Home > Integrity Bank for Business > Income and Expense
Integrity Bank for Business, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $3,998,000 | 3,891 |
Total interest expense | $1,038,000 | 3,676 |
Net interest income | $2,960,000 | 3,909 |
Provision for loan and lease losses | $-13,000 | 4,209 |
Total noninterest income | $45,000 | 4,422 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $30,000 | 4,065 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 4,373 |
Total noninterest expense | $3,218,000 | 3,611 |
Salaries and employee benefits | $1,909,000 | 3,508 |
Premises and equipment expense | $223,000 | 3,861 |
Additional noninterest expense | $15,000 | 4,381 |
Pre-tax net operating income | $-200,000 | 4,439 |
Securities gains (losses) | $-872,000 | 4,271 |
Applicable income taxes | $-893,000 | 4,544 |
Income before extraordinary items | $-179,000 | 4,404 |
Extraordinary gains, net | $0 | 54 |
Net income | $-179,000 | 4,402 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-179,000 | 4,404 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $259,000 | 338 |
Net operating income | $509,880 | 3,895 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $2,975,000 | 3,890 |
Total interest expense | $781,000 | 3,590 |
Net interest income | $2,194,000 | 3,944 |
Provision for loan and lease losses | $16,000 | 2,868 |
Total noninterest income | $36,000 | 4,434 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $24,000 | 4,055 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,396 |
Total noninterest expense | $2,400,000 | 3,607 |
Salaries and employee benefits | $1,421,000 | 3,502 |
Premises and equipment expense | $167,000 | 3,864 |
Additional noninterest expense | $12,000 | 4,406 |
Pre-tax net operating income | $-186,000 | 4,449 |
Securities gains (losses) | $-872,000 | 4,433 |
Applicable income taxes | $-879,000 | 4,585 |
Income before extraordinary items | $-179,000 | 4,458 |
Extraordinary gains, net | $0 | 52 |
Net income | $-179,000 | 4,456 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-179,000 | 4,458 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $205,000 | 324 |
Net operating income | $509,880 | 3,840 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $1,944,000 | 3,896 |
Total interest expense | $543,000 | 3,431 |
Net interest income | $1,401,000 | 4,009 |
Provision for loan and lease losses | $2,000 | 2,897 |
Total noninterest income | $24,000 | 4,471 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $16,000 | 4,067 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 4,450 |
Total noninterest expense | $1,593,000 | 3,616 |
Salaries and employee benefits | $939,000 | 3,522 |
Premises and equipment expense | $111,000 | 3,878 |
Additional noninterest expense | $8,000 | 4,442 |
Pre-tax net operating income | $-170,000 | 4,500 |
Securities gains (losses) | $-872,000 | 4,518 |
Applicable income taxes | $-882,000 | 4,619 |
Income before extraordinary items | $-160,000 | 4,517 |
Extraordinary gains, net | $0 | 51 |
Net income | $-160,000 | 4,514 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-160,000 | 4,516 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $136,000 | 314 |
Net operating income | $528,880 | 3,560 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $927,000 | 3,961 |
Total interest expense | $299,000 | 3,178 |
Net interest income | $628,000 | 4,115 |
Provision for loan and lease losses | $1,000 | 2,584 |
Total noninterest income | $12,000 | 4,519 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $7,000 | 4,142 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 4,456 |
Total noninterest expense | $812,000 | 3,628 |
Salaries and employee benefits | $494,000 | 3,504 |
Premises and equipment expense | $56,000 | 3,932 |
Additional noninterest expense | $5,000 | 4,456 |
Pre-tax net operating income | $-173,000 | 4,573 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-173,000 | 4,549 |
Extraordinary gains, net | $0 | 4 |
Net income | $-173,000 | 4,549 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-173,000 | 4,549 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $68,000 | 286 |
Net operating income | $-173,000 | 4,562 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $2,318,000 | 4,200 |
Total interest expense | $309,000 | 3,728 |
Net interest income | $2,009,000 | 4,216 |
Provision for loan and lease losses | $114,000 | 2,161 |
Total noninterest income | $30,000 | 4,616 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $18,000 | 4,334 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,552 |
Total noninterest expense | $2,972,000 | 3,733 |
Salaries and employee benefits | $1,743,000 | 3,654 |
Premises and equipment expense | $218,000 | 3,954 |
Additional noninterest expense | $12,000 | 4,552 |
Pre-tax net operating income | $-1,047,000 | 4,653 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-1,047,000 | 4,632 |
Extraordinary gains, net | $0 | 5 |
Net income | $-1,047,000 | 4,630 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-1,047,000 | 4,632 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $258,000 | 382 |
Net operating income | $-1,047,000 | 4,640 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $1,439,000 | 4,324 |
Total interest expense | $109,000 | 4,173 |
Net interest income | $1,330,000 | 4,309 |
Provision for loan and lease losses | $107,000 | 1,830 |
Total noninterest income | $19,000 | 4,654 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $10,000 | 4,426 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 4,576 |
Total noninterest expense | $2,229,000 | 3,721 |
Salaries and employee benefits | $1,316,000 | 3,629 |
Premises and equipment expense | $162,000 | 3,987 |
Additional noninterest expense | $9,000 | 4,576 |
Pre-tax net operating income | $-987,000 | 4,709 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $0 | 3,603 |
Income before extraordinary items | $-987,000 | 4,677 |
Extraordinary gains, net | $0 | 4 |
Net income | $-987,000 | 4,677 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $-987,000 | 4,677 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $205,000 | 346 |
Net operating income | $-987,000 | 4,695 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $739,000 | 4,468 |
Total interest expense | $30,000 | 4,559 |
Net interest income | $709,000 | 4,448 |
Provision for loan and lease losses | $76,000 | 1,673 |
Total noninterest income | $11,000 | 4,684 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $6,000 | 4,499 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 4,639 |
Total noninterest expense | $1,518,000 | 3,699 |
Salaries and employee benefits | $900,000 | 3,606 |
Premises and equipment expense | $107,000 | 4,002 |
Additional noninterest expense | $511,000 | 3,625 |
Pre-tax net operating income | $-874,000 | 4,730 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $0 | 3,564 |
Income before extraordinary items | $-874,000 | 4,703 |
Extraordinary gains, net | $0 | 4 |
Net income | $-874,000 | 4,703 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $-874,000 | 4,703 |
Net charge-offs | $0 | 2,156 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $136,000 | 329 |
Net operating income | $-874,000 | 4,726 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $254,000 | 4,618 |
Total interest expense | $12,000 | 4,625 |
Net interest income | $242,000 | 4,603 |
Provision for loan and lease losses | $65,000 | 1,209 |
Total noninterest income | $4,000 | 4,713 |
Gross Fiduciary activities income | $0 | 892 |
Service charges on deposit accounts | $2,000 | 4,564 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 4,664 |
Total noninterest expense | $718,000 | 3,775 |
Salaries and employee benefits | $426,000 | 3,698 |
Premises and equipment expense | $54,000 | 4,017 |
Additional noninterest expense | $238,000 | 3,706 |
Pre-tax net operating income | $-537,000 | 4,757 |
Securities gains (losses) | $0 | 623 |
Applicable income taxes | $0 | 3,450 |
Income before extraordinary items | $-537,000 | 4,735 |
Extraordinary gains, net | $0 | 4 |
Net income | $-537,000 | 4,734 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $-537,000 | 4,735 |
Net charge-offs | $0 | 1,838 |
Cash dividends | $0 | 2,284 |
Sale, conversion, retirement of capital stock, net | $68,000 | 301 |
Net operating income | $-537,000 | 4,751 |
2021-12-31 (YTD Data) | Rank | |
Total interest income | $190,000 | 4,812 |
Total interest expense | $19,000 | 4,777 |
Net interest income | $171,000 | 4,811 |
Provision for loan and lease losses | $103,000 | 2,164 |
Total noninterest income | $3,000 | 4,799 |
Gross Fiduciary activities income | $0 | 994 |
Service charges on deposit accounts | $1,000 | 4,704 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 4,768 |
Total noninterest expense | $2,009,000 | 4,172 |
Salaries and employee benefits | $985,000 | 4,272 |
Premises and equipment expense | $138,000 | 4,380 |
Additional noninterest expense | $886,000 | 3,827 |
Pre-tax net operating income | $-1,938,000 | 4,823 |
Securities gains (losses) | $0 | 2,062 |
Applicable income taxes | $0 | 3,710 |
Income before extraordinary items | $-1,938,000 | 4,818 |
Extraordinary gains, net | $0 | 10 |
Net income | $-1,938,000 | 4,818 |
Minority interest net income | $0 | 74 |
Net income of bank and minority interests. | $-1,938,000 | 4,818 |
Net charge-offs | $0 | 2,705 |
Cash dividends | $0 | 3,608 |
Sale, conversion, retirement of capital stock, net | $23,904,000 | 41 |
Net operating income | $-1,938,000 | 4,816 |
2021-09-30 (YTD Data) | Rank | |
Total interest income | $47,000 | 4,903 |
Total interest expense | $7,000 | 4,877 |
Net interest income | $40,000 | 4,899 |
Provision for loan and lease losses | $39,000 | 2,501 |
Total noninterest income | $1,000 | 4,881 |
Gross Fiduciary activities income | $0 | 957 |
Service charges on deposit accounts | $0 | 4,787 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,842 |
Total noninterest expense | $1,447,000 | 4,248 |
Salaries and employee benefits | $653,000 | 4,424 |
Premises and equipment expense | $86,000 | 4,550 |
Additional noninterest expense | $708,000 | 3,764 |
Pre-tax net operating income | $-1,445,000 | 4,895 |
Securities gains (losses) | $0 | 2,015 |
Applicable income taxes | $0 | 3,719 |
Income before extraordinary items | $-1,445,000 | 4,891 |
Extraordinary gains, net | $0 | 8 |
Net income | $-1,445,000 | 4,891 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $-1,445,000 | 4,891 |
Net charge-offs | $0 | 2,463 |
Cash dividends | $0 | 3,251 |
Sale, conversion, retirement of capital stock, net | $23,881,000 | 30 |
Net operating income | $-1,445,000 | 4,887 |
2021-06-30 (YTD Data) | Rank | |
Total interest income | $9,000 | 4,948 |
Total interest expense | $0 | 4,930 |
Net interest income | $9,000 | 4,945 |
Provision for loan and lease losses | $0 | 2,862 |
Total noninterest income | $0 | 4,919 |
Gross Fiduciary activities income | $0 | 951 |
Service charges on deposit accounts | $0 | 4,816 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,878 |
Total noninterest expense | $899,000 | 4,340 |
Salaries and employee benefits | $309,000 | 4,665 |
Premises and equipment expense | $34,000 | 4,776 |
Additional noninterest expense | $556,000 | 3,572 |
Pre-tax net operating income | $-890,000 | 4,925 |
Securities gains (losses) | $0 | 1,818 |
Applicable income taxes | $0 | 3,702 |
Income before extraordinary items | $-890,000 | 4,916 |
Extraordinary gains, net | $0 | 6 |
Net income | $-890,000 | 4,916 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $-890,000 | 4,916 |
Net charge-offs | $0 | 2,245 |
Cash dividends | $0 | 3,104 |
Sale, conversion, retirement of capital stock, net | $22,417,000 | 22 |
Net operating income | $-890,000 | 4,916 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.