Home > Integrity Bank > Assets and Liabilities
Integrity Bank, Assets and Liabilities
| 2015-03-31 | Rank | |
| # of Employees: | 115 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $985,575,000 | 716 |
| Cash and due from depository institutions | $11,356,000 | 1,272 |
| Interest-bearing balances | $2,175,000 | 5,074 |
| Securities | $11,346,000 | 5,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $795,695,000 | 580 |
| Loan loss allowance | $2,000 | 6,362 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,642,000 | 1,023 |
| Other real estate owned | $1,277,000 | 1,272 |
| Goodwill and other intangibles | $120,416,000 | 138 |
| All other assets | $33,843,000 | 648 |
| Life insurance assets | $16,012,000 | 561 |
| Total liabilities and capital | $985,575,000 | 716 |
| Total liabilities | $766,784,000 | 821 |
| Total deposits | $747,665,000 | 770 |
| Interest-bearing deposits | $696,803,000 | 649 |
| Deposits held in domestic offices | $747,665,000 | 768 |
| % insured | 63.37% | 5,889 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $9,573,000 | 1,773 |
| Subordinated debt | $5,000,000 | 88 |
| All other liabilities | $4,546,000 | 1,120 |
| Total equity capital | $218,791,000 | 398 |
| Total bank equity capital | $218,791,000 | 398 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $0 | 5,836 |
| Surplus | $218,541,000 | 258 |
| Undivided profits | $250,000 | 5,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $5,690,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $2,114,000 | 1,152 |
| Earning assets | $809,216,000 | 791 |
| Long-term assets (5+ years) | $139,645,000 | 1,560 |
| Average Assets, year-to-date | $914,878,500 | 764 |
| Average Assets, quarterly | $914,878,500 | 764 |
| Volatile liabilities | $30,551,000 | 1,422 |
| Insider loans | $3,124,000 | 1,828 |
| FHLB advances | $9,573,000 | 1,716 |
| Loans and leases held for sale | $3,249,000 | 674 |
| Unused loan commitments | $154,405,000 | 642 |
| Tier 1 (core) risk-based capital | $102,555,000 | 712 |
| Tier 2 risk-based capital | $4,000,000 | 1,332 |
| Total risk weighted assets | $886,860,000 | 572 |
| Total unused commitments | $154,405,000 | 642 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 118 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $844,182,000 | 824 |
| Cash and due from depository institutions | $20,494,000 | 1,239 |
| Interest-bearing balances | $13,919,000 | 2,202 |
| Securities | $11,663,000 | 5,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $769,042,000 | 592 |
| Loan loss allowance | $9,744,000 | 633 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $10,863,000 | 1,090 |
| Other real estate owned | $2,347,000 | 1,239 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $29,773,000 | 713 |
| Life insurance assets | $15,902,000 | 555 |
| Total liabilities and capital | $844,182,000 | 824 |
| Total liabilities | $773,174,000 | 803 |
| Total deposits | $738,603,000 | 768 |
| Interest-bearing deposits | $696,021,000 | 638 |
| Deposits held in domestic offices | $738,603,000 | 767 |
| % insured | 67.47% | 5,744 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $28,754,000 | 932 |
| Subordinated debt | $5,000,000 | 90 |
| All other liabilities | $817,000 | 3,295 |
| Total equity capital | $71,008,000 | 1,086 |
| Total bank equity capital | $71,008,000 | 1,084 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,704,000 | 1,547 |
| Surplus | $44,678,000 | 774 |
| Undivided profits | $24,626,000 | 1,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $6,605,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,166,000 | 1,167 |
| Earning assets | $794,624,000 | 794 |
| Long-term assets (5+ years) | $123,731,000 | 1,722 |
| Average Assets, year-to-date | $812,061,600 | 834 |
| Average Assets, quarterly | $852,308,000 | 808 |
| Volatile liabilities | $59,584,000 | 855 |
| Insider loans | $19,216,000 | 286 |
| FHLB advances | $28,754,000 | 889 |
| Loans and leases held for sale | $980,000 | 978 |
| Unused loan commitments | $167,674,000 | 586 |
| Tier 1 (core) risk-based capital | $70,990,000 | 1,015 |
| Tier 2 risk-based capital | $13,539,000 | 413 |
| Total risk weighted assets | $762,947,000 | 638 |
| Total unused commitments | $167,674,000 | 586 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 122 | 1,201 |
| Assets and Liabilities | ||
| Total Assets: | $860,434,000 | 804 |
| Cash and due from depository institutions | $48,105,000 | 1,201 |
| Interest-bearing balances | $38,697,000 | 863 |
| Securities | $12,238,000 | 5,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $756,458,000 | 580 |
| Loan loss allowance | $9,460,000 | 672 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,022,000 | 1,077 |
| Other real estate owned | $3,138,000 | 1,201 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $29,473,000 | 727 |
| Life insurance assets | $15,789,000 | 549 |
| Total liabilities and capital | $860,434,000 | 804 |
| Total liabilities | $784,001,000 | 780 |
| Total deposits | $764,007,000 | 739 |
| Interest-bearing deposits | $719,022,000 | 625 |
| Deposits held in domestic offices | $764,007,000 | 736 |
| % insured | 63.28% | 6,117 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $12,500,000 | 1,565 |
| Subordinated debt | $5,000,000 | 94 |
| All other liabilities | $2,494,000 | 1,760 |
| Total equity capital | $76,433,000 | 997 |
| Total bank equity capital | $76,433,000 | 995 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,704,000 | 1,570 |
| Surplus | $44,366,000 | 776 |
| Undivided profits | $30,363,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $4,179,000 | 1,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $2,058,000 | 1,298 |
| Earning assets | $807,393,000 | 783 |
| Long-term assets (5+ years) | $117,252,000 | 1,825 |
| Average Assets, year-to-date | $804,031,500 | 849 |
| Average Assets, quarterly | $836,055,000 | 823 |
| Volatile liabilities | $45,016,000 | 1,063 |
| Insider loans | $19,826,000 | 263 |
| FHLB advances | $12,500,000 | 1,500 |
| Loans and leases held for sale | $470,000 | 1,325 |
| Unused loan commitments | $162,022,000 | 598 |
| Tier 1 (core) risk-based capital | $76,407,000 | 938 |
| Tier 2 risk-based capital | $13,452,000 | 414 |
| Total risk weighted assets | $756,154,000 | 632 |
| Total unused commitments | $162,022,000 | 598 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 121 | 1,217 |
| Assets and Liabilities | ||
| Total Assets: | $811,676,000 | 850 |
| Cash and due from depository institutions | $27,931,000 | 1,217 |
| Interest-bearing balances | $11,109,000 | 2,493 |
| Securities | $12,794,000 | 5,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $729,046,000 | 595 |
| Loan loss allowance | $9,412,000 | 687 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $11,171,000 | 1,062 |
| Other real estate owned | $2,335,000 | 1,217 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $28,399,000 | 756 |
| Life insurance assets | $15,676,000 | 543 |
| Total liabilities and capital | $811,676,000 | 850 |
| Total liabilities | $741,690,000 | 822 |
| Total deposits | $735,201,000 | 755 |
| Interest-bearing deposits | $685,149,000 | 647 |
| Deposits held in domestic offices | $735,201,000 | 752 |
| % insured | 62.68% | 6,226 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $5,000,000 | 93 |
| All other liabilities | $1,489,000 | 2,408 |
| Total equity capital | $69,986,000 | 1,075 |
| Total bank equity capital | $69,986,000 | 1,072 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,704,000 | 1,596 |
| Surplus | $40,932,000 | 831 |
| Undivided profits | $27,350,000 | 1,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,776,000 | 1,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,017,000 | 1,237 |
| Earning assets | $752,949,000 | 826 |
| Long-term assets (5+ years) | $106,260,000 | 1,982 |
| Average Assets, year-to-date | $785,230,670 | 863 |
| Average Assets, quarterly | $796,893,500 | 861 |
| Volatile liabilities | $26,318,000 | 1,642 |
| Insider loans | $18,746,000 | 280 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $328,000 | 1,517 |
| Unused loan commitments | $148,870,000 | 629 |
| Tier 1 (core) risk-based capital | $69,974,000 | 1,010 |
| Tier 2 risk-based capital | $13,118,000 | 428 |
| Total risk weighted assets | $729,115,000 | 639 |
| Total unused commitments | $148,870,000 | 629 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 119 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $782,111,000 | 880 |
| Cash and due from depository institutions | $46,739,000 | 1,238 |
| Interest-bearing balances | $33,990,000 | 1,144 |
| Securities | $13,620,000 | 5,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $682,622,000 | 625 |
| Loan loss allowance | $9,200,000 | 714 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,456,000 | 1,246 |
| Other real estate owned | $3,108,000 | 1,238 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $26,566,000 | 805 |
| Life insurance assets | $15,566,000 | 541 |
| Total liabilities and capital | $782,111,000 | 880 |
| Total liabilities | $715,746,000 | 857 |
| Total deposits | $709,567,000 | 790 |
| Interest-bearing deposits | $663,102,000 | 687 |
| Deposits held in domestic offices | $709,567,000 | 786 |
| % insured | 67.03% | 6,088 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $5,000,000 | 85 |
| All other liabilities | $1,179,000 | 2,730 |
| Total equity capital | $66,365,000 | 1,114 |
| Total bank equity capital | $66,365,000 | 1,112 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,501,000 | 1,265 |
| Surplus | $51,357,000 | 676 |
| Undivided profits | $12,507,000 | 2,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,021,000 | 1,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,913,000 | 1,288 |
| Earning assets | $730,232,000 | 859 |
| Long-term assets (5+ years) | $99,751,000 | 2,053 |
| Average Assets, year-to-date | $772,008,000 | 881 |
| Average Assets, quarterly | $772,008,000 | 881 |
| Volatile liabilities | $27,415,000 | 1,536 |
| Insider loans | $17,628,000 | 297 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $136,807,000 | 663 |
| Tier 1 (core) risk-based capital | $66,362,000 | 1,069 |
| Tier 2 risk-based capital | $13,540,000 | 417 |
| Total risk weighted assets | $682,506,000 | 674 |
| Total unused commitments | $136,807,000 | 663 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 116 | 1,277 |
| Assets and Liabilities | ||
| Total Assets: | $761,905,000 | 891 |
| Cash and due from depository institutions | $44,327,000 | 1,277 |
| Interest-bearing balances | $35,049,000 | 985 |
| Securities | $14,308,000 | 5,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $667,165,000 | 638 |
| Loan loss allowance | $8,964,000 | 745 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $8,879,000 | 1,334 |
| Other real estate owned | $2,588,000 | 1,277 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $24,638,000 | 879 |
| Life insurance assets | $13,468,000 | 629 |
| Total liabilities and capital | $761,905,000 | 891 |
| Total liabilities | $697,851,000 | 864 |
| Total deposits | $691,019,000 | 801 |
| Interest-bearing deposits | $646,416,000 | 688 |
| Deposits held in domestic offices | $691,019,000 | 797 |
| % insured | 68.65% | 6,070 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $5,000,000 | 88 |
| All other liabilities | $1,832,000 | 2,075 |
| Total equity capital | $64,054,000 | 1,129 |
| Total bank equity capital | $64,054,000 | 1,125 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,497,000 | 1,319 |
| Surplus | $51,021,000 | 681 |
| Undivided profits | $10,536,000 | 2,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,326,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,855,000 | 1,396 |
| Earning assets | $716,522,000 | 861 |
| Long-term assets (5+ years) | $95,590,000 | 2,096 |
| Average Assets, year-to-date | $704,591,600 | 938 |
| Average Assets, quarterly | $745,233,000 | 901 |
| Volatile liabilities | $26,454,000 | 1,609 |
| Insider loans | $18,067,000 | 285 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $2,045,000 | 681 |
| Unused loan commitments | $127,968,000 | 679 |
| Tier 1 (core) risk-based capital | $64,049,000 | 1,099 |
| Tier 2 risk-based capital | $13,319,000 | 423 |
| Total risk weighted assets | $664,903,000 | 682 |
| Total unused commitments | $127,968,000 | 679 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 118 | 1,258 |
| Assets and Liabilities | ||
| Total Assets: | $728,561,000 | 930 |
| Cash and due from depository institutions | $33,505,000 | 1,258 |
| Interest-bearing balances | $19,931,000 | 1,716 |
| Securities | $14,962,000 | 4,990 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 559 |
| Net loans & leases | $635,817,000 | 662 |
| Loan loss allowance | $8,484,000 | 825 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $8,791,000 | 1,342 |
| Other real estate owned | $3,322,000 | 1,258 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $24,664,000 | 866 |
| Life insurance assets | $13,375,000 | 617 |
| Total liabilities and capital | $728,561,000 | 930 |
| Total liabilities | $666,545,000 | 899 |
| Total deposits | $650,067,000 | 851 |
| Interest-bearing deposits | $606,208,000 | 730 |
| Deposits held in domestic offices | $650,067,000 | 849 |
| % insured | 65.30% | 6,393 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 846 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $5,000,000 | 95 |
| All other liabilities | $1,478,000 | 2,506 |
| Total equity capital | $62,016,000 | 1,173 |
| Total bank equity capital | $62,016,000 | 1,170 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,490,000 | 1,344 |
| Surplus | $50,952,000 | 682 |
| Undivided profits | $8,574,000 | 3,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 3,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,808,000 | 1,514 |
| Earning assets | $678,210,000 | 900 |
| Long-term assets (5+ years) | $77,229,000 | 2,451 |
| Average Assets, year-to-date | $690,263,250 | 969 |
| Average Assets, quarterly | $717,252,500 | 939 |
| Volatile liabilities | $35,050,000 | 1,245 |
| Insider loans | $17,348,000 | 290 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $131,392,000 | 659 |
| Tier 1 (core) risk-based capital | $61,979,000 | 1,134 |
| Tier 2 risk-based capital | $12,971,000 | 432 |
| Total risk weighted assets | $637,139,000 | 703 |
| Total unused commitments | $131,392,000 | 659 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 115 | 1,297 |
| Assets and Liabilities | ||
| Total Assets: | $705,944,000 | 945 |
| Cash and due from depository institutions | $47,338,000 | 1,297 |
| Interest-bearing balances | $35,570,000 | 1,035 |
| Securities | $16,193,000 | 4,866 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 464 |
| Net loans & leases | $596,034,000 | 699 |
| Loan loss allowance | $8,123,000 | 872 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,744,000 | 1,353 |
| Other real estate owned | $4,070,000 | 1,297 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $23,565,000 | 891 |
| Life insurance assets | $13,283,000 | 610 |
| Total liabilities and capital | $705,944,000 | 945 |
| Total liabilities | $646,742,000 | 919 |
| Total deposits | $639,624,000 | 859 |
| Interest-bearing deposits | $594,937,000 | 742 |
| Deposits held in domestic offices | $639,624,000 | 857 |
| % insured | 68.32% | 6,287 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $5,000,000 | 98 |
| All other liabilities | $2,118,000 | 1,925 |
| Total equity capital | $59,202,000 | 1,224 |
| Total bank equity capital | $59,202,000 | 1,222 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,489,000 | 1,349 |
| Surplus | $49,963,000 | 694 |
| Undivided profits | $6,750,000 | 3,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,605,000 | 2,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,711,000 | 1,539 |
| Earning assets | $657,797,000 | 926 |
| Long-term assets (5+ years) | $76,640,000 | 2,403 |
| Average Assets, year-to-date | $677,497,330 | 985 |
| Average Assets, quarterly | $680,241,500 | 986 |
| Volatile liabilities | $23,230,000 | 1,759 |
| Insider loans | $17,603,000 | 277 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $126,839,000 | 664 |
| Tier 1 (core) risk-based capital | $59,143,000 | 1,178 |
| Tier 2 risk-based capital | $12,469,000 | 437 |
| Total risk weighted assets | $596,878,000 | 755 |
| Total unused commitments | $126,839,000 | 664 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 114 | 1,292 |
| Assets and Liabilities | ||
| Total Assets: | $654,539,000 | 1,025 |
| Cash and due from depository institutions | $39,277,000 | 1,292 |
| Interest-bearing balances | $32,916,000 | 1,388 |
| Securities | $16,944,000 | 4,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $567,436,000 | 719 |
| Loan loss allowance | $8,072,000 | 905 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,857,000 | 1,348 |
| Other real estate owned | $2,834,000 | 1,292 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $19,191,000 | 1,061 |
| Life insurance assets | $9,693,000 | 818 |
| Total liabilities and capital | $654,539,000 | 1,025 |
| Total liabilities | $598,842,000 | 1,000 |
| Total deposits | $584,375,000 | 959 |
| Interest-bearing deposits | $544,832,000 | 834 |
| Deposits held in domestic offices | $584,375,000 | 956 |
| % insured | 69.95% | 6,281 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $8,000,000 | 1,822 |
| Subordinated debt | $5,000,000 | 100 |
| All other liabilities | $1,467,000 | 2,493 |
| Total equity capital | $55,697,000 | 1,320 |
| Total bank equity capital | $55,697,000 | 1,317 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,187,000 | 1,471 |
| Surplus | $46,060,000 | 753 |
| Undivided profits | $7,450,000 | 3,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $4,152,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,651,000 | 1,578 |
| Earning assets | $617,296,000 | 1,004 |
| Long-term assets (5+ years) | $66,445,000 | 2,656 |
| Average Assets, year-to-date | $663,274,000 | 1,016 |
| Average Assets, quarterly | $663,274,000 | 1,016 |
| Volatile liabilities | $25,766,000 | 1,598 |
| Insider loans | $16,335,000 | 307 |
| FHLB advances | $8,000,000 | 1,741 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $122,417,000 | 671 |
| Tier 1 (core) risk-based capital | $55,579,000 | 1,236 |
| Tier 2 risk-based capital | $12,065,000 | 450 |
| Total risk weighted assets | $564,219,000 | 783 |
| Total unused commitments | $122,417,000 | 671 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 106 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $672,009,000 | 1,007 |
| Cash and due from depository institutions | $77,538,000 | 1,410 |
| Interest-bearing balances | $70,752,000 | 602 |
| Securities | $17,536,000 | 4,711 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 599 |
| Net loans & leases | $535,612,000 | 772 |
| Loan loss allowance | $7,568,000 | 951 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,911,000 | 1,333 |
| Other real estate owned | $4,127,000 | 1,410 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $18,285,000 | 1,103 |
| Life insurance assets | $9,631,000 | 811 |
| Total liabilities and capital | $672,009,000 | 1,007 |
| Total liabilities | $618,906,000 | 973 |
| Total deposits | $602,068,000 | 928 |
| Interest-bearing deposits | $483,324,000 | 947 |
| Deposits held in domestic offices | $602,068,000 | 926 |
| % insured | 83.89% | 5,165 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $10,000,000 | 1,707 |
| Subordinated debt | $5,000,000 | 103 |
| All other liabilities | $1,838,000 | 2,220 |
| Total equity capital | $53,103,000 | 1,362 |
| Total bank equity capital | $53,103,000 | 1,360 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,187,000 | 1,479 |
| Surplus | $44,881,000 | 775 |
| Undivided profits | $6,035,000 | 4,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,419,000 | 1,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,608,000 | 1,688 |
| Earning assets | $633,900,000 | 969 |
| Long-term assets (5+ years) | $54,425,000 | 3,022 |
| Average Assets, year-to-date | $638,022,600 | 1,037 |
| Average Assets, quarterly | $666,327,000 | 1,004 |
| Volatile liabilities | $26,831,000 | 1,598 |
| Insider loans | $16,334,000 | 309 |
| FHLB advances | $10,000,000 | 1,634 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $112,170,000 | 689 |
| Tier 1 (core) risk-based capital | $52,988,000 | 1,275 |
| Tier 2 risk-based capital | $11,689,000 | 457 |
| Total risk weighted assets | $534,251,000 | 827 |
| Total unused commitments | $112,170,000 | 689 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 105 | 1,416 |
| Assets and Liabilities | ||
| Total Assets: | $660,645,000 | 1,016 |
| Cash and due from depository institutions | $79,719,000 | 1,416 |
| Interest-bearing balances | $65,829,000 | 595 |
| Securities | $19,915,000 | 4,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $530,433,000 | 786 |
| Loan loss allowance | $7,550,000 | 989 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,935,000 | 1,493 |
| Other real estate owned | $5,864,000 | 1,416 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $16,779,000 | 1,187 |
| Life insurance assets | $9,565,000 | 797 |
| Total liabilities and capital | $660,645,000 | 1,016 |
| Total liabilities | $609,568,000 | 974 |
| Total deposits | $593,252,000 | 926 |
| Interest-bearing deposits | $463,711,000 | 983 |
| Deposits held in domestic offices | $593,252,000 | 924 |
| % insured | 85.76% | 4,922 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $10,000,000 | 1,763 |
| Subordinated debt | $5,000,000 | 106 |
| All other liabilities | $1,316,000 | 2,888 |
| Total equity capital | $51,077,000 | 1,434 |
| Total bank equity capital | $51,077,000 | 1,434 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,108,000 | 1,534 |
| Surplus | $44,348,000 | 782 |
| Undivided profits | $4,621,000 | 4,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,831,000 | 2,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,650,000 | 1,784 |
| Earning assets | $616,177,000 | 992 |
| Long-term assets (5+ years) | $49,975,000 | 3,194 |
| Average Assets, year-to-date | $629,526,000 | 1,058 |
| Average Assets, quarterly | $655,033,000 | 1,017 |
| Volatile liabilities | $27,035,000 | 1,605 |
| Insider loans | $14,891,000 | 358 |
| FHLB advances | $10,000,000 | 1,681 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $113,600,000 | 686 |
| Tier 1 (core) risk-based capital | $50,973,000 | 1,335 |
| Tier 2 risk-based capital | $11,637,000 | 462 |
| Total risk weighted assets | $530,021,000 | 824 |
| Total unused commitments | $113,600,000 | 686 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 106 | 1,406 |
| Assets and Liabilities | ||
| Total Assets: | $649,421,000 | 1,025 |
| Cash and due from depository institutions | $83,956,000 | 1,406 |
| Interest-bearing balances | $72,600,000 | 551 |
| Securities | $10,257,000 | 5,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $525,049,000 | 784 |
| Loan loss allowance | $7,569,000 | 986 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $8,071,000 | 1,456 |
| Other real estate owned | $5,244,000 | 1,406 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $16,844,000 | 1,175 |
| Life insurance assets | $9,500,000 | 795 |
| Total liabilities and capital | $649,421,000 | 1,025 |
| Total liabilities | $599,750,000 | 985 |
| Total deposits | $582,337,000 | 939 |
| Interest-bearing deposits | $452,387,000 | 1,023 |
| Deposits held in domestic offices | $582,337,000 | 936 |
| % insured | 88.49% | 4,231 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,000,000 | 1,801 |
| Subordinated debt | $5,000,000 | 117 |
| All other liabilities | $2,413,000 | 1,805 |
| Total equity capital | $49,671,000 | 1,449 |
| Total bank equity capital | $49,671,000 | 1,447 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,108,000 | 1,560 |
| Surplus | $44,333,000 | 774 |
| Undivided profits | $3,230,000 | 4,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,297,000 | 2,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,557,000 | 1,774 |
| Earning assets | $607,906,000 | 995 |
| Long-term assets (5+ years) | $42,763,000 | 3,498 |
| Average Assets, year-to-date | $619,153,000 | 1,074 |
| Average Assets, quarterly | $637,039,000 | 1,049 |
| Volatile liabilities | $27,083,000 | 1,596 |
| Insider loans | $15,133,000 | 343 |
| FHLB advances | $10,000,000 | 1,722 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $103,253,000 | 738 |
| Tier 1 (core) risk-based capital | $49,616,000 | 1,350 |
| Tier 2 risk-based capital | $11,515,000 | 474 |
| Total risk weighted assets | $520,170,000 | 836 |
| Total unused commitments | $103,253,000 | 738 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 99 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $624,657,000 | 1,075 |
| Cash and due from depository institutions | $62,339,000 | 1,497 |
| Interest-bearing balances | $52,667,000 | 857 |
| Securities | $8,597,000 | 5,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $522,593,000 | 781 |
| Loan loss allowance | $7,396,000 | 1,030 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,169,000 | 1,448 |
| Other real estate owned | $5,988,000 | 1,497 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $16,971,000 | 1,176 |
| Life insurance assets | $9,430,000 | 792 |
| Total liabilities and capital | $624,657,000 | 1,075 |
| Total liabilities | $576,444,000 | 1,038 |
| Total deposits | $559,467,000 | 978 |
| Interest-bearing deposits | $453,180,000 | 1,030 |
| Deposits held in domestic offices | $559,467,000 | 975 |
| % insured | 86.55% | 4,849 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $10,000,000 | 1,820 |
| Subordinated debt | $5,000,000 | 119 |
| All other liabilities | $1,977,000 | 2,078 |
| Total equity capital | $48,213,000 | 1,464 |
| Total bank equity capital | $39,713,000 | 1,762 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,998,000 | 1,713 |
| Surplus | $33,356,000 | 1,010 |
| Undivided profits | $4,359,000 | 4,492 |
| Noncontrolling interests in consolidated subsidiaries | $8,500,000 | 43 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 2,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,550,000 | 1,764 |
| Earning assets | $583,857,000 | 1,045 |
| Long-term assets (5+ years) | $42,989,000 | 3,487 |
| Average Assets, year-to-date | $604,019,000 | 1,102 |
| Average Assets, quarterly | $604,019,000 | 1,102 |
| Volatile liabilities | $16,943,000 | 2,344 |
| Insider loans | $14,782,000 | 355 |
| FHLB advances | $10,000,000 | 1,744 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $112,681,000 | 675 |
| Tier 1 (core) risk-based capital | $39,665,000 | 1,637 |
| Tier 2 risk-based capital | $19,952,000 | 288 |
| Total risk weighted assets | $515,178,000 | 837 |
| Total unused commitments | $112,681,000 | 675 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 105 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $583,381,000 | 1,147 |
| Cash and due from depository institutions | $30,160,000 | 1,408 |
| Interest-bearing balances | $22,042,000 | 1,707 |
| Securities | $8,780,000 | 5,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $512,756,000 | 802 |
| Loan loss allowance | $7,259,000 | 1,058 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $8,207,000 | 1,441 |
| Other real estate owned | $6,880,000 | 1,408 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $16,598,000 | 1,226 |
| Life insurance assets | $9,358,000 | 778 |
| Total liabilities and capital | $583,381,000 | 1,147 |
| Total liabilities | $536,497,000 | 1,116 |
| Total deposits | $520,137,000 | 1,040 |
| Interest-bearing deposits | $426,612,000 | 1,085 |
| Deposits held in domestic offices | $520,137,000 | 1,037 |
| % insured | 86.26% | 5,011 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $10,000,000 | 1,948 |
| Subordinated debt | $5,000,000 | 126 |
| All other liabilities | $1,360,000 | 2,678 |
| Total equity capital | $46,884,000 | 1,500 |
| Total bank equity capital | $30,384,000 | 2,239 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,998,000 | 1,723 |
| Surplus | $25,337,000 | 1,263 |
| Undivided profits | $3,049,000 | 4,970 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 39 |
| Memoranda | ||
| Noncurrent loans and leases | $2,588,000 | 2,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,540,000 | 1,892 |
| Earning assets | $543,578,000 | 1,121 |
| Long-term assets (5+ years) | $48,393,000 | 2,745 |
| Average Assets, year-to-date | $565,081,200 | 1,171 |
| Average Assets, quarterly | $578,157,000 | 1,159 |
| Volatile liabilities | $16,533,000 | 2,548 |
| Insider loans | $14,379,000 | 372 |
| FHLB advances | $10,000,000 | 1,851 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $105,789,000 | 700 |
| Tier 1 (core) risk-based capital | $46,857,000 | 1,403 |
| Tier 2 risk-based capital | $11,340,000 | 476 |
| Total risk weighted assets | $506,310,000 | 856 |
| Total unused commitments | $105,789,000 | 700 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 113 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $572,933,000 | 1,175 |
| Cash and due from depository institutions | $34,790,000 | 1,315 |
| Interest-bearing balances | $25,922,000 | 1,513 |
| Securities | $9,000,000 | 5,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $497,246,000 | 836 |
| Loan loss allowance | $6,412,000 | 1,218 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,300,000 | 1,421 |
| Other real estate owned | $6,688,000 | 1,315 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $16,909,000 | 1,222 |
| Life insurance assets | $9,283,000 | 777 |
| Total liabilities and capital | $572,933,000 | 1,175 |
| Total liabilities | $527,027,000 | 1,138 |
| Total deposits | $510,481,000 | 1,064 |
| Interest-bearing deposits | $421,036,000 | 1,107 |
| Deposits held in domestic offices | $510,481,000 | 1,061 |
| % insured | 86.90% | 4,962 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $5,000,000 | 134 |
| All other liabilities | $1,546,000 | 2,554 |
| Total equity capital | $45,906,000 | 1,539 |
| Total bank equity capital | $29,406,000 | 2,314 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,998,000 | 1,756 |
| Surplus | $25,310,000 | 1,275 |
| Undivided profits | $2,098,000 | 5,414 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 37 |
| Memoranda | ||
| Noncurrent loans and leases | $3,260,000 | 2,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,538,000 | 1,950 |
| Earning assets | $532,168,000 | 1,147 |
| Long-term assets (5+ years) | $41,200,000 | 3,017 |
| Average Assets, year-to-date | $560,506,250 | 1,191 |
| Average Assets, quarterly | $576,552,000 | 1,158 |
| Volatile liabilities | $42,822,000 | 1,207 |
| Insider loans | $13,863,000 | 404 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $91,656,000 | 772 |
| Tier 1 (core) risk-based capital | $45,872,000 | 1,436 |
| Tier 2 risk-based capital | $11,129,000 | 489 |
| Total risk weighted assets | $490,060,000 | 885 |
| Total unused commitments | $91,656,000 | 773 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 98 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $580,171,000 | 1,152 |
| Cash and due from depository institutions | $41,831,000 | 1,544 |
| Interest-bearing balances | $36,642,000 | 1,032 |
| Securities | $9,218,000 | 5,932 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,203 |
| Net loans & leases | $491,671,000 | 853 |
| Loan loss allowance | $6,221,000 | 1,281 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $8,452,000 | 1,397 |
| Other real estate owned | $7,188,000 | 1,544 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $16,811,000 | 1,237 |
| Life insurance assets | $9,207,000 | 773 |
| Total liabilities and capital | $580,171,000 | 1,152 |
| Total liabilities | $535,475,000 | 1,118 |
| Total deposits | $518,637,000 | 1,037 |
| Interest-bearing deposits | $444,884,000 | 1,043 |
| Deposits held in domestic offices | $518,637,000 | 1,034 |
| % insured | 84.86% | 5,563 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $5,000,000 | 136 |
| All other liabilities | $1,838,000 | 2,149 |
| Total equity capital | $44,696,000 | 1,540 |
| Total bank equity capital | $28,196,000 | 2,344 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,998,000 | 1,784 |
| Surplus | $25,282,000 | 1,263 |
| Undivided profits | $916,000 | 5,875 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 39 |
| Memoranda | ||
| Noncurrent loans and leases | $5,724,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,415,000 | 2,073 |
| Earning assets | $542,531,000 | 1,114 |
| Long-term assets (5+ years) | $43,163,000 | 2,906 |
| Average Assets, year-to-date | $556,364,000 | 1,209 |
| Average Assets, quarterly | $563,853,000 | 1,196 |
| Volatile liabilities | $49,526,000 | 1,080 |
| Insider loans | $13,961,000 | 393 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $92,491,000 | 769 |
| Tier 1 (core) risk-based capital | $44,692,000 | 1,450 |
| Tier 2 risk-based capital | $11,131,000 | 498 |
| Total risk weighted assets | $490,423,000 | 894 |
| Total unused commitments | $92,491,000 | 770 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 108 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $547,535,000 | 1,236 |
| Cash and due from depository institutions | $15,008,000 | 1,376 |
| Interest-bearing balances | $8,192,000 | 3,332 |
| Securities | $4,227,000 | 6,693 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,538 |
| Net loans & leases | $489,050,000 | 861 |
| Loan loss allowance | $6,157,000 | 1,303 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,631,000 | 1,377 |
| Other real estate owned | $9,007,000 | 1,376 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $16,612,000 | 1,283 |
| Life insurance assets | $9,133,000 | 775 |
| Total liabilities and capital | $547,535,000 | 1,236 |
| Total liabilities | $503,761,000 | 1,207 |
| Total deposits | $487,218,000 | 1,131 |
| Interest-bearing deposits | $415,519,000 | 1,142 |
| Deposits held in domestic offices | $487,218,000 | 1,129 |
| % insured | 85.19% | 5,504 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,098 |
| Subordinated debt | $5,000,000 | 138 |
| All other liabilities | $1,543,000 | 2,396 |
| Total equity capital | $43,774,000 | 1,540 |
| Total bank equity capital | $27,274,000 | 2,381 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,897,000 | 1,847 |
| Surplus | $22,936,000 | 1,389 |
| Undivided profits | $2,441,000 | 5,144 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 41 |
| Memoranda | ||
| Noncurrent loans and leases | $5,492,000 | 2,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,457,000 | 2,013 |
| Earning assets | $506,469,000 | 1,215 |
| Long-term assets (5+ years) | $39,150,000 | 3,012 |
| Average Assets, year-to-date | $544,460,500 | 1,236 |
| Average Assets, quarterly | $544,460,500 | 1,236 |
| Volatile liabilities | $38,375,000 | 1,379 |
| Insider loans | $12,819,000 | 447 |
| FHLB advances | $10,000,000 | 1,989 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $92,255,000 | 782 |
| Tier 1 (core) risk-based capital | $43,791,000 | 1,466 |
| Tier 2 risk-based capital | $11,139,000 | 505 |
| Total risk weighted assets | $491,111,000 | 898 |
| Total unused commitments | $92,255,000 | 783 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 100 | 1,518 |
| Assets and Liabilities | ||
| Total Assets: | $541,386,000 | 1,244 |
| Cash and due from depository institutions | $25,080,000 | 1,518 |
| Interest-bearing balances | $19,017,000 | 1,733 |
| Securities | $4,463,000 | 6,641 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 752 |
| Net loans & leases | $468,787,000 | 930 |
| Loan loss allowance | $6,015,000 | 1,336 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,031,000 | 1,321 |
| Other real estate owned | $7,571,000 | 1,518 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $16,454,000 | 1,315 |
| Life insurance assets | $9,059,000 | 771 |
| Total liabilities and capital | $541,386,000 | 1,244 |
| Total liabilities | $498,621,000 | 1,204 |
| Total deposits | $482,287,000 | 1,133 |
| Interest-bearing deposits | $454,247,000 | 1,037 |
| Deposits held in domestic offices | $482,287,000 | 1,131 |
| % insured | 78.74% | 6,566 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,254 |
| Subordinated debt | $5,000,000 | 141 |
| All other liabilities | $1,334,000 | 2,678 |
| Total equity capital | $42,765,000 | 1,568 |
| Total bank equity capital | $26,265,000 | 2,445 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,897,000 | 1,873 |
| Surplus | $22,910,000 | 1,384 |
| Undivided profits | $1,458,000 | 5,610 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 40 |
| Memoranda | ||
| Noncurrent loans and leases | $5,167,000 | 2,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,437,000 | 2,106 |
| Earning assets | $502,267,000 | 1,226 |
| Long-term assets (5+ years) | $37,016,000 | 3,043 |
| Average Assets, year-to-date | $513,771,000 | 1,304 |
| Average Assets, quarterly | $539,208,000 | 1,253 |
| Volatile liabilities | $87,668,000 | 1,542 |
| Insider loans | $12,394,000 | 488 |
| FHLB advances | $10,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $80,721,000 | 867 |
| Tier 1 (core) risk-based capital | $42,753,000 | 1,490 |
| Tier 2 risk-based capital | $10,871,000 | 535 |
| Total risk weighted assets | $469,567,000 | 974 |
| Total unused commitments | $80,721,000 | 868 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 111 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $537,030,000 | 1,271 |
| Cash and due from depository institutions | $33,719,000 | 1,354 |
| Interest-bearing balances | $27,949,000 | 1,277 |
| Securities | $4,750,000 | 6,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $464,607,000 | 955 |
| Loan loss allowance | $5,511,000 | 1,458 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,976,000 | 1,348 |
| Other real estate owned | $8,774,000 | 1,354 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $16,204,000 | 1,335 |
| Life insurance assets | $8,981,000 | 765 |
| Total liabilities and capital | $537,030,000 | 1,271 |
| Total liabilities | $495,426,000 | 1,239 |
| Total deposits | $479,231,000 | 1,147 |
| Interest-bearing deposits | $451,490,000 | 1,055 |
| Deposits held in domestic offices | $479,231,000 | 1,145 |
| % insured | 74.86% | 6,767 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,361 |
| Subordinated debt | $5,000,000 | 151 |
| All other liabilities | $1,195,000 | 3,192 |
| Total equity capital | $41,604,000 | 1,639 |
| Total bank equity capital | $25,104,000 | 2,631 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,892,000 | 1,900 |
| Surplus | $22,800,000 | 1,380 |
| Undivided profits | $412,000 | 6,275 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 40 |
| Memoranda | ||
| Noncurrent loans and leases | $5,519,000 | 2,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,394,000 | 2,337 |
| Earning assets | $497,306,000 | 1,258 |
| Long-term assets (5+ years) | $32,067,000 | 3,312 |
| Average Assets, year-to-date | $506,867,250 | 1,328 |
| Average Assets, quarterly | $535,579,000 | 1,272 |
| Volatile liabilities | $78,905,000 | 1,751 |
| Insider loans | $11,850,000 | 527 |
| FHLB advances | $10,000,000 | 2,244 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $74,922,000 | 917 |
| Tier 1 (core) risk-based capital | $41,591,000 | 1,533 |
| Tier 2 risk-based capital | $10,511,000 | 553 |
| Total risk weighted assets | $463,973,000 | 1,000 |
| Total unused commitments | $74,922,000 | 919 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 89 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $534,128,000 | 1,281 |
| Cash and due from depository institutions | $41,727,000 | 1,747 |
| Interest-bearing balances | $35,228,000 | 985 |
| Securities | $2,622,000 | 7,091 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 1,801 |
| Net loans & leases | $450,824,000 | 999 |
| Loan loss allowance | $4,856,000 | 1,636 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,743,000 | 1,600 |
| Other real estate owned | $8,835,000 | 1,747 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $18,377,000 | 1,226 |
| Life insurance assets | $8,897,000 | 772 |
| Total liabilities and capital | $534,128,000 | 1,281 |
| Total liabilities | $492,427,000 | 1,247 |
| Total deposits | $475,383,000 | 1,155 |
| Interest-bearing deposits | $442,760,000 | 1,082 |
| Deposits held in domestic offices | $475,383,000 | 1,152 |
| % insured | 74.55% | 6,862 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,455 |
| Subordinated debt | $5,000,000 | 157 |
| All other liabilities | $2,044,000 | 2,082 |
| Total equity capital | $41,701,000 | 1,614 |
| Total bank equity capital | $25,201,000 | 2,597 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,892,000 | 1,924 |
| Surplus | $22,772,000 | 1,379 |
| Undivided profits | $537,000 | 6,228 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 40 |
| Memoranda | ||
| Noncurrent loans and leases | $5,291,000 | 2,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,305,000 | 2,421 |
| Earning assets | $492,674,000 | 1,270 |
| Long-term assets (5+ years) | $31,913,000 | 3,303 |
| Average Assets, year-to-date | $496,813,000 | 1,368 |
| Average Assets, quarterly | $509,400,000 | 1,339 |
| Volatile liabilities | $75,852,000 | 1,849 |
| Insider loans | $11,179,000 | 572 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $102,450,000 | 713 |
| Tier 1 (core) risk-based capital | $41,692,000 | 1,519 |
| Tier 2 risk-based capital | $9,856,000 | 590 |
| Total risk weighted assets | $454,619,000 | 1,040 |
| Total unused commitments | $102,450,000 | 715 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 86 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $484,672,000 | 1,454 |
| Cash and due from depository institutions | $18,042,000 | 1,830 |
| Interest-bearing balances | $11,884,000 | 2,381 |
| Securities | $2,795,000 | 7,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $434,634,000 | 1,053 |
| Loan loss allowance | $4,448,000 | 1,786 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,356,000 | 1,991 |
| Other real estate owned | $6,894,000 | 1,830 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $15,951,000 | 1,417 |
| Life insurance assets | $8,810,000 | 773 |
| Total liabilities and capital | $484,672,000 | 1,454 |
| Total liabilities | $443,678,000 | 1,437 |
| Total deposits | $412,229,000 | 1,385 |
| Interest-bearing deposits | $386,074,000 | 1,281 |
| Deposits held in domestic offices | $412,229,000 | 1,384 |
| % insured | 83.85% | 5,535 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000,000 | 1,466 |
| Subordinated debt | $5,000,000 | 160 |
| All other liabilities | $1,449,000 | 2,677 |
| Total equity capital | $40,994,000 | 1,651 |
| Total bank equity capital | $24,494,000 | 2,687 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,796,000 | 2,007 |
| Surplus | $20,489,000 | 1,550 |
| Undivided profits | $2,209,000 | 5,445 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 40 |
| Memoranda | ||
| Noncurrent loans and leases | $4,426,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,307,000 | 2,484 |
| Earning assets | $449,313,000 | 1,427 |
| Long-term assets (5+ years) | $49,882,000 | 2,411 |
| Average Assets, year-to-date | $478,155,500 | 1,464 |
| Average Assets, quarterly | $478,155,500 | 1,464 |
| Volatile liabilities | $79,587,000 | 1,842 |
| Insider loans | $12,755,000 | 503 |
| FHLB advances | $10,000,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $90,049,000 | 830 |
| Tier 1 (core) risk-based capital | $40,973,000 | 1,548 |
| Tier 2 risk-based capital | $9,448,000 | 637 |
| Total risk weighted assets | $429,627,000 | 1,139 |
| Total unused commitments | $90,049,000 | 832 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 83 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $471,639,000 | 1,499 |
| Cash and due from depository institutions | $9,860,000 | 1,930 |
| Interest-bearing balances | $6,615,000 | 2,912 |
| Securities | $2,937,000 | 7,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $429,857,000 | 1,089 |
| Loan loss allowance | $5,095,000 | 1,594 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,277,000 | 2,044 |
| Other real estate owned | $7,103,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $15,605,000 | 1,485 |
| Life insurance assets | $8,723,000 | 780 |
| Total liabilities and capital | $471,639,000 | 1,499 |
| Total liabilities | $431,081,000 | 1,485 |
| Total deposits | $364,617,000 | 1,580 |
| Interest-bearing deposits | $339,437,000 | 1,466 |
| Deposits held in domestic offices | $364,617,000 | 1,579 |
| % insured | 84.15% | 5,522 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $60,000,000 | 773 |
| Subordinated debt | $5,000,000 | 170 |
| All other liabilities | $1,464,000 | 2,703 |
| Total equity capital | $40,558,000 | 1,640 |
| Total bank equity capital | $24,058,000 | 2,700 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,796,000 | 2,040 |
| Surplus | $20,461,000 | 1,550 |
| Undivided profits | $1,801,000 | 5,651 |
| Noncontrolling interests in consolidated subsidiaries | $16,500,000 | 39 |
| Memoranda | ||
| Noncurrent loans and leases | $4,502,000 | 2,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,195,000 | 2,843 |
| Earning assets | $439,409,000 | 1,449 |
| Long-term assets (5+ years) | $27,114,000 | 3,581 |
| Average Assets, year-to-date | $441,585,600 | 1,577 |
| Average Assets, quarterly | $473,135,500 | 1,487 |
| Volatile liabilities | $115,126,000 | 1,293 |
| Insider loans | $12,145,000 | 571 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $89,395,000 | 843 |
| Tier 1 (core) risk-based capital | $40,555,000 | 1,540 |
| Tier 2 risk-based capital | $10,095,000 | 613 |
| Total risk weighted assets | $422,099,000 | 1,179 |
| Total unused commitments | $89,395,000 | 844 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 86 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $474,632,000 | 1,496 |
| Cash and due from depository institutions | $29,484,000 | 1,879 |
| Interest-bearing balances | $24,834,000 | 1,030 |
| Securities | $1,119,000 | 7,546 |
| Federal funds sold & reverse repurchase agreements | $318,000 | 4,358 |
| Net loans & leases | $422,715,000 | 1,132 |
| Loan loss allowance | $4,683,000 | 1,647 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,410,000 | 2,028 |
| Other real estate owned | $1,546,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,040,000 | 1,512 |
| Life insurance assets | $8,636,000 | 785 |
| Total liabilities and capital | $474,632,000 | 1,496 |
| Total liabilities | $442,800,000 | 1,444 |
| Total deposits | $366,361,000 | 1,556 |
| Interest-bearing deposits | $340,673,000 | 1,459 |
| Deposits held in domestic offices | $366,361,000 | 1,553 |
| % insured | 84.79% | 5,521 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $70,000,000 | 710 |
| Subordinated debt | $5,000,000 | 182 |
| All other liabilities | $1,439,000 | 2,996 |
| Total equity capital | $31,832,000 | 2,169 |
| Total bank equity capital | $23,332,000 | 2,866 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,796,000 | 2,067 |
| Surplus | $20,433,000 | 1,564 |
| Undivided profits | $1,103,000 | 6,174 |
| Noncontrolling interests in consolidated subsidiaries | $8,500,000 | 47 |
| Memoranda | ||
| Noncurrent loans and leases | $8,634,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,162,000 | 3,097 |
| Earning assets | $448,986,000 | 1,443 |
| Long-term assets (5+ years) | $28,873,000 | 3,443 |
| Average Assets, year-to-date | $434,072,250 | 1,608 |
| Average Assets, quarterly | $457,550,000 | 1,541 |
| Volatile liabilities | $131,229,000 | 1,154 |
| Insider loans | $12,685,000 | 536 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $86,352,000 | 903 |
| Tier 1 (core) risk-based capital | $31,829,000 | 2,026 |
| Tier 2 risk-based capital | $9,683,000 | 645 |
| Total risk weighted assets | $404,279,000 | 1,277 |
| Total unused commitments | $86,352,000 | 907 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $440,468,000 | 1,619 |
| Cash and due from depository institutions | $19,539,000 | 1,853 |
| Interest-bearing balances | $13,285,000 | 1,509 |
| Securities | $1,224,000 | 7,591 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,684 |
| Net loans & leases | $393,391,000 | 1,250 |
| Loan loss allowance | $4,529,000 | 1,626 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,478,000 | 2,022 |
| Other real estate owned | $3,667,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $13,169,000 | 1,539 |
| Life insurance assets | $8,546,000 | 796 |
| Total liabilities and capital | $440,468,000 | 1,619 |
| Total liabilities | $406,882,000 | 1,587 |
| Total deposits | $360,454,000 | 1,602 |
| Interest-bearing deposits | $332,375,000 | 1,513 |
| Deposits held in domestic offices | $360,454,000 | 1,598 |
| % insured | 73.09% | 5,461 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $40,000,000 | 1,210 |
| Subordinated debt | $5,000,000 | 188 |
| All other liabilities | $1,428,000 | 3,022 |
| Total equity capital | $33,586,000 | 2,030 |
| Total bank equity capital | $25,086,000 | 2,641 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,795,000 | 2,097 |
| Surplus | $20,394,000 | 1,574 |
| Undivided profits | $2,897,000 | 5,289 |
| Noncontrolling interests in consolidated subsidiaries | $8,500,000 | 51 |
| Memoranda | ||
| Noncurrent loans and leases | $1,975,000 | 3,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,262,000 | 2,772 |
| Earning assets | $410,900,000 | 1,591 |
| Long-term assets (5+ years) | $27,383,000 | 3,511 |
| Average Assets, year-to-date | $420,552,330 | 1,685 |
| Average Assets, quarterly | $436,075,000 | 1,630 |
| Volatile liabilities | $108,927,000 | 1,421 |
| Insider loans | $13,237,000 | 530 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $82,377,000 | 973 |
| Tier 1 (core) risk-based capital | $33,585,000 | 1,937 |
| Tier 2 risk-based capital | $9,529,000 | 672 |
| Total risk weighted assets | $380,211,000 | 1,379 |
| Total unused commitments | $82,377,000 | 973 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 89 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $431,682,000 | 1,667 |
| Cash and due from depository institutions | $24,786,000 | 1,872 |
| Interest-bearing balances | $21,051,000 | 898 |
| Securities | $1,375,000 | 7,638 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $385,736,000 | 1,275 |
| Loan loss allowance | $4,154,000 | 1,656 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,635,000 | 1,982 |
| Other real estate owned | $266,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $12,884,000 | 1,552 |
| Life insurance assets | $8,452,000 | 802 |
| Total liabilities and capital | $431,682,000 | 1,667 |
| Total liabilities | $398,794,000 | 1,641 |
| Total deposits | $377,092,000 | 1,516 |
| Interest-bearing deposits | $354,108,000 | 1,410 |
| Deposits held in domestic offices | $377,092,000 | 1,512 |
| % insured | 77.45% | 4,501 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $20,000,000 | 2,041 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,702,000 | 2,604 |
| Total equity capital | $32,888,000 | 2,080 |
| Total bank equity capital | $24,388,000 | 2,743 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,794,000 | 2,111 |
| Surplus | $20,352,000 | 1,558 |
| Undivided profits | $2,242,000 | 5,689 |
| Noncontrolling interests in consolidated subsidiaries | $8,500,000 | 52 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 5,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,174,000 | 2,985 |
| Earning assets | $408,162,000 | 1,627 |
| Long-term assets (5+ years) | $28,810,000 | 3,350 |
| Average Assets, year-to-date | $410,594,500 | 1,722 |
| Average Assets, quarterly | $410,594,500 | 1,722 |
| Volatile liabilities | $94,186,000 | 1,631 |
| Insider loans | $12,620,000 | 571 |
| FHLB advances | $20,000,000 | 1,929 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $79,771,000 | 1,061 |
| Tier 1 (core) risk-based capital | $32,882,000 | 2,000 |
| Tier 2 risk-based capital | $4,154,000 | 1,415 |
| Total risk weighted assets | $367,810,000 | 1,422 |
| Total unused commitments | $79,771,000 | 1,062 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 83 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $389,507,000 | 1,800 |
| Cash and due from depository institutions | $7,038,000 | 2,028 |
| Interest-bearing balances | $2,176,000 | 2,870 |
| Securities | $1,499,000 | 7,668 |
| Federal funds sold & reverse repurchase agreements | $9,640,000 | 1,026 |
| Net loans & leases | $351,963,000 | 1,422 |
| Loan loss allowance | $4,052,000 | 1,668 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,807,000 | 1,943 |
| Other real estate owned | $250,000 | 2,028 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $12,310,000 | 1,615 |
| Life insurance assets | $8,356,000 | 810 |
| Total liabilities and capital | $389,507,000 | 1,800 |
| Total liabilities | $365,640,000 | 1,738 |
| Total deposits | $335,889,000 | 1,655 |
| Interest-bearing deposits | $312,950,000 | 1,558 |
| Deposits held in domestic offices | $335,889,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $20,000,000 | 2,191 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,751,000 | 701 |
| Total equity capital | $23,867,000 | 2,780 |
| Total bank equity capital | $23,867,000 | 2,780 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,212 |
| Surplus | $19,884,000 | 1,557 |
| Undivided profits | $3,883,000 | 4,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $856,000 | 4,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,077,000 | 3,451 |
| Earning assets | $365,278,000 | 1,760 |
| Long-term assets (5+ years) | $28,389,000 | 3,358 |
| Average Assets, year-to-date | $348,307,400 | 1,909 |
| Average Assets, quarterly | $374,201,500 | 1,843 |
| Volatile liabilities | $91,635,000 | 1,637 |
| Insider loans | $11,754,000 | 628 |
| FHLB advances | $20,000,000 | 2,086 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $74,015,000 | 1,153 |
| Tier 1 (core) risk-based capital | $32,376,000 | 1,998 |
| Tier 2 risk-based capital | $4,052,000 | 1,447 |
| Total risk weighted assets | $338,750,000 | 1,538 |
| Total unused commitments | $74,015,000 | 1,154 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 84 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $358,896,000 | 1,906 |
| Cash and due from depository institutions | $8,592,000 | 2,031 |
| Interest-bearing balances | $2,435,000 | 2,131 |
| Securities | $1,617,000 | 7,700 |
| Federal funds sold & reverse repurchase agreements | $999,000 | 4,581 |
| Net loans & leases | $326,722,000 | 1,520 |
| Loan loss allowance | $3,930,000 | 1,568 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,999,000 | 1,881 |
| Other real estate owned | $2,601,000 | 2,031 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,366,000 | 1,696 |
| Life insurance assets | $8,260,000 | 807 |
| Total liabilities and capital | $358,896,000 | 1,906 |
| Total liabilities | $335,798,000 | 1,849 |
| Total deposits | $305,469,000 | 1,780 |
| Interest-bearing deposits | $279,905,000 | 1,713 |
| Deposits held in domestic offices | $305,469,000 | 1,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $20,000,000 | 2,230 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,329,000 | 637 |
| Total equity capital | $23,098,000 | 2,865 |
| Total bank equity capital | $23,098,000 | 2,865 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $100,000 | 6,267 |
| Surplus | $19,804,000 | 1,540 |
| Undivided profits | $3,194,000 | 5,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 5,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,110,000 | 3,511 |
| Earning assets | $331,773,000 | 1,890 |
| Long-term assets (5+ years) | $33,044,000 | 3,009 |
| Average Assets, year-to-date | $338,007,500 | 1,975 |
| Average Assets, quarterly | $359,113,500 | 1,899 |
| Volatile liabilities | $90,443,000 | 1,607 |
| Insider loans | $11,873,000 | 619 |
| FHLB advances | $20,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $66,972,000 | 1,321 |
| Tier 1 (core) risk-based capital | $31,597,000 | 2,074 |
| Tier 2 risk-based capital | $3,907,000 | 1,456 |
| Total risk weighted assets | $312,531,000 | 1,665 |
| Total unused commitments | $66,972,000 | 1,323 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 91 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $359,331,000 | 1,898 |
| Cash and due from depository institutions | $15,460,000 | 1,881 |
| Interest-bearing balances | $4,118,000 | 1,427 |
| Securities | $1,686,000 | 7,740 |
| Federal funds sold & reverse repurchase agreements | $17,003,000 | 669 |
| Net loans & leases | $308,915,000 | 1,592 |
| Loan loss allowance | $3,630,000 | 1,603 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,192,000 | 1,806 |
| Other real estate owned | $681,000 | 1,881 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,394,000 | 2,133 |
| Life insurance assets | $5,186,000 | 1,213 |
| Total liabilities and capital | $359,331,000 | 1,898 |
| Total liabilities | $337,067,000 | 1,839 |
| Total deposits | $309,313,000 | 1,745 |
| Interest-bearing deposits | $287,301,000 | 1,657 |
| Deposits held in domestic offices | $309,313,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $20,000,000 | 2,157 |
| Subordinated debt | $6,500,000 | 170 |
| All other liabilities | $1,254,000 | 3,291 |
| Total equity capital | $22,264,000 | 2,985 |
| Total bank equity capital | $22,264,000 | 2,985 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,704,000 | 2,196 |
| Surplus | $18,168,000 | 1,641 |
| Undivided profits | $2,392,000 | 5,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 5,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,173,000 | 3,246 |
| Earning assets | $331,722,000 | 1,875 |
| Long-term assets (5+ years) | $29,474,000 | 3,222 |
| Average Assets, year-to-date | $331,044,670 | 2,023 |
| Average Assets, quarterly | $339,777,000 | 1,983 |
| Volatile liabilities | $95,515,000 | 1,525 |
| Insider loans | $10,743,000 | 706 |
| FHLB advances | $20,000,000 | 2,060 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $67,137,000 | 1,348 |
| Tier 1 (core) risk-based capital | $22,265,000 | 2,870 |
| Tier 2 risk-based capital | $10,130,000 | 601 |
| Total risk weighted assets | $313,636,000 | 1,648 |
| Total unused commitments | $67,137,000 | 1,349 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 87 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $320,223,000 | 2,119 |
| Cash and due from depository institutions | $10,831,000 | 1,964 |
| Interest-bearing balances | $5,091,000 | 1,381 |
| Securities | $1,931,000 | 7,720 |
| Federal funds sold & reverse repurchase agreements | $667,000 | 5,999 |
| Net loans & leases | $289,706,000 | 1,648 |
| Loan loss allowance | $3,414,000 | 1,660 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,396,000 | 1,750 |
| Other real estate owned | $706,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,986,000 | 1,952 |
| Life insurance assets | $5,126,000 | 1,218 |
| Total liabilities and capital | $320,223,000 | 2,119 |
| Total liabilities | $298,536,000 | 2,028 |
| Total deposits | $263,256,000 | 2,020 |
| Interest-bearing deposits | $241,054,000 | 1,933 |
| Deposits held in domestic offices | $263,256,000 | 2,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $27,031,000 | 1,635 |
| Subordinated debt | $6,500,000 | 167 |
| All other liabilities | $1,749,000 | 2,740 |
| Total equity capital | $21,687,000 | 3,123 |
| Total bank equity capital | $21,687,000 | 3,123 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,704,000 | 2,194 |
| Surplus | $18,135,000 | 1,634 |
| Undivided profits | $1,848,000 | 6,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 5,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,157,000 | 3,303 |
| Earning assets | $297,395,000 | 2,093 |
| Long-term assets (5+ years) | $26,869,000 | 3,299 |
| Average Assets, year-to-date | $316,901,500 | 2,115 |
| Average Assets, quarterly | $316,901,500 | 2,115 |
| Volatile liabilities | $67,966,000 | 2,025 |
| Insider loans | $10,598,000 | 707 |
| FHLB advances | $27,031,000 | 1,560 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $62,558,000 | 1,477 |
| Tier 1 (core) risk-based capital | $21,685,000 | 2,940 |
| Tier 2 risk-based capital | $9,914,000 | 592 |
| Total risk weighted assets | $291,551,000 | 1,723 |
| Total unused commitments | $62,558,000 | 1,477 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 90 | 1,907 |
| Assets and Liabilities | ||
| Total Assets: | $313,580,000 | 2,132 |
| Cash and due from depository institutions | $7,876,000 | 1,907 |
| Interest-bearing balances | $2,208,000 | 1,818 |
| Securities | $1,145,000 | 7,967 |
| Federal funds sold & reverse repurchase agreements | $12,793,000 | 1,043 |
| Net loans & leases | $276,309,000 | 1,724 |
| Loan loss allowance | $3,218,000 | 1,705 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,555,000 | 1,695 |
| Other real estate owned | $0 | 1,907 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,902,000 | 2,187 |
| Life insurance assets | $5,068,000 | 1,213 |
| Total liabilities and capital | $313,580,000 | 2,132 |
| Total liabilities | $292,378,000 | 2,051 |
| Total deposits | $274,489,000 | 1,935 |
| Interest-bearing deposits | $252,750,000 | 1,831 |
| Deposits held in domestic offices | $274,489,000 | 1,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $6,500,000 | 164 |
| All other liabilities | $1,389,000 | 3,236 |
| Total equity capital | $21,202,000 | 3,137 |
| Total bank equity capital | $21,202,000 | 3,137 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,623,000 | 2,238 |
| Surplus | $16,401,000 | 1,752 |
| Undivided profits | $3,178,000 | 5,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 6,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,200,000 | 3,424 |
| Earning assets | $292,455,000 | 2,087 |
| Long-term assets (5+ years) | $26,002,000 | 3,168 |
| Average Assets, year-to-date | $293,732,400 | 2,187 |
| Average Assets, quarterly | $306,363,500 | 2,151 |
| Volatile liabilities | $83,042,000 | 1,689 |
| Insider loans | $10,627,000 | 683 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $61,347,000 | 1,517 |
| Tier 1 (core) risk-based capital | $21,197,000 | 2,985 |
| Tier 2 risk-based capital | $9,718,000 | 586 |
| Total risk weighted assets | $278,238,000 | 1,790 |
| Total unused commitments | $61,347,000 | 1,518 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $299,147,000 | 2,195 |
| Cash and due from depository institutions | $7,406,000 | 2,018 |
| Interest-bearing balances | $2,284,000 | 1,659 |
| Securities | $1,326,000 | 7,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $274,046,000 | 1,704 |
| Loan loss allowance | $3,079,000 | 1,710 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,736,000 | 1,623 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,633,000 | 2,001 |
| Life insurance assets | $5,009,000 | 1,186 |
| Total liabilities and capital | $299,147,000 | 2,195 |
| Total liabilities | $278,451,000 | 2,119 |
| Total deposits | $255,910,000 | 2,049 |
| Interest-bearing deposits | $232,101,000 | 1,960 |
| Deposits held in domestic offices | $255,910,000 | 2,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $930,000 | 2,783 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,116,000 | 2,260 |
| Subordinated debt | $6,500,000 | 161 |
| All other liabilities | $1,995,000 | 2,484 |
| Total equity capital | $20,696,000 | 3,165 |
| Total bank equity capital | $20,696,000 | 3,165 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,623,000 | 2,216 |
| Surplus | $16,358,000 | 1,718 |
| Undivided profits | $2,715,000 | 5,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,131,000 | 3,827 |
| Earning assets | $277,656,000 | 2,172 |
| Long-term assets (5+ years) | $30,123,000 | 2,782 |
| Average Assets, year-to-date | $288,770,500 | 2,226 |
| Average Assets, quarterly | $298,082,000 | 2,191 |
| Volatile liabilities | $56,187,000 | 2,322 |
| Insider loans | $11,234,000 | 626 |
| FHLB advances | $13,116,000 | 2,155 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $61,715,000 | 1,531 |
| Tier 1 (core) risk-based capital | $20,692,000 | 3,059 |
| Tier 2 risk-based capital | $9,579,000 | 586 |
| Total risk weighted assets | $269,023,000 | 1,811 |
| Total unused commitments | $61,715,000 | 1,532 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $297,017,000 | 2,225 |
| Cash and due from depository institutions | $17,007,000 | 2,056 |
| Interest-bearing balances | $3,074,000 | 1,442 |
| Securities | $5,110,000 | 7,150 |
| Federal funds sold & reverse repurchase agreements | $10,280,000 | 1,549 |
| Net loans & leases | $253,889,000 | 1,828 |
| Loan loss allowance | $2,839,000 | 1,856 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,904,000 | 1,587 |
| Other real estate owned | $0 | 2,056 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,827,000 | 4,401 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $297,017,000 | 2,225 |
| Total liabilities | $276,853,000 | 2,137 |
| Total deposits | $258,421,000 | 2,048 |
| Interest-bearing deposits | $235,325,000 | 1,959 |
| Deposits held in domestic offices | $258,421,000 | 2,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $6,500,000 | 169 |
| All other liabilities | $1,932,000 | 2,418 |
| Total equity capital | $20,164,000 | 3,193 |
| Total bank equity capital | $20,164,000 | 3,193 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,623,000 | 2,215 |
| Surplus | $16,318,000 | 1,725 |
| Undivided profits | $2,223,000 | 6,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,019,000 | 3,920 |
| Earning assets | $272,353,000 | 2,218 |
| Long-term assets (5+ years) | $32,404,000 | 2,584 |
| Average Assets, year-to-date | $285,311,670 | 2,275 |
| Average Assets, quarterly | $289,422,000 | 2,263 |
| Volatile liabilities | $40,296,000 | 2,994 |
| Insider loans | $11,093,000 | 633 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $58,592,000 | 1,627 |
| Tier 1 (core) risk-based capital | $20,170,000 | 3,118 |
| Tier 2 risk-based capital | $9,339,000 | 604 |
| Total risk weighted assets | $253,223,000 | 1,929 |
| Total unused commitments | $58,592,000 | 1,629 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $281,827,000 | 2,328 |
| Cash and due from depository institutions | $14,412,000 | 2,205 |
| Interest-bearing balances | $2,921,000 | 1,625 |
| Securities | $7,255,000 | 6,723 |
| Federal funds sold & reverse repurchase agreements | $9,714,000 | 2,041 |
| Net loans & leases | $239,980,000 | 1,896 |
| Loan loss allowance | $2,689,000 | 1,945 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,079,000 | 1,527 |
| Other real estate owned | $0 | 2,205 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,387,000 | 4,699 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $281,827,000 | 2,328 |
| Total liabilities | $262,051,000 | 2,237 |
| Total deposits | $254,009,000 | 2,081 |
| Interest-bearing deposits | $235,906,000 | 1,948 |
| Deposits held in domestic offices | $254,009,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $6,500,000 | 166 |
| All other liabilities | $1,542,000 | 2,922 |
| Total equity capital | $19,776,000 | 3,271 |
| Total bank equity capital | $19,776,000 | 3,271 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,620,000 | 2,207 |
| Surplus | $16,238,000 | 1,705 |
| Undivided profits | $1,918,000 | 6,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,053,000 | 3,656 |
| Earning assets | $259,870,000 | 2,307 |
| Long-term assets (5+ years) | $30,145,000 | 2,693 |
| Average Assets, year-to-date | $279,459,000 | 2,328 |
| Average Assets, quarterly | $279,459,000 | 2,328 |
| Volatile liabilities | $44,065,000 | 2,754 |
| Insider loans | $11,657,000 | 590 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $56,121,000 | 1,670 |
| Tier 1 (core) risk-based capital | $19,787,000 | 3,163 |
| Tier 2 risk-based capital | $9,189,000 | 600 |
| Total risk weighted assets | $236,153,000 | 2,009 |
| Total unused commitments | $56,121,000 | 1,671 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $277,091,000 | 2,350 |
| Cash and due from depository institutions | $15,061,000 | 2,543 |
| Interest-bearing balances | $748,000 | 2,774 |
| Securities | $19,829,000 | 4,573 |
| Federal funds sold & reverse repurchase agreements | $9,261,000 | 1,787 |
| Net loans & leases | $221,457,000 | 2,021 |
| Loan loss allowance | $2,482,000 | 2,072 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,245,000 | 1,294 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,238,000 | 4,921 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $277,091,000 | 2,350 |
| Total liabilities | $257,932,000 | 2,257 |
| Total deposits | $250,778,000 | 2,098 |
| Interest-bearing deposits | $229,388,000 | 1,960 |
| Deposits held in domestic offices | $250,778,000 | 2,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $6,500,000 | 167 |
| All other liabilities | $654,000 | 4,862 |
| Total equity capital | $19,159,000 | 3,308 |
| Total bank equity capital | $19,159,000 | 3,308 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,608,000 | 2,201 |
| Surplus | $16,058,000 | 1,675 |
| Undivided profits | $1,493,000 | 6,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,004,000 | 3,916 |
| Earning assets | $251,295,000 | 2,352 |
| Long-term assets (5+ years) | $25,600,000 | 2,936 |
| Average Assets, year-to-date | $230,307,400 | 2,635 |
| Average Assets, quarterly | $257,626,500 | 2,469 |
| Volatile liabilities | $50,618,000 | 2,626 |
| Insider loans | $11,729,000 | 577 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $53,556,000 | 1,740 |
| Tier 1 (core) risk-based capital | $19,192,000 | 3,185 |
| Tier 2 risk-based capital | $8,982,000 | 612 |
| Total risk weighted assets | $221,776,000 | 2,108 |
| Total unused commitments | $53,556,000 | 1,741 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $238,162,000 | 2,632 |
| Cash and due from depository institutions | $9,275,000 | 2,521 |
| Interest-bearing balances | $250,000 | 3,801 |
| Securities | $8,069,000 | 6,631 |
| Federal funds sold & reverse repurchase agreements | $4,257,000 | 2,703 |
| Net loans & leases | $205,334,000 | 2,172 |
| Loan loss allowance | $2,403,000 | 2,129 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,138,000 | 1,293 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,089,000 | 5,119 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $238,162,000 | 2,632 |
| Total liabilities | $219,472,000 | 2,566 |
| Total deposits | $211,487,000 | 2,415 |
| Interest-bearing deposits | $191,885,000 | 2,277 |
| Deposits held in domestic offices | $211,487,000 | 2,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $6,500,000 | 172 |
| All other liabilities | $1,485,000 | 2,939 |
| Total equity capital | $18,690,000 | 3,356 |
| Total bank equity capital | $18,690,000 | 3,356 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,601,000 | 2,212 |
| Surplus | $15,970,000 | 1,668 |
| Undivided profits | $1,119,000 | 7,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $824,000 | 4,613 |
| Earning assets | $217,910,000 | 2,643 |
| Long-term assets (5+ years) | $53,336,000 | 1,758 |
| Average Assets, year-to-date | $218,611,500 | 2,749 |
| Average Assets, quarterly | $230,297,500 | 2,684 |
| Volatile liabilities | $31,916,000 | 3,599 |
| Insider loans | $11,277,000 | 595 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $48,331,000 | 1,908 |
| Tier 1 (core) risk-based capital | $18,727,000 | 3,240 |
| Tier 2 risk-based capital | $8,903,000 | 617 |
| Total risk weighted assets | $202,575,000 | 2,269 |
| Total unused commitments | $48,331,000 | 1,908 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 65 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $222,433,000 | 2,775 |
| Cash and due from depository institutions | $7,929,000 | 2,720 |
| Interest-bearing balances | $216,000 | 3,962 |
| Securities | $17,308,000 | 4,956 |
| Federal funds sold & reverse repurchase agreements | $1,265,000 | 4,236 |
| Net loans & leases | $186,291,000 | 2,329 |
| Loan loss allowance | $2,338,000 | 2,164 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,109,000 | 1,912 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,531,000 | 3,783 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $222,433,000 | 2,775 |
| Total liabilities | $204,127,000 | 2,724 |
| Total deposits | $188,715,000 | 2,647 |
| Interest-bearing deposits | $164,400,000 | 2,587 |
| Deposits held in domestic offices | $188,715,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,500,000 | 2,914 |
| Subordinated debt | $6,500,000 | 167 |
| All other liabilities | $412,000 | 5,748 |
| Total equity capital | $18,306,000 | 3,301 |
| Total bank equity capital | $18,306,000 | 3,301 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,600,000 | 2,206 |
| Surplus | $15,957,000 | 1,623 |
| Undivided profits | $749,000 | 7,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $751,000 | 4,540 |
| Earning assets | $205,080,000 | 2,755 |
| Long-term assets (5+ years) | $23,064,000 | 3,064 |
| Average Assets, year-to-date | $212,094,670 | 2,835 |
| Average Assets, quarterly | $216,818,500 | 2,805 |
| Volatile liabilities | $37,993,000 | 3,127 |
| Insider loans | $12,279,000 | 532 |
| FHLB advances | $8,500,000 | 2,778 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $47,046,000 | 1,939 |
| Tier 1 (core) risk-based capital | $18,377,000 | 3,228 |
| Tier 2 risk-based capital | $8,772,000 | 620 |
| Total risk weighted assets | $181,697,000 | 2,434 |
| Total unused commitments | $47,046,000 | 1,939 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $211,204,000 | 2,874 |
| Cash and due from depository institutions | $5,105,000 | 3,199 |
| Interest-bearing balances | $113,000 | 4,734 |
| Securities | $25,612,000 | 3,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $171,767,000 | 2,433 |
| Loan loss allowance | $2,163,000 | 2,268 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,972,000 | 1,902 |
| Other real estate owned | $0 | 3,199 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,748,000 | 4,295 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $211,204,000 | 2,874 |
| Total liabilities | $193,263,000 | 2,824 |
| Total deposits | $169,260,000 | 2,900 |
| Interest-bearing deposits | $150,016,000 | 2,779 |
| Deposits held in domestic offices | $169,260,000 | 2,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $645,000 | 2,852 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,000,000 | 1,577 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $358,000 | 6,005 |
| Total equity capital | $17,941,000 | 3,325 |
| Total bank equity capital | $17,941,000 | 3,325 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,600,000 | 2,195 |
| Surplus | $15,957,000 | 1,566 |
| Undivided profits | $384,000 | 7,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $713,000 | 4,523 |
| Earning assets | $197,492,000 | 2,818 |
| Long-term assets (5+ years) | $22,743,000 | 3,057 |
| Average Assets, year-to-date | $206,925,500 | 2,894 |
| Average Assets, quarterly | $206,925,500 | 2,894 |
| Volatile liabilities | $49,477,000 | 2,504 |
| Insider loans | $12,080,000 | 541 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,580,000 | 2,182 |
| Tier 1 (core) risk-based capital | $18,008,000 | 3,237 |
| Tier 2 risk-based capital | $2,112,000 | 2,211 |
| Total risk weighted assets | $168,878,000 | 2,526 |
| Total unused commitments | $38,580,000 | 2,183 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $202,647,000 | 2,952 |
| Cash and due from depository institutions | $5,785,000 | 3,115 |
| Interest-bearing balances | $272,000 | 3,947 |
| Securities | $19,168,000 | 4,745 |
| Federal funds sold & reverse repurchase agreements | $5,007,000 | 2,483 |
| Net loans & leases | $164,932,000 | 2,478 |
| Loan loss allowance | $1,938,000 | 2,451 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,027,000 | 1,853 |
| Other real estate owned | $0 | 3,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,728,000 | 5,427 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $202,647,000 | 2,952 |
| Total liabilities | $185,062,000 | 2,895 |
| Total deposits | $180,535,000 | 2,734 |
| Interest-bearing deposits | $164,689,000 | 2,543 |
| Deposits held in domestic offices | $180,535,000 | 2,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,807 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $527,000 | 4,978 |
| Total equity capital | $17,585,000 | 3,341 |
| Total bank equity capital | $17,585,000 | 3,341 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,600,000 | 2,192 |
| Surplus | $15,957,000 | 1,545 |
| Undivided profits | $28,000 | 7,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 4,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $685,000 | 4,689 |
| Earning assets | $189,379,000 | 2,893 |
| Long-term assets (5+ years) | $22,372,000 | 3,085 |
| Average Assets, year-to-date | $161,604,800 | 3,404 |
| Average Assets, quarterly | $193,630,000 | 3,017 |
| Volatile liabilities | $37,310,000 | 3,027 |
| Insider loans | $10,539,000 | 595 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $41,755,000 | 2,016 |
| Tier 1 (core) risk-based capital | $17,679,000 | 3,235 |
| Tier 2 risk-based capital | $1,938,000 | 2,343 |
| Total risk weighted assets | $162,151,000 | 2,595 |
| Total unused commitments | $41,755,000 | 2,017 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $184,613,000 | 3,117 |
| Cash and due from depository institutions | $4,340,000 | 3,282 |
| Interest-bearing balances | $220,000 | 4,225 |
| Securities | $21,367,000 | 4,429 |
| Federal funds sold & reverse repurchase agreements | $1,463,000 | 4,186 |
| Net loans & leases | $149,889,000 | 2,664 |
| Loan loss allowance | $1,790,000 | 2,606 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,969,000 | 1,824 |
| Other real estate owned | $158,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,427,000 | 5,885 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $184,613,000 | 3,117 |
| Total liabilities | $167,327,000 | 3,092 |
| Total deposits | $167,104,000 | 2,849 |
| Interest-bearing deposits | $147,172,000 | 2,737 |
| Deposits held in domestic offices | $167,104,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $223,000 | 7,017 |
| Total equity capital | $17,286,000 | 3,352 |
| Total bank equity capital | $17,286,000 | 3,352 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,600,000 | 2,161 |
| Surplus | $15,957,000 | 1,500 |
| Undivided profits | $-271,000 | 8,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $556,000 | 5,387 |
| Earning assets | $172,939,000 | 3,059 |
| Long-term assets (5+ years) | $22,188,000 | 3,112 |
| Average Assets, year-to-date | $151,344,250 | 3,573 |
| Average Assets, quarterly | $172,664,500 | 3,261 |
| Volatile liabilities | $31,435,000 | 3,285 |
| Insider loans | $10,165,000 | 597 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $37,802,000 | 2,148 |
| Tier 1 (core) risk-based capital | $17,384,000 | 3,244 |
| Tier 2 risk-based capital | $1,790,000 | 2,466 |
| Total risk weighted assets | $147,122,000 | 2,783 |
| Total unused commitments | $37,802,000 | 2,150 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $160,716,000 | 3,435 |
| Cash and due from depository institutions | $6,634,000 | 3,467 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $11,935,000 | 5,973 |
| Federal funds sold & reverse repurchase agreements | $2,980,000 | 2,947 |
| Net loans & leases | $132,648,000 | 2,856 |
| Loan loss allowance | $1,557,000 | 2,885 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,755,000 | 2,264 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,764,000 | 5,208 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $160,716,000 | 3,435 |
| Total liabilities | $143,670,000 | 3,433 |
| Total deposits | $143,232,000 | 3,196 |
| Interest-bearing deposits | $126,072,000 | 3,060 |
| Deposits held in domestic offices | $143,232,000 | 3,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $438,000 | 5,208 |
| Total equity capital | $17,046,000 | 3,348 |
| Total bank equity capital | $17,046,000 | 3,348 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,600,000 | 2,140 |
| Surplus | $15,957,000 | 1,470 |
| Undivided profits | $-511,000 | 8,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $471,000 | 5,642 |
| Earning assets | $147,563,000 | 3,420 |
| Long-term assets (5+ years) | $27,358,000 | 2,744 |
| Average Assets, year-to-date | $140,254,670 | 3,763 |
| Average Assets, quarterly | $146,719,000 | 3,660 |
| Volatile liabilities | $37,037,000 | 2,825 |
| Insider loans | $10,207,000 | 575 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,214,000 | 2,279 |
| Tier 1 (core) risk-based capital | $17,092,000 | 3,217 |
| Tier 2 risk-based capital | $1,557,000 | 2,728 |
| Total risk weighted assets | $131,159,000 | 3,007 |
| Total unused commitments | $33,214,000 | 2,279 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $132,722,000 | 3,985 |
| Cash and due from depository institutions | $3,936,000 | 4,161 |
| Interest-bearing balances | $21,000 | 6,219 |
| Securities | $12,255,000 | 5,993 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,742 |
| Net loans & leases | $108,160,000 | 3,344 |
| Loan loss allowance | $1,255,000 | 3,419 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,705,000 | 2,250 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,266,000 | 6,010 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $132,722,000 | 3,985 |
| Total liabilities | $116,001,000 | 4,057 |
| Total deposits | $106,803,000 | 4,038 |
| Interest-bearing deposits | $95,240,000 | 3,871 |
| Deposits held in domestic offices | $106,803,000 | 4,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,575 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $198,000 | 6,920 |
| Total equity capital | $16,721,000 | 3,339 |
| Total bank equity capital | $16,721,000 | 3,339 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,600,000 | 2,146 |
| Surplus | $15,957,000 | 1,429 |
| Undivided profits | $-836,000 | 8,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $447,000 | 5,709 |
| Earning assets | $122,836,000 | 3,946 |
| Long-term assets (5+ years) | $13,901,000 | 4,132 |
| Average Assets, year-to-date | $130,024,000 | 4,019 |
| Average Assets, quarterly | $130,024,000 | 4,019 |
| Volatile liabilities | $35,036,000 | 2,862 |
| Insider loans | $5,211,000 | 1,187 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,603,000 | 2,591 |
| Tier 1 (core) risk-based capital | $16,805,000 | 3,237 |
| Tier 2 risk-based capital | $1,255,000 | 3,202 |
| Total risk weighted assets | $104,648,000 | 3,553 |
| Total unused commitments | $26,603,000 | 2,596 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $127,326,000 | 4,106 |
| Cash and due from depository institutions | $4,051,000 | 4,933 |
| Interest-bearing balances | $116,000 | 4,886 |
| Securities | $19,719,000 | 4,763 |
| Federal funds sold & reverse repurchase agreements | $1,020,000 | 4,827 |
| Net loans & leases | $99,066,000 | 3,535 |
| Loan loss allowance | $1,018,000 | 3,966 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,432,000 | 3,806 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,038,000 | 6,463 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $127,326,000 | 4,106 |
| Total liabilities | $110,815,000 | 4,198 |
| Total deposits | $110,678,000 | 3,911 |
| Interest-bearing deposits | $102,053,000 | 3,632 |
| Deposits held in domestic offices | $110,678,000 | 3,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $137,000 | 7,490 |
| Total equity capital | $16,511,000 | 3,374 |
| Total bank equity capital | $16,511,000 | 3,374 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,600,000 | 2,129 |
| Surplus | $15,957,000 | 1,422 |
| Undivided profits | $-1,046,000 | 8,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $395,000 | 6,086 |
| Earning assets | $119,921,000 | 4,024 |
| Long-term assets (5+ years) | $15,774,000 | 3,956 |
| Average Assets, year-to-date | $85,241,600 | 5,257 |
| Average Assets, quarterly | $111,476,500 | 4,482 |
| Volatile liabilities | $25,241,000 | 3,508 |
| Insider loans | $4,189,000 | 1,446 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,261,000 | 2,905 |
| Tier 1 (core) risk-based capital | $16,535,000 | 3,245 |
| Tier 2 risk-based capital | $1,018,000 | 3,750 |
| Total risk weighted assets | $93,178,000 | 3,850 |
| Total unused commitments | $21,261,000 | 2,907 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $95,627,000 | 4,994 |
| Cash and due from depository institutions | $5,324,000 | 5,323 |
| Interest-bearing balances | $10,000 | 6,545 |
| Securities | $1,686,000 | 8,465 |
| Federal funds sold & reverse repurchase agreements | $7,238,000 | 1,553 |
| Net loans & leases | $78,131,000 | 4,183 |
| Loan loss allowance | $804,000 | 4,663 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,451,000 | 3,751 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $797,000 | 7,084 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $95,627,000 | 4,994 |
| Total liabilities | $79,558,000 | 5,210 |
| Total deposits | $79,454,000 | 4,953 |
| Interest-bearing deposits | $72,084,000 | 4,686 |
| Deposits held in domestic offices | $79,454,000 | 4,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $104,000 | 8,090 |
| Total equity capital | $16,069,000 | 3,436 |
| Total bank equity capital | $16,069,000 | 3,436 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,580,000 | 2,155 |
| Surplus | $15,734,000 | 1,403 |
| Undivided profits | $-1,245,000 | 8,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $256,000 | 7,427 |
| Earning assets | $87,065,000 | 5,009 |
| Long-term assets (5+ years) | $15,766,000 | 4,027 |
| Average Assets, year-to-date | $74,720,500 | 5,698 |
| Average Assets, quarterly | $95,037,000 | 4,969 |
| Volatile liabilities | $8,721,000 | 6,147 |
| Insider loans | $5,575,000 | 1,045 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,607,000 | 2,253 |
| Tier 1 (core) risk-based capital | $16,071,000 | 3,299 |
| Tier 2 risk-based capital | $804,000 | 4,371 |
| Total risk weighted assets | $74,692,000 | 4,473 |
| Total unused commitments | $30,607,000 | 2,259 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $94,447,000 | 5,010 |
| Cash and due from depository institutions | $4,663,000 | 6,064 |
| Interest-bearing balances | $10,000 | 6,553 |
| Securities | $28,476,000 | 3,798 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,415 |
| Net loans & leases | $57,305,000 | 5,048 |
| Loan loss allowance | $606,000 | 5,514 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,380,000 | 3,795 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $623,000 | 7,553 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $94,447,000 | 5,010 |
| Total liabilities | $86,765,000 | 4,917 |
| Total deposits | $86,635,000 | 4,632 |
| Interest-bearing deposits | $75,929,000 | 4,521 |
| Deposits held in domestic offices | $86,635,000 | 4,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $130,000 | 7,632 |
| Total equity capital | $7,682,000 | 5,784 |
| Total bank equity capital | $7,682,000 | 5,784 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $884,000 | 3,267 |
| Surplus | $8,086,000 | 2,384 |
| Undivided profits | $-1,288,000 | 8,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $168,000 | 8,130 |
| Earning assets | $86,791,000 | 4,998 |
| Long-term assets (5+ years) | $10,994,000 | 4,859 |
| Average Assets, year-to-date | $67,751,670 | 6,035 |
| Average Assets, quarterly | $78,278,000 | 5,608 |
| Volatile liabilities | $21,946,000 | 3,779 |
| Insider loans | $4,404,000 | 1,311 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,289,000 | 2,489 |
| Tier 1 (core) risk-based capital | $7,689,000 | 5,702 |
| Tier 2 risk-based capital | $606,000 | 5,170 |
| Total risk weighted assets | $54,681,000 | 5,369 |
| Total unused commitments | $26,289,000 | 2,492 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $62,109,000 | 6,355 |
| Cash and due from depository institutions | $1,409,000 | 6,059 |
| Interest-bearing balances | $10,000 | 6,623 |
| Securities | $11,833,000 | 6,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $45,847,000 | 5,640 |
| Loan loss allowance | $463,000 | 6,278 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,402,000 | 3,745 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $618,000 | 7,502 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $62,109,000 | 6,355 |
| Total liabilities | $54,843,000 | 6,369 |
| Total deposits | $46,710,000 | 6,652 |
| Interest-bearing deposits | $42,583,000 | 6,438 |
| Deposits held in domestic offices | $46,710,000 | 6,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,125,000 | 1,362 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,900,000 | 4,497 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $108,000 | 8,037 |
| Total equity capital | $7,266,000 | 6,084 |
| Total bank equity capital | $7,266,000 | 6,084 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $848,000 | 3,318 |
| Surplus | $7,695,000 | 2,462 |
| Undivided profits | $-1,277,000 | 8,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $148,000 | 8,298 |
| Earning assets | $57,690,000 | 6,322 |
| Long-term assets (5+ years) | $12,766,000 | 4,516 |
| Average Assets, year-to-date | $54,404,000 | 6,746 |
| Average Assets, quarterly | $54,404,000 | 6,746 |
| Volatile liabilities | $12,741,000 | 5,074 |
| Insider loans | $4,697,000 | 1,190 |
| FHLB advances | $1,900,000 | 4,321 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,994,000 | 3,048 |
| Tier 1 (core) risk-based capital | $7,250,000 | 5,893 |
| Tier 2 risk-based capital | $463,000 | 5,907 |
| Total risk weighted assets | $44,826,000 | 5,938 |
| Total unused commitments | $18,994,000 | 3,054 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $46,699,000 | 7,196 |
| Cash and due from depository institutions | $1,788,000 | 6,075 |
| Interest-bearing balances | $10,000 | 6,621 |
| Securities | $10,561,000 | 6,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $31,510,000 | 6,663 |
| Loan loss allowance | $318,000 | 7,247 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,407,000 | 3,722 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $433,000 | 8,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,699,000 | 7,196 |
| Total liabilities | $39,427,000 | 7,290 |
| Total deposits | $35,845,000 | 7,357 |
| Interest-bearing deposits | $33,059,000 | 7,099 |
| Deposits held in domestic offices | $35,845,000 | 7,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,490,000 | 1,865 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $92,000 | 8,229 |
| Total equity capital | $7,272,000 | 6,010 |
| Total bank equity capital | $7,272,000 | 6,010 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $840,000 | 3,354 |
| Surplus | $7,597,000 | 2,451 |
| Undivided profits | $-1,165,000 | 8,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $113,000 | 8,604 |
| Earning assets | $42,081,000 | 7,207 |
| Long-term assets (5+ years) | $8,773,000 | 5,251 |
| Average Assets, year-to-date | $39,302,670 | 7,522 |
| Average Assets, quarterly | $42,322,000 | 7,399 |
| Volatile liabilities | $4,897,000 | 7,231 |
| Insider loans | $2,477,000 | 2,195 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,316,000 | 4,695 |
| Tier 1 (core) risk-based capital | $7,263,000 | 5,833 |
| Tier 2 risk-based capital | $318,000 | 6,981 |
| Total risk weighted assets | $31,739,000 | 6,880 |
| Total unused commitments | $8,316,000 | 4,698 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $37,945,000 | 7,703 |
| Cash and due from depository institutions | $417,000 | 6,521 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $14,073,000 | 5,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $20,797,000 | 7,617 |
| Loan loss allowance | $210,000 | 8,034 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,395,000 | 3,718 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $263,000 | 8,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,945,000 | 7,703 |
| Total liabilities | $30,961,000 | 7,858 |
| Total deposits | $30,929,000 | 7,727 |
| Interest-bearing deposits | $29,055,000 | 7,468 |
| Deposits held in domestic offices | $30,929,000 | 7,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $32,000 | 9,087 |
| Total equity capital | $6,984,000 | 6,134 |
| Total bank equity capital | $6,984,000 | 6,134 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $800,000 | 3,419 |
| Surplus | $7,157,000 | 2,548 |
| Undivided profits | $-973,000 | 8,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $72,000 | 8,929 |
| Earning assets | $34,870,000 | 7,673 |
| Long-term assets (5+ years) | $5,089,000 | 6,217 |
| Average Assets, year-to-date | $35,604,500 | 7,801 |
| Average Assets, quarterly | $35,604,500 | 7,818 |
| Volatile liabilities | $604,000 | 8,990 |
| Insider loans | $1,243,000 | 3,545 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,392,000 | 6,014 |
| Tier 1 (core) risk-based capital | $6,968,000 | 5,992 |
| Tier 2 risk-based capital | $210,000 | 7,851 |
| Total risk weighted assets | $21,937,000 | 7,748 |
| Total unused commitments | $4,392,000 | 6,019 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $33,264,000 | 7,993 |
| Cash and due from depository institutions | $1,345,000 | 5,823 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $19,997,000 | 4,692 |
| Federal funds sold & reverse repurchase agreements | $3,022,000 | 4,018 |
| Net loans & leases | $6,609,000 | 8,941 |
| Loan loss allowance | $60,000 | 8,980 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,240,000 | 3,860 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $51,000 | 9,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,264,000 | 7,993 |
| Total liabilities | $25,855,000 | 8,181 |
| Total deposits | $25,692,000 | 8,092 |
| Interest-bearing deposits | $24,209,000 | 7,893 |
| Deposits held in domestic offices | $25,692,000 | 8,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $163,000 | 7,760 |
| Total equity capital | $7,409,000 | 5,904 |
| Total bank equity capital | $7,409,000 | 5,904 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $800,000 | 3,422 |
| Surplus | $7,166,000 | 2,504 |
| Undivided profits | $-557,000 | 8,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $14,000 | 9,175 |
| Earning assets | $29,628,000 | 8,013 |
| Long-term assets (5+ years) | $1,030,000 | 7,733 |
| Average Assets, year-to-date | $33,264,000 | 7,962 |
| Average Assets, quarterly | $33,264,000 | 7,971 |
| Volatile liabilities | $500,000 | 9,078 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $69,000 | 8,980 |
| Tier 1 (core) risk-based capital | $7,409,000 | 5,683 |
| Tier 2 risk-based capital | $60,000 | 8,967 |
| Total risk weighted assets | $12,608,000 | 8,613 |
| Total unused commitments | $69,000 | 8,983 |
| Derivatives | $0 | 623 |