Home > Integrity Bank for Business > Performance and Condition Ratios
Integrity Bank for Business, Performance and Condition Ratios
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1476% | 3,725 |
| Cost of funding earning assets | 1.0768% | 3,122 |
| Net interest margin | 3.0707% | 3,153 |
| Noninterest income to average assets | 0.0500% | 4,441 |
| Noninterest expense to average assets | 3.2202% | 812 |
| Loan and lease loss provision to assets | -0.0100% | 4,255 |
| Net operating income to assets | 0.5102% | 3,649 |
| Return on assets (ROA) | -0.1791% | 4,440 |
| Pretax return on assets | -1.0727% | 4,522 |
| Return on Equity (ROE) | -0.8600% | 4,382 |
| Retained earnings to average equity (ytd only) | -0.8622% | 4,171 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 107.0882% | 127 |
| Assets per employee ($millions) | 8.4181% | 1,215 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5014% | 4,332 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 35.9500% | 4,158 |
| Net loans and leases to deposits | 52.6597% | 3,850 |
| Net loans and leases to core deposits | 52.6597% | 4,015 |
| Total domestic deposits to total assets | 68.2600% | 4,339 |
| Equity capital to assets | 21.1390% | 263 |
| Core capital (leverage) ratio | 24.6064% | 168 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 49.9000% | 112 |
| Memoranda: | ||
| Average total assets | $99,931,000 | 3,835 |
| Average earning assets | $96,393,800 | 3,779 |
| Average equity | $20,761,200 | 2,792 |
| Average total loans | $40,426,000 | 3,990 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1247% | 3,614 |
| Cost of funding earning assets | 1.0828% | 2,792 |
| Net interest margin | 3.0419% | 3,256 |
| Noninterest income to average assets | 0.0500% | 4,454 |
| Noninterest expense to average assets | 3.2109% | 805 |
| Loan and lease loss provision to assets | 0.0200% | 2,562 |
| Net operating income to assets | 0.6821% | 3,364 |
| Return on assets (ROA) | -0.2395% | 4,490 |
| Pretax return on assets | -1.4155% | 4,571 |
| Return on Equity (ROE) | -1.1600% | 4,433 |
| Retained earnings to average equity (ytd only) | -1.1578% | 4,267 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 107.6233% | 114 |
| Assets per employee ($millions) | 8.6730% | 1,051 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5009% | 4,347 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 38.1700% | 4,121 |
| Net loans and leases to deposits | 59.9288% | 3,506 |
| Net loans and leases to core deposits | 59.9288% | 3,711 |
| Total domestic deposits to total assets | 63.7000% | 4,435 |
| Equity capital to assets | 20.2352% | 281 |
| Core capital (leverage) ratio | 24.0255% | 179 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 44.4569% | 131 |
| Memoranda: | ||
| Average total assets | $99,659,500 | 3,851 |
| Average earning assets | $96,165,750 | 3,794 |
| Average equity | $20,613,000 | 2,794 |
| Average total loans | $41,408,750 | 3,979 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0864% | 3,518 |
| Cost of funding earning assets | 1.1414% | 2,162 |
| Net interest margin | 2.9450% | 3,571 |
| Noninterest income to average assets | 0.0500% | 4,489 |
| Noninterest expense to average assets | 3.2448% | 749 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 1.0773% | 2,184 |
| Return on assets (ROA) | -0.3259% | 4,538 |
| Pretax return on assets | -2.1225% | 4,622 |
| Return on Equity (ROE) | -1.5600% | 4,489 |
| Retained earnings to average equity (ytd only) | -1.5637% | 4,260 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 111.7895% | 92 |
| Assets per employee ($millions) | 8.4863% | 1,101 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5566% | 4,338 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 38.2500% | 4,103 |
| Net loans and leases to deposits | 54.7936% | 3,706 |
| Net loans and leases to core deposits | 54.7936% | 3,858 |
| Total domestic deposits to total assets | 69.8000% | 4,367 |
| Equity capital to assets | 20.7218% | 264 |
| Core capital (leverage) ratio | 23.2098% | 187 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 46.6065% | 117 |
| Memoranda: | ||
| Average total assets | $98,187,333 | 3,872 |
| Average earning assets | $95,145,667 | 3,823 |
| Average equity | $20,464,000 | 2,822 |
| Average total loans | $41,901,333 | 3,989 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9654% | 3,518 |
| Cost of funding earning assets | 1.2790% | 1,274 |
| Net interest margin | 2.6864% | 4,090 |
| Noninterest income to average assets | 0.0500% | 4,540 |
| Noninterest expense to average assets | 3.3706% | 631 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | -0.7181% | 4,606 |
| Return on assets (ROA) | -0.7181% | 4,597 |
| Pretax return on assets | -0.7181% | 4,583 |
| Return on Equity (ROE) | -3.4400% | 4,529 |
| Retained earnings to average equity (ytd only) | -3.4351% | 4,262 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 126.8750% | 59 |
| Assets per employee ($millions) | 9.1632% | 884 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5008% | 4,436 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 42.7800% | 3,920 |
| Net loans and leases to deposits | 61.8679% | 3,234 |
| Net loans and leases to core deposits | 62.3186% | 3,427 |
| Total domestic deposits to total assets | 69.1400% | 4,441 |
| Equity capital to assets | 20.1210% | 230 |
| Core capital (leverage) ratio | 22.2211% | 206 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 41.6900% | 142 |
| Memoranda: | ||
| Average total assets | $96,363,500 | 3,936 |
| Average earning assets | $93,509,500 | 3,886 |
| Average equity | $20,145,000 | 2,877 |
| Average total loans | $43,268,000 | 4,013 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.1314% | 3,940 |
| Cost of funding earning assets | 0.4174% | 1,962 |
| Net interest margin | 2.7140% | 4,039 |
| Noninterest income to average assets | 0.0400% | 4,598 |
| Noninterest expense to average assets | 3.8905% | 356 |
| Loan and lease loss provision to assets | 0.1500% | 793 |
| Net operating income to assets | -1.3706% | 4,672 |
| Return on assets (ROA) | -1.3706% | 4,668 |
| Pretax return on assets | -1.3706% | 4,663 |
| Return on Equity (ROE) | -5.0100% | 4,628 |
| Retained earnings to average equity (ytd only) | -5.0067% | 4,572 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 145.7577% | 43 |
| Assets per employee ($millions) | 7.6610% | 1,511 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5000% | 4,429 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 46.7600% | 3,749 |
| Net loans and leases to deposits | 70.2891% | 2,561 |
| Net loans and leases to core deposits | 70.8708% | 2,812 |
| Total domestic deposits to total assets | 66.5200% | 4,526 |
| Equity capital to assets | 21.7650% | 193 |
| Core capital (leverage) ratio | 22.4399% | 196 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 42.3783% | 139 |
| Memoranda: | ||
| Average total assets | $76,390,600 | 4,165 |
| Average earning assets | $74,023,400 | 4,110 |
| Average equity | $20,911,800 | 2,865 |
| Average total loans | $34,947,600 | 4,155 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7332% | 4,264 |
| Cost of funding earning assets | 0.2070% | 3,191 |
| Net interest margin | 2.5261% | 4,189 |
| Noninterest income to average assets | 0.0300% | 4,652 |
| Noninterest expense to average assets | 4.0989% | 309 |
| Loan and lease loss provision to assets | 0.2000% | 448 |
| Net operating income to assets | -1.8150% | 4,726 |
| Return on assets (ROA) | -1.8150% | 4,723 |
| Pretax return on assets | -1.8150% | 4,716 |
| Return on Equity (ROE) | -6.2300% | 4,673 |
| Retained earnings to average equity (ytd only) | -6.2257% | 4,628 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 165.2335% | 36 |
| Assets per employee ($millions) | 6.8283% | 2,071 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5007% | 4,475 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 47.0100% | 3,701 |
| Net loans and leases to deposits | 61.2244% | 3,089 |
| Net loans and leases to core deposits | 61.6768% | 3,258 |
| Total domestic deposits to total assets | 76.7900% | 4,331 |
| Equity capital to assets | 22.4304% | 170 |
| Core capital (leverage) ratio | 23.8763% | 164 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 44.2052% | 129 |
| Memoranda: | ||
| Average total assets | $72,505,250 | 4,240 |
| Average earning assets | $70,197,500 | 4,191 |
| Average equity | $21,137,500 | 2,884 |
| Average total loans | $32,884,000 | 4,217 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.2757% | 4,535 |
| Cost of funding earning assets | 0.0924% | 4,270 |
| Net interest margin | 2.1833% | 4,453 |
| Noninterest income to average assets | 0.0328% | 4,680 |
| Noninterest expense to average assets | 4.5256% | 208 |
| Loan and lease loss provision to assets | 0.2266% | 345 |
| Net operating income to assets | -2.6057% | 4,742 |
| Return on assets (ROA) | -2.6057% | 4,739 |
| Pretax return on assets | -2.6057% | 4,734 |
| Return on Equity (ROE) | -8.1127% | 4,709 |
| Retained earnings to average equity (ytd only) | -8.1127% | 4,627 |
| Net charge-offs to loans | 0.0000% | 2,156 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 210.8333% | 21 |
| Assets per employee ($millions) | 6.2945% | 2,485 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5021% | 4,548 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | 0.0000% | 4,026 |
| Net loans and leases to total assets | 43.3495% | 3,879 |
| Net loans and leases to deposits | 59.1585% | 3,118 |
| Net loans and leases to core deposits | 59.1585% | 3,335 |
| Total domestic deposits to total assets | 73.2769% | 4,554 |
| Equity capital to assets | 25.8787% | 86 |
| Core capital (leverage) ratio | 27.2761% | 83 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 51.0480% | 72 |
| Memoranda: | ||
| Average total assets | $67,084,333 | 4,332 |
| Average earning assets | $64,946,667 | 4,295 |
| Average equity | $21,546,333 | 2,939 |
| Average total loans | $29,864,333 | 4,315 |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7618% | 4,669 |
| Cost of funding earning assets | 0.0832% | 4,315 |
| Net interest margin | 1.6786% | 4,651 |
| Noninterest income to average assets | 0.0268% | 4,711 |
| Noninterest expense to average assets | 4.8097% | 183 |
| Loan and lease loss provision to assets | 0.4354% | 114 |
| Net operating income to assets | -3.5972% | 4,779 |
| Return on assets (ROA) | -3.5972% | 4,778 |
| Pretax return on assets | -3.5972% | 4,775 |
| Return on Equity (ROE) | -9.8843% | 4,743 |
| Retained earnings to average equity (ytd only) | -9.8843% | 4,559 |
| Net charge-offs to loans | 0.0000% | 1,838 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 291.8699% | 15 |
| Assets per employee ($millions) | 5.2579% | 3,538 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5026% | 4,585 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | 0.0000% | 4,066 |
| Net loans and leases to total assets | 48.6606% | 3,318 |
| Net loans and leases to deposits | 72.1904% | 1,762 |
| Net loans and leases to core deposits | 72.1904% | 2,089 |
| Total domestic deposits to total assets | 67.4060% | 4,681 |
| Equity capital to assets | 31.4500% | 57 |
| Core capital (leverage) ratio | 36.1878% | 50 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 63.7956% | 48 |
| Memoranda: | ||
| Average total assets | $59,712,500 | 4,443 |
| Average earning assets | $57,667,000 | 4,407 |
| Average equity | $21,731,500 | 3,006 |
| Average total loans | $26,971,000 | 4,393 |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4541% | 4,814 |
| Cost of funding earning assets | 0.0454% | 4,705 |
| Net interest margin | 0.4087% | 4,813 |
| Noninterest income to average assets | 0.0069% | 4,794 |
| Noninterest expense to average assets | 4.5949% | 205 |
| Loan and lease loss provision to assets | 0.2356% | 418 |
| Net operating income to assets | -4.4326% | 4,828 |
| Return on assets (ROA) | -4.4326% | 4,828 |
| Pretax return on assets | -4.4326% | 4,828 |
| Return on Equity (ROE) | -8.8186% | 4,800 |
| Retained earnings to average equity (ytd only) | -8.8186% | 4,752 |
| Net charge-offs to loans | 0.0000% | 2,705 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 1,154.5977% | 4 |
| Assets per employee ($millions) | 4.2560% | 4,294 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,588 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5021% | 4,624 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | 0.0000% | 4,145 |
| Net loans and leases to total assets | 39.9632% | 4,093 |
| Net loans and leases to deposits | 71.7878% | 1,931 |
| Net loans and leases to core deposits | 71.7878% | 2,279 |
| Total domestic deposits to total assets | 55.6685% | 4,783 |
| Equity capital to assets | 43.0099% | 39 |
| Core capital (leverage) ratio | 39.9070% | 45 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 104.9056% | 27 |
| Memoranda: | ||
| Average total assets | $43,722,000 | 4,622 |
| Average earning assets | $41,841,333 | 4,599 |
| Average equity | $21,976,333 | 3,063 |
| Average total loans | $9,426,667 | 4,739 |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1639% | 4,904 |
| Cost of funding earning assets | 0.0244% | 4,851 |
| Net interest margin | 0.1395% | 4,903 |
| Noninterest income to average assets | 0.0033% | 4,879 |
| Noninterest expense to average assets | 4.8176% | 189 |
| Loan and lease loss provision to assets | 0.1298% | 893 |
| Net operating income to assets | -4.8109% | 4,902 |
| Return on assets (ROA) | -4.8109% | 4,902 |
| Pretax return on assets | -4.8109% | 4,902 |
| Return on Equity (ROE) | -8.7647% | 4,873 |
| Retained earnings to average equity (ytd only) | -8.7647% | 4,834 |
| Net charge-offs to loans | 0.0000% | 2,463 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 3,529.2683% | 4 |
| Assets per employee ($millions) | 4.5426% | 4,092 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,236 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.5021% | 4,703 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | 0.0000% | 4,237 |
| Net loans and leases to total assets | 14.1770% | 4,834 |
| Net loans and leases to deposits | 24.6342% | 4,782 |
| Net loans and leases to core deposits | 24.6342% | 4,788 |
| Total domestic deposits to total assets | 57.5499% | 4,849 |
| Equity capital to assets | 41.1587% | 42 |
| Core capital (leverage) ratio | 54.5503% | 34 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 270.0024% | 15 |
| Memoranda: | ||
| Average total assets | $40,047,000 | 4,730 |
| Average earning assets | $38,230,000 | 4,701 |
| Average equity | $21,981,500 | 3,091 |
| Average total loans | $3,883,500 | 4,873 |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0753% | 4,948 |
| Cost of funding earning assets | 0.0000% | 4,930 |
| Net interest margin | 0.0753% | 4,945 |
| Noninterest income to average assets | 0.0000% | 4,919 |
| Noninterest expense to average assets | 7.0281% | 105 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | -6.9577% | 4,945 |
| Return on assets (ROA) | -6.9577% | 4,944 |
| Pretax return on assets | -6.9577% | 4,944 |
| Return on Equity (ROE) | -8.2687% | 4,901 |
| Retained earnings to average equity (ytd only) | -8.2687% | 4,843 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 9,988.8889% | 2 |
| Assets per employee ($millions) | 2.1319% | 4,867 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,922 |
| Net loans and leases to deposits | 0.0000% | 4,922 |
| Net loans and leases to core deposits | 0.0000% | 4,911 |
| Total domestic deposits to total assets | 13.3370% | 4,934 |
| Equity capital to assets | 84.1457% | 19 |
| Core capital (leverage) ratio | 140.9112% | 1 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 2,063.9501% | 1 |
| Memoranda: | ||
| Average total assets | $25,583,000 | 4,881 |
| Average earning assets | $23,907,000 | 4,861 |
| Average equity | $21,527,000 | 3,129 |
| Average total loans | NA | NA |