Home > Inez Deposit Bank, FSB > Income and Expense
Inez Deposit Bank, FSB, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 6,575 |
| Total interest expense | $289,000 | 5,806 |
| Net interest income | $706,000 | 6,713 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $139,000 | 5,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,074 |
| Total noninterest expense | $843,000 | 6,209 |
| Salaries and employee benefits | $298,000 | 6,798 |
| Premises and equipment expense | $126,000 | 5,671 |
| Additional noninterest expense | $419,000 | 5,416 |
| Pre-tax net operating income | $2,000 | 6,183 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-13,000 | 6,889 |
| Income before extraordinary items | $15,000 | 6,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 6,226 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $15,000 | 6,226 |
| Net charge-offs | $92,000 | 3,925 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $15,000 | 6,149 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 6,609 |
| Total interest expense | $148,000 | 5,864 |
| Net interest income | $353,000 | 6,739 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $68,000 | 5,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $68,000 | 4,183 |
| Total noninterest expense | $419,000 | 6,264 |
| Salaries and employee benefits | $149,000 | 6,842 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $206,000 | 5,459 |
| Pre-tax net operating income | $2,000 | 6,305 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-8,000 | 6,983 |
| Income before extraordinary items | $10,000 | 6,260 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,000 | 6,259 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,000 | 6,260 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $10,000 | 6,225 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 6,653 |
| Total interest expense | $634,000 | 6,154 |
| Net interest income | $1,480,000 | 6,728 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $340,000 | 5,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $340,000 | 3,768 |
| Total noninterest expense | $1,678,000 | 6,326 |
| Salaries and employee benefits | $583,000 | 6,963 |
| Premises and equipment expense | $231,000 | 5,941 |
| Additional noninterest expense | $864,000 | 5,441 |
| Pre-tax net operating income | $112,000 | 5,441 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $109,000 | 5,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $109,000 | 5,575 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $109,000 | 5,575 |
| Net charge-offs | $7,000 | 6,639 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $109,000 | 5,449 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,738 |
| Total interest expense | $481,000 | 6,272 |
| Net interest income | $1,122,000 | 6,810 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $262,000 | 5,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $262,000 | 3,756 |
| Total noninterest expense | $1,298,000 | 6,331 |
| Salaries and employee benefits | $457,000 | 6,950 |
| Premises and equipment expense | $183,000 | 5,911 |
| Additional noninterest expense | $658,000 | 5,419 |
| Pre-tax net operating income | $56,000 | 5,784 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-9,000 | 6,836 |
| Income before extraordinary items | $65,000 | 5,883 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $65,000 | 5,885 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $65,000 | 5,885 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $65,000 | 5,739 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 6,756 |
| Total interest expense | $325,000 | 6,348 |
| Net interest income | $766,000 | 6,820 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $168,000 | 5,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $168,000 | 3,808 |
| Total noninterest expense | $869,000 | 6,359 |
| Salaries and employee benefits | $307,000 | 6,992 |
| Premises and equipment expense | $119,000 | 5,968 |
| Additional noninterest expense | $443,000 | 5,413 |
| Pre-tax net operating income | $35,000 | 5,897 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-6,000 | 6,896 |
| Income before extraordinary items | $41,000 | 5,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 5,960 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $41,000 | 5,959 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,861 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 6,828 |
| Total interest expense | $166,000 | 6,442 |
| Net interest income | $383,000 | 6,888 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $442,000 | 6,411 |
| Salaries and employee benefits | $159,000 | 7,026 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $222,000 | 5,439 |
| Pre-tax net operating income | $-1,000 | 6,270 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-12,000 | 7,126 |
| Income before extraordinary items | $11,000 | 6,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 6,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $11,000 | 6,238 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $11,000 | 6,128 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 6,865 |
| Total interest expense | $714,000 | 6,654 |
| Net interest income | $1,555,000 | 6,830 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $281,000 | 5,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $281,000 | 4,067 |
| Total noninterest expense | $1,809,000 | 6,441 |
| Salaries and employee benefits | $882,000 | 6,511 |
| Premises and equipment expense | $304,000 | 5,610 |
| Additional noninterest expense | $623,000 | 6,379 |
| Pre-tax net operating income | $-33,000 | 5,483 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-58,000 | 6,470 |
| Income before extraordinary items | $25,000 | 5,437 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $25,000 | 5,436 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $25,000 | 5,436 |
| Net charge-offs | $27,000 | 6,547 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $25,000 | 5,393 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 6,946 |
| Total interest expense | $537,000 | 6,776 |
| Net interest income | $1,168,000 | 6,871 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $228,000 | 5,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $228,000 | 4,064 |
| Total noninterest expense | $1,390,000 | 6,424 |
| Salaries and employee benefits | $749,000 | 6,276 |
| Premises and equipment expense | $247,000 | 5,498 |
| Additional noninterest expense | $394,000 | 6,720 |
| Pre-tax net operating income | $-39,000 | 5,767 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-45,000 | 6,805 |
| Income before extraordinary items | $6,000 | 5,750 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,000 | 5,750 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,000 | 5,750 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,000 | 5,693 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,013 |
| Total interest expense | $355,000 | 6,904 |
| Net interest income | $783,000 | 6,884 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $149,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $149,000 | 4,137 |
| Total noninterest expense | $948,000 | 6,421 |
| Salaries and employee benefits | $493,000 | 6,373 |
| Premises and equipment expense | $196,000 | 5,130 |
| Additional noninterest expense | $259,000 | 6,777 |
| Pre-tax net operating income | $-46,000 | 5,952 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-36,000 | 6,945 |
| Income before extraordinary items | $-10,000 | 5,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,000 | 5,956 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-10,000 | 5,956 |
| Net charge-offs | $-4,000 | 7,749 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,000 | 5,883 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,075 |
| Total interest expense | $174,000 | 7,014 |
| Net interest income | $389,000 | 6,924 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $74,000 | 5,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $74,000 | 4,148 |
| Total noninterest expense | $452,000 | 6,492 |
| Salaries and employee benefits | $245,000 | 6,433 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $107,000 | 6,982 |
| Pre-tax net operating income | $-4,000 | 6,259 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $5,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 6,345 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $5,000 | 6,345 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,000 | 6,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 6,978 |
| Total interest expense | $818,000 | 7,101 |
| Net interest income | $1,683,000 | 6,782 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $287,000 | 5,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $287,000 | 4,182 |
| Total noninterest expense | $1,695,000 | 6,619 |
| Salaries and employee benefits | $958,000 | 6,506 |
| Premises and equipment expense | $363,000 | 5,341 |
| Additional noninterest expense | $374,000 | 7,150 |
| Pre-tax net operating income | $235,000 | 5,650 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $26,000 | 4,165 |
| Income before extraordinary items | $209,000 | 5,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $209,000 | 5,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,477 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $209,000 | 5,609 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 7,036 |
| Total interest expense | $629,000 | 7,167 |
| Net interest income | $1,261,000 | 6,837 |
| Provision for loan and lease losses | $15,000 | 6,618 |
| Total noninterest income | $214,000 | 5,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 4,294 |
| Total noninterest expense | $1,266,000 | 6,626 |
| Salaries and employee benefits | $726,000 | 6,514 |
| Premises and equipment expense | $263,000 | 5,450 |
| Additional noninterest expense | $277,000 | 7,171 |
| Pre-tax net operating income | $194,000 | 6,061 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $26,000 | 4,478 |
| Income before extraordinary items | $168,000 | 5,854 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $168,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,783 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $168,000 | 6,028 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 7,094 |
| Total interest expense | $432,000 | 7,237 |
| Net interest income | $838,000 | 6,867 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $139,000 | 6,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $139,000 | 4,437 |
| Total noninterest expense | $819,000 | 6,736 |
| Salaries and employee benefits | $469,000 | 6,636 |
| Premises and equipment expense | $175,000 | 5,499 |
| Additional noninterest expense | $175,000 | 7,270 |
| Pre-tax net operating income | $143,000 | 6,157 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $22,000 | 4,624 |
| Income before extraordinary items | $121,000 | 6,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $121,000 | 6,134 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 7,157 |
| Total interest expense | $221,000 | 7,335 |
| Net interest income | $424,000 | 6,893 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $394,000 | 6,852 |
| Salaries and employee benefits | $224,000 | 6,765 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $79,000 | 7,440 |
| Pre-tax net operating income | $92,000 | 6,092 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $74,000 | 6,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $74,000 | 6,127 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 7,118 |
| Total interest expense | $952,000 | 7,248 |
| Net interest income | $1,669,000 | 6,914 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $290,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $290,000 | 4,303 |
| Total noninterest expense | $1,508,000 | 6,907 |
| Salaries and employee benefits | $816,000 | 6,930 |
| Premises and equipment expense | $337,000 | 5,506 |
| Additional noninterest expense | $355,000 | 7,277 |
| Pre-tax net operating income | $436,000 | 6,173 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,541 |
| Income before extraordinary items | $344,000 | 6,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $344,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $344,000 | 6,246 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 7,166 |
| Total interest expense | $711,000 | 7,280 |
| Net interest income | $1,250,000 | 6,955 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $208,000 | 6,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,415 |
| Total noninterest expense | $1,125,000 | 6,904 |
| Salaries and employee benefits | $623,000 | 6,870 |
| Premises and equipment expense | $261,000 | 5,421 |
| Additional noninterest expense | $241,000 | 7,427 |
| Pre-tax net operating income | $318,000 | 6,498 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $69,000 | 4,732 |
| Income before extraordinary items | $249,000 | 6,572 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $249,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $249,000 | 6,553 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 7,179 |
| Total interest expense | $465,000 | 7,335 |
| Net interest income | $854,000 | 6,951 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $134,000 | 6,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $134,000 | 4,530 |
| Total noninterest expense | $752,000 | 6,937 |
| Salaries and employee benefits | $416,000 | 6,922 |
| Premises and equipment expense | $182,000 | 5,314 |
| Additional noninterest expense | $154,000 | 7,531 |
| Pre-tax net operating income | $236,000 | 6,436 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $54,000 | 4,693 |
| Income before extraordinary items | $182,000 | 6,511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $182,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $182,000 | 6,505 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 7,195 |
| Total interest expense | $231,000 | 7,368 |
| Net interest income | $431,000 | 6,950 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $389,000 | 6,895 |
| Salaries and employee benefits | $210,000 | 6,925 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $84,000 | 7,408 |
| Pre-tax net operating income | $101,000 | 6,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $80,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $80,000 | 6,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 7,070 |
| Total interest expense | $906,000 | 7,111 |
| Net interest income | $1,684,000 | 6,953 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $284,000 | 6,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $284,000 | 4,418 |
| Total noninterest expense | $1,471,000 | 6,954 |
| Salaries and employee benefits | $789,000 | 6,995 |
| Premises and equipment expense | $337,000 | 5,428 |
| Additional noninterest expense | $345,000 | 7,344 |
| Pre-tax net operating income | $452,000 | 6,637 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $95,000 | 5,003 |
| Income before extraordinary items | $357,000 | 6,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $357,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,290 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $357,000 | 6,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 7,119 |
| Total interest expense | $669,000 | 7,140 |
| Net interest income | $1,269,000 | 7,022 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $217,000 | 6,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $1,118,000 | 6,926 |
| Salaries and employee benefits | $602,000 | 6,933 |
| Premises and equipment expense | $258,000 | 5,373 |
| Additional noninterest expense | $258,000 | 7,358 |
| Pre-tax net operating income | $323,000 | 6,913 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $65,000 | 5,264 |
| Income before extraordinary items | $258,000 | 6,934 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $258,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,251 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $258,000 | 6,937 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 7,146 |
| Total interest expense | $436,000 | 7,133 |
| Net interest income | $846,000 | 7,066 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $149,000 | 6,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $149,000 | 4,331 |
| Total noninterest expense | $749,000 | 6,940 |
| Salaries and employee benefits | $402,000 | 6,964 |
| Premises and equipment expense | $172,000 | 5,374 |
| Additional noninterest expense | $175,000 | 7,338 |
| Pre-tax net operating income | $201,000 | 7,079 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $38,000 | 5,424 |
| Income before extraordinary items | $163,000 | 7,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $163,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,323 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $163,000 | 7,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,188 |
| Total interest expense | $215,000 | 7,092 |
| Net interest income | $409,000 | 7,160 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $384,000 | 6,873 |
| Salaries and employee benefits | $203,000 | 6,957 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $90,000 | 7,293 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $68,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $68,000 | 7,226 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 7,077 |
| Total interest expense | $741,000 | 6,927 |
| Net interest income | $1,678,000 | 7,058 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $315,000 | 6,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $315,000 | 4,229 |
| Total noninterest expense | $1,500,000 | 6,880 |
| Salaries and employee benefits | $785,000 | 6,983 |
| Premises and equipment expense | $343,000 | 5,351 |
| Additional noninterest expense | $372,000 | 7,243 |
| Pre-tax net operating income | $478,000 | 6,822 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $102,000 | 5,353 |
| Income before extraordinary items | $381,000 | 6,855 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $381,000 | 6,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,613 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $377,050 | 6,840 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 7,113 |
| Total interest expense | $537,000 | 6,932 |
| Net interest income | $1,264,000 | 7,079 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $232,000 | 6,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,264 |
| Total noninterest expense | $1,117,000 | 6,903 |
| Salaries and employee benefits | $596,000 | 6,948 |
| Premises and equipment expense | $260,000 | 5,309 |
| Additional noninterest expense | $261,000 | 7,378 |
| Pre-tax net operating income | $364,000 | 6,930 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $79,000 | 5,452 |
| Income before extraordinary items | $290,000 | 6,971 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $290,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $286,050 | 6,956 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 7,080 |
| Total interest expense | $351,000 | 6,888 |
| Net interest income | $847,000 | 7,066 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $153,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 4,276 |
| Total noninterest expense | $737,000 | 6,942 |
| Salaries and employee benefits | $396,000 | 6,942 |
| Premises and equipment expense | $175,000 | 5,260 |
| Additional noninterest expense | $166,000 | 7,447 |
| Pre-tax net operating income | $248,000 | 6,932 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $55,000 | 5,432 |
| Income before extraordinary items | $198,000 | 6,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $194,100 | 6,927 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,144 |
| Total interest expense | $172,000 | 6,893 |
| Net interest income | $418,000 | 7,150 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $77,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $369,000 | 6,989 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $80,000 | 7,570 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,050 | 7,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 7,060 |
| Total interest expense | $586,000 | 6,993 |
| Net interest income | $1,744,000 | 6,979 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $359,000 | 6,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $359,000 | 3,914 |
| Total noninterest expense | $1,499,000 | 6,884 |
| Salaries and employee benefits | $781,000 | 7,002 |
| Premises and equipment expense | $339,000 | 5,321 |
| Additional noninterest expense | $379,000 | 7,242 |
| Pre-tax net operating income | $574,000 | 6,476 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $126,000 | 5,286 |
| Income before extraordinary items | $458,000 | 6,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $458,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $450,200 | 6,484 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 7,078 |
| Total interest expense | $428,000 | 7,058 |
| Net interest income | $1,321,000 | 6,968 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $269,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $269,000 | 3,936 |
| Total noninterest expense | $1,070,000 | 6,991 |
| Salaries and employee benefits | $574,000 | 7,009 |
| Premises and equipment expense | $245,000 | 5,405 |
| Additional noninterest expense | $251,000 | 7,485 |
| Pre-tax net operating income | $505,000 | 6,298 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $116,000 | 5,171 |
| Income before extraordinary items | $394,000 | 6,371 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $394,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $390,150 | 6,312 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 7,101 |
| Total interest expense | $280,000 | 7,138 |
| Net interest income | $891,000 | 6,971 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $160,000 | 6,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $160,000 | 4,180 |
| Total noninterest expense | $700,000 | 7,092 |
| Salaries and employee benefits | $363,000 | 7,206 |
| Premises and equipment expense | $168,000 | 5,352 |
| Additional noninterest expense | $169,000 | 7,496 |
| Pre-tax net operating income | $351,000 | 6,178 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $79,000 | 5,131 |
| Income before extraordinary items | $277,000 | 6,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $273,100 | 6,167 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,119 |
| Total interest expense | $140,000 | 7,197 |
| Net interest income | $451,000 | 6,968 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $343,000 | 7,178 |
| Salaries and employee benefits | $177,000 | 7,312 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $183,000 | 6,018 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $145,600 | 5,968 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 7,168 |
| Total interest expense | $686,000 | 7,088 |
| Net interest income | $1,696,000 | 7,069 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $313,000 | 6,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $313,000 | 4,422 |
| Total noninterest expense | $1,315,000 | 7,237 |
| Salaries and employee benefits | $699,000 | 7,300 |
| Premises and equipment expense | $265,000 | 6,022 |
| Additional noninterest expense | $351,000 | 7,440 |
| Pre-tax net operating income | $679,000 | 6,078 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $184,000 | 5,039 |
| Income before extraordinary items | $551,000 | 6,129 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $551,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $509,000 | 6,140 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 7,237 |
| Total interest expense | $537,000 | 7,138 |
| Net interest income | $1,252,000 | 7,156 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $227,000 | 6,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,546 |
| Total noninterest expense | $962,000 | 7,297 |
| Salaries and employee benefits | $518,000 | 7,309 |
| Premises and equipment expense | $200,000 | 6,009 |
| Additional noninterest expense | $244,000 | 7,615 |
| Pre-tax net operating income | $502,000 | 6,273 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $125,000 | 5,331 |
| Income before extraordinary items | $396,000 | 6,376 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $396,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $381,560 | 6,293 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 7,302 |
| Total interest expense | $376,000 | 7,147 |
| Net interest income | $818,000 | 7,217 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $156,000 | 6,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $156,000 | 4,509 |
| Total noninterest expense | $632,000 | 7,355 |
| Salaries and employee benefits | $340,000 | 7,371 |
| Premises and equipment expense | $131,000 | 6,040 |
| Additional noninterest expense | $161,000 | 7,629 |
| Pre-tax net operating income | $327,000 | 6,317 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $84,000 | 5,355 |
| Income before extraordinary items | $262,000 | 6,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $262,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $247,560 | 6,344 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,252 |
| Total interest expense | $194,000 | 7,165 |
| Net interest income | $420,000 | 7,157 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $318,000 | 7,376 |
| Salaries and employee benefits | $173,000 | 7,350 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $79,000 | 7,694 |
| Pre-tax net operating income | $163,000 | 6,299 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $37,000 | 5,499 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,880 | 6,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 7,277 |
| Total interest expense | $866,000 | 7,304 |
| Net interest income | $1,716,000 | 7,093 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $316,000 | 6,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 4,145 |
| Total noninterest expense | $1,253,000 | 7,356 |
| Salaries and employee benefits | $375,000 | 8,600 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $627,000 | 5,778 |
| Pre-tax net operating income | $729,000 | 5,985 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $183,000 | 5,239 |
| Income before extraordinary items | $551,000 | 6,177 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $551,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $547,250 | 6,038 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 7,462 |
| Total interest expense | $1,287,000 | 7,433 |
| Net interest income | $1,503,000 | 7,325 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $270,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $270,000 | 4,335 |
| Total noninterest expense | $1,125,000 | 7,637 |
| Salaries and employee benefits | $340,000 | 8,898 |
| Premises and equipment expense | $251,000 | 6,079 |
| Additional noninterest expense | $534,000 | 6,244 |
| Pre-tax net operating income | $618,000 | 6,109 |
| Securities gains (losses) | $20,000 | 3,157 |
| Applicable income taxes | $172,000 | 5,260 |
| Income before extraordinary items | $466,000 | 6,230 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $466,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $451,400 | 6,186 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 7,680 |
| Total interest expense | $1,367,000 | 7,424 |
| Net interest income | $1,361,000 | 7,729 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $251,000 | 6,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $251,000 | 4,291 |
| Total noninterest expense | $1,110,000 | 7,712 |
| Salaries and employee benefits | $323,000 | 9,151 |
| Premises and equipment expense | $250,000 | 6,046 |
| Additional noninterest expense | $537,000 | 6,149 |
| Pre-tax net operating income | $502,000 | 6,988 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $119,000 | 6,296 |
| Income before extraordinary items | $384,000 | 6,957 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $384,000 | 6,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $383,240 | 6,959 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 7,824 |
| Total interest expense | $1,294,000 | 7,420 |
| Net interest income | $1,284,000 | 8,020 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $293,000 | 4,069 |
| Total noninterest expense | $1,187,000 | 7,597 |
| Salaries and employee benefits | $322,000 | 9,345 |
| Premises and equipment expense | $255,000 | 5,965 |
| Additional noninterest expense | $610,000 | 5,767 |
| Pre-tax net operating income | $374,000 | 7,720 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $61,000 | 7,488 |
| Income before extraordinary items | $324,000 | 7,444 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $324,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $314,760 | 7,476 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 8,003 |
| Total interest expense | $1,295,000 | 7,689 |
| Net interest income | $1,286,000 | 8,156 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $269,000 | 6,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $269,000 | 4,245 |
| Total noninterest expense | $1,215,000 | 7,507 |
| Salaries and employee benefits | $333,000 | 9,400 |
| Premises and equipment expense | $231,000 | 6,246 |
| Additional noninterest expense | $651,000 | 5,441 |
| Pre-tax net operating income | $340,000 | 8,175 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $82,000 | 7,796 |
| Income before extraordinary items | $306,000 | 7,833 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $306,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,791 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $268,080 | 8,046 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 8,249 |
| Total interest expense | $1,202,000 | 8,104 |
| Net interest income | $1,402,000 | 8,227 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,108 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $1,157,000 | 7,826 |
| Salaries and employee benefits | $299,000 | 9,962 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $711,000 | 5,157 |
| Pre-tax net operating income | $430,000 | 8,288 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $88,000 | 8,602 |
| Income before extraordinary items | $360,000 | 7,913 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $360,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $345,600 | 7,980 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 8,780 |
| Total interest expense | $1,121,000 | 8,630 |
| Net interest income | $1,310,000 | 8,745 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $964,000 | 8,805 |
| Salaries and employee benefits | $259,000 | 10,663 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $581,000 | 6,474 |
| Pre-tax net operating income | $514,000 | 7,859 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $417,000 | 7,483 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $417,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $406,730 | 7,513 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 8,783 |
| Total interest expense | $1,202,000 | 8,580 |
| Net interest income | $1,413,000 | 8,763 |
| Provision for loan and lease losses | $-16,000 | 11,454 |
| Total noninterest income | $157,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $994,000 | 8,975 |
| Salaries and employee benefits | $251,000 | 11,145 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $623,000 | 6,384 |
| Pre-tax net operating income | $592,000 | 7,911 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $160,000 | 8,094 |
| Income before extraordinary items | $400,000 | 8,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $422,720 | 7,832 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 9,412 |
| Total interest expense | $966,000 | 8,845 |
| Net interest income | $1,243,000 | 9,637 |
| Provision for loan and lease losses | $-72,000 | 12,073 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $948,000 | 9,557 |
| Salaries and employee benefits | $254,000 | 11,633 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $575,000 | 7,213 |
| Pre-tax net operating income | $520,000 | 8,520 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $141,000 | 8,493 |
| Income before extraordinary items | $360,000 | 8,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $360,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $373,680 | 8,474 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 9,790 |
| Total interest expense | $951,000 | 9,331 |
| Net interest income | $1,247,000 | 9,917 |
| Provision for loan and lease losses | $-94,000 | 12,880 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $958,000 | 9,931 |
| Salaries and employee benefits | $276,000 | 11,915 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $562,000 | 7,668 |
| Pre-tax net operating income | $519,000 | 8,540 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $368,000 | 8,760 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $368,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $369,420 | 8,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 9,910 |
| Total interest expense | $1,197,000 | 9,615 |
| Net interest income | $1,309,000 | 9,957 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,007,000 | 9,942 |
| Salaries and employee benefits | $320,000 | 11,788 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $569,000 | 7,779 |
| Pre-tax net operating income | $356,000 | 9,630 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $259,000 | 9,428 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.