Home > IndyMac Bank, F.S.B. > Income and Expense

IndyMac Bank, F.S.B., Income and Expense

2008-06-30 (YTD Data)		Rank
Total interest income	$900,143,000	50
Total interest expense	$666,218,000	31
Net interest income	$233,925,000	79
Provision for loan and lease losses	$448,857,000	31
Total noninterest income	$-174,927,000	8,450
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-407,841,000	8,447
Additional Noninterest Income	$232,914,000	45
Total noninterest expense	$782,258,000	40
Salaries and employee benefits	$335,705,000	36
Premises and equipment expense	$114,845,000	23
Additional noninterest expense	$331,708,000	39
Pre-tax net operating income	$-1,172,117,000	8,455
Securities gains (losses)	$149,860,000	8
Applicable income taxes	$-255,627,000	8,444
Income before extraordinary items	$-766,630,000	8,444
Extraordinary gains, net	$0	21
Net income	$-766,630,000	8,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$298,861,000	27
Cash dividends	$10,625,000	175
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-879,025,000	8,446
2008-03-31 (YTD Data)		Rank
Total interest income	$475,794,000	51
Total interest expense	$356,814,000	36
Net interest income	$118,980,000	80
Provision for loan and lease losses	$130,568,000	40
Total noninterest income	$61,653,000	85
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-61,440,000	8,485
Additional Noninterest Income	$123,093,000	44
Total noninterest expense	$436,395,000	30
Salaries and employee benefits	$193,376,000	32
Premises and equipment expense	$61,454,000	23
Additional noninterest expense	$181,565,000	33
Pre-tax net operating income	$-386,330,000	8,498
Securities gains (losses)	$103,278,000	5
Applicable income taxes	$-115,107,000	8,488
Income before extraordinary items	$-167,945,000	8,484
Extraordinary gains, net	$0	15
Net income	$-167,945,000	8,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,745,000	27
Cash dividends	$10,625,000	106
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-234,042,920	8,486
2007-12-31 (YTD Data)		Rank
Total interest income	$2,162,257,000	46
Total interest expense	$1,567,399,000	34
Net interest income	$594,858,000	60
Provision for loan and lease losses	$392,612,000	29
Total noninterest income	$-69,352,000	8,529
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-246,917,000	8,529
Additional Noninterest Income	$177,565,000	70
Total noninterest expense	$975,991,000	48
Salaries and employee benefits	$548,274,000	35
Premises and equipment expense	$133,028,000	38
Additional noninterest expense	$294,689,000	61
Pre-tax net operating income	$-843,097,000	8,540
Securities gains (losses)	$-84,023,000	8,523
Applicable income taxes	$-362,572,000	8,531
Income before extraordinary items	$-564,548,000	8,529
Extraordinary gains, net	$0	39
Net income	$-564,548,000	8,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,676,000	49
Cash dividends	$209,264,000	50
Sale, conversion, retirement of capital stock, net	$491,314,000	3
Net operating income	$-510,773,280	8,528
2007-09-30 (YTD Data)		Rank
Total interest income	$1,624,099,000	46
Total interest expense	$1,176,266,000	35
Net interest income	$447,833,000	62
Provision for loan and lease losses	$126,787,000	38
Total noninterest income	$284,430,000	61
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-138,926,000	8,557
Additional Noninterest Income	$423,356,000	37
Total noninterest expense	$713,518,000	48
Salaries and employee benefits	$416,252,000	36
Premises and equipment expense	$95,135,000	41
Additional noninterest expense	$202,131,000	63
Pre-tax net operating income	$-108,042,000	8,566
Securities gains (losses)	$-12,820,000	8,544
Applicable income taxes	$-47,325,000	8,558
Income before extraordinary items	$-73,537,000	8,557
Extraordinary gains, net	$0	33
Net income	$-73,537,000	8,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,324,000	72
Cash dividends	$198,639,000	45
Sale, conversion, retirement of capital stock, net	$491,000,000	3
Net operating income	$-65,332,200	8,555
2007-06-30 (YTD Data)		Rank
Total interest income	$1,070,240,000	45
Total interest expense	$770,980,000	33
Net interest income	$299,260,000	64
Provision for loan and lease losses	$28,223,000	65
Total noninterest income	$114,564,000	89
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-48,504,000	8,613
Additional Noninterest Income	$163,068,000	53
Total noninterest expense	$442,593,000	50
Salaries and employee benefits	$251,621,000	39
Premises and equipment expense	$61,569,000	45
Additional noninterest expense	$129,403,000	66
Pre-tax net operating income	$-56,992,000	8,620
Securities gains (losses)	$236,743,000	5
Applicable income taxes	$70,215,000	58
Income before extraordinary items	$109,536,000	70
Extraordinary gains, net	$0	29
Net income	$109,536,000	71
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,459,000	82
Cash dividends	$186,243,000	42
Sale, conversion, retirement of capital stock, net	$491,000,000	2
Net operating income	$-41,979,520	8,610
2007-03-31 (YTD Data)		Rank
Total interest income	$523,602,000	45
Total interest expense	$380,426,000	31
Net interest income	$143,176,000	65
Provision for loan and lease losses	$11,019,000	65
Total noninterest income	$59,338,000	82
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-2,715,000	8,646
Additional Noninterest Income	$62,053,000	57
Total noninterest expense	$217,051,000	51
Salaries and employee benefits	$122,967,000	40
Premises and equipment expense	$29,904,000	46
Additional noninterest expense	$64,180,000	66
Pre-tax net operating income	$-25,556,000	8,654
Securities gains (losses)	$123,095,000	5
Applicable income taxes	$38,070,000	55
Income before extraordinary items	$59,469,000	67
Extraordinary gains, net	$0	22
Net income	$59,469,000	68
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,652,000	91
Cash dividends	$43,322,000	51
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-19,311,800	8,643
2006-12-31 (YTD Data)		Rank
Total interest income	$1,697,599,000	52
Total interest expense	$1,149,885,000	36
Net interest income	$547,714,000	65
Provision for loan and lease losses	$30,356,000	72
Total noninterest income	$189,291,000	91
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$25,040,000	25
Additional Noninterest Income	$164,251,000	73
Total noninterest expense	$788,676,000	50
Salaries and employee benefits	$460,876,000	40
Premises and equipment expense	$99,250,000	46
Additional noninterest expense	$228,550,000	67
Pre-tax net operating income	$-82,027,000	8,686
Securities gains (losses)	$661,361,000	3
Applicable income taxes	$221,759,000	43
Income before extraordinary items	$357,575,000	49
Extraordinary gains, net	$0	51
Net income	$357,575,000	50
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,755,000	109
Cash dividends	$178,133,000	58
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-65,696,040	8,675
2006-09-30 (YTD Data)		Rank
Total interest income	$1,195,358,000	62
Total interest expense	$787,027,000	44
Net interest income	$408,331,000	73
Provision for loan and lease losses	$16,883,000	84
Total noninterest income	$152,850,000	96
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$25,219,000	22
Additional Noninterest Income	$127,631,000	82
Total noninterest expense	$578,743,000	58
Salaries and employee benefits	$340,493,000	43
Premises and equipment expense	$71,645,000	51
Additional noninterest expense	$166,605,000	79
Pre-tax net operating income	$-34,445,000	8,748
Securities gains (losses)	$497,177,000	3
Applicable income taxes	$182,667,000	48
Income before extraordinary items	$280,065,000	53
Extraordinary gains, net	$0	45
Net income	$280,065,000	54
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,063,000	175
Cash dividends	$134,166,000	63
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-38,128,280	8,739
2006-06-30 (YTD Data)		Rank
Total interest income	$762,944,000	63
Total interest expense	$495,822,000	43
Net interest income	$267,122,000	76
Provision for loan and lease losses	$7,964,000	101
Total noninterest income	$91,730,000	104
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$6,733,000	40
Additional Noninterest Income	$84,997,000	85
Total noninterest expense	$375,419,000	59
Salaries and employee benefits	$219,775,000	44
Premises and equipment expense	$46,486,000	52
Additional noninterest expense	$109,158,000	80
Pre-tax net operating income	$-24,531,000	8,782
Securities gains (losses)	$341,919,000	3
Applicable income taxes	$125,256,000	48
Income before extraordinary items	$192,132,000	53
Extraordinary gains, net	$0	39
Net income	$192,132,000	54
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,305,000	193
Cash dividends	$79,467,000	66
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-26,696,160	8,772
2006-03-31 (YTD Data)		Rank
Total interest income	$364,969,000	61
Total interest expense	$232,436,000	42
Net interest income	$132,533,000	78
Provision for loan and lease losses	$4,232,000	96
Total noninterest income	$39,010,000	112
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-3,785,000	8,785
Additional Noninterest Income	$42,795,000	82
Total noninterest expense	$171,466,000	65
Salaries and employee benefits	$97,364,000	48
Premises and equipment expense	$21,175,000	53
Additional noninterest expense	$52,927,000	82
Pre-tax net operating income	$-4,155,000	8,790
Securities gains (losses)	$141,090,000	2
Applicable income taxes	$54,202,000	50
Income before extraordinary items	$82,733,000	57
Extraordinary gains, net	$0	21
Net income	$82,733,000	58
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,496,000	165
Cash dividends	$38,100,000	59
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-7,564,600	8,782
2005-12-31 (YTD Data)		Rank
Total interest income	$1,024,440,000	73
Total interest expense	$593,855,000	50
Net interest income	$430,585,000	82
Provision for loan and lease losses	$10,228,000	140
Total noninterest income	$116,798,000	133
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$9,041,000	40
Additional Noninterest Income	$107,757,000	108
Total noninterest expense	$620,202,000	62
Salaries and employee benefits	$357,428,000	44
Premises and equipment expense	$72,251,000	56
Additional noninterest expense	$190,523,000	78
Pre-tax net operating income	$-83,047,000	8,841
Securities gains (losses)	$591,463,000	4
Applicable income taxes	$201,418,000	52
Income before extraordinary items	$306,998,000	65
Extraordinary gains, net	$0	46
Net income	$306,998,000	65
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,353,000	273
Cash dividends	$146,213,000	75
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-71,538,320	8,831
2005-09-30 (YTD Data)		Rank
Total interest income	$720,350,000	75
Total interest expense	$400,900,000	51
Net interest income	$319,450,000	85
Provision for loan and lease losses	$8,621,000	122
Total noninterest income	$76,454,000	145
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$2,229,000	50
Additional Noninterest Income	$74,225,000	117
Total noninterest expense	$459,666,000	65
Salaries and employee benefits	$266,807,000	45
Premises and equipment expense	$52,255,000	60
Additional noninterest expense	$140,604,000	80
Pre-tax net operating income	$-72,383,000	8,867
Securities gains (losses)	$454,419,000	4
Applicable income taxes	$151,238,000	55
Income before extraordinary items	$230,798,000	64
Extraordinary gains, net	$0	35
Net income	$230,798,000	64
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,197,000	280
Cash dividends	$105,196,000	65
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-60,030,160	8,855
2005-06-30 (YTD Data)		Rank
Total interest income	$441,708,000	75
Total interest expense	$236,269,000	53
Net interest income	$205,439,000	89
Provision for loan and lease losses	$4,755,000	127
Total noninterest income	$50,888,000	144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$1,457,000	49
Additional Noninterest Income	$49,431,000	115
Total noninterest expense	$309,078,000	63
Salaries and employee benefits	$181,312,000	45
Premises and equipment expense	$34,312,000	59
Additional noninterest expense	$93,454,000	78
Pre-tax net operating income	$-57,506,000	8,878
Securities gains (losses)	$303,783,000	4
Applicable income taxes	$97,512,000	56
Income before extraordinary items	$148,765,000	66
Extraordinary gains, net	$0	30
Net income	$148,765,000	66
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,534,000	195
Cash dividends	$64,333,000	61
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-45,656,120	8,866
2005-03-31 (YTD Data)		Rank
Total interest income	$213,614,000	75
Total interest expense	$107,080,000	55
Net interest income	$106,534,000	87
Provision for loan and lease losses	$2,554,000	121
Total noninterest income	$23,116,000	157
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-4,829,000	8,926
Additional Noninterest Income	$27,945,000	110
Total noninterest expense	$158,792,000	63
Salaries and employee benefits	$94,176,000	44
Premises and equipment expense	$16,669,000	60
Additional noninterest expense	$47,947,000	78
Pre-tax net operating income	$-31,696,000	8,939
Securities gains (losses)	$142,685,000	3
Applicable income taxes	$43,949,000	57
Income before extraordinary items	$67,040,000	69
Extraordinary gains, net	$0	24
Net income	$67,040,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,502,000	130
Cash dividends	$30,813,000	49
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-24,278,400	8,928
2004-12-31 (YTD Data)		Rank
Total interest income	$750,681,000	74
Total interest expense	$335,219,000	55
Net interest income	$415,462,000	88
Provision for loan and lease losses	$10,404,000	142
Total noninterest income	$50,407,000	220
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-26,802,000	8,974
Additional Noninterest Income	$77,209,000	135
Total noninterest expense	$519,816,000	69
Salaries and employee benefits	$300,688,000	50
Premises and equipment expense	$58,092,000	70
Additional noninterest expense	$161,036,000	90
Pre-tax net operating income	$-64,351,000	8,982
Securities gains (losses)	$366,688,000	5
Applicable income taxes	$119,529,000	73
Income before extraordinary items	$182,808,000	87
Extraordinary gains, net	$0	34
Net income	$182,808,000	88
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,197,000	152
Cash dividends	$38,518,000	151
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-51,872,320	8,970
2004-09-30 (YTD Data)		Rank
Total interest income	$542,280,000	76
Total interest expense	$233,262,000	58
Net interest income	$309,018,000	93
Provision for loan and lease losses	$8,302,000	143
Total noninterest income	$18,979,000	338
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-21,743,000	9,022
Additional Noninterest Income	$40,722,000	167
Total noninterest expense	$370,213,000	75
Salaries and employee benefits	$210,339,000	58
Premises and equipment expense	$41,790,000	74
Additional noninterest expense	$118,084,000	91
Pre-tax net operating income	$-50,518,000	9,033
Securities gains (losses)	$250,814,000	7
Applicable income taxes	$79,115,000	84
Income before extraordinary items	$121,181,000	105
Extraordinary gains, net	$0	26
Net income	$121,181,000	106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,747,000	175
Cash dividends	$13,025,000	226
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-39,339,960	9,022
2004-06-30 (YTD Data)		Rank
Total interest income	$350,949,000	81
Total interest expense	$145,537,000	67
Net interest income	$205,412,000	94
Provision for loan and lease losses	$5,749,000	142
Total noninterest income	$159,000	6,337
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-8,689,000	9,072
Additional Noninterest Income	$8,848,000	312
Total noninterest expense	$235,779,000	79
Salaries and employee benefits	$133,761,000	63
Premises and equipment expense	$26,435,000	76
Additional noninterest expense	$75,583,000	94
Pre-tax net operating income	$-35,957,000	9,087
Securities gains (losses)	$151,981,000	6
Applicable income taxes	$45,830,000	96
Income before extraordinary items	$70,194,000	115
Extraordinary gains, net	$0	21
Net income	$70,194,000	116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,747,000	179
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-27,073,840	9,076
2004-03-31 (YTD Data)		Rank
Total interest income	$164,220,000	83
Total interest expense	$68,223,000	67
Net interest income	$95,997,000	93
Provision for loan and lease losses	$1,514,000	230
Total noninterest income	$8,047,000	281
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-6,530,000	9,112
Additional Noninterest Income	$14,577,000	161
Total noninterest expense	$114,829,000	82
Salaries and employee benefits	$66,098,000	63
Premises and equipment expense	$12,821,000	80
Additional noninterest expense	$35,910,000	98
Pre-tax net operating income	$-12,299,000	9,122
Securities gains (losses)	$85,266,000	6
Applicable income taxes	$28,822,000	80
Income before extraordinary items	$44,145,000	94
Extraordinary gains, net	$0	16
Net income	$44,145,000	95
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,840,000	183
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-10,425,240	9,109
2003-12-31 (YTD Data)		Rank
Total interest income	$559,793,000	95
Total interest expense	$251,853,000	71
Net interest income	$307,940,000	113
Provision for loan and lease losses	$19,731,000	141
Total noninterest income	$14,306,000	514
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-62,059,000	9,181
Additional Noninterest Income	$76,365,000	138
Total noninterest expense	$419,270,000	91
Salaries and employee benefits	$237,927,000	66
Premises and equipment expense	$57,806,000	77
Additional noninterest expense	$123,537,000	107
Pre-tax net operating income	$-116,755,000	9,192
Securities gains (losses)	$414,097,000	4
Applicable income taxes	$117,169,000	77
Income before extraordinary items	$180,173,000	88
Extraordinary gains, net	$0	54
Net income	$180,173,000	89
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,355,000	163
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-84,849,080	9,177
2003-09-30 (YTD Data)		Rank
Total interest income	$396,137,000	104
Total interest expense	$185,504,000	75
Net interest income	$210,633,000	122
Provision for loan and lease losses	$16,127,000	141
Total noninterest income	$13,808,000	443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-47,565,000	9,236
Additional Noninterest Income	$61,373,000	137
Total noninterest expense	$312,009,000	93
Salaries and employee benefits	$178,961,000	66
Premises and equipment expense	$43,533,000	77
Additional noninterest expense	$89,515,000	110
Pre-tax net operating income	$-103,695,000	9,248
Securities gains (losses)	$326,709,000	6
Applicable income taxes	$88,090,000	75
Income before extraordinary items	$134,924,000	87
Extraordinary gains, net	$0	40
Net income	$134,924,000	87
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,396,000	168
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-74,169,760	9,233
2003-06-30 (YTD Data)		Rank
Total interest income	$252,949,000	107
Total interest expense	$124,093,000	77
Net interest income	$128,856,000	129
Provision for loan and lease losses	$10,340,000	141
Total noninterest income	$25,214,000	228
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-21,725,000	9,267
Additional Noninterest Income	$46,939,000	124
Total noninterest expense	$195,890,000	92
Salaries and employee benefits	$113,301,000	71
Premises and equipment expense	$27,594,000	80
Additional noninterest expense	$54,995,000	116
Pre-tax net operating income	$-52,160,000	9,278
Securities gains (losses)	$187,951,000	8
Applicable income taxes	$53,637,000	80
Income before extraordinary items	$82,154,000	90
Extraordinary gains, net	$0	30
Net income	$82,154,000	90
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,894,000	147
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-38,134,640	9,263
2003-03-31 (YTD Data)		Rank
Total interest income	$124,405,000	108
Total interest expense	$62,210,000	78
Net interest income	$62,195,000	134
Provision for loan and lease losses	$3,371,000	177
Total noninterest income	$12,861,000	233
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-10,639,000	9,309
Additional Noninterest Income	$23,500,000	127
Total noninterest expense	$93,328,000	94
Salaries and employee benefits	$53,728,000	74
Premises and equipment expense	$13,351,000	83
Additional noninterest expense	$26,249,000	117
Pre-tax net operating income	$-21,643,000	9,323
Securities gains (losses)	$84,193,000	9
Applicable income taxes	$24,707,000	80
Income before extraordinary items	$37,843,000	97
Extraordinary gains, net	$0	21
Net income	$37,843,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,163,000	202
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-16,040,520	9,308
2002-12-31 (YTD Data)		Rank
Total interest income	$460,508,000	121
Total interest expense	$258,020,000	87
Net interest income	$202,488,000	151
Provision for loan and lease losses	$16,583,000	182
Total noninterest income	$76,624,000	179
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-9,610,000	9,349
Additional Noninterest Income	$86,234,000	128
Total noninterest expense	$344,414,000	98
Salaries and employee benefits	$208,509,000	71
Premises and equipment expense	$51,706,000	84
Additional noninterest expense	$84,199,000	138
Pre-tax net operating income	$-81,885,000	9,363
Securities gains (losses)	$311,262,000	5
Applicable income taxes	$86,476,000	80
Income before extraordinary items	$142,901,000	96
Extraordinary gains, net	$0	70
Net income	$142,901,000	96
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,157,000	155
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-56,306,680	9,350
2001-12-31 (YTD Data)		Rank
Total interest income	$536,087,000	120
Total interest expense	$344,259,000	95
Net interest income	$191,828,000	153
Provision for loan and lease losses	$46,849,000	107
Total noninterest income	$89,627,000	166
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$6,157,000	48
Additional Noninterest Income	$83,470,000	133
Total noninterest expense	$285,631,000	109
Salaries and employee benefits	$176,609,000	78
Premises and equipment expense	$40,175,000	94
Additional noninterest expense	$68,847,000	175
Pre-tax net operating income	$-51,025,000	9,616
Securities gains (losses)	$254,815,000	9
Applicable income taxes	$84,651,000	77
Income before extraordinary items	$119,139,000	104
Extraordinary gains, net	$20,000	86
Net income	$119,159,000	104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,981,000	102
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-43,942,600	9,602
2000-12-31 (YTD Data)		Rank
Total interest income	$250,012,000	217
Total interest expense	$179,751,000	182
Net interest income	$70,261,000	323
Provision for loan and lease losses	$7,553,000	237
Total noninterest income	$35,532,000	267
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$121,000	120
Additional Noninterest Income	$35,411,000	204
Total noninterest expense	$114,347,000	203
Salaries and employee benefits	$70,022,000	143
Premises and equipment expense	$14,516,000	186
Additional noninterest expense	$29,809,000	269
Pre-tax net operating income	$-16,107,000	9,897
Securities gains (losses)	$88,303,000	5
Applicable income taxes	$30,277,000	156
Income before extraordinary items	$41,919,000	195
Extraordinary gains, net	$0	38
Net income	$41,919,000	194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,791,000	158
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-14,594,920	9,886
1999-12-31 (YTD Data)		Rank
Total interest income	$32,947,000	1,003
Total interest expense	$19,839,000	802
Net interest income	$13,108,000	1,329
Provision for loan and lease losses	$860,000	1,111
Total noninterest income	$2,311,000	1,674
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$76,000	125
Additional Noninterest Income	$2,235,000	1,063
Total noninterest expense	$10,002,000	1,387
Salaries and employee benefits	$5,758,000	1,204
Premises and equipment expense	$2,165,000	927
Additional noninterest expense	$2,079,000	2,094
Pre-tax net operating income	$4,557,000	1,655
Securities gains (losses)	$60,000	923
Applicable income taxes	$1,854,000	1,318
Income before extraordinary items	$2,763,000	1,925
Extraordinary gains, net	$0	35
Net income	$2,763,000	1,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$535,000	1,157
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,724,600	1,921
1998-12-31 (YTD Data)		Rank
Total interest income	$30,165,000	1,081
Total interest expense	$18,790,000	848
Net interest income	$11,375,000	1,483
Provision for loan and lease losses	$872,000	1,102
Total noninterest income	$1,896,000	1,910
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,896,000	1,204
Total noninterest expense	$8,862,000	1,497
Salaries and employee benefits	$4,991,000	1,319
Premises and equipment expense	$2,117,000	913
Additional noninterest expense	$1,754,000	2,371
Pre-tax net operating income	$3,537,000	2,049
Securities gains (losses)	$88,000	1,367
Applicable income taxes	$1,483,000	1,655
Income before extraordinary items	$2,142,000	2,402
Extraordinary gains, net	$-6,000	10,398
Net income	$2,136,000	2,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$603,000	1,084
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,085,680	2,383
1997-12-31 (YTD Data)		Rank
Total interest income	$28,495,000	1,178
Total interest expense	$18,908,000	872
Net interest income	$9,587,000	1,818
Provision for loan and lease losses	$606,000	1,497
Total noninterest income	$1,168,000	2,688
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,168,000	1,583
Total noninterest expense	$7,901,000	1,655
Salaries and employee benefits	$4,606,000	1,418
Premises and equipment expense	$2,011,000	986
Additional noninterest expense	$1,284,000	3,143
Pre-tax net operating income	$2,248,000	3,197
Securities gains (losses)	$66,000	1,184
Applicable income taxes	$975,000	2,491
Income before extraordinary items	$1,339,000	3,703
Extraordinary gains, net	$-36,000	10,910
Net income	$1,303,000	3,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$440,000	1,481
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,296,760	3,735
1996-12-31 (YTD Data)		Rank
Total interest income	$23,441,000	1,443
Total interest expense	$15,257,000	1,073
Net interest income	$8,184,000	2,199
Provision for loan and lease losses	$693,000	1,339
Total noninterest income	$1,092,000	2,908
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,092,000	1,703
Total noninterest expense	$8,489,000	1,676
Salaries and employee benefits	$3,665,000	1,799
Premises and equipment expense	$1,438,000	1,414
Additional noninterest expense	$3,386,000	1,566
Pre-tax net operating income	$94,000	10,397
Securities gains (losses)	$132,000	848
Applicable income taxes	$94,000	8,843
Income before extraordinary items	$132,000	9,950
Extraordinary gains, net	$0	53
Net income	$132,000	9,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$371,000	1,770
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$47,520	10,547
1995-12-31 (YTD Data)		Rank
Total interest income	$18,839,000	1,802
Total interest expense	$12,120,000	1,354
Net interest income	$6,719,000	2,653
Provision for loan and lease losses	$423,000	1,786
Total noninterest income	$935,000	3,267
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$935,000	1,890
Total noninterest expense	$6,753,000	2,047
Salaries and employee benefits	$3,368,000	1,968
Premises and equipment expense	$1,459,000	1,414
Additional noninterest expense	$1,926,000	2,477
Pre-tax net operating income	$478,000	8,564
Securities gains (losses)	$29,000	1,653
Applicable income taxes	$199,000	7,429
Income before extraordinary items	$308,000	8,859
Extraordinary gains, net	$0	65
Net income	$308,000	8,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	1,574
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$289,440	9,012
1994-12-31 (YTD Data)		Rank
Total interest income	$16,984,000	1,814
Total interest expense	$9,691,000	1,346
Net interest income	$7,293,000	2,475
Provision for loan and lease losses	$301,000	2,235
Total noninterest income	$918,000	3,309
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$918,000	1,947
Total noninterest expense	$7,239,000	1,978
Salaries and employee benefits	$3,564,000	1,872
Premises and equipment expense	$1,607,000	1,303
Additional noninterest expense	$2,068,000	2,503
Pre-tax net operating income	$671,000	7,580
Securities gains (losses)	$-139,000	11,741
Applicable income taxes	$211,000	7,166
Income before extraordinary items	$321,000	8,929
Extraordinary gains, net	$0	249
Net income	$321,000	8,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,849
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$409,960	8,156
1993-12-31 (YTD Data)		Rank
Total interest income	$17,471,000	1,791
Total interest expense	$9,729,000	1,384
Net interest income	$7,742,000	2,312
Provision for loan and lease losses	$132,000	4,966
Total noninterest income	$707,000	4,408
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$707,000	2,581
Total noninterest expense	$7,600,000	1,946
Salaries and employee benefits	$3,505,000	1,908
Premises and equipment expense	$1,645,000	1,299
Additional noninterest expense	$2,450,000	2,277
Pre-tax net operating income	$717,000	7,273
Securities gains (losses)	$741,000	680
Applicable income taxes	$591,000	3,654
Income before extraordinary items	$867,000	5,229
Extraordinary gains, net	$0	3,149
Net income	$867,000	5,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	6,608
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$392,760	8,230
1992-12-31 (YTD Data)		Rank
Total interest income	$20,136,000	1,755
Total interest expense	$12,144,000	1,456
Net interest income	$7,992,000	2,275
Provision for loan and lease losses	$-28,000	13,558
Total noninterest income	$896,000	3,635
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-1,000	5,192
Additional Noninterest Income	$897,000	2,152
Total noninterest expense	$7,514,000	1,966
Salaries and employee benefits	$3,456,000	1,906
Premises and equipment expense	$1,719,000	1,282
Additional noninterest expense	$2,339,000	2,452
Pre-tax net operating income	$1,402,000	4,309
Securities gains (losses)	$750,000	797
Applicable income taxes	$764,000	2,724
Income before extraordinary items	$1,388,000	3,308
Extraordinary gains, net	$0	1,422
Net income	$1,388,000	3,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	8,076
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$908,000	4,579

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.