Home > Integrity First Bank > Income and Expense
Integrity First Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 4,354 |
| Total interest expense | $111,000 | 3,861 |
| Net interest income | $805,000 | 4,367 |
| Provision for loan and lease losses | $-129,000 | 5,755 |
| Total noninterest income | $95,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $18,000 | 4,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,824 |
| Total noninterest expense | $913,000 | 3,805 |
| Salaries and employee benefits | $546,000 | 3,656 |
| Premises and equipment expense | $62,000 | 4,554 |
| Additional noninterest expense | $305,000 | 3,676 |
| Pre-tax net operating income | $116,000 | 4,845 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $38,000 | 3,040 |
| Income before extraordinary items | $78,000 | 5,047 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $78,000 | 5,047 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $78,000 | 5,047 |
| Net charge-offs | $-62,000 | 5,518 |
| Cash dividends | $330,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $78,000 | 5,029 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 4,418 |
| Total interest expense | $416,000 | 3,950 |
| Net interest income | $3,164,000 | 4,421 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $471,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $67,000 | 4,952 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $404,000 | 3,548 |
| Total noninterest expense | $2,532,000 | 4,535 |
| Salaries and employee benefits | $1,356,000 | 4,572 |
| Premises and equipment expense | $248,000 | 4,618 |
| Additional noninterest expense | $928,000 | 4,288 |
| Pre-tax net operating income | $1,103,000 | 3,945 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $445,000 | 2,355 |
| Income before extraordinary items | $658,000 | 4,435 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $658,000 | 4,433 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $658,000 | 4,434 |
| Net charge-offs | $-64,000 | 5,422 |
| Cash dividends | $287,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $658,000 | 4,384 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 4,473 |
| Total interest expense | $307,000 | 4,009 |
| Net interest income | $2,343,000 | 4,483 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $336,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $50,000 | 5,000 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $286,000 | 3,641 |
| Total noninterest expense | $1,810,000 | 4,629 |
| Salaries and employee benefits | $963,000 | 4,661 |
| Premises and equipment expense | $188,000 | 4,630 |
| Additional noninterest expense | $659,000 | 4,425 |
| Pre-tax net operating income | $869,000 | 3,928 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $303,000 | 2,491 |
| Income before extraordinary items | $566,000 | 4,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $566,000 | 4,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $566,000 | 4,339 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $287,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $566,000 | 4,269 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 4,555 |
| Total interest expense | $207,000 | 4,002 |
| Net interest income | $1,527,000 | 4,561 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $237,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,553 |
| Total noninterest expense | $1,217,000 | 4,659 |
| Salaries and employee benefits | $657,000 | 4,672 |
| Premises and equipment expense | $125,000 | 4,672 |
| Additional noninterest expense | $435,000 | 4,482 |
| Pre-tax net operating income | $547,000 | 4,022 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $186,000 | 2,551 |
| Income before extraordinary items | $361,000 | 4,403 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 4,400 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $361,000 | 4,401 |
| Net charge-offs | $37,000 | 2,372 |
| Cash dividends | $287,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $361,000 | 4,338 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 4,621 |
| Total interest expense | $105,000 | 4,009 |
| Net interest income | $744,000 | 4,647 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $84,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $15,000 | 5,134 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $573,000 | 4,794 |
| Salaries and employee benefits | $300,000 | 4,852 |
| Premises and equipment expense | $59,000 | 4,777 |
| Additional noninterest expense | $214,000 | 4,545 |
| Pre-tax net operating income | $255,000 | 4,108 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $86,000 | 2,572 |
| Income before extraordinary items | $169,000 | 4,471 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $169,000 | 4,470 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $169,000 | 4,472 |
| Net charge-offs | $26,000 | 1,827 |
| Cash dividends | $287,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $169,000 | 4,412 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 4,672 |
| Total interest expense | $395,000 | 4,169 |
| Net interest income | $2,936,000 | 4,679 |
| Provision for loan and lease losses | $80,000 | 3,250 |
| Total noninterest income | $380,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $64,000 | 5,191 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $316,000 | 3,911 |
| Total noninterest expense | $2,542,000 | 4,657 |
| Salaries and employee benefits | $1,200,000 | 4,886 |
| Premises and equipment expense | $257,000 | 4,728 |
| Additional noninterest expense | $1,085,000 | 4,134 |
| Pre-tax net operating income | $694,000 | 4,582 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-3,219,000 | 6,143 |
| Income before extraordinary items | $3,913,000 | 1,627 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,913,000 | 1,629 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,913,000 | 1,629 |
| Net charge-offs | $251,000 | 1,773 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,913,000 | 1,597 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 4,758 |
| Total interest expense | $295,000 | 4,231 |
| Net interest income | $2,156,000 | 4,779 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $267,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,030 |
| Total noninterest expense | $1,836,000 | 4,765 |
| Salaries and employee benefits | $873,000 | 4,965 |
| Premises and equipment expense | $195,000 | 4,752 |
| Additional noninterest expense | $768,000 | 4,274 |
| Pre-tax net operating income | $542,000 | 4,640 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-3,268,000 | 6,253 |
| Income before extraordinary items | $3,810,000 | 1,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,810,000 | 1,348 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,810,000 | 1,348 |
| Net charge-offs | $263,000 | 1,306 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,810,000 | 1,317 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,819 |
| Total interest expense | $200,000 | 4,234 |
| Net interest income | $1,417,000 | 4,832 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $189,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $31,000 | 5,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $158,000 | 3,957 |
| Total noninterest expense | $1,223,000 | 4,820 |
| Salaries and employee benefits | $589,000 | 5,002 |
| Premises and equipment expense | $128,000 | 4,810 |
| Additional noninterest expense | $506,000 | 4,334 |
| Pre-tax net operating income | $353,000 | 4,638 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-3,332,000 | 6,336 |
| Income before extraordinary items | $3,685,000 | 962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,685,000 | 962 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,685,000 | 962 |
| Net charge-offs | $270,000 | 986 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,685,000 | 934 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 4,829 |
| Total interest expense | $100,000 | 4,285 |
| Net interest income | $712,000 | 4,849 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $87,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 4,060 |
| Total noninterest expense | $581,000 | 4,934 |
| Salaries and employee benefits | $273,000 | 5,148 |
| Premises and equipment expense | $65,000 | 4,833 |
| Additional noninterest expense | $243,000 | 4,419 |
| Pre-tax net operating income | $203,000 | 4,416 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $203,000 | 4,266 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $203,000 | 4,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $203,000 | 4,269 |
| Net charge-offs | $70,000 | 1,330 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $203,000 | 4,185 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 4,955 |
| Total interest expense | $452,000 | 4,200 |
| Net interest income | $2,729,000 | 4,988 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $242,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $61,000 | 5,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $181,000 | 4,661 |
| Total noninterest expense | $2,582,000 | 4,826 |
| Salaries and employee benefits | $1,201,000 | 5,071 |
| Premises and equipment expense | $281,000 | 4,793 |
| Additional noninterest expense | $1,100,000 | 4,238 |
| Pre-tax net operating income | $389,000 | 5,276 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $389,000 | 5,188 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $389,000 | 5,187 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $389,000 | 5,188 |
| Net charge-offs | $-30,000 | 5,890 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $389,000 | 5,139 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 5,024 |
| Total interest expense | $352,000 | 4,201 |
| Net interest income | $2,009,000 | 5,072 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $173,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $47,000 | 5,570 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $126,000 | 4,794 |
| Total noninterest expense | $1,924,000 | 4,879 |
| Salaries and employee benefits | $901,000 | 5,102 |
| Premises and equipment expense | $222,000 | 4,745 |
| Additional noninterest expense | $801,000 | 4,328 |
| Pre-tax net operating income | $258,000 | 5,473 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $20,000 | 3,997 |
| Income before extraordinary items | $238,000 | 5,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 5,439 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $238,000 | 5,441 |
| Net charge-offs | $-16,000 | 5,733 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $238,000 | 5,400 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 5,032 |
| Total interest expense | $241,000 | 4,191 |
| Net interest income | $1,348,000 | 5,083 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $86,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $55,000 | 5,240 |
| Total noninterest expense | $1,316,000 | 4,857 |
| Salaries and employee benefits | $612,000 | 5,114 |
| Premises and equipment expense | $146,000 | 4,807 |
| Additional noninterest expense | $558,000 | 4,253 |
| Pre-tax net operating income | $118,000 | 5,701 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $106,000 | 5,716 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $106,000 | 5,718 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $106,000 | 5,718 |
| Net charge-offs | $-43,000 | 6,113 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $106,000 | 5,681 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 5,135 |
| Total interest expense | $124,000 | 4,189 |
| Net interest income | $643,000 | 5,211 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $55,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $681,000 | 4,808 |
| Salaries and employee benefits | $315,000 | 5,119 |
| Premises and equipment expense | $71,000 | 4,911 |
| Additional noninterest expense | $295,000 | 4,143 |
| Pre-tax net operating income | $17,000 | 6,063 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $9,000 | 6,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 6,145 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,000 | 6,146 |
| Net charge-offs | $-37,000 | 6,219 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $9,000 | 6,128 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 4,956 |
| Total interest expense | $711,000 | 3,714 |
| Net interest income | $2,755,000 | 5,117 |
| Provision for loan and lease losses | $77,000 | 3,923 |
| Total noninterest income | $259,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $72,000 | 5,639 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $187,000 | 4,706 |
| Total noninterest expense | $2,680,000 | 4,866 |
| Salaries and employee benefits | $1,222,000 | 5,230 |
| Premises and equipment expense | $290,000 | 4,929 |
| Additional noninterest expense | $1,168,000 | 4,263 |
| Pre-tax net operating income | $257,000 | 5,588 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $60,000 | 3,692 |
| Income before extraordinary items | $197,000 | 5,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $197,000 | 5,718 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $197,000 | 5,718 |
| Net charge-offs | $1,019,000 | 1,254 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $197,000 | 5,659 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 4,963 |
| Total interest expense | $571,000 | 3,642 |
| Net interest income | $2,077,000 | 5,151 |
| Provision for loan and lease losses | $77,000 | 3,623 |
| Total noninterest income | $194,000 | 5,408 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $56,000 | 5,662 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $138,000 | 4,822 |
| Total noninterest expense | $1,989,000 | 4,919 |
| Salaries and employee benefits | $929,000 | 5,222 |
| Premises and equipment expense | $220,000 | 4,945 |
| Additional noninterest expense | $840,000 | 4,361 |
| Pre-tax net operating income | $205,000 | 5,662 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $47,000 | 3,752 |
| Income before extraordinary items | $158,000 | 5,801 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $158,000 | 5,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $158,000 | 5,803 |
| Net charge-offs | $495,000 | 1,598 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $158,000 | 5,735 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,965 |
| Total interest expense | $401,000 | 3,578 |
| Net interest income | $1,378,000 | 5,169 |
| Provision for loan and lease losses | $77,000 | 3,201 |
| Total noninterest income | $199,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $36,000 | 5,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 4,099 |
| Total noninterest expense | $1,284,000 | 5,017 |
| Salaries and employee benefits | $614,000 | 5,257 |
| Premises and equipment expense | $150,000 | 4,898 |
| Additional noninterest expense | $520,000 | 4,546 |
| Pre-tax net operating income | $216,000 | 5,228 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $33,000 | 3,711 |
| Income before extraordinary items | $183,000 | 5,368 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $183,000 | 5,371 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $183,000 | 5,371 |
| Net charge-offs | $499,000 | 1,257 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $183,000 | 5,244 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 4,936 |
| Total interest expense | $215,000 | 3,513 |
| Net interest income | $696,000 | 5,176 |
| Provision for loan and lease losses | $77,000 | 2,346 |
| Total noninterest income | $150,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 3,365 |
| Total noninterest expense | $625,000 | 5,113 |
| Salaries and employee benefits | $321,000 | 5,218 |
| Premises and equipment expense | $71,000 | 5,034 |
| Additional noninterest expense | $233,000 | 4,812 |
| Pre-tax net operating income | $144,000 | 4,902 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $133,000 | 4,899 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $133,000 | 4,900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $133,000 | 4,901 |
| Net charge-offs | $147,000 | 1,599 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $133,000 | 4,796 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 4,711 |
| Total interest expense | $1,396,000 | 2,880 |
| Net interest income | $2,855,000 | 5,218 |
| Provision for loan and lease losses | $157,000 | 4,238 |
| Total noninterest income | $479,000 | 4,562 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $85,000 | 5,653 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $394,000 | 3,657 |
| Total noninterest expense | $2,886,000 | 4,833 |
| Salaries and employee benefits | $1,298,000 | 5,210 |
| Premises and equipment expense | $324,000 | 4,804 |
| Additional noninterest expense | $1,264,000 | 4,228 |
| Pre-tax net operating income | $291,000 | 5,444 |
| Securities gains (losses) | $86,000 | 2,384 |
| Applicable income taxes | $88,000 | 3,599 |
| Income before extraordinary items | $289,000 | 5,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $289,000 | 5,505 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $289,000 | 5,506 |
| Net charge-offs | $930,000 | 1,898 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $222,780 | 5,538 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,750 |
| Total interest expense | $1,162,000 | 2,751 |
| Net interest income | $2,084,000 | 5,352 |
| Provision for loan and lease losses | $40,000 | 5,103 |
| Total noninterest income | $356,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $65,000 | 5,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,733 |
| Total noninterest expense | $2,152,000 | 4,883 |
| Salaries and employee benefits | $999,000 | 5,179 |
| Premises and equipment expense | $237,000 | 4,916 |
| Additional noninterest expense | $916,000 | 4,339 |
| Pre-tax net operating income | $248,000 | 5,502 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $228,000 | 5,610 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $228,000 | 5,609 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $228,000 | 5,609 |
| Net charge-offs | $859,000 | 1,605 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $228,000 | 5,433 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 4,736 |
| Total interest expense | $845,000 | 2,650 |
| Net interest income | $1,361,000 | 5,418 |
| Provision for loan and lease losses | $-4,000 | 7,023 |
| Total noninterest income | $271,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 3,479 |
| Total noninterest expense | $1,477,000 | 4,852 |
| Salaries and employee benefits | $681,000 | 5,149 |
| Premises and equipment expense | $157,000 | 4,943 |
| Additional noninterest expense | $639,000 | 4,237 |
| Pre-tax net operating income | $159,000 | 5,538 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $8,000 | 4,301 |
| Income before extraordinary items | $151,000 | 5,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 5,627 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $151,000 | 5,627 |
| Net charge-offs | $485,000 | 1,808 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $151,000 | 5,448 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 4,661 |
| Total interest expense | $442,000 | 2,651 |
| Net interest income | $712,000 | 5,353 |
| Provision for loan and lease losses | $-31,000 | 7,157 |
| Total noninterest income | $106,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $806,000 | 4,641 |
| Salaries and employee benefits | $404,000 | 4,754 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $324,000 | 4,185 |
| Pre-tax net operating income | $43,000 | 6,009 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $43,000 | 6,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 6,060 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $43,000 | 6,060 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $43,000 | 5,920 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 4,523 |
| Total interest expense | $2,195,000 | 2,576 |
| Net interest income | $2,896,000 | 5,351 |
| Provision for loan and lease losses | $2,023,000 | 1,550 |
| Total noninterest income | $476,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $89,000 | 5,673 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $387,000 | 3,488 |
| Total noninterest expense | $3,374,000 | 4,576 |
| Salaries and employee benefits | $1,527,000 | 4,916 |
| Premises and equipment expense | $365,000 | 4,771 |
| Additional noninterest expense | $1,482,000 | 3,894 |
| Pre-tax net operating income | $-2,025,000 | 6,790 |
| Securities gains (losses) | $267,000 | 1,216 |
| Applicable income taxes | $-45,000 | 6,723 |
| Income before extraordinary items | $-1,713,000 | 6,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,713,000 | 6,792 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,713,000 | 6,792 |
| Net charge-offs | $1,940,000 | 1,589 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,088 |
| Net operating income | $-1,971,990 | 6,806 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 4,500 |
| Total interest expense | $1,693,000 | 2,605 |
| Net interest income | $2,221,000 | 5,337 |
| Provision for loan and lease losses | $1,438,000 | 1,548 |
| Total noninterest income | $455,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $67,000 | 5,681 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $388,000 | 3,089 |
| Total noninterest expense | $2,567,000 | 4,538 |
| Salaries and employee benefits | $1,186,000 | 4,808 |
| Premises and equipment expense | $270,000 | 4,865 |
| Additional noninterest expense | $1,111,000 | 3,886 |
| Pre-tax net operating income | $-1,329,000 | 6,881 |
| Securities gains (losses) | $56,000 | 2,264 |
| Applicable income taxes | $-117,000 | 7,012 |
| Income before extraordinary items | $-1,156,000 | 6,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,156,000 | 6,903 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,156,000 | 6,902 |
| Net charge-offs | $1,163,000 | 1,751 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $-1,206,960 | 6,880 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 4,531 |
| Total interest expense | $1,157,000 | 2,634 |
| Net interest income | $1,466,000 | 5,393 |
| Provision for loan and lease losses | $1,200,000 | 1,329 |
| Total noninterest income | $239,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 3,530 |
| Total noninterest expense | $1,696,000 | 4,609 |
| Salaries and employee benefits | $794,000 | 4,843 |
| Premises and equipment expense | $181,000 | 4,885 |
| Additional noninterest expense | $721,000 | 4,019 |
| Pre-tax net operating income | $-1,191,000 | 7,030 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-113,000 | 7,132 |
| Income before extraordinary items | $-1,078,000 | 7,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,078,000 | 7,057 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,078,000 | 7,058 |
| Net charge-offs | $1,013,000 | 1,463 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 964 |
| Net operating income | $-1,078,000 | 7,037 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 4,500 |
| Total interest expense | $589,000 | 2,675 |
| Net interest income | $750,000 | 5,344 |
| Provision for loan and lease losses | $851,000 | 973 |
| Total noninterest income | $142,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $119,000 | 3,278 |
| Total noninterest expense | $860,000 | 4,596 |
| Salaries and employee benefits | $413,000 | 4,780 |
| Premises and equipment expense | $91,000 | 4,936 |
| Additional noninterest expense | $356,000 | 4,048 |
| Pre-tax net operating income | $-819,000 | 7,219 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-18,000 | 7,073 |
| Income before extraordinary items | $-801,000 | 7,243 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-801,000 | 7,244 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-801,000 | 7,244 |
| Net charge-offs | $94,000 | 2,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $-801,000 | 7,234 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 4,141 |
| Total interest expense | $2,889,000 | 2,686 |
| Net interest income | $3,487,000 | 4,959 |
| Provision for loan and lease losses | $5,380,000 | 1,077 |
| Total noninterest income | $871,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $108,000 | 5,381 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $763,000 | 2,558 |
| Total noninterest expense | $3,862,000 | 4,305 |
| Salaries and employee benefits | $1,823,000 | 4,486 |
| Premises and equipment expense | $409,000 | 4,701 |
| Additional noninterest expense | $1,630,000 | 3,778 |
| Pre-tax net operating income | $-4,884,000 | 7,096 |
| Securities gains (losses) | $454,000 | 960 |
| Applicable income taxes | $204,000 | 2,700 |
| Income before extraordinary items | $-4,634,000 | 7,149 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,634,000 | 7,149 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,634,000 | 7,149 |
| Net charge-offs | $4,416,000 | 1,127 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 774 |
| Net operating income | $-5,088,000 | 7,159 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 4,150 |
| Total interest expense | $2,233,000 | 2,724 |
| Net interest income | $2,695,000 | 4,930 |
| Provision for loan and lease losses | $4,548,000 | 939 |
| Total noninterest income | $540,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $454,000 | 2,911 |
| Total noninterest expense | $3,004,000 | 4,231 |
| Salaries and employee benefits | $1,443,000 | 4,386 |
| Premises and equipment expense | $311,000 | 4,744 |
| Additional noninterest expense | $1,250,000 | 3,707 |
| Pre-tax net operating income | $-4,317,000 | 7,322 |
| Securities gains (losses) | $454,000 | 800 |
| Applicable income taxes | $75,000 | 3,308 |
| Income before extraordinary items | $-3,938,000 | 7,356 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,938,000 | 7,355 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,938,000 | 7,356 |
| Net charge-offs | $2,710,000 | 1,234 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 715 |
| Net operating income | $-4,392,000 | 7,367 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 4,022 |
| Total interest expense | $1,529,000 | 2,741 |
| Net interest income | $1,968,000 | 4,703 |
| Provision for loan and lease losses | $4,219,000 | 734 |
| Total noninterest income | $335,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $277,000 | 2,967 |
| Total noninterest expense | $1,969,000 | 4,286 |
| Salaries and employee benefits | $964,000 | 4,392 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $800,000 | 3,798 |
| Pre-tax net operating income | $-3,885,000 | 7,480 |
| Securities gains (losses) | $138,000 | 1,194 |
| Applicable income taxes | $-24,000 | 6,989 |
| Income before extraordinary items | $-3,723,000 | 7,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,723,000 | 7,502 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,723,000 | 7,503 |
| Net charge-offs | $2,687,000 | 907 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 651 |
| Net operating income | $-3,859,620 | 7,511 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,945 |
| Total interest expense | $803,000 | 2,754 |
| Net interest income | $1,032,000 | 4,581 |
| Provision for loan and lease losses | $1,713,000 | 827 |
| Total noninterest income | $213,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $183,000 | 2,525 |
| Total noninterest expense | $945,000 | 4,449 |
| Salaries and employee benefits | $455,000 | 4,622 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $390,000 | 3,851 |
| Pre-tax net operating income | $-1,413,000 | 7,504 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-17,000 | 7,162 |
| Income before extraordinary items | $-1,396,000 | 7,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,396,000 | 7,555 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,396,000 | 7,555 |
| Net charge-offs | $1,036,000 | 1,017 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $-1,396,000 | 7,550 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 3,962 |
| Total interest expense | $3,738,000 | 2,888 |
| Net interest income | $3,853,000 | 4,666 |
| Provision for loan and lease losses | $2,814,000 | 2,056 |
| Total noninterest income | $675,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $106,000 | 5,668 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $569,000 | 2,978 |
| Total noninterest expense | $3,748,000 | 4,517 |
| Salaries and employee benefits | $1,862,000 | 4,587 |
| Premises and equipment expense | $423,000 | 4,836 |
| Additional noninterest expense | $1,463,000 | 4,147 |
| Pre-tax net operating income | $-2,034,000 | 6,639 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $194,000 | 2,399 |
| Income before extraordinary items | $-2,228,000 | 6,816 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,228,000 | 6,813 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,228,000 | 6,814 |
| Net charge-offs | $3,208,000 | 1,535 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 876 |
| Net operating income | $-2,228,000 | 6,812 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,753,000 | 4,000 |
| Total interest expense | $2,821,000 | 2,996 |
| Net interest income | $2,932,000 | 4,652 |
| Provision for loan and lease losses | $646,000 | 3,416 |
| Total noninterest income | $631,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $75,000 | 5,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $556,000 | 2,642 |
| Total noninterest expense | $2,839,000 | 4,502 |
| Salaries and employee benefits | $1,369,000 | 4,663 |
| Premises and equipment expense | $306,000 | 4,979 |
| Additional noninterest expense | $1,164,000 | 3,945 |
| Pre-tax net operating income | $78,000 | 5,374 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $72,000 | 5,452 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $72,000 | 5,452 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $72,000 | 5,452 |
| Net charge-offs | $1,309,000 | 1,913 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 814 |
| Net operating income | $72,000 | 5,399 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 4,117 |
| Total interest expense | $1,890,000 | 3,102 |
| Net interest income | $1,815,000 | 4,866 |
| Provision for loan and lease losses | $342,000 | 3,517 |
| Total noninterest income | $489,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $441,000 | 2,409 |
| Total noninterest expense | $1,953,000 | 4,445 |
| Salaries and employee benefits | $940,000 | 4,622 |
| Premises and equipment expense | $203,000 | 5,035 |
| Additional noninterest expense | $810,000 | 3,837 |
| Pre-tax net operating income | $9,000 | 5,747 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $5,000 | 5,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 5,882 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,000 | 5,882 |
| Net charge-offs | $1,099,000 | 1,563 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 775 |
| Net operating income | $5,000 | 5,801 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 4,139 |
| Total interest expense | $957,000 | 3,168 |
| Net interest income | $913,000 | 4,837 |
| Provision for loan and lease losses | $192,000 | 2,919 |
| Total noninterest income | $308,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $282,000 | 2,036 |
| Total noninterest expense | $950,000 | 4,458 |
| Salaries and employee benefits | $468,000 | 4,686 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $379,000 | 3,742 |
| Pre-tax net operating income | $79,000 | 5,263 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $27,000 | 3,369 |
| Income before extraordinary items | $52,000 | 5,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 5,651 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $52,000 | 5,651 |
| Net charge-offs | $749,000 | 1,116 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $52,000 | 5,481 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 4,410 |
| Total interest expense | $3,591,000 | 3,780 |
| Net interest income | $3,592,000 | 4,905 |
| Provision for loan and lease losses | $991,000 | 2,719 |
| Total noninterest income | $458,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $366,000 | 3,735 |
| Total noninterest expense | $3,059,000 | 5,054 |
| Salaries and employee benefits | $1,630,000 | 5,075 |
| Premises and equipment expense | $374,000 | 5,273 |
| Additional noninterest expense | $1,055,000 | 4,666 |
| Pre-tax net operating income | $0 | 6,309 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-18,000 | 6,836 |
| Income before extraordinary items | $18,000 | 6,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,433 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 957 |
| Net operating income | $18,000 | 6,293 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 4,587 |
| Total interest expense | $2,638,000 | 3,941 |
| Net interest income | $2,572,000 | 5,081 |
| Provision for loan and lease losses | $339,000 | 3,351 |
| Total noninterest income | $327,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 3,946 |
| Total noninterest expense | $2,219,000 | 5,152 |
| Salaries and employee benefits | $1,133,000 | 5,329 |
| Premises and equipment expense | $282,000 | 5,262 |
| Additional noninterest expense | $804,000 | 4,544 |
| Pre-tax net operating income | $341,000 | 5,483 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $118,000 | 3,458 |
| Income before extraordinary items | $223,000 | 5,577 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $223,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,457 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 839 |
| Net operating income | $223,000 | 5,751 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 4,709 |
| Total interest expense | $1,703,000 | 4,154 |
| Net interest income | $1,701,000 | 5,102 |
| Provision for loan and lease losses | $301,000 | 2,519 |
| Total noninterest income | $206,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $166,000 | 4,136 |
| Total noninterest expense | $1,477,000 | 5,176 |
| Salaries and employee benefits | $779,000 | 5,308 |
| Premises and equipment expense | $185,000 | 5,348 |
| Additional noninterest expense | $513,000 | 4,661 |
| Pre-tax net operating income | $129,000 | 6,241 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $32,000 | 4,379 |
| Income before extraordinary items | $97,000 | 6,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 758 |
| Net operating income | $97,000 | 6,307 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,861 |
| Total interest expense | $860,000 | 4,313 |
| Net interest income | $809,000 | 5,280 |
| Provision for loan and lease losses | $95,000 | 2,798 |
| Total noninterest income | $101,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $679,000 | 5,466 |
| Salaries and employee benefits | $367,000 | 5,493 |
| Premises and equipment expense | $89,000 | 5,489 |
| Additional noninterest expense | $223,000 | 5,038 |
| Pre-tax net operating income | $136,000 | 5,590 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $43,000 | 3,718 |
| Income before extraordinary items | $93,000 | 5,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $93,000 | 5,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 5,748 |
| Total interest expense | $2,655,000 | 5,099 |
| Net interest income | $2,301,000 | 6,171 |
| Provision for loan and lease losses | $620,000 | 2,008 |
| Total noninterest income | $194,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $45,000 | 6,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $149,000 | 5,584 |
| Total noninterest expense | $1,950,000 | 6,278 |
| Salaries and employee benefits | $1,069,000 | 6,289 |
| Premises and equipment expense | $265,000 | 6,088 |
| Additional noninterest expense | $616,000 | 6,067 |
| Pre-tax net operating income | $-75,000 | 7,529 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-473,000 | 8,305 |
| Income before extraordinary items | $398,000 | 6,059 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $398,000 | 6,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $398,000 | 6,047 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,991 |
| Total interest expense | $1,799,000 | 5,387 |
| Net interest income | $1,609,000 | 6,383 |
| Provision for loan and lease losses | $402,000 | 1,858 |
| Total noninterest income | $140,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,949 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $111,000 | 5,616 |
| Total noninterest expense | $1,345,000 | 6,475 |
| Salaries and employee benefits | $739,000 | 6,467 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $406,000 | 6,360 |
| Pre-tax net operating income | $2,000 | 7,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,000 | 7,671 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,000 | 7,648 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 6,279 |
| Total interest expense | $1,049,000 | 5,749 |
| Net interest income | $976,000 | 6,647 |
| Provision for loan and lease losses | $266,000 | 1,715 |
| Total noninterest income | $88,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $73,000 | 5,677 |
| Total noninterest expense | $857,000 | 6,643 |
| Salaries and employee benefits | $477,000 | 6,603 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $247,000 | 6,610 |
| Pre-tax net operating income | $-59,000 | 7,903 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-59,000 | 7,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-59,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-59,000 | 7,918 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 6,530 |
| Total interest expense | $464,000 | 6,027 |
| Net interest income | $447,000 | 6,865 |
| Provision for loan and lease losses | $124,000 | 1,729 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $415,000 | 6,741 |
| Salaries and employee benefits | $236,000 | 6,673 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $-56,000 | 8,049 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-55,000 | 8,066 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-55,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-56,000 | 8,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 7,577 |
| Total interest expense | $894,000 | 7,133 |
| Net interest income | $1,069,000 | 7,741 |
| Provision for loan and lease losses | $513,000 | 1,862 |
| Total noninterest income | $107,000 | 7,663 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $8,000 | 7,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 6,345 |
| Total noninterest expense | $1,319,000 | 7,195 |
| Salaries and employee benefits | $762,000 | 7,083 |
| Premises and equipment expense | $160,000 | 7,134 |
| Additional noninterest expense | $397,000 | 7,078 |
| Pre-tax net operating income | $-656,000 | 8,325 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-656,000 | 8,354 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-656,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-656,000 | 8,349 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 7,898 |
| Total interest expense | $502,000 | 7,584 |
| Net interest income | $700,000 | 8,005 |
| Provision for loan and lease losses | $388,000 | 1,746 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,000 | 7,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,401 |
| Total noninterest expense | $879,000 | 7,440 |
| Salaries and employee benefits | $536,000 | 7,218 |
| Premises and equipment expense | $92,000 | 7,577 |
| Additional noninterest expense | $251,000 | 7,411 |
| Pre-tax net operating income | $-492,000 | 8,447 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-492,000 | 8,471 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-492,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-492,000 | 8,460 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $622,000 | 8,204 |
| Total interest expense | $238,000 | 7,994 |
| Net interest income | $384,000 | 8,267 |
| Provision for loan and lease losses | $263,000 | 1,691 |
| Total noninterest income | $46,000 | 7,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $568,000 | 7,534 |
| Salaries and employee benefits | $360,000 | 7,234 |
| Premises and equipment expense | $60,000 | 7,622 |
| Additional noninterest expense | $148,000 | 7,632 |
| Pre-tax net operating income | $-401,000 | 8,523 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-401,000 | 8,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-401,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-401,000 | 8,543 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,487 |
| Total interest expense | $62,000 | 8,451 |
| Net interest income | $158,000 | 8,446 |
| Provision for loan and lease losses | $136,000 | 1,583 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $268,000 | 7,646 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $68,000 | 7,772 |
| Pre-tax net operating income | $-228,000 | 8,571 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-228,000 | 8,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-228,000 | 8,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-228,000 | 8,584 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 8,825 |
| Total interest expense | $2,000 | 8,808 |
| Net interest income | $29,000 | 8,820 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $134,000 | 8,810 |
| Salaries and employee benefits | $27,000 | 8,803 |
| Premises and equipment expense | $8,000 | 8,784 |
| Additional noninterest expense | $99,000 | 8,705 |
| Pre-tax net operating income | $-150,000 | 8,360 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-150,000 | 8,396 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-150,000 | 8,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,810,000 | 203 |
| Net operating income | $-150,000 | 8,374 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.