Home > Ingraham State Bank > Income and Expense
Ingraham State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,080,000 | 11,150 |
Total interest expense | $492,000 | 11,045 |
Net interest income | $588,000 | 11,159 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $36,000 | 11,570 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 9,934 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 11,328 |
Total noninterest expense | $410,000 | 11,395 |
Salaries and employee benefits | $231,000 | 11,293 |
Premises and equipment expense | $41,000 | 11,355 |
Additional noninterest expense | $138,000 | 11,204 |
Pre-tax net operating income | $214,000 | 10,377 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $52,000 | 10,150 |
Income before extraordinary items | $162,000 | 10,346 |
Extraordinary gains, net | $0 | 65 |
Net income | $162,000 | 10,349 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-18,000 | 10,972 |
Cash dividends | $20,000 | 8,373 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $162,000 | 10,325 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $918,000 | 11,851 |
Total interest expense | $378,000 | 11,699 |
Net interest income | $540,000 | 11,887 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $35,000 | 12,197 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $22,000 | 10,503 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 11,916 |
Total noninterest expense | $398,000 | 12,051 |
Salaries and employee benefits | $217,000 | 11,938 |
Premises and equipment expense | $43,000 | 11,893 |
Additional noninterest expense | $138,000 | 11,935 |
Pre-tax net operating income | $177,000 | 11,075 |
Securities gains (losses) | $-2,000 | 9,023 |
Applicable income taxes | $52,000 | 10,415 |
Income before extraordinary items | $123,000 | 11,129 |
Extraordinary gains, net | $0 | 249 |
Net income | $123,000 | 11,135 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,341 |
Cash dividends | $20,000 | 8,568 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $124,400 | 11,163 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $907,000 | 12,490 |
Total interest expense | $370,000 | 12,358 |
Net interest income | $537,000 | 12,444 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $45,000 | 12,670 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $19,000 | 11,023 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 11,580 |
Total noninterest expense | $399,000 | 12,653 |
Salaries and employee benefits | $205,000 | 12,589 |
Premises and equipment expense | $28,000 | 12,902 |
Additional noninterest expense | $166,000 | 12,201 |
Pre-tax net operating income | $183,000 | 11,187 |
Securities gains (losses) | $21,000 | 4,601 |
Applicable income taxes | $70,000 | 10,475 |
Income before extraordinary items | $134,000 | 11,403 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $134,000 | 11,473 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-34,000 | 12,436 |
Cash dividends | $20,000 | 8,663 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $120,140 | 11,363 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,139,000 | 12,746 |
Total interest expense | $573,000 | 12,421 |
Net interest income | $566,000 | 12,858 |
Provision for loan and lease losses | $192,000 | 5,326 |
Total noninterest income | $35,000 | 13,454 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 11,340 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 13,064 |
Total noninterest expense | $381,000 | 13,259 |
Salaries and employee benefits | $198,000 | 13,184 |
Premises and equipment expense | $23,000 | 13,601 |
Additional noninterest expense | $160,000 | 12,788 |
Pre-tax net operating income | $28,000 | 12,552 |
Securities gains (losses) | $88,000 | 3,220 |
Applicable income taxes | $24,000 | 11,995 |
Income before extraordinary items | $92,000 | 12,035 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $92,000 | 12,095 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 5,553 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $22,480 | 12,526 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.