Home > Integrity Bank > Assets and Liabilities
Integrity Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 77 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $1,107,514,000 | 611 |
| Cash and due from depository institutions | $13,449,000 | 2,260 |
| Interest-bearing balances | $350,000 | 3,883 |
| Securities | $184,251,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $20,927,000 | 535 |
| Net loans & leases | $813,294,000 | 594 |
| Loan loss allowance | $36,506,000 | 220 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,051,000 | 544 |
| Other real estate owned | $8,483,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $46,059,000 | 474 |
| Life insurance assets | $22,237,000 | 309 |
| Total liabilities and capital | $1,107,514,000 | 611 |
| Total liabilities | $1,073,191,000 | 578 |
| Total deposits | $962,456,000 | 529 |
| Interest-bearing deposits | $950,501,000 | 476 |
| Deposits held in domestic offices | $962,456,000 | 526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 1,058 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,000,000 | 919 |
| Subordinated debt | $18,000,000 | 118 |
| All other liabilities | $12,735,000 | 546 |
| Total equity capital | $34,323,000 | 2,008 |
| Total bank equity capital | $34,323,000 | 2,008 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $86,967,000 | 423 |
| Undivided profits | $-57,644,000 | 8,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000,000 | 66 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,276,000 | 822 |
| Earning assets | $1,018,822,000 | 608 |
| Long-term assets (5+ years) | $138,355,000 | 945 |
| Average Assets, year-to-date | $1,173,645,670 | 577 |
| Average Assets, quarterly | $1,155,607,500 | 590 |
| Volatile liabilities | $170,687,000 | 897 |
| Insider loans | $2,504,000 | 2,719 |
| FHLB advances | $65,000,000 | 861 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $70,528,000 | 1,302 |
| Tier 1 (core) risk-based capital | $35,464,000 | 1,846 |
| Tier 2 risk-based capital | $29,873,000 | 255 |
| Total risk weighted assets | $925,232,000 | 567 |
| Total unused commitments | $70,528,000 | 1,303 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $1,203,701,000 | 574 |
| Cash and due from depository institutions | $78,024,000 | 2,015 |
| Interest-bearing balances | $71,265,000 | 109 |
| Securities | $114,719,000 | 1,065 |
| Federal funds sold & reverse repurchase agreements | $70,203,000 | 232 |
| Net loans & leases | $848,238,000 | 567 |
| Loan loss allowance | $43,260,000 | 182 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $21,315,000 | 526 |
| Other real estate owned | $6,537,000 | 2,015 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $64,665,000 | 368 |
| Life insurance assets | $21,975,000 | 308 |
| Total liabilities and capital | $1,203,701,000 | 574 |
| Total liabilities | $1,142,869,000 | 545 |
| Total deposits | $1,031,724,000 | 504 |
| Interest-bearing deposits | $1,023,503,000 | 440 |
| Deposits held in domestic offices | $1,031,724,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 1,021 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $65,000,000 | 874 |
| Subordinated debt | $18,000,000 | 119 |
| All other liabilities | $13,145,000 | 574 |
| Total equity capital | $60,832,000 | 1,142 |
| Total bank equity capital | $60,832,000 | 1,142 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $86,604,000 | 414 |
| Undivided profits | $-30,772,000 | 8,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,708,000 | 68 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,528,000 | 640 |
| Earning assets | $1,104,425,000 | 569 |
| Long-term assets (5+ years) | $48,867,000 | 2,191 |
| Average Assets, year-to-date | $1,206,711,500 | 564 |
| Average Assets, quarterly | $1,206,711,500 | 564 |
| Volatile liabilities | $205,933,000 | 715 |
| Insider loans | $7,016,000 | 1,114 |
| FHLB advances | $65,000,000 | 809 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $139,188,000 | 781 |
| Tier 1 (core) risk-based capital | $52,070,000 | 1,209 |
| Tier 2 risk-based capital | $31,229,000 | 236 |
| Total risk weighted assets | $1,028,297,000 | 516 |
| Total unused commitments | $139,188,000 | 782 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 80 | 2,186 |
| Assets and Liabilities | ||
| Total Assets: | $1,209,722,000 | 573 |
| Cash and due from depository institutions | $5,212,000 | 2,186 |
| Interest-bearing balances | $111,000 | 4,585 |
| Securities | $141,468,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $68,931,000 | 217 |
| Net loans & leases | $900,104,000 | 546 |
| Loan loss allowance | $38,489,000 | 191 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $21,578,000 | 515 |
| Other real estate owned | $9,289,000 | 2,186 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $63,140,000 | 373 |
| Life insurance assets | $21,710,000 | 310 |
| Total liabilities and capital | $1,209,722,000 | 573 |
| Total liabilities | $1,141,231,000 | 539 |
| Total deposits | $1,000,245,000 | 510 |
| Interest-bearing deposits | $988,742,000 | 454 |
| Deposits held in domestic offices | $1,000,245,000 | 506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000,000 | 510 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $65,000,000 | 820 |
| Subordinated debt | $18,000,000 | 117 |
| All other liabilities | $12,986,000 | 551 |
| Total equity capital | $68,491,000 | 1,010 |
| Total bank equity capital | $68,491,000 | 1,010 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $86,398,000 | 406 |
| Undivided profits | $-22,907,000 | 8,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,405,000 | 87 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,262,000 | 532 |
| Earning assets | $1,110,614,000 | 566 |
| Long-term assets (5+ years) | $75,059,000 | 1,474 |
| Average Assets, year-to-date | $1,215,445,800 | 547 |
| Average Assets, quarterly | $1,254,241,500 | 547 |
| Volatile liabilities | $247,035,000 | 638 |
| Insider loans | $10,139,000 | 719 |
| FHLB advances | $65,000,000 | 755 |
| Loans and leases held for sale | $7,965,000 | 271 |
| Unused loan commitments | $263,401,000 | 498 |
| Tier 1 (core) risk-based capital | $65,460,000 | 955 |
| Tier 2 risk-based capital | $31,821,000 | 226 |
| Total risk weighted assets | $1,080,974,000 | 493 |
| Total unused commitments | $263,401,000 | 498 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 82 | 2,100 |
| Assets and Liabilities | ||
| Total Assets: | $1,298,761,000 | 529 |
| Cash and due from depository institutions | $8,018,000 | 2,100 |
| Interest-bearing balances | $204,000 | 3,822 |
| Securities | $144,813,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $93,596,000 | 166 |
| Net loans & leases | $969,135,000 | 501 |
| Loan loss allowance | $25,618,000 | 243 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $21,844,000 | 494 |
| Other real estate owned | $7,206,000 | 2,100 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $54,149,000 | 416 |
| Life insurance assets | $21,463,000 | 300 |
| Total liabilities and capital | $1,298,761,000 | 529 |
| Total liabilities | $1,214,929,000 | 505 |
| Total deposits | $1,077,099,000 | 468 |
| Interest-bearing deposits | $1,060,232,000 | 417 |
| Deposits held in domestic offices | $1,077,099,000 | 466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000,000 | 509 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $65,000,000 | 749 |
| Subordinated debt | $18,000,000 | 115 |
| All other liabilities | $9,830,000 | 690 |
| Total equity capital | $83,832,000 | 821 |
| Total bank equity capital | $83,832,000 | 821 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $84,049,000 | 409 |
| Undivided profits | $-5,217,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,950,000 | 90 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $7,963,000 | 511 |
| Earning assets | $1,207,748,000 | 519 |
| Long-term assets (5+ years) | $70,257,000 | 1,502 |
| Average Assets, year-to-date | $1,216,876,750 | 542 |
| Average Assets, quarterly | $1,269,400,000 | 533 |
| Volatile liabilities | $259,191,000 | 584 |
| Insider loans | $9,657,000 | 742 |
| FHLB advances | $65,000,000 | 685 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $282,347,000 | 481 |
| Tier 1 (core) risk-based capital | $84,424,000 | 740 |
| Tier 2 risk-based capital | $32,624,000 | 215 |
| Total risk weighted assets | $1,159,096,000 | 450 |
| Total unused commitments | $282,347,000 | 481 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 83 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $1,240,039,000 | 556 |
| Cash and due from depository institutions | $4,762,000 | 2,118 |
| Interest-bearing balances | $452,000 | 3,174 |
| Securities | $148,417,000 | 795 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,002,352,000 | 490 |
| Loan loss allowance | $24,444,000 | 256 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,510,000 | 505 |
| Other real estate owned | $6,978,000 | 2,118 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $56,020,000 | 407 |
| Life insurance assets | $21,204,000 | 300 |
| Total liabilities and capital | $1,240,038,000 | 556 |
| Total liabilities | $1,159,688,000 | 530 |
| Total deposits | $997,918,000 | 516 |
| Interest-bearing deposits | $975,944,000 | 464 |
| Deposits held in domestic offices | $997,918,000 | 513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,589,000 | 461 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $75,000,000 | 638 |
| Subordinated debt | $18,000,000 | 124 |
| All other liabilities | $18,181,000 | 441 |
| Total equity capital | $80,350,000 | 849 |
| Total bank equity capital | $80,350,000 | 849 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $82,851,000 | 426 |
| Undivided profits | $-7,501,000 | 8,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,890,000 | 91 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,728,000 | 500 |
| Earning assets | $1,151,221,000 | 547 |
| Long-term assets (5+ years) | $85,612,000 | 1,250 |
| Average Assets, year-to-date | $1,189,582,000 | 561 |
| Average Assets, quarterly | $1,224,251,000 | 558 |
| Volatile liabilities | $270,838,000 | 555 |
| Insider loans | $8,086,000 | 899 |
| FHLB advances | $75,000,000 | 567 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $307,390,000 | 461 |
| Tier 1 (core) risk-based capital | $82,052,000 | 770 |
| Tier 2 risk-based capital | $32,969,000 | 221 |
| Total risk weighted assets | $1,188,030,000 | 450 |
| Total unused commitments | $307,390,000 | 461 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 81 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $1,208,463,000 | 566 |
| Cash and due from depository institutions | $13,341,000 | 2,152 |
| Interest-bearing balances | $60,000 | 5,298 |
| Securities | $146,740,000 | 811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $986,498,000 | 491 |
| Loan loss allowance | $10,898,000 | 480 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,950,000 | 513 |
| Other real estate owned | $905,000 | 2,152 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $40,029,000 | 501 |
| Life insurance assets | $20,944,000 | 300 |
| Total liabilities and capital | $1,208,463,000 | 566 |
| Total liabilities | $1,095,469,000 | 556 |
| Total deposits | $929,281,000 | 550 |
| Interest-bearing deposits | $909,343,000 | 501 |
| Deposits held in domestic offices | $929,281,000 | 547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,341,000 | 365 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $60,000,000 | 738 |
| Subordinated debt | $18,000,000 | 121 |
| All other liabilities | $10,847,000 | 653 |
| Total equity capital | $112,994,000 | 607 |
| Total bank equity capital | $112,994,000 | 607 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $82,793,000 | 414 |
| Undivided profits | $25,201,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,061,000 | 203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,178,000 | 466 |
| Earning assets | $1,133,298,000 | 553 |
| Long-term assets (5+ years) | $74,944,000 | 1,376 |
| Average Assets, year-to-date | $1,164,353,500 | 571 |
| Average Assets, quarterly | $1,164,353,500 | 571 |
| Volatile liabilities | $279,865,000 | 536 |
| Insider loans | $19,913,000 | 290 |
| FHLB advances | $60,000,000 | 673 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $322,883,000 | 440 |
| Tier 1 (core) risk-based capital | $113,423,000 | 547 |
| Tier 2 risk-based capital | $28,898,000 | 241 |
| Total risk weighted assets | $1,165,550,000 | 456 |
| Total unused commitments | $322,883,000 | 441 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,244,000 | 586 |
| Cash and due from depository institutions | $5,792,000 | 2,183 |
| Interest-bearing balances | $32,000 | 5,738 |
| Securities | $132,211,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $931,755,000 | 507 |
| Loan loss allowance | $9,825,000 | 528 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,372,000 | 709 |
| Other real estate owned | $542,000 | 2,183 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $34,572,000 | 562 |
| Life insurance assets | $20,687,000 | 293 |
| Total liabilities and capital | $1,120,244,000 | 586 |
| Total liabilities | $1,012,307,000 | 584 |
| Total deposits | $930,776,000 | 537 |
| Interest-bearing deposits | $908,641,000 | 486 |
| Deposits held in domestic offices | $930,776,000 | 535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,551,000 | 500 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $18,000,000 | 118 |
| All other liabilities | $11,980,000 | 595 |
| Total equity capital | $107,937,000 | 613 |
| Total bank equity capital | $107,937,000 | 613 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $81,314,000 | 406 |
| Undivided profits | $21,623,000 | 1,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,352,000 | 264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,796,000 | 564 |
| Earning assets | $1,063,998,000 | 571 |
| Long-term assets (5+ years) | $66,098,000 | 1,512 |
| Average Assets, year-to-date | $944,027,000 | 658 |
| Average Assets, quarterly | $1,067,691,000 | 605 |
| Volatile liabilities | $221,166,000 | 750 |
| Insider loans | $21,024,000 | 270 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $332,168,000 | 423 |
| Tier 1 (core) risk-based capital | $108,568,000 | 557 |
| Tier 2 risk-based capital | $27,825,000 | 245 |
| Total risk weighted assets | $1,104,629,000 | 470 |
| Total unused commitments | $332,168,000 | 424 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 80 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $1,015,138,000 | 639 |
| Cash and due from depository institutions | $2,924,000 | 2,197 |
| Interest-bearing balances | $43,000 | 5,588 |
| Securities | $115,649,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $846,848,000 | 552 |
| Loan loss allowance | $7,991,000 | 655 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,660,000 | 734 |
| Other real estate owned | $542,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $34,515,000 | 571 |
| Life insurance assets | $20,428,000 | 288 |
| Total liabilities and capital | $1,015,138,000 | 639 |
| Total liabilities | $910,302,000 | 639 |
| Total deposits | $813,134,000 | 609 |
| Interest-bearing deposits | $789,106,000 | 551 |
| Deposits held in domestic offices | $813,134,000 | 607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,422,000 | 575 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,529,000 | 876 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,217,000 | 763 |
| Total equity capital | $104,836,000 | 634 |
| Total bank equity capital | $104,836,000 | 634 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $80,777,000 | 419 |
| Undivided profits | $19,059,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,252,000 | 2,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,483,000 | 583 |
| Earning assets | $962,540,000 | 619 |
| Long-term assets (5+ years) | $56,712,000 | 1,686 |
| Average Assets, year-to-date | $899,972,750 | 698 |
| Average Assets, quarterly | $984,909,000 | 650 |
| Volatile liabilities | $255,143,000 | 672 |
| Insider loans | $16,693,000 | 365 |
| FHLB advances | $50,000,000 | 849 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $330,205,000 | 442 |
| Tier 1 (core) risk-based capital | $105,702,000 | 577 |
| Tier 2 risk-based capital | $7,991,000 | 684 |
| Total risk weighted assets | $1,010,199,000 | 503 |
| Total unused commitments | $330,205,000 | 442 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 76 | 2,330 |
| Assets and Liabilities | ||
| Total Assets: | $954,680,000 | 671 |
| Cash and due from depository institutions | $5,929,000 | 2,330 |
| Interest-bearing balances | $27,000 | 5,905 |
| Securities | $95,277,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $807,341,000 | 575 |
| Loan loss allowance | $7,591,000 | 675 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,323,000 | 807 |
| Other real estate owned | $0 | 2,330 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $32,810,000 | 587 |
| Life insurance assets | $20,171,000 | 284 |
| Total liabilities and capital | $954,680,000 | 671 |
| Total liabilities | $855,346,000 | 676 |
| Total deposits | $814,111,000 | 599 |
| Interest-bearing deposits | $795,353,000 | 539 |
| Deposits held in domestic offices | $814,111,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,375,000 | 1,335 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,000,000 | 1,545 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,860,000 | 759 |
| Total equity capital | $99,334,000 | 646 |
| Total bank equity capital | $99,334,000 | 646 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $80,241,000 | 417 |
| Undivided profits | $14,093,000 | 2,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,221,000 | 640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,499,000 | 619 |
| Earning assets | $902,645,000 | 652 |
| Long-term assets (5+ years) | $49,420,000 | 1,838 |
| Average Assets, year-to-date | $861,584,330 | 733 |
| Average Assets, quarterly | $916,858,500 | 688 |
| Volatile liabilities | $200,242,000 | 801 |
| Insider loans | $21,467,000 | 251 |
| FHLB advances | $25,000,000 | 1,445 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $325,930,000 | 440 |
| Tier 1 (core) risk-based capital | $101,346,000 | 590 |
| Tier 2 risk-based capital | $7,591,000 | 700 |
| Total risk weighted assets | $969,201,000 | 516 |
| Total unused commitments | $325,930,000 | 440 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $879,037,000 | 713 |
| Cash and due from depository institutions | $8,220,000 | 2,619 |
| Interest-bearing balances | $5,000 | 6,546 |
| Securities | $81,489,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $918,000 | 5,194 |
| Net loans & leases | $764,380,000 | 585 |
| Loan loss allowance | $6,743,000 | 745 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,608,000 | 832 |
| Other real estate owned | $1,215,000 | 2,619 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,207,000 | 1,650 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $879,037,000 | 713 |
| Total liabilities | $782,340,000 | 723 |
| Total deposits | $773,849,000 | 618 |
| Interest-bearing deposits | $753,127,000 | 551 |
| Deposits held in domestic offices | $773,849,000 | 617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,491,000 | 706 |
| Total equity capital | $96,697,000 | 656 |
| Total bank equity capital | $96,697,000 | 656 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $80,000,000 | 400 |
| Undivided profits | $11,697,000 | 2,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,330,000 | 746 |
| Earning assets | $846,792,000 | 678 |
| Long-term assets (5+ years) | $37,239,000 | 2,214 |
| Average Assets, year-to-date | $815,036,500 | 759 |
| Average Assets, quarterly | $815,036,500 | 759 |
| Volatile liabilities | $164,091,000 | 902 |
| Insider loans | $15,816,000 | 373 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $237,475,000 | 536 |
| Tier 1 (core) risk-based capital | $97,921,000 | 590 |
| Tier 2 risk-based capital | $6,743,000 | 757 |
| Total risk weighted assets | $873,568,000 | 548 |
| Total unused commitments | $237,475,000 | 536 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $751,036,000 | 827 |
| Cash and due from depository institutions | $5,282,000 | 2,813 |
| Interest-bearing balances | $13,000 | 6,329 |
| Securities | $73,234,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $6,243,000 | 2,101 |
| Net loans & leases | $646,166,000 | 660 |
| Loan loss allowance | $5,612,000 | 876 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,865,000 | 879 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,246,000 | 1,962 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $751,036,000 | 827 |
| Total liabilities | $681,008,000 | 819 |
| Total deposits | $674,499,000 | 695 |
| Interest-bearing deposits | $661,398,000 | 616 |
| Deposits held in domestic offices | $674,499,000 | 693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,509,000 | 826 |
| Total equity capital | $70,028,000 | 877 |
| Total bank equity capital | $70,028,000 | 877 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $55,000,000 | 524 |
| Undivided profits | $10,028,000 | 3,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,961,000 | 1,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,938,000 | 815 |
| Earning assets | $725,656,000 | 782 |
| Long-term assets (5+ years) | $32,910,000 | 2,395 |
| Average Assets, year-to-date | $595,491,000 | 1,003 |
| Average Assets, quarterly | $705,852,500 | 880 |
| Volatile liabilities | $135,473,000 | 1,045 |
| Insider loans | $11,927,000 | 520 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $220,049,000 | 566 |
| Tier 1 (core) risk-based capital | $71,044,000 | 797 |
| Tier 2 risk-based capital | $5,612,000 | 876 |
| Total risk weighted assets | $740,586,000 | 624 |
| Total unused commitments | $220,049,000 | 566 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 55 | 3,095 |
| Assets and Liabilities | ||
| Total Assets: | $660,669,000 | 937 |
| Cash and due from depository institutions | $5,698,000 | 3,095 |
| Interest-bearing balances | $160,000 | 4,567 |
| Securities | $61,570,000 | 1,950 |
| Federal funds sold & reverse repurchase agreements | $3,095,000 | 3,070 |
| Net loans & leases | $573,174,000 | 727 |
| Loan loss allowance | $5,279,000 | 926 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,741,000 | 990 |
| Other real estate owned | $0 | 3,095 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,391,000 | 2,348 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $660,669,000 | 937 |
| Total liabilities | $592,198,000 | 933 |
| Total deposits | $587,203,000 | 791 |
| Interest-bearing deposits | $574,844,000 | 687 |
| Deposits held in domestic offices | $587,203,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,995,000 | 982 |
| Total equity capital | $68,471,000 | 878 |
| Total bank equity capital | $68,471,000 | 878 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $55,000,000 | 510 |
| Undivided profits | $8,471,000 | 3,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,886,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,141,000 | 979 |
| Earning assets | $637,999,000 | 885 |
| Long-term assets (5+ years) | $20,447,000 | 3,265 |
| Average Assets, year-to-date | $556,604,750 | 1,045 |
| Average Assets, quarterly | $629,251,500 | 967 |
| Volatile liabilities | $102,749,000 | 1,286 |
| Insider loans | $9,279,000 | 659 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $205,422,000 | 581 |
| Tier 1 (core) risk-based capital | $68,840,000 | 809 |
| Tier 2 risk-based capital | $5,279,000 | 906 |
| Total risk weighted assets | $650,790,000 | 685 |
| Total unused commitments | $205,422,000 | 581 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $597,834,000 | 1,000 |
| Cash and due from depository institutions | $6,587,000 | 3,118 |
| Interest-bearing balances | $332,000 | 3,769 |
| Securities | $56,449,000 | 2,108 |
| Federal funds sold & reverse repurchase agreements | $770,000 | 4,625 |
| Net loans & leases | $519,250,000 | 779 |
| Loan loss allowance | $4,514,000 | 1,051 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,678,000 | 1,215 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,100,000 | 2,339 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $597,834,000 | 1,000 |
| Total liabilities | $530,933,000 | 1,005 |
| Total deposits | $509,163,000 | 888 |
| Interest-bearing deposits | $498,979,000 | 764 |
| Deposits held in domestic offices | $509,163,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,875 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,770,000 | 1,177 |
| Total equity capital | $66,901,000 | 878 |
| Total bank equity capital | $66,901,000 | 878 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $54,100,000 | 503 |
| Undivided profits | $7,801,000 | 3,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,405,000 | 1,211 |
| Earning assets | $576,801,000 | 953 |
| Long-term assets (5+ years) | $15,733,000 | 3,816 |
| Average Assets, year-to-date | $521,916,670 | 1,107 |
| Average Assets, quarterly | $560,559,500 | 1,044 |
| Volatile liabilities | $96,191,000 | 1,326 |
| Insider loans | $15,018,000 | 338 |
| FHLB advances | $18,000,000 | 1,776 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $146,569,000 | 719 |
| Tier 1 (core) risk-based capital | $67,140,000 | 802 |
| Tier 2 risk-based capital | $4,514,000 | 1,029 |
| Total risk weighted assets | $596,568,000 | 717 |
| Total unused commitments | $146,569,000 | 720 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $523,285,000 | 1,118 |
| Cash and due from depository institutions | $1,995,000 | 3,495 |
| Interest-bearing balances | $7,000 | 6,554 |
| Securities | $59,374,000 | 2,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $447,838,000 | 867 |
| Loan loss allowance | $3,845,000 | 1,241 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,602,000 | 1,204 |
| Other real estate owned | $0 | 3,495 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,476,000 | 2,514 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $523,285,000 | 1,118 |
| Total liabilities | $473,661,000 | 1,118 |
| Total deposits | $464,941,000 | 962 |
| Interest-bearing deposits | $456,697,000 | 819 |
| Deposits held in domestic offices | $464,941,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,047,000 | 1,701 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,673,000 | 988 |
| Total equity capital | $49,624,000 | 1,158 |
| Total bank equity capital | $49,624,000 | 1,158 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $39,100,000 | 655 |
| Undivided profits | $5,524,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,146,000 | 1,345 |
| Earning assets | $507,219,000 | 1,054 |
| Long-term assets (5+ years) | $26,288,000 | 2,898 |
| Average Assets, year-to-date | $483,958,000 | 1,199 |
| Average Assets, quarterly | $483,958,000 | 1,199 |
| Volatile liabilities | $67,272,000 | 1,704 |
| Insider loans | $14,985,000 | 331 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $108,945,000 | 892 |
| Tier 1 (core) risk-based capital | $50,354,000 | 1,078 |
| Tier 2 risk-based capital | $3,845,000 | 1,208 |
| Total risk weighted assets | $504,311,000 | 820 |
| Total unused commitments | $108,945,000 | 892 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $444,631,000 | 1,312 |
| Cash and due from depository institutions | $1,509,000 | 3,575 |
| Interest-bearing balances | $235,000 | 4,198 |
| Securities | $47,238,000 | 2,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $382,473,000 | 1,017 |
| Loan loss allowance | $3,433,000 | 1,393 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,608,000 | 1,182 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,803,000 | 2,753 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $444,631,000 | 1,312 |
| Total liabilities | $396,648,000 | 1,330 |
| Total deposits | $373,500,000 | 1,213 |
| Interest-bearing deposits | $363,941,000 | 1,033 |
| Deposits held in domestic offices | $373,500,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,279,000 | 1,719 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,000,000 | 2,046 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,869,000 | 1,121 |
| Total equity capital | $47,983,000 | 1,195 |
| Total bank equity capital | $47,983,000 | 1,195 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $38,500,000 | 665 |
| Undivided profits | $4,483,000 | 4,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 2,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,823,000 | 1,582 |
| Earning assets | $429,946,000 | 1,244 |
| Long-term assets (5+ years) | $20,107,000 | 3,461 |
| Average Assets, year-to-date | $355,336,800 | 1,599 |
| Average Assets, quarterly | $423,985,000 | 1,368 |
| Volatile liabilities | $74,058,000 | 1,554 |
| Insider loans | $8,849,000 | 642 |
| FHLB advances | $15,000,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $82,948,000 | 1,061 |
| Tier 1 (core) risk-based capital | $48,182,000 | 1,102 |
| Tier 2 risk-based capital | $3,433,000 | 1,347 |
| Total risk weighted assets | $423,866,000 | 955 |
| Total unused commitments | $82,948,000 | 1,061 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 47 | 3,527 |
| Assets and Liabilities | ||
| Total Assets: | $403,339,000 | 1,446 |
| Cash and due from depository institutions | $4,044,000 | 3,527 |
| Interest-bearing balances | $158,000 | 4,697 |
| Securities | $40,083,000 | 2,887 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $346,061,000 | 1,097 |
| Loan loss allowance | $4,210,000 | 1,112 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,609,000 | 1,149 |
| Other real estate owned | $0 | 3,527 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,542,000 | 2,823 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $403,339,000 | 1,446 |
| Total liabilities | $355,813,000 | 1,482 |
| Total deposits | $317,084,000 | 1,454 |
| Interest-bearing deposits | $306,202,000 | 1,252 |
| Deposits held in domestic offices | $317,084,000 | 1,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,000 | 3,502 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $35,000,000 | 1,178 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,544,000 | 1,222 |
| Total equity capital | $47,526,000 | 1,192 |
| Total bank equity capital | $47,526,000 | 1,192 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $38,500,000 | 648 |
| Undivided profits | $4,026,000 | 5,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,292,000 | 1,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,311,000 | 2,365 |
| Earning assets | $386,302,000 | 1,367 |
| Long-term assets (5+ years) | $26,741,000 | 2,956 |
| Average Assets, year-to-date | $333,013,250 | 1,700 |
| Average Assets, quarterly | $376,317,000 | 1,540 |
| Volatile liabilities | $81,020,000 | 1,396 |
| Insider loans | $12,536,000 | 427 |
| FHLB advances | $35,000,000 | 1,073 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $93,620,000 | 974 |
| Tier 1 (core) risk-based capital | $47,582,000 | 1,104 |
| Tier 2 risk-based capital | $4,210,000 | 1,059 |
| Total risk weighted assets | $389,157,000 | 1,016 |
| Total unused commitments | $93,620,000 | 976 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $349,295,000 | 1,656 |
| Cash and due from depository institutions | $5,801,000 | 3,953 |
| Interest-bearing balances | $85,000 | 5,486 |
| Securities | $37,815,000 | 3,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $287,144,000 | 1,304 |
| Loan loss allowance | $3,735,000 | 1,239 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,445,000 | 800 |
| Other real estate owned | $1,235,000 | 3,953 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,855,000 | 2,309 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $349,295,000 | 1,656 |
| Total liabilities | $312,957,000 | 1,669 |
| Total deposits | $271,863,000 | 1,681 |
| Interest-bearing deposits | $262,226,000 | 1,488 |
| Deposits held in domestic offices | $271,863,000 | 1,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,774,000 | 1,521 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,500,000 | 1,189 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $820,000 | 3,378 |
| Total equity capital | $36,338,000 | 1,496 |
| Total bank equity capital | $36,338,000 | 1,496 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $29,000,000 | 806 |
| Undivided profits | $2,338,000 | 6,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,319,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,223,000 | 2,395 |
| Earning assets | $325,044,000 | 1,619 |
| Long-term assets (5+ years) | $28,510,000 | 2,919 |
| Average Assets, year-to-date | $309,571,330 | 1,817 |
| Average Assets, quarterly | $324,980,500 | 1,750 |
| Volatile liabilities | $75,110,000 | 1,454 |
| Insider loans | $9,993,000 | 548 |
| FHLB advances | $34,500,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $84,693,000 | 1,025 |
| Tier 1 (core) risk-based capital | $36,930,000 | 1,404 |
| Tier 2 risk-based capital | $3,735,000 | 1,205 |
| Total risk weighted assets | $335,305,000 | 1,167 |
| Total unused commitments | $84,693,000 | 1,025 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $300,666,000 | 1,887 |
| Cash and due from depository institutions | $2,586,000 | 4,465 |
| Interest-bearing balances | $203,000 | 4,600 |
| Securities | $25,953,000 | 4,058 |
| Federal funds sold & reverse repurchase agreements | $16,444,000 | 881 |
| Net loans & leases | $242,169,000 | 1,512 |
| Loan loss allowance | $3,713,000 | 1,239 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,430,000 | 881 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,084,000 | 3,542 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $300,666,000 | 1,887 |
| Total liabilities | $271,294,000 | 1,880 |
| Total deposits | $253,821,000 | 1,795 |
| Interest-bearing deposits | $244,246,000 | 1,583 |
| Deposits held in domestic offices | $253,821,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,473,000 | 707 |
| Total equity capital | $29,372,000 | 1,905 |
| Total bank equity capital | $29,372,000 | 1,905 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $22,300,000 | 988 |
| Undivided profits | $2,072,000 | 6,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,074,000 | 746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,123,000 | 2,565 |
| Earning assets | $284,769,000 | 1,821 |
| Long-term assets (5+ years) | $7,376,000 | 5,577 |
| Average Assets, year-to-date | $289,709,500 | 1,934 |
| Average Assets, quarterly | $289,709,500 | 1,934 |
| Volatile liabilities | $40,993,000 | 2,316 |
| Insider loans | $7,782,000 | 690 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $85,113,000 | 991 |
| Tier 1 (core) risk-based capital | $29,286,000 | 1,771 |
| Tier 2 risk-based capital | $3,579,000 | 1,249 |
| Total risk weighted assets | $286,204,000 | 1,360 |
| Total unused commitments | $85,113,000 | 992 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $278,753,000 | 2,010 |
| Cash and due from depository institutions | $1,754,000 | 4,678 |
| Interest-bearing balances | $61,000 | 5,736 |
| Securities | $26,512,000 | 4,040 |
| Federal funds sold & reverse repurchase agreements | $2,439,000 | 3,671 |
| Net loans & leases | $235,316,000 | 1,535 |
| Loan loss allowance | $3,572,000 | 1,298 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,600,000 | 981 |
| Other real estate owned | $203,000 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,929,000 | 3,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,753,000 | 2,010 |
| Total liabilities | $254,202,000 | 1,991 |
| Total deposits | $232,212,000 | 1,950 |
| Interest-bearing deposits | $222,637,000 | 1,736 |
| Deposits held in domestic offices | $232,212,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,127 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,990,000 | 1,863 |
| Total equity capital | $24,551,000 | 2,256 |
| Total bank equity capital | $24,551,000 | 2,256 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $18,500,000 | 1,128 |
| Undivided profits | $1,051,000 | 7,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,869,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $981,000 | 3,052 |
| Earning assets | $264,328,000 | 1,938 |
| Long-term assets (5+ years) | $21,083,000 | 3,496 |
| Average Assets, year-to-date | $218,729,600 | 2,480 |
| Average Assets, quarterly | $267,434,000 | 2,070 |
| Volatile liabilities | $45,968,000 | 2,108 |
| Insider loans | $6,068,000 | 899 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $60,068,000 | 1,260 |
| Tier 1 (core) risk-based capital | $24,488,000 | 2,153 |
| Tier 2 risk-based capital | $3,346,000 | 1,322 |
| Total risk weighted assets | $267,414,000 | 1,450 |
| Total unused commitments | $60,068,000 | 1,262 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $256,115,000 | 2,185 |
| Cash and due from depository institutions | $3,275,000 | 4,610 |
| Interest-bearing balances | $168,000 | 4,874 |
| Securities | $23,763,000 | 4,284 |
| Federal funds sold & reverse repurchase agreements | $11,927,000 | 1,212 |
| Net loans & leases | $205,890,000 | 1,726 |
| Loan loss allowance | $1,986,000 | 2,286 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,593,000 | 956 |
| Other real estate owned | $0 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,667,000 | 5,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,115,000 | 2,185 |
| Total liabilities | $235,742,000 | 2,135 |
| Total deposits | $225,427,000 | 2,020 |
| Interest-bearing deposits | $217,077,000 | 1,787 |
| Deposits held in domestic offices | $225,427,000 | 2,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $4,000,000 | 195 |
| All other liabilities | $1,315,000 | 2,644 |
| Total equity capital | $20,373,000 | 2,662 |
| Total bank equity capital | $20,373,000 | 2,662 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $13,500,000 | 1,481 |
| Undivided profits | $1,873,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $902,000 | 3,437 |
| Earning assets | $241,748,000 | 2,130 |
| Long-term assets (5+ years) | $19,075,000 | 3,682 |
| Average Assets, year-to-date | $203,723,750 | 2,664 |
| Average Assets, quarterly | $239,980,000 | 2,316 |
| Volatile liabilities | $40,978,000 | 2,260 |
| Insider loans | $5,401,000 | 991 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,670,000 | 1,538 |
| Tier 1 (core) risk-based capital | $20,506,000 | 2,512 |
| Tier 2 risk-based capital | $5,986,000 | 774 |
| Total risk weighted assets | $231,912,000 | 1,643 |
| Total unused commitments | $46,670,000 | 1,544 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $223,845,000 | 2,487 |
| Cash and due from depository institutions | $4,428,000 | 5,283 |
| Interest-bearing balances | $700,000 | 3,564 |
| Securities | $22,854,000 | 4,297 |
| Federal funds sold & reverse repurchase agreements | $8,059,000 | 1,973 |
| Net loans & leases | $179,060,000 | 1,946 |
| Loan loss allowance | $1,767,000 | 2,463 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,090,000 | 1,141 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,354,000 | 5,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,845,000 | 2,487 |
| Total liabilities | $204,818,000 | 2,445 |
| Total deposits | $196,980,000 | 2,281 |
| Interest-bearing deposits | $191,113,000 | 2,008 |
| Deposits held in domestic offices | $196,980,000 | 2,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 2,810 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $838,000 | 3,721 |
| Total equity capital | $19,027,000 | 2,832 |
| Total bank equity capital | $19,027,000 | 2,832 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $12,500,000 | 1,528 |
| Undivided profits | $1,527,000 | 7,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 4,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $835,000 | 3,567 |
| Earning assets | $210,673,000 | 2,409 |
| Long-term assets (5+ years) | $19,787,000 | 3,467 |
| Average Assets, year-to-date | $186,260,000 | 2,844 |
| Average Assets, quarterly | $207,247,000 | 2,643 |
| Volatile liabilities | $47,370,000 | 1,969 |
| Insider loans | $5,660,000 | 912 |
| FHLB advances | $7,000,000 | 2,646 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $45,597,000 | 1,537 |
| Tier 1 (core) risk-based capital | $18,883,000 | 2,666 |
| Tier 2 risk-based capital | $1,768,000 | 2,254 |
| Total risk weighted assets | $203,351,000 | 1,815 |
| Total unused commitments | $45,597,000 | 1,544 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $190,649,000 | 2,815 |
| Cash and due from depository institutions | $3,225,000 | 5,381 |
| Interest-bearing balances | $564,000 | 3,733 |
| Securities | $21,348,000 | 4,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $159,855,000 | 2,140 |
| Loan loss allowance | $1,417,000 | 2,957 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,973,000 | 1,890 |
| Other real estate owned | $0 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,248,000 | 5,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,649,000 | 2,815 |
| Total liabilities | $174,501,000 | 2,766 |
| Total deposits | $167,017,000 | 2,645 |
| Interest-bearing deposits | $160,491,000 | 2,379 |
| Deposits held in domestic offices | $167,017,000 | 2,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,000 | 3,024 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,000,000 | 2,710 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $436,000 | 5,520 |
| Total equity capital | $16,148,000 | 3,220 |
| Total bank equity capital | $16,148,000 | 3,220 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $10,500,000 | 1,757 |
| Undivided profits | $648,000 | 7,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $708,000 | 4,126 |
| Earning assets | $181,767,000 | 2,721 |
| Long-term assets (5+ years) | $26,269,000 | 2,840 |
| Average Assets, year-to-date | $167,467,500 | 3,131 |
| Average Assets, quarterly | $167,467,500 | 3,131 |
| Volatile liabilities | $43,766,000 | 2,060 |
| Insider loans | $5,687,000 | 914 |
| FHLB advances | $7,000,000 | 2,557 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $43,543,000 | 1,547 |
| Tier 1 (core) risk-based capital | $16,277,000 | 3,024 |
| Tier 2 risk-based capital | $1,417,000 | 2,696 |
| Total risk weighted assets | $179,770,000 | 1,997 |
| Total unused commitments | $43,543,000 | 1,558 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $144,286,000 | 3,486 |
| Cash and due from depository institutions | $1,713,000 | 5,964 |
| Interest-bearing balances | $477,000 | 3,837 |
| Securities | $10,400,000 | 6,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $126,884,000 | 2,615 |
| Loan loss allowance | $1,104,000 | 3,502 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,266,000 | 2,196 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,023,000 | 6,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,286,000 | 3,486 |
| Total liabilities | $131,512,000 | 3,437 |
| Total deposits | $121,120,000 | 3,451 |
| Interest-bearing deposits | $115,785,000 | 3,115 |
| Deposits held in domestic offices | $121,120,000 | 3,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,115,000 | 1,764 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,000,000 | 2,750 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $277,000 | 6,821 |
| Total equity capital | $12,774,000 | 3,913 |
| Total bank equity capital | $12,774,000 | 3,913 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $7,400,000 | 2,369 |
| Undivided profits | $374,000 | 8,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $540,000 | 5,331 |
| Earning assets | $137,761,000 | 3,365 |
| Long-term assets (5+ years) | $11,069,000 | 4,602 |
| Average Assets, year-to-date | $97,847,200 | 4,594 |
| Average Assets, quarterly | $129,175,500 | 3,823 |
| Volatile liabilities | $37,876,000 | 2,311 |
| Insider loans | $10,682,000 | 418 |
| FHLB advances | $7,000,000 | 2,578 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,800,000 | 1,692 |
| Tier 1 (core) risk-based capital | $12,506,000 | 3,763 |
| Tier 2 risk-based capital | $1,104,000 | 3,246 |
| Total risk weighted assets | $141,087,000 | 2,462 |
| Total unused commitments | $36,800,000 | 1,698 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $57,892,000 | 6,435 |
| Cash and due from depository institutions | $733,000 | 7,306 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $9,799,000 | 6,572 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $43,571,000 | 5,672 |
| Loan loss allowance | $392,000 | 6,622 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,225,000 | 2,781 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $564,000 | 8,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,892,000 | 6,435 |
| Total liabilities | $49,605,000 | 6,569 |
| Total deposits | $41,603,000 | 6,939 |
| Interest-bearing deposits | $39,970,000 | 6,530 |
| Deposits held in domestic offices | $41,603,000 | 6,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,799,000 | 1,954 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $203,000 | 7,869 |
| Total equity capital | $8,287,000 | 5,228 |
| Total bank equity capital | $8,287,000 | 5,228 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $-713,000 | 9,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $202,000 | 8,386 |
| Earning assets | $53,370,000 | 6,389 |
| Long-term assets (5+ years) | $8,831,000 | 5,062 |
| Average Assets, year-to-date | $40,451,600 | 7,413 |
| Average Assets, quarterly | $54,211,000 | 6,613 |
| Volatile liabilities | $20,760,000 | 3,574 |
| Insider loans | $1,550,000 | 2,920 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,859,000 | 2,270 |
| Tier 1 (core) risk-based capital | $8,277,000 | 5,068 |
| Tier 2 risk-based capital | $392,000 | 6,312 |
| Total risk weighted assets | $50,900,000 | 5,364 |
| Total unused commitments | $22,859,000 | 2,275 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $24,083,000 | 8,793 |
| Cash and due from depository institutions | $381,000 | 7,642 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $500,000 | 9,633 |
| Federal funds sold & reverse repurchase agreements | $15,930,000 | 762 |
| Net loans & leases | $5,575,000 | 9,554 |
| Loan loss allowance | $56,000 | 9,560 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,583,000 | 4,691 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $114,000 | 9,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,083,000 | 8,793 |
| Total liabilities | $14,978,000 | 9,288 |
| Total deposits | $14,772,000 | 9,224 |
| Interest-bearing deposits | $14,484,000 | 9,013 |
| Deposits held in domestic offices | $14,772,000 | 9,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $206,000 | 8,244 |
| Total equity capital | $9,105,000 | 4,746 |
| Total bank equity capital | $9,105,000 | 4,746 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $105,000 | 8,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $31,000 | 9,609 |
| Earning assets | $22,005,000 | 8,776 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $24,083,000 | 8,673 |
| Average Assets, quarterly | $24,083,000 | 8,760 |
| Volatile liabilities | $6,153,000 | 6,958 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,607,000 | 4,380 |
| Tier 1 (core) risk-based capital | $9,105,000 | 4,633 |
| Tier 2 risk-based capital | $56,000 | 9,546 |
| Total risk weighted assets | $10,542,800 | 9,203 |
| Total unused commitments | $7,607,000 | 4,381 |
| Derivatives | $0 | 481 |