Home > INLAND BANK & TRUST > Income and Expense

INLAND BANK & TRUST, Income and Expense

2023-06-30 (YTD Data)Rank
Total interest income$28,923,000791
Total interest expense$9,332,000718
Net interest income$19,591,000833
Provision for loan and lease losses$-25,0004,376
Total noninterest income$1,156,0001,803
Gross Fiduciary activities income$0931
Service charges on deposit accounts$240,0001,676
Trading account gains and fees$0112
Additional Noninterest Income$916,0001,617
Total noninterest expense$18,256,000734
Salaries and employee benefits$12,559,000611
Premises and equipment expense$1,472,000875
Additional noninterest expense$916,0001,615
Pre-tax net operating income$2,516,0001,952
Securities gains (losses)$-189,0004,321
Applicable income taxes$491,0001,508
Income before extraordinary items$1,836,0002,163
Extraordinary gains, net$051
Net income$1,836,0002,188
Minority interest net income$081
Net income of bank and minority interests.$1,836,0002,163
Net charge-offs$-179,0004,528
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,985,3102,084
2023-03-31 (YTD Data)Rank
Total interest income$14,137,000799
Total interest expense$3,953,000739
Net interest income$10,184,000812
Provision for loan and lease losses$225,000825
Total noninterest income$725,0001,580
Gross Fiduciary activities income$0913
Service charges on deposit accounts$119,0001,706
Trading account gains and fees$097
Additional Noninterest Income$606,0001,351
Total noninterest expense$7,169,000922
Salaries and employee benefits$4,580,000840
Premises and equipment expense$759,000871
Additional noninterest expense$606,0001,351
Pre-tax net operating income$3,515,000961
Securities gains (losses)$-187,0004,424
Applicable income taxes$842,000751
Income before extraordinary items$2,486,0001,076
Extraordinary gains, net$04
Net income$2,486,0001,075
Minority interest net income$048
Net income of bank and minority interests.$2,486,0001,075
Net charge-offs$-49,0004,438
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,633,7301,046
2022-12-31 (YTD Data)Rank
Total interest income$45,733,000803
Total interest expense$4,333,000876
Net interest income$41,400,000797
Provision for loan and lease losses$5,100,000276
Total noninterest income$13,371,000635
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$513,0001,657
Trading account gains and fees$0116
Additional Noninterest Income$12,858,000468
Total noninterest expense$39,568,000677
Salaries and employee benefits$26,402,000587
Premises and equipment expense$3,019,000855
Additional noninterest expense$12,858,000468
Pre-tax net operating income$10,103,0001,274
Securities gains (losses)$0691
Applicable income taxes$2,265,000987
Income before extraordinary items$7,838,0001,325
Extraordinary gains, net$05
Net income$7,838,0001,325
Minority interest net income$063
Net income of bank and minority interests.$7,838,0001,325
Net charge-offs$7,102,000116
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,838,0001,345
2022-09-30 (YTD Data)Rank
Total interest income$31,823,000828
Total interest expense$1,885,0001,066
Net interest income$29,938,000813
Provision for loan and lease losses$3,675,000264
Total noninterest income$11,185,000592
Gross Fiduciary activities income$0968
Service charges on deposit accounts$380,0001,678
Trading account gains and fees$0111
Additional Noninterest Income$10,805,000441
Total noninterest expense$29,670,000671
Salaries and employee benefits$20,313,000565
Premises and equipment expense$2,372,000821
Additional noninterest expense$10,805,000441
Pre-tax net operating income$7,778,0001,232
Securities gains (losses)$0740
Applicable income taxes$1,931,000910
Income before extraordinary items$5,847,0001,317
Extraordinary gains, net$04
Net income$5,847,0001,316
Minority interest net income$057
Net income of bank and minority interests.$5,847,0001,317
Net charge-offs$4,900,000117
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,847,0001,344
2022-06-30 (YTD Data)Rank
Total interest income$19,595,000850
Total interest expense$869,0001,282
Net interest income$18,726,000833
Provision for loan and lease losses$3,450,000182
Total noninterest income$8,242,000543
Gross Fiduciary activities income$0925
Service charges on deposit accounts$241,0001,723
Trading account gains and fees$0108
Additional Noninterest Income$8,001,000427
Total noninterest expense$20,380,000636
Salaries and employee benefits$14,135,000531
Premises and equipment expense$1,625,000789
Additional noninterest expense$4,620,000819
Pre-tax net operating income$3,138,0001,680
Securities gains (losses)$0687
Applicable income taxes$727,0001,213
Income before extraordinary items$2,411,0001,764
Extraordinary gains, net$04
Net income$2,411,0001,764
Minority interest net income$060
Net income of bank and minority interests.$2,411,0001,764
Net charge-offs$4,531,000102
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,411,0001,795
2022-03-31 (YTD Data)Rank
Total interest income$9,423,000848
Total interest expense$425,0001,260
Net interest income$8,998,000835
Provision for loan and lease losses$3,225,00088
Total noninterest income$4,502,000515
Gross Fiduciary activities income$0892
Service charges on deposit accounts$110,0001,821
Trading account gains and fees$0103
Additional Noninterest Income$4,392,000415
Total noninterest expense$10,600,000618
Salaries and employee benefits$7,446,000501
Premises and equipment expense$839,000773
Additional noninterest expense$2,315,000816
Pre-tax net operating income$-325,0004,741
Securities gains (losses)$0623
Applicable income taxes$-154,0004,734
Income before extraordinary items$-171,0004,693
Extraordinary gains, net$04
Net income$-171,0004,692
Minority interest net income$050
Net income of bank and minority interests.$-171,0004,693
Net charge-offs$4,633,00075
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-171,0004,710
2021-12-31 (YTD Data)Rank
Total interest income$40,400,000821
Total interest expense$2,999,000905
Net interest income$37,401,000814
Provision for loan and lease losses$1,200,000489
Total noninterest income$36,739,000347
Gross Fiduciary activities income$0994
Service charges on deposit accounts$466,0001,670
Trading account gains and fees$0132
Additional Noninterest Income$36,273,000276
Total noninterest expense$52,324,000511
Salaries and employee benefits$37,374,000406
Premises and equipment expense$3,676,000716
Additional noninterest expense$11,274,000701
Pre-tax net operating income$20,616,000716
Securities gains (losses)$02,062
Applicable income taxes$5,462,000591
Income before extraordinary items$15,154,000808
Extraordinary gains, net$010
Net income$15,154,000809
Minority interest net income$074
Net income of bank and minority interests.$15,154,000809
Net charge-offs$3,636,000201
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,154,000787
2021-09-30 (YTD Data)Rank
Total interest income$30,640,000830
Total interest expense$2,492,000875
Net interest income$28,148,000828
Provision for loan and lease losses$900,000492
Total noninterest income$29,966,000328
Gross Fiduciary activities income$0957
Service charges on deposit accounts$338,0001,702
Trading account gains and fees$0132
Additional Noninterest Income$29,628,000262
Total noninterest expense$40,458,000492
Salaries and employee benefits$29,178,000395
Premises and equipment expense$2,763,000729
Additional noninterest expense$8,517,000692
Pre-tax net operating income$16,756,000699
Securities gains (losses)$02,015
Applicable income taxes$4,454,000579
Income before extraordinary items$12,302,000784
Extraordinary gains, net$08
Net income$12,302,000784
Minority interest net income$069
Net income of bank and minority interests.$12,302,000784
Net charge-offs$497,000503
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,302,000766
2021-06-30 (YTD Data)Rank
Total interest income$20,247,000831
Total interest expense$1,832,000832
Net interest income$18,415,000830
Provision for loan and lease losses$600,000497
Total noninterest income$20,495,000324
Gross Fiduciary activities income$0951
Service charges on deposit accounts$218,0001,695
Trading account gains and fees$0133
Additional Noninterest Income$20,277,000266
Total noninterest expense$26,859,000488
Salaries and employee benefits$19,919,000384
Premises and equipment expense$1,842,000723
Additional noninterest expense$5,098,000754
Pre-tax net operating income$11,451,000681
Securities gains (losses)$01,818
Applicable income taxes$3,043,000563
Income before extraordinary items$8,408,000767
Extraordinary gains, net$06
Net income$8,408,000767
Minority interest net income$067
Net income of bank and minority interests.$8,408,000767
Net charge-offs$282,000525
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,408,000743
2021-03-31 (YTD Data)Rank
Total interest income$10,085,000824
Total interest expense$1,030,000778
Net interest income$9,055,000833
Provision for loan and lease losses$300,000548
Total noninterest income$11,572,000309
Gross Fiduciary activities income$0922
Service charges on deposit accounts$109,0001,689
Trading account gains and fees$0127
Additional Noninterest Income$11,463,000251
Total noninterest expense$13,689,000476
Salaries and employee benefits$10,278,000378
Premises and equipment expense$908,000754
Additional noninterest expense$2,503,000747
Pre-tax net operating income$6,638,000613
Securities gains (losses)$01,392
Applicable income taxes$1,772,000498
Income before extraordinary items$4,866,000685
Extraordinary gains, net$03
Net income$4,866,000685
Minority interest net income$055
Net income of bank and minority interests.$4,866,000685
Net charge-offs$34,000965
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,866,000667
2020-12-31 (YTD Data)Rank
Total interest income$42,216,000798
Total interest expense$7,702,000631
Net interest income$34,514,000828
Provision for loan and lease losses$3,800,000687
Total noninterest income$41,618,000306
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$520,0001,583
Trading account gains and fees$0133
Additional Noninterest Income$41,098,000248
Total noninterest expense$52,995,000485
Salaries and employee benefits$38,065,000387
Premises and equipment expense$3,916,000675
Additional noninterest expense$11,014,000683
Pre-tax net operating income$19,337,000609
Securities gains (losses)$329,000786
Applicable income taxes$5,167,000482
Income before extraordinary items$14,499,000683
Extraordinary gains, net$04
Net income$14,499,000683
Minority interest net income$072
Net income of bank and minority interests.$14,499,000683
Net charge-offs$1,202,000578
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,239,090666
2020-09-30 (YTD Data)Rank
Total interest income$31,584,000799
Total interest expense$6,280,000624
Net interest income$25,304,000834
Provision for loan and lease losses$2,575,000765
Total noninterest income$29,533,000308
Gross Fiduciary activities income$0981
Service charges on deposit accounts$393,0001,565
Trading account gains and fees$0125
Additional Noninterest Income$29,140,000248
Total noninterest expense$38,169,000490
Salaries and employee benefits$27,523,000389
Premises and equipment expense$2,697,000711
Additional noninterest expense$7,949,000689
Pre-tax net operating income$14,093,000594
Securities gains (losses)$329,000657
Applicable income taxes$3,790,000455
Income before extraordinary items$10,632,000668
Extraordinary gains, net$04
Net income$10,632,000667
Minority interest net income$065
Net income of bank and minority interests.$10,632,000668
Net charge-offs$1,136,000472
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,372,090657
2020-06-30 (YTD Data)Rank
Total interest income$21,551,000786
Total interest expense$4,568,000622
Net interest income$16,983,000831
Provision for loan and lease losses$1,350,000907
Total noninterest income$14,771,000342
Gross Fiduciary activities income$0970
Service charges on deposit accounts$268,0001,559
Trading account gains and fees$0123
Additional Noninterest Income$14,503,000281
Total noninterest expense$23,911,000518
Salaries and employee benefits$17,033,000410
Premises and equipment expense$1,826,000703
Additional noninterest expense$5,052,000712
Pre-tax net operating income$6,493,000739
Securities gains (losses)$328,000500
Applicable income taxes$1,758,000546
Income before extraordinary items$5,063,000842
Extraordinary gains, net$04
Net income$5,063,000842
Minority interest net income$065
Net income of bank and minority interests.$5,063,000842
Net charge-offs$-876,0005,046
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,803,880854
2020-03-31 (YTD Data)Rank
Total interest income$11,236,000746
Total interest expense$2,649,000611
Net interest income$8,587,000805
Provision for loan and lease losses$625,000778
Total noninterest income$4,746,000441
Gross Fiduciary activities income$0941
Service charges on deposit accounts$149,0001,633
Trading account gains and fees$0106
Additional Noninterest Income$4,597,000332
Total noninterest expense$11,319,000538
Salaries and employee benefits$7,822,000441
Premises and equipment expense$946,000678
Additional noninterest expense$2,551,000708
Pre-tax net operating income$1,389,0001,399
Securities gains (losses)$-90,0004,978
Applicable income taxes$301,0001,071
Income before extraordinary items$998,0001,665
Extraordinary gains, net$04
Net income$998,0001,666
Minority interest net income$056
Net income of bank and minority interests.$998,0001,666
Net charge-offs$-512,0005,088
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,069,1001,550
2019-12-31 (YTD Data)Rank
Total interest income$47,763,000724
Total interest expense$13,152,000536
Net interest income$34,611,000789
Provision for loan and lease losses$900,000972
Total noninterest income$21,107,000412
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$607,0001,657
Trading account gains and fees$0135
Additional Noninterest Income$20,500,000321
Total noninterest expense$43,436,000535
Salaries and employee benefits$27,919,000466
Premises and equipment expense$3,598,000708
Additional noninterest expense$11,919,000599
Pre-tax net operating income$11,382,000951
Securities gains (losses)$492,000359
Applicable income taxes$3,030,000690
Income before extraordinary items$8,844,0001,031
Extraordinary gains, net$011
Net income$8,844,0001,032
Minority interest net income$076
Net income of bank and minority interests.$8,844,0001,032
Net charge-offs$76,0002,382
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,455,3201,047
2019-09-30 (YTD Data)Rank
Total interest income$36,136,000720
Total interest expense$10,081,000534
Net interest income$26,055,000787
Provision for loan and lease losses$675,000924
Total noninterest income$15,868,000409
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$470,0001,631
Trading account gains and fees$0129
Additional Noninterest Income$15,398,000319
Total noninterest expense$32,449,000534
Salaries and employee benefits$20,795,000468
Premises and equipment expense$2,646,000721
Additional noninterest expense$9,008,000591
Pre-tax net operating income$8,799,000942
Securities gains (losses)$492,000318
Applicable income taxes$2,374,000696
Income before extraordinary items$6,917,0001,018
Extraordinary gains, net$011
Net income$6,917,0001,019
Minority interest net income$072
Net income of bank and minority interests.$6,917,0001,019
Net charge-offs$126,0001,614
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,528,3201,046
2019-06-30 (YTD Data)Rank
Total interest income$24,103,000717
Total interest expense$6,541,000538
Net interest income$17,562,000778
Provision for loan and lease losses$450,000914
Total noninterest income$8,844,000467
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$298,0001,667
Trading account gains and fees$0131
Additional Noninterest Income$8,546,000351
Total noninterest expense$21,437,000544
Salaries and employee benefits$13,046,000494
Premises and equipment expense$1,744,000734
Additional noninterest expense$6,647,000547
Pre-tax net operating income$4,519,0001,130
Securities gains (losses)$469,000233
Applicable income taxes$1,269,000768
Income before extraordinary items$3,719,0001,176
Extraordinary gains, net$011
Net income$3,719,0001,176
Minority interest net income$069
Net income of bank and minority interests.$3,719,0001,176
Net charge-offs$23,0002,284
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,348,4901,257
2019-03-31 (YTD Data)Rank
Total interest income$12,093,000711
Total interest expense$3,152,000546
Net interest income$8,941,000777
Provision for loan and lease losses$225,000848
Total noninterest income$3,590,000525
Gross Fiduciary activities income$0972
Service charges on deposit accounts$141,0001,725
Trading account gains and fees$0126
Additional Noninterest Income$3,449,000393
Total noninterest expense$9,474,000615
Salaries and employee benefits$6,083,000526
Premises and equipment expense$882,000739
Additional noninterest expense$2,509,000698
Pre-tax net operating income$2,832,000908
Securities gains (losses)$01,087
Applicable income taxes$728,000686
Income before extraordinary items$2,104,0001,038
Extraordinary gains, net$05
Net income$2,104,0001,037
Minority interest net income$052
Net income of bank and minority interests.$2,104,0001,037
Net charge-offs$18,0001,744
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,104,0001,017
2018-12-31 (YTD Data)Rank
Total interest income$45,970,000697
Total interest expense$9,939,000523
Net interest income$36,031,000742
Provision for loan and lease losses$600,0001,277
Total noninterest income$15,038,000510
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$564,0001,821
Trading account gains and fees$0126
Additional Noninterest Income$14,474,000389
Total noninterest expense$39,183,000573
Salaries and employee benefits$24,728,000501
Premises and equipment expense$3,353,000749
Additional noninterest expense$11,102,000633
Pre-tax net operating income$11,286,000947
Securities gains (losses)$31,000488
Applicable income taxes$2,815,000683
Income before extraordinary items$8,502,0001,056
Extraordinary gains, net$06
Net income$8,502,0001,055
Minority interest net income$072
Net income of bank and minority interests.$8,502,0001,055
Net charge-offs$2,130,000344
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,477,5101,056
2018-09-30 (YTD Data)Rank
Total interest income$33,664,000704
Total interest expense$6,931,000524
Net interest income$26,733,000743
Provision for loan and lease losses$450,0001,204
Total noninterest income$11,714,000503
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$409,0001,876
Trading account gains and fees$0138
Additional Noninterest Income$11,305,000383
Total noninterest expense$28,274,000598
Salaries and employee benefits$18,528,000505
Premises and equipment expense$2,498,000754
Additional noninterest expense$7,248,000710
Pre-tax net operating income$9,723,000848
Securities gains (losses)$31,000500
Applicable income taxes$2,436,000638
Income before extraordinary items$7,318,000947
Extraordinary gains, net$05
Net income$7,318,000945
Minority interest net income$066
Net income of bank and minority interests.$7,318,000946
Net charge-offs$-256,0005,295
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,293,510943
2018-06-30 (YTD Data)Rank
Total interest income$21,758,000712
Total interest expense$4,143,000537
Net interest income$17,615,000747
Provision for loan and lease losses$300,0001,165
Total noninterest income$7,899,000499
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$261,0001,923
Trading account gains and fees$0130
Additional Noninterest Income$7,638,000385
Total noninterest expense$18,982,000590
Salaries and employee benefits$12,340,000506
Premises and equipment expense$1,646,000768
Additional noninterest expense$4,996,000685
Pre-tax net operating income$6,232,000862
Securities gains (losses)$0961
Applicable income taxes$1,513,000665
Income before extraordinary items$4,719,000964
Extraordinary gains, net$06
Net income$4,719,000962
Minority interest net income$065
Net income of bank and minority interests.$4,719,000963
Net charge-offs$-207,0005,351
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,719,000958
2018-03-31 (YTD Data)Rank
Total interest income$10,575,000724
Total interest expense$1,853,000567
Net interest income$8,722,000753
Provision for loan and lease losses$150,0001,106
Total noninterest income$3,634,000522
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$121,0002,026
Trading account gains and fees$0123
Additional Noninterest Income$3,513,000398
Total noninterest expense$9,452,000593
Salaries and employee benefits$5,883,000534
Premises and equipment expense$822,000775
Additional noninterest expense$2,747,000619
Pre-tax net operating income$2,754,000932
Securities gains (losses)$0735
Applicable income taxes$669,000692
Income before extraordinary items$2,085,0001,034
Extraordinary gains, net$07
Net income$2,085,0001,033
Minority interest net income$052
Net income of bank and minority interests.$2,085,0001,034
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,085,0001,026
2017-12-31 (YTD Data)Rank
Total interest income$41,360,000693
Total interest expense$5,911,000587
Net interest income$35,449,000716
Provision for loan and lease losses$04,227
Total noninterest income$17,240,000474
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$529,0001,952
Trading account gains and fees$0151
Additional Noninterest Income$16,711,000356
Total noninterest expense$40,403,000539
Salaries and employee benefits$25,227,000475
Premises and equipment expense$3,243,000770
Additional noninterest expense$11,933,000567
Pre-tax net operating income$12,286,000828
Securities gains (losses)$3,0001,912
Applicable income taxes$6,026,000589
Income before extraordinary items$6,263,0001,125
Extraordinary gains, net$09
Net income$6,263,0001,125
Minority interest net income$076
Net income of bank and minority interests.$6,263,0001,125
Net charge-offs$-727,0005,604
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,261,0801,111
2017-09-30 (YTD Data)Rank
Total interest income$31,009,000691
Total interest expense$4,255,000599
Net interest income$26,754,000714
Provision for loan and lease losses$04,088
Total noninterest income$13,139,000474
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$403,0001,942
Trading account gains and fees$0145
Additional Noninterest Income$12,736,000356
Total noninterest expense$29,855,000550
Salaries and employee benefits$18,976,000479
Premises and equipment expense$2,402,000786
Additional noninterest expense$8,477,000598
Pre-tax net operating income$10,038,000766
Securities gains (losses)$29,0001,142
Applicable income taxes$3,415,000622
Income before extraordinary items$6,652,000886
Extraordinary gains, net$09
Net income$6,652,000887
Minority interest net income$071
Net income of bank and minority interests.$6,652,000886
Net charge-offs$-2,254,0005,720
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,632,860876
2017-06-30 (YTD Data)Rank
Total interest income$20,230,000707
Total interest expense$2,672,000614
Net interest income$17,558,000717
Provision for loan and lease losses$03,871
Total noninterest income$7,921,000504
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$273,0001,908
Trading account gains and fees$0139
Additional Noninterest Income$7,648,000384
Total noninterest expense$19,532,000557
Salaries and employee benefits$12,179,000491
Premises and equipment expense$1,633,000772
Additional noninterest expense$5,720,000598
Pre-tax net operating income$5,947,000847
Securities gains (losses)$29,000855
Applicable income taxes$2,135,000639
Income before extraordinary items$3,841,0001,013
Extraordinary gains, net$011
Net income$3,841,0001,013
Minority interest net income$071
Net income of bank and minority interests.$3,841,0001,013
Net charge-offs$-3,017,0005,779
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,822,4401,005
2017-03-31 (YTD Data)Rank
Total interest income$9,766,000721
Total interest expense$1,252,000628
Net interest income$8,514,000733
Provision for loan and lease losses$500,000453
Total noninterest income$3,140,000577
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$135,0001,922
Trading account gains and fees$0142
Additional Noninterest Income$3,005,000447
Total noninterest expense$9,240,000600
Salaries and employee benefits$6,039,000508
Premises and equipment expense$861,000743
Additional noninterest expense$2,340,000714
Pre-tax net operating income$1,914,0001,215
Securities gains (losses)$29,000443
Applicable income taxes$669,000883
Income before extraordinary items$1,274,0001,390
Extraordinary gains, net$08
Net income$1,274,0001,390
Minority interest net income$055
Net income of bank and minority interests.$1,274,0001,390
Net charge-offs$392,000398
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,254,8601,393
2016-12-31 (YTD Data)Rank
Total interest income$38,517,000698
Total interest expense$4,952,000607
Net interest income$33,565,000710
Provision for loan and lease losses$7,350,000205
Total noninterest income$20,947,000408
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$662,0001,692
Trading account gains and fees$0170
Additional Noninterest Income$20,285,000309
Total noninterest expense$39,470,000545
Salaries and employee benefits$24,985,000487
Premises and equipment expense$3,344,000746
Additional noninterest expense$11,141,000619
Pre-tax net operating income$7,692,0001,142
Securities gains (losses)$619,000355
Applicable income taxes$2,925,000797
Income before extraordinary items$5,386,0001,302
Extraordinary gains, net$05
Net income$5,386,0001,301
Minority interest net income$082
Net income of bank and minority interests.$5,386,0001,301
Net charge-offs$8,557,000146
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-15,000,0005,910
Net operating income$4,983,6501,361
2016-09-30 (YTD Data)Rank
Total interest income$29,280,000686
Total interest expense$3,748,000595
Net interest income$25,532,000705
Provision for loan and lease losses$6,950,000162
Total noninterest income$15,349,000416
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$497,0001,694
Trading account gains and fees$0169
Additional Noninterest Income$14,852,000316
Total noninterest expense$29,587,000548
Salaries and employee benefits$18,364,000495
Premises and equipment expense$2,486,000750
Additional noninterest expense$8,737,000590
Pre-tax net operating income$4,344,0001,461
Securities gains (losses)$601,000331
Applicable income taxes$1,707,000981
Income before extraordinary items$3,238,0001,574
Extraordinary gains, net$05
Net income$3,238,0001,573
Minority interest net income$071
Net income of bank and minority interests.$3,238,0001,574
Net charge-offs$6,943,000127
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,847,3501,711
2016-06-30 (YTD Data)Rank
Total interest income$19,896,000673
Total interest expense$2,500,000590
Net interest income$17,396,000686
Provision for loan and lease losses$1,900,000307
Total noninterest income$9,433,000434
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$347,0001,612
Trading account gains and fees$0157
Additional Noninterest Income$9,086,000337
Total noninterest expense$18,912,000573
Salaries and employee benefits$11,865,000506
Premises and equipment expense$1,634,000760
Additional noninterest expense$5,413,000639
Pre-tax net operating income$6,017,000776
Securities gains (losses)$287,000439
Applicable income taxes$2,302,000589
Income before extraordinary items$4,002,000912
Extraordinary gains, net$016
Net income$4,002,000909
Minority interest net income$071
Net income of bank and minority interests.$4,002,000911
Net charge-offs$442,000658
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,818,320931
2016-03-31 (YTD Data)Rank
Total interest income$9,964,000670
Total interest expense$1,224,000603
Net interest income$8,740,000681
Provision for loan and lease losses$850,000308
Total noninterest income$4,102,000466
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$180,0001,553
Trading account gains and fees$0142
Additional Noninterest Income$3,922,000357
Total noninterest expense$8,982,000604
Salaries and employee benefits$5,711,000518
Premises and equipment expense$840,000753
Additional noninterest expense$2,431,000695
Pre-tax net operating income$3,010,000762
Securities gains (losses)$122,000440
Applicable income taxes$1,145,000573
Income before extraordinary items$1,987,000896
Extraordinary gains, net$012
Net income$1,987,000897
Minority interest net income$062
Net income of bank and minority interests.$1,987,000897
Net charge-offs$-73,0005,827
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,908,920902
2015-12-31 (YTD Data)Rank
Total interest income$42,517,000602
Total interest expense$4,991,000555
Net interest income$37,526,000610
Provision for loan and lease losses$11,550,000125
Total noninterest income$20,241,000415
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$978,0001,247
Trading account gains and fees$0159
Additional Noninterest Income$19,263,000308
Total noninterest expense$38,641,000547
Salaries and employee benefits$23,068,000495
Premises and equipment expense$3,271,000748
Additional noninterest expense$12,302,000546
Pre-tax net operating income$7,576,0001,127
Securities gains (losses)$321,000519
Applicable income taxes$2,843,000785
Income before extraordinary items$5,054,0001,342
Extraordinary gains, net$023
Net income$5,054,0001,342
Minority interest net income$081
Net income of bank and minority interests.$5,054,0001,342
Net charge-offs$13,422,00095
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,848,5601,366
2015-09-30 (YTD Data)Rank
Total interest income$32,412,000590
Total interest expense$3,806,000541
Net interest income$28,606,000607
Provision for loan and lease losses$10,050,000107
Total noninterest income$16,129,000395
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$720,0001,281
Trading account gains and fees$0153
Additional Noninterest Income$15,409,000306
Total noninterest expense$29,383,000538
Salaries and employee benefits$17,668,000491
Premises and equipment expense$2,448,000760
Additional noninterest expense$9,267,000553
Pre-tax net operating income$5,302,0001,205
Securities gains (losses)$232,000573
Applicable income taxes$1,988,000852
Income before extraordinary items$3,546,0001,428
Extraordinary gains, net$021
Net income$3,546,0001,429
Minority interest net income$078
Net income of bank and minority interests.$3,546,0001,429
Net charge-offs$12,716,00079
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,397,5201,443
2015-06-30 (YTD Data)Rank
Total interest income$22,351,000572
Total interest expense$2,591,000534
Net interest income$19,760,000578
Provision for loan and lease losses$2,100,000234
Total noninterest income$10,415,000408
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$411,0001,436
Trading account gains and fees$0157
Additional Noninterest Income$10,004,000309
Total noninterest expense$19,271,000548
Salaries and employee benefits$11,448,000500
Premises and equipment expense$1,636,000769
Additional noninterest expense$6,187,000552
Pre-tax net operating income$8,804,000547
Securities gains (losses)$-26,0006,198
Applicable income taxes$3,385,000448
Income before extraordinary items$5,393,000681
Extraordinary gains, net$022
Net income$5,393,000678
Minority interest net income$075
Net income of bank and minority interests.$5,393,000681
Net charge-offs$3,139,000147
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,409,640658
2015-03-31 (YTD Data)Rank
Total interest income$11,731,000541
Total interest expense$1,321,000524
Net interest income$10,410,000544
Provision for loan and lease losses$1,050,000215
Total noninterest income$4,400,000451
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$180,0001,582
Trading account gains and fees$0152
Additional Noninterest Income$4,220,000335
Total noninterest expense$9,486,000559
Salaries and employee benefits$5,412,000530
Premises and equipment expense$837,000760
Additional noninterest expense$3,237,000519
Pre-tax net operating income$4,274,000552
Securities gains (losses)$-26,0006,321
Applicable income taxes$1,640,000443
Income before extraordinary items$2,608,000690
Extraordinary gains, net$013
Net income$2,608,000688
Minority interest net income$064
Net income of bank and minority interests.$2,608,000690
Net charge-offs$2,154,000125
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,624,640665
2014-12-31 (YTD Data)Rank
Total interest income$41,366,000596
Total interest expense$5,359,000523
Net interest income$36,007,000614
Provision for loan and lease losses$6,150,000182
Total noninterest income$19,778,000397
Gross Fiduciary activities income$2,0001,172
Service charges on deposit accounts$741,0001,677
Trading account gains and fees$0180
Additional Noninterest Income$19,035,000281
Total noninterest expense$38,528,000536
Salaries and employee benefits$22,214,000500
Premises and equipment expense$3,265,000761
Additional noninterest expense$13,049,000529
Pre-tax net operating income$11,107,000751
Securities gains (losses)$960,000227
Applicable income taxes$4,555,000536
Income before extraordinary items$7,512,000882
Extraordinary gains, net$017
Net income$7,512,000881
Minority interest net income$084
Net income of bank and minority interests.$7,512,000881
Net charge-offs$2,876,000362
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,897,600936
2014-09-30 (YTD Data)Rank
Total interest income$30,380,000610
Total interest expense$4,042,000528
Net interest income$26,338,000621
Provision for loan and lease losses$4,300,000190
Total noninterest income$13,518,000420
Gross Fiduciary activities income$2,0001,121
Service charges on deposit accounts$535,0001,734
Trading account gains and fees$0174
Additional Noninterest Income$12,981,000296
Total noninterest expense$28,593,000532
Salaries and employee benefits$16,491,000506
Premises and equipment expense$2,488,000752
Additional noninterest expense$9,614,000528
Pre-tax net operating income$6,963,000910
Securities gains (losses)$946,000165
Applicable income taxes$2,928,000604
Income before extraordinary items$4,981,0001,001
Extraordinary gains, net$015
Net income$4,981,0001,000
Minority interest net income$081
Net income of bank and minority interests.$4,981,0001,000
Net charge-offs$1,204,000588
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,375,5601,113
2014-06-30 (YTD Data)Rank
Total interest income$19,985,000616
Total interest expense$2,684,000539
Net interest income$17,301,000629
Provision for loan and lease losses$3,000,000186
Total noninterest income$8,661,000415
Gross Fiduciary activities income$2,0001,095
Service charges on deposit accounts$355,0001,731
Trading account gains and fees$0172
Additional Noninterest Income$8,304,000298
Total noninterest expense$18,825,000543
Salaries and employee benefits$10,782,000511
Premises and equipment expense$1,675,000744
Additional noninterest expense$6,368,000534
Pre-tax net operating income$4,137,000990
Securities gains (losses)$610,000186
Applicable income taxes$1,745,000645
Income before extraordinary items$3,002,0001,077
Extraordinary gains, net$020
Net income$3,002,0001,077
Minority interest net income$080
Net income of bank and minority interests.$3,002,0001,078
Net charge-offs$1,369,000394
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,611,6001,184
2014-03-31 (YTD Data)Rank
Total interest income$9,386,000660
Total interest expense$1,356,000535
Net interest income$8,030,000681
Provision for loan and lease losses$1,500,000180
Total noninterest income$4,138,000424
Gross Fiduciary activities income$2,0001,051
Service charges on deposit accounts$175,0001,734
Trading account gains and fees$0147
Additional Noninterest Income$3,961,000308
Total noninterest expense$9,220,000558
Salaries and employee benefits$5,212,000525
Premises and equipment expense$834,000766
Additional noninterest expense$3,174,000522
Pre-tax net operating income$1,448,0001,293
Securities gains (losses)$415,000152
Applicable income taxes$670,000746
Income before extraordinary items$1,193,0001,267
Extraordinary gains, net$016
Net income$1,193,0001,268
Minority interest net income$066
Net income of bank and minority interests.$1,193,0001,268
Net charge-offs$1,088,000284
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$927,4001,556
2013-12-31 (YTD Data)Rank
Total interest income$38,128,000645
Total interest expense$6,174,000510
Net interest income$31,954,000665
Provision for loan and lease losses$9,000,000174
Total noninterest income$18,679,000431
Gross Fiduciary activities income$5,0001,167
Service charges on deposit accounts$692,0001,846
Trading account gains and fees$0184
Additional Noninterest Income$17,982,000312
Total noninterest expense$36,581,000563
Salaries and employee benefits$21,212,000516
Premises and equipment expense$3,049,000802
Additional noninterest expense$12,320,000560
Pre-tax net operating income$5,052,0001,414
Securities gains (losses)$1,392,000174
Applicable income taxes$-9,048,0006,778
Income before extraordinary items$15,492,000446
Extraordinary gains, net$029
Net income$15,492,000446
Minority interest net income$090
Net income of bank and minority interests.$15,492,000447
Net charge-offs$14,318,000138
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,100,000474
2013-09-30 (YTD Data)Rank
Total interest income$28,731,000639
Total interest expense$4,739,000517
Net interest income$23,992,000660
Provision for loan and lease losses$6,750,000173
Total noninterest income$15,991,000401
Gross Fiduciary activities income$3,0001,137
Service charges on deposit accounts$511,0001,882
Trading account gains and fees$0180
Additional Noninterest Income$15,477,000293
Total noninterest expense$27,906,000557
Salaries and employee benefits$16,508,000501
Premises and equipment expense$2,297,000804
Additional noninterest expense$9,101,000574
Pre-tax net operating income$5,327,0001,080
Securities gains (losses)$1,322,000162
Applicable income taxes$-307,0006,777
Income before extraordinary items$6,956,000703
Extraordinary gains, net$025
Net income$6,956,000704
Minority interest net income$084
Net income of bank and minority interests.$6,956,000705
Net charge-offs$7,223,000193
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,634,000829
2013-06-30 (YTD Data)Rank
Total interest income$19,191,000638
Total interest expense$3,215,000523
Net interest income$15,976,000660
Provision for loan and lease losses$4,500,000176
Total noninterest income$9,216,000450
Gross Fiduciary activities income$2,0001,138
Service charges on deposit accounts$326,0001,915
Trading account gains and fees$0157
Additional Noninterest Income$8,888,000335
Total noninterest expense$19,070,000549
Salaries and employee benefits$10,957,000501
Premises and equipment expense$1,558,000788
Additional noninterest expense$6,555,000533
Pre-tax net operating income$1,622,0002,069
Securities gains (losses)$1,356,000146
Applicable income taxes$-485,0006,869
Income before extraordinary items$3,463,000890
Extraordinary gains, net$022
Net income$3,463,000890
Minority interest net income$082
Net income of bank and minority interests.$3,463,000892
Net charge-offs$5,805,000169
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,107,0001,381
2013-03-31 (YTD Data)Rank
Total interest income$9,658,000642
Total interest expense$1,686,000511
Net interest income$7,972,000667
Provision for loan and lease losses$2,250,000185
Total noninterest income$5,074,000420
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$171,0001,841
Trading account gains and fees$0148
Additional Noninterest Income$4,902,000311
Total noninterest expense$9,806,000543
Salaries and employee benefits$5,704,000497
Premises and equipment expense$808,000768
Additional noninterest expense$3,294,000534
Pre-tax net operating income$990,0001,726
Securities gains (losses)$945,000113
Applicable income taxes$142,0002,039
Income before extraordinary items$1,793,000854
Extraordinary gains, net$010
Net income$1,793,000855
Minority interest net income$076
Net income of bank and minority interests.$1,793,000856
Net charge-offs$1,091,000447
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$914,1501,545
2012-12-31 (YTD Data)Rank
Total interest income$48,665,000535
Total interest expense$9,627,000422
Net interest income$39,038,000560
Provision for loan and lease losses$19,640,000173
Total noninterest income$11,562,000610
Gross Fiduciary activities income$5,0001,186
Service charges on deposit accounts$782,0001,726
Trading account gains and fees$0166
Additional Noninterest Income$10,775,000469
Total noninterest expense$74,252,000307
Salaries and employee benefits$20,434,000529
Premises and equipment expense$3,134,000768
Additional noninterest expense$50,684,000194
Pre-tax net operating income$-43,292,0007,082
Securities gains (losses)$2,493,000209
Applicable income taxes$-882,0006,953
Income before extraordinary items$-39,917,0007,074
Extraordinary gains, net$029
Net income$-39,917,0007,074
Minority interest net income$093
Net income of bank and minority interests.$-39,917,0007,074
Net charge-offs$22,598,000166
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-42,360,1407,073
2012-09-30 (YTD Data)Rank
Total interest income$37,822,000521
Total interest expense$7,578,000418
Net interest income$30,244,000547
Provision for loan and lease losses$13,090,000186
Total noninterest income$10,396,000532
Gross Fiduciary activities income$3,0001,175
Service charges on deposit accounts$592,0001,727
Trading account gains and fees$0157
Additional Noninterest Income$9,801,000406
Total noninterest expense$63,933,000275
Salaries and employee benefits$15,037,000531
Premises and equipment expense$2,345,000777
Additional noninterest expense$46,551,000166
Pre-tax net operating income$-36,383,0007,181
Securities gains (losses)$1,428,000282
Applicable income taxes$-891,0007,083
Income before extraordinary items$-34,064,0007,173
Extraordinary gains, net$020
Net income$-34,064,0007,173
Minority interest net income$086
Net income of bank and minority interests.$-34,064,0007,173
Net charge-offs$17,996,000163
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-35,449,1607,174
2012-06-30 (YTD Data)Rank
Total interest income$25,681,000516
Total interest expense$4,959,000448
Net interest income$20,722,000538
Provision for loan and lease losses$6,400,000235
Total noninterest income$7,460,000494
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$391,0001,742
Trading account gains and fees$0153
Additional Noninterest Income$7,067,000372
Total noninterest expense$18,461,000564
Salaries and employee benefits$10,153,000522
Premises and equipment expense$1,514,000805
Additional noninterest expense$6,794,000543
Pre-tax net operating income$3,321,0001,071
Securities gains (losses)$1,093,000258
Applicable income taxes$1,529,000626
Income before extraordinary items$2,885,0001,047
Extraordinary gains, net$019
Net income$2,885,0001,047
Minority interest net income$084
Net income of bank and minority interests.$2,885,0001,047
Net charge-offs$5,747,000304
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,174,5501,282
2012-03-31 (YTD Data)Rank
Total interest income$13,037,000515
Total interest expense$2,417,000482
Net interest income$10,620,000525
Provision for loan and lease losses$3,850,000207
Total noninterest income$3,785,000482
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$194,0001,744
Trading account gains and fees$0148
Additional Noninterest Income$3,590,000360
Total noninterest expense$9,177,000560
Salaries and employee benefits$5,036,000524
Premises and equipment expense$784,000767
Additional noninterest expense$3,357,000537
Pre-tax net operating income$1,378,0001,269
Securities gains (losses)$374,000363
Applicable income taxes$579,000779
Income before extraordinary items$1,173,0001,235
Extraordinary gains, net$019
Net income$1,173,0001,235
Minority interest net income$078
Net income of bank and minority interests.$1,173,0001,236
Net charge-offs$1,725,000444
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$922,4201,486
2011-12-31 (YTD Data)Rank
Total interest income$54,631,000496
Total interest expense$14,169,000390
Net interest income$40,462,000540
Provision for loan and lease losses$76,905,00079
Total noninterest income$16,999,000419
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$847,0001,708
Trading account gains and fees$0146
Additional Noninterest Income$16,146,000311
Total noninterest expense$29,063,000684
Salaries and employee benefits$14,418,000681
Premises and equipment expense$2,892,000877
Additional noninterest expense$11,753,000617
Pre-tax net operating income$-48,507,0007,350
Securities gains (losses)$729,000587
Applicable income taxes$04,719
Income before extraordinary items$-47,778,0007,338
Extraordinary gains, net$029
Net income$-47,778,0007,338
Minority interest net income$096
Net income of bank and minority interests.$-47,778,0007,338
Net charge-offs$72,364,00097
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-48,507,0007,339
2011-09-30 (YTD Data)Rank
Total interest income$40,183,000511
Total interest expense$11,425,000379
Net interest income$28,758,000568
Provision for loan and lease losses$7,100,000440
Total noninterest income$4,544,000906
Gross Fiduciary activities income$4,0001,120
Service charges on deposit accounts$633,0001,717
Trading account gains and fees$0145
Additional Noninterest Income$3,907,000689
Total noninterest expense$21,481,000692
Salaries and employee benefits$10,392,000711
Premises and equipment expense$2,094,000907
Additional noninterest expense$8,995,000598
Pre-tax net operating income$4,721,000986
Securities gains (losses)$664,000508
Applicable income taxes$1,553,000770
Income before extraordinary items$3,832,0001,011
Extraordinary gains, net$021
Net income$3,832,0001,010
Minority interest net income$087
Net income of bank and minority interests.$3,832,0001,011
Net charge-offs$4,407,000699
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,360,5601,083
2011-06-30 (YTD Data)Rank
Total interest income$26,582,000524
Total interest expense$7,804,000392
Net interest income$18,778,000584
Provision for loan and lease losses$5,050,000431
Total noninterest income$2,690,000985
Gross Fiduciary activities income$3,0001,112
Service charges on deposit accounts$410,0001,735
Trading account gains and fees$0153
Additional Noninterest Income$2,277,000760
Total noninterest expense$13,115,000762
Salaries and employee benefits$6,691,000743
Premises and equipment expense$1,339,000958
Additional noninterest expense$5,085,000713
Pre-tax net operating income$3,303,000913
Securities gains (losses)$219,000687
Applicable income taxes$929,000808
Income before extraordinary items$2,593,000956
Extraordinary gains, net$015
Net income$2,593,000953
Minority interest net income$089
Net income of bank and minority interests.$2,593,000956
Net charge-offs$1,995,000923
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,430,940983
2011-03-31 (YTD Data)Rank
Total interest income$13,317,000525
Total interest expense$4,073,000391
Net interest income$9,244,000588
Provision for loan and lease losses$2,500,000426
Total noninterest income$1,384,000972
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$223,0001,588
Trading account gains and fees$0158
Additional Noninterest Income$1,160,000738
Total noninterest expense$6,583,000761
Salaries and employee benefits$3,370,000739
Premises and equipment expense$685,000966
Additional noninterest expense$2,528,000715
Pre-tax net operating income$1,545,000985
Securities gains (losses)$200,000340
Applicable income taxes$578,000659
Income before extraordinary items$1,167,0001,044
Extraordinary gains, net$09
Net income$1,167,0001,043
Minority interest net income$086
Net income of bank and minority interests.$1,167,0001,044
Net charge-offs$653,0001,134
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,033,0001,154
2010-12-31 (YTD Data)Rank
Total interest income$54,800,000539
Total interest expense$19,568,000400
Net interest income$35,232,000613
Provision for loan and lease losses$9,300,000705
Total noninterest income$5,946,000940
Gross Fiduciary activities income$22,0001,057
Service charges on deposit accounts$807,0001,810
Trading account gains and fees$0175
Additional Noninterest Income$5,117,000729
Total noninterest expense$26,058,000764
Salaries and employee benefits$12,909,000751
Premises and equipment expense$2,917,000884
Additional noninterest expense$10,232,000737
Pre-tax net operating income$5,820,000891
Securities gains (losses)$1,059,000466
Applicable income taxes$1,942,000752
Income before extraordinary items$4,937,000894
Extraordinary gains, net$029
Net income$4,937,000895
Minority interest net income$0111
Net income of bank and minority interests.$4,937,000896
Net charge-offs$9,086,000655
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,174,520991
2010-09-30 (YTD Data)Rank
Total interest income$40,987,000540
Total interest expense$15,073,000404
Net interest income$25,914,000619
Provision for loan and lease losses$7,000,000671
Total noninterest income$3,632,0001,095
Gross Fiduciary activities income$8,0001,127
Service charges on deposit accounts$565,0001,973
Trading account gains and fees$0165
Additional Noninterest Income$3,059,000818
Total noninterest expense$18,820,000782
Salaries and employee benefits$9,074,000807
Premises and equipment expense$2,216,000872
Additional noninterest expense$7,530,000722
Pre-tax net operating income$3,726,0001,094
Securities gains (losses)$1,051,000393
Applicable income taxes$1,442,000763
Income before extraordinary items$3,335,0001,036
Extraordinary gains, net$023
Net income$3,335,0001,039
Minority interest net income$0110
Net income of bank and minority interests.$3,335,0001,039
Net charge-offs$5,912,000692
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,599,3001,237
2010-06-30 (YTD Data)Rank
Total interest income$27,590,000546
Total interest expense$10,081,000417
Net interest income$17,509,000614
Provision for loan and lease losses$4,200,000738
Total noninterest income$1,764,0001,340
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$356,0002,071
Trading account gains and fees$0152
Additional Noninterest Income$1,402,0001,036
Total noninterest expense$12,375,000796
Salaries and employee benefits$6,073,000800
Premises and equipment expense$1,466,000894
Additional noninterest expense$4,836,000750
Pre-tax net operating income$2,698,000995
Securities gains (losses)$502,000473
Applicable income taxes$962,000741
Income before extraordinary items$2,238,0001,013
Extraordinary gains, net$019
Net income$2,238,0001,014
Minority interest net income$0105
Net income of bank and minority interests.$2,238,0001,014
Net charge-offs$3,143,000795
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,886,6001,129
2010-03-31 (YTD Data)Rank
Total interest income$13,770,000564
Total interest expense$5,031,000449
Net interest income$8,739,000627
Provision for loan and lease losses$2,100,000727
Total noninterest income$757,0001,498
Gross Fiduciary activities income$5,0001,053
Service charges on deposit accounts$180,0002,048
Trading account gains and fees$0175
Additional Noninterest Income$572,0001,169
Total noninterest expense$6,094,000811
Salaries and employee benefits$2,905,000848
Premises and equipment expense$748,000902
Additional noninterest expense$2,441,000747
Pre-tax net operating income$1,302,0001,017
Securities gains (losses)$192,000533
Applicable income taxes$436,000795
Income before extraordinary items$1,058,0001,031
Extraordinary gains, net$016
Net income$1,058,0001,033
Minority interest net income$091
Net income of bank and minority interests.$1,058,0001,034
Net charge-offs$740,0001,273
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$921,6801,162
2009-12-31 (YTD Data)Rank
Total interest income$55,267,000588
Total interest expense$24,009,000466
Net interest income$31,258,000686
Provision for loan and lease losses$7,600,0001,065
Total noninterest income$2,451,0001,858
Gross Fiduciary activities income$11,0001,169
Service charges on deposit accounts$876,0001,898
Trading account gains and fees$0211
Additional Noninterest Income$1,564,0001,610
Total noninterest expense$22,496,000935
Salaries and employee benefits$11,131,000887
Premises and equipment expense$2,835,000958
Additional noninterest expense$8,530,000925
Pre-tax net operating income$3,613,0001,129
Securities gains (losses)$686,000693
Applicable income taxes$1,118,000880
Income before extraordinary items$3,181,0001,056
Extraordinary gains, net$034
Net income$3,181,0001,053
Minority interest net income$0115
Net income of bank and minority interests.$3,181,0001,055
Net charge-offs$8,879,000754
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,673,3601,233
2009-09-30 (YTD Data)Rank
Total interest income$40,717,000618
Total interest expense$18,490,000485
Net interest income$22,227,000714
Provision for loan and lease losses$4,900,0001,061
Total noninterest income$2,099,0001,719
Gross Fiduciary activities income$10,0001,116
Service charges on deposit accounts$647,0001,926
Trading account gains and fees$0212
Additional Noninterest Income$1,442,0001,435
Total noninterest expense$16,708,000937
Salaries and employee benefits$8,475,000881
Premises and equipment expense$2,087,000981
Additional noninterest expense$6,146,000916
Pre-tax net operating income$2,718,0001,195
Securities gains (losses)$342,000902
Applicable income taxes$778,0001,030
Income before extraordinary items$2,282,0001,177
Extraordinary gains, net$027
Net income$2,282,0001,177
Minority interest net income$0118
Net income of bank and minority interests.$2,282,0001,177
Net charge-offs$7,094,000643
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,025,5001,293
2009-06-30 (YTD Data)Rank
Total interest income$27,388,000632
Total interest expense$12,325,000516
Net interest income$15,063,000713
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$1,022,0002,155
Gross Fiduciary activities income$7,0001,124
Service charges on deposit accounts$429,0001,909
Trading account gains and fees$0193
Additional Noninterest Income$586,0002,017
Total noninterest expense$11,718,000905
Salaries and employee benefits$6,052,000839
Premises and equipment expense$1,386,0001,013
Additional noninterest expense$4,280,000887
Pre-tax net operating income$3,167,000738
Securities gains (losses)$155,0001,188
Applicable income taxes$1,006,000618
Income before extraordinary items$2,316,000806
Extraordinary gains, net$021
Net income$2,316,000804
Minority interest net income$0112
Net income of bank and minority interests.$2,316,000806
Net charge-offs$1,200,0001,516
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,207,500826
2009-03-31 (YTD Data)Rank
Total interest income$13,933,000627
Total interest expense$6,185,000529
Net interest income$7,748,000685
Provision for loan and lease losses$600,0001,587
Total noninterest income$444,0002,317
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$220,0001,817
Trading account gains and fees$0171
Additional Noninterest Income$222,0002,373
Total noninterest expense$5,703,000885
Salaries and employee benefits$3,037,000838
Premises and equipment expense$673,0001,054
Additional noninterest expense$1,993,000825
Pre-tax net operating income$1,889,000654
Securities gains (losses)$02,434
Applicable income taxes$589,000563
Income before extraordinary items$1,300,000800
Extraordinary gains, net$015
Net income$1,300,000801
Minority interest net income$0102
Net income of bank and minority interests.$1,300,000802
Net charge-offs$487,0001,385
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,300,000740
2008-12-31 (YTD Data)Rank
Total interest income$58,777,000631
Total interest expense$29,732,000537
Net interest income$29,045,000749
Provision for loan and lease losses$25,575,000310
Total noninterest income$1,424,0002,730
Gross Fiduciary activities income$13,0001,184
Service charges on deposit accounts$1,153,0001,554
Trading account gains and fees$0154
Additional Noninterest Income$258,0004,371
Total noninterest expense$62,787,000347
Salaries and employee benefits$11,388,000876
Premises and equipment expense$2,899,000953
Additional noninterest expense$48,500,000224
Pre-tax net operating income$-57,893,0008,207
Securities gains (losses)$2,249,000114
Applicable income taxes$-5,777,0008,131
Income before extraordinary items$-49,867,0008,188
Extraordinary gains, net$039
Net income$-49,867,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,445,000393
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-51,891,1008,201
2008-09-30 (YTD Data)Rank
Total interest income$45,442,000638
Total interest expense$22,980,000546
Net interest income$22,462,000748
Provision for loan and lease losses$22,575,000225
Total noninterest income$965,0002,971
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$915,0001,479
Trading account gains and fees$0148
Additional Noninterest Income$38,0006,880
Total noninterest expense$17,418,000839
Salaries and employee benefits$9,029,000850
Premises and equipment expense$2,140,000971
Additional noninterest expense$6,249,000749
Pre-tax net operating income$-16,566,0008,265
Securities gains (losses)$2,219,000105
Applicable income taxes$-5,352,0008,276
Income before extraordinary items$-8,995,0008,208
Extraordinary gains, net$031
Net income$-8,995,0008,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,065,000391
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-10,415,1608,240
2008-06-30 (YTD Data)Rank
Total interest income$30,604,000639
Total interest expense$15,885,000546
Net interest income$14,719,000750
Provision for loan and lease losses$12,075,000234
Total noninterest income$458,0003,712
Gross Fiduciary activities income$8,0001,154
Service charges on deposit accounts$607,0001,467
Trading account gains and fees$0149
Additional Noninterest Income$-157,0008,389
Total noninterest expense$12,290,000791
Salaries and employee benefits$6,110,000848
Premises and equipment expense$1,431,000967
Additional noninterest expense$4,749,000649
Pre-tax net operating income$-9,188,0008,352
Securities gains (losses)$2,219,000107
Applicable income taxes$-2,994,0008,360
Income before extraordinary items$-3,975,0008,299
Extraordinary gains, net$021
Net income$-3,975,0008,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,614,000273
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-5,395,1608,319
2008-03-31 (YTD Data)Rank
Total interest income$4,122,0002,415
Total interest expense$2,181,0002,093
Net interest income$1,941,0002,773
Provision for loan and lease losses$06,080
Total noninterest income$178,0004,229
Gross Fiduciary activities income$7,0001,068
Service charges on deposit accounts$111,0003,231
Trading account gains and fees$0158
Additional Noninterest Income$60,0004,693
Total noninterest expense$1,602,0002,880
Salaries and employee benefits$1,000,0002,585
Premises and equipment expense$180,0003,498
Additional noninterest expense$422,0003,153
Pre-tax net operating income$517,0003,012
Securities gains (losses)$660,000195
Applicable income taxes$413,0001,170
Income before extraordinary items$764,0001,890
Extraordinary gains, net$015
Net income$764,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,000969
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$335,0003,473
2007-12-31 (YTD Data)Rank
Total interest income$6,062,0005,198
Total interest expense$3,433,0004,386
Net interest income$2,629,0005,842
Provision for loan and lease losses$06,851
Total noninterest income$207,0006,694
Gross Fiduciary activities income$5,0001,336
Service charges on deposit accounts$138,0005,560
Trading account gains and fees$0178
Additional Noninterest Income$64,0006,820
Total noninterest expense$2,055,0006,150
Salaries and employee benefits$1,346,0005,635
Premises and equipment expense$209,0006,637
Additional noninterest expense$500,0006,579
Pre-tax net operating income$781,0005,215
Securities gains (losses)$7,0001,467
Applicable income taxes$243,0003,649
Income before extraordinary items$545,0005,526
Extraordinary gains, net$039
Net income$545,0005,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,0001,021
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$540,1705,530
2007-09-30 (YTD Data)Rank
Total interest income$1,532,0007,572
Total interest expense$868,0006,955
Net interest income$664,0007,938
Provision for loan and lease losses$06,528
Total noninterest income$48,0007,959
Gross Fiduciary activities income$2,0001,352
Service charges on deposit accounts$30,0006,928
Trading account gains and fees$0184
Additional Noninterest Income$16,0007,805
Total noninterest expense$454,0008,196
Salaries and employee benefits$273,0008,125
Premises and equipment expense$58,0007,963
Additional noninterest expense$123,0008,177
Pre-tax net operating income$258,0006,729
Securities gains (losses)$01,655
Applicable income taxes$90,0004,538
Income before extraordinary items$168,0006,966
Extraordinary gains, net$033
Net income$168,0006,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$168,0006,950
2007-06-30 (YTD Data)Rank
Total interest income$9,047,0002,304
Total interest expense$4,855,0001,998
Net interest income$4,192,0002,647
Provision for loan and lease losses$60,0003,990
Total noninterest income$321,0004,512
Gross Fiduciary activities income$10,0001,140
Service charges on deposit accounts$183,0003,690
Trading account gains and fees$0168
Additional Noninterest Income$128,0004,623
Total noninterest expense$3,092,0002,892
Salaries and employee benefits$1,866,0002,671
Premises and equipment expense$360,0003,355
Additional noninterest expense$866,0002,979
Pre-tax net operating income$1,361,0002,860
Securities gains (losses)$01,444
Applicable income taxes$203,0003,243
Income before extraordinary items$1,158,0002,710
Extraordinary gains, net$029
Net income$1,158,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,008
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,158,0002,697
2007-03-31 (YTD Data)Rank
Total interest income$4,561,0002,271
Total interest expense$2,430,0001,989
Net interest income$2,131,0002,615
Provision for loan and lease losses$60,0002,747
Total noninterest income$173,0004,313
Gross Fiduciary activities income$7,0001,074
Service charges on deposit accounts$87,0003,734
Trading account gains and fees$0195
Additional Noninterest Income$79,0004,242
Total noninterest expense$1,560,0002,883
Salaries and employee benefits$953,0002,654
Premises and equipment expense$179,0003,407
Additional noninterest expense$428,0002,993
Pre-tax net operating income$684,0002,845
Securities gains (losses)$01,187
Applicable income taxes$-5,0008,217
Income before extraordinary items$689,0002,355
Extraordinary gains, net$022
Net income$689,0002,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$689,0002,340
2006-12-31 (YTD Data)Rank
Total interest income$18,556,0002,127
Total interest expense$8,920,0001,868
Net interest income$9,636,0002,370
Provision for loan and lease losses$3,850,000311
Total noninterest income$634,0004,590
Gross Fiduciary activities income$15,0001,219
Service charges on deposit accounts$373,0003,671
Trading account gains and fees$0130
Additional Noninterest Income$246,0004,687
Total noninterest expense$6,060,0002,851
Salaries and employee benefits$3,512,0002,728
Premises and equipment expense$667,0003,465
Additional noninterest expense$1,881,0002,711
Pre-tax net operating income$360,0006,913
Securities gains (losses)$-4,0007,017
Applicable income taxes$-8,0008,180
Income before extraordinary items$364,0006,660
Extraordinary gains, net$051
Net income$364,0006,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,288
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$368,0006,642
2006-09-30 (YTD Data)Rank
Total interest income$13,736,0002,135
Total interest expense$6,412,0001,881
Net interest income$7,324,0002,360
Provision for loan and lease losses$255,0002,423
Total noninterest income$491,0004,526
Gross Fiduciary activities income$13,0001,175
Service charges on deposit accounts$288,0003,647
Trading account gains and fees$0126
Additional Noninterest Income$190,0004,639
Total noninterest expense$4,570,0002,832
Salaries and employee benefits$2,729,0002,658
Premises and equipment expense$499,0003,480
Additional noninterest expense$1,342,0002,826
Pre-tax net operating income$2,990,0002,335
Securities gains (losses)$01,388
Applicable income taxes$923,0001,988
Income before extraordinary items$2,067,0002,494
Extraordinary gains, net$045
Net income$2,067,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,067,0002,484
2006-06-30 (YTD Data)Rank
Total interest income$8,899,0002,152
Total interest expense$3,998,0001,902
Net interest income$4,901,0002,364
Provision for loan and lease losses$180,0002,262
Total noninterest income$321,0004,558
Gross Fiduciary activities income$9,0001,185
Service charges on deposit accounts$178,0003,790
Trading account gains and fees$0126
Additional Noninterest Income$134,0004,528
Total noninterest expense$3,036,0002,849
Salaries and employee benefits$1,814,0002,665
Premises and equipment expense$340,0003,401
Additional noninterest expense$882,0002,871
Pre-tax net operating income$2,006,0002,304
Securities gains (losses)$01,185
Applicable income taxes$620,0002,008
Income before extraordinary items$1,386,0002,489
Extraordinary gains, net$039
Net income$1,386,0002,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,673
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,386,0002,474
2006-03-31 (YTD Data)Rank
Total interest income$4,299,0002,185
Total interest expense$1,855,0001,951
Net interest income$2,444,0002,371
Provision for loan and lease losses$105,0001,911
Total noninterest income$161,0004,484
Gross Fiduciary activities income$6,0001,135
Service charges on deposit accounts$76,0004,048
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,177
Total noninterest expense$1,536,0002,822
Salaries and employee benefits$926,0002,623
Premises and equipment expense$167,0003,466
Additional noninterest expense$443,0002,849
Pre-tax net operating income$964,0002,339
Securities gains (losses)$0955
Applicable income taxes$297,0002,041
Income before extraordinary items$667,0002,536
Extraordinary gains, net$021
Net income$667,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$667,0002,518
2005-12-31 (YTD Data)Rank
Total interest income$14,200,0002,328
Total interest expense$5,238,0002,106
Net interest income$8,962,0002,448
Provision for loan and lease losses$385,0002,339
Total noninterest income$697,0004,390
Gross Fiduciary activities income$14,0001,245
Service charges on deposit accounts$389,0003,616
Trading account gains and fees$0138
Additional Noninterest Income$294,0004,380
Total noninterest expense$5,915,0002,790
Salaries and employee benefits$3,374,0002,682
Premises and equipment expense$696,0003,243
Additional noninterest expense$1,845,0002,700
Pre-tax net operating income$3,359,0002,531
Securities gains (losses)$02,296
Applicable income taxes$1,067,0002,177
Income before extraordinary items$2,292,0002,766
Extraordinary gains, net$046
Net income$2,292,0002,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,619
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,292,0002,729
2005-09-30 (YTD Data)Rank
Total interest income$9,972,0002,425
Total interest expense$3,499,0002,218
Net interest income$6,473,0002,507
Provision for loan and lease losses$280,0002,309
Total noninterest income$521,0004,430
Gross Fiduciary activities income$12,0001,190
Service charges on deposit accounts$287,0003,673
Trading account gains and fees$0126
Additional Noninterest Income$222,0004,378
Total noninterest expense$4,466,0002,748
Salaries and employee benefits$2,550,0002,617
Premises and equipment expense$520,0003,257
Additional noninterest expense$1,396,0002,631
Pre-tax net operating income$2,248,0002,794
Securities gains (losses)$02,317
Applicable income taxes$717,0002,357
Income before extraordinary items$1,531,0003,077
Extraordinary gains, net$035
Net income$1,531,0003,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,444
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,531,0003,042
2005-06-30 (YTD Data)Rank
Total interest income$6,217,0002,525
Total interest expense$2,035,0002,397
Net interest income$4,182,0002,550
Provision for loan and lease losses$210,0002,058
Total noninterest income$325,0004,579
Gross Fiduciary activities income$8,0001,201
Service charges on deposit accounts$175,0003,804
Trading account gains and fees$0116
Additional Noninterest Income$142,0004,446
Total noninterest expense$2,973,0002,717
Salaries and employee benefits$1,693,0002,616
Premises and equipment expense$354,0003,160
Additional noninterest expense$926,0002,628
Pre-tax net operating income$1,324,0003,031
Securities gains (losses)$02,146
Applicable income taxes$423,0002,526
Income before extraordinary items$901,0003,358
Extraordinary gains, net$030
Net income$901,0003,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,611
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$901,0003,305
2005-03-31 (YTD Data)Rank
Total interest income$2,923,0002,635
Total interest expense$892,0002,554
Net interest income$2,031,0002,608
Provision for loan and lease losses$105,0001,941
Total noninterest income$178,0004,283
Gross Fiduciary activities income$5,0001,162
Service charges on deposit accounts$91,0003,658
Trading account gains and fees$0115
Additional Noninterest Income$82,0004,143
Total noninterest expense$1,479,0002,752
Salaries and employee benefits$865,0002,587
Premises and equipment expense$177,0003,187
Additional noninterest expense$437,0002,772
Pre-tax net operating income$625,0003,131
Securities gains (losses)$01,685
Applicable income taxes$199,0002,605
Income before extraordinary items$426,0003,462
Extraordinary gains, net$024
Net income$426,0003,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$426,0003,427
2004-12-31 (YTD Data)Rank
Total interest income$9,158,0003,058
Total interest expense$2,509,0003,055
Net interest income$6,649,0003,028
Provision for loan and lease losses$540,0001,846
Total noninterest income$756,0004,202
Gross Fiduciary activities income$15,0001,252
Service charges on deposit accounts$421,0003,519
Trading account gains and fees$0138
Additional Noninterest Income$320,0004,144
Total noninterest expense$5,179,0003,011
Salaries and employee benefits$2,933,0002,894
Premises and equipment expense$608,0003,497
Additional noninterest expense$1,638,0002,913
Pre-tax net operating income$1,686,0003,947
Securities gains (losses)$-5,0008,058
Applicable income taxes$557,0003,159
Income before extraordinary items$1,124,0004,375
Extraordinary gains, net$034
Net income$1,124,0004,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,425
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,127,3504,294
2004-09-30 (YTD Data)Rank
Total interest income$6,471,0003,185
Total interest expense$1,695,0003,249
Net interest income$4,776,0003,113
Provision for loan and lease losses$405,0001,746
Total noninterest income$567,0004,225
Gross Fiduciary activities income$12,0001,215
Service charges on deposit accounts$313,0003,558
Trading account gains and fees$0134
Additional Noninterest Income$242,0004,117
Total noninterest expense$3,757,0003,072
Salaries and employee benefits$2,129,0002,967
Premises and equipment expense$436,0003,634
Additional noninterest expense$1,192,0002,956
Pre-tax net operating income$1,181,0004,192
Securities gains (losses)$-5,0008,357
Applicable income taxes$394,0003,332
Income before extraordinary items$782,0004,687
Extraordinary gains, net$026
Net income$782,0004,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,955
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$785,3004,589
2004-06-30 (YTD Data)Rank
Total interest income$4,146,0003,295
Total interest expense$1,062,0003,426
Net interest income$3,084,0003,209
Provision for loan and lease losses$270,0001,719
Total noninterest income$378,0004,233
Gross Fiduciary activities income$8,0001,219
Service charges on deposit accounts$205,0003,581
Trading account gains and fees$0130
Additional Noninterest Income$165,0004,130
Total noninterest expense$2,435,0003,179
Salaries and employee benefits$1,384,0003,055
Premises and equipment expense$277,0003,779
Additional noninterest expense$774,0003,028
Pre-tax net operating income$757,0004,255
Securities gains (losses)$-5,0008,574
Applicable income taxes$251,0003,386
Income before extraordinary items$501,0004,739
Extraordinary gains, net$021
Net income$501,0004,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$504,3504,625
2004-03-31 (YTD Data)Rank
Total interest income$2,007,0003,391
Total interest expense$516,0003,537
Net interest income$1,491,0003,278
Provision for loan and lease losses$135,0001,665
Total noninterest income$195,0004,119
Gross Fiduciary activities income$6,0001,163
Service charges on deposit accounts$109,0003,379
Trading account gains and fees$0121
Additional Noninterest Income$80,0004,184
Total noninterest expense$1,220,0003,173
Salaries and employee benefits$701,0003,028
Premises and equipment expense$138,0003,818
Additional noninterest expense$381,0003,038
Pre-tax net operating income$331,0004,587
Securities gains (losses)$-5,0008,841
Applicable income taxes$105,0003,703
Income before extraordinary items$221,0005,082
Extraordinary gains, net$016
Net income$221,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$224,4004,911
2003-12-31 (YTD Data)Rank
Total interest income$6,874,0003,879
Total interest expense$1,898,0004,182
Net interest income$4,976,0003,692
Provision for loan and lease losses$470,0002,291
Total noninterest income$789,0004,264
Gross Fiduciary activities income$16,0001,284
Service charges on deposit accounts$348,0003,965
Trading account gains and fees$0160
Additional Noninterest Income$425,0003,864
Total noninterest expense$4,463,0003,372
Salaries and employee benefits$2,391,0003,384
Premises and equipment expense$653,0003,274
Additional noninterest expense$1,419,0003,245
Pre-tax net operating income$832,0005,598
Securities gains (losses)$338,000979
Applicable income taxes$368,0003,943
Income before extraordinary items$802,0005,236
Extraordinary gains, net$054
Net income$802,0005,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,629
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$568,7805,904
2003-09-30 (YTD Data)Rank
Total interest income$4,991,0004,039
Total interest expense$1,421,0004,307
Net interest income$3,570,0003,846
Provision for loan and lease losses$310,0002,456
Total noninterest income$601,0004,275
Gross Fiduciary activities income$13,0001,248
Service charges on deposit accounts$250,0004,093
Trading account gains and fees$0153
Additional Noninterest Income$338,0003,837
Total noninterest expense$3,284,0003,424
Salaries and employee benefits$1,767,0003,412
Premises and equipment expense$497,0003,237
Additional noninterest expense$1,020,0003,335
Pre-tax net operating income$577,0005,957
Securities gains (losses)$361,000852
Applicable income taxes$295,0003,942
Income before extraordinary items$643,0005,206
Extraordinary gains, net$040
Net income$643,0005,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,358
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$393,9106,216
2003-06-30 (YTD Data)Rank
Total interest income$3,360,0004,044
Total interest expense$999,0004,260
Net interest income$2,361,0003,872
Provision for loan and lease losses$220,0002,344
Total noninterest income$347,0004,611
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$165,0004,075
Trading account gains and fees$0150
Additional Noninterest Income$175,0004,284
Total noninterest expense$2,133,0003,491
Salaries and employee benefits$1,126,0003,540
Premises and equipment expense$332,0003,224
Additional noninterest expense$675,0003,348
Pre-tax net operating income$355,0006,140
Securities gains (losses)$356,000719
Applicable income taxes$226,0003,730
Income before extraordinary items$485,0004,882
Extraordinary gains, net$030
Net income$485,0004,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,301
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$242,9206,382
2003-03-31 (YTD Data)Rank
Total interest income$1,721,0003,977
Total interest expense$515,0004,248
Net interest income$1,206,0003,805
Provision for loan and lease losses$130,0001,956
Total noninterest income$179,0004,428
Gross Fiduciary activities income$4,0001,265
Service charges on deposit accounts$86,0003,914
Trading account gains and fees$0134
Additional Noninterest Income$89,0004,149
Total noninterest expense$1,072,0003,470
Salaries and employee benefits$546,0003,626
Premises and equipment expense$173,0003,114
Additional noninterest expense$353,0003,169
Pre-tax net operating income$183,0006,046
Securities gains (losses)$247,000584
Applicable income taxes$138,0003,370
Income before extraordinary items$292,0004,321
Extraordinary gains, net$021
Net income$292,0004,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,460
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$124,0406,310
2002-12-31 (YTD Data)Rank
Total interest income$7,509,0003,831
Total interest expense$2,640,0003,926
Net interest income$4,869,0003,743
Provision for loan and lease losses$450,0002,572
Total noninterest income$591,0004,774
Gross Fiduciary activities income$13,0001,361
Service charges on deposit accounts$335,0003,987
Trading account gains and fees$0153
Additional Noninterest Income$243,0004,660
Total noninterest expense$4,158,0003,458
Salaries and employee benefits$2,149,0003,522
Premises and equipment expense$692,0003,031
Additional noninterest expense$1,317,0003,331
Pre-tax net operating income$852,0005,614
Securities gains (losses)$49,0002,428
Applicable income taxes$70,0006,284
Income before extraordinary items$831,0005,093
Extraordinary gains, net$070
Net income$831,0005,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0002,045
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$785,9205,118
2001-12-31 (YTD Data)Rank
Total interest income$8,036,0004,009
Total interest expense$4,144,0003,686
Net interest income$3,892,0004,211
Provision for loan and lease losses$263,0003,501
Total noninterest income$634,0004,447
Gross Fiduciary activities income$11,0001,408
Service charges on deposit accounts$308,0004,094
Trading account gains and fees$0177
Additional Noninterest Income$315,0004,005
Total noninterest expense$4,131,0003,337
Salaries and employee benefits$1,931,0003,697
Premises and equipment expense$663,0003,088
Additional noninterest expense$1,537,0002,810
Pre-tax net operating income$132,0008,178
Securities gains (losses)$120,0001,604
Applicable income taxes$-250,0009,402
Income before extraordinary items$502,0006,061
Extraordinary gains, net$0105
Net income$502,0006,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,823
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$382,0006,537
2000-12-31 (YTD Data)Rank
Total interest income$7,960,0004,146
Total interest expense$4,323,0003,744
Net interest income$3,637,0004,481
Provision for loan and lease losses$88,0005,585
Total noninterest income$937,0003,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$274,0004,296
Trading account gains and feesNANA
Additional Noninterest Income$663,0002,466
Total noninterest expense$4,211,0003,192
Salaries and employee benefits$1,963,0003,517
Premises and equipment expense$672,0002,971
Additional noninterest expense$1,576,0002,683
Pre-tax net operating income$275,0008,004
Securities gains (losses)$01,956
Applicable income taxes$-125,0009,619
Income before extraordinary items$400,0006,860
Extraordinary gains, net$038
Net income$400,0006,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,357
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$400,0006,869
1999-12-31 (YTD Data)Rank
Total interest income$6,722,0004,557
Total interest expense$3,371,0004,169
Net interest income$3,351,0004,785
Provision for loan and lease losses$375,0002,203
Total noninterest income$920,0003,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$282,0004,159
Trading account gains and feesNANA
Additional Noninterest Income$638,0002,530
Total noninterest expense$4,380,0003,048
Salaries and employee benefits$2,082,0003,313
Premises and equipment expense$630,0003,123
Additional noninterest expense$1,668,0002,584
Pre-tax net operating income$-484,0009,833
Securities gains (losses)$7,0001,949
Applicable income taxes$08,765
Income before extraordinary items$-477,0009,884
Extraordinary gains, net$035
Net income$-477,0009,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,013
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-484,0009,865
1998-12-31 (YTD Data)Rank
Total interest income$5,749,0005,161
Total interest expense$3,209,0004,466
Net interest income$2,540,0005,790
Provision for loan and lease losses$300,0002,562
Total noninterest income$935,0003,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$241,0004,613
Trading account gains and feesNANA
Additional Noninterest Income$694,0002,403
Total noninterest expense$4,350,0002,978
Salaries and employee benefits$2,171,0003,089
Premises and equipment expense$534,0003,514
Additional noninterest expense$1,645,0002,543
Pre-tax net operating income$-1,175,00010,370
Securities gains (losses)$52,0001,697
Applicable income taxes$09,340
Income before extraordinary items$-1,123,00010,377
Extraordinary gains, net$032
Net income$-1,123,00010,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,126
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-1,175,00010,368
1997-12-31 (YTD Data)Rank
Total interest income$3,935,0006,717
Total interest expense$1,654,0007,000
Net interest income$2,281,0006,397
Provision for loan and lease losses$525,0001,706
Total noninterest income$270,0006,997
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0005,466
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,457
Total noninterest expense$2,586,0004,655
Salaries and employee benefits$1,300,0004,783
Premises and equipment expense$309,0005,364
Additional noninterest expense$977,0003,996
Pre-tax net operating income$-560,00010,761
Securities gains (losses)$-102,00010,766
Applicable income taxes$25,0009,639
Income before extraordinary items$-687,00010,805
Extraordinary gains, net$044
Net income$-687,00010,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,204
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-585,00010,765
1996-12-31 (YTD Data)Rank
Total interest income$3,792,0007,061
Total interest expense$1,554,0007,432
Net interest income$2,238,0006,687
Provision for loan and lease losses$459,0001,858
Total noninterest income$301,0006,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,499
Trading account gains and feesNANA
Additional Noninterest Income$153,0005,917
Total noninterest expense$1,473,0007,187
Salaries and employee benefits$752,0007,242
Premises and equipment expense$157,0007,897
Additional noninterest expense$564,0006,586
Pre-tax net operating income$607,0007,379
Securities gains (losses)$28,0001,737
Applicable income taxes$224,0006,786
Income before extraordinary items$411,0007,525
Extraordinary gains, net$053
Net income$411,0007,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$110,0006,518
Sale, conversion, retirement of capital stock, net$0953
Net operating income$392,8007,629
1995-12-31 (YTD Data)Rank
Total interest income$3,639,0007,380
Total interest expense$1,456,0007,805
Net interest income$2,183,0006,905
Provision for loan and lease losses$40,0006,618
Total noninterest income$345,0006,540
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,528
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,287
Total noninterest expense$1,407,0007,561
Salaries and employee benefits$704,0007,692
Premises and equipment expense$156,0008,119
Additional noninterest expense$547,0006,894
Pre-tax net operating income$1,081,0005,670
Securities gains (losses)$03,831
Applicable income taxes$311,0005,867
Income before extraordinary items$770,0005,595
Extraordinary gains, net$065
Net income$770,0005,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,500
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$770,0005,580
1994-12-31 (YTD Data)Rank
Total interest income$2,874,0008,283
Total interest expense$1,060,0008,440
Net interest income$1,814,0008,007
Provision for loan and lease losses$43,0006,473
Total noninterest income$254,0007,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0006,817
Trading account gains and feesNANA
Additional Noninterest Income$101,0007,482
Total noninterest expense$1,407,0007,891
Salaries and employee benefits$667,0008,139
Premises and equipment expense$158,0008,341
Additional noninterest expense$582,0007,164
Pre-tax net operating income$618,0007,904
Securities gains (losses)$-141,00011,754
Applicable income taxes$175,0007,810
Income before extraordinary items$302,0009,121
Extraordinary gains, net$0249
Net income$302,0009,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,043
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$392,2408,303
1993-12-31 (YTD Data)Rank
Total interest income$2,543,0009,106
Total interest expense$1,099,0008,689
Net interest income$1,444,0009,293
Provision for loan and lease losses$214,0003,766
Total noninterest income$539,0005,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0007,116
Trading account gains and feesNANA
Additional Noninterest Income$390,0003,812
Total noninterest expense$1,317,0008,450
Salaries and employee benefits$640,0008,474
Premises and equipment expense$181,0008,115
Additional noninterest expense$496,0008,251
Pre-tax net operating income$452,0009,009
Securities gains (losses)$1,0007,052
Applicable income taxes$62,00010,653
Income before extraordinary items$391,0008,526
Extraordinary gains, net$03,149
Net income$391,0008,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,836
Cash dividends$55,0007,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$390,1408,267
1992-12-31 (YTD Data)Rank
Total interest income$2,691,0009,552
Total interest expense$1,196,0009,620
Net interest income$1,495,0009,290
Provision for loan and lease losses$298,0004,183
Total noninterest income$412,0006,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0007,190
Trading account gains and feesNANA
Additional Noninterest Income$265,0004,781
Total noninterest expense$1,207,0009,004
Salaries and employee benefits$567,0009,108
Premises and equipment expense$165,0008,699
Additional noninterest expense$475,0008,697
Pre-tax net operating income$402,0009,233
Securities gains (losses)$2,0007,695
Applicable income taxes$145,0008,747
Income before extraordinary items$259,0009,796
Extraordinary gains, net$01,422
Net income$259,0009,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0003,744
Cash dividends$122,0006,169
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$257,7209,452

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.