Home > INSOUTH Bank of Shelby County > Assets and Liabilities
INSOUTH Bank of Shelby County, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 38 | 4,573 |
Assets and Liabilities | ||
Total Assets: | $107,419,000 | 4,066 |
Cash and due from depository institutions | $5,124,000 | 4,573 |
Interest-bearing balances | $82,000 | 5,062 |
Securities | $15,427,000 | 5,895 |
Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
Net loans & leases | $83,774,000 | 3,240 |
Loan loss allowance | $975,000 | 3,434 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,800,000 | 4,153 |
Other real estate owned | $8,000 | 4,573 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $1,286,000 | 5,053 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $107,419,000 | 4,066 |
Total liabilities | $100,829,000 | 3,906 |
Total deposits | $97,649,000 | 3,794 |
Interest-bearing deposits | $80,010,000 | 3,942 |
Deposits held in domestic offices | $97,649,000 | 3,786 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $850,000 | 2,788 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $1,202,000 | 3,313 |
Subordinated debt | $0 | 260 |
All other liabilities | $1,128,000 | 3,228 |
Total equity capital | $6,590,000 | 6,021 |
Total bank equity capital | $6,590,000 | 6,021 |
Perpetual preferred stock | $0 | 223 |
Common stock | $1,300,000 | 2,639 |
Surplus | $3,275,000 | 3,917 |
Undivided profits | $2,015,000 | 7,110 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $271,000 | 5,598 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $466,000 | 5,028 |
Earning assets | $99,283,000 | 4,038 |
Long-term assets (5+ years) | $10,883,000 | 4,124 |
Average Assets, year-to-date | $103,703,200 | 4,010 |
Average Assets, quarterly | $112,550,500 | 3,843 |
Volatile liabilities | $11,773,000 | 4,468 |
Insider loans | $4,239,000 | 973 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $8,059,000 | 3,964 |
Tier 1 (core) risk-based capital | $6,527,000 | 5,937 |
Tier 2 risk-based capital | $975,000 | 2,997 |
Total risk weighted assets | $90,050,000 | 3,074 |
Total unused commitments | $8,059,000 | 3,965 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 28 | 6,081 |
Assets and Liabilities | ||
Total Assets: | $94,173,000 | 4,654 |
Cash and due from depository institutions | $5,901,000 | 6,081 |
Interest-bearing balances | $262,000 | 3,765 |
Securities | $16,482,000 | 6,043 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $69,249,000 | 3,880 |
Loan loss allowance | $617,000 | 5,109 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,328,000 | 5,103 |
Other real estate owned | $0 | 6,081 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $1,213,000 | 5,443 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $94,173,000 | 4,654 |
Total liabilities | $88,679,000 | 4,452 |
Total deposits | $71,807,000 | 5,076 |
Interest-bearing deposits | $58,927,000 | 5,279 |
Deposits held in domestic offices | $71,807,000 | 5,066 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $14,544,000 | 1,096 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,328,000 | 2,842 |
Total equity capital | $5,494,000 | 6,834 |
Total bank equity capital | $5,494,000 | 6,834 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,300,000 | 2,818 |
Surplus | $2,725,000 | 4,533 |
Undivided profits | $1,469,000 | 8,085 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $138,000 | 7,532 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $389,000 | 5,784 |
Earning assets | $85,993,000 | 4,687 |
Long-term assets (5+ years) | $15,763,000 | 3,154 |
Average Assets, year-to-date | $82,406,400 | 5,012 |
Average Assets, quarterly | $88,671,500 | 4,859 |
Volatile liabilities | $23,323,000 | 2,579 |
Insider loans | $2,192,000 | 1,942 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $13,499,000 | 2,737 |
Tier 1 (core) risk-based capital | $5,485,000 | 6,739 |
Tier 2 risk-based capital | $617,000 | 4,486 |
Total risk weighted assets | $73,766,600 | 3,683 |
Total unused commitments | $13,499,000 | 2,750 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 25 | 6,788 |
Assets and Liabilities | ||
Total Assets: | $72,088,000 | 5,825 |
Cash and due from depository institutions | $3,397,000 | 6,788 |
Interest-bearing balances | $67,000 | 5,607 |
Securities | $17,091,000 | 6,184 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $49,319,000 | 5,029 |
Loan loss allowance | $532,000 | 5,789 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,390,000 | 4,915 |
Other real estate owned | $0 | 6,788 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $891,000 | 6,874 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $72,088,000 | 5,825 |
Total liabilities | $66,966,000 | 5,660 |
Total deposits | $63,442,000 | 5,694 |
Interest-bearing deposits | $53,461,000 | 5,789 |
Deposits held in domestic offices | $63,442,000 | 5,684 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $2,580,000 | 2,184 |
Subordinated debt | $0 | 337 |
All other liabilities | $944,000 | 3,808 |
Total equity capital | $5,122,000 | 7,258 |
Total bank equity capital | $5,122,000 | 7,258 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,300,000 | 2,910 |
Surplus | $2,575,000 | 4,675 |
Undivided profits | $1,247,000 | 8,781 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $40,000 | 9,565 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $229,000 | 8,275 |
Earning assets | $66,477,000 | 5,798 |
Long-term assets (5+ years) | $15,515,000 | 3,014 |
Average Assets, year-to-date | $71,137,600 | 5,675 |
Average Assets, quarterly | $72,303,000 | 5,744 |
Volatile liabilities | $6,027,000 | 6,270 |
Insider loans | $3,577,000 | 1,236 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $13,707,000 | 2,598 |
Tier 1 (core) risk-based capital | $5,108,000 | 7,144 |
Tier 2 risk-based capital | $532,000 | 5,028 |
Total risk weighted assets | $50,935,400 | 4,962 |
Total unused commitments | $13,707,000 | 2,609 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 23 | 7,461 |
Assets and Liabilities | ||
Total Assets: | $66,049,000 | 6,172 |
Cash and due from depository institutions | $3,470,000 | 7,461 |
Interest-bearing balances | $0 | 7,034 |
Securities | $15,011,000 | 7,120 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $45,868,000 | 5,242 |
Loan loss allowance | $570,000 | 5,628 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $951,000 | 6,269 |
Other real estate owned | $239,000 | 7,461 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $510,000 | 9,490 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $66,049,000 | 6,172 |
Total liabilities | $61,327,000 | 6,063 |
Total deposits | $55,805,000 | 6,280 |
Interest-bearing deposits | $46,944,000 | 6,389 |
Deposits held in domestic offices | $55,805,000 | 6,274 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,900,000 | 2,315 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $1,769,000 | 2,640 |
Subordinated debt | $0 | 372 |
All other liabilities | $853,000 | 3,462 |
Total equity capital | $4,722,000 | 7,404 |
Total bank equity capital | $4,722,000 | 7,404 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,300,000 | 3,021 |
Surplus | $2,575,000 | 4,637 |
Undivided profits | $847,000 | 9,424 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $104,000 | 8,336 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $368,000 | 5,579 |
Earning assets | $60,879,000 | 6,146 |
Long-term assets (5+ years) | $28,493,000 | 1,908 |
Average Assets, year-to-date | $63,061,200 | 6,291 |
Average Assets, quarterly | $67,231,500 | 6,080 |
Volatile liabilities | $10,662,000 | 4,153 |
Insider loans | $2,471,000 | 1,705 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $10,405,000 | 3,049 |
Tier 1 (core) risk-based capital | $4,832,000 | 7,405 |
Tier 2 risk-based capital | $570,000 | 4,744 |
Total risk weighted assets | $46,064,100 | 5,288 |
Total unused commitments | $10,405,000 | 3,059 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 23 | 7,764 |
Assets and Liabilities | ||
Total Assets: | $57,938,000 | 7,023 |
Cash and due from depository institutions | $2,778,000 | 7,764 |
Interest-bearing balances | $0 | 7,655 |
Securities | $13,651,000 | 7,824 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $40,301,000 | 5,700 |
Loan loss allowance | $460,000 | 6,742 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $673,000 | 7,677 |
Other real estate owned | $259,000 | 7,764 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $276,000 | 11,515 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $57,938,000 | 7,023 |
Total liabilities | $53,486,000 | 6,924 |
Total deposits | $53,026,000 | 6,774 |
Interest-bearing deposits | $43,569,000 | 6,968 |
Deposits held in domestic offices | $53,026,000 | 6,767 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $460,000 | 5,685 |
Total equity capital | $4,452,000 | 7,851 |
Total bank equity capital | $4,452,000 | 7,851 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,300,000 | 3,113 |
Surplus | $2,575,000 | 4,599 |
Undivided profits | $577,000 | 10,633 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $29,000 | 11,090 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $252,000 | 6,959 |
Earning assets | $53,952,000 | 6,937 |
Long-term assets (5+ years) | $28,506,000 | 1,979 |
Average Assets, year-to-date | $52,392,400 | 7,345 |
Average Assets, quarterly | $57,449,000 | 6,992 |
Volatile liabilities | $9,543,000 | 4,232 |
Insider loans | $3,801,000 | 1,083 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $5,546,000 | 4,602 |
Tier 1 (core) risk-based capital | $4,452,000 | 7,782 |
Tier 2 risk-based capital | $460,000 | 5,647 |
Total risk weighted assets | $38,721,000 | 6,045 |
Total unused commitments | $5,546,000 | 4,627 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 21 | 8,413 |
Assets and Liabilities | ||
Total Assets: | $45,795,000 | 8,317 |
Cash and due from depository institutions | $4,480,000 | 8,413 |
Interest-bearing balances | $0 | 8,059 |
Securities | $9,381,000 | 9,419 |
Federal funds sold & reverse repurchase agreements | $1,100,000 | 8,406 |
Net loans & leases | $29,093,000 | 7,213 |
Loan loss allowance | $293,000 | 8,927 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $772,000 | 7,251 |
Other real estate owned | $645,000 | 8,413 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $324,000 | 11,469 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $45,795,000 | 8,317 |
Total liabilities | $42,095,000 | 8,270 |
Total deposits | $41,593,000 | 8,167 |
Interest-bearing deposits | $33,650,000 | 8,479 |
Deposits held in domestic offices | $41,593,000 | 8,161 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $502,000 | 5,798 |
Total equity capital | $3,700,000 | 8,660 |
Total bank equity capital | $3,700,000 | 8,660 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,200,000 | 3,439 |
Surplus | $2,175,000 | 5,133 |
Undivided profits | $325,000 | 11,543 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $77,000 | 10,607 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $264,000 | 7,224 |
Earning assets | $39,574,000 | 8,573 |
Long-term assets (5+ years) | $11,746,000 | 3,893 |
Average Assets, year-to-date | $44,302,200 | 8,328 |
Average Assets, quarterly | $45,932,500 | 8,255 |
Volatile liabilities | $5,559,000 | 6,140 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,805,000 | 6,291 |
Tier 1 (core) risk-based capital | $3,700,000 | 8,591 |
Tier 2 risk-based capital | $293,000 | 7,716 |
Total risk weighted assets | $31,829,400 | 7,019 |
Total unused commitments | $2,805,000 | 6,320 |
Derivatives | $0 | 651 |