3139% | 4,502 |
| Net loans and leases to core deposits | 28.5517% | 4,474 |
| Total domestic deposits to total assets | 42.2000% | 4,590 |
| Equity capital to assets | 52.8948% | 82 |
| Core capital (leverage) ratio | 53.5961% | 83 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,020 |
| Memoranda: | ||
| Average total assets | $40,478,000 | 4,492 |
| Average earning assets | $37,383,500 | 4,475 |
| Average equity | $22,875,500 | 2,656 |
| Average total loans | $2,301,500 | 4,600 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9542% | 4,611 |
| Cost of funding earning assets | 0.3583% | 2,414 |
| Net interest margin | 1.5959% | 4,620 |
| Noninterest income to average assets | 0.0000% | 4,670 |
| Noninterest expense to average assets | 27.9774% | 63 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | -26.9265% | 4,725 |
| Return on assets (ROA) | -26.9265% | 4,725 |
| Pretax return on assets | -26.9265% | 4,725 |
| Return on Equity (ROE) | -36.5200% | 4,702 |
| Retained earnings to average equity (ytd only) | -36.5178% | 4,715 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 2,662.0991% | 1 |
| Assets per employee ($millions) | 1.3683% | 4,631 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 0.0000% | 4,635 |
| Net loans and leases to deposits | 0.0000% | 4,634 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 34.1600% | 4,627 |
| Equity capital to assets | 60.5414% | 76 |
| Core capital (leverage) ratio | 64.0567% | 70 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,055 |
| Memoranda: | ||
| Average total assets | $32,637,000 | 4,590 |
| Average earning assets | $21,492,667 | 4,628 |
| Average equity | $24,065,000 | 2,633 |
| Average total loans | $0 | 4,639 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0778% | 4,697 |
| Cost of funding earning assets | 0.1735% | 3,583 |
| Net interest margin | 0.9043% | 4,705 |
| Noninterest income to average assets | 0.0000% | 4,708 |
| Noninterest expense to average assets | 23.9144% | 65 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | -23.4714% | 4,764 |
| Return on assets (ROA) | -23.4714% | 4,764 |
| Pretax return on assets | -23.4714% | 4,764 |
| Return on Equity (ROE) | -28.5500% | 4,736 |
| Retained earnings to average equity (ytd only) | -28.5484% | 4,740 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 5,398.9899% | 1 |
| Assets per employee ($millions) | 1.4332% | 4,663 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 0.0000% | 4,679 |
| Net loans and leases to deposits | 0.0000% | 4,678 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 18.9700% | 4,677 |
| Equity capital to assets | 74.6997% | 68 |
| Core capital (leverage) ratio | 87.4432% | 48 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,120 |
| Memoranda: | ||
| Average total assets | $29,800,000 | 4,646 |
| Average earning assets | $14,597,000 | 4,697 |
| Average equity | $24,500,500 | 2,650 |
| Average total loans | $0 | 4,681 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,732 |
| Noninterest expense to average assets | 28.6379% | 30 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | -28.6379% | 4,769 |
| Return on assets (ROA) | -28.6379% | 4,769 |
| Pretax return on assets | -28.6379% | 4,769 |
| Return on Equity (ROE) | -31.2918% | 4,757 |
| Retained earnings to average equity (ytd only) | -31.2918% | 4,746 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | 1.2684% | 4,725 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,740 |
| Net loans and leases to deposits | NA | NA |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 0.0000% | 4,780 |
| Equity capital to assets | 91.5190% | 13 |
| Core capital (leverage) ratio | 91.5190% | 19 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 91.5190% | 33 |
| Memoranda: | ||
| Average total assets | $26,636,000 | 4,703 |
| Average earning assets | NA | NA |
| Average equity | $24,377,000 | 2,718 |
| Average total loans | NA | NA |