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Integrity Bank, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$2,663,0002,255
Total interest expense$343,0001,951
Net interest income$2,320,0002,302
Provision for loan and lease losses$03,703
Total noninterest income$313,0002,737
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$69,0003,159
Trading account gains and fees$0152
Additional Noninterest Income$244,0002,383
Total noninterest expense$2,265,0002,091
Salaries and employee benefits$854,0002,830
Premises and equipment expense$340,0001,726
Additional noninterest expense$1,071,0001,437
Pre-tax net operating income$368,0003,519
Securities gains (losses)$02,027
Applicable income taxes$96,0002,489
Income before extraordinary items$272,0003,822
Extraordinary gains, net$013
Net income$272,0003,825
Minority interest net income$064
Net income of bank and minority interests.$272,0003,826
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$272,0003,741
2014-12-31 (YTD Data)Rank
Total interest income$33,025,000762
Total interest expense$4,909,000579
Net interest income$28,116,000782
Provision for loan and lease losses$1,184,000751
Total noninterest income$4,351,0001,211
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,103,0001,196
Trading account gains and fees$0180
Additional Noninterest Income$3,248,0001,041
Total noninterest expense$14,438,0001,352
Salaries and employee benefits$6,361,0001,635
Premises and equipment expense$2,521,000961
Additional noninterest expense$5,556,0001,181
Pre-tax net operating income$16,845,000530
Securities gains (losses)$03,259
Applicable income taxes$5,534,000460
Income before extraordinary items$11,311,000603
Extraordinary gains, net$017
Net income$11,311,000601
Minority interest net income$084
Net income of bank and minority interests.$11,311,000603
Net charge-offs$404,0001,712
Cash dividends$9,665,000344
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,311,000593
2014-09-30 (YTD Data)Rank
Total interest income$24,461,000773
Total interest expense$3,713,000583
Net interest income$20,748,000790
Provision for loan and lease losses$949,000697
Total noninterest income$3,060,0001,280
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$822,0001,207
Trading account gains and fees$0174
Additional Noninterest Income$2,238,0001,112
Total noninterest expense$10,703,0001,372
Salaries and employee benefits$4,543,0001,704
Premises and equipment expense$1,868,000981
Additional noninterest expense$4,292,0001,152
Pre-tax net operating income$12,156,000553
Securities gains (losses)$02,980
Applicable income taxes$3,940,000477
Income before extraordinary items$8,216,000628
Extraordinary gains, net$015
Net income$8,216,000624
Minority interest net income$081
Net income of bank and minority interests.$8,216,000626
Net charge-offs$453,0001,240
Cash dividends$841,0001,692
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,216,000616
2014-06-30 (YTD Data)Rank
Total interest income$15,875,000792
Total interest expense$2,478,000588
Net interest income$13,397,000818
Provision for loan and lease losses$810,000553
Total noninterest income$1,777,0001,383
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$538,0001,207
Trading account gains and fees$0172
Additional Noninterest Income$1,239,0001,253
Total noninterest expense$7,029,0001,384
Salaries and employee benefits$3,090,0001,665
Premises and equipment expense$1,266,000971
Additional noninterest expense$2,673,0001,207
Pre-tax net operating income$7,335,000583
Securities gains (losses)$02,580
Applicable income taxes$2,351,000511
Income before extraordinary items$4,984,000658
Extraordinary gains, net$020
Net income$4,984,000656
Minority interest net income$080
Net income of bank and minority interests.$4,984,000658
Net charge-offs$362,0001,120
Cash dividends$608,0001,602
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,984,000640
2014-03-31 (YTD Data)Rank
Total interest income$7,568,000825
Total interest expense$1,246,000595
Net interest income$6,322,000862
Provision for loan and lease losses$405,000537
Total noninterest income$755,0001,514
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$253,0001,259
Trading account gains and fees$0147
Additional Noninterest Income$502,0001,414
Total noninterest expense$3,359,0001,446
Salaries and employee benefits$1,532,0001,693
Premises and equipment expense$621,0001,007
Additional noninterest expense$1,206,0001,322
Pre-tax net operating income$3,313,000605
Securities gains (losses)$01,715
Applicable income taxes$1,110,000516
Income before extraordinary items$2,203,000712
Extraordinary gains, net$016
Net income$2,203,000713
Minority interest net income$066
Net income of bank and minority interests.$2,203,000714
Net charge-offs$169,0001,046
Cash dividends$230,0001,656
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,203,000700
2013-12-31 (YTD Data)Rank
Total interest income$28,795,000867
Total interest expense$5,100,000650
Net interest income$23,695,000903
Provision for loan and lease losses$2,015,000624
Total noninterest income$4,395,0001,246
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,127,0001,207
Trading account gains and fees$0184
Additional Noninterest Income$3,268,0001,090
Total noninterest expense$13,776,0001,427
Salaries and employee benefits$6,122,0001,669
Premises and equipment expense$2,481,000973
Additional noninterest expense$5,173,0001,301
Pre-tax net operating income$12,299,000636
Securities gains (losses)$03,182
Applicable income taxes$4,016,000531
Income before extraordinary items$8,283,000769
Extraordinary gains, net$029
Net income$8,283,000768
Minority interest net income$090
Net income of bank and minority interests.$8,283,000770
Net charge-offs$619,0001,776
Cash dividends$926,0002,036
Sale, conversion, retirement of capital stock, net$3,704,000104
Net operating income$8,283,000750
2013-09-30 (YTD Data)Rank
Total interest income$21,221,000897
Total interest expense$3,868,000656
Net interest income$17,353,000934
Provision for loan and lease losses$1,426,000670
Total noninterest income$3,541,0001,203
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$866,0001,193
Trading account gains and fees$0180
Additional Noninterest Income$2,675,0001,056
Total noninterest expense$10,434,0001,416
Salaries and employee benefits$4,696,0001,647
Premises and equipment expense$1,868,000974
Additional noninterest expense$3,870,0001,298
Pre-tax net operating income$9,034,000667
Securities gains (losses)$03,040
Applicable income taxes$2,977,000554
Income before extraordinary items$6,057,000796
Extraordinary gains, net$025
Net income$6,057,000798
Minority interest net income$084
Net income of bank and minority interests.$6,057,000798
Net charge-offs$510,0001,565
Cash dividends$694,0001,797
Sale, conversion, retirement of capital stock, net$3,628,00079
Net operating income$6,057,000770
2013-06-30 (YTD Data)Rank
Total interest income$13,811,000911
Total interest expense$2,585,000686
Net interest income$11,226,000958
Provision for loan and lease losses$1,015,000673
Total noninterest income$2,485,0001,165
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$575,0001,177
Trading account gains and fees$0157
Additional Noninterest Income$1,910,0001,022
Total noninterest expense$6,875,0001,436
Salaries and employee benefits$3,180,0001,634
Premises and equipment expense$1,258,000964
Additional noninterest expense$2,437,0001,353
Pre-tax net operating income$5,821,000675
Securities gains (losses)$02,791
Applicable income taxes$1,842,000578
Income before extraordinary items$3,979,000785
Extraordinary gains, net$022
Net income$3,979,000787
Minority interest net income$082
Net income of bank and minority interests.$3,979,000787
Net charge-offs$460,0001,317
Cash dividends$462,0001,773
Sale, conversion, retirement of capital stock, net$2,639,00067
Net operating income$3,979,000755
2013-03-31 (YTD Data)Rank
Total interest income$6,793,000932
Total interest expense$1,280,000723
Net interest income$5,513,000974
Provision for loan and lease losses$635,000577
Total noninterest income$1,133,0001,234
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$283,0001,184
Trading account gains and fees$0148
Additional Noninterest Income$850,0001,100
Total noninterest expense$3,534,0001,408
Salaries and employee benefits$1,750,0001,512
Premises and equipment expense$611,0001,005
Additional noninterest expense$1,173,0001,387
Pre-tax net operating income$2,477,000768
Securities gains (losses)$01,966
Applicable income taxes$835,000613
Income before extraordinary items$1,642,000926
Extraordinary gains, net$010
Net income$1,642,000927
Minority interest net income$076
Net income of bank and minority interests.$1,642,000928
Net charge-offs$131,0001,690
Cash dividends$230,0001,529
Sale, conversion, retirement of capital stock, net$1,179,00057
Net operating income$1,642,000881
2012-12-31 (YTD Data)Rank
Total interest income$27,651,000947
Total interest expense$5,996,000726
Net interest income$21,655,0001,018
Provision for loan and lease losses$755,0002,156
Total noninterest income$3,259,0001,554
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,160,0001,226
Trading account gains and fees$0166
Additional Noninterest Income$2,099,0001,481
Total noninterest expense$14,893,0001,339
Salaries and employee benefits$5,881,0001,721
Premises and equipment expense$2,352,0001,010
Additional noninterest expense$6,660,0001,044
Pre-tax net operating income$9,266,000780
Securities gains (losses)$03,810
Applicable income taxes$3,024,000606
Income before extraordinary items$6,242,000970
Extraordinary gains, net$029
Net income$6,242,000970
Minority interest net income$093
Net income of bank and minority interests.$6,242,000970
Net charge-offs$446,0002,798
Cash dividends$882,0002,123
Sale, conversion, retirement of capital stock, net$17,271,00023
Net operating income$6,242,000905
2012-09-30 (YTD Data)Rank
Total interest income$20,926,000958
Total interest expense$4,515,000762
Net interest income$16,411,0001,011
Provision for loan and lease losses$580,0002,087
Total noninterest income$683,0003,453
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$849,0001,263
Trading account gains and fees$0157
Additional Noninterest Income$-166,0006,962
Total noninterest expense$9,675,0001,515
Salaries and employee benefits$4,408,0001,705
Premises and equipment expense$1,718,0001,044
Additional noninterest expense$3,549,0001,433
Pre-tax net operating income$6,839,000822
Securities gains (losses)$03,575
Applicable income taxes$2,200,000644
Income before extraordinary items$4,639,000994
Extraordinary gains, net$020
Net income$4,639,000994
Minority interest net income$086
Net income of bank and minority interests.$4,639,000994
Net charge-offs$289,0002,876
Cash dividends$647,0001,767
Sale, conversion, retirement of capital stock, net$16,624,00020
Net operating income$4,639,000940
2012-06-30 (YTD Data)Rank
Total interest income$13,945,000970
Total interest expense$3,018,000797
Net interest income$10,927,0001,010
Provision for loan and lease losses$580,0001,655
Total noninterest income$591,0002,957
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$534,0001,328
Trading account gains and fees$0153
Additional Noninterest Income$57,0005,321
Total noninterest expense$6,441,0001,522
Salaries and employee benefits$2,893,0001,731
Premises and equipment expense$1,147,0001,031
Additional noninterest expense$2,401,0001,416
Pre-tax net operating income$4,497,000816
Securities gains (losses)$03,178
Applicable income taxes$1,432,000667
Income before extraordinary items$3,065,000995
Extraordinary gains, net$019
Net income$3,065,000995
Minority interest net income$084
Net income of bank and minority interests.$3,065,000995
Net charge-offs$270,0002,418
Cash dividends$415,0001,786
Sale, conversion, retirement of capital stock, net$16,609,00017
Net operating income$3,065,000936
2012-03-31 (YTD Data)Rank
Total interest income$6,888,000986
Total interest expense$1,511,000834
Net interest income$5,377,0001,023
Provision for loan and lease losses$280,0001,661
Total noninterest income$774,0001,563
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$267,0001,318
Trading account gains and fees$0148
Additional Noninterest Income$507,0001,494
Total noninterest expense$3,674,0001,350
Salaries and employee benefits$1,434,0001,752
Premises and equipment expense$394,0001,511
Additional noninterest expense$1,846,000924
Pre-tax net operating income$2,197,000823
Securities gains (losses)$02,210
Applicable income taxes$711,000652
Income before extraordinary items$1,486,0001,000
Extraordinary gains, net$019
Net income$1,486,0001,002
Minority interest net income$078
Net income of bank and minority interests.$1,486,0001,001
Net charge-offs$143,0002,136
Cash dividends$197,0001,630
Sale, conversion, retirement of capital stock, net$8,019,00014
Net operating income$1,486,000937
2011-12-31 (YTD Data)Rank
Total interest income$26,677,0001,060
Total interest expense$6,611,000917
Net interest income$20,066,0001,111
Provision for loan and lease losses$2,800,0001,260
Total noninterest income$2,374,0001,785
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,077,0001,380
Trading account gains and fees$0146
Additional Noninterest Income$1,297,0001,803
Total noninterest expense$12,262,0001,598
Salaries and employee benefits$5,414,0001,797
Premises and equipment expense$2,475,0001,008
Additional noninterest expense$4,373,0001,562
Pre-tax net operating income$7,378,000822
Securities gains (losses)$03,838
Applicable income taxes$2,340,000697
Income before extraordinary items$5,038,000998
Extraordinary gains, net$029
Net income$5,038,000998
Minority interest net income$096
Net income of bank and minority interests.$5,038,000998
Net charge-offs$1,556,0001,825
Cash dividends$1,096,0001,530
Sale, conversion, retirement of capital stock, net$162,000567
Net operating income$5,038,000958
2011-09-30 (YTD Data)Rank
Total interest income$20,014,0001,078
Total interest expense$5,120,000932
Net interest income$14,894,0001,128
Provision for loan and lease losses$1,690,0001,399
Total noninterest income$2,053,0001,584
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$787,0001,418
Trading account gains and fees$0145
Additional Noninterest Income$1,266,0001,506
Total noninterest expense$9,498,0001,544
Salaries and employee benefits$4,069,0001,802
Premises and equipment expense$1,907,000998
Additional noninterest expense$3,522,0001,464
Pre-tax net operating income$5,759,000805
Securities gains (losses)$03,555
Applicable income taxes$1,904,000651
Income before extraordinary items$3,855,0001,007
Extraordinary gains, net$021
Net income$3,855,0001,006
Minority interest net income$087
Net income of bank and minority interests.$3,855,0001,007
Net charge-offs$1,293,0001,649
Cash dividends$872,0001,289
Sale, conversion, retirement of capital stock, net$136,000508
Net operating income$3,855,000955
2011-06-30 (YTD Data)Rank
Total interest income$13,174,0001,095
Total interest expense$3,511,000933
Net interest income$9,663,0001,156
Provision for loan and lease losses$900,0001,580
Total noninterest income$1,189,0001,757
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$505,0001,452
Trading account gains and fees$0153
Additional Noninterest Income$684,0001,733
Total noninterest expense$6,266,0001,575
Salaries and employee benefits$2,719,0001,804
Premises and equipment expense$1,307,000979
Additional noninterest expense$2,240,0001,550
Pre-tax net operating income$3,686,000823
Securities gains (losses)$02,914
Applicable income taxes$1,174,000668
Income before extraordinary items$2,512,000978
Extraordinary gains, net$015
Net income$2,512,000975
Minority interest net income$089
Net income of bank and minority interests.$2,512,000978
Net charge-offs$694,0001,808
Cash dividends$681,0001,142
Sale, conversion, retirement of capital stock, net$108,000396
Net operating income$2,512,000946
2011-03-31 (YTD Data)Rank
Total interest income$6,518,0001,119
Total interest expense$1,731,000984
Net interest income$4,787,0001,165
Provision for loan and lease losses$450,0001,516
Total noninterest income$610,0001,732
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$221,0001,603
Trading account gains and fees$0158
Additional Noninterest Income$389,0001,598
Total noninterest expense$3,169,0001,554
Salaries and employee benefits$1,400,0001,765
Premises and equipment expense$665,000990
Additional noninterest expense$1,104,0001,568
Pre-tax net operating income$1,778,000856
Securities gains (losses)$01,772
Applicable income taxes$580,000656
Income before extraordinary items$1,198,0001,017
Extraordinary gains, net$09
Net income$1,198,0001,018
Minority interest net income$086
Net income of bank and minority interests.$1,198,0001,017
Net charge-offs$308,0001,726
Cash dividends$186,0001,479
Sale, conversion, retirement of capital stock, net$27,000480
Net operating income$1,198,000986
2010-12-31 (YTD Data)Rank
Total interest income$25,027,0001,233
Total interest expense$7,479,0001,106
Net interest income$17,548,0001,281
Provision for loan and lease losses$3,466,0001,469
Total noninterest income$1,221,0002,888
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$915,0001,622
Trading account gains and fees$0175
Additional Noninterest Income$306,0003,923
Total noninterest expense$11,494,0001,718
Salaries and employee benefits$4,760,0002,027
Premises and equipment expense$2,188,0001,186
Additional noninterest expense$4,546,0001,585
Pre-tax net operating income$3,809,0001,311
Securities gains (losses)$03,793
Applicable income taxes$1,142,0001,112
Income before extraordinary items$2,667,0001,541
Extraordinary gains, net$029
Net income$2,667,0001,542
Minority interest net income$0111
Net income of bank and minority interests.$2,667,0001,543
Net charge-offs$2,546,0001,615
Cash dividends$760,0001,820
Sale, conversion, retirement of capital stock, net$291,000562
Net operating income$2,667,0001,494
2010-09-30 (YTD Data)Rank
Total interest income$18,505,0001,270
Total interest expense$5,560,0001,155
Net interest income$12,945,0001,312
Provision for loan and lease losses$2,884,0001,303
Total noninterest income$420,0004,421
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$668,0001,705
Trading account gains and fees$0165
Additional Noninterest Income$-248,0007,481
Total noninterest expense$8,453,0001,751
Salaries and employee benefits$3,352,0002,169
Premises and equipment expense$1,584,0001,235
Additional noninterest expense$3,517,0001,504
Pre-tax net operating income$2,028,0001,872
Securities gains (losses)$03,651
Applicable income taxes$552,0001,574
Income before extraordinary items$1,476,0002,173
Extraordinary gains, net$023
Net income$1,476,0002,174
Minority interest net income$0110
Net income of bank and minority interests.$1,476,0002,176
Net charge-offs$2,468,0001,318
Cash dividends$621,0001,516
Sale, conversion, retirement of capital stock, net$181,000522
Net operating income$1,476,0002,080
2010-06-30 (YTD Data)Rank
Total interest income$12,092,0001,311
Total interest expense$3,642,0001,222
Net interest income$8,450,0001,347
Provision for loan and lease losses$2,192,0001,201
Total noninterest income$1,180,0001,794
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$417,0001,824
Trading account gains and fees$0152
Additional Noninterest Income$763,0001,572
Total noninterest expense$5,474,0001,796
Salaries and employee benefits$2,210,0002,204
Premises and equipment expense$1,043,0001,269
Additional noninterest expense$2,221,0001,585
Pre-tax net operating income$1,964,0001,320
Securities gains (losses)$03,184
Applicable income taxes$603,0001,055
Income before extraordinary items$1,361,0001,605
Extraordinary gains, net$019
Net income$1,361,0001,604
Minority interest net income$0105
Net income of bank and minority interests.$1,361,0001,605
Net charge-offs$2,431,000973
Cash dividends$377,0001,671
Sale, conversion, retirement of capital stock, net$153,000411
Net operating income$1,361,0001,532
2010-03-31 (YTD Data)Rank
Total interest income$5,979,0001,355
Total interest expense$1,760,0001,331
Net interest income$4,219,0001,361
Provision for loan and lease losses$1,200,0001,029
Total noninterest income$532,0001,943
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$344,0001,683
Total noninterest expense$2,708,0001,838
Salaries and employee benefits$1,068,0002,306
Premises and equipment expense$521,0001,314
Additional noninterest expense$1,119,0001,576
Pre-tax net operating income$843,0001,551
Securities gains (losses)$02,284
Applicable income taxes$265,0001,152
Income before extraordinary items$578,0001,884
Extraordinary gains, net$016
Net income$578,0001,882
Minority interest net income$091
Net income of bank and minority interests.$578,0001,884
Net charge-offs$1,847,000682
Cash dividends$188,0001,453
Sale, conversion, retirement of capital stock, net$28,000567
Net operating income$578,0001,814
2009-12-31 (YTD Data)Rank
Total interest income$22,172,0001,546
Total interest expense$7,984,0001,487
Net interest income$14,188,0001,582
Provision for loan and lease losses$1,922,0002,531
Total noninterest income$2,247,0001,962
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$754,0002,131
Trading account gains and fees$0211
Additional Noninterest Income$1,493,0001,655
Total noninterest expense$9,859,0002,053
Salaries and employee benefits$4,198,0002,353
Premises and equipment expense$2,019,0001,340
Additional noninterest expense$3,642,0002,003
Pre-tax net operating income$4,654,000901
Securities gains (losses)$03,754
Applicable income taxes$1,416,000739
Income before extraordinary items$3,238,0001,042
Extraordinary gains, net$034
Net income$3,238,0001,039
Minority interest net income$0115
Net income of bank and minority interests.$3,238,0001,041
Net charge-offs$879,0003,035
Cash dividends$3,195,000544
Sale, conversion, retirement of capital stock, net$137,000815
Net operating income$3,238,0001,040
2009-09-30 (YTD Data)Rank
Total interest income$16,193,0001,612
Total interest expense$6,276,0001,499
Net interest income$9,917,0001,693
Provision for loan and lease losses$890,0002,955
Total noninterest income$1,549,0002,110
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$542,0002,208
Trading account gains and fees$0212
Additional Noninterest Income$1,007,0001,816
Total noninterest expense$7,300,0002,063
Salaries and employee benefits$3,144,0002,366
Premises and equipment expense$1,498,0001,369
Additional noninterest expense$2,658,0001,988
Pre-tax net operating income$3,276,0001,001
Securities gains (losses)$03,497
Applicable income taxes$1,002,000850
Income before extraordinary items$2,274,0001,181
Extraordinary gains, net$027
Net income$2,274,0001,181
Minority interest net income$0118
Net income of bank and minority interests.$2,274,0001,181
Net charge-offs$259,0003,916
Cash dividends$2,930,000427
Sale, conversion, retirement of capital stock, net$109,000719
Net operating income$2,274,0001,167
2009-06-30 (YTD Data)Rank
Total interest income$10,560,0001,678
Total interest expense$4,294,0001,535
Net interest income$6,266,0001,787
Provision for loan and lease losses$595,0002,740
Total noninterest income$1,103,0002,030
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$353,0002,230
Trading account gains and fees$0193
Additional Noninterest Income$750,0001,732
Total noninterest expense$4,986,0002,037
Salaries and employee benefits$2,145,0002,358
Premises and equipment expense$998,0001,397
Additional noninterest expense$1,843,0001,939
Pre-tax net operating income$1,788,0001,290
Securities gains (losses)$03,136
Applicable income taxes$520,0001,054
Income before extraordinary items$1,268,0001,467
Extraordinary gains, net$021
Net income$1,268,0001,465
Minority interest net income$0112
Net income of bank and minority interests.$1,268,0001,466
Net charge-offs$118,0004,068
Cash dividends$127,0003,090
Sale, conversion, retirement of capital stock, net$69,000712
Net operating income$1,268,0001,443
2009-03-31 (YTD Data)Rank
Total interest income$5,116,0001,757
Total interest expense$2,257,0001,521
Net interest income$2,859,0001,914
Provision for loan and lease losses$220,0002,730
Total noninterest income$499,0002,146
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$163,0002,291
Trading account gains and fees$0171
Additional Noninterest Income$336,0001,807
Total noninterest expense$2,381,0002,077
Salaries and employee benefits$1,070,0002,388
Premises and equipment expense$499,0001,419
Additional noninterest expense$812,0001,969
Pre-tax net operating income$757,0001,687
Securities gains (losses)$02,434
Applicable income taxes$212,0001,390
Income before extraordinary items$545,0001,965
Extraordinary gains, net$015
Net income$545,0001,967
Minority interest net income$0102
Net income of bank and minority interests.$545,0001,967
Net charge-offs$118,0002,688
Cash dividends$65,0002,540
Sale, conversion, retirement of capital stock, net$27,000672
Net operating income$545,0001,851
2008-12-31 (YTD Data)Rank
Total interest income$20,748,0001,841
Total interest expense$9,499,0001,704
Net interest income$11,249,0001,972
Provision for loan and lease losses$918,0002,839
Total noninterest income$2,432,0001,846
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$663,0002,453
Trading account gains and fees$0154
Additional Noninterest Income$1,769,0001,421
Total noninterest expense$8,855,0002,164
Salaries and employee benefits$3,836,0002,601
Premises and equipment expense$2,124,0001,291
Additional noninterest expense$2,895,0002,070
Pre-tax net operating income$3,908,0001,397
Securities gains (losses)$03,220
Applicable income taxes$1,204,0001,035
Income before extraordinary items$2,704,0001,508
Extraordinary gains, net$039
Net income$2,704,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0005,174
Cash dividends$200,0004,486
Sale, conversion, retirement of capital stock, net$175,000804
Net operating income$2,704,0001,603
2008-09-30 (YTD Data)Rank
Total interest income$15,463,0001,898
Total interest expense$7,164,0001,765
Net interest income$8,299,0002,027
Provision for loan and lease losses$725,0002,212
Total noninterest income$1,917,0001,832
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$500,0002,461
Trading account gains and fees$0148
Additional Noninterest Income$1,417,0001,418
Total noninterest expense$6,719,0002,142
Salaries and employee benefits$2,888,0002,624
Premises and equipment expense$1,586,0001,302
Additional noninterest expense$2,245,0001,944
Pre-tax net operating income$2,772,0001,757
Securities gains (losses)$03,106
Applicable income taxes$878,0001,276
Income before extraordinary items$1,894,0001,867
Extraordinary gains, net$031
Net income$1,894,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$88,0004,496
Sale, conversion, retirement of capital stock, net$94,000791
Net operating income$1,894,0001,961
2008-06-30 (YTD Data)Rank
Total interest income$10,205,0001,935
Total interest expense$4,771,0001,832
Net interest income$5,434,0002,047
Provision for loan and lease losses$435,0002,058
Total noninterest income$1,019,0002,202
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$331,0002,454
Trading account gains and fees$0149
Additional Noninterest Income$688,0001,820
Total noninterest expense$4,525,0002,120
Salaries and employee benefits$1,928,0002,658
Premises and equipment expense$1,076,0001,278
Additional noninterest expense$1,521,0001,895
Pre-tax net operating income$1,493,0002,208
Securities gains (losses)$03,233
Applicable income taxes$488,0001,636
Income before extraordinary items$1,005,0002,554
Extraordinary gains, net$021
Net income$1,005,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,518
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$63,000706
Net operating income$1,005,0002,515
2008-03-31 (YTD Data)Rank
Total interest income$5,133,0001,976
Total interest expense$2,437,0001,905
Net interest income$2,696,0002,066
Provision for loan and lease losses$215,0001,749
Total noninterest income$459,0002,358
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$158,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$301,0001,967
Total noninterest expense$2,264,0002,116
Salaries and employee benefits$993,0002,604
Premises and equipment expense$540,0001,278
Additional noninterest expense$731,0001,930
Pre-tax net operating income$676,0002,480
Securities gains (losses)$02,688
Applicable income taxes$219,0001,852
Income before extraordinary items$457,0002,894
Extraordinary gains, net$015
Net income$457,0002,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$31,000584
Net operating income$457,0002,813
2007-12-31 (YTD Data)Rank
Total interest income$20,575,0002,038
Total interest expense$10,821,0001,838
Net interest income$9,754,0002,294
Provision for loan and lease losses$755,0001,736
Total noninterest income$1,523,0002,679
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$376,0003,642
Trading account gains and fees$0178
Additional Noninterest Income$1,147,0002,030
Total noninterest expense$8,006,0002,291
Salaries and employee benefits$3,412,0002,876
Premises and equipment expense$1,962,0001,351
Additional noninterest expense$2,632,0002,085
Pre-tax net operating income$2,516,0002,814
Securities gains (losses)$02,146
Applicable income taxes$869,0002,034
Income before extraordinary items$1,647,0003,233
Extraordinary gains, net$039
Net income$1,647,0003,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,544
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$358,000603
Net operating income$1,647,0003,224
2007-09-30 (YTD Data)Rank
Total interest income$15,095,0002,086
Total interest expense$8,014,0001,854
Net interest income$7,081,0002,367
Provision for loan and lease losses$605,0001,336
Total noninterest income$1,111,0002,719
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$239,0003,960
Trading account gains and fees$0184
Additional Noninterest Income$872,0002,007
Total noninterest expense$5,752,0002,362
Salaries and employee benefits$2,435,0003,001
Premises and equipment expense$1,456,0001,349
Additional noninterest expense$1,861,0002,145
Pre-tax net operating income$1,835,0003,013
Securities gains (losses)$01,655
Applicable income taxes$650,0002,176
Income before extraordinary items$1,185,0003,495
Extraordinary gains, net$033
Net income$1,185,0003,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$315,000497
Net operating income$1,185,0003,481
2007-06-30 (YTD Data)Rank
Total interest income$9,758,0002,156
Total interest expense$5,388,0001,854
Net interest income$4,370,0002,551
Provision for loan and lease losses$355,0001,352
Total noninterest income$781,0002,638
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$149,0004,099
Trading account gains and fees$0168
Additional Noninterest Income$632,0001,915
Total noninterest expense$3,707,0002,453
Salaries and employee benefits$1,599,0003,071
Premises and equipment expense$959,0001,386
Additional noninterest expense$1,149,0002,315
Pre-tax net operating income$1,089,0003,341
Securities gains (losses)$01,444
Applicable income taxes$385,0002,425
Income before extraordinary items$704,0003,803
Extraordinary gains, net$029
Net income$704,0003,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$275,000393
Net operating income$704,0003,789
2007-03-31 (YTD Data)Rank
Total interest income$4,738,0002,198
Total interest expense$2,693,0001,835
Net interest income$2,045,0002,703
Provision for loan and lease losses$205,0001,140
Total noninterest income$510,0002,186
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$58,0004,604
Trading account gains and fees$0195
Additional Noninterest Income$452,0001,463
Total noninterest expense$1,732,0002,634
Salaries and employee benefits$732,0003,330
Premises and equipment expense$457,0001,466
Additional noninterest expense$543,0002,424
Pre-tax net operating income$618,0003,053
Securities gains (losses)$01,187
Applicable income taxes$214,0002,306
Income before extraordinary items$404,0003,475
Extraordinary gains, net$022
Net income$404,0003,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$192,000254
Net operating income$404,0003,452
2006-12-31 (YTD Data)Rank
Total interest income$15,007,0002,547
Total interest expense$7,529,0002,155
Net interest income$7,478,0002,928
Provision for loan and lease losses$574,0001,696
Total noninterest income$488,0005,189
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$152,0005,504
Trading account gains and fees$0130
Additional Noninterest Income$336,0004,080
Total noninterest expense$5,255,0003,219
Salaries and employee benefits$2,355,0003,775
Premises and equipment expense$1,169,0002,116
Additional noninterest expense$1,731,0002,924
Pre-tax net operating income$2,137,0003,507
Securities gains (losses)$01,687
Applicable income taxes$733,0002,601
Income before extraordinary items$1,404,0003,931
Extraordinary gains, net$051
Net income$1,404,0003,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,672
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$109,000880
Net operating income$1,404,0003,910
2006-09-30 (YTD Data)Rank
Total interest income$10,519,0002,682
Total interest expense$5,065,0002,296
Net interest income$5,454,0003,038
Provision for loan and lease losses$464,0001,479
Total noninterest income$341,0005,358
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$106,0005,698
Trading account gains and fees$0126
Additional Noninterest Income$235,0004,217
Total noninterest expense$3,757,0003,343
Salaries and employee benefits$1,726,0003,846
Premises and equipment expense$757,0002,454
Additional noninterest expense$1,274,0002,967
Pre-tax net operating income$1,574,0003,681
Securities gains (losses)$01,388
Applicable income taxes$540,0002,751
Income before extraordinary items$1,034,0004,095
Extraordinary gains, net$045
Net income$1,034,0004,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$14,000937
Net operating income$1,034,0004,078
2006-06-30 (YTD Data)Rank
Total interest income$6,588,0002,788
Total interest expense$3,056,0002,396
Net interest income$3,532,0003,105
Provision for loan and lease losses$400,0001,166
Total noninterest income$242,0005,221
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$68,0005,764
Trading account gains and fees$0126
Additional Noninterest Income$174,0004,013
Total noninterest expense$2,310,0003,562
Salaries and employee benefits$1,061,0004,084
Premises and equipment expense$423,0002,857
Additional noninterest expense$826,0003,052
Pre-tax net operating income$1,064,0003,654
Securities gains (losses)$01,185
Applicable income taxes$365,0002,759
Income before extraordinary items$699,0004,078
Extraordinary gains, net$039
Net income$699,0004,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$699,0004,065
2006-03-31 (YTD Data)Rank
Total interest income$3,142,0002,864
Total interest expense$1,426,0002,423
Net interest income$1,716,0003,176
Provision for loan and lease losses$225,0001,018
Total noninterest income$133,0004,967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$32,0005,806
Trading account gains and fees$0115
Additional Noninterest Income$101,0003,683
Total noninterest expense$1,122,0003,665
Salaries and employee benefits$558,0003,963
Premises and equipment expense$181,0003,256
Additional noninterest expense$383,0003,240
Pre-tax net operating income$502,0003,718
Securities gains (losses)$0955
Applicable income taxes$172,0002,826
Income before extraordinary items$330,0004,173
Extraordinary gains, net$021
Net income$330,0004,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$330,0004,153
2005-12-31 (YTD Data)Rank
Total interest income$9,138,0003,383
Total interest expense$3,747,0002,789
Net interest income$5,391,0003,742
Provision for loan and lease losses$925,0001,121
Total noninterest income$624,0004,695
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$118,0006,025
Trading account gains and fees$0138
Additional Noninterest Income$506,0003,350
Total noninterest expense$3,859,0003,972
Salaries and employee benefits$1,928,0004,235
Premises and equipment expense$556,0003,881
Additional noninterest expense$1,375,0003,465
Pre-tax net operating income$1,231,0004,849
Securities gains (losses)$02,296
Applicable income taxes$87,0005,482
Income before extraordinary items$1,144,0004,465
Extraordinary gains, net$046
Net income$1,144,0004,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,118
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,144,0004,421
2005-09-30 (YTD Data)Rank
Total interest income$6,226,0003,597
Total interest expense$2,458,0002,966
Net interest income$3,768,0003,931
Provision for loan and lease losses$775,000965
Total noninterest income$496,0004,565
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$84,0006,160
Trading account gains and fees$0126
Additional Noninterest Income$412,0003,224
Total noninterest expense$2,640,0004,231
Salaries and employee benefits$1,357,0004,426
Premises and equipment expense$380,0004,126
Additional noninterest expense$903,0003,794
Pre-tax net operating income$849,0005,182
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$849,0004,598
Extraordinary gains, net$035
Net income$849,0004,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,742
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$849,0004,560
2005-06-30 (YTD Data)Rank
Total interest income$3,743,0003,821
Total interest expense$1,429,0003,171
Net interest income$2,314,0004,161
Provision for loan and lease losses$542,000914
Total noninterest income$348,0004,387
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$49,0006,343
Trading account gains and fees$0116
Additional Noninterest Income$299,0003,060
Total noninterest expense$1,563,0004,607
Salaries and employee benefits$850,0004,620
Premises and equipment expense$210,0004,651
Additional noninterest expense$503,0004,359
Pre-tax net operating income$557,0005,196
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$557,0004,614
Extraordinary gains, net$030
Net income$557,0004,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$557,0004,562
2005-03-31 (YTD Data)Rank
Total interest income$1,728,0004,047
Total interest expense$629,0003,389
Net interest income$1,099,0004,323
Provision for loan and lease losses$237,000976
Total noninterest income$154,0004,641
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$21,0006,536
Trading account gains and fees$0115
Additional Noninterest Income$133,0003,203
Total noninterest expense$746,0004,766
Salaries and employee benefits$410,0004,749
Premises and equipment expense$91,0005,179
Additional noninterest expense$245,0004,420
Pre-tax net operating income$270,0005,264
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$270,0004,663
Extraordinary gains, net$024
Net income$270,0004,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$270,0004,622
2004-12-31 (YTD Data)Rank
Total interest income$3,744,0005,769
Total interest expense$1,364,0004,768
Net interest income$2,380,0006,151
Provision for loan and lease losses$700,0001,457
Total noninterest income$421,0005,683
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$79,0006,781
Trading account gains and fees$0138
Additional Noninterest Income$342,0004,018
Total noninterest expense$1,949,0006,088
Salaries and employee benefits$921,0006,537
Premises and equipment expense$248,0006,209
Additional noninterest expense$780,0005,185
Pre-tax net operating income$152,0007,941
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$152,0007,868
Extraordinary gains, net$034
Net income$152,0007,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,120,000125
Net operating income$152,0007,826
2004-09-30 (YTD Data)Rank
Total interest income$2,311,0006,353
Total interest expense$860,0005,213
Net interest income$1,451,0006,722
Provision for loan and lease losses$486,0001,487
Total noninterest income$284,0005,950
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$58,0006,852
Trading account gains and fees$0134
Additional Noninterest Income$226,0004,260
Total noninterest expense$1,317,0006,405
Salaries and employee benefits$614,0006,839
Premises and equipment expense$172,0006,401
Additional noninterest expense$531,0005,456
Pre-tax net operating income$-68,0008,572
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-68,0008,594
Extraordinary gains, net$026
Net income$-68,0008,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$8,876,00099
Net operating income$-68,0008,568
2004-06-30 (YTD Data)Rank
Total interest income$1,291,0006,861
Total interest expense$464,0005,871
Net interest income$827,0007,151
Provision for loan and lease losses$288,0001,647
Total noninterest income$176,0006,112
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$40,0006,850
Trading account gains and fees$0130
Additional Noninterest Income$136,0004,504
Total noninterest expense$822,0006,644
Salaries and employee benefits$361,0007,220
Premises and equipment expense$113,0006,488
Additional noninterest expense$348,0005,529
Pre-tax net operating income$-107,0008,699
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-107,0008,728
Extraordinary gains, net$021
Net income$-107,0008,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$533,000254
Net operating income$-107,0008,703
2004-03-31 (YTD Data)Rank
Total interest income$551,0007,286
Total interest expense$195,0006,419
Net interest income$356,0007,501
Provision for loan and lease losses$145,0001,577
Total noninterest income$74,0006,458
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$17,0007,025
Trading account gains and fees$0121
Additional Noninterest Income$57,0004,851
Total noninterest expense$404,0006,735
Salaries and employee benefits$187,0007,164
Premises and equipment expense$58,0006,408
Additional noninterest expense$159,0005,819
Pre-tax net operating income$-119,0008,821
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-119,0008,865
Extraordinary gains, net$016
Net income$-119,0008,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$106,000253
Net operating income$-119,0008,831
2003-12-31 (YTD Data)Rank
Total interest income$674,0008,839
Total interest expense$460,0007,900
Net interest income$214,0009,035
Provision for loan and lease losses$318,0003,034
Total noninterest income$114,0008,165
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$8,0007,960
Trading account gains and fees$0160
Additional Noninterest Income$106,0006,438
Total noninterest expense$1,184,0007,503
Salaries and employee benefits$471,0008,187
Premises and equipment expense$125,0007,733
Additional noninterest expense$588,0006,050
Pre-tax net operating income$-1,174,0009,006
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-1,174,0009,057
Extraordinary gains, net$054
Net income$-1,174,0009,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$8,437,000112
Net operating income$-1,174,0009,015
2003-09-30 (YTD Data)Rank
Total interest income$276,0009,099
Total interest expense$252,0008,465
Net interest income$24,0009,204
Provision for loan and lease losses$210,0003,249
Total noninterest income$28,0008,963
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,0008,072
Trading account gains and fees$0153
Additional Noninterest Income$26,0008,003
Total noninterest expense$831,0007,646
Salaries and employee benefits$318,0008,339
Premises and equipment expense$66,0008,261
Additional noninterest expense$447,0006,006
Pre-tax net operating income$-989,0009,081
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-989,0009,126
Extraordinary gains, net$040
Net income$-989,0009,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$7,957,00087
Net operating income$-989,0009,084
2003-06-30 (YTD Data)Rank
Total interest income$40,0009,233
Total interest expense$54,0009,082
Net interest income$-14,0009,261
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,0009,203
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$1,0009,074
Total noninterest expense$484,0007,962
Salaries and employee benefits$169,0008,667
Premises and equipment expense$17,0009,006
Additional noninterest expense$298,0005,997
Pre-tax net operating income$-557,0009,088
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-557,0009,147
Extraordinary gains, net$030
Net income$-557,0009,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$7,966,00055
Net operating income$-557,0009,092

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.