Home > Integra Bank > Income and Expense

Integra Bank, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$34,420,000420
Total interest expense$14,853,000213
Net interest income$19,567,000563
Provision for loan and lease losses$54,005,00069
Total noninterest income$10,157,000374
Gross Fiduciary activities income$762,000321
Service charges on deposit accounts$4,976,000173
Trading account gains and fees$750,00070
Additional Noninterest Income$3,669,000544
Total noninterest expense$46,452,000237
Salaries and employee benefits$13,704,000370
Premises and equipment expense$4,321,000312
Additional noninterest expense$28,427,000181
Pre-tax net operating income$-70,733,0007,513
Securities gains (losses)$83,0001,270
Applicable income taxes$-2,553,0007,470
Income before extraordinary items$-68,097,0007,505
Extraordinary gains, net$015
Net income$-68,097,0007,505
Minority interest net income$089
Net income of bank and minority interests.$-68,097,0007,505
Net charge-offs$53,007,00084
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-68,176,6807,504
2011-03-31 (YTD Data)Rank
Total interest income$17,561,000417
Total interest expense$7,600,000214
Net interest income$9,961,000556
Provision for loan and lease losses$36,790,00062
Total noninterest income$5,356,000353
Gross Fiduciary activities income$465,000281
Service charges on deposit accounts$2,517,000172
Trading account gains and fees$92,00097
Additional Noninterest Income$2,282,000471
Total noninterest expense$24,041,000233
Salaries and employee benefits$7,216,000353
Premises and equipment expense$2,291,000309
Additional noninterest expense$14,534,000175
Pre-tax net operating income$-45,514,0007,575
Securities gains (losses)$01,772
Applicable income taxes$-488,0007,468
Income before extraordinary items$-45,026,0007,566
Extraordinary gains, net$09
Net income$-45,026,0007,566
Minority interest net income$086
Net income of bank and minority interests.$-45,026,0007,566
Net charge-offs$19,866,000102
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-45,026,0007,565
2010-12-31 (YTD Data)Rank
Total interest income$91,868,000330
Total interest expense$39,181,000197
Net interest income$52,687,000421
Provision for loan and lease losses$134,571,00086
Total noninterest income$56,466,000178
Gross Fiduciary activities income$1,908,000276
Service charges on deposit accounts$15,144,000123
Trading account gains and fees$292,000105
Additional Noninterest Income$39,122,000182
Total noninterest expense$96,667,000228
Salaries and employee benefits$34,556,000278
Premises and equipment expense$10,685,000252
Additional noninterest expense$51,426,000198
Pre-tax net operating income$-122,085,0007,639
Securities gains (losses)$4,703,000110
Applicable income taxes$-1,451,0007,395
Income before extraordinary items$-115,931,0007,633
Extraordinary gains, net$029
Net income$-115,931,0007,632
Minority interest net income$0111
Net income of bank and minority interests.$-115,931,0007,633
Net charge-offs$114,370,00094
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-120,586,9707,632
2010-09-30 (YTD Data)Rank
Total interest income$72,972,000314
Total interest expense$30,413,000192
Net interest income$42,559,000386
Provision for loan and lease losses$98,220,00092
Total noninterest income$50,670,000151
Gross Fiduciary activities income$1,393,000272
Service charges on deposit accounts$12,229,000119
Trading account gains and fees$111,000105
Additional Noninterest Income$36,937,000152
Total noninterest expense$73,162,000223
Salaries and employee benefits$27,007,000259
Premises and equipment expense$8,256,000243
Additional noninterest expense$37,899,000193
Pre-tax net operating income$-78,153,0007,740
Securities gains (losses)$2,556,000171
Applicable income taxes$-97,0007,081
Income before extraordinary items$-75,500,0007,737
Extraordinary gains, net$023
Net income$-75,500,0007,737
Minority interest net income$0110
Net income of bank and minority interests.$-75,500,0007,737
Net charge-offs$78,485,000100
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-78,056,0007,736
2010-06-30 (YTD Data)Rank
Total interest income$50,813,000311
Total interest expense$20,542,000201
Net interest income$30,271,000367
Provision for loan and lease losses$69,638,00094
Total noninterest income$20,438,000230
Gross Fiduciary activities income$952,000270
Service charges on deposit accounts$8,544,000114
Trading account gains and fees$24,000123
Additional Noninterest Income$10,918,000253
Total noninterest expense$44,597,000238
Salaries and employee benefits$18,098,000260
Premises and equipment expense$5,643,000237
Additional noninterest expense$20,856,000223
Pre-tax net operating income$-63,526,0007,806
Securities gains (losses)$3,141,00081
Applicable income taxes$-97,0007,191
Income before extraordinary items$-60,288,0007,802
Extraordinary gains, net$019
Net income$-60,288,0007,802
Minority interest net income$0105
Net income of bank and minority interests.$-60,288,0007,802
Net charge-offs$51,563,000108
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-63,429,0007,802
2010-03-31 (YTD Data)Rank
Total interest income$25,605,000319
Total interest expense$9,984,000223
Net interest income$15,621,000362
Provision for loan and lease losses$52,700,00082
Total noninterest income$7,711,000282
Gross Fiduciary activities income$495,000265
Service charges on deposit accounts$3,985,000117
Trading account gains and fees$179,00085
Additional Noninterest Income$3,052,000366
Total noninterest expense$22,295,000244
Salaries and employee benefits$9,198,000263
Premises and equipment expense$2,915,000237
Additional noninterest expense$10,182,000230
Pre-tax net operating income$-51,663,0007,915
Securities gains (losses)$-210,0007,768
Applicable income taxes$04,611
Income before extraordinary items$-51,873,0007,910
Extraordinary gains, net$016
Net income$-51,873,0007,910
Minority interest net income$091
Net income of bank and minority interests.$-51,873,0007,910
Net charge-offs$39,389,00084
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-51,663,0007,910
2009-12-31 (YTD Data)Rank
Total interest income$121,338,000289
Total interest expense$51,772,000216
Net interest income$69,566,000317
Provision for loan and lease losses$113,368,000137
Total noninterest income$42,494,000233
Gross Fiduciary activities income$2,105,000237
Service charges on deposit accounts$19,879,000104
Trading account gains and fees$-1,004,0007,997
Additional Noninterest Income$21,514,000266
Total noninterest expense$104,589,000228
Salaries and employee benefits$42,234,000218
Premises and equipment expense$12,838,000207
Additional noninterest expense$49,517,000224
Pre-tax net operating income$-105,897,0007,930
Securities gains (losses)$-13,426,0007,952
Applicable income taxes$56,470,00057
Income before extraordinary items$-175,793,0007,962
Extraordinary gains, net$034
Net income$-175,793,0007,961
Minority interest net income$0115
Net income of bank and minority interests.$-175,793,0007,961
Net charge-offs$89,135,000129
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-299,0007,971
Net operating income$-162,367,0007,963
2009-09-30 (YTD Data)Rank
Total interest income$94,045,000291
Total interest expense$40,969,000226
Net interest income$53,076,000325
Provision for loan and lease losses$82,843,000148
Total noninterest income$28,691,000244
Gross Fiduciary activities income$1,654,000232
Service charges on deposit accounts$14,783,000103
Trading account gains and fees$-1,002,0008,088
Additional Noninterest Income$13,256,000300
Total noninterest expense$81,728,000223
Salaries and employee benefits$33,823,000209
Premises and equipment expense$9,855,000205
Additional noninterest expense$38,050,000218
Pre-tax net operating income$-82,804,0008,019
Securities gains (losses)$-13,427,0008,052
Applicable income taxes$-14,078,0008,001
Income before extraordinary items$-82,153,0008,019
Extraordinary gains, net$027
Net income$-82,153,0008,017
Minority interest net income$0118
Net income of bank and minority interests.$-82,153,0008,018
Net charge-offs$67,916,000133
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-299,0008,070
Net operating income$-70,740,0508,016
2009-06-30 (YTD Data)Rank
Total interest income$64,873,000296
Total interest expense$28,665,000229
Net interest income$36,208,000322
Provision for loan and lease losses$63,930,000137
Total noninterest income$20,498,000232
Gross Fiduciary activities income$1,024,000242
Service charges on deposit accounts$9,448,000110
Trading account gains and fees$235,000111
Additional Noninterest Income$9,791,000282
Total noninterest expense$57,672,000218
Salaries and employee benefits$23,636,000211
Premises and equipment expense$6,710,000206
Additional noninterest expense$27,326,000214
Pre-tax net operating income$-64,896,0008,118
Securities gains (losses)$-20,004,0008,170
Applicable income taxes$-16,270,0008,123
Income before extraordinary items$-68,630,0008,120
Extraordinary gains, net$021
Net income$-68,630,0008,119
Minority interest net income$0112
Net income of bank and minority interests.$-68,630,0008,119
Net charge-offs$46,058,000132
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-299,0008,173
Net operating income$-52,426,7608,108
2009-03-31 (YTD Data)Rank
Total interest income$33,109,000293
Total interest expense$14,595,000240
Net interest income$18,514,000313
Provision for loan and lease losses$31,394,000138
Total noninterest income$11,310,000212
Gross Fiduciary activities income$459,000264
Service charges on deposit accounts$4,413,000114
Trading account gains and fees$0171
Additional Noninterest Income$6,438,000217
Total noninterest expense$29,199,000215
Salaries and employee benefits$12,075,000203
Premises and equipment expense$3,477,000203
Additional noninterest expense$13,647,000194
Pre-tax net operating income$-30,769,0008,168
Securities gains (losses)$-1,169,0008,143
Applicable income taxes$-9,380,0008,182
Income before extraordinary items$-22,558,0008,164
Extraordinary gains, net$015
Net income$-22,558,0008,164
Minority interest net income$0102
Net income of bank and minority interests.$-22,558,0008,164
Net charge-offs$17,306,000138
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$-14,0008,189
Net operating income$-21,728,0108,162
2008-12-31 (YTD Data)Rank
Total interest income$172,667,000244
Total interest expense$72,077,000241
Net interest income$100,590,000248
Provision for loan and lease losses$65,784,000155
Total noninterest income$39,964,000222
Gross Fiduciary activities income$2,171,000252
Service charges on deposit accounts$21,078,000101
Trading account gains and fees$321,00094
Additional Noninterest Income$16,394,000273
Total noninterest expense$218,840,000136
Salaries and employee benefits$48,407,000201
Premises and equipment expense$14,310,000202
Additional noninterest expense$156,123,00095
Pre-tax net operating income$-144,070,0008,258
Securities gains (losses)$-10,574,0008,179
Applicable income taxes$-48,293,0008,264
Income before extraordinary items$-106,351,0008,233
Extraordinary gains, net$039
Net income$-106,351,0008,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,608,000196
Cash dividends$11,350,000257
Sale, conversion, retirement of capital stock, net$-128,0008,242
Net operating income$-99,054,9408,237
2008-09-30 (YTD Data)Rank
Total interest income$132,486,000251
Total interest expense$54,981,000249
Net interest income$77,505,000254
Provision for loan and lease losses$27,615,000201
Total noninterest income$29,964,000234
Gross Fiduciary activities income$1,700,000251
Service charges on deposit accounts$15,642,000105
Trading account gains and fees$321,00086
Additional Noninterest Income$12,301,000290
Total noninterest expense$119,613,000164
Salaries and employee benefits$36,965,000204
Premises and equipment expense$10,729,000205
Additional noninterest expense$71,919,000131
Pre-tax net operating income$-39,759,0008,323
Securities gains (losses)$-6,264,0008,242
Applicable income taxes$-20,265,0008,336
Income before extraordinary items$-25,758,0008,293
Extraordinary gains, net$031
Net income$-25,758,0008,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,110,000241
Cash dividends$11,350,000211
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-21,749,0408,294
2008-06-30 (YTD Data)Rank
Total interest income$90,233,000252
Total interest expense$38,116,000251
Net interest income$52,117,000254
Provision for loan and lease losses$9,637,000283
Total noninterest income$19,858,000237
Gross Fiduciary activities income$1,126,000260
Service charges on deposit accounts$9,758,000111
Trading account gains and fees$321,00082
Additional Noninterest Income$8,653,000290
Total noninterest expense$47,770,000238
Salaries and employee benefits$24,840,000208
Premises and equipment expense$7,085,000208
Additional noninterest expense$15,845,000261
Pre-tax net operating income$14,568,000279
Securities gains (losses)$-6,278,0008,422
Applicable income taxes$1,853,000551
Income before extraordinary items$6,437,000439
Extraordinary gains, net$021
Net income$6,437,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,118,000298
Cash dividends$10,450,000176
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$11,333,840259
2008-03-31 (YTD Data)Rank
Total interest income$47,027,000250
Total interest expense$21,581,000243
Net interest income$25,446,000261
Provision for loan and lease losses$3,634,000267
Total noninterest income$10,619,000228
Gross Fiduciary activities income$571,000257
Service charges on deposit accounts$4,699,000115
Trading account gains and fees$321,00080
Additional Noninterest Income$5,028,000276
Total noninterest expense$23,824,000243
Salaries and employee benefits$12,394,000216
Premises and equipment expense$3,537,000210
Additional noninterest expense$7,893,000250
Pre-tax net operating income$8,607,000257
Securities gains (losses)$23,0001,519
Applicable income taxes$2,328,000296
Income before extraordinary items$6,302,000261
Extraordinary gains, net$015
Net income$6,302,000261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,305,000268
Cash dividends$5,750,000163
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$6,285,210252
2007-12-31 (YTD Data)Rank
Total interest income$191,657,000256
Total interest expense$90,226,000260
Net interest income$101,431,000252
Provision for loan and lease losses$4,193,000483
Total noninterest income$39,028,000229
Gross Fiduciary activities income$2,432,000249
Service charges on deposit accounts$20,317,000107
Trading account gains and fees$127,000111
Additional Noninterest Income$16,152,000296
Total noninterest expense$85,905,000244
Salaries and employee benefits$45,881,000219
Premises and equipment expense$13,008,000206
Additional noninterest expense$27,016,000277
Pre-tax net operating income$50,361,000228
Securities gains (losses)$-2,273,0008,462
Applicable income taxes$11,374,000297
Income before extraordinary items$36,714,000220
Extraordinary gains, net$039
Net income$36,714,000217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,069,000363
Cash dividends$20,750,000238
Sale, conversion, retirement of capital stock, net$35,0001,115
Net operating income$38,441,480215
2007-09-30 (YTD Data)Rank
Total interest income$140,344,000260
Total interest expense$65,854,000264
Net interest income$74,490,000252
Provision for loan and lease losses$1,913,000537
Total noninterest income$28,829,000233
Gross Fiduciary activities income$1,832,000246
Service charges on deposit accounts$15,034,000106
Trading account gains and fees$0184
Additional Noninterest Income$11,963,000298
Total noninterest expense$63,329,000240
Salaries and employee benefits$33,777,000216
Premises and equipment expense$9,551,000209
Additional noninterest expense$20,001,000270
Pre-tax net operating income$38,077,000250
Securities gains (losses)$441,000253
Applicable income taxes$9,506,000297
Income before extraordinary items$29,012,000233
Extraordinary gains, net$033
Net income$29,012,000231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,649,000321
Cash dividends$16,000,000239
Sale, conversion, retirement of capital stock, net$10,0001,068
Net operating income$28,681,250231
2007-06-30 (YTD Data)Rank
Total interest income$89,087,000283
Total interest expense$41,591,000279
Net interest income$47,496,000276
Provision for loan and lease losses$1,190,000519
Total noninterest income$18,736,000256
Gross Fiduciary activities income$1,232,000251
Service charges on deposit accounts$9,626,000115
Trading account gains and fees$0168
Additional Noninterest Income$7,878,000313
Total noninterest expense$41,363,000253
Salaries and employee benefits$22,458,000230
Premises and equipment expense$6,211,000224
Additional noninterest expense$12,694,000290
Pre-tax net operating income$23,679,000279
Securities gains (losses)$222,000291
Applicable income taxes$5,664,000357
Income before extraordinary items$18,237,000258
Extraordinary gains, net$029
Net income$18,237,000258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,937,000284
Cash dividends$9,000,000279
Sale, conversion, retirement of capital stock, net$9,000974
Net operating income$18,068,280257
2007-03-31 (YTD Data)Rank
Total interest income$39,790,000313
Total interest expense$18,042,000305
Net interest income$21,748,000299
Provision for loan and lease losses$735,000376
Total noninterest income$8,915,000262
Gross Fiduciary activities income$615,000249
Service charges on deposit accounts$4,218,000125
Trading account gains and fees$0195
Additional Noninterest Income$4,082,000309
Total noninterest expense$19,906,000265
Salaries and employee benefits$10,765,000242
Premises and equipment expense$2,963,000240
Additional noninterest expense$6,178,000281
Pre-tax net operating income$10,022,000323
Securities gains (losses)$166,000234
Applicable income taxes$1,877,000465
Income before extraordinary items$8,311,000279
Extraordinary gains, net$022
Net income$8,311,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,000310
Cash dividends$5,000,000242
Sale, conversion, retirement of capital stock, net$4,000831
Net operating income$8,174,880280
2006-12-31 (YTD Data)Rank
Total interest income$158,194,000295
Total interest expense$70,327,000282
Net interest income$87,867,000287
Provision for loan and lease losses$20,294,00087
Total noninterest income$34,957,000245
Gross Fiduciary activities income$2,427,000237
Service charges on deposit accounts$18,879,000107
Trading account gains and fees$0130
Additional Noninterest Income$13,651,000344
Total noninterest expense$74,662,000266
Salaries and employee benefits$39,990,000245
Premises and equipment expense$11,736,000222
Additional noninterest expense$22,936,000290
Pre-tax net operating income$27,868,000433
Securities gains (losses)$596,000230
Applicable income taxes$4,877,000646
Income before extraordinary items$23,587,000366
Extraordinary gains, net$051
Net income$23,587,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,531,00075
Cash dividends$12,000,000337
Sale, conversion, retirement of capital stock, net$633,000557
Net operating income$23,092,320368
2006-09-30 (YTD Data)Rank
Total interest income$117,446,000298
Total interest expense$51,660,000288
Net interest income$65,786,000305
Provision for loan and lease losses$2,203,000366
Total noninterest income$26,144,000264
Gross Fiduciary activities income$1,808,000242
Service charges on deposit accounts$14,037,000111
Trading account gains and fees$0126
Additional Noninterest Income$10,299,000357
Total noninterest expense$56,012,000278
Salaries and employee benefits$30,279,000254
Premises and equipment expense$8,557,000236
Additional noninterest expense$17,176,000296
Pre-tax net operating income$33,715,000321
Securities gains (losses)$6,000998
Applicable income taxes$8,551,000379
Income before extraordinary items$25,170,000303
Extraordinary gains, net$045
Net income$25,170,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,192,000155
Cash dividends$9,000,000321
Sale, conversion, retirement of capital stock, net$181,000610
Net operating income$25,165,500300
2006-06-30 (YTD Data)Rank
Total interest income$76,463,000306
Total interest expense$32,950,000289
Net interest income$43,513,000310
Provision for loan and lease losses$1,253,000405
Total noninterest income$16,994,000269
Gross Fiduciary activities income$1,219,000249
Service charges on deposit accounts$9,091,000117
Trading account gains and fees$0126
Additional Noninterest Income$6,684,000361
Total noninterest expense$37,700,000279
Salaries and employee benefits$20,384,000253
Premises and equipment expense$5,703,000241
Additional noninterest expense$11,613,000300
Pre-tax net operating income$21,554,000328
Securities gains (losses)$1,0001,053
Applicable income taxes$5,676,000380
Income before extraordinary items$15,879,000316
Extraordinary gains, net$039
Net income$15,879,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,602,000126
Cash dividends$6,000,000315
Sale, conversion, retirement of capital stock, net$0887
Net operating income$15,878,260312
2006-03-31 (YTD Data)Rank
Total interest income$37,069,000309
Total interest expense$15,666,000286
Net interest income$21,403,000310
Provision for loan and lease losses$394,000618
Total noninterest income$7,953,000279
Gross Fiduciary activities income$646,000239
Service charges on deposit accounts$4,055,000127
Trading account gains and fees$0115
Additional Noninterest Income$3,252,000366
Total noninterest expense$18,833,000280
Salaries and employee benefits$10,463,000249
Premises and equipment expense$2,822,000247
Additional noninterest expense$5,548,000305
Pre-tax net operating income$10,129,000333
Securities gains (losses)$0955
Applicable income taxes$2,643,000394
Income before extraordinary items$7,486,000319
Extraordinary gains, net$021
Net income$7,486,000318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,552,000158
Cash dividends$3,000,000307
Sale, conversion, retirement of capital stock, net$0648
Net operating income$7,486,000316
2005-12-31 (YTD Data)Rank
Total interest income$139,997,000291
Total interest expense$53,016,000273
Net interest income$86,981,000297
Provision for loan and lease losses$5,764,000213
Total noninterest income$37,053,000256
Gross Fiduciary activities income$2,034,000268
Service charges on deposit accounts$15,355,000132
Trading account gains and fees$0138
Additional Noninterest Income$19,664,000291
Total noninterest expense$75,685,000269
Salaries and employee benefits$39,850,000239
Premises and equipment expense$11,328,000238
Additional noninterest expense$24,507,000289
Pre-tax net operating income$42,585,000309
Securities gains (losses)$-1,532,0008,770
Applicable income taxes$10,030,000395
Income before extraordinary items$31,023,000298
Extraordinary gains, net$046
Net income$31,023,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,166,000204
Cash dividends$12,000,000333
Sale, conversion, retirement of capital stock, net$0934
Net operating income$32,187,320289
2005-09-30 (YTD Data)Rank
Total interest income$103,473,000284
Total interest expense$38,149,000267
Net interest income$65,324,000290
Provision for loan and lease losses$5,249,000181
Total noninterest income$28,848,000249
Gross Fiduciary activities income$1,512,000264
Service charges on deposit accounts$11,128,000132
Trading account gains and fees$0126
Additional Noninterest Income$16,208,000285
Total noninterest expense$57,469,000270
Salaries and employee benefits$30,631,000237
Premises and equipment expense$8,588,000235
Additional noninterest expense$18,250,000289
Pre-tax net operating income$31,454,000314
Securities gains (losses)$-1,528,0008,821
Applicable income taxes$6,780,000428
Income before extraordinary items$23,146,000305
Extraordinary gains, net$035
Net income$23,146,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,430,000196
Cash dividends$9,000,000300
Sale, conversion, retirement of capital stock, net$0769
Net operating income$24,322,560287
2005-06-30 (YTD Data)Rank
Total interest income$68,098,000279
Total interest expense$24,248,000263
Net interest income$43,850,000283
Provision for loan and lease losses$4,691,000131
Total noninterest income$20,548,000241
Gross Fiduciary activities income$1,023,000262
Service charges on deposit accounts$6,967,000134
Trading account gains and fees$0116
Additional Noninterest Income$12,558,000254
Total noninterest expense$38,354,000263
Salaries and employee benefits$20,525,000233
Premises and equipment expense$5,702,000233
Additional noninterest expense$12,127,000285
Pre-tax net operating income$21,353,000313
Securities gains (losses)$-1,073,0008,837
Applicable income taxes$4,657,000423
Income before extraordinary items$15,623,000293
Extraordinary gains, net$030
Net income$15,623,000293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,238,000168
Cash dividends$6,000,000292
Sale, conversion, retirement of capital stock, net$0643
Net operating income$16,449,210271
2005-03-31 (YTD Data)Rank
Total interest income$33,436,000278
Total interest expense$11,431,000257
Net interest income$22,005,000279
Provision for loan and lease losses$375,000622
Total noninterest income$7,176,000299
Gross Fiduciary activities income$491,000269
Service charges on deposit accounts$3,022,000146
Trading account gains and fees$0115
Additional Noninterest Income$3,663,000329
Total noninterest expense$18,802,000269
Salaries and employee benefits$9,815,000246
Premises and equipment expense$2,841,000233
Additional noninterest expense$6,146,000285
Pre-tax net operating income$10,004,000323
Securities gains (losses)$-733,0008,898
Applicable income taxes$2,034,000456
Income before extraordinary items$7,237,000304
Extraordinary gains, net$024
Net income$7,237,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$910,000237
Cash dividends$3,000,000256
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,808,740281
2004-12-31 (YTD Data)Rank
Total interest income$132,157,000260
Total interest expense$44,631,000230
Net interest income$87,526,000282
Provision for loan and lease losses$1,305,000821
Total noninterest income$28,832,000302
Gross Fiduciary activities income$2,084,000253
Service charges on deposit accounts$12,414,000156
Trading account gains and fees$0138
Additional Noninterest Income$14,334,000335
Total noninterest expense$136,923,000184
Salaries and employee benefits$42,907,000224
Premises and equipment expense$10,824,000246
Additional noninterest expense$83,192,000136
Pre-tax net operating income$-21,870,0008,980
Securities gains (losses)$4,477,000124
Applicable income taxes$-13,121,0008,973
Income before extraordinary items$-4,272,0008,958
Extraordinary gains, net$034
Net income$-4,272,0008,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,538,000387
Cash dividends$14,000,000274
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-7,137,2808,956
2004-09-30 (YTD Data)Rank
Total interest income$98,642,000264
Total interest expense$34,122,000229
Net interest income$64,520,000288
Provision for loan and lease losses$955,000810
Total noninterest income$21,897,000306
Gross Fiduciary activities income$1,572,000257
Service charges on deposit accounts$9,259,000163
Trading account gains and fees$0134
Additional Noninterest Income$11,066,000338
Total noninterest expense$117,364,000174
Salaries and employee benefits$32,564,000225
Premises and equipment expense$8,101,000246
Additional noninterest expense$76,699,000123
Pre-tax net operating income$-31,902,0009,028
Securities gains (losses)$4,502,000111
Applicable income taxes$-15,469,0009,018
Income before extraordinary items$-11,931,0009,017
Extraordinary gains, net$026
Net income$-11,931,0009,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,482,000430
Cash dividends$12,000,000239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-14,812,2809,014
2004-06-30 (YTD Data)Rank
Total interest income$65,818,000260
Total interest expense$24,226,000211
Net interest income$41,592,000289
Provision for loan and lease losses$805,000632
Total noninterest income$14,896,000300
Gross Fiduciary activities income$1,052,000259
Service charges on deposit accounts$5,987,000161
Trading account gains and fees$0130
Additional Noninterest Income$7,857,000325
Total noninterest expense$97,416,000150
Salaries and employee benefits$22,026,000222
Premises and equipment expense$5,343,000252
Additional noninterest expense$70,047,000101
Pre-tax net operating income$-41,733,0009,088
Securities gains (losses)$4,497,00091
Applicable income taxes$-17,814,0009,076
Income before extraordinary items$-19,422,0009,076
Extraordinary gains, net$021
Net income$-19,422,0009,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$902,000464
Cash dividends$8,500,000218
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-22,300,0809,075
2004-03-31 (YTD Data)Rank
Total interest income$34,141,000255
Total interest expense$14,828,000181
Net interest income$19,313,000303
Provision for loan and lease losses$650,000420
Total noninterest income$6,767,000316
Gross Fiduciary activities income$510,000263
Service charges on deposit accounts$2,788,000167
Trading account gains and fees$0121
Additional Noninterest Income$3,469,000338
Total noninterest expense$77,260,000108
Salaries and employee benefits$11,247,000217
Premises and equipment expense$2,707,000251
Additional noninterest expense$63,306,00068
Pre-tax net operating income$-51,830,0009,127
Securities gains (losses)$5,200,00059
Applicable income taxes$-19,947,0009,113
Income before extraordinary items$-26,683,0009,114
Extraordinary gains, net$016
Net income$-26,683,0009,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,000392
Cash dividends$5,000,000176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-30,011,0009,113
2003-12-31 (YTD Data)Rank
Total interest income$142,965,000242
Total interest expense$67,296,000180
Net interest income$75,669,000303
Provision for loan and lease losses$4,945,000331
Total noninterest income$29,547,000312
Gross Fiduciary activities income$2,081,000252
Service charges on deposit accounts$11,628,000170
Trading account gains and fees$0160
Additional Noninterest Income$15,838,000331
Total noninterest expense$79,912,000261
Salaries and employee benefits$42,347,000226
Premises and equipment expense$10,429,000259
Additional noninterest expense$27,136,000272
Pre-tax net operating income$20,359,000478
Securities gains (losses)$3,052,000221
Applicable income taxes$2,615,0001,029
Income before extraordinary items$20,796,000372
Extraordinary gains, net$054
Net income$20,796,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,174,000319
Cash dividends$4,000,000778
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,079,720390
2003-09-30 (YTD Data)Rank
Total interest income$107,745,000247
Total interest expense$51,626,000184
Net interest income$56,119,000313
Provision for loan and lease losses$3,945,000329
Total noninterest income$22,456,000318
Gross Fiduciary activities income$1,564,000260
Service charges on deposit accounts$8,621,000178
Trading account gains and fees$0153
Additional Noninterest Income$12,271,000347
Total noninterest expense$60,305,000263
Salaries and employee benefits$31,329,000233
Premises and equipment expense$8,043,000257
Additional noninterest expense$20,933,000270
Pre-tax net operating income$14,325,000505
Securities gains (losses)$2,515,000236
Applicable income taxes$1,010,0001,847
Income before extraordinary items$15,830,000386
Extraordinary gains, net$040
Net income$15,830,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,057,000321
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$13,465,900401
2003-06-30 (YTD Data)Rank
Total interest income$72,274,000251
Total interest expense$35,243,000184
Net interest income$37,031,000321
Provision for loan and lease losses$2,835,000306
Total noninterest income$15,121,000315
Gross Fiduciary activities income$1,041,000271
Service charges on deposit accounts$5,683,000179
Trading account gains and fees$0150
Additional Noninterest Income$8,397,000344
Total noninterest expense$39,439,000263
Salaries and employee benefits$21,035,000231
Premises and equipment expense$5,348,000258
Additional noninterest expense$13,056,000281
Pre-tax net operating income$9,878,000494
Securities gains (losses)$1,282,000307
Applicable income taxes$576,0002,106
Income before extraordinary items$10,584,000385
Extraordinary gains, net$030
Net income$10,584,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,605,000279
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$9,366,100379
2003-03-31 (YTD Data)Rank
Total interest income$36,304,000254
Total interest expense$17,826,000190
Net interest income$18,478,000324
Provision for loan and lease losses$1,235,000333
Total noninterest income$7,219,000329
Gross Fiduciary activities income$520,000278
Service charges on deposit accounts$2,789,000182
Trading account gains and fees$0134
Additional Noninterest Income$3,910,000361
Total noninterest expense$20,155,000257
Salaries and employee benefits$10,881,000221
Premises and equipment expense$2,696,000265
Additional noninterest expense$6,578,000278
Pre-tax net operating income$4,307,000554
Securities gains (losses)$325,000486
Applicable income taxes$-21,0009,117
Income before extraordinary items$4,653,000409
Extraordinary gains, net$021
Net income$4,653,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,346,000268
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,328,000404
2002-12-31 (YTD Data)Rank
Total interest income$164,429,000239
Total interest expense$86,813,000185
Net interest income$77,616,000314
Provision for loan and lease losses$3,143,000525
Total noninterest income$27,088,000331
Gross Fiduciary activities income$2,101,000277
Service charges on deposit accounts$11,135,000176
Trading account gains and fees$822,00072
Additional Noninterest Income$13,030,000380
Total noninterest expense$82,813,000250
Salaries and employee benefits$38,825,000236
Premises and equipment expense$10,338,000262
Additional noninterest expense$33,650,000252
Pre-tax net operating income$18,748,000497
Securities gains (losses)$9,098,000115
Applicable income taxes$5,220,000572
Income before extraordinary items$22,626,000339
Extraordinary gains, net$323,00026
Net income$22,949,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,379,000510
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,256,620429
2001-12-31 (YTD Data)Rank
Total interest income$215,882,000224
Total interest expense$129,617,000188
Net interest income$86,265,000276
Provision for loan and lease losses$31,077,000134
Total noninterest income$25,048,000329
Gross Fiduciary activities income$2,330,000270
Service charges on deposit accounts$9,301,000189
Trading account gains and fees$2,385,00062
Additional Noninterest Income$11,032,000400
Total noninterest expense$77,453,000261
Salaries and employee benefits$38,241,000219
Premises and equipment expense$10,200,000258
Additional noninterest expense$29,012,000279
Pre-tax net operating income$2,783,0002,435
Securities gains (losses)$8,212,000102
Applicable income taxes$229,0004,759
Income before extraordinary items$10,766,000550
Extraordinary gains, net$-273,0009,547
Net income$10,493,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,491,000104
Cash dividends$46,000,000147
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,718,2401,855
2000-12-31 (YTD Data)Rank
Total interest income$197,694,000248
Total interest expense$103,701,000250
Net interest income$93,993,000245
Provision for loan and lease losses$4,134,000366
Total noninterest income$19,019,000384
Gross Fiduciary activities income$2,498,000259
Service charges on deposit accounts$7,987,000199
Trading account gains and fees$672,00084
Additional Noninterest Income$7,862,000481
Total noninterest expense$62,514,000288
Salaries and employee benefits$25,666,000297
Premises and equipment expense$7,055,000335
Additional noninterest expense$29,793,000270
Pre-tax net operating income$46,364,000249
Securities gains (losses)$1,559,000118
Applicable income taxes$15,138,000255
Income before extraordinary items$32,785,000239
Extraordinary gains, net$038
Net income$32,785,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,097,000270
Cash dividends$23,300,000220
Sale, conversion, retirement of capital stock, net$0969
Net operating income$31,724,880239
1999-12-31 (YTD Data)Rank
Total interest income$66,029,000562
Total interest expense$30,810,000551
Net interest income$35,219,000552
Provision for loan and lease losses$5,275,000294
Total noninterest income$7,790,000714
Gross Fiduciary activities income$2,198,000316
Service charges on deposit accounts$2,535,000539
Trading account gains and fees$0173
Additional Noninterest Income$3,057,000877
Total noninterest expense$20,670,000739
Salaries and employee benefits$8,514,000816
Premises and equipment expense$2,251,000890
Additional noninterest expense$9,905,000613
Pre-tax net operating income$17,064,000544
Securities gains (losses)$-110,0009,973
Applicable income taxes$4,586,000636
Income before extraordinary items$12,368,000528
Extraordinary gains, net$035
Net income$12,368,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,885,000315
Cash dividends$5,400,000612
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,448,300513
1998-12-31 (YTD Data)Rank
Total interest income$64,537,000564
Total interest expense$30,293,000569
Net interest income$34,244,000545
Provision for loan and lease losses$5,405,000296
Total noninterest income$8,145,000679
Gross Fiduciary activities income$2,230,000301
Service charges on deposit accounts$2,799,000471
Trading account gains and fees$0224
Additional Noninterest Income$3,116,000882
Total noninterest expense$20,256,000735
Salaries and employee benefits$8,740,000767
Premises and equipment expense$2,778,000726
Additional noninterest expense$8,738,000647
Pre-tax net operating income$16,728,000504
Securities gains (losses)$911,000406
Applicable income taxes$5,519,000536
Income before extraordinary items$12,120,000486
Extraordinary gains, net$032
Net income$12,120,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,467,000415
Cash dividends$11,250,000354
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$11,491,410486
1997-12-31 (YTD Data)Rank
Total interest income$34,819,000987
Total interest expense$16,990,000962
Net interest income$17,829,000995
Provision for loan and lease losses$446,0001,942
Total noninterest income$5,239,000897
Gross Fiduciary activities income$1,926,000329
Service charges on deposit accounts$1,635,000781
Trading account gains and fees$0239
Additional Noninterest Income$1,678,0001,238
Total noninterest expense$12,049,0001,106
Salaries and employee benefits$4,856,0001,357
Premises and equipment expense$1,596,0001,238
Additional noninterest expense$5,597,000891
Pre-tax net operating income$10,573,000780
Securities gains (losses)$33,0001,577
Applicable income taxes$3,065,000913
Income before extraordinary items$7,541,000747
Extraordinary gains, net$044
Net income$7,541,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,762
Cash dividends$5,150,000610
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,517,570732
1996-12-31 (YTD Data)Rank
Total interest income$30,011,0001,147
Total interest expense$14,091,0001,167
Net interest income$15,920,0001,135
Provision for loan and lease losses$710,0001,310
Total noninterest income$4,483,0001,015
Gross Fiduciary activities income$1,763,000379
Service charges on deposit accounts$1,446,000914
Trading account gains and fees$0262
Additional Noninterest Income$1,274,0001,533
Total noninterest expense$9,711,0001,472
Salaries and employee benefits$4,454,0001,492
Premises and equipment expense$1,432,0001,421
Additional noninterest expense$3,825,0001,396
Pre-tax net operating income$9,982,000790
Securities gains (losses)$6,0002,865
Applicable income taxes$3,393,000787
Income before extraordinary items$6,595,000817
Extraordinary gains, net$053
Net income$6,595,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,0001,228
Cash dividends$8,835,000466
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,591,040793
1995-12-31 (YTD Data)Rank
Total interest income$27,005,0001,276
Total interest expense$12,212,0001,346
Net interest income$14,793,0001,217
Provision for loan and lease losses$150,0003,621
Total noninterest income$3,666,0001,185
Gross Fiduciary activities income$1,474,000442
Service charges on deposit accounts$1,129,0001,184
Trading account gains and fees$0522
Additional Noninterest Income$1,063,0001,732
Total noninterest expense$9,110,0001,561
Salaries and employee benefits$4,414,0001,506
Premises and equipment expense$1,282,0001,582
Additional noninterest expense$3,414,0001,513
Pre-tax net operating income$9,199,000888
Securities gains (losses)$03,831
Applicable income taxes$3,628,000783
Income before extraordinary items$5,571,000960
Extraordinary gains, net$065
Net income$5,571,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,00011,432
Cash dividends$4,785,000665
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,571,000953
1994-12-31 (YTD Data)Rank
Total interest income$20,910,0001,479
Total interest expense$8,156,0001,567
Net interest income$12,754,0001,407
Provision for loan and lease losses$80,0005,022
Total noninterest income$3,489,0001,212
Gross Fiduciary activities income$1,182,000482
Service charges on deposit accounts$888,0001,520
Trading account gains and fees$0475
Additional Noninterest Income$1,419,0001,442
Total noninterest expense$9,362,0001,567
Salaries and employee benefits$5,612,0001,206
Premises and equipment expense$1,420,0001,469
Additional noninterest expense$2,330,0002,275
Pre-tax net operating income$6,801,0001,115
Securities gains (losses)$-1,0008,790
Applicable income taxes$2,554,000994
Income before extraordinary items$4,246,0001,196
Extraordinary gains, net$0249
Net income$4,246,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,108
Cash dividends$3,985,000666
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,246,6401,204
1993-12-31 (YTD Data)Rank
Total interest income$19,465,0001,618
Total interest expense$7,805,0001,689
Net interest income$11,660,0001,546
Provision for loan and lease losses$50,0007,415
Total noninterest income$3,433,0001,313
Gross Fiduciary activities income$1,211,000499
Service charges on deposit accounts$883,0001,544
Trading account gains and fees$0532
Additional Noninterest Income$1,339,0001,685
Total noninterest expense$9,235,0001,635
Salaries and employee benefits$5,254,0001,280
Premises and equipment expense$1,386,0001,526
Additional noninterest expense$2,595,0002,151
Pre-tax net operating income$5,808,0001,192
Securities gains (losses)$-19,00012,913
Applicable income taxes$2,039,0001,195
Income before extraordinary items$3,750,0001,351
Extraordinary gains, net$-34,00012,593
Net income$3,716,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0003,195
Cash dividends$3,310,000657
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,762,3501,262
1992-12-31 (YTD Data)Rank
Total interest income$21,395,0001,664
Total interest expense$10,059,0001,712
Net interest income$11,336,0001,627
Provision for loan and lease losses$65,0008,399
Total noninterest income$3,333,0001,311
Gross Fiduciary activities income$1,292,000484
Service charges on deposit accounts$848,0001,605
Trading account gains and fees$0504
Additional Noninterest Income$1,193,0001,776
Total noninterest expense$9,313,0001,639
Salaries and employee benefits$4,964,0001,352
Premises and equipment expense$1,346,0001,581
Additional noninterest expense$3,003,0001,995
Pre-tax net operating income$5,291,0001,216
Securities gains (losses)$303,0001,532
Applicable income taxes$1,833,0001,209
Income before extraordinary items$3,761,0001,247
Extraordinary gains, net$01,422
Net income$3,761,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0002,255
Cash dividends$2,630,000669
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,557,9901,208

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.