Home > IndyMac Bank, F.S.B. > Net charge- offs to loans
IndyMac Bank, F.S.B., Net charge- offs to loans
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0242% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0222% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 11.2039% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5790% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8308% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7275% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9844% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.8864% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3472% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3428% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 8.0590% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2461% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2023% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4422% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7943% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.3647% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5358% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5359% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 2.0047% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2345% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 3,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.4335% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2122% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.5464% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1442% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1827% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1826% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.3330% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.1771% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2416% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.2318% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.1620% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1941% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.5708% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0865% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1599% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4165% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0626% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0280% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0716% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6541% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0530% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0404% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.3548% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 7,771 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4161% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 5,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 7,777 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9905% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0489% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 5,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.4286% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0707% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.3563% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 4,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.1508% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2664% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.6973% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0420% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2423% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.4545% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0090% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2994% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1421% | 46 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0241% | 7,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3885% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4435% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.1426% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3787% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0259% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2468% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.1410% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4570% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2744% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6530% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.1672% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1751% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6916% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8823% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3416% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7492% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4710% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0972% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3276% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.3036% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3362% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6734% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.0334% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0522% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7751% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6187% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.4162% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7081% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7191% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6030% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.5215% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6803% | 1,876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7737% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6491% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.3063% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8234% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0687% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8345% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8016% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0838% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0541% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 3,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1477% | 186 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1161% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8639% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8953% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4588% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 3,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1796% | 156 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0336% | 1,306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2099% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6499% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1584% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6026% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 241 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0167% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4233% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7259% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 4,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1552% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7566% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 8,599 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 9,223 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 10,585 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |