Home > Inland Northwest Bank > Income and Expense

Inland Northwest Bank, Income and Expense

2018-09-30 (YTD Data)		Rank
Total interest income	$5,518,000	3,087
Total interest expense	$258,000	4,343
Net interest income	$5,260,000	2,906
Provision for loan and lease losses	$0	3,948
Total noninterest income	$545,000	3,299
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$127,000	3,556
Trading account gains and fees	$0	138
Additional Noninterest Income	$418,000	2,980
Total noninterest expense	$3,113,000	3,421
Salaries and employee benefits	$1,760,000	3,400
Premises and equipment expense	$257,000	3,835
Additional noninterest expense	$1,096,000	3,226
Pre-tax net operating income	$2,692,000	2,272
Securities gains (losses)	$0	1,118
Applicable income taxes	$619,000	1,601
Income before extraordinary items	$2,073,000	2,459
Extraordinary gains, net	$0	5
Net income	$2,073,000	2,458
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,073,000	2,458
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,073,000	2,453
2018-06-30 (YTD Data)		Rank
Total interest income	$19,973,000	762
Total interest expense	$988,000	1,791
Net interest income	$18,985,000	701
Provision for loan and lease losses	$492,000	837
Total noninterest income	$2,439,000	1,113
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$500,000	1,163
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,939,000	955
Total noninterest expense	$15,043,000	745
Salaries and employee benefits	$8,511,000	749
Premises and equipment expense	$1,844,000	691
Additional noninterest expense	$4,688,000	727
Pre-tax net operating income	$5,889,000	911
Securities gains (losses)	$0	961
Applicable income taxes	$1,258,000	748
Income before extraordinary items	$4,631,000	977
Extraordinary gains, net	$0	6
Net income	$4,631,000	975
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,631,000	976
Net charge-offs	$-64,000	5,087
Cash dividends	$400,000	2,198
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,631,000	969
2018-03-31 (YTD Data)		Rank
Total interest income	$9,862,000	765
Total interest expense	$488,000	1,745
Net interest income	$9,374,000	707
Provision for loan and lease losses	$211,000	902
Total noninterest income	$1,266,000	1,090
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$253,000	1,162
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,013,000	931
Total noninterest expense	$7,496,000	751
Salaries and employee benefits	$4,329,000	745
Premises and equipment expense	$931,000	685
Additional noninterest expense	$2,236,000	744
Pre-tax net operating income	$2,933,000	884
Securities gains (losses)	$0	735
Applicable income taxes	$598,000	755
Income before extraordinary items	$2,335,000	937
Extraordinary gains, net	$0	7
Net income	$2,335,000	937
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,335,000	937
Net charge-offs	$-33,000	5,127
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,335,000	931
2017-12-31 (YTD Data)		Rank
Total interest income	$34,152,000	838
Total interest expense	$1,850,000	1,626
Net interest income	$32,302,000	784
Provision for loan and lease losses	$1,136,000	819
Total noninterest income	$4,623,000	1,180
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$986,000	1,195
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,637,000	1,014
Total noninterest expense	$27,345,000	800
Salaries and employee benefits	$15,144,000	811
Premises and equipment expense	$3,252,000	767
Additional noninterest expense	$8,949,000	754
Pre-tax net operating income	$8,444,000	1,134
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,166,000	919
Income before extraordinary items	$5,278,000	1,290
Extraordinary gains, net	$0	9
Net income	$5,278,000	1,290
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,278,000	1,290
Net charge-offs	$125,000	2,235
Cash dividends	$7,353,000	480
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,278,000	1,278
2017-09-30 (YTD Data)		Rank
Total interest income	$23,892,000	900
Total interest expense	$1,326,000	1,673
Net interest income	$22,566,000	836
Provision for loan and lease losses	$842,000	809
Total noninterest income	$3,651,000	1,153
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$716,000	1,230
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,935,000	987
Total noninterest expense	$19,491,000	840
Salaries and employee benefits	$10,937,000	841
Premises and equipment expense	$2,344,000	805
Additional noninterest expense	$6,210,000	794
Pre-tax net operating income	$5,884,000	1,220
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,949,000	930
Income before extraordinary items	$3,935,000	1,394
Extraordinary gains, net	$0	9
Net income	$3,935,000	1,393
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,935,000	1,394
Net charge-offs	$92,000	2,006
Cash dividends	$7,353,000	368
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,935,000	1,372
2017-06-30 (YTD Data)		Rank
Total interest income	$14,334,000	990
Total interest expense	$853,000	1,686
Net interest income	$13,481,000	934
Provision for loan and lease losses	$456,000	907
Total noninterest income	$2,351,000	1,179
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$447,000	1,294
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,904,000	1,007
Total noninterest expense	$11,673,000	924
Salaries and employee benefits	$6,892,000	884
Premises and equipment expense	$1,476,000	841
Additional noninterest expense	$3,305,000	983
Pre-tax net operating income	$3,703,000	1,263
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,222,000	962
Income before extraordinary items	$2,481,000	1,440
Extraordinary gains, net	$0	11
Net income	$2,481,000	1,440
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,481,000	1,441
Net charge-offs	$109,000	1,456
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,481,000	1,419
2017-03-31 (YTD Data)		Rank
Total interest income	$6,968,000	1,006
Total interest expense	$431,000	1,648
Net interest income	$6,537,000	955
Provision for loan and lease losses	$203,000	921
Total noninterest income	$1,062,000	1,263
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$221,000	1,306
Trading account gains and fees	$0	142
Additional Noninterest Income	$841,000	1,088
Total noninterest expense	$5,731,000	943
Salaries and employee benefits	$3,439,000	894
Premises and equipment expense	$707,000	889
Additional noninterest expense	$1,585,000	1,013
Pre-tax net operating income	$1,665,000	1,344
Securities gains (losses)	$0	1,153
Applicable income taxes	$560,000	998
Income before extraordinary items	$1,105,000	1,553
Extraordinary gains, net	$0	8
Net income	$1,105,000	1,553
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,105,000	1,553
Net charge-offs	$95,000	959
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,105,000	1,534
2016-12-31 (YTD Data)		Rank
Total interest income	$28,629,000	954
Total interest expense	$1,702,000	1,613
Net interest income	$26,927,000	884
Provision for loan and lease losses	$363,000	1,794
Total noninterest income	$4,679,000	1,209
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$861,000	1,371
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,818,000	1,015
Total noninterest expense	$22,966,000	922
Salaries and employee benefits	$12,778,000	938
Premises and equipment expense	$2,837,000	873
Additional noninterest expense	$7,351,000	903
Pre-tax net operating income	$8,277,000	1,071
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,689,000	845
Income before extraordinary items	$5,588,000	1,263
Extraordinary gains, net	$0	5
Net income	$5,588,000	1,262
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,588,000	1,262
Net charge-offs	$124,000	2,414
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,588,000	1,240
2016-09-30 (YTD Data)		Rank
Total interest income	$21,417,000	951
Total interest expense	$1,252,000	1,647
Net interest income	$20,165,000	881
Provision for loan and lease losses	$363,000	1,436
Total noninterest income	$3,392,000	1,229
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$642,000	1,374
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,750,000	1,050
Total noninterest expense	$17,185,000	922
Salaries and employee benefits	$9,381,000	948
Premises and equipment expense	$2,139,000	869
Additional noninterest expense	$5,665,000	875
Pre-tax net operating income	$6,009,000	1,119
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,952,000	879
Income before extraordinary items	$4,057,000	1,316
Extraordinary gains, net	$0	5
Net income	$4,057,000	1,316
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,057,000	1,316
Net charge-offs	$79,000	2,255
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,057,000	1,278
2016-06-30 (YTD Data)		Rank
Total interest income	$14,204,000	957
Total interest expense	$817,000	1,666
Net interest income	$13,387,000	886
Provision for loan and lease losses	$303,000	1,225
Total noninterest income	$2,012,000	1,311
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$426,000	1,367
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,586,000	1,138
Total noninterest expense	$11,569,000	918
Salaries and employee benefits	$6,177,000	954
Premises and equipment expense	$1,443,000	866
Additional noninterest expense	$3,949,000	837
Pre-tax net operating income	$3,527,000	1,240
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,137,000	980
Income before extraordinary items	$2,390,000	1,447
Extraordinary gains, net	$0	16
Net income	$2,390,000	1,447
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,390,000	1,447
Net charge-offs	$103,000	1,589
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,390,000	1,401
2016-03-31 (YTD Data)		Rank
Total interest income	$6,956,000	971
Total interest expense	$407,000	1,667
Net interest income	$6,549,000	914
Provision for loan and lease losses	$182,000	1,032
Total noninterest income	$973,000	1,324
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$214,000	1,355
Trading account gains and fees	$0	142
Additional Noninterest Income	$759,000	1,137
Total noninterest expense	$5,922,000	895
Salaries and employee benefits	$3,067,000	964
Premises and equipment expense	$744,000	853
Additional noninterest expense	$2,111,000	771
Pre-tax net operating income	$1,418,000	1,453
Securities gains (losses)	$0	2,077
Applicable income taxes	$442,000	1,151
Income before extraordinary items	$976,000	1,658
Extraordinary gains, net	$0	12
Net income	$976,000	1,659
Minority interest net income	$0	62
Net income of bank and minority interests.	$976,000	1,659
Net charge-offs	$42,000	1,551
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$976,000	1,619
2015-12-31 (YTD Data)		Rank
Total interest income	$22,222,000	1,152
Total interest expense	$1,625,000	1,663
Net interest income	$20,597,000	1,106
Provision for loan and lease losses	$220,000	2,231
Total noninterest income	$3,873,000	1,328
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$904,000	1,326
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,969,000	1,168
Total noninterest expense	$17,675,000	1,141
Salaries and employee benefits	$9,649,000	1,167
Premises and equipment expense	$2,541,000	952
Additional noninterest expense	$5,485,000	1,170
Pre-tax net operating income	$6,575,000	1,257
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,151,000	962
Income before extraordinary items	$4,424,000	1,494
Extraordinary gains, net	$0	23
Net income	$4,424,000	1,494
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,424,000	1,494
Net charge-offs	$-76,000	5,665
Cash dividends	$2,500,000	1,129
Sale, conversion, retirement of capital stock, net	$20,750,000	27
Net operating income	$4,424,000	1,466
2015-09-30 (YTD Data)		Rank
Total interest income	$15,387,000	1,252
Total interest expense	$1,169,000	1,745
Net interest income	$14,218,000	1,203
Provision for loan and lease losses	$180,000	2,044
Total noninterest income	$2,941,000	1,333
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$669,000	1,353
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,272,000	1,168
Total noninterest expense	$12,441,000	1,211
Salaries and employee benefits	$6,896,000	1,222
Premises and equipment expense	$1,855,000	988
Additional noninterest expense	$3,690,000	1,289
Pre-tax net operating income	$4,538,000	1,377
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,482,000	1,050
Income before extraordinary items	$3,056,000	1,599
Extraordinary gains, net	$0	21
Net income	$3,056,000	1,600
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,056,000	1,600
Net charge-offs	$-72,000	5,725
Cash dividends	$500,000	2,312
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,056,000	1,562
2015-06-30 (YTD Data)		Rank
Total interest income	$10,098,000	1,269
Total interest expense	$790,000	1,731
Net interest income	$9,308,000	1,225
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$1,932,000	1,353
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$450,000	1,323
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,482,000	1,194
Total noninterest expense	$8,204,000	1,233
Salaries and employee benefits	$4,569,000	1,222
Premises and equipment expense	$1,226,000	1,003
Additional noninterest expense	$2,409,000	1,310
Pre-tax net operating income	$2,916,000	1,412
Securities gains (losses)	$0	2,636
Applicable income taxes	$940,000	1,078
Income before extraordinary items	$1,976,000	1,626
Extraordinary gains, net	$0	22
Net income	$1,976,000	1,629
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,976,000	1,629
Net charge-offs	$-62,000	5,806
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,976,000	1,582
2015-03-31 (YTD Data)		Rank
Total interest income	$4,929,000	1,289
Total interest expense	$378,000	1,793
Net interest income	$4,551,000	1,246
Provision for loan and lease losses	$60,000	1,893
Total noninterest income	$810,000	1,495
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$219,000	1,340
Trading account gains and fees	$0	152
Additional Noninterest Income	$591,000	1,333
Total noninterest expense	$4,016,000	1,252
Salaries and employee benefits	$2,216,000	1,267
Premises and equipment expense	$607,000	1,011
Additional noninterest expense	$1,193,000	1,311
Pre-tax net operating income	$1,285,000	1,515
Securities gains (losses)	$0	2,027
Applicable income taxes	$435,000	1,115
Income before extraordinary items	$850,000	1,841
Extraordinary gains, net	$0	13
Net income	$850,000	1,844
Minority interest net income	$0	64
Net income of bank and minority interests.	$850,000	1,843
Net charge-offs	$-6,000	5,215
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$850,000	1,772
2014-12-31 (YTD Data)		Rank
Total interest income	$18,871,000	1,349
Total interest expense	$1,575,000	1,818
Net interest income	$17,296,000	1,291
Provision for loan and lease losses	$272,000	2,112
Total noninterest income	$3,149,000	1,508
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$954,000	1,351
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,195,000	1,360
Total noninterest expense	$14,753,000	1,325
Salaries and employee benefits	$7,909,000	1,337
Premises and equipment expense	$2,448,000	981
Additional noninterest expense	$4,396,000	1,446
Pre-tax net operating income	$5,420,000	1,419
Securities gains (losses)	$65,000	1,555
Applicable income taxes	$1,698,000	1,107
Income before extraordinary items	$3,787,000	1,664
Extraordinary gains, net	$0	17
Net income	$3,787,000	1,664
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,787,000	1,663
Net charge-offs	$342,000	1,876
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,742,150	1,653
2014-09-30 (YTD Data)		Rank
Total interest income	$13,977,000	1,369
Total interest expense	$1,194,000	1,825
Net interest income	$12,783,000	1,311
Provision for loan and lease losses	$472,000	1,196
Total noninterest income	$2,463,000	1,467
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$716,000	1,360
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,747,000	1,312
Total noninterest expense	$10,892,000	1,351
Salaries and employee benefits	$5,855,000	1,350
Premises and equipment expense	$1,849,000	986
Additional noninterest expense	$3,188,000	1,495
Pre-tax net operating income	$3,882,000	1,494
Securities gains (losses)	$65,000	1,277
Applicable income taxes	$1,223,000	1,138
Income before extraordinary items	$2,724,000	1,720
Extraordinary gains, net	$0	15
Net income	$2,724,000	1,721
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,724,000	1,720
Net charge-offs	$383,000	1,382
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,679,150	1,710
2014-06-30 (YTD Data)		Rank
Total interest income	$9,158,000	1,381
Total interest expense	$794,000	1,851
Net interest income	$8,364,000	1,329
Provision for loan and lease losses	$422,000	960
Total noninterest income	$1,622,000	1,474
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$476,000	1,342
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,146,000	1,323
Total noninterest expense	$7,303,000	1,350
Salaries and employee benefits	$3,914,000	1,354
Premises and equipment expense	$1,244,000	985
Additional noninterest expense	$2,145,000	1,472
Pre-tax net operating income	$2,261,000	1,643
Securities gains (losses)	$65,000	1,021
Applicable income taxes	$707,000	1,248
Income before extraordinary items	$1,619,000	1,859
Extraordinary gains, net	$0	20
Net income	$1,619,000	1,863
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,619,000	1,862
Net charge-offs	$214,000	1,530
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,573,500	1,856
2014-03-31 (YTD Data)		Rank
Total interest income	$4,441,000	1,424
Total interest expense	$396,000	1,884
Net interest income	$4,045,000	1,373
Provision for loan and lease losses	$250,000	826
Total noninterest income	$768,000	1,500
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$228,000	1,376
Trading account gains and fees	$0	147
Additional Noninterest Income	$540,000	1,338
Total noninterest expense	$3,583,000	1,375
Salaries and employee benefits	$1,934,000	1,386
Premises and equipment expense	$630,000	996
Additional noninterest expense	$1,019,000	1,533
Pre-tax net operating income	$980,000	1,803
Securities gains (losses)	$21,000	941
Applicable income taxes	$279,000	1,406
Income before extraordinary items	$722,000	1,957
Extraordinary gains, net	$0	16
Net income	$722,000	1,960
Minority interest net income	$0	66
Net income of bank and minority interests.	$722,000	1,960
Net charge-offs	$149,000	1,124
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$706,880	1,947
2013-12-31 (YTD Data)		Rank
Total interest income	$18,825,000	1,351
Total interest expense	$1,796,000	1,875
Net interest income	$17,029,000	1,288
Provision for loan and lease losses	$1,535,000	770
Total noninterest income	$3,815,000	1,363
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,082,000	1,257
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,733,000	1,216
Total noninterest expense	$15,251,000	1,307
Salaries and employee benefits	$8,061,000	1,320
Premises and equipment expense	$2,496,000	967
Additional noninterest expense	$4,694,000	1,417
Pre-tax net operating income	$4,058,000	1,709
Securities gains (losses)	$197,000	897
Applicable income taxes	$548,000	2,059
Income before extraordinary items	$3,707,000	1,601
Extraordinary gains, net	$0	29
Net income	$3,707,000	1,604
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,707,000	1,605
Net charge-offs	$957,000	1,312
Cash dividends	$1,575,000	1,434
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,535,610	1,628
2013-09-30 (YTD Data)		Rank
Total interest income	$14,369,000	1,331
Total interest expense	$1,391,000	1,873
Net interest income	$12,978,000	1,271
Provision for loan and lease losses	$879,000	986
Total noninterest income	$2,632,000	1,475
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$814,000	1,261
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,818,000	1,351
Total noninterest expense	$11,631,000	1,287
Salaries and employee benefits	$6,124,000	1,303
Premises and equipment expense	$1,898,000	964
Additional noninterest expense	$3,609,000	1,390
Pre-tax net operating income	$3,100,000	1,689
Securities gains (losses)	$195,000	836
Applicable income taxes	$263,000	2,543
Income before extraordinary items	$3,032,000	1,488
Extraordinary gains, net	$0	25
Net income	$3,032,000	1,490
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,032,000	1,491
Net charge-offs	$744,000	1,240
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,852,600	1,538
2013-06-30 (YTD Data)		Rank
Total interest income	$9,066,000	1,410
Total interest expense	$954,000	1,860
Net interest income	$8,112,000	1,328
Provision for loan and lease losses	$513,000	1,138
Total noninterest income	$1,849,000	1,426
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$520,000	1,286
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,329,000	1,295
Total noninterest expense	$7,659,000	1,305
Salaries and employee benefits	$4,067,000	1,309
Premises and equipment expense	$1,284,000	939
Additional noninterest expense	$2,308,000	1,421
Pre-tax net operating income	$1,789,000	1,900
Securities gains (losses)	$106,000	1,076
Applicable income taxes	$-186,000	6,806
Income before extraordinary items	$2,081,000	1,448
Extraordinary gains, net	$0	22
Net income	$2,081,000	1,450
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,081,000	1,451
Net charge-offs	$216,000	2,021
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,975,000	1,469
2013-03-31 (YTD Data)		Rank
Total interest income	$4,507,000	1,417
Total interest expense	$486,000	1,878
Net interest income	$4,021,000	1,341
Provision for loan and lease losses	$244,000	1,176
Total noninterest income	$1,051,000	1,317
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$257,000	1,302
Trading account gains and fees	$0	148
Additional Noninterest Income	$794,000	1,159
Total noninterest expense	$3,908,000	1,293
Salaries and employee benefits	$2,020,000	1,325
Premises and equipment expense	$658,000	934
Additional noninterest expense	$1,230,000	1,336
Pre-tax net operating income	$920,000	1,840
Securities gains (losses)	$106,000	660
Applicable income taxes	$302,000	1,319
Income before extraordinary items	$724,000	1,951
Extraordinary gains, net	$0	10
Net income	$724,000	1,952
Minority interest net income	$0	76
Net income of bank and minority interests.	$724,000	1,953
Net charge-offs	$180,000	1,442
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$648,740	2,039
2012-12-31 (YTD Data)		Rank
Total interest income	$18,079,000	1,471
Total interest expense	$2,563,000	1,713
Net interest income	$15,516,000	1,416
Provision for loan and lease losses	$1,600,000	1,262
Total noninterest income	$3,734,000	1,394
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,283,000	1,112
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,451,000	1,346
Total noninterest expense	$15,703,000	1,277
Salaries and employee benefits	$7,579,000	1,356
Premises and equipment expense	$2,458,000	967
Additional noninterest expense	$5,666,000	1,212
Pre-tax net operating income	$1,947,000	2,865
Securities gains (losses)	$380,000	1,159
Applicable income taxes	$572,000	2,048
Income before extraordinary items	$1,755,000	2,842
Extraordinary gains, net	$0	29
Net income	$1,755,000	2,845
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,755,000	2,844
Net charge-offs	$3,156,000	816
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,470,000	3,029
2012-09-30 (YTD Data)		Rank
Total interest income	$13,615,000	1,483
Total interest expense	$2,005,000	1,717
Net interest income	$11,610,000	1,432
Provision for loan and lease losses	$1,600,000	1,021
Total noninterest income	$2,826,000	1,382
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$986,000	1,091
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,840,000	1,348
Total noninterest expense	$11,591,000	1,292
Salaries and employee benefits	$5,743,000	1,348
Premises and equipment expense	$1,894,000	956
Additional noninterest expense	$3,954,000	1,285
Pre-tax net operating income	$1,245,000	3,236
Securities gains (losses)	$380,000	923
Applicable income taxes	$381,000	2,221
Income before extraordinary items	$1,244,000	2,990
Extraordinary gains, net	$0	20
Net income	$1,244,000	2,990
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,244,000	2,989
Net charge-offs	$2,709,000	732
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$951,400	3,366
2012-06-30 (YTD Data)		Rank
Total interest income	$9,192,000	1,481
Total interest expense	$1,394,000	1,714
Net interest income	$7,798,000	1,423
Provision for loan and lease losses	$1,000,000	1,094
Total noninterest income	$1,808,000	1,409
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$656,000	1,079
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,152,000	1,379
Total noninterest expense	$7,653,000	1,305
Salaries and employee benefits	$3,859,000	1,334
Premises and equipment expense	$1,267,000	950
Additional noninterest expense	$2,527,000	1,346
Pre-tax net operating income	$953,000	2,949
Securities gains (losses)	$120,000	1,467
Applicable income taxes	$276,000	2,141
Income before extraordinary items	$797,000	3,045
Extraordinary gains, net	$0	19
Net income	$797,000	3,045
Minority interest net income	$0	84
Net income of bank and minority interests.	$797,000	3,045
Net charge-offs	$1,321,000	935
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$708,200	3,129
2012-03-31 (YTD Data)		Rank
Total interest income	$4,613,000	1,493
Total interest expense	$737,000	1,692
Net interest income	$3,876,000	1,431
Provision for loan and lease losses	$600,000	917
Total noninterest income	$1,032,000	1,300
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$327,000	1,071
Trading account gains and fees	$0	148
Additional Noninterest Income	$705,000	1,171
Total noninterest expense	$3,782,000	1,316
Salaries and employee benefits	$1,917,000	1,348
Premises and equipment expense	$629,000	968
Additional noninterest expense	$1,236,000	1,364
Pre-tax net operating income	$526,000	2,783
Securities gains (losses)	$20,000	1,594
Applicable income taxes	$156,000	1,986
Income before extraordinary items	$390,000	3,128
Extraordinary gains, net	$0	19
Net income	$390,000	3,131
Minority interest net income	$0	78
Net income of bank and minority interests.	$390,000	3,132
Net charge-offs	$80,000	2,645
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$375,800	3,037
2011-12-31 (YTD Data)		Rank
Total interest income	$20,257,000	1,407
Total interest expense	$3,982,000	1,528
Net interest income	$16,275,000	1,367
Provision for loan and lease losses	$6,874,000	609
Total noninterest income	$3,347,000	1,383
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,498,000	980
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,849,000	1,440
Total noninterest expense	$14,057,000	1,387
Salaries and employee benefits	$7,046,000	1,398
Premises and equipment expense	$2,500,000	996
Additional noninterest expense	$4,511,000	1,519
Pre-tax net operating income	$-1,309,000	6,663
Securities gains (losses)	$264,000	1,227
Applicable income taxes	$-624,000	7,103
Income before extraordinary items	$-421,000	6,448
Extraordinary gains, net	$0	29
Net income	$-421,000	6,451
Minority interest net income	$0	96
Net income of bank and minority interests.	$-421,000	6,450
Net charge-offs	$6,976,000	612
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-589,960	6,473
2011-09-30 (YTD Data)		Rank
Total interest income	$15,379,000	1,416
Total interest expense	$3,163,000	1,497
Net interest income	$12,216,000	1,366
Provision for loan and lease losses	$4,893,000	628
Total noninterest income	$2,463,000	1,393
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,122,000	989
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,341,000	1,449
Total noninterest expense	$10,298,000	1,424
Salaries and employee benefits	$5,246,000	1,414
Premises and equipment expense	$1,860,000	1,021
Additional noninterest expense	$3,192,000	1,600
Pre-tax net operating income	$-512,000	6,616
Securities gains (losses)	$265,000	995
Applicable income taxes	$-313,000	7,145
Income before extraordinary items	$66,000	6,025
Extraordinary gains, net	$0	21
Net income	$66,000	6,026
Minority interest net income	$0	87
Net income of bank and minority interests.	$66,000	6,026
Net charge-offs	$5,260,000	603
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-103,600	6,338
2011-06-30 (YTD Data)		Rank
Total interest income	$10,419,000	1,403
Total interest expense	$2,177,000	1,506
Net interest income	$8,242,000	1,347
Provision for loan and lease losses	$2,362,000	822
Total noninterest income	$1,509,000	1,474
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$728,000	1,003
Trading account gains and fees	$0	153
Additional Noninterest Income	$781,000	1,590
Total noninterest expense	$6,892,000	1,432
Salaries and employee benefits	$3,524,000	1,416
Premises and equipment expense	$1,240,000	1,032
Additional noninterest expense	$2,128,000	1,618
Pre-tax net operating income	$497,000	3,835
Securities gains (losses)	$33,000	1,841
Applicable income taxes	$41,000	3,483
Income before extraordinary items	$489,000	3,640
Extraordinary gains, net	$0	15
Net income	$489,000	3,641
Minority interest net income	$0	89
Net income of bank and minority interests.	$489,000	3,641
Net charge-offs	$2,022,000	920
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$458,640	3,644
2011-03-31 (YTD Data)		Rank
Total interest income	$5,399,000	1,360
Total interest expense	$1,135,000	1,495
Net interest income	$4,264,000	1,312
Provision for loan and lease losses	$831,000	988
Total noninterest income	$797,000	1,424
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$355,000	1,013
Trading account gains and fees	$0	158
Additional Noninterest Income	$442,000	1,469
Total noninterest expense	$3,349,000	1,479
Salaries and employee benefits	$1,726,000	1,459
Premises and equipment expense	$623,000	1,047
Additional noninterest expense	$1,000,000	1,713
Pre-tax net operating income	$881,000	1,623
Securities gains (losses)	$0	1,772
Applicable income taxes	$227,000	1,371
Income before extraordinary items	$654,000	1,785
Extraordinary gains, net	$0	9
Net income	$654,000	1,784
Minority interest net income	$0	86
Net income of bank and minority interests.	$654,000	1,785
Net charge-offs	$1,578,000	633
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$654,000	1,733
2010-12-31 (YTD Data)		Rank
Total interest income	$21,316,000	1,432
Total interest expense	$5,959,000	1,395
Net interest income	$15,357,000	1,461
Provision for loan and lease losses	$2,950,000	1,630
Total noninterest income	$2,298,000	1,883
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,450,000	1,044
Trading account gains and fees	$0	175
Additional Noninterest Income	$848,000	2,413
Total noninterest expense	$13,247,000	1,492
Salaries and employee benefits	$6,676,000	1,473
Premises and equipment expense	$2,376,000	1,095
Additional noninterest expense	$4,195,000	1,714
Pre-tax net operating income	$1,458,000	2,770
Securities gains (losses)	$436,000	994
Applicable income taxes	$469,000	1,945
Income before extraordinary items	$1,425,000	2,598
Extraordinary gains, net	$0	29
Net income	$1,425,000	2,594
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,425,000	2,600
Net charge-offs	$3,114,000	1,440
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$1,150,000	354
Net operating income	$1,098,000	2,946
2010-09-30 (YTD Data)		Rank
Total interest income	$16,191,000	1,449
Total interest expense	$4,678,000	1,385
Net interest income	$11,513,000	1,482
Provision for loan and lease losses	$2,050,000	1,628
Total noninterest income	$2,417,000	1,463
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,042,000	1,118
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,375,000	1,425
Total noninterest expense	$9,722,000	1,512
Salaries and employee benefits	$4,960,000	1,495
Premises and equipment expense	$1,761,000	1,122
Additional noninterest expense	$3,001,000	1,779
Pre-tax net operating income	$2,158,000	1,794
Securities gains (losses)	$443,000	813
Applicable income taxes	$790,000	1,217
Income before extraordinary items	$1,811,000	1,821
Extraordinary gains, net	$0	23
Net income	$1,811,000	1,822
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,811,000	1,823
Net charge-offs	$1,703,000	1,665
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$900,000	306
Net operating income	$1,500,900	2,047
2010-06-30 (YTD Data)		Rank
Total interest income	$10,837,000	1,470
Total interest expense	$3,245,000	1,378
Net interest income	$7,592,000	1,499
Provision for loan and lease losses	$1,450,000	1,554
Total noninterest income	$1,612,000	1,439
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$640,000	1,229
Trading account gains and fees	$0	152
Additional Noninterest Income	$972,000	1,323
Total noninterest expense	$6,359,000	1,552
Salaries and employee benefits	$3,251,000	1,523
Premises and equipment expense	$1,168,000	1,136
Additional noninterest expense	$1,940,000	1,814
Pre-tax net operating income	$1,395,000	1,817
Securities gains (losses)	$379,000	595
Applicable income taxes	$532,000	1,158
Income before extraordinary items	$1,242,000	1,750
Extraordinary gains, net	$0	19
Net income	$1,242,000	1,749
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,242,000	1,750
Net charge-offs	$1,281,000	1,506
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$976,700	2,082
2010-03-31 (YTD Data)		Rank
Total interest income	$5,515,000	1,471
Total interest expense	$1,684,000	1,399
Net interest income	$3,831,000	1,500
Provision for loan and lease losses	$500,000	1,815
Total noninterest income	$820,000	1,416
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$311,000	1,255
Trading account gains and fees	$0	175
Additional Noninterest Income	$509,000	1,282
Total noninterest expense	$3,193,000	1,572
Salaries and employee benefits	$1,629,000	1,527
Premises and equipment expense	$584,000	1,170
Additional noninterest expense	$980,000	1,768
Pre-tax net operating income	$958,000	1,362
Securities gains (losses)	$67,000	996
Applicable income taxes	$322,000	997
Income before extraordinary items	$703,000	1,553
Extraordinary gains, net	$0	16
Net income	$703,000	1,555
Minority interest net income	$0	91
Net income of bank and minority interests.	$703,000	1,555
Net charge-offs	$407,000	1,760
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$656,770	1,601
2009-12-31 (YTD Data)		Rank
Total interest income	$22,565,000	1,521
Total interest expense	$7,899,000	1,498
Net interest income	$14,666,000	1,538
Provision for loan and lease losses	$7,353,000	1,085
Total noninterest income	$2,298,000	1,933
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,486,000	1,159
Trading account gains and fees	$0	211
Additional Noninterest Income	$812,000	2,437
Total noninterest expense	$13,239,000	1,565
Salaries and employee benefits	$6,894,000	1,462
Premises and equipment expense	$2,317,000	1,171
Additional noninterest expense	$4,028,000	1,843
Pre-tax net operating income	$-3,628,000	6,997
Securities gains (losses)	$6,000	3,400
Applicable income taxes	$-810,000	7,211
Income before extraordinary items	$-2,812,000	6,951
Extraordinary gains, net	$0	34
Net income	$-2,812,000	6,950
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,812,000	6,950
Net charge-offs	$5,002,000	1,141
Cash dividends	$50,000	4,393
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-2,816,680	6,964
2009-09-30 (YTD Data)		Rank
Total interest income	$16,855,000	1,551
Total interest expense	$6,097,000	1,528
Net interest income	$10,758,000	1,564
Provision for loan and lease losses	$5,300,000	1,001
Total noninterest income	$2,091,000	1,722
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,111,000	1,160
Trading account gains and fees	$0	212
Additional Noninterest Income	$980,000	1,859
Total noninterest expense	$10,106,000	1,524
Salaries and employee benefits	$5,249,000	1,460
Premises and equipment expense	$1,727,000	1,196
Additional noninterest expense	$3,130,000	1,716
Pre-tax net operating income	$-2,557,000	7,188
Securities gains (losses)	$9,000	3,002
Applicable income taxes	$-1,197,000	7,610
Income before extraordinary items	$-1,351,000	6,935
Extraordinary gains, net	$0	27
Net income	$-1,351,000	6,936
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,351,000	6,936
Net charge-offs	$3,803,000	1,014
Cash dividends	$50,000	3,887
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,356,760	6,918
2009-06-30 (YTD Data)		Rank
Total interest income	$11,194,000	1,582
Total interest expense	$4,131,000	1,579
Net interest income	$7,063,000	1,584
Provision for loan and lease losses	$2,900,000	1,109
Total noninterest income	$1,342,000	1,788
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$713,000	1,183
Trading account gains and fees	$0	193
Additional Noninterest Income	$629,000	1,932
Total noninterest expense	$6,855,000	1,517
Salaries and employee benefits	$3,576,000	1,455
Premises and equipment expense	$1,138,000	1,241
Additional noninterest expense	$2,141,000	1,702
Pre-tax net operating income	$-1,350,000	7,176
Securities gains (losses)	$9,000	2,610
Applicable income taxes	$-535,000	7,600
Income before extraordinary items	$-806,000	7,028
Extraordinary gains, net	$0	21
Net income	$-806,000	7,028
Minority interest net income	$0	112
Net income of bank and minority interests.	$-806,000	7,028
Net charge-offs	$3,307,000	786
Cash dividends	$50,000	3,632
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-811,760	7,014
2009-03-31 (YTD Data)		Rank
Total interest income	$5,484,000	1,637
Total interest expense	$2,141,000	1,588
Net interest income	$3,343,000	1,667
Provision for loan and lease losses	$1,100,000	1,115
Total noninterest income	$811,000	1,539
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$308,000	1,340
Trading account gains and fees	$0	171
Additional Noninterest Income	$503,000	1,384
Total noninterest expense	$3,280,000	1,527
Salaries and employee benefits	$1,784,000	1,469
Premises and equipment expense	$561,000	1,270
Additional noninterest expense	$935,000	1,731
Pre-tax net operating income	$-226,000	6,927
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$-111,000	7,576
Income before extraordinary items	$-114,000	6,840
Extraordinary gains, net	$0	15
Net income	$-114,000	6,841
Minority interest net income	$0	102
Net income of bank and minority interests.	$-114,000	6,841
Net charge-offs	$464,000	1,415
Cash dividends	$50,000	2,639
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-114,640	6,752
2008-12-31 (YTD Data)		Rank
Total interest income	$23,903,000	1,620
Total interest expense	$9,863,000	1,645
Net interest income	$14,040,000	1,590
Provision for loan and lease losses	$3,950,000	1,185
Total noninterest income	$2,387,000	1,876
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,238,000	1,450
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,149,000	1,939
Total noninterest expense	$12,386,000	1,584
Salaries and employee benefits	$7,149,000	1,441
Premises and equipment expense	$1,919,000	1,440
Additional noninterest expense	$3,318,000	1,849
Pre-tax net operating income	$91,000	6,049
Securities gains (losses)	$-31,000	7,122
Applicable income taxes	$-68,000	7,003
Income before extraordinary items	$128,000	5,764
Extraordinary gains, net	$0	39
Net income	$128,000	5,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,929,000	1,325
Cash dividends	$800,000	2,638
Sale, conversion, retirement of capital stock, net	$3,375,000	255
Net operating income	$159,000	5,792
2008-09-30 (YTD Data)		Rank
Total interest income	$18,003,000	1,649
Total interest expense	$7,472,000	1,690
Net interest income	$10,531,000	1,606
Provision for loan and lease losses	$1,000,000	1,819
Total noninterest income	$1,795,000	1,924
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$907,000	1,493
Trading account gains and fees	$0	148
Additional Noninterest Income	$888,000	1,984
Total noninterest expense	$9,234,000	1,576
Salaries and employee benefits	$5,477,000	1,420
Premises and equipment expense	$1,413,000	1,478
Additional noninterest expense	$2,344,000	1,883
Pre-tax net operating income	$2,092,000	2,227
Securities gains (losses)	$18,000	2,081
Applicable income taxes	$700,000	1,535
Income before extraordinary items	$1,410,000	2,448
Extraordinary gains, net	$0	31
Net income	$1,410,000	2,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	2,264
Cash dividends	$750,000	2,176
Sale, conversion, retirement of capital stock, net	$3,405,000	176
Net operating income	$1,397,940	2,579
2008-06-30 (YTD Data)		Rank
Total interest income	$11,911,000	1,689
Total interest expense	$4,957,000	1,782
Net interest income	$6,954,000	1,615
Provision for loan and lease losses	$375,000	2,238
Total noninterest income	$1,160,000	1,995
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$561,000	1,573
Trading account gains and fees	$0	149
Additional Noninterest Income	$599,000	1,999
Total noninterest expense	$6,096,000	1,596
Salaries and employee benefits	$3,653,000	1,432
Premises and equipment expense	$915,000	1,523
Additional noninterest expense	$1,528,000	1,889
Pre-tax net operating income	$1,643,000	2,023
Securities gains (losses)	$18,000	2,122
Applicable income taxes	$543,000	1,499
Income before extraordinary items	$1,118,000	2,348
Extraordinary gains, net	$0	21
Net income	$1,118,000	2,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,229
Cash dividends	$750,000	1,770
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,105,940	2,321
2008-03-31 (YTD Data)		Rank
Total interest income	$5,987,000	1,721
Total interest expense	$2,546,000	1,842
Net interest income	$3,441,000	1,611
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$542,000	2,114
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$240,000	1,782
Trading account gains and fees	$0	158
Additional Noninterest Income	$302,000	1,962
Total noninterest expense	$3,046,000	1,589
Salaries and employee benefits	$1,812,000	1,467
Premises and equipment expense	$464,000	1,501
Additional noninterest expense	$770,000	1,830
Pre-tax net operating income	$787,000	2,186
Securities gains (losses)	$0	2,688
Applicable income taxes	$269,000	1,595
Income before extraordinary items	$518,000	2,612
Extraordinary gains, net	$0	15
Net income	$518,000	2,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,745
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$518,000	2,543
2007-12-31 (YTD Data)		Rank
Total interest income	$22,550,000	1,878
Total interest expense	$9,021,000	2,107
Net interest income	$13,529,000	1,670
Provision for loan and lease losses	$420,000	2,620
Total noninterest income	$2,079,000	2,154
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$886,000	1,946
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,193,000	1,978
Total noninterest expense	$10,922,000	1,695
Salaries and employee benefits	$6,531,000	1,550
Premises and equipment expense	$1,562,000	1,688
Additional noninterest expense	$2,829,000	1,946
Pre-tax net operating income	$4,266,000	1,873
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,343,000	1,521
Income before extraordinary items	$2,923,000	2,092
Extraordinary gains, net	$0	39
Net income	$2,923,000	2,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,672
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,923,000	2,081
2007-09-30 (YTD Data)		Rank
Total interest income	$16,337,000	1,938
Total interest expense	$6,420,000	2,199
Net interest income	$9,917,000	1,713
Provision for loan and lease losses	$270,000	2,452
Total noninterest income	$1,604,000	2,118
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$664,000	1,946
Trading account gains and fees	$0	184
Additional Noninterest Income	$940,000	1,911
Total noninterest expense	$8,066,000	1,709
Salaries and employee benefits	$4,824,000	1,573
Premises and equipment expense	$1,166,000	1,690
Additional noninterest expense	$2,076,000	1,942
Pre-tax net operating income	$3,185,000	2,003
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,068,000	1,568
Income before extraordinary items	$2,117,000	2,277
Extraordinary gains, net	$0	33
Net income	$2,117,000	2,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,232
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,117,000	2,257
2007-06-30 (YTD Data)		Rank
Total interest income	$10,597,000	2,005
Total interest expense	$4,144,000	2,264
Net interest income	$6,453,000	1,777
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$1,069,000	2,136
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$442,000	1,946
Trading account gains and fees	$0	168
Additional Noninterest Income	$627,000	1,924
Total noninterest expense	$5,377,000	1,717
Salaries and employee benefits	$3,211,000	1,599
Premises and equipment expense	$782,000	1,698
Additional noninterest expense	$1,384,000	1,945
Pre-tax net operating income	$1,965,000	2,197
Securities gains (losses)	$0	1,444
Applicable income taxes	$666,000	1,723
Income before extraordinary items	$1,299,000	2,485
Extraordinary gains, net	$0	29
Net income	$1,299,000	2,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,180
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,299,000	2,470
2007-03-31 (YTD Data)		Rank
Total interest income	$5,111,000	2,075
Total interest expense	$2,007,000	2,309
Net interest income	$3,104,000	1,855
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$487,000	2,245
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$210,000	1,972
Trading account gains and fees	$0	195
Additional Noninterest Income	$277,000	2,069
Total noninterest expense	$2,665,000	1,735
Salaries and employee benefits	$1,573,000	1,654
Premises and equipment expense	$391,000	1,709
Additional noninterest expense	$701,000	1,904
Pre-tax net operating income	$836,000	2,492
Securities gains (losses)	$0	1,187
Applicable income taxes	$285,000	1,914
Income before extraordinary items	$551,000	2,811
Extraordinary gains, net	$0	22
Net income	$551,000	2,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$551,000	2,804
2006-12-31 (YTD Data)		Rank
Total interest income	$18,697,000	2,106
Total interest expense	$6,440,000	2,439
Net interest income	$12,257,000	1,892
Provision for loan and lease losses	$360,000	2,452
Total noninterest income	$2,068,000	2,170
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$897,000	1,921
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,171,000	2,001
Total noninterest expense	$9,566,000	1,868
Salaries and employee benefits	$5,929,000	1,655
Premises and equipment expense	$1,418,000	1,787
Additional noninterest expense	$2,219,000	2,339
Pre-tax net operating income	$4,399,000	2,083
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,445,000	1,727
Income before extraordinary items	$2,954,000	2,306
Extraordinary gains, net	$0	51
Net income	$2,954,000	2,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$36,000	1,050
Net operating income	$2,954,000	2,284
2006-09-30 (YTD Data)		Rank
Total interest income	$13,653,000	2,150
Total interest expense	$4,608,000	2,476
Net interest income	$9,045,000	1,940
Provision for loan and lease losses	$270,000	2,327
Total noninterest income	$1,547,000	2,182
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$684,000	1,892
Trading account gains and fees	$0	126
Additional Noninterest Income	$863,000	2,020
Total noninterest expense	$7,092,000	1,875
Salaries and employee benefits	$4,412,000	1,670
Premises and equipment expense	$1,055,000	1,799
Additional noninterest expense	$1,625,000	2,378
Pre-tax net operating income	$3,230,000	2,202
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,069,000	1,800
Income before extraordinary items	$2,161,000	2,417
Extraordinary gains, net	$0	45
Net income	$2,161,000	2,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$36,000	854
Net operating income	$2,161,000	2,411
2006-06-30 (YTD Data)		Rank
Total interest income	$8,804,000	2,178
Total interest expense	$2,934,000	2,483
Net interest income	$5,870,000	1,994
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$1,003,000	2,221
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$452,000	1,896
Trading account gains and fees	$0	126
Additional Noninterest Income	$551,000	2,079
Total noninterest expense	$4,669,000	1,901
Salaries and employee benefits	$2,930,000	1,683
Premises and equipment expense	$695,000	1,817
Additional noninterest expense	$1,044,000	2,461
Pre-tax net operating income	$2,024,000	2,284
Securities gains (losses)	$0	1,185
Applicable income taxes	$671,000	1,900
Income before extraordinary items	$1,353,000	2,533
Extraordinary gains, net	$0	39
Net income	$1,353,000	2,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,084
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,353,000	2,513
2006-03-31 (YTD Data)		Rank
Total interest income	$4,212,000	2,223
Total interest expense	$1,398,000	2,472
Net interest income	$2,814,000	2,066
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$485,000	2,230
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$220,000	1,890
Trading account gains and fees	$0	115
Additional Noninterest Income	$265,000	2,123
Total noninterest expense	$2,233,000	1,980
Salaries and employee benefits	$1,426,000	1,725
Premises and equipment expense	$334,000	1,892
Additional noninterest expense	$473,000	2,666
Pre-tax net operating income	$976,000	2,319
Securities gains (losses)	$0	955
Applicable income taxes	$326,000	1,914
Income before extraordinary items	$650,000	2,585
Extraordinary gains, net	$0	21
Net income	$650,000	2,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$650,000	2,567
2005-12-31 (YTD Data)		Rank
Total interest income	$14,732,000	2,250
Total interest expense	$4,244,000	2,530
Net interest income	$10,488,000	2,116
Provision for loan and lease losses	$324,000	2,678
Total noninterest income	$1,957,000	2,251
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$964,000	1,783
Trading account gains and fees	$0	138
Additional Noninterest Income	$993,000	2,230
Total noninterest expense	$8,749,000	1,924
Salaries and employee benefits	$5,495,000	1,706
Premises and equipment expense	$1,242,000	1,936
Additional noninterest expense	$2,012,000	2,476
Pre-tax net operating income	$3,372,000	2,519
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,086,000	2,149
Income before extraordinary items	$2,286,000	2,770
Extraordinary gains, net	$0	46
Net income	$2,286,000	2,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,447
Cash dividends	$530,000	3,534
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,286,000	2,734
2005-09-30 (YTD Data)		Rank
Total interest income	$10,660,000	2,277
Total interest expense	$3,000,000	2,536
Net interest income	$7,660,000	2,147
Provision for loan and lease losses	$234,000	2,657
Total noninterest income	$1,504,000	2,199
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$728,000	1,771
Trading account gains and fees	$0	126
Additional Noninterest Income	$776,000	2,170
Total noninterest expense	$6,472,000	1,932
Salaries and employee benefits	$4,086,000	1,688
Premises and equipment expense	$934,000	1,927
Additional noninterest expense	$1,452,000	2,534
Pre-tax net operating income	$2,458,000	2,601
Securities gains (losses)	$0	2,317
Applicable income taxes	$778,000	2,244
Income before extraordinary items	$1,680,000	2,854
Extraordinary gains, net	$0	35
Net income	$1,680,000	2,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,295
Cash dividends	$530,000	2,705
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,680,000	2,822
2005-06-30 (YTD Data)		Rank
Total interest income	$6,766,000	2,331
Total interest expense	$1,848,000	2,575
Net interest income	$4,918,000	2,201
Provision for loan and lease losses	$144,000	2,762
Total noninterest income	$981,000	2,204
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$479,000	1,746
Trading account gains and fees	$0	116
Additional Noninterest Income	$502,000	2,171
Total noninterest expense	$4,304,000	1,925
Salaries and employee benefits	$2,701,000	1,701
Premises and equipment expense	$624,000	1,907
Additional noninterest expense	$979,000	2,478
Pre-tax net operating income	$1,451,000	2,831
Securities gains (losses)	$0	2,146
Applicable income taxes	$448,000	2,431
Income before extraordinary items	$1,003,000	3,086
Extraordinary gains, net	$0	30
Net income	$1,003,000	3,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,785
Cash dividends	$530,000	2,111
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,003,000	3,032
2005-03-31 (YTD Data)		Rank
Total interest income	$3,201,000	2,412
Total interest expense	$845,000	2,664
Net interest income	$2,356,000	2,282
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$466,000	2,240
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$234,000	1,737
Trading account gains and fees	$0	115
Additional Noninterest Income	$232,000	2,265
Total noninterest expense	$2,106,000	1,966
Salaries and employee benefits	$1,322,000	1,745
Premises and equipment expense	$315,000	1,898
Additional noninterest expense	$469,000	2,587
Pre-tax net operating income	$656,000	3,015
Securities gains (losses)	$0	1,685
Applicable income taxes	$186,000	2,728
Income before extraordinary items	$470,000	3,193
Extraordinary gains, net	$0	24
Net income	$470,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$470,000	3,152
2004-12-31 (YTD Data)		Rank
Total interest income	$11,855,000	2,424
Total interest expense	$2,901,000	2,701
Net interest income	$8,954,000	2,279
Provision for loan and lease losses	$170,000	4,037
Total noninterest income	$2,074,000	2,145
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,031,000	1,708
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,043,000	2,089
Total noninterest expense	$7,920,000	2,022
Salaries and employee benefits	$4,883,000	1,800
Premises and equipment expense	$1,212,000	1,898
Additional noninterest expense	$1,825,000	2,622
Pre-tax net operating income	$2,938,000	2,636
Securities gains (losses)	$37,000	1,965
Applicable income taxes	$955,000	2,245
Income before extraordinary items	$2,020,000	2,893
Extraordinary gains, net	$0	34
Net income	$2,020,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	2,284
Cash dividends	$230,000	4,702
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,994,840	2,870
2004-09-30 (YTD Data)		Rank
Total interest income	$8,687,000	2,445
Total interest expense	$2,119,000	2,725
Net interest income	$6,568,000	2,299
Provision for loan and lease losses	$160,000	3,409
Total noninterest income	$1,560,000	2,156
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$783,000	1,694
Trading account gains and fees	$0	134
Additional Noninterest Income	$777,000	2,114
Total noninterest expense	$5,828,000	2,051
Salaries and employee benefits	$3,610,000	1,812
Premises and equipment expense	$901,000	1,905
Additional noninterest expense	$1,317,000	2,675
Pre-tax net operating income	$2,140,000	2,719
Securities gains (losses)	$37,000	1,884
Applicable income taxes	$747,000	2,211
Income before extraordinary items	$1,430,000	3,081
Extraordinary gains, net	$0	26
Net income	$1,430,000	3,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	1,629
Cash dividends	$230,000	3,791
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,405,580	3,061
2004-06-30 (YTD Data)		Rank
Total interest income	$5,680,000	2,467
Total interest expense	$1,397,000	2,731
Net interest income	$4,283,000	2,329
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$987,000	2,219
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$505,000	1,730
Trading account gains and fees	$0	130
Additional Noninterest Income	$482,000	2,247
Total noninterest expense	$3,865,000	2,060
Salaries and employee benefits	$2,400,000	1,821
Premises and equipment expense	$604,000	1,893
Additional noninterest expense	$861,000	2,734
Pre-tax net operating income	$1,285,000	2,949
Securities gains (losses)	$37,000	1,654
Applicable income taxes	$453,000	2,354
Income before extraordinary items	$869,000	3,304
Extraordinary gains, net	$0	21
Net income	$869,000	3,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	1,519
Cash dividends	$230,000	3,269
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$844,580	3,280
2004-03-31 (YTD Data)		Rank
Total interest income	$2,794,000	2,503
Total interest expense	$704,000	2,735
Net interest income	$2,090,000	2,389
Provision for loan and lease losses	$80,000	2,465
Total noninterest income	$468,000	2,259
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$245,000	1,736
Trading account gains and fees	$0	121
Additional Noninterest Income	$223,000	2,293
Total noninterest expense	$1,897,000	2,109
Salaries and employee benefits	$1,181,000	1,861
Premises and equipment expense	$309,000	1,878
Additional noninterest expense	$407,000	2,865
Pre-tax net operating income	$581,000	3,157
Securities gains (losses)	$37,000	1,369
Applicable income taxes	$210,000	2,492
Income before extraordinary items	$408,000	3,447
Extraordinary gains, net	$0	16
Net income	$408,000	3,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	1,096
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$383,580	3,506
2003-12-31 (YTD Data)		Rank
Total interest income	$11,746,000	2,436
Total interest expense	$3,055,000	2,815
Net interest income	$8,691,000	2,228
Provision for loan and lease losses	$653,000	1,727
Total noninterest income	$2,516,000	1,940
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,017,000	1,698
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,499,000	1,820
Total noninterest expense	$8,014,000	1,979
Salaries and employee benefits	$5,024,000	1,714
Premises and equipment expense	$1,211,000	1,891
Additional noninterest expense	$1,779,000	2,662
Pre-tax net operating income	$2,540,000	2,846
Securities gains (losses)	$100,000	1,901
Applicable income taxes	$854,000	2,417
Income before extraordinary items	$1,786,000	3,122
Extraordinary gains, net	$0	54
Net income	$1,786,000	3,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$455,000	1,726
Cash dividends	$180,000	5,040
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,718,000	3,074
2003-09-30 (YTD Data)		Rank
Total interest income	$8,898,000	2,444
Total interest expense	$2,337,000	2,858
Net interest income	$6,561,000	2,224
Provision for loan and lease losses	$563,000	1,503
Total noninterest income	$2,026,000	1,879
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$778,000	1,657
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,248,000	1,757
Total noninterest expense	$6,111,000	1,954
Salaries and employee benefits	$3,842,000	1,685
Premises and equipment expense	$906,000	1,891
Additional noninterest expense	$1,363,000	2,600
Pre-tax net operating income	$1,913,000	2,936
Securities gains (losses)	$80,000	1,936
Applicable income taxes	$665,000	2,472
Income before extraordinary items	$1,328,000	3,240
Extraordinary gains, net	$0	40
Net income	$1,328,000	3,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	1,855
Cash dividends	$180,000	4,170
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,274,400	3,178
2003-06-30 (YTD Data)		Rank
Total interest income	$5,964,000	2,453
Total interest expense	$1,632,000	2,824
Net interest income	$4,332,000	2,248
Provision for loan and lease losses	$413,000	1,357
Total noninterest income	$1,304,000	1,919
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$520,000	1,625
Trading account gains and fees	$0	150
Additional Noninterest Income	$784,000	1,812
Total noninterest expense	$4,039,000	1,946
Salaries and employee benefits	$2,509,000	1,708
Premises and equipment expense	$605,000	1,886
Additional noninterest expense	$925,000	2,548
Pre-tax net operating income	$1,184,000	3,112
Securities gains (losses)	$32,000	2,321
Applicable income taxes	$399,000	2,697
Income before extraordinary items	$817,000	3,456
Extraordinary gains, net	$0	30
Net income	$817,000	3,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	1,989
Cash dividends	$180,000	3,634
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$795,560	3,329
2003-03-31 (YTD Data)		Rank
Total interest income	$2,978,000	2,474
Total interest expense	$838,000	2,820
Net interest income	$2,140,000	2,272
Provision for loan and lease losses	$225,000	1,208
Total noninterest income	$580,000	2,048
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$249,000	1,644
Trading account gains and fees	$0	134
Additional Noninterest Income	$331,000	1,971
Total noninterest expense	$1,973,000	1,986
Salaries and employee benefits	$1,218,000	1,752
Premises and equipment expense	$301,000	1,904
Additional noninterest expense	$454,000	2,550
Pre-tax net operating income	$522,000	3,397
Securities gains (losses)	$32,000	1,647
Applicable income taxes	$172,000	2,956
Income before extraordinary items	$382,000	3,586
Extraordinary gains, net	$0	21
Net income	$382,000	3,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	1,736
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$359,920	3,565
2002-12-31 (YTD Data)		Rank
Total interest income	$12,623,000	2,453
Total interest expense	$3,807,000	2,869
Net interest income	$8,816,000	2,195
Provision for loan and lease losses	$1,065,000	1,276
Total noninterest income	$2,183,000	1,986
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$944,000	1,703
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,239,000	1,904
Total noninterest expense	$7,870,000	1,914
Salaries and employee benefits	$4,796,000	1,676
Premises and equipment expense	$1,178,000	1,886
Additional noninterest expense	$1,896,000	2,434
Pre-tax net operating income	$2,064,000	3,348
Securities gains (losses)	$175,000	1,260
Applicable income taxes	$772,000	2,657
Income before extraordinary items	$1,467,000	3,559
Extraordinary gains, net	$0	70
Net income	$1,467,000	3,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$688,000	1,307
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,351,500	3,673
2001-12-31 (YTD Data)		Rank
Total interest income	$14,065,000	2,440
Total interest expense	$5,757,000	2,772
Net interest income	$8,308,000	2,153
Provision for loan and lease losses	$1,090,000	1,174
Total noninterest income	$2,110,000	1,928
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$867,000	1,755
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,243,000	1,753
Total noninterest expense	$7,524,000	1,916
Salaries and employee benefits	$4,590,000	1,632
Premises and equipment expense	$1,134,000	1,888
Additional noninterest expense	$1,800,000	2,475
Pre-tax net operating income	$1,804,000	3,423
Securities gains (losses)	$116,000	1,632
Applicable income taxes	$653,000	2,803
Income before extraordinary items	$1,267,000	3,651
Extraordinary gains, net	$0	105
Net income	$1,267,000	3,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,066,000	897
Cash dividends	$150,000	5,292
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,190,440	3,712
2000-12-31 (YTD Data)		Rank
Total interest income	$14,190,000	2,442
Total interest expense	$6,433,000	2,591
Net interest income	$7,757,000	2,285
Provision for loan and lease losses	$540,000	1,753
Total noninterest income	$1,135,000	2,879
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$782,000	1,774
Trading account gains and fees	$0	180
Additional Noninterest Income	$353,000	3,605
Total noninterest expense	$6,634,000	2,079
Salaries and employee benefits	$3,856,000	1,868
Premises and equipment expense	$1,008,000	2,041
Additional noninterest expense	$1,770,000	2,423
Pre-tax net operating income	$1,718,000	3,676
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$572,000	3,216
Income before extraordinary items	$1,144,000	3,992
Extraordinary gains, net	$0	38
Net income	$1,144,000	3,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$395,000	1,491
Cash dividends	$75,000	6,167
Sale, conversion, retirement of capital stock, net	$1,447,000	406
Net operating income	$1,145,340	3,979
1999-12-31 (YTD Data)		Rank
Total interest income	$12,049,000	2,696
Total interest expense	$4,843,000	3,019
Net interest income	$7,206,000	2,447
Provision for loan and lease losses	$540,000	1,662
Total noninterest income	$1,139,000	2,801
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$758,000	1,750
Trading account gains and fees	$0	173
Additional Noninterest Income	$381,000	3,537
Total noninterest expense	$5,984,000	2,285
Salaries and employee benefits	$3,363,000	2,086
Premises and equipment expense	$963,000	2,121
Additional noninterest expense	$1,658,000	2,603
Pre-tax net operating income	$1,821,000	3,581
Securities gains (losses)	$94,000	748
Applicable income taxes	$674,000	2,979
Income before extraordinary items	$1,241,000	3,769
Extraordinary gains, net	$0	35
Net income	$1,241,000	3,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,110
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,179,900	3,896
1998-12-31 (YTD Data)		Rank
Total interest income	$10,969,000	2,944
Total interest expense	$5,039,000	2,977
Net interest income	$5,930,000	2,911
Provision for loan and lease losses	$496,000	1,736
Total noninterest income	$1,567,000	2,194
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$559,000	2,305
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,008,000	1,844
Total noninterest expense	$5,271,000	2,466
Salaries and employee benefits	$2,921,000	2,309
Premises and equipment expense	$892,000	2,173
Additional noninterest expense	$1,458,000	2,853
Pre-tax net operating income	$1,730,000	3,757
Securities gains (losses)	$0	4,449
Applicable income taxes	$588,000	3,455
Income before extraordinary items	$1,142,000	4,081
Extraordinary gains, net	$0	32
Net income	$1,142,000	4,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$397,000	1,515
Cash dividends	$294,000	4,682
Sale, conversion, retirement of capital stock, net	$35,000	891
Net operating income	$1,142,000	3,993
1997-12-31 (YTD Data)		Rank
Total interest income	$8,704,000	3,677
Total interest expense	$3,830,000	3,839
Net interest income	$4,874,000	3,572
Provision for loan and lease losses	$225,000	3,186
Total noninterest income	$1,185,000	2,661
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,054,000	1,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,052
Total noninterest expense	$4,562,000	2,779
Salaries and employee benefits	$2,358,000	2,803
Premises and equipment expense	$679,000	2,822
Additional noninterest expense	$1,525,000	2,695
Pre-tax net operating income	$1,272,000	5,037
Securities gains (losses)	$0	3,944
Applicable income taxes	$430,000	4,663
Income before extraordinary items	$842,000	5,283
Extraordinary gains, net	$0	44
Net income	$842,000	5,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,227
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$1,932,000	381
Net operating income	$842,000	5,230
1996-12-31 (YTD Data)		Rank
Total interest income	$7,137,000	4,497
Total interest expense	$3,160,000	4,562
Net interest income	$3,977,000	4,345
Provision for loan and lease losses	$292,000	2,642
Total noninterest income	$733,000	3,950
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$362,000	3,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,550
Total noninterest expense	$3,548,000	3,730
Salaries and employee benefits	$1,953,000	3,408
Premises and equipment expense	$580,000	3,318
Additional noninterest expense	$1,015,000	4,359
Pre-tax net operating income	$870,000	6,200
Securities gains (losses)	$0	4,148
Applicable income taxes	$295,000	5,890
Income before extraordinary items	$575,000	6,431
Extraordinary gains, net	$0	53
Net income	$575,000	6,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,170
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$20,000	824
Net operating income	$575,000	6,358
1995-12-31 (YTD Data)		Rank
Total interest income	$6,018,000	5,193
Total interest expense	$2,914,000	4,893
Net interest income	$3,104,000	5,357
Provision for loan and lease losses	$203,000	2,974
Total noninterest income	$557,000	4,824
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$354,000	3,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	5,099
Total noninterest expense	$2,691,000	4,687
Salaries and employee benefits	$1,448,000	4,428
Premises and equipment expense	$425,000	4,302
Additional noninterest expense	$818,000	5,158
Pre-tax net operating income	$767,000	6,972
Securities gains (losses)	$-20,000	10,553
Applicable income taxes	$252,000	6,622
Income before extraordinary items	$495,000	7,298
Extraordinary gains, net	$0	65
Net income	$495,000	7,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,265
Cash dividends	$10,000	8,554
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$508,200	7,160
1994-12-31 (YTD Data)		Rank
Total interest income	$4,364,000	6,291
Total interest expense	$1,998,000	5,619
Net interest income	$2,366,000	6,724
Provision for loan and lease losses	$192,000	3,103
Total noninterest income	$644,000	4,402
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$310,000	4,248
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	3,833
Total noninterest expense	$2,077,000	6,011
Salaries and employee benefits	$1,090,000	5,679
Premises and equipment expense	$342,000	5,158
Additional noninterest expense	$645,000	6,707
Pre-tax net operating income	$741,000	7,182
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$245,000	6,623
Income before extraordinary items	$500,000	7,320
Extraordinary gains, net	$0	249
Net income	$500,000	7,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,704
Cash dividends	$36,000	8,262
Sale, conversion, retirement of capital stock, net	$1,239,000	384
Net operating income	$497,320	7,370
1993-12-31 (YTD Data)		Rank
Total interest income	$3,228,000	7,965
Total interest expense	$1,525,000	7,128
Net interest income	$1,703,000	8,481
Provision for loan and lease losses	$200,000	3,901
Total noninterest income	$329,000	7,275
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$198,000	6,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,993
Total noninterest expense	$1,545,000	7,674
Salaries and employee benefits	$747,000	7,660
Premises and equipment expense	$286,000	6,090
Additional noninterest expense	$512,000	8,095
Pre-tax net operating income	$287,000	10,345
Securities gains (losses)	$48,000	3,456
Applicable income taxes	$101,000	9,717
Income before extraordinary items	$234,000	10,229
Extraordinary gains, net	$0	3,149
Net income	$234,000	10,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	7,730
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$9,000	1,141
Net operating income	$200,400	10,428
1992-12-31 (YTD Data)		Rank
Total interest income	$2,202,000	10,466
Total interest expense	$957,000	10,593
Net interest income	$1,245,000	10,158
Provision for loan and lease losses	$136,000	6,368
Total noninterest income	$159,000	10,308
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	8,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	9,388
Total noninterest expense	$1,097,000	9,523
Salaries and employee benefits	$502,000	9,764
Premises and equipment expense	$225,000	7,284
Additional noninterest expense	$370,000	9,943
Pre-tax net operating income	$171,000	11,328
Securities gains (losses)	$0	8,369
Applicable income taxes	$16,000	12,206
Income before extraordinary items	$155,000	11,205
Extraordinary gains, net	$0	1,422
Net income	$155,000	11,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$155,000	10,861

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.