Home > Integrity Bank > Assets and Liabilities
Integrity Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 15 | 6,564 |
| Assets and Liabilities | ||
| Total Assets: | $105,298,000 | 5,052 |
| Cash and due from depository institutions | $5,350,000 | 6,564 |
| Interest-bearing balances | $1,820,000 | 4,099 |
| Securities | $23,230,000 | 4,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $69,695,000 | 4,952 |
| Loan loss allowance | $1,228,000 | 4,165 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,421,000 | 2,371 |
| Other real estate owned | $633,000 | 6,564 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $969,000 | 6,606 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $105,298,000 | 5,052 |
| Total liabilities | $106,451,000 | 4,676 |
| Total deposits | $98,511,000 | 4,666 |
| Interest-bearing deposits | $95,724,000 | 4,294 |
| Deposits held in domestic offices | $98,511,000 | 4,663 |
| % insured | 87.22% | 1,563 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,500,000 | 3,343 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $440,000 | 5,629 |
| Total equity capital | $-1,153,000 | 8,191 |
| Total bank equity capital | $-1,153,000 | 8,191 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $8,050,000 | 648 |
| Surplus | $8,519,000 | 3,013 |
| Undivided profits | $-17,722,000 | 8,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,449,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $223,000 | 7,284 |
| Earning assets | $94,745,000 | 5,086 |
| Long-term assets (5+ years) | $22,960,000 | 3,850 |
| Average Assets, year-to-date | $119,428,330 | 4,652 |
| Average Assets, quarterly | $114,418,500 | 4,794 |
| Volatile liabilities | $22,005,000 | 4,755 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $7,500,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,876,000 | 7,031 |
| Tier 1 (core) risk-based capital | $-1,468,000 | 8,192 |
| Tier 2 risk-based capital | $0 | 8,089 |
| Total risk weighted assets | $81,928,000 | 4,703 |
| Total unused commitments | $1,876,000 | 7,034 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 16 | 6,437 |
| Assets and Liabilities | ||
| Total Assets: | $123,539,000 | 4,596 |
| Cash and due from depository institutions | $1,984,000 | 6,437 |
| Interest-bearing balances | $131,000 | 5,898 |
| Securities | $29,341,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $2,273,000 | 3,591 |
| Net loans & leases | $82,748,000 | 4,488 |
| Loan loss allowance | $1,468,000 | 3,693 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,470,000 | 2,371 |
| Other real estate owned | $633,000 | 6,437 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,090,000 | 6,405 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $123,539,000 | 4,596 |
| Total liabilities | $117,847,000 | 4,396 |
| Total deposits | $109,033,000 | 4,371 |
| Interest-bearing deposits | $106,106,000 | 3,996 |
| Deposits held in domestic offices | $109,033,000 | 4,368 |
| % insured | 88.21% | 1,413 |
| Federal funds purchased & repurchase agreements | $861,000 | 2,420 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,500,000 | 3,411 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $453,000 | 5,487 |
| Total equity capital | $5,692,000 | 6,869 |
| Total bank equity capital | $5,692,000 | 6,869 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,050,000 | 648 |
| Surplus | $8,519,000 | 2,992 |
| Undivided profits | $-10,877,000 | 8,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,394,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $231,000 | 7,263 |
| Earning assets | $114,493,000 | 4,552 |
| Long-term assets (5+ years) | $25,755,000 | 3,594 |
| Average Assets, year-to-date | $126,493,500 | 4,483 |
| Average Assets, quarterly | $126,493,500 | 4,483 |
| Volatile liabilities | $26,469,000 | 4,270 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $7,500,000 | 3,276 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $3,095,000 | 6,560 |
| Tier 1 (core) risk-based capital | $5,192,000 | 6,935 |
| Tier 2 risk-based capital | $1,213,000 | 3,780 |
| Total risk weighted assets | $96,818,000 | 4,248 |
| Total unused commitments | $3,095,000 | 6,560 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 18 | 6,168 |
| Assets and Liabilities | ||
| Total Assets: | $129,448,000 | 4,426 |
| Cash and due from depository institutions | $1,329,000 | 6,168 |
| Interest-bearing balances | $236,000 | 4,990 |
| Securities | $30,329,000 | 3,429 |
| Federal funds sold & reverse repurchase agreements | $1,402,000 | 3,633 |
| Net loans & leases | $86,846,000 | 4,396 |
| Loan loss allowance | $2,661,000 | 2,325 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,493,000 | 2,384 |
| Other real estate owned | $2,786,000 | 6,168 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,263,000 | 6,207 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $129,448,000 | 4,426 |
| Total liabilities | $119,350,000 | 4,318 |
| Total deposits | $107,848,000 | 4,332 |
| Interest-bearing deposits | $104,939,000 | 3,948 |
| Deposits held in domestic offices | $107,848,000 | 4,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $814,000 | 2,833 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $688,000 | 4,562 |
| Total equity capital | $10,098,000 | 5,375 |
| Total bank equity capital | $10,098,000 | 5,375 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,050,000 | 645 |
| Surplus | $8,519,000 | 2,975 |
| Undivided profits | $-6,471,000 | 7,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,987,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $425,000 | 6,208 |
| Earning assets | $118,813,000 | 4,409 |
| Long-term assets (5+ years) | $27,090,000 | 3,463 |
| Average Assets, year-to-date | $133,613,800 | 4,211 |
| Average Assets, quarterly | $135,892,500 | 4,233 |
| Volatile liabilities | $28,051,000 | 4,062 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,100,000 | 5,804 |
| Tier 1 (core) risk-based capital | $9,500,000 | 5,446 |
| Tier 2 risk-based capital | $1,330,000 | 3,544 |
| Total risk weighted assets | $105,095,000 | 4,043 |
| Total unused commitments | $5,100,000 | 5,805 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 21 | 5,841 |
| Assets and Liabilities | ||
| Total Assets: | $142,337,000 | 4,125 |
| Cash and due from depository institutions | $1,052,000 | 5,841 |
| Interest-bearing balances | $172,000 | 4,593 |
| Securities | $30,141,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $7,036,000 | 1,707 |
| Net loans & leases | $94,350,000 | 4,188 |
| Loan loss allowance | $2,693,000 | 2,140 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,543,000 | 2,342 |
| Other real estate owned | $1,083,000 | 5,841 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,132,000 | 4,236 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $142,337,000 | 4,125 |
| Total liabilities | $128,874,000 | 4,079 |
| Total deposits | $117,442,000 | 4,035 |
| Interest-bearing deposits | $114,384,000 | 3,688 |
| Deposits held in domestic offices | $117,442,000 | 4,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $810,000 | 2,953 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $622,000 | 4,959 |
| Total equity capital | $13,463,000 | 4,493 |
| Total bank equity capital | $13,463,000 | 4,493 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $8,050,000 | 646 |
| Surplus | $8,519,000 | 2,973 |
| Undivided profits | $-3,106,000 | 7,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,888,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $524,000 | 5,788 |
| Earning assets | $131,699,000 | 4,092 |
| Long-term assets (5+ years) | $32,164,000 | 3,060 |
| Average Assets, year-to-date | $134,655,250 | 4,208 |
| Average Assets, quarterly | $140,761,500 | 4,132 |
| Volatile liabilities | $27,050,000 | 4,077 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $8,417,000 | 5,019 |
| Tier 1 (core) risk-based capital | $12,177,000 | 4,741 |
| Tier 2 risk-based capital | $1,457,000 | 3,242 |
| Total risk weighted assets | $115,221,000 | 3,784 |
| Total unused commitments | $8,417,000 | 5,021 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 24 | 5,512 |
| Assets and Liabilities | ||
| Total Assets: | $139,186,000 | 4,186 |
| Cash and due from depository institutions | $985,000 | 5,512 |
| Interest-bearing balances | $56,000 | 5,556 |
| Securities | $32,462,000 | 3,240 |
| Federal funds sold & reverse repurchase agreements | $1,406,000 | 4,307 |
| Net loans & leases | $95,273,000 | 4,131 |
| Loan loss allowance | $3,038,000 | 1,879 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,604,000 | 2,316 |
| Other real estate owned | $452,000 | 5,512 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,004,000 | 4,274 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $139,185,000 | 4,186 |
| Total liabilities | $125,948,000 | 4,146 |
| Total deposits | $113,918,000 | 4,122 |
| Interest-bearing deposits | $110,194,000 | 3,776 |
| Deposits held in domestic offices | $113,918,000 | 4,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,371,000 | 2,751 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $659,000 | 4,785 |
| Total equity capital | $13,237,000 | 4,571 |
| Total bank equity capital | $13,237,000 | 4,571 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $8,050,000 | 640 |
| Surplus | $8,519,000 | 2,958 |
| Undivided profits | $-3,332,000 | 8,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,626,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $457,000 | 6,117 |
| Earning assets | $129,197,000 | 4,159 |
| Long-term assets (5+ years) | $32,055,000 | 3,050 |
| Average Assets, year-to-date | $132,094,670 | 4,277 |
| Average Assets, quarterly | $136,157,000 | 4,235 |
| Volatile liabilities | $27,781,000 | 3,978 |
| Insider loans | $2,061,000 | 3,069 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,591,000 | 4,429 |
| Tier 1 (core) risk-based capital | $12,465,000 | 4,665 |
| Tier 2 risk-based capital | $1,488,000 | 3,157 |
| Total risk weighted assets | $116,736,000 | 3,743 |
| Total unused commitments | $11,591,000 | 4,429 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 26 | 5,298 |
| Assets and Liabilities | ||
| Total Assets: | $133,128,000 | 4,291 |
| Cash and due from depository institutions | $1,381,000 | 5,298 |
| Interest-bearing balances | $49,000 | 5,654 |
| Securities | $30,102,000 | 3,427 |
| Federal funds sold & reverse repurchase agreements | $273,000 | 6,324 |
| Net loans & leases | $93,263,000 | 4,145 |
| Loan loss allowance | $2,343,000 | 2,280 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,651,000 | 2,265 |
| Other real estate owned | $0 | 5,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,458,000 | 4,644 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $133,128,000 | 4,291 |
| Total liabilities | $118,345,000 | 4,290 |
| Total deposits | $103,249,000 | 4,428 |
| Interest-bearing deposits | $99,715,000 | 4,067 |
| Deposits held in domestic offices | $103,249,000 | 4,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,517,000 | 1,740 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $579,000 | 5,328 |
| Total equity capital | $14,783,000 | 4,316 |
| Total bank equity capital | $14,783,000 | 4,316 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $8,050,000 | 631 |
| Surplus | $8,519,000 | 2,937 |
| Undivided profits | $-1,786,000 | 8,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,096,000 | 699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $842,000 | 4,286 |
| Earning assets | $123,687,000 | 4,273 |
| Long-term assets (5+ years) | $25,103,000 | 3,430 |
| Average Assets, year-to-date | $128,549,000 | 4,357 |
| Average Assets, quarterly | $128,549,000 | 4,357 |
| Volatile liabilities | $31,356,000 | 3,676 |
| Insider loans | $2,063,000 | 3,021 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,094,000 | 4,242 |
| Tier 1 (core) risk-based capital | $14,078,000 | 4,302 |
| Tier 2 risk-based capital | $1,417,000 | 3,228 |
| Total risk weighted assets | $112,443,000 | 3,813 |
| Total unused commitments | $13,094,000 | 4,244 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 27 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $123,970,000 | 4,461 |
| Cash and due from depository institutions | $1,707,000 | 5,204 |
| Interest-bearing balances | $231,000 | 3,850 |
| Securities | $17,970,000 | 4,726 |
| Federal funds sold & reverse repurchase agreements | $1,017,000 | 4,943 |
| Net loans & leases | $95,562,000 | 4,067 |
| Loan loss allowance | $2,343,000 | 2,227 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,692,000 | 2,229 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,022,000 | 5,163 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $123,970,000 | 4,461 |
| Total liabilities | $109,291,000 | 4,480 |
| Total deposits | $105,249,000 | 4,337 |
| Interest-bearing deposits | $102,545,000 | 3,933 |
| Deposits held in domestic offices | $105,249,000 | 4,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,429,000 | 2,033 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $613,000 | 5,186 |
| Total equity capital | $14,679,000 | 4,277 |
| Total bank equity capital | $14,679,000 | 4,277 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,050,000 | 621 |
| Surplus | $8,518,000 | 2,907 |
| Undivided profits | $-1,889,000 | 8,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,068,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $664,000 | 5,267 |
| Earning assets | $114,780,000 | 4,430 |
| Long-term assets (5+ years) | $6,288,000 | 5,704 |
| Average Assets, year-to-date | $118,107,600 | 4,489 |
| Average Assets, quarterly | $123,288,000 | 4,437 |
| Volatile liabilities | $32,709,000 | 3,598 |
| Insider loans | $2,114,000 | 2,952 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $1,689,000 | 708 |
| Unused loan commitments | $18,345,000 | 3,550 |
| Tier 1 (core) risk-based capital | $13,628,000 | 4,372 |
| Tier 2 risk-based capital | $1,432,000 | 3,175 |
| Total risk weighted assets | $112,906,000 | 3,780 |
| Total unused commitments | $18,345,000 | 3,551 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 27 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $122,606,000 | 4,449 |
| Cash and due from depository institutions | $898,000 | 5,223 |
| Interest-bearing balances | $301,000 | 3,474 |
| Securities | $19,354,000 | 4,572 |
| Federal funds sold & reverse repurchase agreements | $714,000 | 5,288 |
| Net loans & leases | $94,171,000 | 4,067 |
| Loan loss allowance | $1,031,000 | 4,090 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,788,000 | 2,164 |
| Other real estate owned | $0 | 5,223 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,681,000 | 5,666 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $122,606,000 | 4,449 |
| Total liabilities | $106,873,000 | 4,498 |
| Total deposits | $103,738,000 | 4,335 |
| Interest-bearing deposits | $101,160,000 | 3,958 |
| Deposits held in domestic offices | $103,738,000 | 4,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,427,000 | 2,210 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $708,000 | 4,899 |
| Total equity capital | $15,733,000 | 4,018 |
| Total bank equity capital | $15,733,000 | 4,018 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,050,000 | 595 |
| Surplus | $8,365,000 | 2,893 |
| Undivided profits | $-682,000 | 7,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,404,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $640,000 | 5,642 |
| Earning assets | $114,540,000 | 4,403 |
| Long-term assets (5+ years) | $10,228,000 | 4,792 |
| Average Assets, year-to-date | $116,642,000 | 4,527 |
| Average Assets, quarterly | $122,168,000 | 4,433 |
| Volatile liabilities | $32,826,000 | 3,524 |
| Insider loans | $2,465,000 | 2,635 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,393,000 | 3,808 |
| Tier 1 (core) risk-based capital | $15,484,000 | 3,974 |
| Tier 2 risk-based capital | $1,031,000 | 3,923 |
| Total risk weighted assets | $111,579,000 | 3,769 |
| Total unused commitments | $16,393,000 | 3,808 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $121,730,000 | 4,468 |
| Cash and due from depository institutions | $1,435,000 | 5,505 |
| Interest-bearing balances | $136,000 | 4,346 |
| Securities | $17,531,000 | 4,818 |
| Federal funds sold & reverse repurchase agreements | $7,851,000 | 1,922 |
| Net loans & leases | $87,441,000 | 4,227 |
| Loan loss allowance | $1,009,000 | 4,152 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,708,000 | 2,186 |
| Other real estate owned | $0 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,764,000 | 5,506 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $121,730,000 | 4,468 |
| Total liabilities | $106,221,000 | 4,517 |
| Total deposits | $104,185,000 | 4,330 |
| Interest-bearing deposits | $101,139,000 | 3,966 |
| Deposits held in domestic offices | $104,185,000 | 4,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,412,000 | 2,489 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $624,000 | 5,026 |
| Total equity capital | $15,509,000 | 3,998 |
| Total bank equity capital | $15,509,000 | 3,998 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,050,000 | 588 |
| Surplus | $8,352,000 | 2,887 |
| Undivided profits | $-893,000 | 8,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 4,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $589,000 | 5,668 |
| Earning assets | $112,959,000 | 4,432 |
| Long-term assets (5+ years) | $9,466,000 | 4,881 |
| Average Assets, year-to-date | $114,654,000 | 4,603 |
| Average Assets, quarterly | $119,093,500 | 4,522 |
| Volatile liabilities | $29,926,000 | 3,708 |
| Insider loans | $2,473,000 | 2,608 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,043,000 | 4,271 |
| Tier 1 (core) risk-based capital | $15,424,000 | 3,960 |
| Tier 2 risk-based capital | $1,009,000 | 3,974 |
| Total risk weighted assets | $105,555,000 | 3,899 |
| Total unused commitments | $13,043,000 | 4,272 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 26 | 5,362 |
| Assets and Liabilities | ||
| Total Assets: | $116,457,000 | 4,618 |
| Cash and due from depository institutions | $2,224,000 | 5,362 |
| Interest-bearing balances | $718,000 | 2,836 |
| Securities | $15,174,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $3,410,000 | 4,132 |
| Net loans & leases | $88,436,000 | 4,181 |
| Loan loss allowance | $915,000 | 4,435 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,676,000 | 2,170 |
| Other real estate owned | $0 | 5,362 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,537,000 | 5,758 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $116,457,000 | 4,618 |
| Total liabilities | $101,045,000 | 4,681 |
| Total deposits | $99,223,000 | 4,488 |
| Interest-bearing deposits | $95,351,000 | 4,124 |
| Deposits held in domestic offices | $99,223,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,291,000 | 2,320 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $531,000 | 5,403 |
| Total equity capital | $15,412,000 | 4,032 |
| Total bank equity capital | $15,412,000 | 4,032 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,000,000 | 578 |
| Surplus | $8,201,000 | 2,873 |
| Undivided profits | $-789,000 | 8,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $638,000 | 5,299 |
| Earning assets | $107,738,000 | 4,607 |
| Long-term assets (5+ years) | $8,005,000 | 5,110 |
| Average Assets, year-to-date | $111,116,000 | 4,724 |
| Average Assets, quarterly | $111,116,000 | 4,724 |
| Volatile liabilities | $29,449,000 | 3,673 |
| Insider loans | $2,454,000 | 2,610 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,065,000 | 4,281 |
| Tier 1 (core) risk-based capital | $15,375,000 | 3,945 |
| Tier 2 risk-based capital | $915,000 | 4,246 |
| Total risk weighted assets | $103,972,000 | 3,899 |
| Total unused commitments | $13,065,000 | 4,281 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 21 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $105,775,000 | 4,867 |
| Cash and due from depository institutions | $1,895,000 | 6,009 |
| Interest-bearing balances | $121,000 | 4,521 |
| Securities | $14,422,000 | 5,368 |
| Federal funds sold & reverse repurchase agreements | $627,000 | 5,646 |
| Net loans & leases | $81,756,000 | 4,360 |
| Loan loss allowance | $868,000 | 4,575 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,686,000 | 2,133 |
| Other real estate owned | $0 | 6,009 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,389,000 | 6,022 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $105,775,000 | 4,867 |
| Total liabilities | $90,603,000 | 4,989 |
| Total deposits | $89,956,000 | 4,748 |
| Interest-bearing deposits | $86,075,000 | 4,360 |
| Deposits held in domestic offices | $89,956,000 | 4,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $197,000 | 3,148 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $450,000 | 5,764 |
| Total equity capital | $15,172,000 | 4,011 |
| Total bank equity capital | $15,172,000 | 4,011 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $8,000,000 | 567 |
| Surplus | $8,080,000 | 2,855 |
| Undivided profits | $-908,000 | 8,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $582,000 | 5,717 |
| Earning assets | $96,926,000 | 4,873 |
| Long-term assets (5+ years) | $7,255,000 | 5,250 |
| Average Assets, year-to-date | $94,064,000 | 5,102 |
| Average Assets, quarterly | $103,028,000 | 4,910 |
| Volatile liabilities | $25,487,000 | 4,113 |
| Insider loans | $2,294,000 | 2,731 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $12,864,000 | 4,231 |
| Tier 1 (core) risk-based capital | $14,929,000 | 3,987 |
| Tier 2 risk-based capital | $868,000 | 4,374 |
| Total risk weighted assets | $96,038,000 | 4,080 |
| Total unused commitments | $12,864,000 | 4,231 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 20 | 6,167 |
| Assets and Liabilities | ||
| Total Assets: | $100,281,000 | 5,016 |
| Cash and due from depository institutions | $1,093,000 | 6,167 |
| Interest-bearing balances | $267,000 | 3,735 |
| Securities | $13,711,000 | 5,528 |
| Federal funds sold & reverse repurchase agreements | $1,152,000 | 4,554 |
| Net loans & leases | $77,305,000 | 4,509 |
| Loan loss allowance | $818,000 | 4,766 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,730,000 | 2,078 |
| Other real estate owned | $0 | 6,167 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,290,000 | 6,238 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $100,281,000 | 5,016 |
| Total liabilities | $85,348,000 | 5,151 |
| Total deposits | $84,318,000 | 4,890 |
| Interest-bearing deposits | $79,922,000 | 4,537 |
| Deposits held in domestic offices | $84,318,000 | 4,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,090 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $480,000 | 5,702 |
| Total equity capital | $14,933,000 | 4,015 |
| Total bank equity capital | $14,933,000 | 4,015 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,000,000 | 550 |
| Surplus | $8,000,000 | 2,845 |
| Undivided profits | $-1,067,000 | 8,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $358,000 | 7,013 |
| Earning assets | $92,435,000 | 5,003 |
| Long-term assets (5+ years) | $6,530,000 | 5,406 |
| Average Assets, year-to-date | $91,136,250 | 5,221 |
| Average Assets, quarterly | $98,252,000 | 5,041 |
| Volatile liabilities | $21,514,000 | 4,536 |
| Insider loans | $2,455,000 | 2,543 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,492,000 | 4,472 |
| Tier 1 (core) risk-based capital | $14,324,000 | 4,099 |
| Tier 2 risk-based capital | $818,000 | 4,545 |
| Total risk weighted assets | $90,769,000 | 4,220 |
| Total unused commitments | $11,492,000 | 4,472 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 20 | 6,180 |
| Assets and Liabilities | ||
| Total Assets: | $96,223,000 | 5,110 |
| Cash and due from depository institutions | $822,000 | 6,180 |
| Interest-bearing balances | $117,000 | 4,598 |
| Securities | $13,730,000 | 5,535 |
| Federal funds sold & reverse repurchase agreements | $4,191,000 | 2,514 |
| Net loans & leases | $70,156,000 | 4,741 |
| Loan loss allowance | $708,000 | 5,138 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,711,000 | 2,036 |
| Other real estate owned | $0 | 6,180 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,613,000 | 5,667 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $96,224,000 | 5,110 |
| Total liabilities | $81,573,000 | 5,284 |
| Total deposits | $80,662,000 | 5,032 |
| Interest-bearing deposits | $77,370,000 | 4,607 |
| Deposits held in domestic offices | $80,662,000 | 5,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $484,000 | 3,312 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $427,000 | 5,662 |
| Total equity capital | $14,651,000 | 3,962 |
| Total bank equity capital | $14,651,000 | 3,962 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $8,000,000 | 525 |
| Surplus | $8,000,000 | 2,782 |
| Undivided profits | $-1,349,000 | 8,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $492,000 | 5,936 |
| Earning assets | $88,194,000 | 5,113 |
| Long-term assets (5+ years) | $6,596,000 | 5,336 |
| Average Assets, year-to-date | $88,088,000 | 5,338 |
| Average Assets, quarterly | $95,312,000 | 5,114 |
| Volatile liabilities | $20,607,000 | 4,583 |
| Insider loans | $2,453,000 | 2,511 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,312,000 | 4,341 |
| Tier 1 (core) risk-based capital | $14,009,000 | 4,098 |
| Tier 2 risk-based capital | $708,000 | 4,909 |
| Total risk weighted assets | $84,229,000 | 4,386 |
| Total unused commitments | $12,312,000 | 4,341 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 18 | 6,467 |
| Assets and Liabilities | ||
| Total Assets: | $94,401,000 | 5,154 |
| Cash and due from depository institutions | $1,201,000 | 6,467 |
| Interest-bearing balances | $614,000 | 3,010 |
| Securities | $8,152,000 | 6,699 |
| Federal funds sold & reverse repurchase agreements | $12,393,000 | 1,212 |
| Net loans & leases | $65,401,000 | 4,883 |
| Loan loss allowance | $626,000 | 5,462 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,716,000 | 1,979 |
| Other real estate owned | $0 | 6,467 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,538,000 | 5,699 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $94,401,000 | 5,154 |
| Total liabilities | $79,790,000 | 5,327 |
| Total deposits | $79,045,000 | 5,087 |
| Interest-bearing deposits | $75,119,000 | 4,690 |
| Deposits held in domestic offices | $79,045,000 | 5,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $379,000 | 3,047 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $366,000 | 5,947 |
| Total equity capital | $14,611,000 | 3,937 |
| Total bank equity capital | $14,611,000 | 3,937 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,000,000 | 513 |
| Surplus | $8,000,000 | 2,710 |
| Undivided profits | $-1,389,000 | 8,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $382,000 | 6,463 |
| Earning assets | $86,560,000 | 5,165 |
| Long-term assets (5+ years) | $3,306,000 | 6,321 |
| Average Assets, year-to-date | $84,020,500 | 5,500 |
| Average Assets, quarterly | $84,020,500 | 5,500 |
| Volatile liabilities | $21,994,000 | 4,268 |
| Insider loans | $2,207,000 | 2,684 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $6,727,000 | 5,584 |
| Tier 1 (core) risk-based capital | $13,882,000 | 4,051 |
| Tier 2 risk-based capital | $626,000 | 5,214 |
| Total risk weighted assets | $76,758,000 | 4,591 |
| Total unused commitments | $6,727,000 | 5,585 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 16 | 6,800 |
| Assets and Liabilities | ||
| Total Assets: | $73,640,000 | 5,927 |
| Cash and due from depository institutions | $1,978,000 | 6,800 |
| Interest-bearing balances | $239,000 | 4,073 |
| Securities | $7,392,000 | 6,915 |
| Federal funds sold & reverse repurchase agreements | $2,079,000 | 3,928 |
| Net loans & leases | $55,069,000 | 5,327 |
| Loan loss allowance | $518,000 | 5,961 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,728,000 | 1,954 |
| Other real estate owned | $0 | 6,800 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,394,000 | 5,938 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $73,640,000 | 5,927 |
| Total liabilities | $59,035,000 | 6,195 |
| Total deposits | $58,497,000 | 6,004 |
| Interest-bearing deposits | $54,216,000 | 5,681 |
| Deposits held in domestic offices | $58,497,000 | 6,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $295,000 | 3,273 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $243,000 | 6,752 |
| Total equity capital | $14,605,000 | 3,915 |
| Total bank equity capital | $14,605,000 | 3,915 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $8,000,000 | 501 |
| Surplus | $8,000,000 | 2,673 |
| Undivided profits | $-1,395,000 | 8,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $323,000 | 6,959 |
| Earning assets | $64,779,000 | 6,036 |
| Long-term assets (5+ years) | $2,437,000 | 6,660 |
| Average Assets, year-to-date | $49,037,000 | 6,892 |
| Average Assets, quarterly | $66,000,500 | 6,207 |
| Volatile liabilities | $16,141,000 | 4,953 |
| Insider loans | $2,208,000 | 2,647 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $6,485,000 | 5,582 |
| Tier 1 (core) risk-based capital | $13,833,000 | 4,026 |
| Tier 2 risk-based capital | $518,000 | 5,701 |
| Total risk weighted assets | $65,091,000 | 5,064 |
| Total unused commitments | $6,485,000 | 5,582 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $58,361,000 | 6,548 |
| Cash and due from depository institutions | $902,000 | 7,017 |
| Interest-bearing balances | $387,000 | 3,716 |
| Securities | $5,611,000 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $3,556,000 | 2,843 |
| Net loans & leases | $41,214,000 | 6,118 |
| Loan loss allowance | $406,000 | 6,610 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,766,000 | 1,909 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,312,000 | 6,068 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $58,361,000 | 6,548 |
| Total liabilities | $43,741,000 | 6,922 |
| Total deposits | $42,436,000 | 6,816 |
| Interest-bearing deposits | $37,584,000 | 6,658 |
| Deposits held in domestic offices | $42,436,000 | 6,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,086,000 | 2,759 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $219,000 | 7,053 |
| Total equity capital | $14,620,000 | 3,865 |
| Total bank equity capital | $14,620,000 | 3,865 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,000,000 | 479 |
| Surplus | $8,000,000 | 2,612 |
| Undivided profits | $-1,380,000 | 8,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $226,000 | 7,716 |
| Earning assets | $50,768,000 | 6,664 |
| Long-term assets (5+ years) | $1,757,000 | 6,996 |
| Average Assets, year-to-date | $42,886,250 | 7,209 |
| Average Assets, quarterly | $53,641,500 | 6,727 |
| Volatile liabilities | $10,600,000 | 5,907 |
| Insider loans | $111,000 | 7,113 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,639,000 | 5,770 |
| Tier 1 (core) risk-based capital | $13,836,000 | 3,979 |
| Tier 2 risk-based capital | $407,000 | 6,339 |
| Total risk weighted assets | $50,479,000 | 5,753 |
| Total unused commitments | $5,639,000 | 5,771 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 15 | 7,011 |
| Assets and Liabilities | ||
| Total Assets: | $48,922,000 | 6,965 |
| Cash and due from depository institutions | $273,000 | 7,011 |
| Interest-bearing balances | $175,000 | 4,444 |
| Securities | $5,781,000 | 7,342 |
| Federal funds sold & reverse repurchase agreements | $5,826,000 | 1,859 |
| Net loans & leases | $30,201,000 | 6,786 |
| Loan loss allowance | $364,000 | 6,828 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,764,000 | 1,857 |
| Other real estate owned | $0 | 7,011 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,077,000 | 6,370 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $48,922,000 | 6,965 |
| Total liabilities | $34,166,000 | 7,438 |
| Total deposits | $31,300,000 | 7,482 |
| Interest-bearing deposits | $28,198,000 | 7,307 |
| Deposits held in domestic offices | $31,300,000 | 7,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,740,000 | 2,122 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $126,000 | 7,740 |
| Total equity capital | $14,756,000 | 3,777 |
| Total bank equity capital | $14,756,000 | 3,777 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,000,000 | 457 |
| Surplus | $8,000,000 | 2,561 |
| Undivided profits | $-1,244,000 | 8,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $152,000 | 8,157 |
| Earning assets | $41,983,000 | 7,104 |
| Long-term assets (5+ years) | $1,812,000 | 7,024 |
| Average Assets, year-to-date | $37,728,000 | 7,495 |
| Average Assets, quarterly | $43,858,500 | 7,173 |
| Volatile liabilities | $8,976,000 | 6,177 |
| Insider loans | $109,000 | 7,146 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,910,000 | 6,062 |
| Tier 1 (core) risk-based capital | $14,030,000 | 3,829 |
| Tier 2 risk-based capital | $364,000 | 6,593 |
| Total risk weighted assets | $39,731,000 | 6,327 |
| Total unused commitments | $4,910,000 | 6,062 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 15 | 7,030 |
| Assets and Liabilities | ||
| Total Assets: | $38,795,000 | 7,520 |
| Cash and due from depository institutions | $4,509,000 | 7,030 |
| Interest-bearing balances | $72,000 | 5,483 |
| Securities | $3,859,000 | 7,886 |
| Federal funds sold & reverse repurchase agreements | $767,000 | 5,314 |
| Net loans & leases | $22,100,000 | 7,410 |
| Loan loss allowance | $280,000 | 7,410 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,794,000 | 1,827 |
| Other real estate owned | $0 | 7,030 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,766,000 | 5,205 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $38,795,000 | 7,520 |
| Total liabilities | $23,904,000 | 8,088 |
| Total deposits | $23,682,000 | 8,008 |
| Interest-bearing deposits | $17,300,000 | 8,181 |
| Deposits held in domestic offices | $23,682,000 | 8,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $163,000 | 3,183 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $59,000 | 8,459 |
| Total equity capital | $14,891,000 | 3,669 |
| Total bank equity capital | $14,891,000 | 3,669 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,000,000 | 436 |
| Surplus | $8,000,000 | 2,515 |
| Undivided profits | $-1,109,000 | 8,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $110,000 | 8,439 |
| Earning assets | $26,798,000 | 8,016 |
| Long-term assets (5+ years) | $426,000 | 7,714 |
| Average Assets, year-to-date | $32,131,000 | 7,846 |
| Average Assets, quarterly | $32,131,000 | 7,846 |
| Volatile liabilities | $3,505,000 | 7,726 |
| Insider loans | $1,111,000 | 3,922 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,933,000 | 6,889 |
| Tier 1 (core) risk-based capital | $14,326,000 | 3,714 |
| Tier 2 risk-based capital | $280,000 | 7,182 |
| Total risk weighted assets | $30,934,000 | 6,938 |
| Total unused commitments | $2,933,000 | 6,892 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $25,467,000 | 8,249 |
| Cash and due from depository institutions | $1,857,000 | 7,405 |
| Interest-bearing balances | $388,000 | 3,736 |
| Securities | $2,934,000 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $3,957,000 | 2,688 |
| Net loans & leases | $10,329,000 | 8,426 |
| Loan loss allowance | $131,000 | 8,367 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,649,000 | 1,858 |
| Other real estate owned | $0 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $741,000 | 7,154 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $25,467,000 | 8,249 |
| Total liabilities | $10,314,000 | 8,779 |
| Total deposits | $8,697,000 | 8,792 |
| Interest-bearing deposits | $7,786,000 | 8,734 |
| Deposits held in domestic offices | $8,697,000 | 8,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,580,000 | 2,431 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $37,000 | 8,706 |
| Total equity capital | $15,153,000 | 3,620 |
| Total bank equity capital | $15,153,000 | 3,620 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,000,000 | 424 |
| Surplus | $8,000,000 | 2,467 |
| Undivided profits | $-847,000 | 8,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $45,000 | 8,800 |
| Earning assets | $17,608,000 | 8,557 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $22,053,000 | 8,400 |
| Average Assets, quarterly | $22,053,000 | 8,423 |
| Volatile liabilities | $2,082,000 | 8,246 |
| Insider loans | $1,111,000 | 3,895 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,720,000 | 6,902 |
| Tier 1 (core) risk-based capital | $14,668,000 | 3,605 |
| Tier 2 risk-based capital | $131,000 | 8,291 |
| Total risk weighted assets | $18,928,000 | 7,910 |
| Total unused commitments | $2,720,000 | 6,905 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 11 | 7,799 |
| Assets and Liabilities | ||
| Total Assets: | $18,639,000 | 8,631 |
| Cash and due from depository institutions | $2,251,000 | 7,799 |
| Interest-bearing balances | $2,000,000 | 2,116 |
| Securities | $2,975,000 | 8,186 |
| Federal funds sold & reverse repurchase agreements | $2,966,000 | 2,997 |
| Net loans & leases | $4,915,000 | 8,820 |
| Loan loss allowance | $62,000 | 8,760 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,916,000 | 2,109 |
| Other real estate owned | $0 | 7,799 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $616,000 | 7,593 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $18,639,000 | 8,631 |
| Total liabilities | $3,276,000 | 8,982 |
| Total deposits | $3,239,000 | 8,953 |
| Interest-bearing deposits | $2,516,000 | 8,917 |
| Deposits held in domestic offices | $3,239,000 | 8,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $37,000 | 8,807 |
| Total equity capital | $15,363,000 | 3,579 |
| Total bank equity capital | $15,363,000 | 3,579 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,000,000 | 423 |
| Surplus | $8,000,000 | 2,436 |
| Undivided profits | $-637,000 | 8,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $49,000 | 8,837 |
| Earning assets | $12,856,000 | 8,796 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $18,639,000 | 8,609 |
| Average Assets, quarterly | $18,639,000 | 8,632 |
| Volatile liabilities | $200,000 | 8,942 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $353,000 | 8,515 |
| Tier 1 (core) risk-based capital | $15,362,000 | 3,446 |
| Tier 2 risk-based capital | $62,000 | 8,749 |
| Total risk weighted assets | $12,190,000 | 8,460 |
| Total unused commitments | $353,000 | 8,517 |
| Derivatives | $0 | 770 |