Home > Inland Community Bank > Income and Expense
Inland Community Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 2,908 |
| Total interest expense | $648,000 | 4,067 |
| Net interest income | $6,025,000 | 2,709 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $1,329,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $686,000 | 1,536 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $643,000 | 2,577 |
| Total noninterest expense | $6,614,000 | 2,171 |
| Salaries and employee benefits | $3,844,000 | 1,966 |
| Premises and equipment expense | $613,000 | 2,730 |
| Additional noninterest expense | $2,157,000 | 2,249 |
| Pre-tax net operating income | $540,000 | 4,616 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $168,000 | 2,986 |
| Income before extraordinary items | $374,000 | 5,068 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $374,000 | 5,066 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $374,000 | 5,066 |
| Net charge-offs | $463,000 | 2,290 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $372,620 | 4,891 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 2,948 |
| Total interest expense | $478,000 | 3,936 |
| Net interest income | $3,945,000 | 2,750 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $774,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $478,000 | 1,470 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $296,000 | 3,086 |
| Total noninterest expense | $4,544,000 | 2,113 |
| Salaries and employee benefits | $2,627,000 | 1,912 |
| Premises and equipment expense | $409,000 | 2,730 |
| Additional noninterest expense | $1,508,000 | 2,146 |
| Pre-tax net operating income | $-25,000 | 6,388 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $-33,000 | 6,910 |
| Income before extraordinary items | $11,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,000 | 6,416 |
| Net charge-offs | $330,000 | 2,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $9,080 | 6,291 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,861 |
| Total interest expense | $254,000 | 3,900 |
| Net interest income | $2,073,000 | 2,634 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $435,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $239,000 | 1,456 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $196,000 | 2,697 |
| Total noninterest expense | $2,261,000 | 2,120 |
| Salaries and employee benefits | $1,333,000 | 1,882 |
| Premises and equipment expense | $213,000 | 2,658 |
| Additional noninterest expense | $715,000 | 2,240 |
| Pre-tax net operating income | $172,000 | 4,733 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $59,000 | 2,917 |
| Income before extraordinary items | $115,000 | 5,203 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $115,000 | 5,204 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $115,000 | 5,205 |
| Net charge-offs | $91,000 | 2,526 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $113,680 | 5,076 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,776,000 | 2,584 |
| Total interest expense | $1,460,000 | 3,510 |
| Net interest income | $9,316,000 | 2,350 |
| Provision for loan and lease losses | $1,405,000 | 1,975 |
| Total noninterest income | $1,041,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $921,000 | 1,582 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $120,000 | 5,119 |
| Total noninterest expense | $9,915,000 | 1,926 |
| Salaries and employee benefits | $4,907,000 | 1,971 |
| Premises and equipment expense | $784,000 | 2,963 |
| Additional noninterest expense | $4,224,000 | 1,617 |
| Pre-tax net operating income | $-963,000 | 6,568 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $-350,000 | 7,004 |
| Income before extraordinary items | $-594,000 | 6,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-594,000 | 6,516 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-594,000 | 6,515 |
| Net charge-offs | $1,538,000 | 1,837 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-606,160 | 6,484 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,211,000 | 2,571 |
| Total interest expense | $1,164,000 | 3,483 |
| Net interest income | $7,047,000 | 2,329 |
| Provision for loan and lease losses | $1,355,000 | 1,608 |
| Total noninterest income | $1,192,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $690,000 | 1,589 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $502,000 | 2,703 |
| Total noninterest expense | $7,638,000 | 1,885 |
| Salaries and employee benefits | $3,650,000 | 1,983 |
| Premises and equipment expense | $577,000 | 3,016 |
| Additional noninterest expense | $3,411,000 | 1,514 |
| Pre-tax net operating income | $-754,000 | 6,713 |
| Securities gains (losses) | $17,000 | 2,882 |
| Applicable income taxes | $-266,000 | 7,124 |
| Income before extraordinary items | $-471,000 | 6,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-471,000 | 6,677 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-471,000 | 6,677 |
| Net charge-offs | $1,210,000 | 1,709 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-481,880 | 6,627 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 2,553 |
| Total interest expense | $845,000 | 3,368 |
| Net interest income | $4,717,000 | 2,327 |
| Provision for loan and lease losses | $325,000 | 2,851 |
| Total noninterest income | $799,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $442,000 | 1,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 2,616 |
| Total noninterest expense | $4,595,000 | 2,098 |
| Salaries and employee benefits | $2,399,000 | 2,025 |
| Premises and equipment expense | $362,000 | 3,173 |
| Additional noninterest expense | $1,834,000 | 1,861 |
| Pre-tax net operating income | $596,000 | 3,482 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $252,000 | 1,981 |
| Income before extraordinary items | $353,000 | 4,205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 4,205 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $353,000 | 4,207 |
| Net charge-offs | $492,000 | 2,162 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $347,240 | 4,136 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,510 |
| Total interest expense | $469,000 | 3,209 |
| Net interest income | $2,372,000 | 2,299 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $340,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $213,000 | 1,652 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,175 |
| Total noninterest expense | $2,364,000 | 2,054 |
| Salaries and employee benefits | $1,294,000 | 1,914 |
| Premises and equipment expense | $180,000 | 3,241 |
| Additional noninterest expense | $890,000 | 1,898 |
| Pre-tax net operating income | $198,000 | 4,251 |
| Securities gains (losses) | $8,000 | 1,369 |
| Applicable income taxes | $78,000 | 2,458 |
| Income before extraordinary items | $128,000 | 4,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $128,000 | 4,679 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 4,680 |
| Net charge-offs | $247,000 | 1,935 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $122,880 | 4,681 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,002,000 | 2,311 |
| Total interest expense | $2,602,000 | 2,896 |
| Net interest income | $10,400,000 | 2,103 |
| Provision for loan and lease losses | $585,000 | 3,896 |
| Total noninterest income | $1,759,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,094,000 | 1,395 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $665,000 | 2,769 |
| Total noninterest expense | $9,218,000 | 2,095 |
| Salaries and employee benefits | $5,289,000 | 1,831 |
| Premises and equipment expense | $769,000 | 3,065 |
| Additional noninterest expense | $3,160,000 | 2,196 |
| Pre-tax net operating income | $2,356,000 | 1,969 |
| Securities gains (losses) | $60,000 | 2,537 |
| Applicable income taxes | $863,000 | 1,364 |
| Income before extraordinary items | $1,553,000 | 2,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,553,000 | 2,454 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,553,000 | 2,459 |
| Net charge-offs | $381,000 | 3,989 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,514,600 | 2,400 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,065,000 | 2,301 |
| Total interest expense | $2,072,000 | 2,878 |
| Net interest income | $7,993,000 | 2,072 |
| Provision for loan and lease losses | $400,000 | 3,898 |
| Total noninterest income | $1,421,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $865,000 | 1,361 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $556,000 | 2,590 |
| Total noninterest expense | $7,004,000 | 2,062 |
| Salaries and employee benefits | $3,961,000 | 1,842 |
| Premises and equipment expense | $595,000 | 3,046 |
| Additional noninterest expense | $2,448,000 | 2,106 |
| Pre-tax net operating income | $2,010,000 | 1,888 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $708,000 | 1,326 |
| Income before extraordinary items | $1,302,000 | 2,397 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,302,000 | 2,395 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,302,000 | 2,399 |
| Net charge-offs | $173,000 | 4,372 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,302,000 | 2,281 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,563,000 | 2,368 |
| Total interest expense | $1,469,000 | 2,843 |
| Net interest income | $5,094,000 | 2,173 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $1,036,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $609,000 | 1,283 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $427,000 | 2,321 |
| Total noninterest expense | $4,617,000 | 2,097 |
| Salaries and employee benefits | $2,631,000 | 1,867 |
| Premises and equipment expense | $379,000 | 3,178 |
| Additional noninterest expense | $1,607,000 | 2,128 |
| Pre-tax net operating income | $1,313,000 | 1,908 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $452,000 | 1,318 |
| Income before extraordinary items | $861,000 | 2,378 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $861,000 | 2,374 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $861,000 | 2,377 |
| Net charge-offs | $159,000 | 3,769 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $861,000 | 2,278 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 2,412 |
| Total interest expense | $797,000 | 2,762 |
| Net interest income | $2,507,000 | 2,226 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $564,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $329,000 | 1,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 2,161 |
| Total noninterest expense | $2,346,000 | 2,085 |
| Salaries and employee benefits | $1,312,000 | 1,900 |
| Premises and equipment expense | $191,000 | 3,241 |
| Additional noninterest expense | $843,000 | 2,015 |
| Pre-tax net operating income | $625,000 | 2,032 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $214,000 | 1,354 |
| Income before extraordinary items | $411,000 | 2,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 2,507 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $411,000 | 2,509 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $411,000 | 2,409 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,795,000 | 2,425 |
| Total interest expense | $3,535,000 | 3,028 |
| Net interest income | $10,260,000 | 2,140 |
| Provision for loan and lease losses | $6,844,000 | 1,146 |
| Total noninterest income | $1,922,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,233,000 | 1,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $689,000 | 2,689 |
| Total noninterest expense | $11,842,000 | 1,721 |
| Salaries and employee benefits | $4,843,000 | 2,027 |
| Premises and equipment expense | $835,000 | 3,008 |
| Additional noninterest expense | $6,164,000 | 1,237 |
| Pre-tax net operating income | $-6,504,000 | 7,315 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,650,000 | 7,457 |
| Income before extraordinary items | $-4,854,000 | 7,247 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,854,000 | 7,247 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,854,000 | 7,247 |
| Net charge-offs | $5,338,000 | 1,093 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 334 |
| Net operating income | $-4,854,000 | 7,269 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 2,458 |
| Total interest expense | $2,720,000 | 3,079 |
| Net interest income | $7,622,000 | 2,156 |
| Provision for loan and lease losses | $2,000,000 | 1,898 |
| Total noninterest income | $1,411,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $914,000 | 1,418 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $497,000 | 2,822 |
| Total noninterest expense | $6,641,000 | 2,241 |
| Salaries and employee benefits | $3,622,000 | 2,046 |
| Premises and equipment expense | $631,000 | 3,019 |
| Additional noninterest expense | $2,388,000 | 2,193 |
| Pre-tax net operating income | $392,000 | 4,217 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $138,000 | 2,635 |
| Income before extraordinary items | $254,000 | 4,611 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $254,000 | 4,610 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $254,000 | 4,612 |
| Net charge-offs | $1,490,000 | 1,778 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 276 |
| Net operating income | $254,000 | 4,546 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 2,506 |
| Total interest expense | $1,878,000 | 3,119 |
| Net interest income | $4,992,000 | 2,199 |
| Provision for loan and lease losses | $1,100,000 | 1,953 |
| Total noninterest income | $864,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $629,000 | 1,347 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $235,000 | 3,397 |
| Total noninterest expense | $4,563,000 | 2,203 |
| Salaries and employee benefits | $2,482,000 | 2,029 |
| Premises and equipment expense | $416,000 | 3,075 |
| Additional noninterest expense | $1,665,000 | 2,128 |
| Pre-tax net operating income | $193,000 | 4,692 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $60,000 | 3,028 |
| Income before extraordinary items | $133,000 | 4,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 4,978 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $133,000 | 4,979 |
| Net charge-offs | $780,000 | 1,869 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 212 |
| Net operating income | $133,000 | 4,896 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 2,615 |
| Total interest expense | $957,000 | 3,168 |
| Net interest income | $2,358,000 | 2,313 |
| Provision for loan and lease losses | $920,000 | 1,244 |
| Total noninterest income | $421,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $311,000 | 1,325 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $110,000 | 3,505 |
| Total noninterest expense | $2,284,000 | 2,162 |
| Salaries and employee benefits | $1,240,000 | 2,062 |
| Premises and equipment expense | $271,000 | 2,508 |
| Additional noninterest expense | $773,000 | 2,049 |
| Pre-tax net operating income | $-425,000 | 7,240 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-169,000 | 7,675 |
| Income before extraordinary items | $-256,000 | 7,125 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-256,000 | 7,125 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-256,000 | 7,126 |
| Net charge-offs | $821,000 | 1,063 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 117 |
| Net operating income | $-256,000 | 7,063 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,674,000 | 2,518 |
| Total interest expense | $4,399,000 | 3,279 |
| Net interest income | $10,275,000 | 2,164 |
| Provision for loan and lease losses | $2,700,000 | 1,497 |
| Total noninterest income | $1,524,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $966,000 | 1,811 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $558,000 | 3,007 |
| Total noninterest expense | $8,548,000 | 2,238 |
| Salaries and employee benefits | $4,809,000 | 2,112 |
| Premises and equipment expense | $968,000 | 2,705 |
| Additional noninterest expense | $2,771,000 | 2,158 |
| Pre-tax net operating income | $551,000 | 4,720 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $201,000 | 2,809 |
| Income before extraordinary items | $352,000 | 4,907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $352,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,968,000 | 1,306 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $350,720 | 5,083 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,090,000 | 2,548 |
| Total interest expense | $3,345,000 | 3,346 |
| Net interest income | $7,745,000 | 2,165 |
| Provision for loan and lease losses | $1,645,000 | 1,343 |
| Total noninterest income | $1,130,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $690,000 | 1,889 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $440,000 | 3,018 |
| Total noninterest expense | $6,431,000 | 2,220 |
| Salaries and employee benefits | $3,628,000 | 2,116 |
| Premises and equipment expense | $718,000 | 2,738 |
| Additional noninterest expense | $2,085,000 | 2,076 |
| Pre-tax net operating income | $799,000 | 4,105 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $295,000 | 2,477 |
| Income before extraordinary items | $506,000 | 4,430 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $506,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $982,000 | 1,320 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $504,720 | 4,580 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 2,534 |
| Total interest expense | $2,291,000 | 3,402 |
| Net interest income | $5,247,000 | 2,113 |
| Provision for loan and lease losses | $475,000 | 1,969 |
| Total noninterest income | $711,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $443,000 | 1,931 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $268,000 | 3,225 |
| Total noninterest expense | $4,346,000 | 2,202 |
| Salaries and employee benefits | $2,467,000 | 2,104 |
| Premises and equipment expense | $486,000 | 2,705 |
| Additional noninterest expense | $1,393,000 | 2,052 |
| Pre-tax net operating income | $1,137,000 | 2,694 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $428,000 | 1,792 |
| Income before extraordinary items | $711,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $711,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,038 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $709,720 | 3,239 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 2,521 |
| Total interest expense | $1,194,000 | 3,466 |
| Net interest income | $2,712,000 | 2,058 |
| Provision for loan and lease losses | $216,000 | 1,747 |
| Total noninterest income | $411,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $205,000 | 2,532 |
| Total noninterest expense | $2,156,000 | 2,212 |
| Salaries and employee benefits | $1,298,000 | 2,031 |
| Premises and equipment expense | $251,000 | 2,657 |
| Additional noninterest expense | $607,000 | 2,287 |
| Pre-tax net operating income | $751,000 | 2,282 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $278,000 | 1,560 |
| Income before extraordinary items | $473,000 | 2,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $473,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $473,000 | 2,741 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,422,000 | 2,604 |
| Total interest expense | $4,680,000 | 3,620 |
| Net interest income | $10,742,000 | 2,102 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $1,450,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $634,000 | 2,567 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $816,000 | 2,535 |
| Total noninterest expense | $10,166,000 | 1,813 |
| Salaries and employee benefits | $5,851,000 | 1,721 |
| Premises and equipment expense | $1,171,000 | 2,214 |
| Additional noninterest expense | $3,144,000 | 1,755 |
| Pre-tax net operating income | $1,546,000 | 3,851 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $545,000 | 2,628 |
| Income before extraordinary items | $1,001,000 | 4,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,001,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,433 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,283 |
| Net operating income | $1,001,000 | 4,310 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,247,000 | 2,680 |
| Total interest expense | $3,262,000 | 3,804 |
| Net interest income | $7,985,000 | 2,134 |
| Provision for loan and lease losses | $395,000 | 1,885 |
| Total noninterest income | $1,017,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $470,000 | 2,573 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $547,000 | 2,697 |
| Total noninterest expense | $7,868,000 | 1,749 |
| Salaries and employee benefits | $4,592,000 | 1,643 |
| Premises and equipment expense | $822,000 | 2,349 |
| Additional noninterest expense | $2,454,000 | 1,664 |
| Pre-tax net operating income | $739,000 | 5,011 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $248,000 | 3,436 |
| Income before extraordinary items | $491,000 | 5,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $491,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,692 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,131 |
| Net operating income | $491,000 | 5,403 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 2,813 |
| Total interest expense | $1,858,000 | 4,208 |
| Net interest income | $5,290,000 | 2,178 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $715,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $326,000 | 2,483 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $389,000 | 2,618 |
| Total noninterest expense | $5,230,000 | 1,772 |
| Salaries and employee benefits | $3,117,000 | 1,646 |
| Premises and equipment expense | $494,000 | 2,613 |
| Additional noninterest expense | $1,619,000 | 1,677 |
| Pre-tax net operating income | $705,000 | 4,295 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $256,000 | 2,933 |
| Income before extraordinary items | $449,000 | 4,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $449,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,609 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,025 |
| Net operating income | $449,000 | 4,804 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 2,926 |
| Total interest expense | $818,000 | 4,512 |
| Net interest income | $2,605,000 | 2,204 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $546,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $175,000 | 2,297 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $371,000 | 1,686 |
| Total noninterest expense | $2,491,000 | 1,853 |
| Salaries and employee benefits | $1,530,000 | 1,702 |
| Premises and equipment expense | $233,000 | 2,752 |
| Additional noninterest expense | $728,000 | 1,841 |
| Pre-tax net operating income | $660,000 | 2,921 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $265,000 | 2,015 |
| Income before extraordinary items | $395,000 | 3,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $395,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 840 |
| Net operating income | $395,000 | 3,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,327,000 | 3,491 |
| Total interest expense | $2,190,000 | 5,170 |
| Net interest income | $8,137,000 | 2,713 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $1,461,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $570,000 | 2,795 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $891,000 | 2,409 |
| Total noninterest expense | $8,296,000 | 2,134 |
| Salaries and employee benefits | $4,863,000 | 2,006 |
| Premises and equipment expense | $854,000 | 2,841 |
| Additional noninterest expense | $2,579,000 | 2,048 |
| Pre-tax net operating income | $1,287,000 | 4,638 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $492,000 | 3,176 |
| Income before extraordinary items | $795,000 | 5,233 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $795,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 365 |
| Net operating income | $795,000 | 5,229 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 3,757 |
| Total interest expense | $1,327,000 | 5,659 |
| Net interest income | $5,633,000 | 2,951 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $1,052,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $439,000 | 2,752 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $613,000 | 2,535 |
| Total noninterest expense | $5,697,000 | 2,319 |
| Salaries and employee benefits | $3,378,000 | 2,168 |
| Premises and equipment expense | $605,000 | 2,982 |
| Additional noninterest expense | $1,714,000 | 2,266 |
| Pre-tax net operating income | $973,000 | 4,780 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $353,000 | 3,355 |
| Income before extraordinary items | $620,000 | 5,278 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $620,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 277 |
| Net operating income | $620,000 | 5,269 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,052 |
| Total interest expense | $752,000 | 5,968 |
| Net interest income | $3,353,000 | 3,252 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $729,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $301,000 | 2,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $428,000 | 2,448 |
| Total noninterest expense | $3,411,000 | 2,584 |
| Salaries and employee benefits | $2,054,000 | 2,385 |
| Premises and equipment expense | $396,000 | 3,027 |
| Additional noninterest expense | $961,000 | 2,661 |
| Pre-tax net operating income | $656,000 | 4,774 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $317,000 | 2,966 |
| Income before extraordinary items | $339,000 | 5,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 188 |
| Net operating income | $339,000 | 5,756 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,049 |
| Total interest expense | $337,000 | 6,127 |
| Net interest income | $1,686,000 | 3,225 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $404,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 2,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $241,000 | 2,237 |
| Total noninterest expense | $1,591,000 | 2,750 |
| Salaries and employee benefits | $1,016,000 | 2,416 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $438,000 | 2,874 |
| Pre-tax net operating income | $499,000 | 3,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $214,000 | 2,521 |
| Income before extraordinary items | $285,000 | 4,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $285,000 | 4,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 4,055 |
| Total interest expense | $1,005,000 | 6,273 |
| Net interest income | $6,196,000 | 3,334 |
| Provision for loan and lease losses | $145,000 | 4,203 |
| Total noninterest income | $2,084,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $833,000 | 2,040 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,251,000 | 1,908 |
| Total noninterest expense | $6,546,000 | 2,534 |
| Salaries and employee benefits | $3,806,000 | 2,401 |
| Premises and equipment expense | $609,000 | 3,613 |
| Additional noninterest expense | $2,131,000 | 2,348 |
| Pre-tax net operating income | $1,589,000 | 4,241 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $619,000 | 3,023 |
| Income before extraordinary items | $970,000 | 4,899 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $970,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $629,000 | 519 |
| Net operating income | $970,000 | 4,870 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 4,119 |
| Total interest expense | $691,000 | 6,396 |
| Net interest income | $4,510,000 | 3,403 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $1,502,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $667,000 | 1,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $835,000 | 2,063 |
| Total noninterest expense | $4,748,000 | 2,592 |
| Salaries and employee benefits | $2,824,000 | 2,386 |
| Premises and equipment expense | $473,000 | 3,501 |
| Additional noninterest expense | $1,451,000 | 2,538 |
| Pre-tax net operating income | $1,119,000 | 4,498 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $132,000 | 4,962 |
| Income before extraordinary items | $987,000 | 4,195 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $987,000 | 4,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $680,000 | 382 |
| Net operating income | $987,000 | 4,147 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 4,195 |
| Total interest expense | $408,000 | 6,562 |
| Net interest income | $2,900,000 | 3,497 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $1,000,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $452,000 | 1,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $548,000 | 2,055 |
| Total noninterest expense | $3,135,000 | 2,595 |
| Salaries and employee benefits | $1,858,000 | 2,396 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $970,000 | 2,516 |
| Pre-tax net operating income | $665,000 | 4,748 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $665,000 | 4,137 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $665,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 311 |
| Net operating income | $665,000 | 4,080 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 4,511 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $1,313,000 | 3,771 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $468,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $235,000 | 1,725 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $233,000 | 2,259 |
| Total noninterest expense | $1,531,000 | 2,658 |
| Salaries and employee benefits | $927,000 | 2,434 |
| Premises and equipment expense | $152,000 | 3,614 |
| Additional noninterest expense | $452,000 | 2,682 |
| Pre-tax net operating income | $230,000 | 5,641 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 309 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 5,259 |
| Total interest expense | $442,000 | 7,522 |
| Net interest income | $3,948,000 | 4,523 |
| Provision for loan and lease losses | $107,000 | 4,893 |
| Total noninterest income | $1,984,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,110,000 | 1,580 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $874,000 | 2,340 |
| Total noninterest expense | $5,284,000 | 2,958 |
| Salaries and employee benefits | $3,060,000 | 2,792 |
| Premises and equipment expense | $594,000 | 3,558 |
| Additional noninterest expense | $1,630,000 | 2,933 |
| Pre-tax net operating income | $541,000 | 6,577 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $60,000 | 5,928 |
| Income before extraordinary items | $481,000 | 6,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $481,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,562 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,572,000 | 211 |
| Net operating income | $481,000 | 6,357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,619 |
| Total interest expense | $288,000 | 7,771 |
| Net interest income | $2,644,000 | 4,861 |
| Provision for loan and lease losses | $83,000 | 4,677 |
| Total noninterest income | $1,454,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $849,000 | 1,557 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $605,000 | 2,489 |
| Total noninterest expense | $3,802,000 | 3,044 |
| Salaries and employee benefits | $2,177,000 | 2,907 |
| Premises and equipment expense | $437,000 | 3,627 |
| Additional noninterest expense | $1,188,000 | 2,962 |
| Pre-tax net operating income | $213,000 | 7,637 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $194,000 | 7,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $194,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,516 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,572,000 | 154 |
| Net operating income | $194,000 | 7,464 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 5,927 |
| Total interest expense | $168,000 | 8,036 |
| Net interest income | $1,607,000 | 5,188 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $938,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $590,000 | 1,488 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $348,000 | 2,742 |
| Total noninterest expense | $2,406,000 | 3,205 |
| Salaries and employee benefits | $1,362,000 | 3,098 |
| Premises and equipment expense | $283,000 | 3,720 |
| Additional noninterest expense | $761,000 | 3,079 |
| Pre-tax net operating income | $129,000 | 7,697 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $121,000 | 7,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,574 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $5,572,000 | 100 |
| Net operating income | $121,000 | 7,507 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 6,023 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $789,000 | 5,259 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $414,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $283,000 | 1,518 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $131,000 | 3,178 |
| Total noninterest expense | $1,130,000 | 3,411 |
| Salaries and employee benefits | $649,000 | 3,227 |
| Premises and equipment expense | $139,000 | 3,799 |
| Additional noninterest expense | $342,000 | 3,360 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,707 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 413 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 6,101 |
| Total interest expense | $398,000 | 8,112 |
| Net interest income | $3,021,000 | 5,287 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $1,884,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,023,000 | 1,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $861,000 | 2,614 |
| Total noninterest expense | $4,348,000 | 3,454 |
| Salaries and employee benefits | $2,328,000 | 3,467 |
| Premises and equipment expense | $537,000 | 3,849 |
| Additional noninterest expense | $1,483,000 | 3,116 |
| Pre-tax net operating income | $522,000 | 6,592 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $232,000 | 4,695 |
| Income before extraordinary items | $290,000 | 7,323 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $290,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 574 |
| Net operating income | $290,000 | 7,178 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 6,243 |
| Total interest expense | $307,000 | 8,206 |
| Net interest income | $2,199,000 | 5,390 |
| Provision for loan and lease losses | $34,000 | 6,318 |
| Total noninterest income | $1,143,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $766,000 | 1,689 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $377,000 | 3,638 |
| Total noninterest expense | $3,197,000 | 3,508 |
| Salaries and employee benefits | $1,720,000 | 3,494 |
| Premises and equipment expense | $386,000 | 3,962 |
| Additional noninterest expense | $1,091,000 | 3,153 |
| Pre-tax net operating income | $111,000 | 8,169 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $24,000 | 6,710 |
| Income before extraordinary items | $87,000 | 8,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $87,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 618 |
| Net operating income | $87,000 | 8,192 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 6,500 |
| Total interest expense | $212,000 | 8,255 |
| Net interest income | $1,355,000 | 5,654 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $872,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $513,000 | 1,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $359,000 | 2,970 |
| Total noninterest expense | $2,068,000 | 3,593 |
| Salaries and employee benefits | $1,080,000 | 3,671 |
| Premises and equipment expense | $246,000 | 4,101 |
| Additional noninterest expense | $742,000 | 3,084 |
| Pre-tax net operating income | $153,000 | 7,578 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $137,000 | 7,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $137,000 | 7,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $137,000 | 7,396 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,553 |
| Total interest expense | $108,000 | 8,326 |
| Net interest income | $672,000 | 5,673 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $360,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 1,660 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $966,000 | 3,770 |
| Salaries and employee benefits | $490,000 | 3,963 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $356,000 | 3,153 |
| Pre-tax net operating income | $63,000 | 7,787 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 6,884 |
| Total interest expense | $424,000 | 8,585 |
| Net interest income | $2,548,000 | 5,835 |
| Provision for loan and lease losses | $28,000 | 7,268 |
| Total noninterest income | $1,338,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $977,000 | 1,654 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 3,881 |
| Total noninterest expense | $3,833,000 | 3,678 |
| Salaries and employee benefits | $1,869,000 | 3,964 |
| Premises and equipment expense | $488,000 | 4,012 |
| Additional noninterest expense | $1,476,000 | 2,987 |
| Pre-tax net operating income | $25,000 | 8,556 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $16,000 | 8,676 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $16,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,843 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 805 |
| Net operating income | $16,000 | 8,597 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 6,958 |
| Total interest expense | $708,000 | 8,610 |
| Net interest income | $2,561,000 | 5,637 |
| Provision for loan and lease losses | $27,000 | 7,336 |
| Total noninterest income | $953,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $838,000 | 1,819 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $3,381,000 | 3,936 |
| Salaries and employee benefits | $1,676,000 | 4,147 |
| Premises and equipment expense | $580,000 | 3,463 |
| Additional noninterest expense | $1,125,000 | 3,704 |
| Pre-tax net operating income | $106,000 | 8,304 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $70,000 | 8,502 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $70,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $21,000 | 6,421 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 692 |
| Net operating income | $70,000 | 8,400 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 6,721 |
| Total interest expense | $801,000 | 8,642 |
| Net interest income | $2,909,000 | 5,262 |
| Provision for loan and lease losses | $52,000 | 6,478 |
| Total noninterest income | $896,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $720,000 | 1,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,094 |
| Total noninterest expense | $3,298,000 | 3,913 |
| Salaries and employee benefits | $1,449,000 | 4,483 |
| Premises and equipment expense | $570,000 | 3,411 |
| Additional noninterest expense | $1,279,000 | 3,226 |
| Pre-tax net operating income | $455,000 | 7,217 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $191,000 | 5,478 |
| Income before extraordinary items | $264,000 | 7,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $264,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 853 |
| Net operating income | $264,000 | 7,695 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 7,384 |
| Total interest expense | $774,000 | 8,746 |
| Net interest income | $2,225,000 | 6,232 |
| Provision for loan and lease losses | $59,000 | 6,324 |
| Total noninterest income | $829,000 | 3,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 1,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $2,873,000 | 4,362 |
| Salaries and employee benefits | $1,291,000 | 4,897 |
| Premises and equipment expense | $539,000 | 3,547 |
| Additional noninterest expense | $1,043,000 | 3,880 |
| Pre-tax net operating income | $122,000 | 8,969 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $49,000 | 7,647 |
| Income before extraordinary items | $73,000 | 9,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $73,000 | 9,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $13,000 | 7,016 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 819 |
| Net operating income | $73,000 | 9,090 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 7,923 |
| Total interest expense | $779,000 | 8,991 |
| Net interest income | $1,871,000 | 6,899 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $719,000 | 3,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $2,498,000 | 4,782 |
| Salaries and employee benefits | $1,119,000 | 5,338 |
| Premises and equipment expense | $508,000 | 3,654 |
| Additional noninterest expense | $871,000 | 4,398 |
| Pre-tax net operating income | $70,000 | 9,544 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $35,000 | 8,609 |
| Income before extraordinary items | $35,000 | 9,700 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $35,000 | 9,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $605,000 | 537 |
| Net operating income | $35,000 | 9,639 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 8,723 |
| Total interest expense | $578,000 | 9,893 |
| Net interest income | $1,665,000 | 7,630 |
| Provision for loan and lease losses | $39,000 | 7,061 |
| Total noninterest income | $755,000 | 3,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $580,000 | 2,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $2,269,000 | 5,164 |
| Salaries and employee benefits | $956,000 | 6,021 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $864,000 | 4,464 |
| Pre-tax net operating income | $112,000 | 10,018 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $28,000 | 9,589 |
| Income before extraordinary items | $84,000 | 10,055 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $84,000 | 10,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 800 |
| Net operating income | $84,000 | 10,015 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 9,654 |
| Total interest expense | $461,000 | 10,714 |
| Net interest income | $1,338,000 | 8,670 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $950,000 | 3,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $699,000 | 1,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,527 |
| Total noninterest expense | $2,243,000 | 5,453 |
| Salaries and employee benefits | $899,000 | 6,471 |
| Premises and equipment expense | $396,000 | 4,569 |
| Additional noninterest expense | $948,000 | 4,600 |
| Pre-tax net operating income | $9,000 | 10,739 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $8,000 | 10,780 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,000 | 10,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 749 |
| Net operating income | $8,000 | 10,729 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 10,462 |
| Total interest expense | $391,000 | 11,356 |
| Net interest income | $1,150,000 | 9,477 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $924,000 | 3,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $671,000 | 2,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,446 |
| Total noninterest expense | $1,942,000 | 6,120 |
| Salaries and employee benefits | $863,000 | 6,742 |
| Premises and equipment expense | $283,000 | 5,881 |
| Additional noninterest expense | $796,000 | 5,274 |
| Pre-tax net operating income | $5,000 | 11,447 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $4,000 | 11,480 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,000 | 11,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 486 |
| Net operating income | $4,000 | 11,447 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 11,069 |
| Total interest expense | $350,000 | 11,826 |
| Net interest income | $984,000 | 10,441 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $685,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $628,000 | 2,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $1,586,000 | 7,344 |
| Salaries and employee benefits | $705,000 | 7,839 |
| Premises and equipment expense | $225,000 | 6,963 |
| Additional noninterest expense | $656,000 | 6,634 |
| Pre-tax net operating income | $83,000 | 11,733 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $82,000 | 11,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $82,000 | 11,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,325 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,007,000 | 419 |
| Net operating income | $82,000 | 11,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 11,846 |
| Total interest expense | $431,000 | 12,068 |
| Net interest income | $790,000 | 11,540 |
| Provision for loan and lease losses | $228,000 | 3,632 |
| Total noninterest income | $399,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,401,000 | 8,182 |
| Salaries and employee benefits | $621,000 | 8,626 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $553,000 | 7,742 |
| Pre-tax net operating income | $-440,000 | 12,828 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-434,000 | 12,873 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-434,000 | 12,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,358 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 745 |
| Net operating income | $-441,000 | 12,817 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 12,298 |
| Total interest expense | $604,000 | 12,274 |
| Net interest income | $740,000 | 12,154 |
| Provision for loan and lease losses | $357,000 | 3,734 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $1,085,000 | 9,587 |
| Salaries and employee benefits | $454,000 | 10,260 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $426,000 | 9,253 |
| Pre-tax net operating income | $-450,000 | 13,263 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-451,000 | 13,358 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-451,000 | 13,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-451,000 | 13,251 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.