Home > INSOUTH Bank > Income and Expense

INSOUTH Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,174,0001,518
Total interest expense$6,673,0001,702
Net interest income$20,501,0001,409
Provision for loan and lease losses$1,576,000624
Total noninterest income$8,874,000802
Gross Fiduciary activities income$4,000902
Service charges on deposit accounts$1,882,000590
Trading account gains and feesNANA
Additional Noninterest Income$6,988,000708
Total noninterest expense$18,084,0001,311
Salaries and employee benefits$10,780,0001,271
Premises and equipment expense$2,297,0001,081
Additional noninterest expense$6,988,000708
Pre-tax net operating income$9,715,0001,192
Securities gains (losses)$0988
Applicable income taxes$2,773,000782
Income before extraordinary items$6,942,0001,350
Extraordinary gains, net$054
Net income$6,942,0001,365
Minority interest net income$088
Net income of bank and minority interests.$6,942,0001,352
Net charge-offs$324,000932
Cash dividends$2,800,0001,262
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,942,0001,373
2023-09-30 (YTD Data)Rank
Total interest income$19,903,0001,512
Total interest expense$4,577,0001,685
Net interest income$15,326,0001,421
Provision for loan and lease losses$1,156,000609
Total noninterest income$7,907,000715
Gross Fiduciary activities income$3,000875
Service charges on deposit accounts$1,397,000594
Trading account gains and feesNANA
Additional Noninterest Income$6,507,000612
Total noninterest expense$13,266,0001,335
Salaries and employee benefits$7,980,0001,285
Premises and equipment expense$1,699,0001,091
Additional noninterest expense$6,507,000612
Pre-tax net operating income$8,811,0001,064
Securities gains (losses)$0849
Applicable income taxes$2,479,000735
Income before extraordinary items$6,332,0001,197
Extraordinary gains, net$052
Net income$6,332,0001,206
Minority interest net income$081
Net income of bank and minority interests.$6,332,0001,197
Net charge-offs$296,000729
Cash dividends$2,100,0001,134
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,332,0001,221
2023-06-30 (YTD Data)Rank
Total interest income$13,059,0001,503
Total interest expense$2,674,0001,686
Net interest income$10,385,0001,420
Provision for loan and lease losses$159,0001,485
Total noninterest income$6,613,000610
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$910,000594
Trading account gains and feesNANA
Additional Noninterest Income$5,700,000487
Total noninterest expense$8,791,0001,328
Salaries and employee benefits$5,273,0001,288
Premises and equipment expense$1,113,0001,098
Additional noninterest expense$5,700,000487
Pre-tax net operating income$8,048,000842
Securities gains (losses)$0938
Applicable income taxes$2,223,000607
Income before extraordinary items$5,825,000945
Extraordinary gains, net$051
Net income$5,825,000957
Minority interest net income$081
Net income of bank and minority interests.$5,825,000945
Net charge-offs$225,000637
Cash dividends$1,400,0001,144
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,825,000953
2023-03-31 (YTD Data)Rank
Total interest income$6,400,0001,505
Total interest expense$1,118,0001,708
Net interest income$5,282,0001,402
Provision for loan and lease losses$78,0001,405
Total noninterest income$1,000,0001,295
Gross Fiduciary activities income$1,000879
Service charges on deposit accounts$456,000602
Trading account gains and feesNANA
Additional Noninterest Income$543,0001,458
Total noninterest expense$4,346,0001,349
Salaries and employee benefits$2,630,0001,304
Premises and equipment expense$552,0001,141
Additional noninterest expense$543,0001,458
Pre-tax net operating income$1,858,0001,549
Securities gains (losses)$0950
Applicable income taxes$546,000987
Income before extraordinary items$1,312,0001,747
Extraordinary gains, net$04
Net income$1,312,0001,746
Minority interest net income$048
Net income of bank and minority interests.$1,312,0001,747
Net charge-offs$11,0001,336
Cash dividends$700,0001,029
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,312,0001,766
2022-12-31 (YTD Data)Rank
Total interest income$19,812,0001,590
Total interest expense$1,167,0002,219
Net interest income$18,645,0001,525
Provision for loan and lease losses$359,0001,427
Total noninterest income$4,146,0001,342
Gross Fiduciary activities income$4,000937
Service charges on deposit accounts$1,879,000603
Trading account gains and feesNANA
Additional Noninterest Income$2,263,0001,511
Total noninterest expense$16,076,0001,400
Salaries and employee benefits$9,713,0001,346
Premises and equipment expense$2,124,0001,139
Additional noninterest expense$2,263,0001,511
Pre-tax net operating income$6,356,0001,759
Securities gains (losses)$0691
Applicable income taxes$188,0002,673
Income before extraordinary items$6,168,0001,598
Extraordinary gains, net$05
Net income$6,168,0001,596
Minority interest net income$063
Net income of bank and minority interests.$6,168,0001,597
Net charge-offs$-108,0004,295
Cash dividends$2,800,0001,210
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,168,0001,627
2022-09-30 (YTD Data)Rank
Total interest income$13,939,0001,625
Total interest expense$576,0002,475
Net interest income$13,363,0001,560
Provision for loan and lease losses$178,0001,560
Total noninterest income$3,185,0001,350
Gross Fiduciary activities income$3,000915
Service charges on deposit accounts$1,384,000614
Trading account gains and feesNANA
Additional Noninterest Income$1,798,0001,480
Total noninterest expense$11,426,0001,459
Salaries and employee benefits$6,778,0001,424
Premises and equipment expense$1,594,0001,141
Additional noninterest expense$1,798,0001,480
Pre-tax net operating income$4,944,0001,712
Securities gains (losses)$0740
Applicable income taxes$216,0002,433
Income before extraordinary items$4,728,0001,560
Extraordinary gains, net$04
Net income$4,728,0001,559
Minority interest net income$057
Net income of bank and minority interests.$4,728,0001,560
Net charge-offs$-114,0004,335
Cash dividends$1,400,0001,404
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,728,0001,591
2022-06-30 (YTD Data)Rank
Total interest income$8,648,0001,670
Total interest expense$281,0002,744
Net interest income$8,367,0001,600
Provision for loan and lease losses$115,0001,473
Total noninterest income$1,993,0001,389
Gross Fiduciary activities income$3,000863
Service charges on deposit accounts$881,000646
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0001,571
Total noninterest expense$7,546,0001,456
Salaries and employee benefits$4,517,0001,420
Premises and equipment expense$1,041,0001,151
Additional noninterest expense$1,988,0001,608
Pre-tax net operating income$2,699,0001,854
Securities gains (losses)$0687
Applicable income taxes$26,0003,185
Income before extraordinary items$2,673,0001,648
Extraordinary gains, net$04
Net income$2,673,0001,647
Minority interest net income$060
Net income of bank and minority interests.$2,673,0001,648
Net charge-offs$-121,0004,434
Cash dividends$1,400,0001,108
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,673,0001,684
2022-03-31 (YTD Data)Rank
Total interest income$4,235,0001,652
Total interest expense$146,0002,658
Net interest income$4,089,0001,577
Provision for loan and lease losses$61,0001,232
Total noninterest income$973,0001,395
Gross Fiduciary activities income$0892
Service charges on deposit accounts$425,000668
Trading account gains and feesNANA
Additional Noninterest Income$548,0001,582
Total noninterest expense$3,759,0001,449
Salaries and employee benefits$2,252,0001,424
Premises and equipment expense$521,0001,160
Additional noninterest expense$986,0001,591
Pre-tax net operating income$1,242,0001,874
Securities gains (losses)$0623
Applicable income taxes$91,0002,118
Income before extraordinary items$1,151,0001,745
Extraordinary gains, net$04
Net income$1,151,0001,745
Minority interest net income$050
Net income of bank and minority interests.$1,151,0001,745
Net charge-offs$-143,0004,626
Cash dividends$700,000971
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,151,0001,764
2021-12-31 (YTD Data)Rank
Total interest income$17,604,0001,643
Total interest expense$686,0002,728
Net interest income$16,918,0001,579
Provision for loan and lease losses$416,0001,181
Total noninterest income$5,357,0001,258
Gross Fiduciary activities income$4,000915
Service charges on deposit accounts$1,629,000635
Trading account gains and feesNANA
Additional Noninterest Income$3,724,0001,311
Total noninterest expense$14,644,0001,487
Salaries and employee benefits$8,800,0001,444
Premises and equipment expense$2,023,0001,194
Additional noninterest expense$3,821,0001,630
Pre-tax net operating income$7,215,0001,599
Securities gains (losses)$2,0001,964
Applicable income taxes$1,660,0001,233
Income before extraordinary items$5,557,0001,739
Extraordinary gains, net$010
Net income$5,557,0001,738
Minority interest net income$074
Net income of bank and minority interests.$5,557,0001,740
Net charge-offs$-406,0004,690
Cash dividends$2,800,0001,235
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,555,4201,713
2021-09-30 (YTD Data)Rank
Total interest income$13,381,0001,656
Total interest expense$535,0002,771
Net interest income$12,846,0001,579
Provision for loan and lease losses$63,0002,245
Total noninterest income$4,442,0001,189
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$1,185,000643
Trading account gains and feesNANA
Additional Noninterest Income$3,253,0001,217
Total noninterest expense$10,712,0001,514
Salaries and employee benefits$6,355,0001,492
Premises and equipment expense$1,515,0001,214
Additional noninterest expense$2,842,0001,651
Pre-tax net operating income$6,513,0001,455
Securities gains (losses)$02,015
Applicable income taxes$1,498,0001,151
Income before extraordinary items$5,015,0001,602
Extraordinary gains, net$08
Net income$5,015,0001,602
Minority interest net income$069
Net income of bank and minority interests.$5,015,0001,602
Net charge-offs$-429,0004,792
Cash dividends$2,100,0001,121
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,015,0001,575
2021-06-30 (YTD Data)Rank
Total interest income$9,106,0001,616
Total interest expense$381,0002,749
Net interest income$8,725,0001,535
Provision for loan and lease losses$31,0002,349
Total noninterest income$3,486,0001,082
Gross Fiduciary activities income$3,000879
Service charges on deposit accounts$748,000657
Trading account gains and feesNANA
Additional Noninterest Income$2,735,0001,046
Total noninterest expense$7,134,0001,512
Salaries and employee benefits$4,221,0001,493
Premises and equipment expense$1,008,0001,209
Additional noninterest expense$1,905,0001,639
Pre-tax net operating income$5,046,0001,311
Securities gains (losses)$01,818
Applicable income taxes$1,136,0001,046
Income before extraordinary items$3,910,0001,430
Extraordinary gains, net$06
Net income$3,910,0001,430
Minority interest net income$067
Net income of bank and minority interests.$3,910,0001,430
Net charge-offs$-439,0004,859
Cash dividends$1,400,0001,107
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,910,0001,393
2021-03-31 (YTD Data)Rank
Total interest income$4,648,0001,595
Total interest expense$219,0002,619
Net interest income$4,429,0001,510
Provision for loan and lease losses$3,0002,653
Total noninterest income$810,0001,721
Gross Fiduciary activities income$2,000863
Service charges on deposit accounts$378,000639
Trading account gains and feesNANA
Additional Noninterest Income$430,0002,075
Total noninterest expense$3,443,0001,549
Salaries and employee benefits$2,114,0001,481
Premises and equipment expense$505,0001,209
Additional noninterest expense$824,0001,790
Pre-tax net operating income$1,793,0001,655
Securities gains (losses)$01,392
Applicable income taxes$307,0001,488
Income before extraordinary items$1,486,0001,733
Extraordinary gains, net$03
Net income$1,486,0001,733
Minority interest net income$055
Net income of bank and minority interests.$1,486,0001,733
Net charge-offs$-518,0004,933
Cash dividends$700,000968
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,486,0001,689
2020-12-31 (YTD Data)Rank
Total interest income$16,762,0001,731
Total interest expense$1,465,0002,416
Net interest income$15,297,0001,627
Provision for loan and lease losses$318,0002,633
Total noninterest income$3,998,0001,467
Gross Fiduciary activities income$3,000957
Service charges on deposit accounts$1,721,000591
Trading account gains and feesNANA
Additional Noninterest Income$2,274,0001,671
Total noninterest expense$14,233,0001,461
Salaries and employee benefits$8,596,0001,423
Premises and equipment expense$2,047,0001,158
Additional noninterest expense$3,590,0001,670
Pre-tax net operating income$4,744,0001,848
Securities gains (losses)$02,675
Applicable income taxes$1,109,0001,357
Income before extraordinary items$3,635,0002,035
Extraordinary gains, net$04
Net income$3,635,0002,035
Minority interest net income$072
Net income of bank and minority interests.$3,635,0002,035
Net charge-offs$235,0001,447
Cash dividends$2,600,0001,247
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,635,0001,980
2020-09-30 (YTD Data)Rank
Total interest income$12,699,0001,723
Total interest expense$1,180,0002,408
Net interest income$11,519,0001,602
Provision for loan and lease losses$303,0002,417
Total noninterest income$3,162,0001,375
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,263,000594
Trading account gains and feesNANA
Additional Noninterest Income$1,899,0001,536
Total noninterest expense$10,705,0001,445
Salaries and employee benefits$6,496,0001,394
Premises and equipment expense$1,546,0001,143
Additional noninterest expense$2,663,0001,660
Pre-tax net operating income$3,673,0001,781
Securities gains (losses)$02,494
Applicable income taxes$838,0001,323
Income before extraordinary items$2,835,0001,970
Extraordinary gains, net$04
Net income$2,835,0001,969
Minority interest net income$065
Net income of bank and minority interests.$2,835,0001,970
Net charge-offs$184,0001,303
Cash dividends$1,900,0001,156
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,835,0001,915
2020-06-30 (YTD Data)Rank
Total interest income$8,678,0001,707
Total interest expense$835,0002,429
Net interest income$7,843,0001,575
Provision for loan and lease losses$67,0003,259
Total noninterest income$2,033,0001,349
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$847,000596
Trading account gains and feesNANA
Additional Noninterest Income$1,184,0001,508
Total noninterest expense$7,341,0001,413
Salaries and employee benefits$4,473,0001,354
Premises and equipment expense$1,025,0001,145
Additional noninterest expense$1,843,0001,600
Pre-tax net operating income$2,468,0001,716
Securities gains (losses)$02,249
Applicable income taxes$521,0001,309
Income before extraordinary items$1,947,0001,884
Extraordinary gains, net$04
Net income$1,947,0001,884
Minority interest net income$065
Net income of bank and minority interests.$1,947,0001,885
Net charge-offs$171,0001,094
Cash dividends$1,300,0001,092
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,947,0001,845
2020-03-31 (YTD Data)Rank
Total interest income$4,051,0001,791
Total interest expense$436,0002,509
Net interest income$3,615,0001,660
Provision for loan and lease losses$35,0002,766
Total noninterest income$1,205,0001,140
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$500,000608
Trading account gains and feesNANA
Additional Noninterest Income$704,0001,233
Total noninterest expense$3,896,0001,353
Salaries and employee benefits$2,444,0001,255
Premises and equipment expense$526,0001,140
Additional noninterest expense$926,0001,617
Pre-tax net operating income$889,0002,005
Securities gains (losses)$01,705
Applicable income taxes$110,0001,858
Income before extraordinary items$779,0002,017
Extraordinary gains, net$04
Net income$779,0002,016
Minority interest net income$056
Net income of bank and minority interests.$779,0002,017
Net charge-offs$101,000877
Cash dividends$700,0001,037
Sale, conversion, retirement of capital stock, net$0482
Net operating income$779,0001,987
2019-12-31 (YTD Data)Rank
Total interest income$16,578,0001,788
Total interest expense$2,167,0002,220
Net interest income$14,411,0001,659
Provision for loan and lease losses$692,0001,214
Total noninterest income$4,782,0001,159
Gross Fiduciary activities income$1,0001,009
Service charges on deposit accounts$2,256,000558
Trading account gains and feesNANA
Additional Noninterest Income$2,525,0001,339
Total noninterest expense$13,110,0001,525
Salaries and employee benefits$7,936,0001,461
Premises and equipment expense$1,724,0001,326
Additional noninterest expense$3,450,0001,690
Pre-tax net operating income$5,391,0001,669
Securities gains (losses)$211,000617
Applicable income taxes$1,376,0001,173
Income before extraordinary items$4,226,0001,803
Extraordinary gains, net$011
Net income$4,226,0001,805
Minority interest net income$076
Net income of bank and minority interests.$4,226,0001,805
Net charge-offs$231,0001,558
Cash dividends$2,600,0001,330
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,059,3101,832
2019-09-30 (YTD Data)Rank
Total interest income$12,369,0001,805
Total interest expense$1,649,0002,220
Net interest income$10,720,0001,690
Provision for loan and lease losses$382,0001,385
Total noninterest income$3,649,0001,142
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$1,706,000545
Trading account gains and feesNANA
Additional Noninterest Income$1,942,0001,311
Total noninterest expense$9,761,0001,537
Salaries and employee benefits$5,874,0001,476
Premises and equipment expense$1,267,0001,364
Additional noninterest expense$2,620,0001,681
Pre-tax net operating income$4,226,0001,648
Securities gains (losses)$211,000514
Applicable income taxes$1,097,0001,157
Income before extraordinary items$3,340,0001,780
Extraordinary gains, net$011
Net income$3,340,0001,781
Minority interest net income$072
Net income of bank and minority interests.$3,340,0001,781
Net charge-offs$201,0001,291
Cash dividends$1,900,0001,248
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,173,3101,822
2019-06-30 (YTD Data)Rank
Total interest income$8,114,0001,827
Total interest expense$1,033,0002,289
Net interest income$7,081,0001,707
Provision for loan and lease losses$232,0001,446
Total noninterest income$2,550,0001,072
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$1,119,000554
Trading account gains and feesNANA
Additional Noninterest Income$1,430,0001,199
Total noninterest expense$6,454,0001,555
Salaries and employee benefits$3,860,0001,504
Premises and equipment expense$815,0001,415
Additional noninterest expense$1,779,0001,667
Pre-tax net operating income$2,945,0001,572
Securities gains (losses)$01,702
Applicable income taxes$720,0001,149
Income before extraordinary items$2,225,0001,756
Extraordinary gains, net$011
Net income$2,225,0001,755
Minority interest net income$069
Net income of bank and minority interests.$2,225,0001,756
Net charge-offs$143,0001,197
Cash dividends$1,250,0001,245
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,225,0001,724
2019-03-31 (YTD Data)Rank
Total interest income$3,997,0001,852
Total interest expense$472,0002,385
Net interest income$3,525,0001,725
Provision for loan and lease losses$103,0001,458
Total noninterest income$1,151,0001,124
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$545,000561
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,278
Total noninterest expense$3,145,0001,595
Salaries and employee benefits$1,892,0001,539
Premises and equipment expense$415,0001,408
Additional noninterest expense$838,0001,743
Pre-tax net operating income$1,428,0001,587
Securities gains (losses)$01,087
Applicable income taxes$360,0001,124
Income before extraordinary items$1,068,0001,775
Extraordinary gains, net$05
Net income$1,068,0001,773
Minority interest net income$052
Net income of bank and minority interests.$1,068,0001,774
Net charge-offs$103,000876
Cash dividends$625,0001,148
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,068,0001,751
2018-12-31 (YTD Data)Rank
Total interest income$15,724,0001,799
Total interest expense$1,347,0002,494
Net interest income$14,377,0001,673
Provision for loan and lease losses$683,0001,175
Total noninterest income$4,083,0001,253
Gross Fiduciary activities income$2,0001,038
Service charges on deposit accounts$2,275,000559
Trading account gains and feesNANA
Additional Noninterest Income$1,806,0001,595
Total noninterest expense$12,434,0001,558
Salaries and employee benefits$7,516,0001,493
Premises and equipment expense$1,557,0001,450
Additional noninterest expense$3,361,0001,736
Pre-tax net operating income$5,343,0001,694
Securities gains (losses)$01,125
Applicable income taxes$1,326,0001,150
Income before extraordinary items$4,017,0001,905
Extraordinary gains, net$06
Net income$4,017,0001,903
Minority interest net income$072
Net income of bank and minority interests.$4,017,0001,904
Net charge-offs$234,0001,510
Cash dividends$2,325,0001,323
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,017,0001,896
2018-09-30 (YTD Data)Rank
Total interest income$11,644,0001,796
Total interest expense$887,0002,616
Net interest income$10,757,0001,674
Provision for loan and lease losses$639,000936
Total noninterest income$3,089,0001,246
Gross Fiduciary activities income$2,000991
Service charges on deposit accounts$1,679,000568
Trading account gains and feesNANA
Additional Noninterest Income$1,408,0001,575
Total noninterest expense$9,303,0001,562
Salaries and employee benefits$5,626,0001,491
Premises and equipment expense$1,155,0001,470
Additional noninterest expense$2,522,0001,735
Pre-tax net operating income$3,904,0001,744
Securities gains (losses)$01,118
Applicable income taxes$966,0001,195
Income before extraordinary items$2,938,0001,937
Extraordinary gains, net$05
Net income$2,938,0001,934
Minority interest net income$066
Net income of bank and minority interests.$2,938,0001,936
Net charge-offs$169,0001,359
Cash dividends$1,700,0001,199
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,938,0001,925
2018-06-30 (YTD Data)Rank
Total interest income$7,636,0001,801
Total interest expense$498,0002,799
Net interest income$7,138,0001,677
Provision for loan and lease losses$379,0001,011
Total noninterest income$1,842,0001,359
Gross Fiduciary activities income$2,000976
Service charges on deposit accounts$1,065,000594
Trading account gains and feesNANA
Additional Noninterest Income$775,0001,772
Total noninterest expense$6,254,0001,565
Salaries and employee benefits$3,812,0001,479
Premises and equipment expense$756,0001,517
Additional noninterest expense$1,686,0001,742
Pre-tax net operating income$2,347,0001,866
Securities gains (losses)$0961
Applicable income taxes$577,0001,279
Income before extraordinary items$1,770,0002,065
Extraordinary gains, net$06
Net income$1,770,0002,063
Minority interest net income$065
Net income of bank and minority interests.$1,770,0002,064
Net charge-offs$-1,0003,891
Cash dividends$1,125,0001,201
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,770,0002,053
2018-03-31 (YTD Data)Rank
Total interest income$3,751,0001,813
Total interest expense$214,0002,980
Net interest income$3,537,0001,681
Provision for loan and lease losses$215,000896
Total noninterest income$873,0001,398
Gross Fiduciary activities income$2,000930
Service charges on deposit accounts$502,000630
Trading account gains and feesNANA
Additional Noninterest Income$369,0001,793
Total noninterest expense$3,241,0001,537
Salaries and employee benefits$1,987,0001,445
Premises and equipment expense$385,0001,508
Additional noninterest expense$869,0001,695
Pre-tax net operating income$954,0002,107
Securities gains (losses)$0735
Applicable income taxes$228,0001,455
Income before extraordinary items$726,0002,324
Extraordinary gains, net$07
Net income$726,0002,322
Minority interest net income$052
Net income of bank and minority interests.$726,0002,324
Net charge-offs$110,000799
Cash dividends$550,0001,109
Sale, conversion, retirement of capital stock, net$0580
Net operating income$726,0002,310
2017-12-31 (YTD Data)Rank
Total interest income$14,087,0001,872
Total interest expense$860,0002,812
Net interest income$13,227,0001,755
Provision for loan and lease losses$635,0001,238
Total noninterest income$3,640,0001,372
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$1,876,000684
Trading account gains and feesNANA
Additional Noninterest Income$1,763,0001,650
Total noninterest expense$11,665,0001,647
Salaries and employee benefits$6,728,0001,652
Premises and equipment expense$1,557,0001,471
Additional noninterest expense$3,380,0001,762
Pre-tax net operating income$4,567,0001,846
Securities gains (losses)$78,000715
Applicable income taxes$1,699,0001,429
Income before extraordinary items$2,946,0002,085
Extraordinary gains, net$09
Net income$2,946,0002,085
Minority interest net income$076
Net income of bank and minority interests.$2,946,0002,085
Net charge-offs$274,0001,560
Cash dividends$2,200,0001,316
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,896,0802,090
2017-09-30 (YTD Data)Rank
Total interest income$10,411,0001,891
Total interest expense$634,0002,834
Net interest income$9,777,0001,778
Provision for loan and lease losses$514,0001,126
Total noninterest income$2,571,0001,440
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,333,000718
Trading account gains and feesNANA
Additional Noninterest Income$1,238,0001,728
Total noninterest expense$8,803,0001,656
Salaries and employee benefits$4,976,0001,673
Premises and equipment expense$1,220,0001,409
Additional noninterest expense$2,607,0001,717
Pre-tax net operating income$3,031,0002,052
Securities gains (losses)$78,000690
Applicable income taxes$1,144,0001,351
Income before extraordinary items$1,965,0002,438
Extraordinary gains, net$09
Net income$1,965,0002,437
Minority interest net income$071
Net income of bank and minority interests.$1,965,0002,438
Net charge-offs$648,000670
Cash dividends$1,650,0001,219
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,915,0802,458
2017-06-30 (YTD Data)Rank
Total interest income$6,810,0001,905
Total interest expense$399,0002,886
Net interest income$6,411,0001,793
Provision for loan and lease losses$182,0001,635
Total noninterest income$1,637,0001,499
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$812,000763
Trading account gains and feesNANA
Additional Noninterest Income$825,0001,741
Total noninterest expense$5,795,0001,680
Salaries and employee benefits$3,279,0001,696
Premises and equipment expense$946,0001,250
Additional noninterest expense$1,570,0001,867
Pre-tax net operating income$2,071,0001,974
Securities gains (losses)$78,000505
Applicable income taxes$792,0001,277
Income before extraordinary items$1,357,0002,332
Extraordinary gains, net$011
Net income$1,357,0002,333
Minority interest net income$071
Net income of bank and minority interests.$1,357,0002,333
Net charge-offs$276,000878
Cash dividends$1,100,0001,216
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,307,0802,361
2017-03-31 (YTD Data)Rank
Total interest income$3,317,0001,935
Total interest expense$196,0002,886
Net interest income$3,121,0001,835
Provision for loan and lease losses$88,0001,607
Total noninterest income$782,0001,536
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$398,000775
Trading account gains and feesNANA
Additional Noninterest Income$384,0001,796
Total noninterest expense$2,853,0001,719
Salaries and employee benefits$1,608,0001,738
Premises and equipment expense$446,0001,323
Additional noninterest expense$799,0001,844
Pre-tax net operating income$962,0002,014
Securities gains (losses)$01,153
Applicable income taxes$353,0001,356
Income before extraordinary items$609,0002,418
Extraordinary gains, net$08
Net income$609,0002,417
Minority interest net income$055
Net income of bank and minority interests.$609,0002,418
Net charge-offs$95,000959
Cash dividends$550,0001,118
Sale, conversion, retirement of capital stock, net$0632
Net operating income$609,0002,399
2016-12-31 (YTD Data)Rank
Total interest income$12,692,0001,977
Total interest expense$782,0002,855
Net interest income$11,910,0001,873
Provision for loan and lease losses$410,0001,656
Total noninterest income$3,245,0001,561
Gross Fiduciary activities income$4,0001,075
Service charges on deposit accounts$1,773,000727
Trading account gains and fees$0170
Additional Noninterest Income$1,468,0001,922
Total noninterest expense$11,550,0001,676
Salaries and employee benefits$6,137,0001,748
Premises and equipment expense$1,749,0001,325
Additional noninterest expense$3,664,0001,663
Pre-tax net operating income$3,195,0002,294
Securities gains (losses)$135,0001,123
Applicable income taxes$1,265,0001,425
Income before extraordinary items$2,065,0002,733
Extraordinary gains, net$05
Net income$2,065,0002,730
Minority interest net income$082
Net income of bank and minority interests.$2,065,0002,732
Net charge-offs$966,000677
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,978,6002,762
2016-09-30 (YTD Data)Rank
Total interest income$9,423,0001,999
Total interest expense$588,0002,857
Net interest income$8,835,0001,895
Provision for loan and lease losses$225,0001,908
Total noninterest income$2,440,0001,543
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,323,000730
Trading account gains and fees$0169
Additional Noninterest Income$1,117,0001,907
Total noninterest expense$8,639,0001,680
Salaries and employee benefits$4,594,0001,754
Premises and equipment expense$1,307,0001,339
Additional noninterest expense$2,738,0001,661
Pre-tax net operating income$2,411,0002,311
Securities gains (losses)$135,0001,061
Applicable income taxes$969,0001,441
Income before extraordinary items$1,577,0002,745
Extraordinary gains, net$05
Net income$1,577,0002,745
Minority interest net income$071
Net income of bank and minority interests.$1,577,0002,745
Net charge-offs$873,000535
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,490,6002,779
2016-06-30 (YTD Data)Rank
Total interest income$6,226,0002,020
Total interest expense$394,0002,851
Net interest income$5,832,0001,916
Provision for loan and lease losses$196,0001,655
Total noninterest income$1,576,0001,561
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$847,000746
Trading account gains and fees$0157
Additional Noninterest Income$729,0001,902
Total noninterest expense$5,752,0001,679
Salaries and employee benefits$3,040,0001,765
Premises and equipment expense$860,0001,348
Additional noninterest expense$1,852,0001,639
Pre-tax net operating income$1,460,0002,445
Securities gains (losses)$77,0001,137
Applicable income taxes$592,0001,512
Income before extraordinary items$945,0002,897
Extraordinary gains, net$016
Net income$945,0002,895
Minority interest net income$071
Net income of bank and minority interests.$945,0002,896
Net charge-offs$727,000449
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$895,7202,918
2016-03-31 (YTD Data)Rank
Total interest income$3,002,0002,080
Total interest expense$199,0002,847
Net interest income$2,803,0001,988
Provision for loan and lease losses$21,0002,849
Total noninterest income$779,0001,549
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$418,000751
Trading account gains and fees$0142
Additional Noninterest Income$361,0001,869
Total noninterest expense$2,864,0001,691
Salaries and employee benefits$1,508,0001,787
Premises and equipment expense$422,0001,374
Additional noninterest expense$934,0001,622
Pre-tax net operating income$697,0002,494
Securities gains (losses)$12,0001,443
Applicable income taxes$286,0001,519
Income before extraordinary items$423,0003,019
Extraordinary gains, net$012
Net income$423,0003,017
Minority interest net income$062
Net income of bank and minority interests.$423,0003,018
Net charge-offs$284,000508
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$415,3203,004
2015-12-31 (YTD Data)Rank
Total interest income$11,594,0002,084
Total interest expense$834,0002,746
Net interest income$10,760,0002,010
Provision for loan and lease losses$-137,0005,770
Total noninterest income$3,531,0001,421
Gross Fiduciary activities income$3,0001,124
Service charges on deposit accounts$1,912,000688
Trading account gains and fees$0159
Additional Noninterest Income$1,616,0001,759
Total noninterest expense$11,566,0001,648
Salaries and employee benefits$5,912,0001,764
Premises and equipment expense$2,044,0001,150
Additional noninterest expense$3,610,0001,679
Pre-tax net operating income$2,862,0002,402
Securities gains (losses)$6,0002,777
Applicable income taxes$1,058,0001,547
Income before extraordinary items$1,810,0002,899
Extraordinary gains, net$023
Net income$1,810,0002,902
Minority interest net income$081
Net income of bank and minority interests.$1,810,0002,902
Net charge-offs$36,0003,470
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,806,1602,860
2015-09-30 (YTD Data)Rank
Total interest income$8,664,0002,108
Total interest expense$636,0002,744
Net interest income$8,028,0002,022
Provision for loan and lease losses$-42,0005,859
Total noninterest income$2,710,0001,416
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,416,000694
Trading account gains and fees$0153
Additional Noninterest Income$1,294,0001,703
Total noninterest expense$8,744,0001,657
Salaries and employee benefits$4,451,0001,766
Premises and equipment expense$1,531,0001,179
Additional noninterest expense$2,762,0001,644
Pre-tax net operating income$2,036,0002,543
Securities gains (losses)$6,0002,557
Applicable income taxes$771,0001,619
Income before extraordinary items$1,271,0003,075
Extraordinary gains, net$021
Net income$1,271,0003,075
Minority interest net income$078
Net income of bank and minority interests.$1,271,0003,076
Net charge-offs$-349,0006,053
Cash dividends$1,500,0001,198
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,267,1603,036
2015-06-30 (YTD Data)Rank
Total interest income$5,670,0002,145
Total interest expense$447,0002,662
Net interest income$5,223,0002,059
Provision for loan and lease losses$-68,0006,021
Total noninterest income$1,759,0001,441
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$888,000746
Trading account gains and fees$0157
Additional Noninterest Income$871,0001,710
Total noninterest expense$5,787,0001,670
Salaries and employee benefits$2,981,0001,776
Premises and equipment expense$1,015,0001,188
Additional noninterest expense$1,791,0001,691
Pre-tax net operating income$1,263,0002,644
Securities gains (losses)$02,636
Applicable income taxes$456,0001,718
Income before extraordinary items$807,0003,142
Extraordinary gains, net$022
Net income$807,0003,142
Minority interest net income$075
Net income of bank and minority interests.$807,0003,143
Net charge-offs$-105,0005,937
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$807,0003,079
2015-03-31 (YTD Data)Rank
Total interest income$2,790,0002,170
Total interest expense$235,0002,602
Net interest income$2,555,0002,085
Provision for loan and lease losses$7,0003,380
Total noninterest income$892,0001,393
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$428,000745
Trading account gains and fees$0152
Additional Noninterest Income$464,0001,592
Total noninterest expense$2,861,0001,685
Salaries and employee benefits$1,484,0001,789
Premises and equipment expense$515,0001,172
Additional noninterest expense$862,0001,750
Pre-tax net operating income$579,0002,763
Securities gains (losses)$02,027
Applicable income taxes$208,0001,787
Income before extraordinary items$371,0003,265
Extraordinary gains, net$013
Net income$371,0003,268
Minority interest net income$064
Net income of bank and minority interests.$371,0003,268
Net charge-offs$-33,0005,842
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$371,0003,185
2014-12-31 (YTD Data)Rank
Total interest income$12,542,0001,968
Total interest expense$1,119,0002,384
Net interest income$11,423,0001,907
Provision for loan and lease losses$-70,0005,994
Total noninterest income$3,951,0001,294
Gross Fiduciary activities income$3,0001,154
Service charges on deposit accounts$2,083,000657
Trading account gains and fees$0180
Additional Noninterest Income$1,865,0001,548
Total noninterest expense$12,691,0001,499
Salaries and employee benefits$6,430,0001,615
Premises and equipment expense$2,104,0001,136
Additional noninterest expense$4,157,0001,508
Pre-tax net operating income$2,753,0002,411
Securities gains (losses)$418,000477
Applicable income taxes$1,162,0001,391
Income before extraordinary items$2,009,0002,704
Extraordinary gains, net$017
Net income$2,009,0002,702
Minority interest net income$084
Net income of bank and minority interests.$2,009,0002,704
Net charge-offs$876,000998
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,741,4802,915
2014-09-30 (YTD Data)Rank
Total interest income$9,608,0001,948
Total interest expense$863,0002,379
Net interest income$8,745,0001,883
Provision for loan and lease losses$100,0002,760
Total noninterest income$2,755,0001,368
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,543,000656
Trading account gains and fees$0174
Additional Noninterest Income$1,212,0001,707
Total noninterest expense$9,454,0001,517
Salaries and employee benefits$4,840,0001,602
Premises and equipment expense$1,581,0001,143
Additional noninterest expense$3,033,0001,549
Pre-tax net operating income$1,946,0002,555
Securities gains (losses)$290,000494
Applicable income taxes$821,0001,486
Income before extraordinary items$1,415,0002,842
Extraordinary gains, net$015
Net income$1,415,0002,843
Minority interest net income$081
Net income of bank and minority interests.$1,415,0002,843
Net charge-offs$754,000845
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,229,4003,050
2014-06-30 (YTD Data)Rank
Total interest income$6,503,0001,918
Total interest expense$590,0002,357
Net interest income$5,913,0001,850
Provision for loan and lease losses$56,0002,927
Total noninterest income$1,781,0001,380
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$966,000685
Trading account gains and fees$0172
Additional Noninterest Income$815,0001,677
Total noninterest expense$6,367,0001,508
Salaries and employee benefits$3,327,0001,567
Premises and equipment expense$1,046,0001,163
Additional noninterest expense$1,994,0001,565
Pre-tax net operating income$1,271,0002,537
Securities gains (losses)$200,000487
Applicable income taxes$543,0001,468
Income before extraordinary items$928,0002,797
Extraordinary gains, net$020
Net income$928,0002,801
Minority interest net income$080
Net income of bank and minority interests.$928,0002,801
Net charge-offs$770,000622
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$0794
Net operating income$800,0003,042
2014-03-31 (YTD Data)Rank
Total interest income$3,207,0001,935
Total interest expense$297,0002,381
Net interest income$2,910,0001,866
Provision for loan and lease losses$15,0003,093
Total noninterest income$781,0001,483
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$419,000783
Trading account gains and fees$0147
Additional Noninterest Income$362,0001,783
Total noninterest expense$3,307,0001,465
Salaries and employee benefits$1,711,0001,535
Premises and equipment expense$533,0001,167
Additional noninterest expense$1,063,0001,476
Pre-tax net operating income$369,0003,439
Securities gains (losses)$89,000478
Applicable income taxes$168,0001,897
Income before extraordinary items$290,0003,605
Extraordinary gains, net$016
Net income$290,0003,608
Minority interest net income$066
Net income of bank and minority interests.$290,0003,608
Net charge-offs$591,000433
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$233,0403,946
2013-12-31 (YTD Data)Rank
Total interest income$12,470,0001,983
Total interest expense$1,304,0002,417
Net interest income$11,166,0001,907
Provision for loan and lease losses$75,0003,934
Total noninterest income$3,717,0001,383
Gross Fiduciary activities income$3,0001,205
Service charges on deposit accounts$1,834,000761
Trading account gains and fees$0184
Additional Noninterest Income$1,880,0001,585
Total noninterest expense$13,454,0001,455
Salaries and employee benefits$6,684,0001,551
Premises and equipment expense$2,083,0001,150
Additional noninterest expense$4,687,0001,420
Pre-tax net operating income$1,354,0003,575
Securities gains (losses)$459,000486
Applicable income taxes$-6,622,0006,775
Income before extraordinary items$8,435,000759
Extraordinary gains, net$029
Net income$8,435,000759
Minority interest net income$090
Net income of bank and minority interests.$8,435,000760
Net charge-offs$1,439,000969
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,976,000777
2013-09-30 (YTD Data)Rank
Total interest income$9,316,0001,997
Total interest expense$995,0002,454
Net interest income$8,321,0001,925
Provision for loan and lease losses$48,0003,984
Total noninterest income$2,700,0001,447
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,346,000777
Trading account gains and fees$0180
Additional Noninterest Income$1,354,0001,675
Total noninterest expense$9,963,0001,474
Salaries and employee benefits$4,981,0001,571
Premises and equipment expense$1,586,0001,124
Additional noninterest expense$3,396,0001,457
Pre-tax net operating income$1,010,0003,670
Securities gains (losses)$337,000582
Applicable income taxes$1,0004,622
Income before extraordinary items$1,346,0002,854
Extraordinary gains, net$025
Net income$1,346,0002,858
Minority interest net income$084
Net income of bank and minority interests.$1,346,0002,858
Net charge-offs$1,447,000762
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,009,0003,336
2013-06-30 (YTD Data)Rank
Total interest income$6,154,0002,012
Total interest expense$676,0002,464
Net interest income$5,478,0001,932
Provision for loan and lease losses$26,0004,128
Total noninterest income$1,772,0001,470
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$857,000804
Trading account gains and fees$0157
Additional Noninterest Income$915,0001,689
Total noninterest expense$6,722,0001,466
Salaries and employee benefits$3,397,0001,522
Premises and equipment expense$1,013,0001,183
Additional noninterest expense$2,312,0001,418
Pre-tax net operating income$502,0004,136
Securities gains (losses)$337,000514
Applicable income taxes$04,679
Income before extraordinary items$839,0002,967
Extraordinary gains, net$022
Net income$839,0002,969
Minority interest net income$082
Net income of bank and minority interests.$839,0002,970
Net charge-offs$697,0001,001
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$502,0003,828
2013-03-31 (YTD Data)Rank
Total interest income$3,092,0002,027
Total interest expense$339,0002,516
Net interest income$2,753,0001,937
Provision for loan and lease losses$5,0004,198
Total noninterest income$839,0001,518
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$407,000830
Trading account gains and fees$0148
Additional Noninterest Income$432,0001,756
Total noninterest expense$3,438,0001,440
Salaries and employee benefits$1,862,0001,427
Premises and equipment expense$497,0001,217
Additional noninterest expense$1,079,0001,505
Pre-tax net operating income$149,0004,861
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$149,0004,735
Extraordinary gains, net$010
Net income$149,0004,736
Minority interest net income$076
Net income of bank and minority interests.$149,0004,737
Net charge-offs$206,0001,335
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$149,0004,636
2012-12-31 (YTD Data)Rank
Total interest income$12,285,0002,124
Total interest expense$1,545,0002,645
Net interest income$10,740,0002,021
Provision for loan and lease losses$544,0002,609
Total noninterest income$4,141,0001,298
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$2,931,000495
Trading account gains and fees$0166
Additional Noninterest Income$1,206,0002,135
Total noninterest expense$13,420,0001,465
Salaries and employee benefits$6,465,0001,564
Premises and equipment expense$2,295,0001,041
Additional noninterest expense$4,660,0001,451
Pre-tax net operating income$917,0004,135
Securities gains (losses)$1,443,000359
Applicable income taxes$-4,0006,502
Income before extraordinary items$2,364,0002,278
Extraordinary gains, net$029
Net income$2,364,0002,278
Minority interest net income$093
Net income of bank and minority interests.$2,364,0002,280
Net charge-offs$2,075,0001,127
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$921,0003,869
2012-09-30 (YTD Data)Rank
Total interest income$9,025,0002,215
Total interest expense$1,200,0002,672
Net interest income$7,825,0002,099
Provision for loan and lease losses$518,0002,230
Total noninterest income$3,300,0001,256
Gross Fiduciary activities income$2,0001,201
Service charges on deposit accounts$2,196,000502
Trading account gains and fees$0157
Additional Noninterest Income$1,102,0001,871
Total noninterest expense$9,929,0001,486
Salaries and employee benefits$4,870,0001,549
Premises and equipment expense$1,486,0001,200
Additional noninterest expense$3,573,0001,429
Pre-tax net operating income$678,0004,265
Securities gains (losses)$1,215,000327
Applicable income taxes$2,0004,631
Income before extraordinary items$1,891,0002,217
Extraordinary gains, net$020
Net income$1,891,0002,217
Minority interest net income$086
Net income of bank and minority interests.$1,891,0002,217
Net charge-offs$1,450,0001,139
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$676,0003,979
2012-06-30 (YTD Data)Rank
Total interest income$6,013,0002,224
Total interest expense$835,0002,679
Net interest income$5,178,0002,116
Provision for loan and lease losses$504,0001,794
Total noninterest income$2,360,0001,174
Gross Fiduciary activities income$1,0001,200
Service charges on deposit accounts$1,410,000515
Trading account gains and fees$0153
Additional Noninterest Income$949,0001,566
Total noninterest expense$6,628,0001,478
Salaries and employee benefits$3,257,0001,547
Premises and equipment expense$991,0001,201
Additional noninterest expense$2,380,0001,435
Pre-tax net operating income$406,0004,423
Securities gains (losses)$665,000419
Applicable income taxes$2,0004,564
Income before extraordinary items$1,069,0002,489
Extraordinary gains, net$019
Net income$1,069,0002,489
Minority interest net income$084
Net income of bank and minority interests.$1,069,0002,489
Net charge-offs$1,252,000972
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$404,0004,162
2012-03-31 (YTD Data)Rank
Total interest income$3,043,0002,227
Total interest expense$432,0002,693
Net interest income$2,611,0002,113
Provision for loan and lease losses$421,0001,220
Total noninterest income$1,227,0001,138
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$675,000536
Trading account gains and fees$0148
Additional Noninterest Income$552,0001,409
Total noninterest expense$3,269,0001,500
Salaries and employee benefits$1,665,0001,525
Premises and equipment expense$498,0001,205
Additional noninterest expense$1,106,0001,520
Pre-tax net operating income$148,0004,955
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$148,0004,867
Extraordinary gains, net$019
Net income$148,0004,869
Minority interest net income$078
Net income of bank and minority interests.$148,0004,870
Net charge-offs$1,173,000603
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$148,0004,725
2011-12-31 (YTD Data)Rank
Total interest income$13,825,0002,024
Total interest expense$2,820,0002,068
Net interest income$11,005,0001,984
Provision for loan and lease losses$3,297,0001,105
Total noninterest income$3,439,0001,353
Gross Fiduciary activities income$4,0001,181
Service charges on deposit accounts$2,483,000590
Trading account gains and fees$0146
Additional Noninterest Income$952,0002,208
Total noninterest expense$13,760,0001,414
Salaries and employee benefits$6,434,0001,534
Premises and equipment expense$2,145,0001,169
Additional noninterest expense$5,181,0001,338
Pre-tax net operating income$-2,613,0006,877
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-2,613,0006,909
Extraordinary gains, net$029
Net income$-2,613,0006,909
Minority interest net income$096
Net income of bank and minority interests.$-2,613,0006,909
Net charge-offs$5,455,000742
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,613,0006,889
2011-09-30 (YTD Data)Rank
Total interest income$10,583,0002,010
Total interest expense$2,333,0001,966
Net interest income$8,250,0001,996
Provision for loan and lease losses$2,990,000939
Total noninterest income$2,200,0001,511
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,886,000587
Trading account gains and fees$0145
Additional Noninterest Income$314,0003,401
Total noninterest expense$10,093,0001,447
Salaries and employee benefits$4,893,0001,521
Premises and equipment expense$1,814,0001,045
Additional noninterest expense$3,386,0001,520
Pre-tax net operating income$-2,633,0007,073
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-2,633,0007,119
Extraordinary gains, net$021
Net income$-2,633,0007,119
Minority interest net income$087
Net income of bank and minority interests.$-2,633,0007,120
Net charge-offs$4,316,000710
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,633,0007,104
2011-06-30 (YTD Data)Rank
Total interest income$7,148,0002,002
Total interest expense$1,691,0001,892
Net interest income$5,457,0002,018
Provision for loan and lease losses$1,150,0001,380
Total noninterest income$1,412,0001,545
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,230,000598
Trading account gains and fees$0153
Additional Noninterest Income$182,0003,655
Total noninterest expense$6,956,0001,421
Salaries and employee benefits$3,296,0001,520
Premises and equipment expense$1,060,0001,209
Additional noninterest expense$2,600,0001,346
Pre-tax net operating income$-1,237,0007,041
Securities gains (losses)$02,914
Applicable income taxes$3,0004,420
Income before extraordinary items$-1,240,0007,094
Extraordinary gains, net$015
Net income$-1,240,0007,095
Minority interest net income$089
Net income of bank and minority interests.$-1,240,0007,095
Net charge-offs$1,993,000925
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,240,0007,072
2011-03-31 (YTD Data)Rank
Total interest income$3,704,0001,949
Total interest expense$901,0001,831
Net interest income$2,803,0001,958
Provision for loan and lease losses$101,0003,333
Total noninterest income$779,0001,449
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$571,000630
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,415
Total noninterest expense$3,399,0001,457
Salaries and employee benefits$1,655,0001,522
Premises and equipment expense$509,0001,283
Additional noninterest expense$1,235,0001,418
Pre-tax net operating income$82,0005,351
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$81,0005,274
Extraordinary gains, net$09
Net income$81,0005,272
Minority interest net income$086
Net income of bank and minority interests.$81,0005,274
Net charge-offs$600,0001,188
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$81,0005,216
2010-12-31 (YTD Data)Rank
Total interest income$17,263,0001,752
Total interest expense$4,791,0001,706
Net interest income$12,472,0001,777
Provision for loan and lease losses$6,054,000984
Total noninterest income$3,534,0001,384
Gross Fiduciary activities income$5,0001,223
Service charges on deposit accounts$2,671,000561
Trading account gains and fees$0175
Additional Noninterest Income$858,0002,403
Total noninterest expense$16,913,0001,195
Salaries and employee benefits$7,572,0001,298
Premises and equipment expense$2,247,0001,160
Additional noninterest expense$7,094,0001,039
Pre-tax net operating income$-6,961,0007,230
Securities gains (losses)$3,322,000163
Applicable income taxes$-228,0006,990
Income before extraordinary items$-3,411,0007,045
Extraordinary gains, net$029
Net income$-3,411,0007,045
Minority interest net income$0111
Net income of bank and minority interests.$-3,411,0007,046
Net charge-offs$4,187,0001,171
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,533,6807,238
2010-09-30 (YTD Data)Rank
Total interest income$13,155,0001,764
Total interest expense$3,742,0001,711
Net interest income$9,413,0001,786
Provision for loan and lease losses$4,474,000963
Total noninterest income$2,655,0001,359
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,007,000572
Trading account gains and fees$0165
Additional Noninterest Income$648,0002,377
Total noninterest expense$12,597,0001,193
Salaries and employee benefits$5,885,0001,253
Premises and equipment expense$1,721,0001,151
Additional noninterest expense$4,991,0001,075
Pre-tax net operating income$-5,003,0007,362
Securities gains (losses)$2,401,000180
Applicable income taxes$3,0004,477
Income before extraordinary items$-2,605,0007,227
Extraordinary gains, net$023
Net income$-2,605,0007,226
Minority interest net income$0110
Net income of bank and minority interests.$-2,605,0007,227
Net charge-offs$3,013,0001,142
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,006,0007,402
2010-06-30 (YTD Data)Rank
Total interest income$9,022,0001,738
Total interest expense$2,630,0001,706
Net interest income$6,392,0001,746
Provision for loan and lease losses$3,406,000856
Total noninterest income$1,740,0001,359
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,293,000592
Trading account gains and fees$0152
Additional Noninterest Income$447,0002,253
Total noninterest expense$8,334,0001,196
Salaries and employee benefits$4,012,0001,215
Premises and equipment expense$1,154,0001,151
Additional noninterest expense$3,168,0001,122
Pre-tax net operating income$-3,608,0007,452
Securities gains (losses)$1,781,000154
Applicable income taxes$2,0004,454
Income before extraordinary items$-1,829,0007,310
Extraordinary gains, net$019
Net income$-1,829,0007,310
Minority interest net income$0105
Net income of bank and minority interests.$-1,829,0007,310
Net charge-offs$2,209,0001,055
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,610,0007,487
2010-03-31 (YTD Data)Rank
Total interest income$4,698,0001,717
Total interest expense$1,453,0001,618
Net interest income$3,245,0001,750
Provision for loan and lease losses$204,0002,958
Total noninterest income$786,0001,463
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$591,000649
Trading account gains and fees$0175
Additional Noninterest Income$195,0002,436
Total noninterest expense$4,210,0001,202
Salaries and employee benefits$2,035,0001,217
Premises and equipment expense$607,0001,125
Additional noninterest expense$1,568,0001,119
Pre-tax net operating income$-383,0007,075
Securities gains (losses)$02,284
Applicable income taxes$-96,0007,442
Income before extraordinary items$-287,0007,062
Extraordinary gains, net$016
Net income$-287,0007,063
Minority interest net income$091
Net income of bank and minority interests.$-287,0007,062
Net charge-offs$1,718,000727
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-287,0007,020
2009-12-31 (YTD Data)Rank
Total interest income$21,744,0001,575
Total interest expense$8,958,0001,334
Net interest income$12,786,0001,747
Provision for loan and lease losses$16,533,000566
Total noninterest income$3,883,0001,331
Gross Fiduciary activities income$10,0001,186
Service charges on deposit accounts$2,989,000561
Trading account gains and fees$0211
Additional Noninterest Income$884,0002,311
Total noninterest expense$20,672,0001,009
Salaries and employee benefits$9,220,0001,069
Premises and equipment expense$2,591,0001,048
Additional noninterest expense$8,861,000891
Pre-tax net operating income$-20,536,0007,720
Securities gains (losses)$28,0002,908
Applicable income taxes$-103,0006,578
Income before extraordinary items$-20,405,0007,743
Extraordinary gains, net$034
Net income$-20,405,0007,741
Minority interest net income$0115
Net income of bank and minority interests.$-20,405,0007,741
Net charge-offs$14,794,000507
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-20,432,7207,746
2009-09-30 (YTD Data)Rank
Total interest income$16,640,0001,571
Total interest expense$7,343,0001,281
Net interest income$9,297,0001,794
Provision for loan and lease losses$11,234,000570
Total noninterest income$3,127,0001,277
Gross Fiduciary activities income$4,0001,209
Service charges on deposit accounts$2,265,000550
Trading account gains and fees$0212
Additional Noninterest Income$858,0002,033
Total noninterest expense$14,601,0001,051
Salaries and employee benefits$7,055,0001,054
Premises and equipment expense$1,975,0001,044
Additional noninterest expense$5,571,0001,013
Pre-tax net operating income$-13,411,0007,807
Securities gains (losses)$35,0002,478
Applicable income taxes$-3,837,0007,859
Income before extraordinary items$-9,539,0007,767
Extraordinary gains, net$027
Net income$-9,539,0007,767
Minority interest net income$0118
Net income of bank and minority interests.$-9,539,0007,767
Net charge-offs$11,956,000452
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-9,563,8507,775
2009-06-30 (YTD Data)Rank
Total interest income$11,393,0001,561
Total interest expense$5,352,0001,231
Net interest income$6,041,0001,837
Provision for loan and lease losses$8,841,000490
Total noninterest income$2,259,0001,215
Gross Fiduciary activities income$3,0001,207
Service charges on deposit accounts$1,486,000557
Trading account gains and fees$0193
Additional Noninterest Income$770,0001,701
Total noninterest expense$9,824,0001,066
Salaries and employee benefits$4,792,0001,057
Premises and equipment expense$1,346,0001,048
Additional noninterest expense$3,686,0001,038
Pre-tax net operating income$-10,365,0007,924
Securities gains (losses)$35,0002,094
Applicable income taxes$-4,120,0008,013
Income before extraordinary items$-6,210,0007,853
Extraordinary gains, net$021
Net income$-6,210,0007,852
Minority interest net income$0112
Net income of bank and minority interests.$-6,210,0007,852
Net charge-offs$7,137,000469
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,232,4007,862
2009-03-31 (YTD Data)Rank
Total interest income$5,950,0001,524
Total interest expense$2,838,0001,208
Net interest income$3,112,0001,788
Provision for loan and lease losses$6,313,000348
Total noninterest income$1,012,0001,271
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$701,000578
Trading account gains and fees$0171
Additional Noninterest Income$309,0001,907
Total noninterest expense$4,767,0001,055
Salaries and employee benefits$2,436,0001,041
Premises and equipment expense$698,0001,025
Additional noninterest expense$1,633,0001,031
Pre-tax net operating income$-6,956,0008,075
Securities gains (losses)$02,434
Applicable income taxes$-2,753,0008,121
Income before extraordinary items$-4,203,0008,030
Extraordinary gains, net$015
Net income$-4,203,0008,031
Minority interest net income$0102
Net income of bank and minority interests.$-4,203,0008,031
Net charge-offs$6,587,000262
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,203,0008,033
2008-12-31 (YTD Data)Rank
Total interest income$31,566,0001,212
Total interest expense$16,186,000992
Net interest income$15,380,0001,448
Provision for loan and lease losses$9,563,000619
Total noninterest income$6,140,000894
Gross Fiduciary activities income$14,0001,164
Service charges on deposit accounts$3,802,000451
Trading account gains and fees$0154
Additional Noninterest Income$2,324,0001,169
Total noninterest expense$19,637,0001,011
Salaries and employee benefits$10,097,000984
Premises and equipment expense$2,903,000952
Additional noninterest expense$6,637,000960
Pre-tax net operating income$-7,680,0007,926
Securities gains (losses)$03,220
Applicable income taxes$-3,620,0008,049
Income before extraordinary items$-4,060,0007,743
Extraordinary gains, net$039
Net income$-4,060,0007,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,777,000384
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,060,0007,804
2008-09-30 (YTD Data)Rank
Total interest income$24,606,0001,190
Total interest expense$12,574,000991
Net interest income$12,032,0001,408
Provision for loan and lease losses$4,988,000642
Total noninterest income$4,855,000900
Gross Fiduciary activities income$3,0001,278
Service charges on deposit accounts$2,894,000458
Trading account gains and fees$0148
Additional Noninterest Income$1,958,0001,123
Total noninterest expense$14,798,0001,002
Salaries and employee benefits$7,497,0001,018
Premises and equipment expense$2,278,000907
Additional noninterest expense$5,023,000908
Pre-tax net operating income$-2,899,0008,009
Securities gains (losses)$03,106
Applicable income taxes$-1,535,0008,138
Income before extraordinary items$-1,364,0007,660
Extraordinary gains, net$031
Net income$-1,364,0007,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,368,000421
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,364,0007,761
2008-06-30 (YTD Data)Rank
Total interest income$16,737,0001,183
Total interest expense$8,699,000994
Net interest income$8,038,0001,383
Provision for loan and lease losses$1,580,000918
Total noninterest income$3,555,000836
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,852,000459
Trading account gains and fees$0149
Additional Noninterest Income$1,703,000945
Total noninterest expense$8,971,0001,086
Salaries and employee benefits$4,984,0001,034
Premises and equipment expense$1,405,000989
Additional noninterest expense$2,582,0001,153
Pre-tax net operating income$1,042,0002,869
Securities gains (losses)$03,233
Applicable income taxes$150,0003,014
Income before extraordinary items$892,0002,823
Extraordinary gains, net$021
Net income$892,0002,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,483,000489
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$892,0002,770
2008-03-31 (YTD Data)Rank
Total interest income$8,911,0001,134
Total interest expense$4,638,0001,002
Net interest income$4,273,0001,299
Provision for loan and lease losses$235,0001,655
Total noninterest income$1,237,0001,119
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$856,000488
Trading account gains and fees$0158
Additional Noninterest Income$381,0001,689
Total noninterest expense$4,541,0001,069
Salaries and employee benefits$2,402,0001,078
Premises and equipment expense$751,000920
Additional noninterest expense$1,388,0001,042
Pre-tax net operating income$734,0002,332
Securities gains (losses)$02,688
Applicable income taxes$171,0002,161
Income before extraordinary items$563,0002,442
Extraordinary gains, net$015
Net income$563,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,000715
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$563,0002,367
2007-12-31 (YTD Data)Rank
Total interest income$39,920,0001,056
Total interest expense$20,161,000976
Net interest income$19,759,0001,118
Provision for loan and lease losses$5,380,000384
Total noninterest income$3,807,0001,352
Gross Fiduciary activities income$30,0001,093
Service charges on deposit accounts$2,877,000604
Trading account gains and fees$0178
Additional Noninterest Income$900,0002,381
Total noninterest expense$22,076,000840
Salaries and employee benefits$10,215,000969
Premises and equipment expense$2,578,0001,025
Additional noninterest expense$9,283,000621
Pre-tax net operating income$-3,890,0008,418
Securities gains (losses)$193,000453
Applicable income taxes$-1,946,0008,457
Income before extraordinary items$-1,751,0008,285
Extraordinary gains, net$039
Net income$-1,751,0008,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,873,000475
Cash dividends$2,700,0001,292
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-1,874,5208,289
2007-09-30 (YTD Data)Rank
Total interest income$29,603,0001,072
Total interest expense$14,677,0001,000
Net interest income$14,926,0001,117
Provision for loan and lease losses$1,505,000648
Total noninterest income$3,125,0001,261
Gross Fiduciary activities income$11,0001,174
Service charges on deposit accounts$2,087,000613
Trading account gains and fees$0184
Additional Noninterest Income$1,027,0001,799
Total noninterest expense$14,502,000958
Salaries and employee benefits$7,764,000963
Premises and equipment expense$2,039,000941
Additional noninterest expense$4,699,000874
Pre-tax net operating income$2,044,0002,786
Securities gains (losses)$55,000609
Applicable income taxes$477,0002,593
Income before extraordinary items$1,622,0002,811
Extraordinary gains, net$033
Net income$1,622,0002,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,321
Cash dividends$2,700,000951
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,579,6502,848
2007-06-30 (YTD Data)Rank
Total interest income$18,815,0001,147
Total interest expense$9,690,0001,020
Net interest income$9,125,0001,252
Provision for loan and lease losses$363,0001,324
Total noninterest income$1,942,0001,361
Gross Fiduciary activities income$11,0001,126
Service charges on deposit accounts$1,323,000659
Trading account gains and fees$0168
Additional Noninterest Income$608,0001,962
Total noninterest expense$8,857,0001,066
Salaries and employee benefits$5,217,000965
Premises and equipment expense$1,111,0001,203
Additional noninterest expense$2,529,0001,100
Pre-tax net operating income$1,847,0002,302
Securities gains (losses)$55,000514
Applicable income taxes$511,0002,037
Income before extraordinary items$1,391,0002,344
Extraordinary gains, net$029
Net income$1,391,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,211
Cash dividends$1,800,000968
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,350,8502,384
2007-03-31 (YTD Data)Rank
Total interest income$9,615,0001,108
Total interest expense$4,568,0001,069
Net interest income$5,047,0001,104
Provision for loan and lease losses$-22,0008,471
Total noninterest income$874,0001,442
Gross Fiduciary activities income$8,0001,061
Service charges on deposit accounts$628,000673
Trading account gains and fees$0195
Additional Noninterest Income$238,0002,289
Total noninterest expense$4,148,0001,133
Salaries and employee benefits$2,634,000964
Premises and equipment expense$435,0001,544
Additional noninterest expense$1,079,0001,252
Pre-tax net operating income$1,795,0001,304
Securities gains (losses)$55,000400
Applicable income taxes$620,0001,086
Income before extraordinary items$1,230,0001,422
Extraordinary gains, net$022
Net income$1,230,0001,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,588
Cash dividends$900,000881
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,193,7001,444
2006-12-31 (YTD Data)Rank
Total interest income$35,925,0001,095
Total interest expense$15,638,0001,071
Net interest income$20,287,0001,092
Provision for loan and lease losses$868,0001,193
Total noninterest income$5,530,0001,013
Gross Fiduciary activities income$172,000833
Service charges on deposit accounts$2,846,000596
Trading account gains and fees$0130
Additional Noninterest Income$2,512,0001,132
Total noninterest expense$16,514,0001,090
Salaries and employee benefits$9,679,000995
Premises and equipment expense$2,221,0001,153
Additional noninterest expense$4,614,0001,166
Pre-tax net operating income$8,435,0001,170
Securities gains (losses)$01,687
Applicable income taxes$2,807,000995
Income before extraordinary items$5,628,0001,287
Extraordinary gains, net$051
Net income$5,628,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0008,529
Cash dividends$3,600,000946
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,628,0001,271
2006-09-30 (YTD Data)Rank
Total interest income$26,182,0001,133
Total interest expense$11,096,0001,107
Net interest income$15,086,0001,120
Provision for loan and lease losses$447,0001,560
Total noninterest income$3,320,0001,212
Gross Fiduciary activities income$129,000820
Service charges on deposit accounts$2,108,000608
Trading account gains and fees$0126
Additional Noninterest Income$1,083,0001,726
Total noninterest expense$11,417,0001,197
Salaries and employee benefits$7,100,0001,028
Premises and equipment expense$1,014,0001,864
Additional noninterest expense$3,303,0001,219
Pre-tax net operating income$6,542,0001,174
Securities gains (losses)$01,388
Applicable income taxes$2,291,000977
Income before extraordinary items$4,251,0001,336
Extraordinary gains, net$045
Net income$4,251,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,422
Cash dividends$2,700,000901
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,251,0001,318
2006-06-30 (YTD Data)Rank
Total interest income$16,810,0001,158
Total interest expense$6,809,0001,137
Net interest income$10,001,0001,127
Provision for loan and lease losses$400,0001,166
Total noninterest income$2,215,0001,221
Gross Fiduciary activities income$96,000815
Service charges on deposit accounts$1,390,000610
Trading account gains and fees$0126
Additional Noninterest Income$729,0001,711
Total noninterest expense$7,553,0001,210
Salaries and employee benefits$4,657,0001,053
Premises and equipment expense$674,0001,869
Additional noninterest expense$2,222,0001,216
Pre-tax net operating income$4,263,0001,188
Securities gains (losses)$01,185
Applicable income taxes$1,492,000997
Income before extraordinary items$2,771,0001,354
Extraordinary gains, net$039
Net income$2,771,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,043
Cash dividends$1,800,000898
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,771,0001,343
2006-03-31 (YTD Data)Rank
Total interest income$8,029,0001,191
Total interest expense$3,127,0001,175
Net interest income$4,902,0001,148
Provision for loan and lease losses$215,0001,084
Total noninterest income$1,180,0001,141
Gross Fiduciary activities income$22,000976
Service charges on deposit accounts$654,000630
Trading account gains and fees$0115
Additional Noninterest Income$504,0001,334
Total noninterest expense$3,659,0001,255
Salaries and employee benefits$2,251,0001,098
Premises and equipment expense$355,0001,789
Additional noninterest expense$1,053,0001,265
Pre-tax net operating income$2,208,0001,126
Securities gains (losses)$0955
Applicable income taxes$769,000964
Income before extraordinary items$1,439,0001,280
Extraordinary gains, net$021
Net income$1,439,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,365
Cash dividends$900,000822
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,439,0001,263
2005-12-31 (YTD Data)Rank
Total interest income$31,907,0001,038
Total interest expense$10,782,0001,036
Net interest income$21,125,0001,009
Provision for loan and lease losses$326,0002,659
Total noninterest income$4,427,0001,182
Gross Fiduciary activities income$139,000884
Service charges on deposit accounts$3,007,000560
Trading account gains and fees$0138
Additional Noninterest Income$1,281,0001,866
Total noninterest expense$15,383,0001,113
Salaries and employee benefits$9,486,000963
Premises and equipment expense$1,601,0001,524
Additional noninterest expense$4,296,0001,204
Pre-tax net operating income$9,843,000997
Securities gains (losses)$02,296
Applicable income taxes$3,598,000844
Income before extraordinary items$6,245,0001,163
Extraordinary gains, net$046
Net income$6,245,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,900
Cash dividends$3,100,000995
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,245,0001,138
2005-09-30 (YTD Data)Rank
Total interest income$23,377,0001,023
Total interest expense$7,560,0001,045
Net interest income$15,817,000995
Provision for loan and lease losses$180,0003,127
Total noninterest income$3,536,0001,141
Gross Fiduciary activities income$115,000851
Service charges on deposit accounts$2,242,000559
Trading account gains and fees$0126
Additional Noninterest Income$1,179,0001,604
Total noninterest expense$11,580,0001,093
Salaries and employee benefits$7,083,000959
Premises and equipment expense$1,249,0001,455
Additional noninterest expense$3,248,0001,168
Pre-tax net operating income$7,593,000969
Securities gains (losses)$02,317
Applicable income taxes$2,790,000823
Income before extraordinary items$4,803,0001,133
Extraordinary gains, net$035
Net income$4,803,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,760
Cash dividends$2,175,000986
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,803,0001,112
2005-06-30 (YTD Data)Rank
Total interest income$14,890,0001,040
Total interest expense$4,542,0001,096
Net interest income$10,348,0001,006
Provision for loan and lease losses$75,0003,815
Total noninterest income$2,315,0001,140
Gross Fiduciary activities income$80,000848
Service charges on deposit accounts$1,438,000575
Trading account gains and fees$0116
Additional Noninterest Income$797,0001,584
Total noninterest expense$7,599,0001,104
Salaries and employee benefits$4,744,000944
Premises and equipment expense$859,0001,407
Additional noninterest expense$1,996,0001,258
Pre-tax net operating income$4,989,000956
Securities gains (losses)$02,146
Applicable income taxes$1,835,000818
Income before extraordinary items$3,154,0001,115
Extraordinary gains, net$030
Net income$3,154,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,382
Cash dividends$1,450,000966
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,154,0001,091
2005-03-31 (YTD Data)Rank
Total interest income$7,160,0001,060
Total interest expense$2,077,0001,131
Net interest income$5,083,0001,022
Provision for loan and lease losses$20,0004,626
Total noninterest income$1,063,0001,194
Gross Fiduciary activities income$52,000803
Service charges on deposit accounts$667,000596
Trading account gains and fees$0115
Additional Noninterest Income$344,0001,717
Total noninterest expense$3,744,0001,115
Salaries and employee benefits$2,376,000940
Premises and equipment expense$465,0001,294
Additional noninterest expense$903,0001,375
Pre-tax net operating income$2,382,000983
Securities gains (losses)$01,685
Applicable income taxes$876,000844
Income before extraordinary items$1,506,0001,147
Extraordinary gains, net$024
Net income$1,506,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$725,000886
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,506,0001,124
2004-12-31 (YTD Data)Rank
Total interest income$27,284,0001,031
Total interest expense$6,932,0001,173
Net interest income$20,352,000973
Provision for loan and lease losses$607,0001,628
Total noninterest income$4,756,0001,128
Gross Fiduciary activities income$171,000826
Service charges on deposit accounts$2,907,000596
Trading account gains and fees$0138
Additional Noninterest Income$1,678,0001,500
Total noninterest expense$16,744,000973
Salaries and employee benefits$9,660,000891
Premises and equipment expense$2,176,0001,063
Additional noninterest expense$4,908,0001,020
Pre-tax net operating income$7,757,0001,133
Securities gains (losses)$11,0002,784
Applicable income taxes$2,653,000991
Income before extraordinary items$5,115,0001,273
Extraordinary gains, net$034
Net income$5,115,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$815,000900
Cash dividends$2,600,0001,084
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,107,7401,238
2004-09-30 (YTD Data)Rank
Total interest income$20,247,0001,031
Total interest expense$4,943,0001,217
Net interest income$15,304,000962
Provision for loan and lease losses$437,0001,656
Total noninterest income$3,469,0001,159
Gross Fiduciary activities income$139,000804
Service charges on deposit accounts$2,174,000604
Trading account gains and fees$0134
Additional Noninterest Income$1,156,0001,601
Total noninterest expense$12,976,000942
Salaries and employee benefits$7,206,000894
Premises and equipment expense$1,699,0001,016
Additional noninterest expense$4,071,000914
Pre-tax net operating income$5,360,0001,225
Securities gains (losses)$11,0002,659
Applicable income taxes$1,864,0001,080
Income before extraordinary items$3,507,0001,397
Extraordinary gains, net$026
Net income$3,507,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,256
Cash dividends$1,800,0001,080
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,499,8501,357
2004-06-30 (YTD Data)Rank
Total interest income$13,315,0001,033
Total interest expense$3,125,0001,262
Net interest income$10,190,000959
Provision for loan and lease losses$295,0001,617
Total noninterest income$2,272,0001,164
Gross Fiduciary activities income$103,000790
Service charges on deposit accounts$1,414,000614
Trading account gains and fees$0130
Additional Noninterest Income$755,0001,617
Total noninterest expense$8,741,000924
Salaries and employee benefits$4,817,000890
Premises and equipment expense$1,201,000945
Additional noninterest expense$2,723,000914
Pre-tax net operating income$3,426,0001,248
Securities gains (losses)$03,413
Applicable income taxes$1,182,0001,121
Income before extraordinary items$2,244,0001,439
Extraordinary gains, net$021
Net income$2,244,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000988
Cash dividends$1,200,0001,078
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,244,0001,386
2004-03-31 (YTD Data)Rank
Total interest income$6,349,0001,099
Total interest expense$1,539,0001,298
Net interest income$4,810,0001,024
Provision for loan and lease losses$95,0002,197
Total noninterest income$1,028,0001,231
Gross Fiduciary activities income$16,0001,031
Service charges on deposit accounts$673,000638
Trading account gains and fees$0121
Additional Noninterest Income$339,0001,726
Total noninterest expense$4,303,000950
Salaries and employee benefits$2,449,000890
Premises and equipment expense$594,000980
Additional noninterest expense$1,260,000978
Pre-tax net operating income$1,440,0001,439
Securities gains (losses)$02,934
Applicable income taxes$490,0001,311
Income before extraordinary items$950,0001,666
Extraordinary gains, net$016
Net income$950,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,000792
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$950,0001,579
2003-12-31 (YTD Data)Rank
Total interest income$29,719,000946
Total interest expense$10,256,000865
Net interest income$19,463,000989
Provision for loan and lease losses$643,0001,759
Total noninterest income$4,515,0001,218
Gross Fiduciary activities income$236,000766
Service charges on deposit accounts$2,886,000590
Trading account gains and fees$0160
Additional Noninterest Income$1,393,0001,918
Total noninterest expense$18,691,000865
Salaries and employee benefits$10,548,000802
Premises and equipment expense$2,335,000982
Additional noninterest expense$5,808,000885
Pre-tax net operating income$4,644,0001,737
Securities gains (losses)$04,500
Applicable income taxes$1,601,0001,533
Income before extraordinary items$3,043,0002,011
Extraordinary gains, net$054
Net income$3,043,0002,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,334,000734
Cash dividends$1,950,0001,415
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,043,0001,920
2003-09-30 (YTD Data)Rank
Total interest income$22,956,000934
Total interest expense$8,459,000825
Net interest income$14,497,0001,005
Provision for loan and lease losses$183,0003,481
Total noninterest income$3,303,0001,285
Gross Fiduciary activities income$139,000819
Service charges on deposit accounts$2,132,000608
Trading account gains and fees$0153
Additional Noninterest Income$1,032,0002,007
Total noninterest expense$13,698,000889
Salaries and employee benefits$7,787,000824
Premises and equipment expense$1,728,0001,005
Additional noninterest expense$4,183,000923
Pre-tax net operating income$3,919,0001,613
Securities gains (losses)$04,204
Applicable income taxes$1,217,0001,595
Income before extraordinary items$2,702,0001,793
Extraordinary gains, net$040
Net income$2,702,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,081,000658
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,702,0001,691
2003-06-30 (YTD Data)Rank
Total interest income$15,131,000959
Total interest expense$6,097,000787
Net interest income$9,034,0001,079
Provision for loan and lease losses$113,0003,672
Total noninterest income$1,827,0001,466
Gross Fiduciary activities income$99,000814
Service charges on deposit accounts$1,379,000618
Trading account gains and fees$0150
Additional Noninterest Income$349,0003,023
Total noninterest expense$8,628,000949
Salaries and employee benefits$5,158,000830
Premises and equipment expense$1,130,0001,022
Additional noninterest expense$2,340,0001,084
Pre-tax net operating income$2,120,0001,940
Securities gains (losses)$03,782
Applicable income taxes$620,0002,000
Income before extraordinary items$1,500,0002,113
Extraordinary gains, net$030
Net income$1,500,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,178
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,500,0001,997
2003-03-31 (YTD Data)Rank
Total interest income$7,482,000978
Total interest expense$3,136,000781
Net interest income$4,346,0001,124
Provision for loan and lease losses$52,0003,624
Total noninterest income$920,0001,419
Gross Fiduciary activities income$20,0001,017
Service charges on deposit accounts$673,000619
Trading account gains and fees$0134
Additional Noninterest Income$227,0002,498
Total noninterest expense$4,390,000928
Salaries and employee benefits$2,618,000818
Premises and equipment expense$588,000980
Additional noninterest expense$1,184,0001,044
Pre-tax net operating income$824,0002,409
Securities gains (losses)$02,891
Applicable income taxes$209,0002,617
Income before extraordinary items$615,0002,478
Extraordinary gains, net$021
Net income$615,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,338
Cash dividends$350,0001,587
Sale, conversion, retirement of capital stock, net$0419
Net operating income$615,0002,341
2002-12-31 (YTD Data)Rank
Total interest income$29,454,0001,048
Total interest expense$13,230,000859
Net interest income$16,224,0001,192
Provision for loan and lease losses$111,0005,538
Total noninterest income$3,501,0001,384
Gross Fiduciary activities income$81,0001,037
Service charges on deposit accounts$2,886,000564
Trading account gains and fees$0153
Additional Noninterest Income$534,0003,168
Total noninterest expense$19,718,000800
Salaries and employee benefits$9,967,000810
Premises and equipment expense$2,351,000932
Additional noninterest expense$7,400,000704
Pre-tax net operating income$-104,0008,766
Securities gains (losses)$252,0001,015
Applicable income taxes$-589,0009,259
Income before extraordinary items$737,0005,416
Extraordinary gains, net$070
Net income$737,0005,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,262,000530
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$485,0006,324
2001-12-31 (YTD Data)Rank
Total interest income$41,661,000818
Total interest expense$23,136,000726
Net interest income$18,525,000969
Provision for loan and lease losses$1,890,000748
Total noninterest income$4,695,0001,046
Gross Fiduciary activities income$57,0001,113
Service charges on deposit accounts$2,833,000535
Trading account gains and fees$0177
Additional Noninterest Income$1,805,0001,331
Total noninterest expense$24,469,000652
Salaries and employee benefits$10,312,000726
Premises and equipment expense$2,859,000742
Additional noninterest expense$11,298,000527
Pre-tax net operating income$-3,139,0009,533
Securities gains (losses)$389,000738
Applicable income taxes$-831,0009,539
Income before extraordinary items$-1,919,0009,521
Extraordinary gains, net$0105
Net income$-1,919,0009,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,596,000330
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-2,191,3009,510
2000-12-31 (YTD Data)Rank
Total interest income$56,983,000644
Total interest expense$30,678,000615
Net interest income$26,305,000679
Provision for loan and lease losses$7,172,000249
Total noninterest income$8,698,000644
Gross Fiduciary activities income$70,0001,000
Service charges on deposit accounts$1,968,000687
Trading account gains and fees$0180
Additional Noninterest Income$6,660,000533
Total noninterest expense$29,707,000543
Salaries and employee benefits$15,690,000473
Premises and equipment expense$4,407,000510
Additional noninterest expense$9,610,000602
Pre-tax net operating income$-1,876,0009,816
Securities gains (losses)$52,000713
Applicable income taxes$-769,0009,827
Income before extraordinary items$-1,055,0009,742
Extraordinary gains, net$038
Net income$-1,055,0009,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,594,000259
Cash dividends$920,0002,435
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-1,088,2809,750
1999-12-31 (YTD Data)Rank
Total interest income$69,296,000536
Total interest expense$32,083,000535
Net interest income$37,213,000523
Provision for loan and lease losses$9,194,000215
Total noninterest income$8,290,000686
Gross Fiduciary activities income$98,000995
Service charges on deposit accounts$1,492,000887
Trading account gains and fees$0173
Additional Noninterest Income$6,700,000554
Total noninterest expense$36,606,000464
Salaries and employee benefits$19,687,000390
Premises and equipment expense$5,315,000438
Additional noninterest expense$11,604,000545
Pre-tax net operating income$-297,0009,711
Securities gains (losses)$44,0001,029
Applicable income taxes$-187,00010,019
Income before extraordinary items$-66,0009,536
Extraordinary gains, net$035
Net income$-66,0009,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,976,000242
Cash dividends$2,150,0001,281
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-94,1609,543
1998-12-31 (YTD Data)Rank
Total interest income$67,969,000541
Total interest expense$34,980,000509
Net interest income$32,989,000558
Provision for loan and lease losses$1,856,000612
Total noninterest income$9,587,000617
Gross Fiduciary activities income$85,0001,036
Service charges on deposit accounts$1,369,000904
Trading account gains and fees$0224
Additional Noninterest Income$8,133,000486
Total noninterest expense$31,518,000513
Salaries and employee benefits$15,136,000482
Premises and equipment expense$4,775,000462
Additional noninterest expense$11,607,000540
Pre-tax net operating income$9,202,000851
Securities gains (losses)$739,000452
Applicable income taxes$4,112,000670
Income before extraordinary items$5,829,000930
Extraordinary gains, net$032
Net income$5,829,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,887,000483
Cash dividends$3,350,000900
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,356,040970
1997-12-31 (YTD Data)Rank
Total interest income$47,799,000727
Total interest expense$20,227,000825
Net interest income$27,572,000654
Provision for loan and lease losses$2,112,000562
Total noninterest income$6,484,000769
Gross Fiduciary activities income$61,0001,141
Service charges on deposit accounts$670,0001,952
Trading account gains and fees$0239
Additional Noninterest Income$5,753,000558
Total noninterest expense$23,608,000641
Salaries and employee benefits$11,403,000610
Premises and equipment expense$2,468,000820
Additional noninterest expense$9,737,000602
Pre-tax net operating income$8,336,000988
Securities gains (losses)$91,0001,025
Applicable income taxes$3,012,000927
Income before extraordinary items$5,415,0001,022
Extraordinary gains, net$044
Net income$5,415,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,657,000566
Cash dividends$2,625,0001,048
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,356,7601,004
1996-12-31 (YTD Data)Rank
Total interest income$29,395,0001,171
Total interest expense$14,180,0001,157
Net interest income$15,215,0001,187
Provision for loan and lease losses$1,125,000943
Total noninterest income$12,159,000523
Gross Fiduciary activities income$57,0001,210
Service charges on deposit accounts$590,0002,302
Trading account gains and fees$0262
Additional Noninterest Income$11,512,000395
Total noninterest expense$20,187,000783
Salaries and employee benefits$8,374,000819
Premises and equipment expense$2,109,0001,003
Additional noninterest expense$9,704,000695
Pre-tax net operating income$6,062,0001,197
Securities gains (losses)$48,0001,356
Applicable income taxes$2,107,0001,176
Income before extraordinary items$4,003,0001,254
Extraordinary gains, net$053
Net income$4,003,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,090,000853
Cash dividends$2,400,0001,133
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,971,3201,235
1995-12-31 (YTD Data)Rank
Total interest income$26,014,0001,320
Total interest expense$11,868,0001,379
Net interest income$14,146,0001,273
Provision for loan and lease losses$719,0001,202
Total noninterest income$7,573,000727
Gross Fiduciary activities income$48,0001,290
Service charges on deposit accounts$456,0002,971
Trading account gains and fees$0522
Additional Noninterest Income$7,069,000540
Total noninterest expense$14,773,0001,015
Salaries and employee benefits$6,600,0001,046
Premises and equipment expense$1,941,0001,087
Additional noninterest expense$6,232,000945
Pre-tax net operating income$6,227,0001,227
Securities gains (losses)$-98,00011,475
Applicable income taxes$2,214,0001,162
Income before extraordinary items$3,915,0001,345
Extraordinary gains, net$065
Net income$3,915,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$670,0001,148
Cash dividends$1,700,0001,365
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,977,7201,310
1994-12-31 (YTD Data)Rank
Total interest income$21,471,0001,438
Total interest expense$9,462,0001,379
Net interest income$12,009,0001,501
Provision for loan and lease losses$1,249,000798
Total noninterest income$6,091,000810
Gross Fiduciary activities income$91,0001,198
Service charges on deposit accounts$508,0002,702
Trading account gains and fees$0475
Additional Noninterest Income$5,492,000605
Total noninterest expense$13,052,0001,152
Salaries and employee benefits$5,755,0001,176
Premises and equipment expense$2,330,000920
Additional noninterest expense$4,967,0001,188
Pre-tax net operating income$3,799,0001,872
Securities gains (losses)$1,393,000131
Applicable income taxes$1,955,0001,232
Income before extraordinary items$3,237,0001,522
Extraordinary gains, net$0249
Net income$3,237,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,463
Cash dividends$1,575,0001,351
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,345,4802,102
1993-12-31 (YTD Data)Rank
Total interest income$15,383,0002,042
Total interest expense$5,702,0002,273
Net interest income$9,681,0001,862
Provision for loan and lease losses$1,253,0001,125
Total noninterest income$4,662,0001,036
Gross Fiduciary activities income$79,0001,254
Service charges on deposit accounts$479,0002,922
Trading account gains and fees$0532
Additional Noninterest Income$4,104,000791
Total noninterest expense$9,883,0001,542
Salaries and employee benefits$4,531,0001,498
Premises and equipment expense$1,474,0001,444
Additional noninterest expense$3,878,0001,564
Pre-tax net operating income$3,207,0002,127
Securities gains (losses)$-138,00013,201
Applicable income taxes$1,120,0002,044
Income before extraordinary items$1,949,0002,589
Extraordinary gains, net$03,149
Net income$1,949,0002,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,463
Cash dividends$251,0004,825
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,037,3202,314
1992-12-31 (YTD Data)Rank
Total interest income$11,460,0003,073
Total interest expense$4,624,0003,551
Net interest income$6,836,0002,656
Provision for loan and lease losses$678,0002,428
Total noninterest income$2,828,0001,506
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$431,0003,244
Trading account gains and feesNANA
Additional Noninterest Income$2,397,0001,110
Total noninterest expense$7,207,0002,051
Salaries and employee benefits$3,324,0001,977
Premises and equipment expense$1,082,0001,955
Additional noninterest expense$2,801,0002,110
Pre-tax net operating income$1,779,0003,474
Securities gains (losses)$5,0007,049
Applicable income taxes$584,0003,506
Income before extraordinary items$1,200,0003,810
Extraordinary gains, net$01,422
Net income$1,200,0003,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0002,489
Cash dividends$898,0001,713
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,196,6503,537

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.