Home > Insight Bank > Income and Expense
Insight Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 2,464 |
| Total interest expense | $681,000 | 2,098 |
| Net interest income | $4,200,000 | 2,520 |
| Provision for loan and lease losses | $420,000 | 963 |
| Total noninterest income | $587,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $52,000 | 5,017 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $535,000 | 2,223 |
| Total noninterest expense | $3,364,000 | 2,709 |
| Salaries and employee benefits | $2,186,000 | 2,318 |
| Premises and equipment expense | $214,000 | 4,039 |
| Additional noninterest expense | $964,000 | 2,979 |
| Pre-tax net operating income | $1,003,000 | 2,968 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $374,000 | 1,838 |
| Income before extraordinary items | $629,000 | 3,539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $629,000 | 3,544 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $629,000 | 3,545 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $17,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $-4,227,000 | 6,651 |
| Net operating income | $629,000 | 3,485 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 2,583 |
| Total interest expense | $350,000 | 2,075 |
| Net interest income | $1,968,000 | 2,665 |
| Provision for loan and lease losses | $221,000 | 940 |
| Total noninterest income | $188,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $163,000 | 2,851 |
| Total noninterest expense | $1,753,000 | 2,623 |
| Salaries and employee benefits | $1,022,000 | 2,454 |
| Premises and equipment expense | $106,000 | 4,083 |
| Additional noninterest expense | $625,000 | 2,395 |
| Pre-tax net operating income | $182,000 | 4,622 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $81,000 | 2,540 |
| Income before extraordinary items | $101,000 | 5,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 5,155 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $101,000 | 5,155 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $11,000 | 2,824 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 529 |
| Net operating income | $101,000 | 5,104 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,099,000 | 2,917 |
| Total interest expense | $1,376,000 | 2,319 |
| Net interest income | $6,723,000 | 2,994 |
| Provision for loan and lease losses | $193,000 | 3,012 |
| Total noninterest income | $1,497,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $96,000 | 5,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,401,000 | 1,944 |
| Total noninterest expense | $6,141,000 | 2,933 |
| Salaries and employee benefits | $4,092,000 | 2,429 |
| Premises and equipment expense | $435,000 | 4,033 |
| Additional noninterest expense | $1,614,000 | 3,466 |
| Pre-tax net operating income | $1,886,000 | 2,969 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $679,000 | 1,847 |
| Income before extraordinary items | $1,207,000 | 3,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,207,000 | 3,556 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,207,000 | 3,557 |
| Net charge-offs | $67,000 | 4,128 |
| Cash dividends | $43,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 578 |
| Net operating income | $1,207,000 | 3,512 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 2,994 |
| Total interest expense | $1,012,000 | 2,417 |
| Net interest income | $4,904,000 | 3,085 |
| Provision for loan and lease losses | $87,000 | 3,544 |
| Total noninterest income | $1,353,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $72,000 | 5,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,281,000 | 1,742 |
| Total noninterest expense | $4,448,000 | 3,019 |
| Salaries and employee benefits | $3,053,000 | 2,452 |
| Premises and equipment expense | $315,000 | 4,154 |
| Additional noninterest expense | $1,080,000 | 3,748 |
| Pre-tax net operating income | $1,722,000 | 2,684 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $585,000 | 1,760 |
| Income before extraordinary items | $1,137,000 | 3,175 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,137,000 | 3,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,137,000 | 3,179 |
| Net charge-offs | $68,000 | 3,625 |
| Cash dividends | $32,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 551 |
| Net operating income | $1,137,000 | 3,106 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 3,055 |
| Total interest expense | $649,000 | 2,548 |
| Net interest income | $3,201,000 | 3,129 |
| Provision for loan and lease losses | $77,000 | 3,201 |
| Total noninterest income | $984,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $47,000 | 5,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $937,000 | 1,656 |
| Total noninterest expense | $2,892,000 | 3,083 |
| Salaries and employee benefits | $1,987,000 | 2,515 |
| Premises and equipment expense | $214,000 | 4,142 |
| Additional noninterest expense | $691,000 | 3,859 |
| Pre-tax net operating income | $1,216,000 | 2,574 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $413,000 | 1,704 |
| Income before extraordinary items | $803,000 | 3,057 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $803,000 | 3,059 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $803,000 | 3,060 |
| Net charge-offs | $-9,000 | 6,120 |
| Cash dividends | $21,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 532 |
| Net operating income | $803,000 | 2,967 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 3,167 |
| Total interest expense | $315,000 | 2,683 |
| Net interest income | $1,543,000 | 3,224 |
| Provision for loan and lease losses | $32,000 | 3,154 |
| Total noninterest income | $460,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $436,000 | 1,737 |
| Total noninterest expense | $1,424,000 | 3,141 |
| Salaries and employee benefits | $977,000 | 2,560 |
| Premises and equipment expense | $114,000 | 4,024 |
| Additional noninterest expense | $333,000 | 3,972 |
| Pre-tax net operating income | $547,000 | 2,709 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $186,000 | 1,784 |
| Income before extraordinary items | $361,000 | 3,210 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $361,000 | 3,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $361,000 | 3,212 |
| Net charge-offs | $122,000 | 1,739 |
| Cash dividends | $11,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 492 |
| Net operating income | $361,000 | 3,117 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,158 |
| Total interest expense | $1,353,000 | 2,933 |
| Net interest income | $6,508,000 | 3,171 |
| Provision for loan and lease losses | $428,000 | 2,937 |
| Total noninterest income | $2,514,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $62,000 | 6,032 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,452,000 | 1,345 |
| Total noninterest expense | $5,945,000 | 3,071 |
| Salaries and employee benefits | $4,082,000 | 2,392 |
| Premises and equipment expense | $408,000 | 4,270 |
| Additional noninterest expense | $1,455,000 | 3,865 |
| Pre-tax net operating income | $2,649,000 | 2,314 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $900,000 | 1,569 |
| Income before extraordinary items | $1,749,000 | 2,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,749,000 | 2,854 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,749,000 | 2,853 |
| Net charge-offs | $253,000 | 3,509 |
| Cash dividends | $43,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 507 |
| Net operating income | $1,749,000 | 2,728 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 3,289 |
| Total interest expense | $1,012,000 | 3,054 |
| Net interest income | $4,735,000 | 3,299 |
| Provision for loan and lease losses | $349,000 | 2,791 |
| Total noninterest income | $1,714,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,668,000 | 1,428 |
| Total noninterest expense | $4,385,000 | 3,111 |
| Salaries and employee benefits | $3,048,000 | 2,417 |
| Premises and equipment expense | $286,000 | 4,466 |
| Additional noninterest expense | $1,051,000 | 3,980 |
| Pre-tax net operating income | $1,715,000 | 2,644 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $583,000 | 1,778 |
| Income before extraordinary items | $1,132,000 | 3,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,132,000 | 3,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,132,000 | 3,185 |
| Net charge-offs | $253,000 | 3,037 |
| Cash dividends | $32,000 | 3,637 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 445 |
| Net operating income | $1,132,000 | 3,041 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 3,353 |
| Total interest expense | $678,000 | 3,127 |
| Net interest income | $3,098,000 | 3,355 |
| Provision for loan and lease losses | $196,000 | 3,024 |
| Total noninterest income | $924,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $896,000 | 1,619 |
| Total noninterest expense | $2,784,000 | 3,251 |
| Salaries and employee benefits | $1,904,000 | 2,594 |
| Premises and equipment expense | $176,000 | 4,677 |
| Additional noninterest expense | $704,000 | 3,970 |
| Pre-tax net operating income | $1,042,000 | 2,768 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $354,000 | 1,866 |
| Income before extraordinary items | $688,000 | 3,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $688,000 | 3,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $688,000 | 3,362 |
| Net charge-offs | $254,000 | 2,481 |
| Cash dividends | $21,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 418 |
| Net operating income | $688,000 | 3,186 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 3,414 |
| Total interest expense | $345,000 | 3,187 |
| Net interest income | $1,507,000 | 3,445 |
| Provision for loan and lease losses | $62,000 | 3,422 |
| Total noninterest income | $341,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $328,000 | 1,994 |
| Total noninterest expense | $1,321,000 | 3,386 |
| Salaries and employee benefits | $921,000 | 2,693 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $345,000 | 4,019 |
| Pre-tax net operating income | $465,000 | 3,016 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $158,000 | 1,967 |
| Income before extraordinary items | $307,000 | 3,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 3,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $307,000 | 3,605 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $11,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 368 |
| Net operating income | $307,000 | 3,432 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 3,650 |
| Total interest expense | $1,478,000 | 3,485 |
| Net interest income | $5,592,000 | 3,649 |
| Provision for loan and lease losses | $433,000 | 3,647 |
| Total noninterest income | $1,818,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $47,000 | 6,378 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,771,000 | 1,479 |
| Total noninterest expense | $5,192,000 | 3,431 |
| Salaries and employee benefits | $3,634,000 | 2,655 |
| Premises and equipment expense | $317,000 | 5,114 |
| Additional noninterest expense | $1,241,000 | 4,361 |
| Pre-tax net operating income | $1,785,000 | 2,724 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $160,000 | 3,077 |
| Income before extraordinary items | $1,625,000 | 2,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,625,000 | 2,619 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,625,000 | 2,619 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $19,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $4,384,000 | 157 |
| Net operating income | $1,625,000 | 2,534 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 3,730 |
| Total interest expense | $1,115,000 | 3,583 |
| Net interest income | $4,107,000 | 3,715 |
| Provision for loan and lease losses | $254,000 | 3,841 |
| Total noninterest income | $1,277,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,244,000 | 1,518 |
| Total noninterest expense | $3,861,000 | 3,464 |
| Salaries and employee benefits | $2,719,000 | 2,661 |
| Premises and equipment expense | $223,000 | 5,296 |
| Additional noninterest expense | $919,000 | 4,392 |
| Pre-tax net operating income | $1,269,000 | 2,895 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-21,000 | 6,845 |
| Income before extraordinary items | $1,290,000 | 2,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,290,000 | 2,595 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,290,000 | 2,595 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $9,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $4,362,000 | 131 |
| Net operating income | $1,290,000 | 2,508 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 3,817 |
| Total interest expense | $748,000 | 3,657 |
| Net interest income | $2,669,000 | 3,792 |
| Provision for loan and lease losses | $174,000 | 3,741 |
| Total noninterest income | $863,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $843,000 | 1,508 |
| Total noninterest expense | $2,668,000 | 3,410 |
| Salaries and employee benefits | $1,836,000 | 2,627 |
| Premises and equipment expense | $154,000 | 5,254 |
| Additional noninterest expense | $678,000 | 4,200 |
| Pre-tax net operating income | $690,000 | 3,216 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-218,000 | 7,229 |
| Income before extraordinary items | $908,000 | 2,448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $908,000 | 2,448 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $908,000 | 2,448 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 457 |
| Net operating income | $908,000 | 2,361 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 3,883 |
| Total interest expense | $359,000 | 3,849 |
| Net interest income | $1,320,000 | 3,806 |
| Provision for loan and lease losses | $109,000 | 3,254 |
| Total noninterest income | $376,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $367,000 | 1,668 |
| Total noninterest expense | $1,333,000 | 3,399 |
| Salaries and employee benefits | $927,000 | 2,615 |
| Premises and equipment expense | $79,000 | 5,252 |
| Additional noninterest expense | $327,000 | 4,300 |
| Pre-tax net operating income | $254,000 | 3,797 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $87,000 | 2,333 |
| Income before extraordinary items | $167,000 | 4,284 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $167,000 | 4,283 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $167,000 | 4,284 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 421 |
| Net operating income | $167,000 | 4,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 4,351 |
| Total interest expense | $1,611,000 | 4,092 |
| Net interest income | $4,308,000 | 4,354 |
| Provision for loan and lease losses | $482,000 | 4,194 |
| Total noninterest income | $1,965,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 6,211 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,914,000 | 1,439 |
| Total noninterest expense | $5,050,000 | 3,585 |
| Salaries and employee benefits | $3,647,000 | 2,634 |
| Premises and equipment expense | $294,000 | 5,456 |
| Additional noninterest expense | $1,109,000 | 4,813 |
| Pre-tax net operating income | $741,000 | 3,842 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $744,000 | 3,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $744,000 | 3,743 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $744,000 | 3,745 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,076,000 | 167 |
| Net operating income | $741,000 | 3,620 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 4,551 |
| Total interest expense | $1,212,000 | 4,223 |
| Net interest income | $3,056,000 | 4,594 |
| Provision for loan and lease losses | $382,000 | 3,969 |
| Total noninterest income | $1,382,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $41,000 | 6,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,341,000 | 1,456 |
| Total noninterest expense | $3,660,000 | 3,694 |
| Salaries and employee benefits | $2,645,000 | 2,719 |
| Premises and equipment expense | $224,000 | 5,483 |
| Additional noninterest expense | $791,000 | 4,951 |
| Pre-tax net operating income | $396,000 | 4,520 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $399,000 | 4,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $399,000 | 4,473 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $399,000 | 4,474 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $4,032,000 | 129 |
| Net operating income | $396,000 | 4,302 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 4,711 |
| Total interest expense | $833,000 | 4,247 |
| Net interest income | $1,885,000 | 4,822 |
| Provision for loan and lease losses | $189,000 | 4,309 |
| Total noninterest income | $866,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $839,000 | 1,471 |
| Total noninterest expense | $2,326,000 | 3,816 |
| Salaries and employee benefits | $1,663,000 | 2,868 |
| Premises and equipment expense | $161,000 | 5,352 |
| Additional noninterest expense | $502,000 | 5,075 |
| Pre-tax net operating income | $236,000 | 4,725 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $236,000 | 4,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $236,000 | 4,661 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $236,000 | 4,661 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 866 |
| Net operating income | $236,000 | 4,511 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 4,972 |
| Total interest expense | $429,000 | 4,307 |
| Net interest income | $843,000 | 5,155 |
| Provision for loan and lease losses | $53,000 | 4,798 |
| Total noninterest income | $362,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $349,000 | 1,662 |
| Total noninterest expense | $1,064,000 | 4,099 |
| Salaries and employee benefits | $765,000 | 3,132 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $215,000 | 5,514 |
| Pre-tax net operating income | $88,000 | 5,192 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $88,000 | 5,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 5,146 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $88,000 | 5,145 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 442 |
| Net operating income | $88,000 | 5,019 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 5,386 |
| Total interest expense | $1,799,000 | 4,740 |
| Net interest income | $2,766,000 | 5,589 |
| Provision for loan and lease losses | $366,000 | 4,993 |
| Total noninterest income | $1,941,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,893,000 | 1,427 |
| Total noninterest expense | $4,475,000 | 4,026 |
| Salaries and employee benefits | $3,131,000 | 3,054 |
| Premises and equipment expense | $314,000 | 5,540 |
| Additional noninterest expense | $1,030,000 | 5,164 |
| Pre-tax net operating income | $-134,000 | 5,631 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-134,000 | 5,739 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-134,000 | 5,738 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-134,000 | 5,738 |
| Net charge-offs | $44,000 | 6,278 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 986 |
| Net operating income | $-134,000 | 5,728 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 5,564 |
| Total interest expense | $1,381,000 | 4,816 |
| Net interest income | $1,887,000 | 5,837 |
| Provision for loan and lease losses | $303,000 | 4,570 |
| Total noninterest income | $1,386,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,354,000 | 1,494 |
| Total noninterest expense | $3,192,000 | 4,175 |
| Salaries and employee benefits | $2,246,000 | 3,207 |
| Premises and equipment expense | $220,000 | 5,749 |
| Additional noninterest expense | $726,000 | 5,303 |
| Pre-tax net operating income | $-222,000 | 6,051 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-222,000 | 6,144 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-222,000 | 6,145 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-222,000 | 6,144 |
| Net charge-offs | $44,000 | 5,771 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 949 |
| Net operating income | $-222,000 | 6,122 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 5,733 |
| Total interest expense | $947,000 | 4,863 |
| Net interest income | $1,133,000 | 6,103 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $788,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $766,000 | 1,705 |
| Total noninterest expense | $1,937,000 | 4,474 |
| Salaries and employee benefits | $1,352,000 | 3,550 |
| Premises and equipment expense | $147,000 | 5,794 |
| Additional noninterest expense | $438,000 | 5,600 |
| Pre-tax net operating income | $-256,000 | 6,371 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-256,000 | 6,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-256,000 | 6,481 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-256,000 | 6,481 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 993 |
| Net operating income | $-256,000 | 6,468 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 5,945 |
| Total interest expense | $464,000 | 5,032 |
| Net interest income | $506,000 | 6,377 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $263,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $255,000 | 2,177 |
| Total noninterest expense | $857,000 | 4,748 |
| Salaries and employee benefits | $562,000 | 4,096 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $223,000 | 5,294 |
| Pre-tax net operating income | $-208,000 | 6,906 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-208,000 | 7,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-208,000 | 7,045 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-208,000 | 7,045 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 8,178 |
| Net operating income | $-208,000 | 6,971 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 6,430 |
| Total interest expense | $1,427,000 | 6,080 |
| Net interest income | $1,877,000 | 6,559 |
| Provision for loan and lease losses | $404,000 | 4,127 |
| Total noninterest income | $1,078,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 6,466 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,016,000 | 2,094 |
| Total noninterest expense | $3,059,000 | 5,054 |
| Salaries and employee benefits | $1,912,000 | 4,615 |
| Premises and equipment expense | $242,000 | 6,317 |
| Additional noninterest expense | $905,000 | 5,130 |
| Pre-tax net operating income | $-508,000 | 6,769 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-488,000 | 6,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-488,000 | 6,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 911 |
| Net operating income | $-508,000 | 6,844 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 6,610 |
| Total interest expense | $1,031,000 | 6,257 |
| Net interest income | $1,307,000 | 6,757 |
| Provision for loan and lease losses | $211,000 | 4,118 |
| Total noninterest income | $849,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $52,000 | 6,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $797,000 | 2,126 |
| Total noninterest expense | $2,180,000 | 5,205 |
| Salaries and employee benefits | $1,351,000 | 4,801 |
| Premises and equipment expense | $177,000 | 6,393 |
| Additional noninterest expense | $652,000 | 5,179 |
| Pre-tax net operating income | $-235,000 | 7,056 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-215,000 | 6,923 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-215,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 786 |
| Net operating income | $-235,000 | 7,108 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 6,838 |
| Total interest expense | $649,000 | 6,524 |
| Net interest income | $790,000 | 6,984 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $460,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $426,000 | 2,481 |
| Total noninterest expense | $1,399,000 | 5,352 |
| Salaries and employee benefits | $858,000 | 4,992 |
| Premises and equipment expense | $115,000 | 6,480 |
| Additional noninterest expense | $426,000 | 5,223 |
| Pre-tax net operating income | $-269,000 | 7,400 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-249,000 | 7,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-249,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 679 |
| Net operating income | $-269,000 | 7,471 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,994 |
| Total interest expense | $318,000 | 6,728 |
| Net interest income | $375,000 | 7,127 |
| Provision for loan and lease losses | $71,000 | 3,295 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 3,086 |
| Total noninterest expense | $632,000 | 5,664 |
| Salaries and employee benefits | $389,000 | 5,331 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $193,000 | 5,479 |
| Pre-tax net operating income | $-164,000 | 7,688 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-150,000 | 7,750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-150,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 560 |
| Net operating income | $-164,000 | 7,735 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 7,427 |
| Total interest expense | $883,000 | 7,347 |
| Net interest income | $1,303,000 | 7,371 |
| Provision for loan and lease losses | $241,000 | 3,567 |
| Total noninterest income | $539,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $447,000 | 3,523 |
| Total noninterest expense | $2,206,000 | 5,947 |
| Salaries and employee benefits | $1,296,000 | 5,756 |
| Premises and equipment expense | $182,000 | 6,915 |
| Additional noninterest expense | $728,000 | 5,634 |
| Pre-tax net operating income | $-605,000 | 7,875 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-599,000 | 7,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-599,000 | 7,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 1,018 |
| Net operating income | $-605,000 | 7,944 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 7,447 |
| Total interest expense | $598,000 | 7,553 |
| Net interest income | $1,059,000 | 7,285 |
| Provision for loan and lease losses | $122,000 | 3,833 |
| Total noninterest income | $292,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 6,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $225,000 | 4,269 |
| Total noninterest expense | $1,669,000 | 5,900 |
| Salaries and employee benefits | $959,000 | 5,769 |
| Premises and equipment expense | $124,000 | 7,066 |
| Additional noninterest expense | $586,000 | 5,372 |
| Pre-tax net operating income | $-440,000 | 8,043 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-440,000 | 8,109 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-440,000 | 8,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 887 |
| Net operating income | $-440,000 | 8,094 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,622 |
| Total interest expense | $331,000 | 7,797 |
| Net interest income | $683,000 | 7,402 |
| Provision for loan and lease losses | $86,000 | 3,590 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $145,000 | 4,376 |
| Total noninterest expense | $1,139,000 | 5,874 |
| Salaries and employee benefits | $626,000 | 5,882 |
| Premises and equipment expense | $82,000 | 7,105 |
| Additional noninterest expense | $431,000 | 5,040 |
| Pre-tax net operating income | $-372,000 | 8,207 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-372,000 | 8,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-372,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 843 |
| Net operating income | $-372,000 | 8,244 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,880 |
| Total interest expense | $128,000 | 8,063 |
| Net interest income | $305,000 | 7,621 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $63,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $56,000 | 4,901 |
| Total noninterest expense | $630,000 | 5,600 |
| Salaries and employee benefits | $303,000 | 6,016 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $286,000 | 4,106 |
| Pre-tax net operating income | $-322,000 | 8,426 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-322,000 | 8,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-322,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 794 |
| Net operating income | $-322,000 | 8,443 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,376 |
| Total interest expense | $235,000 | 8,374 |
| Net interest income | $606,000 | 8,318 |
| Provision for loan and lease losses | $133,000 | 4,231 |
| Total noninterest income | $65,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,999 |
| Total noninterest expense | $1,627,000 | 6,685 |
| Salaries and employee benefits | $934,000 | 6,574 |
| Premises and equipment expense | $93,000 | 7,880 |
| Additional noninterest expense | $600,000 | 6,056 |
| Pre-tax net operating income | $-1,089,000 | 8,446 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,089,000 | 8,478 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,089,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 172 |
| Net operating income | $-1,089,000 | 8,468 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $437,000 | 8,565 |
| Total interest expense | $76,000 | 8,592 |
| Net interest income | $361,000 | 8,498 |
| Provision for loan and lease losses | $71,000 | 4,647 |
| Total noninterest income | $29,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $642,000 | 7,942 |
| Salaries and employee benefits | $345,000 | 7,983 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $248,000 | 7,430 |
| Pre-tax net operating income | $-323,000 | 8,363 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-323,000 | 8,394 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-323,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $11,875,000 | 133 |
| Net operating income | $-323,000 | 8,384 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $166,000 | 8,709 |
| Total interest expense | $2,000 | 8,749 |
| Net interest income | $164,000 | 8,667 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $7,000 | 8,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $277,000 | 8,444 |
| Salaries and employee benefits | $139,000 | 8,511 |
| Premises and equipment expense | $20,000 | 8,534 |
| Additional noninterest expense | $118,000 | 7,973 |
| Pre-tax net operating income | $-115,000 | 8,350 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-115,000 | 8,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-115,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $11,875,000 | 80 |
| Net operating income | $-115,000 | 8,358 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.