Home > Inland Northwest Bank > Net charge- offs to loans
Inland Northwest Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.1085% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1188% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7193% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0618% | 4,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,926 |
| Percentage Net Loans Charged-off:Construction & development | -0.2301% | 4,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4687% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6149% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1221% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4652% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2609% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1133% | 5,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 3,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4502% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7625% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3103% | 5,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 4,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7403% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5981% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3487% | 5,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1000% | 4,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9062% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | 22.6623% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0741% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1264% | 5,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1698% | 5,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3431% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0177% | 4,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0952% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1807% | 5,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2411% | 5,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0640% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 3,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5775% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1880% | 5,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 5,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 5,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1217% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6714% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1430% | 5,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0474% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 5,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 5,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1191% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2597% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5094% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2150% | 5,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.1786% | 5,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 5,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 5,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4661% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6701% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1491% | 5,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 5,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,325 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 5,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 5,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 4,146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 5,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3346% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6706% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2381% | 5,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 5,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 5,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,877 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 5,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 5,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 5,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0735% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4981% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4296% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2216% | 5,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 5,574 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 5,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7897% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1782% | 5,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1103% | 6,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0614% | 5,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 5,782 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2654% | 5,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1135% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6539% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0606% | 6,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7866% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9398% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6433% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0125% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.0816% | 5,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2145% | 5,134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 5,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2213% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0749% | 6,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6413% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9870% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2483% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1651% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0613% | 6,038 |
| Percentage Net Loans Charged-off:Construction & development | -0.1203% | 5,435 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 5,708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0349% | 5,065 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1852% | 6,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2461% | 6,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7402% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7906% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1862% | 1,181 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0243% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1067% | 6,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1499% | 6,311 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0504% | 5,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 6,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 6,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0055% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1170% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1331% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3527% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3756% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.6626% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4428% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7594% | 5,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4257% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1306% | 4,846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6087% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 2,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1739% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9568% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7858% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3543% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0464% | 5,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6492% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0350% | 5,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 2,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1753% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3136% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0893% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7226% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0950% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0629% | 5,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2258% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4674% | 5,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0562% | 6,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0745% | 6,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2933% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8187% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7982% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6171% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1415% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.1131% | 5,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2730% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1338% | 5,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0582% | 6,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0767% | 6,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6208% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7321% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2239% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6362% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1693% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1607% | 826 |
| Percentage Net Loans Charged-off:Construction & development | -1.9838% | 6,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6276% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1489% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4047% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3160% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2248% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2986% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6058% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0892% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1776% | 3,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3482% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4566% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 1.2794% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8423% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7080% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5739% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7006% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3424% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0763% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1019% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2100% | 2,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9881% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9382% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.4229% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3187% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4439% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6543% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2078% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2709% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 2,714 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4383% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0787% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 2,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.5295% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7695% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0954% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 5,565 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5870% | 7,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8474% | 6,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5231% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0047% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 9.9339% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3882% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1727% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1096% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6819% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2962% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6095% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2967% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0391% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7947% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5176% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0044% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 10.0790% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3477% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5035% | 237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3614% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1959% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4344% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6142% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7286% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9961% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2157% | 3,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4402% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6006% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 1.8763% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2829% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5526% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7816% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2659% | 5,402 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2440% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7847% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9306% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8253% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3645% | 2,511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2297% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7015% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 1.2085% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5877% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.7334% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9702% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4880% | 5,443 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6231% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3312% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4682% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3661% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1587% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0162% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0410% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 3.1922% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2684% | 2,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5086% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8584% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8241% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7763% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8712% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7022% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7275% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6746% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 2.1110% | 1,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 2,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9689% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1236% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8922% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7571% | 2,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1419% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2638% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8127% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8133% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 2.4177% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1705% | 2,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2073% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6750% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9616% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5561% | 2,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3972% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9860% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5083% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3765% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | 1.0340% | 1,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2335% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 7,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 5,589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 7,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0057% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1699% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2090% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4944% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0413% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 2.7313% | 1,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 3,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6344% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5008% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9559% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5750% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9701% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5727% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5031% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8321% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 2.2865% | 1,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 2,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2168% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5024% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4933% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0129% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4315% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9425% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2425% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 3.4733% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 2,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8668% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1778% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1643% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5986% | 3,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5361% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5458% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6628% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.6054% | 1,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9650% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1286% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1076% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2751% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7296% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6149% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6002% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 1.7052% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7124% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 11.6364% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 2,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5860% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1286% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2678% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1783% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.4721% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2764% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0809% | 3,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2124% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0845% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0924% | 8,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0969% | 8,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3044% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6312% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.1717% | 877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0535% | 8,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4746% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 2,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.2147% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 8,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0796% | 8,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 3,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8795% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3128% | 1,154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 7,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0800% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 8,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7666% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0778% | 8,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0868% | 8,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3148% | 1,822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 6,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 7,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0588% | 8,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 8,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 6,225 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0924% | 8,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1122% | 8,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 3,236 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0682% | 7,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6042% | 1,074 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 5,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 7,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0995% | 8,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1234% | 8,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0776% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1696% | 7,800 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2018% | 1,887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 7,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 7,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1153% | 8,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1451% | 8,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2332% | 7,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1177% | 8,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1531% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6787% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2657% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 5,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5546% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6351% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 7,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 8,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 8,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1017% | 8,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 6,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5101% | 3,069 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5652% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 7,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 8,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1000% | 8,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1207% | 8,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 6,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5233% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7192% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5244% | 8,172 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1805% | 2,057 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4508% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5337% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1642% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9731% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9837% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1636% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6144% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7263% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2334% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0981% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0394% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9760% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1599% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4040% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0343% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3454% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4551% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7841% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1199% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9744% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1500% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3139% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3838% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 2.0254% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1521% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9981% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1955% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 7,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4919% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9708% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3287% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 2.6828% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1087% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8591% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0294% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8262% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2906% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2624% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 3.9911% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1651% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3311% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3984% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0725% | 7,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1642% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8704% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1543% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6541% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7872% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1027% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0605% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3269% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5081% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3071% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 2.5526% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1402% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7883% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8322% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6880% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9310% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4250% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8359% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 2.3174% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2825% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2878% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2256% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0957% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9973% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3455% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4556% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 6,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2494% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1596% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 8,858 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 7,577 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 8,812 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |