Home > Integrity First Bank > Income and Expense

Integrity First Bank, Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$5,120,0001,497
Total interest expense$843,0001,611
Net interest income$4,277,0001,431
Provision for loan and lease losses$75,0001,682
Total noninterest income$1,052,0001,204
Gross Fiduciary activities income$231,000473
Service charges on deposit accounts$357,000821
Trading account gains and feesNANA
Additional Noninterest Income$464,0001,522
Total noninterest expense$3,451,0001,481
Salaries and employee benefits$2,168,0001,367
Premises and equipment expense$576,0001,057
Additional noninterest expense$707,0002,010
Pre-tax net operating income$1,803,0001,314
Securities gains (losses)$1,0001,020
Applicable income taxes$367,0001,106
Income before extraordinary items$1,437,0001,402
Extraordinary gains, net$05
Net income$1,437,0001,400
Minority interest net income$052
Net income of bank and minority interests.$1,437,0001,401
Net charge-offs$55,0001,165
Cash dividends$650,0001,116
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,436,2001,377
2018-12-31 (YTD Data)Rank
Total interest income$19,088,0001,504
Total interest expense$2,450,0001,674
Net interest income$16,638,0001,451
Provision for loan and lease losses$300,0001,959
Total noninterest income$4,404,0001,185
Gross Fiduciary activities income$968,000470
Service charges on deposit accounts$1,559,000791
Trading account gains and feesNANA
Additional Noninterest Income$1,877,0001,559
Total noninterest expense$13,792,0001,443
Salaries and employee benefits$8,929,0001,294
Premises and equipment expense$2,089,0001,127
Additional noninterest expense$2,774,0002,051
Pre-tax net operating income$6,950,0001,356
Securities gains (losses)$01,125
Applicable income taxes$1,409,0001,093
Income before extraordinary items$5,541,0001,455
Extraordinary gains, net$06
Net income$5,541,0001,454
Minority interest net income$072
Net income of bank and minority interests.$5,541,0001,454
Net charge-offs$95,0002,183
Cash dividends$2,579,0001,227
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,541,0001,448
2018-09-30 (YTD Data)Rank
Total interest income$13,971,0001,517
Total interest expense$1,647,0001,737
Net interest income$12,324,0001,461
Provision for loan and lease losses$225,0001,851
Total noninterest income$3,284,0001,193
Gross Fiduciary activities income$704,000469
Service charges on deposit accounts$1,144,000804
Trading account gains and feesNANA
Additional Noninterest Income$1,436,0001,553
Total noninterest expense$10,390,0001,452
Salaries and employee benefits$6,749,0001,281
Premises and equipment expense$1,557,0001,137
Additional noninterest expense$2,084,0002,048
Pre-tax net operating income$4,993,0001,424
Securities gains (losses)$01,118
Applicable income taxes$1,012,0001,157
Income before extraordinary items$3,981,0001,523
Extraordinary gains, net$05
Net income$3,981,0001,522
Minority interest net income$066
Net income of bank and minority interests.$3,981,0001,522
Net charge-offs$69,0001,989
Cash dividends$1,932,0001,116
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,981,0001,508
2018-06-30 (YTD Data)Rank
Total interest income$9,065,0001,545
Total interest expense$1,017,0001,753
Net interest income$8,048,0001,491
Provision for loan and lease losses$150,0001,766
Total noninterest income$2,149,0001,207
Gross Fiduciary activities income$470,000466
Service charges on deposit accounts$737,000822
Trading account gains and feesNANA
Additional Noninterest Income$942,0001,585
Total noninterest expense$6,992,0001,446
Salaries and employee benefits$4,526,0001,283
Premises and equipment expense$1,046,0001,128
Additional noninterest expense$1,420,0002,017
Pre-tax net operating income$3,055,0001,502
Securities gains (losses)$-1,0004,637
Applicable income taxes$589,0001,262
Income before extraordinary items$2,465,0001,595
Extraordinary gains, net$06
Net income$2,465,0001,594
Minority interest net income$065
Net income of bank and minority interests.$2,465,0001,594
Net charge-offs$53,0001,731
Cash dividends$1,286,0001,099
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,465,8101,579
2018-03-31 (YTD Data)Rank
Total interest income$4,414,0001,567
Total interest expense$479,0001,765
Net interest income$3,935,0001,521
Provision for loan and lease losses$75,0001,680
Total noninterest income$1,076,0001,208
Gross Fiduciary activities income$239,000472
Service charges on deposit accounts$367,000831
Trading account gains and feesNANA
Additional Noninterest Income$470,0001,549
Total noninterest expense$3,534,0001,440
Salaries and employee benefits$2,274,0001,286
Premises and equipment expense$530,0001,135
Additional noninterest expense$730,0001,962
Pre-tax net operating income$1,402,0001,565
Securities gains (losses)$0735
Applicable income taxes$271,0001,301
Income before extraordinary items$1,131,0001,663
Extraordinary gains, net$07
Net income$1,131,0001,663
Minority interest net income$052
Net income of bank and minority interests.$1,131,0001,663
Net charge-offs$27,0001,506
Cash dividends$641,0001,003
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,131,0001,649
2017-12-31 (YTD Data)Rank
Total interest income$16,760,0001,594
Total interest expense$1,224,0002,210
Net interest income$15,536,0001,507
Provision for loan and lease losses$300,0001,956
Total noninterest income$4,515,0001,190
Gross Fiduciary activities income$965,000462
Service charges on deposit accounts$1,464,000835
Trading account gains and feesNANA
Additional Noninterest Income$2,086,0001,493
Total noninterest expense$14,005,0001,430
Salaries and employee benefits$9,100,0001,248
Premises and equipment expense$2,166,0001,083
Additional noninterest expense$2,739,0002,093
Pre-tax net operating income$5,746,0001,519
Securities gains (losses)$57,000836
Applicable income taxes$1,717,0001,419
Income before extraordinary items$4,086,0001,591
Extraordinary gains, net$09
Net income$4,086,0001,591
Minority interest net income$076
Net income of bank and minority interests.$4,086,0001,591
Net charge-offs$84,0002,590
Cash dividends$6,173,000553
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,046,1001,583
2017-09-30 (YTD Data)Rank
Total interest income$12,349,0001,618
Total interest expense$771,0002,483
Net interest income$11,578,0001,518
Provision for loan and lease losses$225,0001,898
Total noninterest income$3,407,0001,214
Gross Fiduciary activities income$723,000467
Service charges on deposit accounts$1,082,000852
Trading account gains and feesNANA
Additional Noninterest Income$1,602,0001,485
Total noninterest expense$10,567,0001,417
Salaries and employee benefits$6,924,0001,240
Premises and equipment expense$1,640,0001,089
Additional noninterest expense$2,003,0002,115
Pre-tax net operating income$4,193,0001,576
Securities gains (losses)$29,0001,142
Applicable income taxes$1,301,0001,237
Income before extraordinary items$2,921,0001,764
Extraordinary gains, net$09
Net income$2,921,0001,764
Minority interest net income$071
Net income of bank and minority interests.$2,921,0001,764
Net charge-offs$47,0002,507
Cash dividends$4,932,000516
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,900,9901,751
2017-06-30 (YTD Data)Rank
Total interest income$8,013,0001,643
Total interest expense$406,0002,850
Net interest income$7,607,0001,521
Provision for loan and lease losses$150,0001,808
Total noninterest income$2,216,0001,234
Gross Fiduciary activities income$477,000468
Service charges on deposit accounts$708,000858
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,514
Total noninterest expense$7,036,0001,422
Salaries and employee benefits$4,629,0001,245
Premises and equipment expense$1,087,0001,095
Additional noninterest expense$1,320,0002,141
Pre-tax net operating income$2,637,0001,630
Securities gains (losses)$28,000866
Applicable income taxes$798,0001,273
Income before extraordinary items$1,867,0001,803
Extraordinary gains, net$011
Net income$1,867,0001,803
Minority interest net income$071
Net income of bank and minority interests.$1,867,0001,803
Net charge-offs$34,0002,273
Cash dividends$4,296,000407
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,847,4001,794
2017-03-31 (YTD Data)Rank
Total interest income$3,961,0001,648
Total interest expense$185,0003,001
Net interest income$3,776,0001,522
Provision for loan and lease losses$75,0001,685
Total noninterest income$1,032,0001,288
Gross Fiduciary activities income$191,000516
Service charges on deposit accounts$354,000858
Trading account gains and feesNANA
Additional Noninterest Income$487,0001,546
Total noninterest expense$3,498,0001,439
Salaries and employee benefits$2,299,0001,262
Premises and equipment expense$546,0001,093
Additional noninterest expense$653,0002,158
Pre-tax net operating income$1,235,0001,686
Securities gains (losses)$28,000450
Applicable income taxes$367,0001,325
Income before extraordinary items$896,0001,800
Extraordinary gains, net$08
Net income$896,0001,800
Minority interest net income$055
Net income of bank and minority interests.$896,0001,800
Net charge-offs$10,0002,203
Cash dividends$3,660,000248
Sale, conversion, retirement of capital stock, net$0632
Net operating income$876,1201,822
2016-12-31 (YTD Data)Rank
Total interest income$15,432,0001,632
Total interest expense$636,0003,215
Net interest income$14,796,0001,512
Provision for loan and lease losses$350,0001,842
Total noninterest income$4,575,0001,232
Gross Fiduciary activities income$846,000487
Service charges on deposit accounts$1,491,000843
Trading account gains and fees$0170
Additional Noninterest Income$2,238,0001,485
Total noninterest expense$13,901,0001,411
Salaries and employee benefits$8,956,0001,252
Premises and equipment expense$2,219,0001,071
Additional noninterest expense$2,726,0002,137
Pre-tax net operating income$5,120,0001,593
Securities gains (losses)$84,0001,473
Applicable income taxes$1,317,0001,381
Income before extraordinary items$3,887,0001,681
Extraordinary gains, net$05
Net income$3,887,0001,679
Minority interest net income$082
Net income of bank and minority interests.$3,887,0001,680
Net charge-offs$135,0002,326
Cash dividends$4,243,000779
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,824,0001,671
2016-09-30 (YTD Data)Rank
Total interest income$11,445,0001,654
Total interest expense$475,0003,227
Net interest income$10,970,0001,531
Provision for loan and lease losses$225,0001,908
Total noninterest income$3,385,0001,232
Gross Fiduciary activities income$605,000488
Service charges on deposit accounts$1,104,000854
Trading account gains and fees$0169
Additional Noninterest Income$1,676,0001,477
Total noninterest expense$10,447,0001,399
Salaries and employee benefits$6,755,0001,251
Premises and equipment expense$1,649,0001,080
Additional noninterest expense$2,043,0002,146
Pre-tax net operating income$3,683,0001,666
Securities gains (losses)$84,0001,388
Applicable income taxes$1,025,0001,385
Income before extraordinary items$2,742,0001,806
Extraordinary gains, net$05
Net income$2,742,0001,806
Minority interest net income$071
Net income of bank and minority interests.$2,742,0001,806
Net charge-offs$81,0002,236
Cash dividends$2,982,000781
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,680,6801,797
2016-06-30 (YTD Data)Rank
Total interest income$7,510,0001,687
Total interest expense$314,0003,258
Net interest income$7,196,0001,561
Provision for loan and lease losses$150,0001,887
Total noninterest income$2,204,0001,237
Gross Fiduciary activities income$363,000517
Service charges on deposit accounts$722,000858
Trading account gains and fees$0157
Additional Noninterest Income$1,119,0001,435
Total noninterest expense$6,916,0001,422
Salaries and employee benefits$4,504,0001,261
Premises and equipment expense$1,091,0001,087
Additional noninterest expense$1,321,0002,216
Pre-tax net operating income$2,334,0001,733
Securities gains (losses)$67,0001,232
Applicable income taxes$686,0001,377
Income before extraordinary items$1,715,0001,882
Extraordinary gains, net$016
Net income$1,715,0001,881
Minority interest net income$071
Net income of bank and minority interests.$1,715,0001,881
Net charge-offs$57,0002,050
Cash dividends$2,325,000672
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,667,4301,880
2016-03-31 (YTD Data)Rank
Total interest income$3,700,0001,720
Total interest expense$156,0003,287
Net interest income$3,544,0001,586
Provision for loan and lease losses$75,0001,741
Total noninterest income$1,093,0001,215
Gross Fiduciary activities income$171,000538
Service charges on deposit accounts$352,000870
Trading account gains and fees$0142
Additional Noninterest Income$570,0001,392
Total noninterest expense$3,457,0001,417
Salaries and employee benefits$2,254,0001,258
Premises and equipment expense$555,0001,075
Additional noninterest expense$648,0002,233
Pre-tax net operating income$1,105,0001,789
Securities gains (losses)$32,0001,025
Applicable income taxes$310,0001,441
Income before extraordinary items$827,0001,933
Extraordinary gains, net$012
Net income$827,0001,933
Minority interest net income$062
Net income of bank and minority interests.$827,0001,933
Net charge-offs$31,0001,731
Cash dividends$662,000999
Sale, conversion, retirement of capital stock, net$0659
Net operating income$803,6401,930
2015-12-31 (YTD Data)Rank
Total interest income$14,814,0001,673
Total interest expense$528,0003,619
Net interest income$14,286,0001,535
Provision for loan and lease losses$125,0002,790
Total noninterest income$4,255,0001,251
Gross Fiduciary activities income$803,000510
Service charges on deposit accounts$1,560,000828
Trading account gains and fees$0159
Additional Noninterest Income$1,892,0001,593
Total noninterest expense$13,699,0001,421
Salaries and employee benefits$8,837,0001,244
Premises and equipment expense$2,128,0001,117
Additional noninterest expense$2,734,0002,169
Pre-tax net operating income$4,717,0001,648
Securities gains (losses)$22,0002,184
Applicable income taxes$1,266,0001,374
Income before extraordinary items$3,473,0001,809
Extraordinary gains, net$023
Net income$3,473,0001,811
Minority interest net income$081
Net income of bank and minority interests.$3,473,0001,812
Net charge-offs$91,0002,744
Cash dividends$3,220,000922
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,456,9401,785
2015-09-30 (YTD Data)Rank
Total interest income$11,007,0001,696
Total interest expense$373,0003,780
Net interest income$10,634,0001,561
Provision for loan and lease losses$50,0003,229
Total noninterest income$3,139,0001,289
Gross Fiduciary activities income$597,000509
Service charges on deposit accounts$1,162,000833
Trading account gains and fees$0153
Additional Noninterest Income$1,380,0001,629
Total noninterest expense$10,189,0001,433
Salaries and employee benefits$6,539,0001,268
Premises and equipment expense$1,610,0001,124
Additional noninterest expense$2,040,0002,169
Pre-tax net operating income$3,534,0001,674
Securities gains (losses)$3,0002,757
Applicable income taxes$901,0001,467
Income before extraordinary items$2,636,0001,816
Extraordinary gains, net$021
Net income$2,636,0001,818
Minority interest net income$078
Net income of bank and minority interests.$2,636,0001,819
Net charge-offs$62,0002,611
Cash dividends$1,962,0001,012
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,633,7501,779
2015-06-30 (YTD Data)Rank
Total interest income$7,216,0001,726
Total interest expense$243,0003,860
Net interest income$6,973,0001,587
Provision for loan and lease losses$04,069
Total noninterest income$2,016,0001,322
Gross Fiduciary activities income$338,000552
Service charges on deposit accounts$753,000846
Trading account gains and fees$0157
Additional Noninterest Income$925,0001,639
Total noninterest expense$6,699,0001,459
Salaries and employee benefits$4,292,0001,291
Premises and equipment expense$1,077,0001,128
Additional noninterest expense$1,330,0002,209
Pre-tax net operating income$2,290,0001,698
Securities gains (losses)$3,0002,361
Applicable income taxes$573,0001,497
Income before extraordinary items$1,720,0001,838
Extraordinary gains, net$022
Net income$1,720,0001,841
Minority interest net income$075
Net income of bank and minority interests.$1,720,0001,842
Net charge-offs$11,0003,221
Cash dividends$1,307,000990
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,717,7501,797
2015-03-31 (YTD Data)Rank
Total interest income$3,561,0001,747
Total interest expense$125,0003,833
Net interest income$3,436,0001,609
Provision for loan and lease losses$03,703
Total noninterest income$950,0001,345
Gross Fiduciary activities income$159,000562
Service charges on deposit accounts$351,000878
Trading account gains and fees$0152
Additional Noninterest Income$440,0001,654
Total noninterest expense$3,310,0001,473
Salaries and employee benefits$2,114,0001,306
Premises and equipment expense$544,0001,116
Additional noninterest expense$652,0002,246
Pre-tax net operating income$1,076,0001,738
Securities gains (losses)$3,0001,758
Applicable income taxes$262,0001,571
Income before extraordinary items$817,0001,893
Extraordinary gains, net$013
Net income$817,0001,896
Minority interest net income$064
Net income of bank and minority interests.$817,0001,895
Net charge-offs$-21,0005,688
Cash dividends$652,000913
Sale, conversion, retirement of capital stock, net$0697
Net operating income$814,7201,833
2014-12-31 (YTD Data)Rank
Total interest income$14,222,0001,769
Total interest expense$644,0003,464
Net interest income$13,578,0001,633
Provision for loan and lease losses$04,603
Total noninterest income$4,073,0001,270
Gross Fiduciary activities income$727,000536
Service charges on deposit accounts$1,645,000815
Trading account gains and fees$0180
Additional Noninterest Income$1,701,0001,645
Total noninterest expense$12,553,0001,519
Salaries and employee benefits$8,023,0001,319
Premises and equipment expense$1,937,0001,235
Additional noninterest expense$2,593,0002,335
Pre-tax net operating income$5,098,0001,491
Securities gains (losses)$26,0002,177
Applicable income taxes$1,137,0001,424
Income before extraordinary items$3,987,0001,599
Extraordinary gains, net$017
Net income$3,987,0001,598
Minority interest net income$084
Net income of bank and minority interests.$3,987,0001,598
Net charge-offs$111,0003,084
Cash dividends$3,999,000742
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,966,7201,575
2014-09-30 (YTD Data)Rank
Total interest income$10,535,0001,801
Total interest expense$509,0003,415
Net interest income$10,026,0001,662
Provision for loan and lease losses$04,401
Total noninterest income$3,073,0001,275
Gross Fiduciary activities income$557,000527
Service charges on deposit accounts$1,246,000815
Trading account gains and fees$0174
Additional Noninterest Income$1,270,0001,648
Total noninterest expense$9,443,0001,521
Salaries and employee benefits$6,040,0001,315
Premises and equipment expense$1,455,0001,239
Additional noninterest expense$1,948,0002,310
Pre-tax net operating income$3,656,0001,571
Securities gains (losses)$26,0001,868
Applicable income taxes$879,0001,424
Income before extraordinary items$2,803,0001,683
Extraordinary gains, net$015
Net income$2,803,0001,684
Minority interest net income$081
Net income of bank and minority interests.$2,803,0001,683
Net charge-offs$80,0002,898
Cash dividends$2,753,000723
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,783,2401,657
2014-06-30 (YTD Data)Rank
Total interest income$6,926,0001,817
Total interest expense$352,0003,381
Net interest income$6,574,0001,675
Provision for loan and lease losses$04,196
Total noninterest income$2,035,0001,270
Gross Fiduciary activities income$368,000528
Service charges on deposit accounts$831,000806
Trading account gains and fees$0172
Additional Noninterest Income$836,0001,650
Total noninterest expense$6,287,0001,527
Salaries and employee benefits$4,069,0001,306
Premises and equipment expense$957,0001,260
Additional noninterest expense$1,261,0002,382
Pre-tax net operating income$2,322,0001,603
Securities gains (losses)$14,0001,800
Applicable income taxes$536,0001,482
Income before extraordinary items$1,800,0001,683
Extraordinary gains, net$020
Net income$1,800,0001,686
Minority interest net income$080
Net income of bank and minority interests.$1,800,0001,685
Net charge-offs$101,0002,179
Cash dividends$2,097,000622
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,789,2201,664
2014-03-31 (YTD Data)Rank
Total interest income$3,443,0001,815
Total interest expense$188,0003,308
Net interest income$3,255,0001,679
Provision for loan and lease losses$03,817
Total noninterest income$999,0001,251
Gross Fiduciary activities income$186,000532
Service charges on deposit accounts$399,000814
Trading account gains and fees$0147
Additional Noninterest Income$414,0001,611
Total noninterest expense$3,128,0001,535
Salaries and employee benefits$1,997,0001,345
Premises and equipment expense$498,0001,240
Additional noninterest expense$633,0002,367
Pre-tax net operating income$1,126,0001,596
Securities gains (losses)$5,0001,340
Applicable income taxes$250,0001,509
Income before extraordinary items$881,0001,663
Extraordinary gains, net$016
Net income$881,0001,667
Minority interest net income$066
Net income of bank and minority interests.$881,0001,666
Net charge-offs$12,0002,752
Cash dividends$1,436,000455
Sale, conversion, retirement of capital stock, net$0747
Net operating income$877,1001,637
2013-12-31 (YTD Data)Rank
Total interest income$14,481,0001,719
Total interest expense$824,0003,383
Net interest income$13,657,0001,592
Provision for loan and lease losses$05,091
Total noninterest income$4,258,0001,271
Gross Fiduciary activities income$750,000518
Service charges on deposit accounts$1,634,000850
Trading account gains and fees$0184
Additional Noninterest Income$1,874,0001,591
Total noninterest expense$12,421,0001,559
Salaries and employee benefits$7,683,0001,373
Premises and equipment expense$2,058,0001,164
Additional noninterest expense$2,680,0002,308
Pre-tax net operating income$5,494,0001,335
Securities gains (losses)$4,0002,846
Applicable income taxes$1,213,0001,294
Income before extraordinary items$4,285,0001,403
Extraordinary gains, net$029
Net income$4,285,0001,406
Minority interest net income$090
Net income of bank and minority interests.$4,285,0001,406
Net charge-offs$170,0003,200
Cash dividends$4,083,000675
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,281,8801,388
2013-09-30 (YTD Data)Rank
Total interest income$10,870,0001,725
Total interest expense$628,0003,430
Net interest income$10,242,0001,601
Provision for loan and lease losses$04,941
Total noninterest income$3,182,0001,297
Gross Fiduciary activities income$512,000537
Service charges on deposit accounts$1,209,000866
Trading account gains and fees$0180
Additional Noninterest Income$1,461,0001,582
Total noninterest expense$9,320,0001,556
Salaries and employee benefits$5,769,0001,373
Premises and equipment expense$1,563,0001,148
Additional noninterest expense$1,988,0002,320
Pre-tax net operating income$4,104,0001,361
Securities gains (losses)$2,0002,831
Applicable income taxes$999,0001,252
Income before extraordinary items$3,107,0001,459
Extraordinary gains, net$025
Net income$3,107,0001,461
Minority interest net income$084
Net income of bank and minority interests.$3,107,0001,461
Net charge-offs$139,0002,950
Cash dividends$2,550,000718
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,105,4801,429
2013-06-30 (YTD Data)Rank
Total interest income$7,213,0001,731
Total interest expense$433,0003,418
Net interest income$6,780,0001,594
Provision for loan and lease losses$04,788
Total noninterest income$2,149,0001,295
Gross Fiduciary activities income$363,000531
Service charges on deposit accounts$780,000867
Trading account gains and fees$0157
Additional Noninterest Income$1,006,0001,572
Total noninterest expense$6,205,0001,552
Salaries and employee benefits$3,819,0001,381
Premises and equipment expense$1,066,0001,120
Additional noninterest expense$1,320,0002,320
Pre-tax net operating income$2,724,0001,339
Securities gains (losses)$2,0002,612
Applicable income taxes$659,0001,254
Income before extraordinary items$2,067,0001,450
Extraordinary gains, net$022
Net income$2,067,0001,454
Minority interest net income$082
Net income of bank and minority interests.$2,067,0001,454
Net charge-offs$85,0002,906
Cash dividends$1,893,000661
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,065,4801,403
2013-03-31 (YTD Data)Rank
Total interest income$3,598,0001,750
Total interest expense$227,0003,387
Net interest income$3,371,0001,606
Provision for loan and lease losses$04,409
Total noninterest income$1,073,0001,296
Gross Fiduciary activities income$147,000578
Service charges on deposit accounts$380,000874
Trading account gains and fees$0148
Additional Noninterest Income$546,0001,477
Total noninterest expense$3,109,0001,571
Salaries and employee benefits$1,900,0001,398
Premises and equipment expense$526,0001,160
Additional noninterest expense$683,0002,278
Pre-tax net operating income$1,335,0001,349
Securities gains (losses)$1,0001,864
Applicable income taxes$319,0001,271
Income before extraordinary items$1,017,0001,456
Extraordinary gains, net$010
Net income$1,017,0001,458
Minority interest net income$076
Net income of bank and minority interests.$1,017,0001,458
Net charge-offs$3,0003,820
Cash dividends$1,236,000449
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,016,2401,403
2012-12-31 (YTD Data)Rank
Total interest income$15,365,0001,727
Total interest expense$1,208,0003,181
Net interest income$14,157,0001,558
Provision for loan and lease losses$05,905
Total noninterest income$4,232,0001,272
Gross Fiduciary activities income$690,000535
Service charges on deposit accounts$1,680,000839
Trading account gains and fees$0166
Additional Noninterest Income$1,862,0001,596
Total noninterest expense$11,833,0001,631
Salaries and employee benefits$7,170,0001,423
Premises and equipment expense$1,992,0001,186
Additional noninterest expense$2,671,0002,427
Pre-tax net operating income$6,556,0001,089
Securities gains (losses)$188,0001,764
Applicable income taxes$1,495,0001,101
Income before extraordinary items$5,249,0001,121
Extraordinary gains, net$029
Net income$5,249,0001,122
Minority interest net income$093
Net income of bank and minority interests.$5,249,0001,122
Net charge-offs$160,0004,001
Cash dividends$4,756,000602
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,102,3601,092
2012-09-30 (YTD Data)Rank
Total interest income$11,635,0001,738
Total interest expense$949,0003,193
Net interest income$10,686,0001,559
Provision for loan and lease losses$05,790
Total noninterest income$3,037,0001,325
Gross Fiduciary activities income$461,000560
Service charges on deposit accounts$1,239,000861
Trading account gains and fees$0157
Additional Noninterest Income$1,337,0001,639
Total noninterest expense$8,821,0001,644
Salaries and employee benefits$5,365,0001,424
Premises and equipment expense$1,493,0001,194
Additional noninterest expense$1,963,0002,463
Pre-tax net operating income$4,902,0001,098
Securities gains (losses)$188,0001,484
Applicable income taxes$1,320,000996
Income before extraordinary items$3,770,0001,192
Extraordinary gains, net$020
Net income$3,770,0001,192
Minority interest net income$086
Net income of bank and minority interests.$3,770,0001,192
Net charge-offs$138,0003,681
Cash dividends$2,021,000760
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,630,8801,169
2012-06-30 (YTD Data)Rank
Total interest income$7,830,0001,726
Total interest expense$679,0003,121
Net interest income$7,151,0001,557
Provision for loan and lease losses$05,619
Total noninterest income$1,987,0001,331
Gross Fiduciary activities income$313,000566
Service charges on deposit accounts$801,000881
Trading account gains and fees$0153
Additional Noninterest Income$873,0001,661
Total noninterest expense$5,892,0001,647
Salaries and employee benefits$3,622,0001,417
Premises and equipment expense$989,0001,205
Additional noninterest expense$1,281,0002,523
Pre-tax net operating income$3,246,0001,098
Securities gains (losses)$175,0001,202
Applicable income taxes$886,000980
Income before extraordinary items$2,535,0001,188
Extraordinary gains, net$019
Net income$2,535,0001,187
Minority interest net income$084
Net income of bank and minority interests.$2,535,0001,187
Net charge-offs$76,0003,671
Cash dividends$1,347,000766
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,405,5001,171
2012-03-31 (YTD Data)Rank
Total interest income$4,009,0001,707
Total interest expense$355,0003,112
Net interest income$3,654,0001,528
Provision for loan and lease losses$05,254
Total noninterest income$968,0001,354
Gross Fiduciary activities income$152,000570
Service charges on deposit accounts$391,000884
Trading account gains and fees$0148
Additional Noninterest Income$425,0001,682
Total noninterest expense$3,006,0001,609
Salaries and employee benefits$1,811,0001,429
Premises and equipment expense$488,0001,227
Additional noninterest expense$707,0002,265
Pre-tax net operating income$1,616,0001,086
Securities gains (losses)$02,210
Applicable income taxes$398,0001,076
Income before extraordinary items$1,218,0001,196
Extraordinary gains, net$019
Net income$1,218,0001,195
Minority interest net income$078
Net income of bank and minority interests.$1,218,0001,196
Net charge-offs$23,0003,594
Cash dividends$674,000690
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,218,0001,138
2011-12-31 (YTD Data)Rank
Total interest income$16,656,0001,697
Total interest expense$1,694,0003,135
Net interest income$14,962,0001,486
Provision for loan and lease losses$775,0002,786
Total noninterest income$4,159,0001,204
Gross Fiduciary activities income$698,000494
Service charges on deposit accounts$1,831,000802
Trading account gains and fees$0146
Additional Noninterest Income$1,630,0001,551
Total noninterest expense$11,550,0001,676
Salaries and employee benefits$6,948,0001,420
Premises and equipment expense$1,989,0001,263
Additional noninterest expense$2,613,0002,507
Pre-tax net operating income$6,796,000896
Securities gains (losses)$63,0002,411
Applicable income taxes$1,743,000884
Income before extraordinary items$5,116,000983
Extraordinary gains, net$029
Net income$5,116,000982
Minority interest net income$096
Net income of bank and minority interests.$5,116,000983
Net charge-offs$455,0003,296
Cash dividends$5,036,000418
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,068,750951
2011-09-30 (YTD Data)Rank
Total interest income$12,532,0001,712
Total interest expense$1,325,0003,155
Net interest income$11,207,0001,496
Provision for loan and lease losses$385,0003,280
Total noninterest income$3,159,0001,197
Gross Fiduciary activities income$541,000478
Service charges on deposit accounts$1,376,000805
Trading account gains and fees$0145
Additional Noninterest Income$1,242,0001,521
Total noninterest expense$8,661,0001,676
Salaries and employee benefits$5,129,0001,440
Premises and equipment expense$1,512,0001,262
Additional noninterest expense$2,020,0002,436
Pre-tax net operating income$5,320,000878
Securities gains (losses)$61,0002,186
Applicable income taxes$1,414,000832
Income before extraordinary items$3,967,000971
Extraordinary gains, net$021
Net income$3,967,000968
Minority interest net income$087
Net income of bank and minority interests.$3,967,000971
Net charge-offs$268,0003,369
Cash dividends$2,007,000632
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,921,860935
2011-06-30 (YTD Data)Rank
Total interest income$8,319,0001,748
Total interest expense$929,0003,141
Net interest income$7,390,0001,510
Provision for loan and lease losses$230,0003,361
Total noninterest income$2,112,0001,182
Gross Fiduciary activities income$361,000483
Service charges on deposit accounts$910,000805
Trading account gains and fees$0153
Additional Noninterest Income$841,0001,513
Total noninterest expense$5,832,0001,683
Salaries and employee benefits$3,434,0001,452
Premises and equipment expense$987,0001,295
Additional noninterest expense$1,411,0002,378
Pre-tax net operating income$3,440,000875
Securities gains (losses)$22,0002,052
Applicable income taxes$879,000845
Income before extraordinary items$2,583,000960
Extraordinary gains, net$015
Net income$2,583,000957
Minority interest net income$089
Net income of bank and minority interests.$2,583,000960
Net charge-offs$94,0003,905
Cash dividends$1,337,000629
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,566,500929
2011-03-31 (YTD Data)Rank
Total interest income$4,183,0001,739
Total interest expense$486,0003,119
Net interest income$3,697,0001,509
Provision for loan and lease losses$135,0002,993
Total noninterest income$1,029,0001,193
Gross Fiduciary activities income$152,000527
Service charges on deposit accounts$457,000785
Trading account gains and fees$0158
Additional Noninterest Income$420,0001,520
Total noninterest expense$2,928,0001,691
Salaries and employee benefits$1,721,0001,463
Premises and equipment expense$497,0001,314
Additional noninterest expense$710,0002,339
Pre-tax net operating income$1,663,000912
Securities gains (losses)$9,0001,340
Applicable income taxes$422,000846
Income before extraordinary items$1,250,000965
Extraordinary gains, net$09
Net income$1,250,000965
Minority interest net income$086
Net income of bank and minority interests.$1,250,000965
Net charge-offs$65,0003,136
Cash dividends$667,000570
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,243,250952
2010-12-31 (YTD Data)Rank
Total interest income$18,087,0001,674
Total interest expense$3,080,0002,550
Net interest income$15,007,0001,494
Provision for loan and lease losses$683,0003,639
Total noninterest income$5,013,0001,090
Gross Fiduciary activities income$679,000485
Service charges on deposit accounts$1,922,000785
Trading account gains and fees$0175
Additional Noninterest Income$2,412,0001,228
Total noninterest expense$12,183,0001,632
Salaries and employee benefits$6,708,0001,466
Premises and equipment expense$2,128,0001,213
Additional noninterest expense$3,347,0002,079
Pre-tax net operating income$7,154,000749
Securities gains (losses)$169,0001,727
Applicable income taxes$1,611,000862
Income before extraordinary items$5,712,000765
Extraordinary gains, net$029
Net income$5,712,000765
Minority interest net income$0111
Net income of bank and minority interests.$5,712,000766
Net charge-offs$483,0003,704
Cash dividends$7,786,000223
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,580,180753
2010-09-30 (YTD Data)Rank
Total interest income$13,602,0001,702
Total interest expense$2,474,0002,500
Net interest income$11,128,0001,525
Provision for loan and lease losses$455,0003,690
Total noninterest income$3,939,0001,014
Gross Fiduciary activities income$530,000471
Service charges on deposit accounts$1,415,000816
Trading account gains and fees$0165
Additional Noninterest Income$1,994,0001,103
Total noninterest expense$9,160,0001,615
Salaries and employee benefits$5,061,0001,461
Premises and equipment expense$1,559,0001,264
Additional noninterest expense$2,540,0002,041
Pre-tax net operating income$5,452,000776
Securities gains (losses)$130,0001,715
Applicable income taxes$1,165,000898
Income before extraordinary items$4,417,000785
Extraordinary gains, net$023
Net income$4,417,000783
Minority interest net income$0110
Net income of bank and minority interests.$4,417,000786
Net charge-offs$355,0003,508
Cash dividends$2,014,000524
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,314,300758
2010-06-30 (YTD Data)Rank
Total interest income$9,064,0001,729
Total interest expense$1,729,0002,475
Net interest income$7,335,0001,546
Provision for loan and lease losses$340,0003,434
Total noninterest income$2,139,0001,180
Gross Fiduciary activities income$320,000502
Service charges on deposit accounts$882,000892
Trading account gains and fees$0152
Additional Noninterest Income$937,0001,355
Total noninterest expense$6,168,0001,600
Salaries and employee benefits$3,405,0001,456
Premises and equipment expense$1,036,0001,278
Additional noninterest expense$1,727,0001,997
Pre-tax net operating income$2,966,000918
Securities gains (losses)$123,0001,279
Applicable income taxes$682,000954
Income before extraordinary items$2,407,000938
Extraordinary gains, net$019
Net income$2,407,000938
Minority interest net income$0105
Net income of bank and minority interests.$2,407,000939
Net charge-offs$310,0003,004
Cash dividends$1,338,000514
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,311,060939
2010-03-31 (YTD Data)Rank
Total interest income$4,494,0001,789
Total interest expense$881,0002,544
Net interest income$3,613,0001,592
Provision for loan and lease losses$250,0002,660
Total noninterest income$1,142,0001,096
Gross Fiduciary activities income$181,000479
Service charges on deposit accounts$414,000946
Trading account gains and fees$0175
Additional Noninterest Income$547,0001,198
Total noninterest expense$3,056,0001,637
Salaries and employee benefits$1,695,0001,481
Premises and equipment expense$507,0001,340
Additional noninterest expense$854,0001,987
Pre-tax net operating income$1,449,000934
Securities gains (losses)$98,000794
Applicable income taxes$349,000923
Income before extraordinary items$1,198,000913
Extraordinary gains, net$016
Net income$1,198,000917
Minority interest net income$091
Net income of bank and minority interests.$1,198,000917
Net charge-offs$208,0002,387
Cash dividends$670,000500
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,122,540950
2009-12-31 (YTD Data)Rank
Total interest income$18,345,0001,851
Total interest expense$4,035,0002,715
Net interest income$14,310,0001,566
Provision for loan and lease losses$07,427
Total noninterest income$4,091,0001,274
Gross Fiduciary activities income$662,000479
Service charges on deposit accounts$1,875,000930
Trading account gains and fees$0211
Additional Noninterest Income$1,554,0001,619
Total noninterest expense$11,766,0001,736
Salaries and employee benefits$6,720,0001,493
Premises and equipment expense$2,074,0001,308
Additional noninterest expense$2,972,0002,365
Pre-tax net operating income$6,635,000647
Securities gains (losses)$390,0001,035
Applicable income taxes$1,806,000612
Income before extraordinary items$5,219,000650
Extraordinary gains, net$034
Net income$5,219,000649
Minority interest net income$0115
Net income of bank and minority interests.$5,219,000651
Net charge-offs$391,0004,131
Cash dividends$3,355,000520
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,930,400688
2009-09-30 (YTD Data)Rank
Total interest income$13,665,0001,901
Total interest expense$3,062,0002,813
Net interest income$10,603,0001,580
Provision for loan and lease losses$07,284
Total noninterest income$3,005,0001,317
Gross Fiduciary activities income$504,000475
Service charges on deposit accounts$1,373,000945
Trading account gains and fees$0212
Additional Noninterest Income$1,128,0001,675
Total noninterest expense$8,804,0001,719
Salaries and employee benefits$5,059,0001,501
Premises and equipment expense$1,564,0001,313
Additional noninterest expense$2,181,0002,383
Pre-tax net operating income$4,804,000699
Securities gains (losses)$8,0003,037
Applicable income taxes$1,180,000742
Income before extraordinary items$3,632,000745
Extraordinary gains, net$027
Net income$3,632,000743
Minority interest net income$0118
Net income of bank and minority interests.$3,632,000746
Net charge-offs$273,0003,855
Cash dividends$1,645,000782
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,626,000735
2009-06-30 (YTD Data)Rank
Total interest income$8,980,0001,962
Total interest expense$2,026,0002,932
Net interest income$6,954,0001,620
Provision for loan and lease losses$07,158
Total noninterest income$1,964,0001,349
Gross Fiduciary activities income$320,000488
Service charges on deposit accounts$888,000958
Trading account gains and fees$0193
Additional Noninterest Income$756,0001,721
Total noninterest expense$5,920,0001,736
Salaries and employee benefits$3,389,0001,520
Premises and equipment expense$1,046,0001,333
Additional noninterest expense$1,485,0002,353
Pre-tax net operating income$2,998,000777
Securities gains (losses)$8,0002,641
Applicable income taxes$720,000816
Income before extraordinary items$2,286,000816
Extraordinary gains, net$021
Net income$2,286,000815
Minority interest net income$0112
Net income of bank and minority interests.$2,286,000816
Net charge-offs$32,0005,289
Cash dividends$1,115,000804
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,279,920789
2009-03-31 (YTD Data)Rank
Total interest income$4,386,0002,026
Total interest expense$981,0003,103
Net interest income$3,405,0001,639
Provision for loan and lease losses$06,744
Total noninterest income$959,0001,333
Gross Fiduciary activities income$154,000502
Service charges on deposit accounts$447,000918
Trading account gains and fees$0171
Additional Noninterest Income$358,0001,740
Total noninterest expense$2,850,0001,740
Salaries and employee benefits$1,693,0001,543
Premises and equipment expense$523,0001,362
Additional noninterest expense$634,0002,443
Pre-tax net operating income$1,514,000835
Securities gains (losses)$02,434
Applicable income taxes$380,000869
Income before extraordinary items$1,134,000941
Extraordinary gains, net$015
Net income$1,134,000942
Minority interest net income$0102
Net income of bank and minority interests.$1,134,000943
Net charge-offs$15,0004,515
Cash dividends$564,000770
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,134,000883
2008-12-31 (YTD Data)Rank
Total interest income$19,003,0002,005
Total interest expense$5,321,0002,814
Net interest income$13,682,0001,628
Provision for loan and lease losses$07,334
Total noninterest income$4,492,0001,162
Gross Fiduciary activities income$719,000486
Service charges on deposit accounts$2,124,000826
Trading account gains and fees$0154
Additional Noninterest Income$1,649,0001,495
Total noninterest expense$11,564,0001,686
Salaries and employee benefits$6,898,0001,498
Premises and equipment expense$1,952,0001,418
Additional noninterest expense$2,714,0002,199
Pre-tax net operating income$6,610,000836
Securities gains (losses)$728,000280
Applicable income taxes$2,064,000664
Income before extraordinary items$5,274,000771
Extraordinary gains, net$039
Net income$5,274,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0004,078
Cash dividends$4,852,000585
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,749,840919
2008-09-30 (YTD Data)Rank
Total interest income$14,338,0002,037
Total interest expense$4,294,0002,724
Net interest income$10,044,0001,670
Provision for loan and lease losses$06,991
Total noninterest income$3,380,0001,197
Gross Fiduciary activities income$515,000505
Service charges on deposit accounts$1,595,000831
Trading account gains and fees$0148
Additional Noninterest Income$1,270,0001,523
Total noninterest expense$8,423,0001,726
Salaries and employee benefits$4,971,0001,580
Premises and equipment expense$1,469,0001,423
Additional noninterest expense$1,983,0002,183
Pre-tax net operating income$5,001,0001,017
Securities gains (losses)$59,0001,316
Applicable income taxes$1,315,000935
Income before extraordinary items$3,745,000980
Extraordinary gains, net$031
Net income$3,745,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,413
Cash dividends$1,847,0001,108
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,701,3401,054
2008-06-30 (YTD Data)Rank
Total interest income$9,686,0002,044
Total interest expense$3,154,0002,593
Net interest income$6,532,0001,719
Provision for loan and lease losses$06,671
Total noninterest income$2,254,0001,201
Gross Fiduciary activities income$347,000511
Service charges on deposit accounts$1,040,000829
Trading account gains and fees$0149
Additional Noninterest Income$867,0001,556
Total noninterest expense$5,624,0001,719
Salaries and employee benefits$3,341,0001,575
Premises and equipment expense$964,0001,445
Additional noninterest expense$1,319,0002,149
Pre-tax net operating income$3,162,0001,116
Securities gains (losses)$59,0001,324
Applicable income taxes$840,0001,079
Income before extraordinary items$2,381,0001,158
Extraordinary gains, net$021
Net income$2,381,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,182
Cash dividends$1,251,0001,167
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,337,3401,162
2008-03-31 (YTD Data)Rank
Total interest income$4,914,0002,074
Total interest expense$1,724,0002,530
Net interest income$3,190,0001,748
Provision for loan and lease losses$06,080
Total noninterest income$1,148,0001,196
Gross Fiduciary activities income$184,000499
Service charges on deposit accounts$504,000851
Trading account gains and fees$0158
Additional Noninterest Income$460,0001,495
Total noninterest expense$2,863,0001,690
Salaries and employee benefits$1,711,0001,555
Premises and equipment expense$481,0001,445
Additional noninterest expense$671,0002,083
Pre-tax net operating income$1,475,0001,279
Securities gains (losses)$39,0001,222
Applicable income taxes$390,0001,220
Income before extraordinary items$1,124,0001,346
Extraordinary gains, net$015
Net income$1,124,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$653,0001,083
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,095,1401,340
2007-12-31 (YTD Data)Rank
Total interest income$19,800,0002,107
Total interest expense$7,437,0002,477
Net interest income$12,363,0001,829
Provision for loan and lease losses$06,851
Total noninterest income$4,568,0001,177
Gross Fiduciary activities income$726,000501
Service charges on deposit accounts$2,146,000828
Trading account gains and fees$0178
Additional Noninterest Income$1,696,0001,532
Total noninterest expense$11,485,0001,603
Salaries and employee benefits$6,627,0001,526
Premises and equipment expense$1,936,0001,373
Additional noninterest expense$2,922,0001,887
Pre-tax net operating income$5,446,0001,531
Securities gains (losses)$02,146
Applicable income taxes$1,336,0001,527
Income before extraordinary items$4,110,0001,548
Extraordinary gains, net$039
Net income$4,110,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,918
Cash dividends$2,700,0001,292
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,110,0001,532
2007-09-30 (YTD Data)Rank
Total interest income$14,680,0002,136
Total interest expense$5,501,0002,510
Net interest income$9,179,0001,853
Provision for loan and lease losses$06,528
Total noninterest income$3,440,0001,167
Gross Fiduciary activities income$549,000499
Service charges on deposit accounts$1,599,000823
Trading account gains and fees$0184
Additional Noninterest Income$1,292,0001,523
Total noninterest expense$8,531,0001,600
Salaries and employee benefits$4,978,0001,515
Premises and equipment expense$1,410,0001,407
Additional noninterest expense$2,143,0001,883
Pre-tax net operating income$4,088,0001,639
Securities gains (losses)$01,655
Applicable income taxes$1,000,0001,651
Income before extraordinary items$3,088,0001,636
Extraordinary gains, net$033
Net income$3,088,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,185
Cash dividends$2,026,0001,196
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,088,0001,623
2007-06-30 (YTD Data)Rank
Total interest income$9,586,0002,179
Total interest expense$3,525,0002,602
Net interest income$6,061,0001,903
Provision for loan and lease losses$06,209
Total noninterest income$2,317,0001,188
Gross Fiduciary activities income$355,000522
Service charges on deposit accounts$1,055,000840
Trading account gains and fees$0168
Additional Noninterest Income$907,0001,490
Total noninterest expense$5,752,0001,606
Salaries and employee benefits$3,335,0001,538
Premises and equipment expense$897,0001,496
Additional noninterest expense$1,520,0001,787
Pre-tax net operating income$2,626,0001,746
Securities gains (losses)$01,444
Applicable income taxes$645,0001,751
Income before extraordinary items$1,981,0001,743
Extraordinary gains, net$029
Net income$1,981,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$1,364,0001,207
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,981,0001,730
2007-03-31 (YTD Data)Rank
Total interest income$4,684,0002,225
Total interest expense$1,738,0002,628
Net interest income$2,946,0001,965
Provision for loan and lease losses$05,779
Total noninterest income$1,200,0001,134
Gross Fiduciary activities income$160,000548
Service charges on deposit accounts$519,000823
Trading account gains and fees$0195
Additional Noninterest Income$521,0001,318
Total noninterest expense$2,815,0001,640
Salaries and employee benefits$1,664,0001,567
Premises and equipment expense$449,0001,488
Additional noninterest expense$702,0001,898
Pre-tax net operating income$1,331,0001,712
Securities gains (losses)$01,187
Applicable income taxes$330,0001,741
Income before extraordinary items$1,001,0001,715
Extraordinary gains, net$022
Net income$1,001,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,847
Cash dividends$681,0001,103
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,001,0001,705
2006-12-31 (YTD Data)Rank
Total interest income$18,165,0002,163
Total interest expense$6,628,0002,385
Net interest income$11,537,0002,010
Provision for loan and lease losses$06,850
Total noninterest income$4,787,0001,130
Gross Fiduciary activities income$680,000511
Service charges on deposit accounts$2,235,000791
Trading account gains and fees$0130
Additional Noninterest Income$1,872,0001,433
Total noninterest expense$11,031,0001,606
Salaries and employee benefits$6,471,0001,525
Premises and equipment expense$1,931,0001,339
Additional noninterest expense$2,629,0002,019
Pre-tax net operating income$5,293,0001,794
Securities gains (losses)$3,0001,365
Applicable income taxes$1,075,0002,096
Income before extraordinary items$4,221,0001,708
Extraordinary gains, net$051
Net income$4,221,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,185
Cash dividends$2,602,0001,253
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,218,6001,698
2006-09-30 (YTD Data)Rank
Total interest income$13,468,0002,172
Total interest expense$4,830,0002,385
Net interest income$8,638,0002,028
Provision for loan and lease losses$06,685
Total noninterest income$3,254,0001,231
Gross Fiduciary activities income$517,000503
Service charges on deposit accounts$1,665,000800
Trading account gains and fees$0126
Additional Noninterest Income$1,072,0001,737
Total noninterest expense$8,210,0001,632
Salaries and employee benefits$4,854,0001,536
Premises and equipment expense$1,398,0001,391
Additional noninterest expense$1,958,0001,995
Pre-tax net operating income$3,682,0001,977
Securities gains (losses)$3,0001,123
Applicable income taxes$860,0002,085
Income before extraordinary items$2,825,0001,937
Extraordinary gains, net$045
Net income$2,825,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0001,857
Cash dividends$1,945,0001,188
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,822,6901,921
2006-06-30 (YTD Data)Rank
Total interest income$8,830,0002,173
Total interest expense$3,091,0002,375
Net interest income$5,739,0002,038
Provision for loan and lease losses$06,419
Total noninterest income$2,152,0001,245
Gross Fiduciary activities income$340,000510
Service charges on deposit accounts$1,112,000792
Trading account gains and fees$0126
Additional Noninterest Income$700,0001,764
Total noninterest expense$5,427,0001,651
Salaries and employee benefits$3,189,0001,555
Premises and equipment expense$925,0001,400
Additional noninterest expense$1,313,0002,000
Pre-tax net operating income$2,464,0001,975
Securities gains (losses)$3,000925
Applicable income taxes$575,0002,111
Income before extraordinary items$1,892,0001,932
Extraordinary gains, net$039
Net income$1,892,0001,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,561
Cash dividends$1,288,0001,186
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,889,6901,915
2006-03-31 (YTD Data)Rank
Total interest income$4,351,0002,160
Total interest expense$1,485,0002,350
Net interest income$2,866,0002,023
Provision for loan and lease losses$06,013
Total noninterest income$1,044,0001,241
Gross Fiduciary activities income$155,000550
Service charges on deposit accounts$523,000810
Trading account gains and fees$0115
Additional Noninterest Income$366,0001,668
Total noninterest expense$2,779,0001,621
Salaries and employee benefits$1,665,0001,493
Premises and equipment expense$461,0001,412
Additional noninterest expense$653,0001,993
Pre-tax net operating income$1,131,0002,076
Securities gains (losses)$0955
Applicable income taxes$255,0002,235
Income before extraordinary items$876,0002,017
Extraordinary gains, net$021
Net income$876,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$631,0001,106
Sale, conversion, retirement of capital stock, net$0648
Net operating income$876,0002,002
2005-12-31 (YTD Data)Rank
Total interest income$17,369,0001,933
Total interest expense$4,239,0002,531
Net interest income$13,130,0001,668
Provision for loan and lease losses$07,120
Total noninterest income$4,784,0001,122
Gross Fiduciary activities income$689,000494
Service charges on deposit accounts$2,267,000767
Trading account gains and fees$0138
Additional Noninterest Income$1,828,0001,438
Total noninterest expense$11,484,0001,496
Salaries and employee benefits$6,304,0001,492
Premises and equipment expense$1,902,0001,294
Additional noninterest expense$3,278,0001,558
Pre-tax net operating income$6,430,0001,489
Securities gains (losses)$36,0001,038
Applicable income taxes$1,733,0001,527
Income before extraordinary items$4,733,0001,486
Extraordinary gains, net$046
Net income$4,733,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,524
Cash dividends$2,399,0001,285
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,706,7201,480
2005-09-30 (YTD Data)Rank
Total interest income$13,012,0001,891
Total interest expense$3,310,0002,353
Net interest income$9,702,0001,668
Provision for loan and lease losses$06,899
Total noninterest income$3,751,0001,097
Gross Fiduciary activities income$496,000496
Service charges on deposit accounts$1,697,000763
Trading account gains and fees$0126
Additional Noninterest Income$1,558,0001,322
Total noninterest expense$8,264,0001,547
Salaries and employee benefits$4,648,0001,503
Premises and equipment expense$1,382,0001,321
Additional noninterest expense$2,234,0001,678
Pre-tax net operating income$5,189,0001,387
Securities gains (losses)$21,0001,208
Applicable income taxes$1,435,0001,432
Income before extraordinary items$3,775,0001,416
Extraordinary gains, net$035
Net income$3,775,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,277
Cash dividends$1,794,0001,171
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,759,8801,399
2005-06-30 (YTD Data)Rank
Total interest income$8,717,0001,827
Total interest expense$2,277,0002,162
Net interest income$6,440,0001,669
Provision for loan and lease losses$06,626
Total noninterest income$2,702,0001,019
Gross Fiduciary activities income$339,000492
Service charges on deposit accounts$1,128,000749
Trading account gains and fees$0116
Additional Noninterest Income$1,235,0001,155
Total noninterest expense$5,459,0001,549
Salaries and employee benefits$3,089,0001,505
Premises and equipment expense$905,0001,334
Additional noninterest expense$1,465,0001,686
Pre-tax net operating income$3,683,0001,262
Securities gains (losses)$16,0001,180
Applicable income taxes$1,050,0001,318
Income before extraordinary items$2,649,0001,329
Extraordinary gains, net$030
Net income$2,649,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0001,758
Cash dividends$1,191,0001,139
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,637,4801,311
2005-03-31 (YTD Data)Rank
Total interest income$4,371,0001,786
Total interest expense$1,114,0002,112
Net interest income$3,257,0001,639
Provision for loan and lease losses$06,226
Total noninterest income$1,074,0001,186
Gross Fiduciary activities income$191,000461
Service charges on deposit accounts$528,000774
Trading account gains and fees$0115
Additional Noninterest Income$355,0001,689
Total noninterest expense$2,622,0001,618
Salaries and employee benefits$1,505,0001,545
Premises and equipment expense$442,0001,371
Additional noninterest expense$675,0001,827
Pre-tax net operating income$1,709,0001,342
Securities gains (losses)$12,000950
Applicable income taxes$470,0001,420
Income before extraordinary items$1,251,0001,378
Extraordinary gains, net$024
Net income$1,251,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,262
Cash dividends$587,0001,076
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,242,2401,347
2004-12-31 (YTD Data)Rank
Total interest income$15,269,0001,872
Total interest expense$3,789,0002,149
Net interest income$11,480,0001,759
Provision for loan and lease losses$89,0005,219
Total noninterest income$3,827,0001,329
Gross Fiduciary activities income$614,000500
Service charges on deposit accounts$1,916,000914
Trading account gains and fees$0138
Additional Noninterest Income$1,297,0001,811
Total noninterest expense$9,095,0001,778
Salaries and employee benefits$5,071,0001,740
Premises and equipment expense$1,625,0001,413
Additional noninterest expense$2,399,0002,037
Pre-tax net operating income$6,123,0001,408
Securities gains (losses)$4,0003,277
Applicable income taxes$1,696,0001,459
Income before extraordinary items$4,431,0001,455
Extraordinary gains, net$034
Net income$4,431,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,075
Cash dividends$14,538,000268
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,428,1201,410
2004-09-30 (YTD Data)Rank
Total interest income$10,786,0001,951
Total interest expense$2,650,0002,234
Net interest income$8,136,0001,850
Provision for loan and lease losses$89,0004,620
Total noninterest income$2,727,0001,398
Gross Fiduciary activities income$441,000517
Service charges on deposit accounts$1,298,0001,032
Trading account gains and fees$0134
Additional Noninterest Income$988,0001,781
Total noninterest expense$6,199,0001,933
Salaries and employee benefits$3,535,0001,843
Premises and equipment expense$1,004,0001,734
Additional noninterest expense$1,660,0002,175
Pre-tax net operating income$4,575,0001,421
Securities gains (losses)$4,0003,145
Applicable income taxes$1,262,0001,482
Income before extraordinary items$3,317,0001,485
Extraordinary gains, net$026
Net income$3,317,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,013
Cash dividends$14,236,000216
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,314,1201,440
2004-06-30 (YTD Data)Rank
Total interest income$6,255,0002,237
Total interest expense$1,493,0002,583
Net interest income$4,762,0002,106
Provision for loan and lease losses$67,0004,166
Total noninterest income$1,605,0001,519
Gross Fiduciary activities income$284,000530
Service charges on deposit accounts$684,0001,296
Trading account gains and fees$0130
Additional Noninterest Income$637,0001,836
Total noninterest expense$3,655,0002,170
Salaries and employee benefits$2,082,0002,103
Premises and equipment expense$496,0002,310
Additional noninterest expense$1,077,0002,241
Pre-tax net operating income$2,645,0001,588
Securities gains (losses)$03,413
Applicable income taxes$715,0001,677
Income before extraordinary items$1,930,0001,663
Extraordinary gains, net$021
Net income$1,930,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,389
Cash dividends$13,935,000162
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,930,0001,596
2004-03-31 (YTD Data)Rank
Total interest income$3,177,0002,204
Total interest expense$770,0002,539
Net interest income$2,407,0002,089
Provision for loan and lease losses$19,0004,886
Total noninterest income$778,0001,532
Gross Fiduciary activities income$129,000567
Service charges on deposit accounts$341,0001,259
Trading account gains and fees$0121
Additional Noninterest Income$308,0001,853
Total noninterest expense$1,803,0002,214
Salaries and employee benefits$1,014,0002,164
Premises and equipment expense$228,0002,495
Additional noninterest expense$561,0002,111
Pre-tax net operating income$1,363,0001,520
Securities gains (losses)$02,934
Applicable income taxes$370,0001,670
Income before extraordinary items$993,0001,608
Extraordinary gains, net$016
Net income$993,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,590
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$0464
Net operating income$993,0001,520
2003-12-31 (YTD Data)Rank
Total interest income$14,087,0002,015
Total interest expense$4,100,0002,171
Net interest income$9,987,0001,961
Provision for loan and lease losses$600,0001,837
Total noninterest income$2,895,0001,737
Gross Fiduciary activities income$734,000446
Service charges on deposit accounts$1,174,0001,468
Trading account gains and fees$0160
Additional Noninterest Income$987,0002,411
Total noninterest expense$7,365,0002,140
Salaries and employee benefits$4,133,0002,051
Premises and equipment expense$1,126,0002,026
Additional noninterest expense$2,106,0002,298
Pre-tax net operating income$4,917,0001,656
Securities gains (losses)$402,000873
Applicable income taxes$1,460,0001,654
Income before extraordinary items$3,859,0001,612
Extraordinary gains, net$054
Net income$3,859,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,772
Cash dividends$6,018,000540
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,565,5401,665
2003-09-30 (YTD Data)Rank
Total interest income$10,757,0002,012
Total interest expense$3,256,0002,138
Net interest income$7,501,0001,964
Provision for loan and lease losses$576,0001,465
Total noninterest income$2,132,0001,809
Gross Fiduciary activities income$593,000441
Service charges on deposit accounts$826,0001,569
Trading account gains and fees$0153
Additional Noninterest Income$713,0002,526
Total noninterest expense$5,423,0002,172
Salaries and employee benefits$3,065,0002,087
Premises and equipment expense$804,0002,128
Additional noninterest expense$1,554,0002,310
Pre-tax net operating income$3,634,0001,716
Securities gains (losses)$402,000791
Applicable income taxes$1,135,0001,677
Income before extraordinary items$2,901,0001,662
Extraordinary gains, net$040
Net income$2,901,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,295
Cash dividends$5,717,000441
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,611,5601,748
2003-06-30 (YTD Data)Rank
Total interest income$7,369,0001,969
Total interest expense$2,313,0002,078
Net interest income$5,056,0001,930
Provision for loan and lease losses$426,0001,315
Total noninterest income$1,448,0001,765
Gross Fiduciary activities income$457,000412
Service charges on deposit accounts$561,0001,522
Trading account gains and fees$0150
Additional Noninterest Income$430,0002,673
Total noninterest expense$3,614,0002,170
Salaries and employee benefits$2,023,0002,100
Premises and equipment expense$541,0002,103
Additional noninterest expense$1,050,0002,262
Pre-tax net operating income$2,464,0001,698
Securities gains (losses)$402,000667
Applicable income taxes$855,0001,538
Income before extraordinary items$2,011,0001,611
Extraordinary gains, net$030
Net income$2,011,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,096
Cash dividends$5,411,000323
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,729,6001,741
2003-03-31 (YTD Data)Rank
Total interest income$3,717,0001,968
Total interest expense$1,202,0002,049
Net interest income$2,515,0001,945
Provision for loan and lease losses$125,0001,986
Total noninterest income$689,0001,800
Gross Fiduciary activities income$266,000388
Service charges on deposit accounts$270,0001,530
Trading account gains and fees$0134
Additional Noninterest Income$153,0003,174
Total noninterest expense$1,736,0002,250
Salaries and employee benefits$995,0002,118
Premises and equipment expense$250,0002,253
Additional noninterest expense$491,0002,374
Pre-tax net operating income$1,343,0001,570
Securities gains (losses)$402,000416
Applicable income taxes$535,0001,290
Income before extraordinary items$1,210,0001,366
Extraordinary gains, net$021
Net income$1,210,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,659
Cash dividends$503,0001,176
Sale, conversion, retirement of capital stock, net$0419
Net operating income$932,6201,603
2002-12-31 (YTD Data)Rank
Total interest income$16,910,0001,825
Total interest expense$5,742,0001,977
Net interest income$11,168,0001,726
Provision for loan and lease losses$800,0001,629
Total noninterest income$2,289,0001,908
Gross Fiduciary activities income$617,000504
Service charges on deposit accounts$1,031,0001,565
Trading account gains and fees$0153
Additional Noninterest Income$641,0002,857
Total noninterest expense$7,084,0002,122
Salaries and employee benefits$3,960,0002,018
Premises and equipment expense$1,038,0002,107
Additional noninterest expense$2,086,0002,213
Pre-tax net operating income$5,573,0001,490
Securities gains (losses)$107,0001,678
Applicable income taxes$1,535,0001,620
Income before extraordinary items$4,145,0001,489
Extraordinary gains, net$070
Net income$4,145,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$830,0001,127
Cash dividends$2,322,0001,160
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,066,8901,462
2001-12-31 (YTD Data)Rank
Total interest income$18,840,0001,815
Total interest expense$8,503,0001,910
Net interest income$10,337,0001,730
Provision for loan and lease losses$390,0002,674
Total noninterest income$2,304,0001,800
Gross Fiduciary activities income$701,000491
Service charges on deposit accounts$953,0001,557
Trading account gains and fees$0177
Additional Noninterest Income$650,0002,692
Total noninterest expense$6,589,0002,181
Salaries and employee benefits$3,827,0001,965
Premises and equipment expense$1,000,0002,130
Additional noninterest expense$1,762,0002,519
Pre-tax net operating income$5,662,0001,307
Securities gains (losses)$11,0003,540
Applicable income taxes$1,405,0001,593
Income before extraordinary items$4,268,0001,278
Extraordinary gains, net$0105
Net income$4,268,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,151
Cash dividends$2,705,0001,009
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,259,7501,231
2000-12-31 (YTD Data)Rank
Total interest income$18,390,0001,902
Total interest expense$8,862,0001,949
Net interest income$9,528,0001,852
Provision for loan and lease losses$08,337
Total noninterest income$2,113,0001,794
Gross Fiduciary activities income$646,000521
Service charges on deposit accounts$837,0001,657
Trading account gains and fees$0180
Additional Noninterest Income$630,0002,558
Total noninterest expense$6,457,0002,132
Salaries and employee benefits$3,615,0001,981
Premises and equipment expense$1,141,0001,839
Additional noninterest expense$1,701,0002,513
Pre-tax net operating income$5,184,0001,426
Securities gains (losses)$-11,0008,394
Applicable income taxes$1,187,0001,843
Income before extraordinary items$3,986,0001,323
Extraordinary gains, net$038
Net income$3,986,0001,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,794
Cash dividends$1,503,0001,645
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,994,4701,306
1999-12-31 (YTD Data)Rank
Total interest income$15,961,0002,032
Total interest expense$6,657,0002,217
Net interest income$9,304,0001,884
Provision for loan and lease losses$08,503
Total noninterest income$1,709,0002,087
Gross Fiduciary activities income$603,000587
Service charges on deposit accounts$606,0002,206
Trading account gains and fees$0173
Additional Noninterest Income$500,0002,954
Total noninterest expense$6,271,0002,175
Salaries and employee benefits$3,457,0002,027
Premises and equipment expense$1,096,0001,860
Additional noninterest expense$1,718,0002,519
Pre-tax net operating income$4,742,0001,585
Securities gains (losses)$2,0002,566
Applicable income taxes$1,025,0002,180
Income before extraordinary items$3,719,0001,441
Extraordinary gains, net$035
Net income$3,719,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,998
Cash dividends$1,500,0001,672
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,717,4401,422
1998-12-31 (YTD Data)Rank
Total interest income$15,483,0002,103
Total interest expense$6,572,0002,299
Net interest income$8,911,0001,925
Provision for loan and lease losses$70,0005,864
Total noninterest income$1,660,0002,100
Gross Fiduciary activities income$539,000616
Service charges on deposit accounts$595,0002,160
Trading account gains and fees$0224
Additional Noninterest Income$526,0002,889
Total noninterest expense$6,016,0002,169
Salaries and employee benefits$3,229,0002,098
Premises and equipment expense$1,103,0001,785
Additional noninterest expense$1,684,0002,476
Pre-tax net operating income$4,485,0001,646
Securities gains (losses)$24,0002,292
Applicable income taxes$993,0002,325
Income before extraordinary items$3,516,0001,502
Extraordinary gains, net$032
Net income$3,516,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-453,00010,415
Cash dividends$1,354,0001,795
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,497,2801,444
1997-12-31 (YTD Data)Rank
Total interest income$15,189,0002,150
Total interest expense$6,398,0002,352
Net interest income$8,791,0001,974
Provision for loan and lease losses$125,0004,524
Total noninterest income$1,437,0002,282
Gross Fiduciary activities income$479,000671
Service charges on deposit accounts$577,0002,270
Trading account gains and fees$0239
Additional Noninterest Income$381,0003,393
Total noninterest expense$5,623,0002,293
Salaries and employee benefits$2,990,0002,212
Premises and equipment expense$909,0002,158
Additional noninterest expense$1,724,0002,401
Pre-tax net operating income$4,480,0001,714
Securities gains (losses)$22,0001,824
Applicable income taxes$1,088,0002,266
Income before extraordinary items$3,414,0001,580
Extraordinary gains, net$044
Net income$3,414,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,729
Cash dividends$2,209,0001,195
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,397,2801,553
1996-12-31 (YTD Data)Rank
Total interest income$14,458,0002,319
Total interest expense$6,209,0002,474
Net interest income$8,249,0002,181
Provision for loan and lease losses$182,0003,615
Total noninterest income$1,510,0002,285
Gross Fiduciary activities income$399,000772
Service charges on deposit accounts$553,0002,464
Trading account gains and fees$0262
Additional Noninterest Income$558,0002,712
Total noninterest expense$5,557,0002,471
Salaries and employee benefits$2,993,0002,229
Premises and equipment expense$1,073,0001,878
Additional noninterest expense$1,491,0003,140
Pre-tax net operating income$4,020,0001,791
Securities gains (losses)$14,0002,256
Applicable income taxes$953,0002,462
Income before extraordinary items$3,081,0001,619
Extraordinary gains, net$053
Net income$3,081,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,930
Cash dividends$744,0002,646
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,070,3601,593
1995-12-31 (YTD Data)Rank
Total interest income$13,138,0002,546
Total interest expense$5,930,0002,589
Net interest income$7,208,0002,490
Provision for loan and lease losses$15,0007,935
Total noninterest income$1,341,0002,483
Gross Fiduciary activities income$456,000769
Service charges on deposit accounts$540,0002,488
Trading account gains and fees$0522
Additional Noninterest Income$345,0003,648
Total noninterest expense$4,988,0002,728
Salaries and employee benefits$2,493,0002,679
Premises and equipment expense$993,0002,029
Additional noninterest expense$1,502,0003,094
Pre-tax net operating income$3,546,0002,074
Securities gains (losses)$17,0002,020
Applicable income taxes$816,0002,831
Income before extraordinary items$2,747,0001,834
Extraordinary gains, net$065
Net income$2,747,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,445
Cash dividends$744,0002,561
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,733,9101,822
1994-12-31 (YTD Data)Rank
Total interest income$12,147,0002,496
Total interest expense$4,720,0002,595
Net interest income$7,427,0002,435
Provision for loan and lease losses$09,146
Total noninterest income$1,177,0002,761
Gross Fiduciary activities income$376,000825
Service charges on deposit accounts$455,0003,021
Trading account gains and fees$0475
Additional Noninterest Income$346,0003,743
Total noninterest expense$4,641,0002,973
Salaries and employee benefits$2,252,0002,944
Premises and equipment expense$824,0002,466
Additional noninterest expense$1,565,0003,183
Pre-tax net operating income$3,963,0001,800
Securities gains (losses)$25,0001,598
Applicable income taxes$940,0002,369
Income before extraordinary items$3,048,0001,607
Extraordinary gains, net$0249
Net income$3,048,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,684
Cash dividends$744,0002,419
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,029,0001,623
1993-12-31 (YTD Data)Rank
Total interest income$12,283,0002,509
Total interest expense$4,734,0002,720
Net interest income$7,549,0002,373
Provision for loan and lease losses$010,371
Total noninterest income$1,124,0003,066
Gross Fiduciary activities income$345,000892
Service charges on deposit accounts$488,0002,862
Trading account gains and fees$0532
Additional Noninterest Income$291,0004,551
Total noninterest expense$4,627,0003,046
Salaries and employee benefits$2,353,0002,802
Premises and equipment expense$773,0002,638
Additional noninterest expense$1,501,0003,503
Pre-tax net operating income$4,046,0001,708
Securities gains (losses)$25,0004,353
Applicable income taxes$1,087,0002,087
Income before extraordinary items$2,984,0001,693
Extraordinary gains, net$03,149
Net income$2,984,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0006,315
Cash dividends$756,0002,256
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,965,7501,602
1992-12-31 (YTD Data)Rank
Total interest income$12,989,0002,712
Total interest expense$5,715,0002,916
Net interest income$7,274,0002,500
Provision for loan and lease losses$268,0004,430
Total noninterest income$1,216,0002,832
Gross Fiduciary activities income$283,000982
Service charges on deposit accounts$425,0003,276
Trading account gains and fees$0504
Additional Noninterest Income$508,0003,151
Total noninterest expense$4,368,0003,249
Salaries and employee benefits$2,058,0003,143
Premises and equipment expense$739,0002,794
Additional noninterest expense$1,571,0003,457
Pre-tax net operating income$3,854,0001,615
Securities gains (losses)$282,0001,595
Applicable income taxes$1,247,0001,685
Income before extraordinary items$2,889,0001,605
Extraordinary gains, net$01,422
Net income$2,889,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0004,664
Cash dividends$615,0002,357
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,691,6001,571

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.