InfiBank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $47,512,000 | 694 |
| Total interest expense | $7,601,000 | 1,545 |
| Net interest income | $39,911,000 | 544 |
| Provision for loan and lease losses | $22,367,000 | 451 |
| Total noninterest income | $67,248,000 | 155 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $67,248,000 | 129 |
| Total noninterest expense | $61,481,000 | 373 |
| Salaries and employee benefits | $306,000 | 7,796 |
| Premises and equipment expense | $1,953,000 | 1,398 |
| Additional noninterest expense | $59,222,000 | 197 |
| Pre-tax net operating income | $23,311,000 | 201 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $9,531,000 | 170 |
| Income before extraordinary items | $13,780,000 | 236 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,780,000 | 237 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $13,780,000 | 237 |
| Net charge-offs | $15,185,000 | 500 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $13,780,000 | 242 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $34,587,000 | 733 |
| Total interest expense | $6,302,000 | 1,490 |
| Net interest income | $28,285,000 | 580 |
| Provision for loan and lease losses | $19,372,000 | 395 |
| Total noninterest income | $29,269,000 | 242 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,269,000 | 185 |
| Total noninterest expense | $48,970,000 | 352 |
| Salaries and employee benefits | $241,000 | 7,838 |
| Premises and equipment expense | $2,026,000 | 1,011 |
| Additional noninterest expense | $46,703,000 | 191 |
| Pre-tax net operating income | $-10,788,000 | 7,763 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,163,000 | 7,876 |
| Income before extraordinary items | $-6,625,000 | 7,671 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,625,000 | 7,671 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,625,000 | 7,671 |
| Net charge-offs | $11,609,000 | 458 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,625,000 | 7,684 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $23,399,000 | 743 |
| Total interest expense | $4,508,000 | 1,477 |
| Net interest income | $18,891,000 | 584 |
| Provision for loan and lease losses | $19,203,000 | 305 |
| Total noninterest income | $21,767,000 | 223 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,767,000 | 178 |
| Total noninterest expense | $33,845,000 | 340 |
| Salaries and employee benefits | $170,000 | 7,883 |
| Premises and equipment expense | $725,000 | 1,904 |
| Additional noninterest expense | $32,950,000 | 186 |
| Pre-tax net operating income | $-12,390,000 | 7,958 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-4,748,000 | 8,034 |
| Income before extraordinary items | $-7,642,000 | 7,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,642,000 | 7,902 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,642,000 | 7,902 |
| Net charge-offs | $9,304,000 | 398 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-7,642,000 | 7,907 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,486,000 | 691 |
| Total interest expense | $2,522,000 | 1,363 |
| Net interest income | $9,964,000 | 544 |
| Provision for loan and lease losses | $7,024,000 | 323 |
| Total noninterest income | $11,714,000 | 204 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,714,000 | 164 |
| Total noninterest expense | $16,821,000 | 322 |
| Salaries and employee benefits | $81,000 | 7,960 |
| Premises and equipment expense | $-126,000 | 8,246 |
| Additional noninterest expense | $16,866,000 | 171 |
| Pre-tax net operating income | $-2,167,000 | 7,853 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-863,000 | 7,970 |
| Income before extraordinary items | $-1,304,000 | 7,789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,304,000 | 7,790 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,304,000 | 7,790 |
| Net charge-offs | $3,917,000 | 377 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,304,000 | 7,781 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $56,493,000 | 657 |
| Total interest expense | $14,023,000 | 1,153 |
| Net interest income | $42,470,000 | 510 |
| Provision for loan and lease losses | $15,265,000 | 443 |
| Total noninterest income | $52,827,000 | 176 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $52,827,000 | 141 |
| Total noninterest expense | $69,491,000 | 320 |
| Salaries and employee benefits | $732,000 | 7,074 |
| Premises and equipment expense | $1,443,000 | 1,904 |
| Additional noninterest expense | $67,316,000 | 181 |
| Pre-tax net operating income | $10,541,000 | 508 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,951,000 | 691 |
| Income before extraordinary items | $8,590,000 | 454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,590,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,477,000 | 392 |
| Cash dividends | $37,300,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,590,000 | 474 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $42,663,000 | 675 |
| Total interest expense | $11,298,000 | 1,116 |
| Net interest income | $31,365,000 | 533 |
| Provision for loan and lease losses | $7,855,000 | 472 |
| Total noninterest income | $43,095,000 | 176 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,095,000 | 143 |
| Total noninterest expense | $53,463,000 | 307 |
| Salaries and employee benefits | $781,000 | 6,335 |
| Premises and equipment expense | $1,076,000 | 1,897 |
| Additional noninterest expense | $51,606,000 | 163 |
| Pre-tax net operating income | $13,142,000 | 398 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,588,000 | 336 |
| Income before extraordinary items | $8,554,000 | 427 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $8,554,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,657,000 | 328 |
| Cash dividends | $32,300,000 | 102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,554,000 | 448 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,417,000 | 659 |
| Total interest expense | $8,223,000 | 1,062 |
| Net interest income | $21,194,000 | 529 |
| Provision for loan and lease losses | $5,467,000 | 407 |
| Total noninterest income | $28,933,000 | 180 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,933,000 | 152 |
| Total noninterest expense | $36,684,000 | 299 |
| Salaries and employee benefits | $604,000 | 6,027 |
| Premises and equipment expense | $707,000 | 1,915 |
| Additional noninterest expense | $35,373,000 | 156 |
| Pre-tax net operating income | $7,976,000 | 458 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,671,000 | 410 |
| Income before extraordinary items | $5,305,000 | 523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,305,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,575,000 | 274 |
| Cash dividends | $32,300,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,305,000 | 510 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,228,000 | 586 |
| Total interest expense | $5,074,000 | 907 |
| Net interest income | $12,154,000 | 466 |
| Provision for loan and lease losses | $3,981,000 | 255 |
| Total noninterest income | $16,817,000 | 163 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,817,000 | 130 |
| Total noninterest expense | $19,565,000 | 273 |
| Salaries and employee benefits | $298,000 | 6,100 |
| Premises and equipment expense | $338,000 | 2,011 |
| Additional noninterest expense | $18,929,000 | 145 |
| Pre-tax net operating income | $5,425,000 | 373 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,854,000 | 366 |
| Income before extraordinary items | $3,571,000 | 414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,571,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,085,000 | 225 |
| Cash dividends | $32,300,000 | 40 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,571,000 | 400 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $58,157,000 | 715 |
| Total interest expense | $19,719,000 | 994 |
| Net interest income | $38,438,000 | 587 |
| Provision for loan and lease losses | $9,483,000 | 263 |
| Total noninterest income | $79,947,000 | 143 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,947,000 | 110 |
| Total noninterest expense | $71,057,000 | 291 |
| Salaries and employee benefits | $871,000 | 6,792 |
| Premises and equipment expense | $458,000 | 4,620 |
| Additional noninterest expense | $69,728,000 | 140 |
| Pre-tax net operating income | $37,845,000 | 285 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,884,000 | 258 |
| Income before extraordinary items | $23,961,000 | 316 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $23,961,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,567,000 | 199 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $23,961,000 | 311 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $40,569,000 | 765 |
| Total interest expense | $14,350,000 | 1,023 |
| Net interest income | $26,219,000 | 633 |
| Provision for loan and lease losses | $6,939,000 | 203 |
| Total noninterest income | $60,509,000 | 145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,509,000 | 113 |
| Total noninterest expense | $53,518,000 | 282 |
| Salaries and employee benefits | $604,000 | 6,931 |
| Premises and equipment expense | $126,000 | 7,037 |
| Additional noninterest expense | $52,788,000 | 137 |
| Pre-tax net operating income | $26,271,000 | 333 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,059,000 | 286 |
| Income before extraordinary items | $16,212,000 | 370 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $16,212,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,531,000 | 159 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $16,212,000 | 366 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,180,000 | 914 |
| Total interest expense | $8,534,000 | 1,159 |
| Net interest income | $14,646,000 | 780 |
| Provision for loan and lease losses | $4,489,000 | 180 |
| Total noninterest income | $33,244,000 | 172 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,244,000 | 137 |
| Total noninterest expense | $35,050,000 | 291 |
| Salaries and employee benefits | $427,000 | 6,855 |
| Premises and equipment expense | $22,000 | 8,334 |
| Additional noninterest expense | $34,601,000 | 144 |
| Pre-tax net operating income | $8,351,000 | 602 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,249,000 | 510 |
| Income before extraordinary items | $5,102,000 | 715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,102,000 | 714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,478,000 | 153 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,102,000 | 707 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,350,000 | 927 |
| Total interest expense | $3,711,000 | 1,337 |
| Net interest income | $7,639,000 | 734 |
| Provision for loan and lease losses | $2,782,000 | 142 |
| Total noninterest income | $10,726,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,726,000 | 166 |
| Total noninterest expense | $16,666,000 | 312 |
| Salaries and employee benefits | $237,000 | 6,661 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $16,417,000 | 145 |
| Pre-tax net operating income | $-1,083,000 | 8,596 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-469,000 | 8,610 |
| Income before extraordinary items | $-614,000 | 8,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-614,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,589,000 | 139 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-614,000 | 8,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,037,000 | 881 |
| Total interest expense | $13,228,000 | 1,279 |
| Net interest income | $30,809,000 | 713 |
| Provision for loan and lease losses | $2,450,000 | 468 |
| Total noninterest income | $48,472,000 | 197 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,472,000 | 150 |
| Total noninterest expense | $63,670,000 | 314 |
| Salaries and employee benefits | $1,083,000 | 6,205 |
| Premises and equipment expense | $34,000 | 8,495 |
| Additional noninterest expense | $62,553,000 | 151 |
| Pre-tax net operating income | $13,161,000 | 764 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,822,000 | 652 |
| Income before extraordinary items | $8,339,000 | 908 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,339,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,693,000 | 163 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,339,000 | 895 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $31,458,000 | 934 |
| Total interest expense | $9,663,000 | 1,276 |
| Net interest income | $21,795,000 | 778 |
| Provision for loan and lease losses | $2,055,000 | 388 |
| Total noninterest income | $33,236,000 | 224 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,236,000 | 170 |
| Total noninterest expense | $46,316,000 | 331 |
| Salaries and employee benefits | $631,000 | 6,826 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $45,661,000 | 161 |
| Pre-tax net operating income | $6,660,000 | 1,147 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,354,000 | 957 |
| Income before extraordinary items | $4,306,000 | 1,313 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,306,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,235,000 | 153 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,306,000 | 1,301 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,609,000 | 931 |
| Total interest expense | $5,922,000 | 1,319 |
| Net interest income | $14,687,000 | 767 |
| Provision for loan and lease losses | $1,070,000 | 478 |
| Total noninterest income | $21,202,000 | 235 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,202,000 | 180 |
| Total noninterest expense | $30,994,000 | 335 |
| Salaries and employee benefits | $404,000 | 6,954 |
| Premises and equipment expense | $17,000 | 8,587 |
| Additional noninterest expense | $30,573,000 | 163 |
| Pre-tax net operating income | $3,825,000 | 1,323 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,353,000 | 1,088 |
| Income before extraordinary items | $2,472,000 | 1,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,472,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,384,000 | 159 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,472,000 | 1,476 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,994,000 | 1,036 |
| Total interest expense | $2,754,000 | 1,342 |
| Net interest income | $6,240,000 | 906 |
| Provision for loan and lease losses | $2,099,000 | 158 |
| Total noninterest income | $10,017,000 | 247 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,017,000 | 186 |
| Total noninterest expense | $14,854,000 | 340 |
| Salaries and employee benefits | $131,000 | 7,857 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $14,714,000 | 169 |
| Pre-tax net operating income | $-696,000 | 8,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-358,000 | 8,759 |
| Income before extraordinary items | $-338,000 | 8,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-338,000 | 8,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,301,000 | 131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-338,000 | 8,645 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,570,000 | 984 |
| Total interest expense | $7,208,000 | 1,571 |
| Net interest income | $26,362,000 | 803 |
| Provision for loan and lease losses | $9,473,000 | 148 |
| Total noninterest income | $29,748,000 | 291 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,748,000 | 226 |
| Total noninterest expense | $58,399,000 | 339 |
| Salaries and employee benefits | $603,000 | 7,612 |
| Premises and equipment expense | $35,000 | 8,634 |
| Additional noninterest expense | $57,761,000 | 175 |
| Pre-tax net operating income | $-11,762,000 | 8,830 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-4,666,000 | 8,826 |
| Income before extraordinary items | $-7,096,000 | 8,824 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-7,096,000 | 8,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,784,000 | 195 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-7,096,000 | 8,814 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,737,000 | 966 |
| Total interest expense | $4,851,000 | 1,662 |
| Net interest income | $19,886,000 | 789 |
| Provision for loan and lease losses | $8,775,000 | 118 |
| Total noninterest income | $21,817,000 | 300 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,817,000 | 232 |
| Total noninterest expense | $41,695,000 | 348 |
| Salaries and employee benefits | $490,000 | 7,409 |
| Premises and equipment expense | $27,000 | 8,620 |
| Additional noninterest expense | $41,178,000 | 178 |
| Pre-tax net operating income | $-8,767,000 | 8,852 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-3,702,000 | 8,851 |
| Income before extraordinary items | $-5,065,000 | 8,848 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-5,065,000 | 8,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,137,000 | 204 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-5,065,000 | 8,835 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,960,000 | 1,030 |
| Total interest expense | $2,872,000 | 1,762 |
| Net interest income | $12,088,000 | 866 |
| Provision for loan and lease losses | $4,732,000 | 129 |
| Total noninterest income | $15,217,000 | 291 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,217,000 | 224 |
| Total noninterest expense | $27,093,000 | 349 |
| Salaries and employee benefits | $330,000 | 7,395 |
| Premises and equipment expense | $17,000 | 8,642 |
| Additional noninterest expense | $26,746,000 | 176 |
| Pre-tax net operating income | $-4,520,000 | 8,856 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,906,000 | 8,857 |
| Income before extraordinary items | $-2,614,000 | 8,853 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-2,614,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,074,000 | 172 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-2,614,000 | 8,840 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 1,177 |
| Total interest expense | $1,261,000 | 1,880 |
| Net interest income | $5,265,000 | 983 |
| Provision for loan and lease losses | $1,736,000 | 170 |
| Total noninterest income | $8,111,000 | 267 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,111,000 | 215 |
| Total noninterest expense | $11,158,000 | 417 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $10,980,000 | 199 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $164,000 | 2,951 |
| Income before extraordinary items | $318,000 | 4,205 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $318,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,380,000 | 188 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $318,000 | 4,159 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,206,000 | 1,271 |
| Total interest expense | $2,200,000 | 3,371 |
| Net interest income | $20,006,000 | 991 |
| Provision for loan and lease losses | $5,441,000 | 233 |
| Total noninterest income | $38,077,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,077,000 | 199 |
| Total noninterest expense | $47,529,000 | 389 |
| Salaries and employee benefits | $554,000 | 7,825 |
| Premises and equipment expense | $33,000 | 8,781 |
| Additional noninterest expense | $46,942,000 | 197 |
| Pre-tax net operating income | $5,113,000 | 1,663 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,840,000 | 1,375 |
| Income before extraordinary items | $3,273,000 | 1,924 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,273,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,879,000 | 276 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,273,000 | 1,878 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,836,000 | 1,329 |
| Total interest expense | $1,358,000 | 3,901 |
| Net interest income | $14,478,000 | 1,020 |
| Provision for loan and lease losses | $3,369,000 | 288 |
| Total noninterest income | $56,213,000 | 185 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,213,000 | 144 |
| Total noninterest expense | $55,268,000 | 280 |
| Salaries and employee benefits | $428,000 | 7,717 |
| Premises and equipment expense | $23,000 | 8,831 |
| Additional noninterest expense | $54,817,000 | 152 |
| Pre-tax net operating income | $12,054,000 | 587 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,581,000 | 518 |
| Income before extraordinary items | $7,473,000 | 682 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,473,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,972,000 | 263 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,473,000 | 653 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,602,000 | 1,305 |
| Total interest expense | $825,000 | 4,187 |
| Net interest income | $9,777,000 | 990 |
| Provision for loan and lease losses | $1,177,000 | 467 |
| Total noninterest income | $44,790,000 | 164 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,790,000 | 130 |
| Total noninterest expense | $44,251,000 | 241 |
| Salaries and employee benefits | $302,000 | 7,657 |
| Premises and equipment expense | $18,000 | 8,826 |
| Additional noninterest expense | $43,931,000 | 132 |
| Pre-tax net operating income | $9,139,000 | 525 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,506,000 | 472 |
| Income before extraordinary items | $5,633,000 | 603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,633,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,455,000 | 231 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,633,000 | 574 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 1,034 |
| Total interest expense | $435,000 | 4,071 |
| Net interest income | $6,278,000 | 776 |
| Provision for loan and lease losses | $-924,000 | 9,092 |
| Total noninterest income | $36,683,000 | 127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,683,000 | 95 |
| Total noninterest expense | $35,306,000 | 180 |
| Salaries and employee benefits | $153,000 | 7,649 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $35,143,000 | 100 |
| Pre-tax net operating income | $8,579,000 | 329 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,325,000 | 307 |
| Income before extraordinary items | $5,254,000 | 369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,254,000 | 369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 261 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,254,000 | 351 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,034,000 | 1,509 |
| Total interest expense | $2,100,000 | 3,877 |
| Net interest income | $16,934,000 | 1,144 |
| Provision for loan and lease losses | $5,597,000 | 313 |
| Total noninterest income | $34,598,000 | 276 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,598,000 | 229 |
| Total noninterest expense | $37,431,000 | 484 |
| Salaries and employee benefits | $585,000 | 7,760 |
| Premises and equipment expense | $47,000 | 8,809 |
| Additional noninterest expense | $36,799,000 | 228 |
| Pre-tax net operating income | $8,504,000 | 984 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,989,000 | 926 |
| Income before extraordinary items | $5,515,000 | 1,161 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,515,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,766,000 | 342 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,515,000 | 1,103 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,716,000 | 1,715 |
| Total interest expense | $1,609,000 | 3,928 |
| Net interest income | $11,107,000 | 1,320 |
| Provision for loan and lease losses | $4,124,000 | 317 |
| Total noninterest income | $21,230,000 | 337 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,230,000 | 260 |
| Total noninterest expense | $23,804,000 | 562 |
| Salaries and employee benefits | $442,000 | 7,701 |
| Premises and equipment expense | $35,000 | 8,854 |
| Additional noninterest expense | $23,327,000 | 261 |
| Pre-tax net operating income | $4,409,000 | 1,458 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,375,000 | 1,434 |
| Income before extraordinary items | $3,034,000 | 1,593 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,034,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,118,000 | 316 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,034,000 | 1,525 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 1,739 |
| Total interest expense | $1,072,000 | 4,025 |
| Net interest income | $7,337,000 | 1,338 |
| Provision for loan and lease losses | $2,755,000 | 311 |
| Total noninterest income | $15,114,000 | 316 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,114,000 | 246 |
| Total noninterest expense | $15,892,000 | 561 |
| Salaries and employee benefits | $298,000 | 7,709 |
| Premises and equipment expense | $27,000 | 8,765 |
| Additional noninterest expense | $15,567,000 | 255 |
| Pre-tax net operating income | $3,804,000 | 1,130 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,413,000 | 1,035 |
| Income before extraordinary items | $2,391,000 | 1,381 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,391,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,212,000 | 306 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,391,000 | 1,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 1,984 |
| Total interest expense | $543,000 | 4,091 |
| Net interest income | $3,140,000 | 1,552 |
| Provision for loan and lease losses | $592,000 | 565 |
| Total noninterest income | $9,563,000 | 271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,563,000 | 218 |
| Total noninterest expense | $8,723,000 | 519 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $8,559,000 | 242 |
| Pre-tax net operating income | $3,388,000 | 670 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,310,000 | 623 |
| Income before extraordinary items | $2,078,000 | 812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,078,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 326 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,078,000 | 751 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,101,000 | 2,341 |
| Total interest expense | $1,443,000 | 5,848 |
| Net interest income | $11,658,000 | 1,665 |
| Provision for loan and lease losses | $5,377,000 | 364 |
| Total noninterest income | $27,536,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,536,000 | 251 |
| Total noninterest expense | $24,339,000 | 672 |
| Salaries and employee benefits | $515,000 | 8,086 |
| Premises and equipment expense | $47,000 | 8,947 |
| Additional noninterest expense | $23,777,000 | 307 |
| Pre-tax net operating income | $9,478,000 | 908 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,712,000 | 776 |
| Income before extraordinary items | $5,766,000 | 1,086 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,766,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,550,000 | 660 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,766,000 | 1,042 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,852,000 | 3,089 |
| Total interest expense | $1,274,000 | 7,450 |
| Net interest income | $9,578,000 | 1,859 |
| Provision for loan and lease losses | $1,133,000 | 1,137 |
| Total noninterest income | $9,104,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,104,000 | 441 |
| Total noninterest expense | $13,379,000 | 1,103 |
| Salaries and employee benefits | $498,000 | 8,191 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $12,810,000 | 479 |
| Pre-tax net operating income | $4,170,000 | 1,700 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,232,000 | 1,776 |
| Income before extraordinary items | $2,938,000 | 1,794 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,938,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 1,054 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,938,000 | 1,728 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 8,236 |
| Total interest expense | $849,000 | 8,541 |
| Net interest income | $1,342,000 | 7,773 |
| Provision for loan and lease losses | $1,274,000 | 869 |
| Total noninterest income | $3,273,000 | 1,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,273,000 | 815 |
| Total noninterest expense | $2,067,000 | 5,556 |
| Salaries and employee benefits | $191,000 | 9,652 |
| Premises and equipment expense | $31,000 | 9,657 |
| Additional noninterest expense | $1,845,000 | 2,328 |
| Pre-tax net operating income | $1,274,000 | 4,558 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $383,000 | 4,069 |
| Income before extraordinary items | $891,000 | 4,714 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $891,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,237 |
| Cash dividends | $13,500,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $891,000 | 4,712 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,797 |
| Total interest expense | $2,049,000 | 5,917 |
| Net interest income | $1,478,000 | 7,630 |
| Provision for loan and lease losses | $293,000 | 2,737 |
| Total noninterest income | $2,841,000 | 1,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,841,000 | 924 |
| Total noninterest expense | $3,090,000 | 4,112 |
| Salaries and employee benefits | $368,000 | 9,074 |
| Premises and equipment expense | $75,000 | 9,124 |
| Additional noninterest expense | $2,647,000 | 1,685 |
| Pre-tax net operating income | $936,000 | 5,504 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-895,000 | 10,162 |
| Income before extraordinary items | $1,831,000 | 2,768 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,831,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,164 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,831,000 | 2,736 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 9,449 |
| Total interest expense | $987,000 | 8,456 |
| Net interest income | $386,000 | 10,098 |
| Provision for loan and lease losses | $369,000 | 2,205 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $3,521,000 | 3,590 |
| Salaries and employee benefits | $243,000 | 9,906 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $3,226,000 | 1,362 |
| Pre-tax net operating income | $-3,504,000 | 10,435 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-3,504,000 | 10,434 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,504,000 | 10,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 62 |
| Net operating income | $-3,504,000 | 10,421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.