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Integrity Bank, SSB, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$9,556,000786
Total interest expense$1,157,000837
Net interest income$8,399,000781
Provision for loan and lease losses$910,000298
Total noninterest income$323,0002,519
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$62,0003,055
Trading account gains and fees$0123
Additional Noninterest Income$261,0002,176
Total noninterest expense$4,458,0001,167
Salaries and employee benefits$2,429,0001,208
Premises and equipment expense$589,0001,037
Additional noninterest expense$1,440,0001,105
Pre-tax net operating income$3,354,000775
Securities gains (losses)$0735
Applicable income taxes$713,000673
Income before extraordinary items$2,641,000833
Extraordinary gains, net$07
Net income$2,641,000833
Minority interest net income$052
Net income of bank and minority interests.$2,641,000833
Net charge-offs$8,0002,040
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$86,000273
Net operating income$2,641,000828
2017-12-31 (YTD Data)Rank
Total interest income$36,503,000778
Total interest expense$4,856,000699
Net interest income$31,647,000796
Provision for loan and lease losses$635,0001,238
Total noninterest income$1,673,0002,262
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$262,0003,053
Trading account gains and fees$0151
Additional Noninterest Income$1,411,0001,888
Total noninterest expense$18,411,0001,136
Salaries and employee benefits$11,207,0001,062
Premises and equipment expense$2,420,000981
Additional noninterest expense$4,784,0001,290
Pre-tax net operating income$14,274,000722
Securities gains (losses)$1,0002,108
Applicable income taxes$6,051,000585
Income before extraordinary items$8,224,000888
Extraordinary gains, net$09
Net income$8,224,000888
Minority interest net income$076
Net income of bank and minority interests.$8,224,000888
Net charge-offs$40,0003,090
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$290,000355
Net operating income$8,223,360872
2017-09-30 (YTD Data)Rank
Total interest income$26,805,000795
Total interest expense$3,580,000692
Net interest income$23,225,000817
Provision for loan and lease losses$540,0001,090
Total noninterest income$1,306,0002,231
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$197,0003,086
Trading account gains and fees$0145
Additional Noninterest Income$1,109,0001,859
Total noninterest expense$13,015,0001,188
Salaries and employee benefits$7,778,0001,136
Premises and equipment expense$1,760,0001,022
Additional noninterest expense$3,477,0001,321
Pre-tax net operating income$10,976,000708
Securities gains (losses)$1,0002,145
Applicable income taxes$3,800,000587
Income before extraordinary items$7,177,000837
Extraordinary gains, net$09
Net income$7,177,000838
Minority interest net income$071
Net income of bank and minority interests.$7,177,000837
Net charge-offs$41,0002,601
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$204,000340
Net operating income$7,176,350826
2017-06-30 (YTD Data)Rank
Total interest income$17,159,000824
Total interest expense$2,255,000706
Net interest income$14,904,000841
Provision for loan and lease losses$320,0001,136
Total noninterest income$953,0002,115
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$131,0003,086
Trading account gains and fees$0139
Additional Noninterest Income$822,0001,749
Total noninterest expense$8,593,0001,203
Salaries and employee benefits$5,165,0001,147
Premises and equipment expense$1,170,0001,025
Additional noninterest expense$2,258,0001,349
Pre-tax net operating income$6,944,000722
Securities gains (losses)$01,906
Applicable income taxes$2,409,000587
Income before extraordinary items$4,535,000869
Extraordinary gains, net$011
Net income$4,535,000870
Minority interest net income$071
Net income of bank and minority interests.$4,535,000869
Net charge-offs$76,0001,712
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$125,000328
Net operating income$4,535,000859
2017-03-31 (YTD Data)Rank
Total interest income$8,170,000861
Total interest expense$1,056,000730
Net interest income$7,114,000874
Provision for loan and lease losses$03,537
Total noninterest income$593,0001,837
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$70,0002,995
Trading account gains and fees$0142
Additional Noninterest Income$523,0001,491
Total noninterest expense$4,288,0001,216
Salaries and employee benefits$2,576,0001,166
Premises and equipment expense$582,0001,034
Additional noninterest expense$1,130,0001,351
Pre-tax net operating income$3,419,000722
Securities gains (losses)$01,153
Applicable income taxes$1,193,000578
Income before extraordinary items$2,226,000855
Extraordinary gains, net$08
Net income$2,226,000856
Minority interest net income$055
Net income of bank and minority interests.$2,226,000855
Net charge-offs$37,0001,511
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$51,000319
Net operating income$2,226,000841
2016-12-31 (YTD Data)Rank
Total interest income$30,598,000881
Total interest expense$3,986,000738
Net interest income$26,612,000898
Provision for loan and lease losses$3,015,000380
Total noninterest income$3,419,0001,505
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$253,0003,248
Trading account gains and fees$0170
Additional Noninterest Income$3,166,0001,166
Total noninterest expense$15,774,0001,272
Salaries and employee benefits$9,602,0001,193
Premises and equipment expense$2,152,0001,103
Additional noninterest expense$4,020,0001,526
Pre-tax net operating income$11,242,000834
Securities gains (losses)$77,0001,536
Applicable income taxes$3,951,000646
Income before extraordinary items$7,368,0001,011
Extraordinary gains, net$05
Net income$7,368,0001,010
Minority interest net income$082
Net income of bank and minority interests.$7,368,0001,010
Net charge-offs$-8,0004,943
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$167,000432
Net operating income$7,317,950992
2016-09-30 (YTD Data)Rank
Total interest income$22,453,000901
Total interest expense$2,921,000755
Net interest income$19,532,000920
Provision for loan and lease losses$2,812,000313
Total noninterest income$2,605,0001,474
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$178,0003,358
Trading account gains and fees$0169
Additional Noninterest Income$2,427,0001,151
Total noninterest expense$11,684,0001,293
Salaries and employee benefits$7,219,0001,190
Premises and equipment expense$1,566,0001,137
Additional noninterest expense$2,899,0001,581
Pre-tax net operating income$7,641,000924
Securities gains (losses)$77,0001,453
Applicable income taxes$2,706,000699
Income before extraordinary items$5,012,0001,116
Extraordinary gains, net$05
Net income$5,012,0001,116
Minority interest net income$071
Net income of bank and minority interests.$5,012,0001,116
Net charge-offs$-6,0004,786
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$126,000394
Net operating income$4,961,9501,100
2016-06-30 (YTD Data)Rank
Total interest income$14,564,000929
Total interest expense$1,868,000781
Net interest income$12,696,000946
Provision for loan and lease losses$1,068,000485
Total noninterest income$1,252,0001,843
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$99,0003,606
Trading account gains and fees$0157
Additional Noninterest Income$1,153,0001,406
Total noninterest expense$7,658,0001,311
Salaries and employee benefits$4,732,0001,209
Premises and equipment expense$1,024,0001,159
Additional noninterest expense$1,902,0001,607
Pre-tax net operating income$5,222,000895
Securities gains (losses)$73,0001,167
Applicable income taxes$1,865,000680
Income before extraordinary items$3,430,0001,073
Extraordinary gains, net$016
Net income$3,430,0001,071
Minority interest net income$071
Net income of bank and minority interests.$3,430,0001,072
Net charge-offs$-5,0004,738
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$83,000386
Net operating income$3,382,5501,062
2016-03-31 (YTD Data)Rank
Total interest income$7,068,000954
Total interest expense$929,000776
Net interest income$6,139,000978
Provision for loan and lease losses$643,000382
Total noninterest income$342,0002,558
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$50,0003,593
Trading account gains and fees$0142
Additional Noninterest Income$292,0002,119
Total noninterest expense$3,817,0001,319
Salaries and employee benefits$2,356,0001,221
Premises and equipment expense$499,0001,193
Additional noninterest expense$962,0001,576
Pre-tax net operating income$2,021,0001,079
Securities gains (losses)$14,0001,386
Applicable income taxes$722,000801
Income before extraordinary items$1,313,0001,315
Extraordinary gains, net$012
Net income$1,313,0001,315
Minority interest net income$062
Net income of bank and minority interests.$1,313,0001,316
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$39,000359
Net operating income$1,303,9001,288
2015-12-31 (YTD Data)Rank
Total interest income$27,640,000948
Total interest expense$3,508,000799
Net interest income$24,132,000958
Provision for loan and lease losses$305,0001,877
Total noninterest income$2,711,0001,718
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$372,0002,650
Trading account gains and fees$0159
Additional Noninterest Income$2,339,0001,353
Total noninterest expense$14,754,0001,334
Salaries and employee benefits$9,508,0001,183
Premises and equipment expense$2,021,0001,166
Additional noninterest expense$3,225,0001,875
Pre-tax net operating income$11,784,000759
Securities gains (losses)$10,0002,597
Applicable income taxes$4,086,000609
Income before extraordinary items$7,708,000922
Extraordinary gains, net$023
Net income$7,708,000922
Minority interest net income$081
Net income of bank and minority interests.$7,708,000922
Net charge-offs$745,000855
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$168,000444
Net operating income$7,701,500906
2015-09-30 (YTD Data)Rank
Total interest income$20,821,000947
Total interest expense$2,621,000807
Net interest income$18,200,000950
Provision for loan and lease losses$305,0001,490
Total noninterest income$1,692,0001,969
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$289,0002,597
Trading account gains and fees$0153
Additional Noninterest Income$1,403,0001,609
Total noninterest expense$11,074,0001,334
Salaries and employee benefits$7,121,0001,188
Premises and equipment expense$1,519,0001,187
Additional noninterest expense$2,434,0001,859
Pre-tax net operating income$8,513,000798
Securities gains (losses)$2,0002,829
Applicable income taxes$2,964,000639
Income before extraordinary items$5,551,000958
Extraordinary gains, net$021
Net income$5,551,000958
Minority interest net income$078
Net income of bank and minority interests.$5,551,000958
Net charge-offs$702,000678
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$121,000418
Net operating income$5,549,700930
2015-06-30 (YTD Data)Rank
Total interest income$13,770,000944
Total interest expense$1,705,000832
Net interest income$12,065,000946
Provision for loan and lease losses$170,0001,668
Total noninterest income$1,188,0001,924
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$192,0002,563
Trading account gains and fees$0157
Additional Noninterest Income$996,0001,559
Total noninterest expense$7,473,0001,324
Salaries and employee benefits$4,827,0001,171
Premises and equipment expense$1,015,0001,188
Additional noninterest expense$1,631,0001,853
Pre-tax net operating income$5,610,000809
Securities gains (losses)$2,0002,428
Applicable income taxes$1,944,000645
Income before extraordinary items$3,668,000967
Extraordinary gains, net$022
Net income$3,668,000967
Minority interest net income$075
Net income of bank and minority interests.$3,668,000967
Net charge-offs$437,000705
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$73,000419
Net operating income$3,666,700941
2015-03-31 (YTD Data)Rank
Total interest income$6,870,000940
Total interest expense$807,000882
Net interest income$6,063,000934
Provision for loan and lease losses$130,0001,223
Total noninterest income$639,0001,799
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$541,0001,427
Total noninterest expense$3,816,0001,301
Salaries and employee benefits$2,466,0001,152
Premises and equipment expense$513,0001,178
Additional noninterest expense$837,0001,793
Pre-tax net operating income$2,756,000800
Securities gains (losses)$2,0001,821
Applicable income taxes$954,000646
Income before extraordinary items$1,804,000955
Extraordinary gains, net$013
Net income$1,804,000956
Minority interest net income$064
Net income of bank and minority interests.$1,804,000956
Net charge-offs$350,000479
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$33,000401
Net operating income$1,802,700916
2014-12-31 (YTD Data)Rank
Total interest income$25,467,0001,002
Total interest expense$3,481,000859
Net interest income$21,986,0001,026
Provision for loan and lease losses$736,0001,090
Total noninterest income$2,801,0001,647
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$403,0002,677
Trading account gains and fees$0180
Additional Noninterest Income$2,398,0001,282
Total noninterest expense$13,580,0001,414
Salaries and employee benefits$8,479,0001,259
Premises and equipment expense$2,033,0001,174
Additional noninterest expense$3,068,0002,003
Pre-tax net operating income$10,471,000793
Securities gains (losses)$-7,0005,990
Applicable income taxes$3,651,000624
Income before extraordinary items$6,813,000979
Extraordinary gains, net$017
Net income$6,813,000978
Minority interest net income$084
Net income of bank and minority interests.$6,813,000978
Net charge-offs$154,0002,755
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$66,000595
Net operating income$6,817,550955
2014-09-30 (YTD Data)Rank
Total interest income$18,440,0001,048
Total interest expense$2,596,000875
Net interest income$15,844,0001,070
Provision for loan and lease losses$575,0001,030
Total noninterest income$2,091,0001,663
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$299,0002,720
Trading account gains and fees$0174
Additional Noninterest Income$1,792,0001,286
Total noninterest expense$10,135,0001,426
Salaries and employee benefits$6,376,0001,261
Premises and equipment expense$1,522,0001,184
Additional noninterest expense$2,237,0002,037
Pre-tax net operating income$7,225,000873
Securities gains (losses)$15,0002,163
Applicable income taxes$2,537,000664
Income before extraordinary items$4,703,0001,062
Extraordinary gains, net$015
Net income$4,703,0001,061
Minority interest net income$081
Net income of bank and minority interests.$4,703,0001,061
Net charge-offs$175,0002,140
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$35,000622
Net operating income$4,693,2501,040
2014-06-30 (YTD Data)Rank
Total interest income$11,796,0001,086
Total interest expense$1,717,000885
Net interest income$10,079,0001,111
Provision for loan and lease losses$250,0001,440
Total noninterest income$1,401,0001,626
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$194,0002,754
Trading account gains and fees$0172
Additional Noninterest Income$1,207,0001,277
Total noninterest expense$6,627,0001,452
Salaries and employee benefits$4,215,0001,274
Premises and equipment expense$1,008,0001,206
Additional noninterest expense$1,404,0002,141
Pre-tax net operating income$4,603,000887
Securities gains (losses)$15,0001,782
Applicable income taxes$1,612,000682
Income before extraordinary items$3,006,0001,076
Extraordinary gains, net$020
Net income$3,006,0001,076
Minority interest net income$080
Net income of bank and minority interests.$3,006,0001,077
Net charge-offs$28,0003,210
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$8,000690
Net operating income$2,996,2501,054
2014-03-31 (YTD Data)Rank
Total interest income$5,694,0001,124
Total interest expense$867,000883
Net interest income$4,827,0001,157
Provision for loan and lease losses$50,0002,211
Total noninterest income$910,0001,333
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$97,0002,725
Trading account gains and fees$0147
Additional Noninterest Income$813,000995
Total noninterest expense$3,392,0001,433
Salaries and employee benefits$2,100,0001,296
Premises and equipment expense$506,0001,228
Additional noninterest expense$786,0001,913
Pre-tax net operating income$2,295,000862
Securities gains (losses)$01,715
Applicable income taxes$802,000670
Income before extraordinary items$1,493,0001,053
Extraordinary gains, net$016
Net income$1,493,0001,054
Minority interest net income$066
Net income of bank and minority interests.$1,493,0001,054
Net charge-offs$10,0002,841
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$-24,0006,690
Net operating income$1,493,0001,026
2013-12-31 (YTD Data)Rank
Total interest income$20,749,0001,228
Total interest expense$3,084,0001,092
Net interest income$17,665,0001,250
Provision for loan and lease losses$1,095,0001,022
Total noninterest income$2,473,0001,858
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$405,0002,786
Trading account gains and fees$0184
Additional Noninterest Income$2,068,0001,478
Total noninterest expense$11,518,0001,674
Salaries and employee benefits$6,874,0001,507
Premises and equipment expense$1,560,0001,529
Additional noninterest expense$3,084,0002,031
Pre-tax net operating income$7,525,0001,016
Securities gains (losses)$-18,0006,317
Applicable income taxes$2,329,000810
Income before extraordinary items$5,178,0001,181
Extraordinary gains, net$029
Net income$5,178,0001,184
Minority interest net income$090
Net income of bank and minority interests.$5,178,0001,184
Net charge-offs$445,0002,140
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-147,0006,746
Net operating income$5,190,4201,157
2013-09-30 (YTD Data)Rank
Total interest income$15,100,0001,260
Total interest expense$2,216,0001,181
Net interest income$12,884,0001,275
Provision for loan and lease losses$943,000928
Total noninterest income$1,817,0001,923
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$301,0002,813
Trading account gains and fees$0180
Additional Noninterest Income$1,516,0001,539
Total noninterest expense$8,390,0001,720
Salaries and employee benefits$5,104,0001,525
Premises and equipment expense$1,054,0001,679
Additional noninterest expense$2,232,0002,086
Pre-tax net operating income$5,368,0001,072
Securities gains (losses)$-18,0006,560
Applicable income taxes$1,873,000783
Income before extraordinary items$3,477,0001,315
Extraordinary gains, net$025
Net income$3,477,0001,316
Minority interest net income$084
Net income of bank and minority interests.$3,477,0001,317
Net charge-offs$221,0002,455
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-147,0006,841
Net operating income$3,488,7001,279
2013-06-30 (YTD Data)Rank
Total interest income$9,694,0001,313
Total interest expense$1,403,0001,270
Net interest income$8,291,0001,298
Provision for loan and lease losses$578,0001,051
Total noninterest income$1,344,0001,796
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$194,0002,859
Trading account gains and fees$0157
Additional Noninterest Income$1,150,0001,443
Total noninterest expense$5,467,0001,761
Salaries and employee benefits$3,339,0001,559
Premises and equipment expense$646,0001,810
Additional noninterest expense$1,482,0002,084
Pre-tax net operating income$3,590,0001,048
Securities gains (losses)$-18,0006,712
Applicable income taxes$1,239,000782
Income before extraordinary items$2,333,0001,298
Extraordinary gains, net$022
Net income$2,333,0001,301
Minority interest net income$082
Net income of bank and minority interests.$2,333,0001,301
Net charge-offs$35,0003,632
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$-147,0006,903
Net operating income$2,344,7001,238
2013-03-31 (YTD Data)Rank
Total interest income$4,635,0001,371
Total interest expense$657,0001,413
Net interest income$3,978,0001,353
Provision for loan and lease losses$158,0001,566
Total noninterest income$697,0001,735
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$96,0002,862
Trading account gains and fees$0148
Additional Noninterest Income$601,0001,389
Total noninterest expense$2,600,0001,856
Salaries and employee benefits$1,557,0001,686
Premises and equipment expense$306,0001,933
Additional noninterest expense$737,0002,109
Pre-tax net operating income$1,917,000963
Securities gains (losses)$-33,0006,906
Applicable income taxes$620,000762
Income before extraordinary items$1,264,0001,184
Extraordinary gains, net$010
Net income$1,264,0001,186
Minority interest net income$076
Net income of bank and minority interests.$1,264,0001,186
Net charge-offs$38,0002,621
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$-147,0007,001
Net operating income$1,286,1101,109
2012-12-31 (YTD Data)Rank
Total interest income$15,903,0001,668
Total interest expense$2,482,0001,761
Net interest income$13,421,0001,646
Provision for loan and lease losses$1,430,0001,371
Total noninterest income$2,452,0001,896
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$302,0003,472
Trading account gains and fees$0166
Additional Noninterest Income$2,150,0001,460
Total noninterest expense$9,928,0001,927
Salaries and employee benefits$6,031,0001,675
Premises and equipment expense$1,172,0001,989
Additional noninterest expense$2,725,0002,384
Pre-tax net operating income$4,515,0001,503
Securities gains (losses)$162,0001,875
Applicable income taxes$1,098,0001,376
Income before extraordinary items$3,579,0001,598
Extraordinary gains, net$029
Net income$3,579,0001,599
Minority interest net income$093
Net income of bank and minority interests.$3,579,0001,599
Net charge-offs$23,0005,333
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$147,000489
Net operating income$3,454,2601,560
2012-09-30 (YTD Data)Rank
Total interest income$11,504,0001,756
Total interest expense$1,847,0001,842
Net interest income$9,657,0001,735
Provision for loan and lease losses$912,0001,535
Total noninterest income$2,077,0001,740
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$218,0003,581
Trading account gains and fees$0157
Additional Noninterest Income$1,859,0001,342
Total noninterest expense$7,155,0001,996
Salaries and employee benefits$4,347,0001,734
Premises and equipment expense$873,0002,020
Additional noninterest expense$1,935,0002,491
Pre-tax net operating income$3,667,0001,441
Securities gains (losses)$105,0001,935
Applicable income taxes$1,071,0001,175
Income before extraordinary items$2,701,0001,625
Extraordinary gains, net$020
Net income$2,701,0001,626
Minority interest net income$086
Net income of bank and minority interests.$2,701,0001,626
Net charge-offs$-5,0006,472
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$110,000452
Net operating income$2,625,4001,574
2012-06-30 (YTD Data)Rank
Total interest income$7,411,0001,816
Total interest expense$1,208,0001,952
Net interest income$6,203,0001,795
Provision for loan and lease losses$735,0001,375
Total noninterest income$1,817,0001,404
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$152,0003,480
Trading account gains and fees$0153
Additional Noninterest Income$1,665,0001,056
Total noninterest expense$4,762,0002,008
Salaries and employee benefits$2,866,0001,748
Premises and equipment expense$586,0002,007
Additional noninterest expense$1,310,0002,474
Pre-tax net operating income$2,523,0001,380
Securities gains (losses)$86,0001,699
Applicable income taxes$786,0001,077
Income before extraordinary items$1,823,0001,605
Extraordinary gains, net$019
Net income$1,823,0001,604
Minority interest net income$084
Net income of bank and minority interests.$1,823,0001,605
Net charge-offs$-3,0006,365
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$70,000428
Net operating income$1,762,8001,571
2012-03-31 (YTD Data)Rank
Total interest income$3,514,0001,930
Total interest expense$588,0002,072
Net interest income$2,926,0001,897
Provision for loan and lease losses$360,0001,338
Total noninterest income$883,0001,432
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$71,0003,613
Trading account gains and fees$0148
Additional Noninterest Income$812,0001,065
Total noninterest expense$2,337,0002,053
Salaries and employee benefits$1,404,0001,787
Premises and equipment expense$302,0001,965
Additional noninterest expense$631,0002,527
Pre-tax net operating income$1,112,0001,535
Securities gains (losses)$86,000982
Applicable income taxes$337,0001,203
Income before extraordinary items$861,0001,688
Extraordinary gains, net$019
Net income$861,0001,688
Minority interest net income$078
Net income of bank and minority interests.$861,0001,689
Net charge-offs$-4,0006,305
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$32,000401
Net operating income$799,0801,699
2011-12-31 (YTD Data)Rank
Total interest income$10,954,0002,542
Total interest expense$2,459,0002,352
Net interest income$8,495,0002,576
Provision for loan and lease losses$1,132,0002,240
Total noninterest income$1,651,0002,304
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$248,0003,977
Trading account gains and fees$0146
Additional Noninterest Income$1,403,0001,718
Total noninterest expense$7,898,0002,403
Salaries and employee benefits$4,219,0002,289
Premises and equipment expense$1,004,0002,407
Additional noninterest expense$2,675,0002,457
Pre-tax net operating income$1,116,0003,509
Securities gains (losses)$38,0002,752
Applicable income taxes$-301,0006,982
Income before extraordinary items$1,455,0002,830
Extraordinary gains, net$029
Net income$1,455,0002,832
Minority interest net income$096
Net income of bank and minority interests.$1,455,0002,832
Net charge-offs$803,0002,630
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$127,000607
Net operating income$1,417,0002,787
2011-09-30 (YTD Data)Rank
Total interest income$7,836,0002,690
Total interest expense$1,881,0002,399
Net interest income$5,955,0002,765
Provision for loan and lease losses$439,0003,101
Total noninterest income$1,109,0002,467
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$172,0004,156
Trading account gains and fees$0145
Additional Noninterest Income$937,0001,839
Total noninterest expense$5,392,0002,606
Salaries and employee benefits$2,926,0002,454
Premises and equipment expense$723,0002,503
Additional noninterest expense$1,743,0002,751
Pre-tax net operating income$1,233,0002,953
Securities gains (losses)$38,0002,498
Applicable income taxes$-11,0006,795
Income before extraordinary items$1,282,0002,600
Extraordinary gains, net$021
Net income$1,282,0002,602
Minority interest net income$087
Net income of bank and minority interests.$1,282,0002,602
Net charge-offs$471,0002,735
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$96,000565
Net operating income$1,244,0002,560
2011-06-30 (YTD Data)Rank
Total interest income$5,009,0002,796
Total interest expense$1,264,0002,464
Net interest income$3,745,0002,911
Provision for loan and lease losses$214,0003,440
Total noninterest income$561,0002,914
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$104,0004,309
Trading account gains and fees$0153
Additional Noninterest Income$457,0002,234
Total noninterest expense$3,282,0002,852
Salaries and employee benefits$1,733,0002,781
Premises and equipment expense$478,0002,541
Additional noninterest expense$1,071,0003,025
Pre-tax net operating income$810,0002,921
Securities gains (losses)$6,0002,492
Applicable income taxes$-16,0006,907
Income before extraordinary items$832,0002,605
Extraordinary gains, net$015
Net income$832,0002,605
Minority interest net income$089
Net income of bank and minority interests.$832,0002,605
Net charge-offs$-52,0007,318
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$62,000497
Net operating income$826,0002,532
2011-03-31 (YTD Data)Rank
Total interest income$2,477,0002,852
Total interest expense$621,0002,563
Net interest income$1,856,0002,908
Provision for loan and lease losses$105,0003,279
Total noninterest income$313,0002,760
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$46,0004,495
Trading account gains and fees$0158
Additional Noninterest Income$267,0002,065
Total noninterest expense$1,596,0002,934
Salaries and employee benefits$859,0002,815
Premises and equipment expense$236,0002,605
Additional noninterest expense$501,0003,177
Pre-tax net operating income$468,0002,678
Securities gains (losses)$6,0001,415
Applicable income taxes$17,0003,537
Income before extraordinary items$457,0002,412
Extraordinary gains, net$09
Net income$457,0002,411
Minority interest net income$086
Net income of bank and minority interests.$457,0002,412
Net charge-offs$-52,0007,363
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$32,000442
Net operating income$451,2402,388
2010-12-31 (YTD Data)Rank
Total interest income$9,683,0003,040
Total interest expense$2,780,0002,762
Net interest income$6,903,0003,101
Provision for loan and lease losses$538,0004,020
Total noninterest income$516,0004,501
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$199,0004,411
Trading account gains and fees$0175
Additional Noninterest Income$317,0003,867
Total noninterest expense$5,692,0003,245
Salaries and employee benefits$3,118,0003,007
Premises and equipment expense$940,0002,607
Additional noninterest expense$1,634,0003,773
Pre-tax net operating income$1,189,0003,102
Securities gains (losses)$03,793
Applicable income taxes$433,0002,028
Income before extraordinary items$756,0003,707
Extraordinary gains, net$029
Net income$756,0003,706
Minority interest net income$0111
Net income of bank and minority interests.$756,0003,708
Net charge-offs$444,0003,803
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$135,000724
Net operating income$756,0003,575
2010-09-30 (YTD Data)Rank
Total interest income$7,239,0003,100
Total interest expense$2,120,0002,836
Net interest income$5,119,0003,178
Provision for loan and lease losses$476,0003,630
Total noninterest income$377,0004,629
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$143,0004,574
Trading account gains and fees$0165
Additional Noninterest Income$234,0003,935
Total noninterest expense$4,266,0003,252
Salaries and employee benefits$2,282,0003,093
Premises and equipment expense$688,0002,697
Additional noninterest expense$1,296,0003,609
Pre-tax net operating income$754,0003,566
Securities gains (losses)$03,651
Applicable income taxes$262,0002,280
Income before extraordinary items$492,0004,141
Extraordinary gains, net$023
Net income$492,0004,143
Minority interest net income$0110
Net income of bank and minority interests.$492,0004,143
Net charge-offs$286,0003,789
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$102,000653
Net operating income$492,0003,991
2010-06-30 (YTD Data)Rank
Total interest income$4,773,0003,162
Total interest expense$1,395,0002,950
Net interest income$3,378,0003,187
Provision for loan and lease losses$367,0003,319
Total noninterest income$310,0004,198
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$95,0004,578
Trading account gains and fees$0152
Additional Noninterest Income$215,0003,391
Total noninterest expense$2,900,0003,200
Salaries and employee benefits$1,512,0003,130
Premises and equipment expense$450,0002,756
Additional noninterest expense$938,0003,375
Pre-tax net operating income$421,0003,915
Securities gains (losses)$03,184
Applicable income taxes$144,0002,443
Income before extraordinary items$277,0004,443
Extraordinary gains, net$019
Net income$277,0004,443
Minority interest net income$0105
Net income of bank and minority interests.$277,0004,443
Net charge-offs$115,0004,099
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$67,000578
Net operating income$277,0004,294
2010-03-31 (YTD Data)Rank
Total interest income$2,343,0003,269
Total interest expense$672,0003,155
Net interest income$1,671,0003,252
Provision for loan and lease losses$187,0003,092
Total noninterest income$67,0005,704
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$47,0004,592
Trading account gains and fees$0175
Additional Noninterest Income$20,0005,932
Total noninterest expense$1,394,0003,342
Salaries and employee benefits$749,0003,191
Premises and equipment expense$230,0002,776
Additional noninterest expense$415,0003,718
Pre-tax net operating income$157,0004,485
Securities gains (losses)$02,284
Applicable income taxes$54,0002,732
Income before extraordinary items$103,0004,928
Extraordinary gains, net$016
Net income$103,0004,929
Minority interest net income$091
Net income of bank and minority interests.$103,0004,928
Net charge-offs$40,0003,918
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$29,000555
Net operating income$103,0004,823
2009-12-31 (YTD Data)Rank
Total interest income$7,553,0003,977
Total interest expense$2,367,0004,041
Net interest income$5,186,0003,850
Provision for loan and lease losses$1,866,0002,578
Total noninterest income$282,0005,699
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$137,0005,291
Trading account gains and fees$0211
Additional Noninterest Income$145,0005,150
Total noninterest expense$4,870,0003,778
Salaries and employee benefits$2,619,0003,565
Premises and equipment expense$833,0003,020
Additional noninterest expense$1,418,0004,236
Pre-tax net operating income$-1,268,0006,360
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-1,268,0006,480
Extraordinary gains, net$034
Net income$-1,268,0006,480
Minority interest net income$0115
Net income of bank and minority interests.$-1,268,0006,480
Net charge-offs$981,0002,882
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$195,000721
Net operating income$-1,268,0006,482
2009-09-30 (YTD Data)Rank
Total interest income$5,301,0004,199
Total interest expense$1,694,0004,268
Net interest income$3,607,0004,049
Provision for loan and lease losses$1,118,0002,620
Total noninterest income$148,0006,356
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$74,0005,821
Trading account gains and fees$0212
Additional Noninterest Income$74,0005,796
Total noninterest expense$3,503,0003,906
Salaries and employee benefits$1,921,0003,662
Premises and equipment expense$618,0003,081
Additional noninterest expense$964,0004,507
Pre-tax net operating income$-866,0006,581
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-866,0006,672
Extraordinary gains, net$027
Net income$-866,0006,673
Minority interest net income$0118
Net income of bank and minority interests.$-866,0006,673
Net charge-offs$284,0003,795
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$166,000626
Net operating income$-866,0006,665
2009-06-30 (YTD Data)Rank
Total interest income$3,305,0004,430
Total interest expense$1,081,0004,504
Net interest income$2,224,0004,262
Provision for loan and lease losses$656,0002,576
Total noninterest income$45,0007,253
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$35,0006,236
Trading account gains and fees$0193
Additional Noninterest Income$10,0007,243
Total noninterest expense$2,165,0004,150
Salaries and employee benefits$1,245,0003,782
Premises and equipment expense$410,0003,114
Additional noninterest expense$510,0005,193
Pre-tax net operating income$-552,0006,680
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-552,0006,810
Extraordinary gains, net$021
Net income$-552,0006,810
Minority interest net income$0112
Net income of bank and minority interests.$-552,0006,810
Net charge-offs$289,0002,980
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$83,000656
Net operating income$-552,0006,790
2009-03-31 (YTD Data)Rank
Total interest income$1,498,0004,759
Total interest expense$512,0004,777
Net interest income$986,0004,621
Provision for loan and lease losses$182,0002,979
Total noninterest income$19,0007,454
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$14,0006,456
Trading account gains and fees$0171
Additional Noninterest Income$5,0007,314
Total noninterest expense$1,001,0004,303
Salaries and employee benefits$585,0003,991
Premises and equipment expense$211,0003,099
Additional noninterest expense$205,0005,541
Pre-tax net operating income$-178,0006,846
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-178,0006,996
Extraordinary gains, net$015
Net income$-178,0006,997
Minority interest net income$0102
Net income of bank and minority interests.$-178,0006,997
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$29,000654
Net operating income$-178,0006,914
2008-12-31 (YTD Data)Rank
Total interest income$4,095,0005,950
Total interest expense$1,182,0006,467
Net interest income$2,913,0005,488
Provision for loan and lease losses$756,0003,131
Total noninterest income$62,0007,651
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$49,0006,646
Trading account gains and fees$0154
Additional Noninterest Income$13,0007,607
Total noninterest expense$3,380,0004,754
Salaries and employee benefits$2,077,0004,330
Premises and equipment expense$485,0004,545
Additional noninterest expense$818,0005,424
Pre-tax net operating income$-1,161,0007,080
Securities gains (losses)$42,0001,720
Applicable income taxes$04,979
Income before extraordinary items$-1,119,0007,045
Extraordinary gains, net$039
Net income$-1,119,0007,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$221,000752
Net operating income$-1,161,0007,181
2008-09-30 (YTD Data)Rank
Total interest income$2,762,0006,274
Total interest expense$700,0007,011
Net interest income$2,062,0005,698
Provision for loan and lease losses$604,0002,468
Total noninterest income$40,0007,846
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$25,0006,914
Trading account gains and fees$0148
Additional Noninterest Income$15,0007,595
Total noninterest expense$2,348,0004,970
Salaries and employee benefits$1,518,0004,425
Premises and equipment expense$308,0005,029
Additional noninterest expense$522,0005,797
Pre-tax net operating income$-850,0007,453
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-850,0007,431
Extraordinary gains, net$031
Net income$-850,0007,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$192,000591
Net operating income$-850,0007,548
2008-06-30 (YTD Data)Rank
Total interest income$1,628,0006,593
Total interest expense$331,0007,614
Net interest income$1,297,0005,866
Provision for loan and lease losses$421,0002,105
Total noninterest income$17,0008,064
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$17,0006,937
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$1,541,0005,037
Salaries and employee benefits$1,032,0004,417
Premises and equipment expense$195,0005,224
Additional noninterest expense$314,0006,069
Pre-tax net operating income$-648,0007,712
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-648,0007,803
Extraordinary gains, net$021
Net income$-648,0007,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$181,000436
Net operating income$-648,0007,780
2008-03-31 (YTD Data)Rank
Total interest income$714,0006,936
Total interest expense$133,0007,909
Net interest income$581,0006,185
Provision for loan and lease losses$250,0001,575
Total noninterest income$5,0008,194
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$749,0005,140
Salaries and employee benefits$515,0004,444
Premises and equipment expense$93,0005,371
Additional noninterest expense$141,0006,341
Pre-tax net operating income$-413,0008,013
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-413,0008,088
Extraordinary gains, net$015
Net income$-413,0008,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$142,000260
Net operating income$-413,0008,068
2007-12-31 (YTD Data)Rank
Total interest income$488,0008,404
Total interest expense$15,0008,495
Net interest income$473,0008,297
Provision for loan and lease losses$99,0004,953
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$1,496,0006,927
Salaries and employee benefits$1,105,0006,215
Premises and equipment expense$120,0007,549
Additional noninterest expense$271,0007,682
Pre-tax net operating income$-1,122,0008,081
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,122,0008,142
Extraordinary gains, net$039
Net income$-1,122,0008,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$30,414,00040
Net operating income$-1,122,0008,132

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.