Home > INSOUTH Bank of Covington > Assets and Liabilities
INSOUTH Bank of Covington, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $124,772,000 | 3,517 |
| Cash and due from depository institutions | $4,674,000 | 3,667 |
| Interest-bearing balances | $853,000 | 2,640 |
| Securities | $27,708,000 | 3,871 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,854 |
| Net loans & leases | $86,671,000 | 3,143 |
| Loan loss allowance | $1,074,000 | 3,162 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,319,000 | 5,122 |
| Other real estate owned | $148,000 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,152,000 | 5,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,772,000 | 3,517 |
| Total liabilities | $116,499,000 | 3,414 |
| Total deposits | $107,472,000 | 3,453 |
| Interest-bearing deposits | $99,548,000 | 3,199 |
| Deposits held in domestic offices | $107,472,000 | 3,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,077,000 | 1,557 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $950,000 | 3,715 |
| Total equity capital | $8,273,000 | 5,074 |
| Total bank equity capital | $8,273,000 | 5,074 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $2,058,000 | 5,292 |
| Undivided profits | $5,615,000 | 4,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $664,000 | 3,556 |
| Earning assets | $118,332,000 | 3,427 |
| Long-term assets (5+ years) | $29,289,000 | 2,111 |
| Average Assets, year-to-date | $124,387,800 | 3,362 |
| Average Assets, quarterly | $126,104,500 | 3,446 |
| Volatile liabilities | $24,010,000 | 2,567 |
| Insider loans | $918,000 | 3,776 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,262,000 | 3,400 |
| Tier 1 (core) risk-based capital | $8,156,000 | 4,994 |
| Tier 2 risk-based capital | $1,001,620 | 2,930 |
| Total risk weighted assets | $80,056,820 | 3,402 |
| Total unused commitments | $10,262,000 | 3,401 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $118,439,000 | 3,780 |
| Cash and due from depository institutions | $5,021,000 | 4,378 |
| Interest-bearing balances | $642,000 | 2,823 |
| Securities | $26,777,000 | 4,286 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 1,654 |
| Net loans & leases | $75,870,000 | 3,578 |
| Loan loss allowance | $878,000 | 3,930 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,143,000 | 5,558 |
| Other real estate owned | $694,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,084,000 | 5,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,439,000 | 3,780 |
| Total liabilities | $111,118,000 | 3,644 |
| Total deposits | $103,571,000 | 3,656 |
| Interest-bearing deposits | $94,802,000 | 3,447 |
| Deposits held in domestic offices | $103,571,000 | 3,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,878,000 | 1,590 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $669,000 | 4,826 |
| Total equity capital | $7,321,000 | 5,622 |
| Total bank equity capital | $7,321,000 | 5,622 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $2,008,000 | 5,440 |
| Undivided profits | $4,713,000 | 4,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 6,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $523,000 | 4,431 |
| Earning assets | $111,139,000 | 3,709 |
| Long-term assets (5+ years) | $33,435,000 | 1,811 |
| Average Assets, year-to-date | $102,652,600 | 4,146 |
| Average Assets, quarterly | $110,370,000 | 4,001 |
| Volatile liabilities | $22,868,000 | 2,622 |
| Insider loans | $905,000 | 3,897 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,127,000 | 4,569 |
| Tier 1 (core) risk-based capital | $7,319,000 | 5,517 |
| Tier 2 risk-based capital | $878,000 | 3,376 |
| Total risk weighted assets | $71,630,300 | 3,776 |
| Total unused commitments | $6,127,000 | 4,582 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $92,425,000 | 4,730 |
| Cash and due from depository institutions | $4,552,000 | 5,283 |
| Interest-bearing balances | $62,000 | 5,637 |
| Securities | $24,108,000 | 4,842 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,586 |
| Net loans & leases | $57,849,000 | 4,430 |
| Loan loss allowance | $738,000 | 4,540 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,131,000 | 5,629 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $885,000 | 6,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,425,000 | 4,730 |
| Total liabilities | $86,967,000 | 4,555 |
| Total deposits | $79,352,000 | 4,735 |
| Interest-bearing deposits | $72,575,000 | 4,475 |
| Deposits held in domestic offices | $79,352,000 | 4,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,011,000 | 1,403 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $604,000 | 5,444 |
| Total equity capital | $5,458,000 | 6,965 |
| Total bank equity capital | $5,458,000 | 6,965 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $708,000 | 8,874 |
| Undivided profits | $4,150,000 | 5,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 7,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $490,000 | 4,823 |
| Earning assets | $85,919,000 | 4,693 |
| Long-term assets (5+ years) | $24,042,000 | 2,189 |
| Average Assets, year-to-date | $88,075,400 | 4,754 |
| Average Assets, quarterly | $92,886,500 | 4,666 |
| Volatile liabilities | $11,235,000 | 4,214 |
| Insider loans | $902,000 | 3,983 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,654,000 | 4,660 |
| Tier 1 (core) risk-based capital | $5,485,000 | 6,830 |
| Tier 2 risk-based capital | $691,020 | 4,072 |
| Total risk weighted assets | $55,234,520 | 4,628 |
| Total unused commitments | $5,654,000 | 4,674 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $79,997,000 | 5,317 |
| Cash and due from depository institutions | $3,182,000 | 5,617 |
| Interest-bearing balances | $59,000 | 6,023 |
| Securities | $20,892,000 | 5,691 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,839 |
| Net loans & leases | $53,572,000 | 4,641 |
| Loan loss allowance | $590,000 | 5,485 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $606,000 | 7,888 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $895,000 | 7,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,997,000 | 5,317 |
| Total liabilities | $75,365,000 | 5,128 |
| Total deposits | $67,581,000 | 5,372 |
| Interest-bearing deposits | $59,910,000 | 5,247 |
| Deposits held in domestic offices | $67,581,000 | 5,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,303,000 | 1,455 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $481,000 | 5,348 |
| Total equity capital | $4,632,000 | 7,508 |
| Total bank equity capital | $4,632,000 | 7,508 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $608,000 | 5,145 |
| Surplus | $700,000 | 9,170 |
| Undivided profits | $3,324,000 | 5,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 8,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $375,000 | 5,475 |
| Earning assets | $75,373,000 | 5,191 |
| Long-term assets (5+ years) | $23,899,000 | 2,199 |
| Average Assets, year-to-date | $73,834,800 | 5,565 |
| Average Assets, quarterly | $79,470,500 | 5,310 |
| Volatile liabilities | $8,240,000 | 4,986 |
| Insider loans | $800,000 | 4,305 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,406,000 | 4,686 |
| Tier 1 (core) risk-based capital | $5,097,000 | 7,130 |
| Tier 2 risk-based capital | $590,000 | 4,606 |
| Total risk weighted assets | $49,400,300 | 4,994 |
| Total unused commitments | $5,406,000 | 4,694 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $63,149,000 | 6,577 |
| Cash and due from depository institutions | $3,669,000 | 6,114 |
| Interest-bearing balances | $243,000 | 5,366 |
| Securities | $18,472,000 | 6,487 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,217 |
| Net loans & leases | $36,596,000 | 6,101 |
| Loan loss allowance | $416,000 | 7,204 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $602,000 | 8,100 |
| Other real estate owned | $152,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $508,000 | 9,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,149,000 | 6,577 |
| Total liabilities | $58,162,000 | 6,504 |
| Total deposits | $51,777,000 | 6,891 |
| Interest-bearing deposits | $45,186,000 | 6,797 |
| Deposits held in domestic offices | $51,777,000 | 6,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,054,000 | 1,373 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $331,000 | 7,105 |
| Total equity capital | $4,987,000 | 7,284 |
| Total bank equity capital | $4,987,000 | 7,284 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $608,000 | 5,364 |
| Surplus | $700,000 | 9,432 |
| Undivided profits | $3,679,000 | 5,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 9,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $293,000 | 6,211 |
| Earning assets | $58,461,000 | 6,538 |
| Long-term assets (5+ years) | $17,875,000 | 2,898 |
| Average Assets, year-to-date | $58,077,800 | 6,842 |
| Average Assets, quarterly | $60,860,500 | 6,707 |
| Volatile liabilities | $11,748,000 | 3,652 |
| Insider loans | $826,000 | 4,250 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,201,000 | 3,892 |
| Tier 1 (core) risk-based capital | $4,945,000 | 7,258 |
| Tier 2 risk-based capital | $416,000 | 6,082 |
| Total risk weighted assets | $35,360,100 | 6,471 |
| Total unused commitments | $7,201,000 | 3,913 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $56,159,000 | 7,276 |
| Cash and due from depository institutions | $2,409,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $17,569,000 | 6,636 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,919 |
| Net loans & leases | $29,289,000 | 7,178 |
| Loan loss allowance | $350,000 | 8,081 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $644,000 | 7,960 |
| Other real estate owned | $109,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $539,000 | 9,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,159,000 | 7,276 |
| Total liabilities | $51,595,000 | 7,225 |
| Total deposits | $49,797,000 | 7,227 |
| Interest-bearing deposits | $44,414,000 | 7,087 |
| Deposits held in domestic offices | $49,797,000 | 7,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,439,000 | 2,240 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $359,000 | 7,337 |
| Total equity capital | $4,564,000 | 7,560 |
| Total bank equity capital | $4,564,000 | 7,560 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $608,000 | 5,640 |
| Surplus | $700,000 | 9,602 |
| Undivided profits | $3,256,000 | 5,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 8,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $283,000 | 6,835 |
| Earning assets | $52,458,000 | 7,153 |
| Long-term assets (5+ years) | $5,894,000 | 5,962 |
| Average Assets, year-to-date | $54,968,800 | 7,216 |
| Average Assets, quarterly | $55,007,500 | 7,326 |
| Volatile liabilities | $5,543,000 | 6,156 |
| Insider loans | $28,000 | 7,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,742,000 | 4,766 |
| Tier 1 (core) risk-based capital | $4,564,000 | 7,506 |
| Tier 2 risk-based capital | $350,000 | 6,882 |
| Total risk weighted assets | $32,489,000 | 6,943 |
| Total unused commitments | $4,742,000 | 4,793 |
| Derivatives | $0 | 651 |