Home > Integrity Bank > Income and Expense
Integrity Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 5,214 |
| Total interest expense | $1,783,000 | 3,256 |
| Net interest income | $733,000 | 7,021 |
| Provision for loan and lease losses | $9,095,000 | 478 |
| Total noninterest income | $-1,109,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,144,000 | 8,133 |
| Total noninterest expense | $1,759,000 | 4,756 |
| Salaries and employee benefits | $642,000 | 5,750 |
| Premises and equipment expense | $248,000 | 4,479 |
| Additional noninterest expense | $869,000 | 3,650 |
| Pre-tax net operating income | $-11,230,000 | 7,938 |
| Securities gains (losses) | $262,000 | 850 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-10,968,000 | 7,964 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,968,000 | 7,963 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-10,968,000 | 7,963 |
| Net charge-offs | $10,528,000 | 361 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-11,230,000 | 7,973 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 4,976 |
| Total interest expense | $964,000 | 3,141 |
| Net interest income | $422,000 | 6,771 |
| Provision for loan and lease losses | $2,965,000 | 574 |
| Total noninterest income | $-1,129,000 | 8,221 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,147,000 | 8,221 |
| Total noninterest expense | $808,000 | 4,921 |
| Salaries and employee benefits | $339,000 | 5,638 |
| Premises and equipment expense | $122,000 | 4,572 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $-4,480,000 | 8,005 |
| Securities gains (losses) | $173,000 | 729 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-4,307,000 | 8,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,307,000 | 8,034 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,307,000 | 8,034 |
| Net charge-offs | $4,158,000 | 359 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,480,000 | 8,042 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 4,721 |
| Total interest expense | $4,417,000 | 3,265 |
| Net interest income | $2,025,000 | 6,391 |
| Provision for loan and lease losses | $2,901,000 | 1,425 |
| Total noninterest income | $98,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 6,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $3,483,000 | 4,656 |
| Salaries and employee benefits | $1,873,000 | 4,674 |
| Premises and equipment expense | $447,000 | 4,775 |
| Additional noninterest expense | $1,163,000 | 4,389 |
| Pre-tax net operating income | $-4,261,000 | 7,739 |
| Securities gains (losses) | $99,000 | 1,130 |
| Applicable income taxes | $969,000 | 1,225 |
| Income before extraordinary items | $-5,131,000 | 7,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,131,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,583,000 | 1,110 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,230,000 | 7,875 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 4,624 |
| Total interest expense | $3,350,000 | 3,341 |
| Net interest income | $1,790,000 | 6,062 |
| Provision for loan and lease losses | $1,114,000 | 1,712 |
| Total noninterest income | $72,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $2,714,000 | 4,518 |
| Salaries and employee benefits | $1,474,000 | 4,548 |
| Premises and equipment expense | $336,000 | 4,776 |
| Additional noninterest expense | $904,000 | 4,195 |
| Pre-tax net operating income | $-1,966,000 | 7,851 |
| Securities gains (losses) | $65,000 | 1,251 |
| Applicable income taxes | $-739,000 | 7,976 |
| Income before extraordinary items | $-1,162,000 | 7,581 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,162,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 1,533 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,203,600 | 7,711 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 4,716 |
| Total interest expense | $2,237,000 | 3,457 |
| Net interest income | $1,161,000 | 6,141 |
| Provision for loan and lease losses | $1,018,000 | 1,209 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $1,907,000 | 4,391 |
| Salaries and employee benefits | $1,049,000 | 4,367 |
| Premises and equipment expense | $222,000 | 4,844 |
| Additional noninterest expense | $636,000 | 3,996 |
| Pre-tax net operating income | $-1,720,000 | 8,125 |
| Securities gains (losses) | $39,000 | 1,619 |
| Applicable income taxes | $-647,000 | 8,211 |
| Income before extraordinary items | $-1,034,000 | 8,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,034,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,722 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,058,960 | 8,004 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 4,448 |
| Total interest expense | $1,139,000 | 3,574 |
| Net interest income | $776,000 | 5,395 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $966,000 | 4,341 |
| Salaries and employee benefits | $573,000 | 4,108 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $-168,000 | 7,694 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $-63,000 | 8,066 |
| Income before extraordinary items | $-103,000 | 7,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-103,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-104,280 | 7,621 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 4,060 |
| Total interest expense | $4,814,000 | 3,557 |
| Net interest income | $4,110,000 | 4,545 |
| Provision for loan and lease losses | $1,663,000 | 963 |
| Total noninterest income | $69,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $13,000 | 7,256 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,000 | 6,977 |
| Total noninterest expense | $4,074,000 | 4,064 |
| Salaries and employee benefits | $2,264,000 | 3,996 |
| Premises and equipment expense | $459,000 | 4,612 |
| Additional noninterest expense | $1,351,000 | 3,728 |
| Pre-tax net operating income | $-1,558,000 | 8,206 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-495,000 | 8,311 |
| Income before extraordinary items | $-1,063,000 | 8,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,063,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,940 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 534 |
| Net operating income | $-1,063,000 | 8,113 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 4,063 |
| Total interest expense | $3,580,000 | 3,584 |
| Net interest income | $3,149,000 | 4,515 |
| Provision for loan and lease losses | $163,000 | 3,360 |
| Total noninterest income | $50,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $2,798,000 | 4,306 |
| Salaries and employee benefits | $1,553,000 | 4,267 |
| Premises and equipment expense | $345,000 | 4,586 |
| Additional noninterest expense | $900,000 | 4,012 |
| Pre-tax net operating income | $238,000 | 6,806 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $91,000 | 4,529 |
| Income before extraordinary items | $147,000 | 7,044 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $147,000 | 7,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 486 |
| Net operating income | $147,000 | 7,035 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 4,126 |
| Total interest expense | $2,315,000 | 3,664 |
| Net interest income | $2,100,000 | 4,547 |
| Provision for loan and lease losses | $141,000 | 2,742 |
| Total noninterest income | $38,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $1,835,000 | 4,383 |
| Salaries and employee benefits | $968,000 | 4,516 |
| Premises and equipment expense | $229,000 | 4,631 |
| Additional noninterest expense | $638,000 | 3,834 |
| Pre-tax net operating income | $162,000 | 6,884 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $62,000 | 4,578 |
| Income before extraordinary items | $100,000 | 7,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $100,000 | 7,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 370 |
| Net operating income | $100,000 | 7,112 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 4,205 |
| Total interest expense | $1,109,000 | 3,739 |
| Net interest income | $1,027,000 | 4,611 |
| Provision for loan and lease losses | $47,000 | 3,165 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $848,000 | 4,622 |
| Salaries and employee benefits | $425,000 | 4,966 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $311,000 | 3,865 |
| Pre-tax net operating income | $150,000 | 6,068 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $93,000 | 6,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $93,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 311 |
| Net operating income | $93,000 | 6,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 4,561 |
| Total interest expense | $3,347,000 | 4,038 |
| Net interest income | $3,670,000 | 4,903 |
| Provision for loan and lease losses | $351,000 | 2,517 |
| Total noninterest income | $53,000 | 8,191 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $9,000 | 7,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 7,377 |
| Total noninterest expense | $2,676,000 | 5,268 |
| Salaries and employee benefits | $1,409,000 | 5,402 |
| Premises and equipment expense | $416,000 | 4,800 |
| Additional noninterest expense | $851,000 | 5,034 |
| Pre-tax net operating income | $696,000 | 5,931 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $261,000 | 3,985 |
| Income before extraordinary items | $435,000 | 6,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $435,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 925 |
| Net operating income | $435,000 | 6,388 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 4,697 |
| Total interest expense | $2,355,000 | 4,119 |
| Net interest income | $2,640,000 | 5,073 |
| Provision for loan and lease losses | $301,000 | 2,134 |
| Total noninterest income | $41,000 | 8,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,424 |
| Total noninterest expense | $1,910,000 | 5,407 |
| Salaries and employee benefits | $1,003,000 | 5,547 |
| Premises and equipment expense | $304,000 | 4,894 |
| Additional noninterest expense | $603,000 | 5,195 |
| Pre-tax net operating income | $470,000 | 6,344 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $177,000 | 4,294 |
| Income before extraordinary items | $293,000 | 6,753 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $293,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $293,000 | 6,757 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 4,826 |
| Total interest expense | $1,480,000 | 4,148 |
| Net interest income | $1,646,000 | 5,326 |
| Provision for loan and lease losses | $191,000 | 2,189 |
| Total noninterest income | $27,000 | 8,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $1,244,000 | 5,493 |
| Salaries and employee benefits | $631,000 | 5,746 |
| Premises and equipment expense | $203,000 | 4,881 |
| Additional noninterest expense | $410,000 | 5,122 |
| Pre-tax net operating income | $238,000 | 6,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $90,000 | 4,649 |
| Income before extraordinary items | $148,000 | 7,171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $148,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $148,000 | 7,186 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 5,074 |
| Total interest expense | $651,000 | 4,358 |
| Net interest income | $771,000 | 5,514 |
| Provision for loan and lease losses | $109,000 | 1,884 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $603,000 | 5,609 |
| Salaries and employee benefits | $297,000 | 5,962 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $73,000 | 7,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $46,000 | 7,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $46,000 | 7,599 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 6,854 |
| Total interest expense | $966,000 | 6,364 |
| Net interest income | $1,721,000 | 7,003 |
| Provision for loan and lease losses | $387,000 | 2,326 |
| Total noninterest income | $55,000 | 8,388 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $8,000 | 7,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,453 |
| Total noninterest expense | $2,184,000 | 5,801 |
| Salaries and employee benefits | $1,037,000 | 6,242 |
| Premises and equipment expense | $403,000 | 4,830 |
| Additional noninterest expense | $744,000 | 5,409 |
| Pre-tax net operating income | $-795,000 | 8,586 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-299,000 | 8,720 |
| Income before extraordinary items | $-496,000 | 8,546 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-496,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-496,000 | 8,526 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,321 |
| Total interest expense | $538,000 | 6,928 |
| Net interest income | $1,072,000 | 7,432 |
| Provision for loan and lease losses | $276,000 | 2,340 |
| Total noninterest income | $41,000 | 8,435 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $1,640,000 | 5,769 |
| Salaries and employee benefits | $765,000 | 6,283 |
| Premises and equipment expense | $306,000 | 4,774 |
| Additional noninterest expense | $569,000 | 5,283 |
| Pre-tax net operating income | $-803,000 | 8,684 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-302,000 | 8,789 |
| Income before extraordinary items | $-501,000 | 8,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-501,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-501,000 | 8,618 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 7,700 |
| Total interest expense | $274,000 | 7,353 |
| Net interest income | $601,000 | 7,740 |
| Provision for loan and lease losses | $233,000 | 1,913 |
| Total noninterest income | $26,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $4,000 | 7,684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $1,033,000 | 5,953 |
| Salaries and employee benefits | $474,000 | 6,500 |
| Premises and equipment expense | $205,000 | 4,749 |
| Additional noninterest expense | $354,000 | 5,485 |
| Pre-tax net operating income | $-639,000 | 8,715 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-240,000 | 8,802 |
| Income before extraordinary items | $-399,000 | 8,684 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-399,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-399,000 | 8,657 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,153 |
| Total interest expense | $81,000 | 8,103 |
| Net interest income | $248,000 | 8,082 |
| Provision for loan and lease losses | $149,000 | 1,495 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $456,000 | 6,389 |
| Salaries and employee benefits | $207,000 | 6,899 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $148,000 | 6,059 |
| Pre-tax net operating income | $-343,000 | 8,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-129,000 | 8,861 |
| Income before extraordinary items | $-214,000 | 8,761 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-214,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-214,000 | 8,743 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,840 |
| Total interest expense | $81,000 | 8,772 |
| Net interest income | $256,000 | 8,842 |
| Provision for loan and lease losses | $131,000 | 4,475 |
| Total noninterest income | $6,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $1,463,000 | 6,946 |
| Salaries and employee benefits | $775,000 | 7,029 |
| Premises and equipment expense | $178,000 | 6,998 |
| Additional noninterest expense | $510,000 | 6,480 |
| Pre-tax net operating income | $-1,332,000 | 8,848 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-501,000 | 8,901 |
| Income before extraordinary items | $-831,000 | 8,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-831,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $16,000,000 | 47 |
| Net operating income | $-831,000 | 8,779 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $175,000 | 8,929 |
| Total interest expense | $59,000 | 8,832 |
| Net interest income | $116,000 | 8,940 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $3,000 | 8,948 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $1,083,000 | 6,957 |
| Salaries and employee benefits | $583,000 | 6,972 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $370,000 | 6,557 |
| Pre-tax net operating income | $-1,026,000 | 8,901 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-388,000 | 8,964 |
| Income before extraordinary items | $-638,000 | 8,853 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-638,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $16,000,000 | 38 |
| Net operating income | $-638,000 | 8,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.