Home > Integra Bank > Net charge- offs to loans
Integra Bank, Net charge- offs to loans
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.3792% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.1938% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 21.2049% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.0987% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.4522% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7004% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2677% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 7.8035% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7342% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4404% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2525% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1883% | 6,539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0291% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0091% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 20.0924% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0597% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4515% | 343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2220% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2435% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9899% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7152% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1782% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7788% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.4253% | 6,559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5278% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1601% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 15.4849% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4265% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4997% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6039% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2985% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3454% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1765% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3301% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8597% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6497% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2713% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 13.7446% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2463% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9787% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2094% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8588% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9463% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3950% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2801% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8714% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2016% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6803% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 13.4800% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2349% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.3212% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2691% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7068% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0663% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7674% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2999% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1217% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.6308% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9371% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 16.6356% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5357% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.0394% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7965% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9245% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2288% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5696% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3864% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0062% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8255% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5314% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 5.4674% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4097% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.0138% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7296% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0392% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5205% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7436% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9522% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.3990% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7980% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1618% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 4.7541% | 1,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7021% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7034% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4974% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2101% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0921% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9189% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9925% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.3474% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7908% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6446% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 4.5756% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1392% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0561% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9658% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0874% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3632% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7076% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9836% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 35.0435% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8083% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0001% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 5.5429% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8674% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2782% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0756% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7736% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6581% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6180% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2213% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7559% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1876% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0912% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 1.8677% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2002% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4483% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6471% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8194% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4959% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3710% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6005% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7323% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5495% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.7567% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1388% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2570% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2358% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2653% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1922% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3145% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6028% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4337% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1618% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.1725% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0655% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2682% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1660% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2058% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2871% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0563% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5414% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1163% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 6,108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1603% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6731% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3403% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 2,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0401% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0859% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1619% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1725% | 2,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2728% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1361% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0330% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2162% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3571% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1421% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0196% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3636% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6923% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1200% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0299% | 6,117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0243% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9079% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6195% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3241% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1264% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3505% | 6,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2820% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3047% | 83 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6611% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2523% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3904% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1606% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3051% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3443% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1220% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2287% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6995% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4172% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5217% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2448% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4601% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2144% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5231% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7420% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8700% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5108% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3549% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2530% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0301% | 6,169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3445% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2736% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4530% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8399% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1841% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0754% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0957% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7610% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4730% | 3,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5993% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1864% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2451% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7055% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0909% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0195% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3495% | 3,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4547% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3850% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3608% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1701% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1578% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0822% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3863% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 3,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1788% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2179% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,185 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0385% | 6,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1039% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2123% | 3,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 3,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1562% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 7,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0983% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2454% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 3,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1369% | 1,290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 7,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0239% | 7,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0391% | 6,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2012% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0575% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3045% | 4,353 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3425% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 7,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 3,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0430% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 8,359 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0343% | 6,331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0501% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 6,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 3,806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5105% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 7,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1764% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0915% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0370% | 6,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2869% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1976% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3112% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0466% | 7,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7541% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5341% | 7,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2495% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2345% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.1812% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2198% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1257% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3596% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2481% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2907% | 3,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4463% | 4,506 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3229% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1072% | 7,569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2174% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.2662% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1470% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2639% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3215% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2708% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2960% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 3,991 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0979% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 7,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3154% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2723% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.4093% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2347% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4372% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2642% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4062% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4723% | 3,680 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8115% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2839% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.5817% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3310% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 6,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2030% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5886% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7140% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4540% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2485% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6450% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1482% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0669% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0615% | 6,562 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2437% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2191% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2496% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 7,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5556% | 4,042 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8608% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 7,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0769% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0329% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 7.9575% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6537% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9070% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5246% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9588% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5898% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5422% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4470% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6530% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1340% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1670% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4050% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4360% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6493% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2620% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5733% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5307% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4703% | 6 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3629% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1830% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4522% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3596% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1414% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0333% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3968% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2441% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8742% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8894% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0920% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8569% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5675% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0634% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.7362% | 1,436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3541% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6789% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4810% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 10,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0689% | 1,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1069% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1744% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8016% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 6,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1398% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9606% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1069% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8472% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 7,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2354% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5266% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 5,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3578% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4350% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3623% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3397% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0076% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |