Home > Industrial State Bank > Income and Expense
Industrial State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,549 |
| Total interest expense | $300,000 | 4,460 |
| Net interest income | $5,362,000 | 3,418 |
| Provision for loan and lease losses | $40,000 | 3,765 |
| Total noninterest income | $984,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $298,000 | 2,942 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $686,000 | 2,859 |
| Total noninterest expense | $4,042,000 | 3,629 |
| Salaries and employee benefits | $2,606,000 | 3,330 |
| Premises and equipment expense | $379,000 | 3,878 |
| Additional noninterest expense | $1,057,000 | 4,068 |
| Pre-tax net operating income | $2,264,000 | 2,848 |
| Securities gains (losses) | $119,000 | 1,226 |
| Applicable income taxes | $724,000 | 1,939 |
| Income before extraordinary items | $1,659,000 | 3,109 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,659,000 | 3,108 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,659,000 | 3,108 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $375,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,575,700 | 3,142 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 3,538 |
| Total interest expense | $228,000 | 4,473 |
| Net interest income | $4,085,000 | 3,396 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $485,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $226,000 | 2,943 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $259,000 | 3,780 |
| Total noninterest expense | $3,066,000 | 3,609 |
| Salaries and employee benefits | $1,945,000 | 3,321 |
| Premises and equipment expense | $333,000 | 3,607 |
| Additional noninterest expense | $788,000 | 4,112 |
| Pre-tax net operating income | $1,464,000 | 3,142 |
| Securities gains (losses) | $67,000 | 1,555 |
| Applicable income taxes | $435,000 | 2,168 |
| Income before extraordinary items | $1,096,000 | 3,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,096,000 | 3,341 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,096,000 | 3,343 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $375,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,047,760 | 3,363 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 3,536 |
| Total interest expense | $154,000 | 4,490 |
| Net interest income | $2,754,000 | 3,398 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $299,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $148,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 3,961 |
| Total noninterest expense | $2,047,000 | 3,636 |
| Salaries and employee benefits | $1,302,000 | 3,333 |
| Premises and equipment expense | $215,000 | 3,697 |
| Additional noninterest expense | $530,000 | 4,121 |
| Pre-tax net operating income | $966,000 | 3,140 |
| Securities gains (losses) | $61,000 | 1,296 |
| Applicable income taxes | $291,000 | 2,158 |
| Income before extraordinary items | $736,000 | 3,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $736,000 | 3,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $736,000 | 3,339 |
| Net charge-offs | $5,000 | 3,320 |
| Cash dividends | $375,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $692,080 | 3,384 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 3,475 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $1,409,000 | 3,346 |
| Provision for loan and lease losses | $40,000 | 2,355 |
| Total noninterest income | $179,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $74,000 | 2,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $105,000 | 3,484 |
| Total noninterest expense | $1,035,000 | 3,632 |
| Salaries and employee benefits | $660,000 | 3,331 |
| Premises and equipment expense | $105,000 | 3,775 |
| Additional noninterest expense | $270,000 | 4,104 |
| Pre-tax net operating income | $513,000 | 3,002 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $148,000 | 2,112 |
| Income before extraordinary items | $373,000 | 3,261 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $373,000 | 3,258 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $373,000 | 3,259 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $367,240 | 3,217 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 3,369 |
| Total interest expense | $401,000 | 4,128 |
| Net interest income | $5,806,000 | 3,258 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $928,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $340,000 | 2,804 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $588,000 | 3,067 |
| Total noninterest expense | $4,101,000 | 3,661 |
| Salaries and employee benefits | $2,574,000 | 3,343 |
| Premises and equipment expense | $417,000 | 3,829 |
| Additional noninterest expense | $1,110,000 | 4,084 |
| Pre-tax net operating income | $2,483,000 | 2,648 |
| Securities gains (losses) | $8,000 | 2,689 |
| Applicable income taxes | $709,000 | 1,906 |
| Income before extraordinary items | $1,782,000 | 2,927 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,782,000 | 2,929 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,782,000 | 2,929 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $741,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,776,240 | 2,892 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 3,405 |
| Total interest expense | $320,000 | 4,084 |
| Net interest income | $4,343,000 | 3,287 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $652,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $256,000 | 2,817 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 3,234 |
| Total noninterest expense | $3,058,000 | 3,696 |
| Salaries and employee benefits | $1,925,000 | 3,359 |
| Premises and equipment expense | $297,000 | 3,973 |
| Additional noninterest expense | $836,000 | 4,090 |
| Pre-tax net operating income | $1,887,000 | 2,666 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $497,000 | 2,027 |
| Income before extraordinary items | $1,398,000 | 2,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,398,000 | 2,896 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,398,000 | 2,898 |
| Net charge-offs | $-6,000 | 5,025 |
| Cash dividends | $370,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,392,080 | 2,859 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 3,432 |
| Total interest expense | $237,000 | 3,920 |
| Net interest income | $2,843,000 | 3,340 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $323,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $167,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 3,973 |
| Total noninterest expense | $2,005,000 | 3,757 |
| Salaries and employee benefits | $1,285,000 | 3,386 |
| Premises and equipment expense | $189,000 | 4,091 |
| Additional noninterest expense | $531,000 | 4,223 |
| Pre-tax net operating income | $1,161,000 | 2,800 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $297,000 | 2,134 |
| Income before extraordinary items | $864,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 3,030 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $864,000 | 3,031 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $370,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $864,000 | 2,965 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 3,489 |
| Total interest expense | $124,000 | 3,856 |
| Net interest income | $1,378,000 | 3,415 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $189,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $83,000 | 2,821 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 3,517 |
| Total noninterest expense | $1,024,000 | 3,744 |
| Salaries and employee benefits | $653,000 | 3,390 |
| Premises and equipment expense | $93,000 | 4,163 |
| Additional noninterest expense | $278,000 | 4,135 |
| Pre-tax net operating income | $543,000 | 2,873 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $118,000 | 2,313 |
| Income before extraordinary items | $425,000 | 3,015 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $425,000 | 3,018 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $425,000 | 3,018 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $425,000 | 2,952 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 3,451 |
| Total interest expense | $548,000 | 3,819 |
| Net interest income | $5,669,000 | 3,376 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $920,000 | 3,236 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $370,000 | 2,818 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $550,000 | 3,135 |
| Total noninterest expense | $4,024,000 | 3,822 |
| Salaries and employee benefits | $2,530,000 | 3,451 |
| Premises and equipment expense | $396,000 | 4,118 |
| Additional noninterest expense | $1,098,000 | 4,243 |
| Pre-tax net operating income | $2,365,000 | 2,688 |
| Securities gains (losses) | $34,000 | 1,996 |
| Applicable income taxes | $686,000 | 1,910 |
| Income before extraordinary items | $1,713,000 | 2,997 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,713,000 | 2,996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,713,000 | 2,997 |
| Net charge-offs | $624,000 | 1,260 |
| Cash dividends | $665,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,688,860 | 2,975 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 3,449 |
| Total interest expense | $417,000 | 3,854 |
| Net interest income | $4,292,000 | 3,385 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $713,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $276,000 | 2,878 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $437,000 | 3,093 |
| Total noninterest expense | $2,992,000 | 3,861 |
| Salaries and employee benefits | $1,887,000 | 3,476 |
| Premises and equipment expense | $297,000 | 4,169 |
| Additional noninterest expense | $808,000 | 4,313 |
| Pre-tax net operating income | $1,813,000 | 2,692 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $475,000 | 2,035 |
| Income before extraordinary items | $1,338,000 | 2,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,338,000 | 2,952 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,338,000 | 2,953 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $333,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,338,000 | 2,891 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 3,449 |
| Total interest expense | $280,000 | 3,878 |
| Net interest income | $2,865,000 | 3,375 |
| Provision for loan and lease losses | $125,000 | 2,089 |
| Total noninterest income | $449,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $182,000 | 2,881 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $267,000 | 3,197 |
| Total noninterest expense | $1,991,000 | 3,885 |
| Salaries and employee benefits | $1,254,000 | 3,506 |
| Premises and equipment expense | $224,000 | 3,946 |
| Additional noninterest expense | $513,000 | 4,440 |
| Pre-tax net operating income | $1,198,000 | 2,656 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $297,000 | 2,045 |
| Income before extraordinary items | $901,000 | 2,851 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $901,000 | 2,856 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $901,000 | 2,856 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $333,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $901,000 | 2,801 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,464 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $1,438,000 | 3,377 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $220,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $133,000 | 3,145 |
| Total noninterest expense | $998,000 | 3,905 |
| Salaries and employee benefits | $627,000 | 3,541 |
| Premises and equipment expense | $99,000 | 4,233 |
| Additional noninterest expense | $272,000 | 4,336 |
| Pre-tax net operating income | $585,000 | 2,614 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $139,000 | 2,071 |
| Income before extraordinary items | $446,000 | 2,797 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 2,800 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $446,000 | 2,800 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $446,000 | 2,753 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 3,529 |
| Total interest expense | $624,000 | 4,006 |
| Net interest income | $5,612,000 | 3,425 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,204,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $308,000 | 3,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $896,000 | 2,513 |
| Total noninterest expense | $4,065,000 | 3,880 |
| Salaries and employee benefits | $2,401,000 | 3,639 |
| Premises and equipment expense | $406,000 | 4,177 |
| Additional noninterest expense | $1,258,000 | 4,079 |
| Pre-tax net operating income | $2,751,000 | 2,305 |
| Securities gains (losses) | $-23,000 | 6,351 |
| Applicable income taxes | $806,000 | 1,673 |
| Income before extraordinary items | $1,922,000 | 2,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,922,000 | 2,689 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,922,000 | 2,689 |
| Net charge-offs | $13,000 | 5,011 |
| Cash dividends | $623,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,938,100 | 2,605 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 3,583 |
| Total interest expense | $475,000 | 4,056 |
| Net interest income | $4,148,000 | 3,478 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $636,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $232,000 | 3,323 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $404,000 | 3,324 |
| Total noninterest expense | $2,952,000 | 3,974 |
| Salaries and employee benefits | $1,788,000 | 3,679 |
| Premises and equipment expense | $280,000 | 4,412 |
| Additional noninterest expense | $884,000 | 4,246 |
| Pre-tax net operating income | $1,832,000 | 2,591 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $528,000 | 1,861 |
| Income before extraordinary items | $1,310,000 | 2,905 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,310,000 | 2,909 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,310,000 | 2,909 |
| Net charge-offs | $16,000 | 4,516 |
| Cash dividends | $299,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,305,740 | 2,836 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 3,601 |
| Total interest expense | $321,000 | 4,090 |
| Net interest income | $2,749,000 | 3,502 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $447,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $148,000 | 3,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,201 |
| Total noninterest expense | $1,999,000 | 3,959 |
| Salaries and employee benefits | $1,193,000 | 3,692 |
| Premises and equipment expense | $181,000 | 4,503 |
| Additional noninterest expense | $625,000 | 4,089 |
| Pre-tax net operating income | $1,197,000 | 2,603 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $339,000 | 1,898 |
| Income before extraordinary items | $864,000 | 2,915 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 2,919 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $864,000 | 2,919 |
| Net charge-offs | $19,000 | 4,030 |
| Cash dividends | $299,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $859,680 | 2,840 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 3,628 |
| Total interest expense | $165,000 | 4,116 |
| Net interest income | $1,375,000 | 3,514 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $180,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $72,000 | 3,408 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,643 |
| Total noninterest expense | $1,014,000 | 3,957 |
| Salaries and employee benefits | $593,000 | 3,743 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $326,000 | 4,026 |
| Pre-tax net operating income | $541,000 | 2,732 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $141,000 | 2,047 |
| Income before extraordinary items | $406,000 | 3,001 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $406,000 | 3,001 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $406,000 | 3,003 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $401,560 | 2,937 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 3,628 |
| Total interest expense | $884,000 | 3,903 |
| Net interest income | $5,632,000 | 3,523 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $850,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $360,000 | 3,129 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $490,000 | 3,373 |
| Total noninterest expense | $3,823,000 | 4,163 |
| Salaries and employee benefits | $2,325,000 | 3,747 |
| Premises and equipment expense | $359,000 | 4,544 |
| Additional noninterest expense | $1,139,000 | 4,478 |
| Pre-tax net operating income | $2,659,000 | 2,304 |
| Securities gains (losses) | $-74,000 | 6,872 |
| Applicable income taxes | $781,000 | 1,725 |
| Income before extraordinary items | $1,804,000 | 2,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,804,000 | 2,778 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,804,000 | 2,777 |
| Net charge-offs | $-15,000 | 6,676 |
| Cash dividends | $765,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,855,800 | 2,607 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 3,659 |
| Total interest expense | $697,000 | 3,905 |
| Net interest income | $4,278,000 | 3,551 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $630,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $273,000 | 3,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $357,000 | 3,436 |
| Total noninterest expense | $2,905,000 | 4,139 |
| Salaries and employee benefits | $1,734,000 | 3,776 |
| Premises and equipment expense | $296,000 | 4,386 |
| Additional noninterest expense | $875,000 | 4,461 |
| Pre-tax net operating income | $1,953,000 | 2,404 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $610,000 | 1,732 |
| Income before extraordinary items | $1,365,000 | 2,814 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,365,000 | 2,815 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,365,000 | 2,814 |
| Net charge-offs | $-10,000 | 6,607 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,349,820 | 2,701 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 3,681 |
| Total interest expense | $485,000 | 3,899 |
| Net interest income | $2,829,000 | 3,584 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $452,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $180,000 | 3,174 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,204 |
| Total noninterest expense | $1,931,000 | 4,162 |
| Salaries and employee benefits | $1,160,000 | 3,788 |
| Premises and equipment expense | $187,000 | 4,527 |
| Additional noninterest expense | $584,000 | 4,461 |
| Pre-tax net operating income | $1,300,000 | 2,370 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $401,000 | 1,710 |
| Income before extraordinary items | $902,000 | 2,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $902,000 | 2,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $902,000 | 2,805 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $899,930 | 2,676 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 3,723 |
| Total interest expense | $251,000 | 3,932 |
| Net interest income | $1,405,000 | 3,624 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $240,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 3,014 |
| Total noninterest expense | $982,000 | 4,146 |
| Salaries and employee benefits | $588,000 | 3,788 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $304,000 | 4,356 |
| Pre-tax net operating income | $613,000 | 2,491 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $181,000 | 1,847 |
| Income before extraordinary items | $435,000 | 2,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $435,000 | 2,906 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $435,000 | 2,907 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $432,870 | 2,756 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 3,684 |
| Total interest expense | $1,195,000 | 3,974 |
| Net interest income | $5,774,000 | 3,566 |
| Provision for loan and lease losses | $40,000 | 5,963 |
| Total noninterest income | $749,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $405,000 | 2,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $344,000 | 3,658 |
| Total noninterest expense | $3,777,000 | 4,279 |
| Salaries and employee benefits | $2,337,000 | 3,757 |
| Premises and equipment expense | $350,000 | 4,863 |
| Additional noninterest expense | $1,090,000 | 4,711 |
| Pre-tax net operating income | $2,706,000 | 2,009 |
| Securities gains (losses) | $-110,000 | 7,093 |
| Applicable income taxes | $750,000 | 1,615 |
| Income before extraordinary items | $1,846,000 | 2,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,846,000 | 2,403 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,846,000 | 2,404 |
| Net charge-offs | $147,000 | 4,620 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,924,100 | 2,250 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 3,690 |
| Total interest expense | $922,000 | 4,033 |
| Net interest income | $4,384,000 | 3,547 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $520,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $306,000 | 2,998 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $214,000 | 3,992 |
| Total noninterest expense | $2,890,000 | 4,216 |
| Salaries and employee benefits | $1,748,000 | 3,769 |
| Premises and equipment expense | $291,000 | 4,689 |
| Additional noninterest expense | $851,000 | 4,602 |
| Pre-tax net operating income | $1,974,000 | 2,107 |
| Securities gains (losses) | $-110,000 | 7,228 |
| Applicable income taxes | $551,000 | 1,654 |
| Income before extraordinary items | $1,313,000 | 2,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,313,000 | 2,565 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,313,000 | 2,565 |
| Net charge-offs | $153,000 | 3,992 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,390,000 | 2,363 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 3,739 |
| Total interest expense | $629,000 | 4,083 |
| Net interest income | $2,899,000 | 3,576 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $312,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $198,000 | 3,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,358 |
| Total noninterest expense | $1,961,000 | 4,221 |
| Salaries and employee benefits | $1,159,000 | 3,812 |
| Premises and equipment expense | $199,000 | 4,664 |
| Additional noninterest expense | $603,000 | 4,516 |
| Pre-tax net operating income | $1,210,000 | 2,218 |
| Securities gains (losses) | $-110,000 | 7,325 |
| Applicable income taxes | $311,000 | 1,755 |
| Income before extraordinary items | $789,000 | 2,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $789,000 | 2,700 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $789,000 | 2,700 |
| Net charge-offs | $155,000 | 3,367 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $868,200 | 2,449 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 3,759 |
| Total interest expense | $319,000 | 4,144 |
| Net interest income | $1,446,000 | 3,570 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $81,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $99,000 | 2,997 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-18,000 | 7,218 |
| Total noninterest expense | $1,006,000 | 4,167 |
| Salaries and employee benefits | $583,000 | 3,809 |
| Premises and equipment expense | $95,000 | 4,843 |
| Additional noninterest expense | $328,000 | 4,288 |
| Pre-tax net operating income | $521,000 | 2,480 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $132,000 | 1,898 |
| Income before extraordinary items | $389,000 | 2,737 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $389,000 | 2,736 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $389,000 | 2,737 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $389,000 | 2,671 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 3,728 |
| Total interest expense | $1,551,000 | 4,187 |
| Net interest income | $5,938,000 | 3,488 |
| Provision for loan and lease losses | $155,000 | 5,615 |
| Total noninterest income | $483,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $502,000 | 2,635 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-19,000 | 7,058 |
| Total noninterest expense | $3,911,000 | 4,269 |
| Salaries and employee benefits | $2,275,000 | 3,858 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $1,296,000 | 4,405 |
| Pre-tax net operating income | $2,355,000 | 1,971 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $704,000 | 1,559 |
| Income before extraordinary items | $1,651,000 | 2,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,651,000 | 2,353 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,651,000 | 2,356 |
| Net charge-offs | $306,000 | 4,269 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,651,000 | 2,250 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 3,788 |
| Total interest expense | $1,197,000 | 4,254 |
| Net interest income | $4,456,000 | 3,540 |
| Provision for loan and lease losses | $155,000 | 5,204 |
| Total noninterest income | $143,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $393,000 | 2,625 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-250,000 | 7,483 |
| Total noninterest expense | $2,922,000 | 4,306 |
| Salaries and employee benefits | $1,707,000 | 3,898 |
| Premises and equipment expense | $372,000 | 4,259 |
| Additional noninterest expense | $843,000 | 4,776 |
| Pre-tax net operating income | $1,522,000 | 2,345 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $423,000 | 1,827 |
| Income before extraordinary items | $1,099,000 | 2,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,099,000 | 2,718 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,099,000 | 2,723 |
| Net charge-offs | $-11,000 | 7,481 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,099,000 | 2,590 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 3,800 |
| Total interest expense | $808,000 | 4,315 |
| Net interest income | $2,993,000 | 3,519 |
| Provision for loan and lease losses | $155,000 | 4,552 |
| Total noninterest income | $317,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $263,000 | 2,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 5,493 |
| Total noninterest expense | $1,956,000 | 4,304 |
| Salaries and employee benefits | $1,134,000 | 3,929 |
| Premises and equipment expense | $236,000 | 4,419 |
| Additional noninterest expense | $586,000 | 4,643 |
| Pre-tax net operating income | $1,199,000 | 2,059 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $348,000 | 1,585 |
| Income before extraordinary items | $851,000 | 2,396 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $851,000 | 2,392 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $851,000 | 2,395 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $851,000 | 2,299 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 3,853 |
| Total interest expense | $406,000 | 4,440 |
| Net interest income | $1,499,000 | 3,555 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $141,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $987,000 | 4,320 |
| Salaries and employee benefits | $576,000 | 3,938 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $305,000 | 4,542 |
| Pre-tax net operating income | $578,000 | 2,152 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $156,000 | 1,697 |
| Income before extraordinary items | $422,000 | 2,467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 2,464 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $422,000 | 2,467 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $422,000 | 2,371 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 3,915 |
| Total interest expense | $1,806,000 | 4,734 |
| Net interest income | $5,913,000 | 3,512 |
| Provision for loan and lease losses | $750,000 | 3,934 |
| Total noninterest income | $1,089,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $599,000 | 2,541 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $490,000 | 3,234 |
| Total noninterest expense | $4,247,000 | 4,174 |
| Salaries and employee benefits | $2,201,000 | 4,067 |
| Premises and equipment expense | $477,000 | 4,496 |
| Additional noninterest expense | $1,569,000 | 3,960 |
| Pre-tax net operating income | $2,005,000 | 1,905 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $544,000 | 1,476 |
| Income before extraordinary items | $1,461,000 | 2,158 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,461,000 | 2,156 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,461,000 | 2,158 |
| Net charge-offs | $891,000 | 3,009 |
| Cash dividends | $630,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,461,000 | 2,134 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 3,966 |
| Total interest expense | $1,376,000 | 4,825 |
| Net interest income | $4,429,000 | 3,513 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $781,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $446,000 | 2,567 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $335,000 | 3,458 |
| Total noninterest expense | $3,247,000 | 4,126 |
| Salaries and employee benefits | $1,652,000 | 4,097 |
| Premises and equipment expense | $333,000 | 4,751 |
| Additional noninterest expense | $1,262,000 | 3,743 |
| Pre-tax net operating income | $1,363,000 | 2,215 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $344,000 | 1,784 |
| Income before extraordinary items | $1,019,000 | 2,458 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,019,000 | 2,456 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,019,000 | 2,459 |
| Net charge-offs | $892,000 | 2,327 |
| Cash dividends | $630,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,019,000 | 2,406 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 3,964 |
| Total interest expense | $942,000 | 4,882 |
| Net interest income | $2,971,000 | 3,487 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $512,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $289,000 | 2,592 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $223,000 | 3,481 |
| Total noninterest expense | $2,132,000 | 4,207 |
| Salaries and employee benefits | $1,109,000 | 4,102 |
| Premises and equipment expense | $223,000 | 4,767 |
| Additional noninterest expense | $800,000 | 3,866 |
| Pre-tax net operating income | $901,000 | 2,303 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $216,000 | 1,883 |
| Income before extraordinary items | $685,000 | 2,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 2,535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $685,000 | 2,537 |
| Net charge-offs | $555,000 | 2,237 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $685,000 | 2,457 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 4,019 |
| Total interest expense | $484,000 | 4,920 |
| Net interest income | $1,461,000 | 3,529 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $250,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $137,000 | 2,645 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $113,000 | 3,457 |
| Total noninterest expense | $1,112,000 | 3,998 |
| Salaries and employee benefits | $561,000 | 4,104 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $449,000 | 3,277 |
| Pre-tax net operating income | $449,000 | 2,574 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $85,000 | 2,350 |
| Income before extraordinary items | $364,000 | 2,750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $364,000 | 2,748 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $364,000 | 2,751 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $121,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $364,000 | 2,612 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,009,000 | 3,797 |
| Total interest expense | $2,378,000 | 4,870 |
| Net interest income | $6,631,000 | 3,207 |
| Provision for loan and lease losses | $150,000 | 5,553 |
| Total noninterest income | $1,194,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $618,000 | 2,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $576,000 | 2,955 |
| Total noninterest expense | $3,737,000 | 4,444 |
| Salaries and employee benefits | $2,148,000 | 4,223 |
| Premises and equipment expense | $446,000 | 4,782 |
| Additional noninterest expense | $1,143,000 | 4,439 |
| Pre-tax net operating income | $3,938,000 | 1,386 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,270,000 | 985 |
| Income before extraordinary items | $2,668,000 | 1,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,668,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,736 |
| Cash dividends | $1,005,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,668,000 | 1,631 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 3,831 |
| Total interest expense | $1,826,000 | 4,936 |
| Net interest income | $5,023,000 | 3,205 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $906,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $450,000 | 2,666 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 2,958 |
| Total noninterest expense | $2,806,000 | 4,437 |
| Salaries and employee benefits | $1,609,000 | 4,241 |
| Premises and equipment expense | $358,000 | 4,593 |
| Additional noninterest expense | $839,000 | 4,425 |
| Pre-tax net operating income | $3,123,000 | 1,565 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,007,000 | 1,148 |
| Income before extraordinary items | $2,116,000 | 1,686 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,116,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $743,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,116,000 | 1,789 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 3,800 |
| Total interest expense | $1,254,000 | 5,002 |
| Net interest income | $3,454,000 | 3,097 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $636,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $283,000 | 2,761 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $353,000 | 2,767 |
| Total noninterest expense | $1,871,000 | 4,451 |
| Salaries and employee benefits | $1,072,000 | 4,288 |
| Premises and equipment expense | $240,000 | 4,619 |
| Additional noninterest expense | $559,000 | 4,392 |
| Pre-tax net operating income | $2,219,000 | 1,532 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $713,000 | 1,218 |
| Income before extraordinary items | $1,506,000 | 1,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,506,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $465,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,506,000 | 1,775 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 3,803 |
| Total interest expense | $664,000 | 5,016 |
| Net interest income | $1,749,000 | 3,074 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $235,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $133,000 | 2,851 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $929,000 | 4,465 |
| Salaries and employee benefits | $534,000 | 4,321 |
| Premises and equipment expense | $121,000 | 4,607 |
| Additional noninterest expense | $274,000 | 4,400 |
| Pre-tax net operating income | $1,055,000 | 1,700 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $321,000 | 1,407 |
| Income before extraordinary items | $734,000 | 1,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $181,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $734,000 | 1,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,959,000 | 3,772 |
| Total interest expense | $2,993,000 | 4,805 |
| Net interest income | $6,966,000 | 3,124 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $2,998,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $644,000 | 2,539 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,354,000 | 1,221 |
| Total noninterest expense | $3,573,000 | 4,454 |
| Salaries and employee benefits | $2,088,000 | 4,258 |
| Premises and equipment expense | $409,000 | 4,960 |
| Additional noninterest expense | $1,076,000 | 4,407 |
| Pre-tax net operating income | $6,391,000 | 1,317 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,193,000 | 1,048 |
| Income before extraordinary items | $4,198,000 | 1,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,198,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $2,187,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,198,000 | 1,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 3,786 |
| Total interest expense | $2,248,000 | 4,809 |
| Net interest income | $5,212,000 | 3,127 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,751,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,271,000 | 1,010 |
| Total noninterest expense | $2,746,000 | 4,374 |
| Salaries and employee benefits | $1,571,000 | 4,228 |
| Premises and equipment expense | $338,000 | 4,648 |
| Additional noninterest expense | $837,000 | 4,251 |
| Pre-tax net operating income | $5,217,000 | 1,309 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,798,000 | 1,044 |
| Income before extraordinary items | $3,419,000 | 1,489 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,419,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,240 |
| Cash dividends | $1,931,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,419,000 | 1,478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 3,815 |
| Total interest expense | $1,479,000 | 4,833 |
| Net interest income | $3,457,000 | 3,162 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $668,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $318,000 | 2,534 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $350,000 | 2,769 |
| Total noninterest expense | $1,821,000 | 4,408 |
| Salaries and employee benefits | $1,046,000 | 4,272 |
| Premises and equipment expense | $218,000 | 4,763 |
| Additional noninterest expense | $557,000 | 4,238 |
| Pre-tax net operating income | $2,304,000 | 1,922 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $742,000 | 1,583 |
| Income before extraordinary items | $1,562,000 | 2,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,562,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,129 |
| Cash dividends | $504,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,562,000 | 2,128 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 3,834 |
| Total interest expense | $723,000 | 4,886 |
| Net interest income | $1,725,000 | 3,149 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $266,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $152,000 | 2,583 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $114,000 | 3,521 |
| Total noninterest expense | $956,000 | 4,270 |
| Salaries and employee benefits | $534,000 | 4,229 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $308,000 | 3,897 |
| Pre-tax net operating income | $1,035,000 | 2,104 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $309,000 | 1,820 |
| Income before extraordinary items | $726,000 | 2,240 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $726,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $175,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $726,000 | 2,222 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 3,682 |
| Total interest expense | $2,684,000 | 4,611 |
| Net interest income | $6,963,000 | 3,117 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,344,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $693,000 | 2,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $651,000 | 2,865 |
| Total noninterest expense | $3,566,000 | 4,346 |
| Salaries and employee benefits | $2,023,000 | 4,228 |
| Premises and equipment expense | $425,000 | 4,737 |
| Additional noninterest expense | $1,118,000 | 4,160 |
| Pre-tax net operating income | $4,741,000 | 1,983 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,525,000 | 1,638 |
| Income before extraordinary items | $3,216,000 | 2,149 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,216,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $4,110,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,216,000 | 2,140 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,688 |
| Total interest expense | $1,984,000 | 4,567 |
| Net interest income | $5,154,000 | 3,177 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,104,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $526,000 | 2,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,639 |
| Total noninterest expense | $2,702,000 | 4,284 |
| Salaries and employee benefits | $1,506,000 | 4,220 |
| Premises and equipment expense | $342,000 | 4,527 |
| Additional noninterest expense | $854,000 | 4,068 |
| Pre-tax net operating income | $3,556,000 | 2,031 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,130,000 | 1,729 |
| Income before extraordinary items | $2,426,000 | 2,196 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,426,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,767 |
| Cash dividends | $739,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,426,000 | 2,187 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 3,679 |
| Total interest expense | $1,285,000 | 4,509 |
| Net interest income | $3,400,000 | 3,211 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $828,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $341,000 | 2,405 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $487,000 | 2,254 |
| Total noninterest expense | $1,819,000 | 4,263 |
| Salaries and employee benefits | $997,000 | 4,272 |
| Premises and equipment expense | $259,000 | 4,184 |
| Additional noninterest expense | $563,000 | 4,111 |
| Pre-tax net operating income | $2,409,000 | 2,020 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $752,000 | 1,757 |
| Income before extraordinary items | $1,657,000 | 2,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,657,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,780 |
| Cash dividends | $470,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,657,000 | 2,149 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 3,690 |
| Total interest expense | $619,000 | 4,494 |
| Net interest income | $1,667,000 | 3,256 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $248,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $159,000 | 2,473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $931,000 | 4,212 |
| Salaries and employee benefits | $490,000 | 4,345 |
| Premises and equipment expense | $123,000 | 4,347 |
| Additional noninterest expense | $318,000 | 3,725 |
| Pre-tax net operating income | $984,000 | 2,299 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $262,000 | 2,200 |
| Income before extraordinary items | $722,000 | 2,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $140,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $722,000 | 2,363 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 3,471 |
| Total interest expense | $2,195,000 | 4,161 |
| Net interest income | $6,646,000 | 3,167 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,075,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $719,000 | 2,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,981 |
| Total noninterest expense | $3,527,000 | 4,260 |
| Salaries and employee benefits | $1,897,000 | 4,287 |
| Premises and equipment expense | $402,000 | 4,836 |
| Additional noninterest expense | $1,228,000 | 3,804 |
| Pre-tax net operating income | $4,194,000 | 2,147 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,334,000 | 1,853 |
| Income before extraordinary items | $2,860,000 | 2,345 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,860,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,729 |
| Cash dividends | $840,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,860,000 | 2,312 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 3,460 |
| Total interest expense | $1,579,000 | 4,149 |
| Net interest income | $4,952,000 | 3,170 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $815,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $534,000 | 2,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $281,000 | 3,915 |
| Total noninterest expense | $2,671,000 | 4,197 |
| Salaries and employee benefits | $1,429,000 | 4,242 |
| Premises and equipment expense | $346,000 | 4,403 |
| Additional noninterest expense | $896,000 | 3,822 |
| Pre-tax net operating income | $3,096,000 | 2,178 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $973,000 | 1,919 |
| Income before extraordinary items | $2,123,000 | 2,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,123,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,760 |
| Cash dividends | $540,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,123,000 | 2,350 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 3,429 |
| Total interest expense | $999,000 | 4,138 |
| Net interest income | $3,289,000 | 3,157 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $543,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $342,000 | 2,353 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $201,000 | 3,757 |
| Total noninterest expense | $1,781,000 | 4,181 |
| Salaries and employee benefits | $949,000 | 4,241 |
| Premises and equipment expense | $225,000 | 4,435 |
| Additional noninterest expense | $607,000 | 3,766 |
| Pre-tax net operating income | $2,051,000 | 2,146 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $634,000 | 1,918 |
| Income before extraordinary items | $1,417,000 | 2,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,417,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,453 |
| Cash dividends | $328,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,417,000 | 2,293 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,467 |
| Total interest expense | $466,000 | 4,227 |
| Net interest income | $1,629,000 | 3,173 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $263,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $160,000 | 2,428 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,676 |
| Total noninterest expense | $918,000 | 4,098 |
| Salaries and employee benefits | $472,000 | 4,274 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $321,000 | 3,599 |
| Pre-tax net operating income | $974,000 | 2,212 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $280,000 | 2,082 |
| Income before extraordinary items | $694,000 | 2,343 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $694,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,424 |
| Cash dividends | $117,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $694,000 | 2,306 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 3,512 |
| Total interest expense | $1,529,000 | 4,462 |
| Net interest income | $6,164,000 | 3,225 |
| Provision for loan and lease losses | $1,000 | 7,299 |
| Total noninterest income | $1,239,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $798,000 | 2,148 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $441,000 | 3,541 |
| Total noninterest expense | $3,692,000 | 3,993 |
| Salaries and employee benefits | $1,852,000 | 4,244 |
| Premises and equipment expense | $449,000 | 4,411 |
| Additional noninterest expense | $1,391,000 | 3,315 |
| Pre-tax net operating income | $3,710,000 | 2,178 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,202,000 | 1,895 |
| Income before extraordinary items | $2,508,000 | 2,427 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,508,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 8,817 |
| Cash dividends | $630,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,508,000 | 2,364 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 3,565 |
| Total interest expense | $1,128,000 | 4,470 |
| Net interest income | $4,508,000 | 3,275 |
| Provision for loan and lease losses | $1,000 | 7,077 |
| Total noninterest income | $869,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $606,000 | 2,147 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $263,000 | 3,972 |
| Total noninterest expense | $2,810,000 | 3,912 |
| Salaries and employee benefits | $1,392,000 | 4,202 |
| Premises and equipment expense | $366,000 | 4,156 |
| Additional noninterest expense | $1,052,000 | 3,275 |
| Pre-tax net operating income | $2,566,000 | 2,331 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $819,000 | 2,073 |
| Income before extraordinary items | $1,747,000 | 2,616 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,747,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,808 |
| Cash dividends | $434,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,747,000 | 2,547 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 3,579 |
| Total interest expense | $747,000 | 4,489 |
| Net interest income | $2,983,000 | 3,286 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $559,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $388,000 | 2,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 4,053 |
| Total noninterest expense | $1,942,000 | 3,831 |
| Salaries and employee benefits | $934,000 | 4,189 |
| Premises and equipment expense | $235,000 | 4,268 |
| Additional noninterest expense | $773,000 | 3,034 |
| Pre-tax net operating income | $1,599,000 | 2,449 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $528,000 | 2,111 |
| Income before extraordinary items | $1,071,000 | 2,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,071,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,836 |
| Cash dividends | $236,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,071,000 | 2,700 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,552 |
| Total interest expense | $386,000 | 4,428 |
| Net interest income | $1,496,000 | 3,266 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $265,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 2,293 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $1,032,000 | 3,663 |
| Salaries and employee benefits | $467,000 | 4,231 |
| Premises and equipment expense | $130,000 | 3,989 |
| Additional noninterest expense | $435,000 | 2,684 |
| Pre-tax net operating income | $728,000 | 2,627 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $243,000 | 2,241 |
| Income before extraordinary items | $485,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,789 |
| Cash dividends | $78,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $485,000 | 2,912 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 3,422 |
| Total interest expense | $1,828,000 | 4,299 |
| Net interest income | $6,225,000 | 3,087 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $862,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $509,000 | 3,043 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $353,000 | 4,204 |
| Total noninterest expense | $3,531,000 | 4,084 |
| Salaries and employee benefits | $1,813,000 | 4,243 |
| Premises and equipment expense | $526,000 | 3,904 |
| Additional noninterest expense | $1,192,000 | 3,744 |
| Pre-tax net operating income | $3,548,000 | 2,194 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,159,000 | 1,978 |
| Income before extraordinary items | $2,389,000 | 2,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,389,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 9,029 |
| Cash dividends | $8,198,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,389,000 | 2,362 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 3,452 |
| Total interest expense | $1,425,000 | 4,293 |
| Net interest income | $4,654,000 | 3,102 |
| Provision for loan and lease losses | $1,000 | 7,460 |
| Total noninterest income | $595,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $323,000 | 3,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,212 |
| Total noninterest expense | $2,619,000 | 4,099 |
| Salaries and employee benefits | $1,360,000 | 4,235 |
| Premises and equipment expense | $377,000 | 4,035 |
| Additional noninterest expense | $882,000 | 3,760 |
| Pre-tax net operating income | $2,629,000 | 2,279 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $855,000 | 2,105 |
| Income before extraordinary items | $1,774,000 | 2,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,774,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,056 |
| Cash dividends | $312,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,774,000 | 2,464 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 3,425 |
| Total interest expense | $1,004,000 | 4,244 |
| Net interest income | $3,116,000 | 3,080 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $380,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $187,000 | 3,774 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $193,000 | 4,098 |
| Total noninterest expense | $1,748,000 | 4,098 |
| Salaries and employee benefits | $903,000 | 4,246 |
| Premises and equipment expense | $260,000 | 3,930 |
| Additional noninterest expense | $585,000 | 3,773 |
| Pre-tax net operating income | $1,748,000 | 2,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $563,000 | 2,147 |
| Income before extraordinary items | $1,185,000 | 2,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,185,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,928 |
| Cash dividends | $252,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,185,000 | 2,463 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 3,221 |
| Total interest expense | $524,000 | 4,191 |
| Net interest income | $1,696,000 | 2,843 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $182,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 4,025 |
| Total noninterest expense | $881,000 | 4,060 |
| Salaries and employee benefits | $451,000 | 4,238 |
| Premises and equipment expense | $130,000 | 3,924 |
| Additional noninterest expense | $300,000 | 3,660 |
| Pre-tax net operating income | $997,000 | 2,045 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $320,000 | 1,962 |
| Income before extraordinary items | $677,000 | 2,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $677,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,018 |
| Cash dividends | $97,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $677,000 | 2,136 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,498,000 | 3,153 |
| Total interest expense | $2,769,000 | 3,776 |
| Net interest income | $6,729,000 | 2,831 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $708,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $381,000 | 3,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $327,000 | 4,070 |
| Total noninterest expense | $3,435,000 | 4,034 |
| Salaries and employee benefits | $1,760,000 | 4,156 |
| Premises and equipment expense | $548,000 | 3,675 |
| Additional noninterest expense | $1,127,000 | 3,791 |
| Pre-tax net operating income | $3,727,000 | 2,104 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,227,000 | 1,919 |
| Income before extraordinary items | $2,500,000 | 2,353 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,500,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-200,000 | 9,291 |
| Cash dividends | $3,908,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,500,000 | 2,273 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,395,000 | 2,971 |
| Total interest expense | $4,682,000 | 3,342 |
| Net interest income | $6,713,000 | 2,664 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $726,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $326,000 | 3,951 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $400,000 | 3,532 |
| Total noninterest expense | $3,508,000 | 3,819 |
| Salaries and employee benefits | $1,624,000 | 4,263 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $1,384,000 | 3,083 |
| Pre-tax net operating income | $3,781,000 | 1,860 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,274,000 | 1,723 |
| Income before extraordinary items | $2,507,000 | 2,083 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,507,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,179,000 | 836 |
| Cash dividends | $743,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,507,000 | 2,009 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,639,000 | 2,760 |
| Total interest expense | $5,558,000 | 2,987 |
| Net interest income | $7,081,000 | 2,516 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $661,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $278,000 | 4,258 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $383,000 | 3,453 |
| Total noninterest expense | $2,960,000 | 4,276 |
| Salaries and employee benefits | $1,555,000 | 4,234 |
| Premises and equipment expense | $544,000 | 3,549 |
| Additional noninterest expense | $861,000 | 4,496 |
| Pre-tax net operating income | $4,782,000 | 1,546 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,724,000 | 1,337 |
| Income before extraordinary items | $3,058,000 | 1,718 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,058,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 9,842 |
| Cash dividends | $4,266,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,058,000 | 1,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,695,000 | 2,771 |
| Total interest expense | $5,042,000 | 2,900 |
| Net interest income | $6,653,000 | 2,628 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $467,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $301,000 | 3,979 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $166,000 | 5,360 |
| Total noninterest expense | $2,741,000 | 4,545 |
| Salaries and employee benefits | $1,526,000 | 4,279 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $727,000 | 5,124 |
| Pre-tax net operating income | $4,379,000 | 1,719 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,643,000 | 1,470 |
| Income before extraordinary items | $2,736,000 | 1,943 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,736,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-401,000 | 10,172 |
| Cash dividends | $1,116,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,736,000 | 1,913 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,876,000 | 2,728 |
| Total interest expense | $5,623,000 | 2,693 |
| Net interest income | $6,253,000 | 2,742 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $392,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $2,578,000 | 4,668 |
| Salaries and employee benefits | $1,553,000 | 4,133 |
| Premises and equipment expense | $390,000 | 4,514 |
| Additional noninterest expense | $635,000 | 5,528 |
| Pre-tax net operating income | $4,067,000 | 1,790 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,529,000 | 1,592 |
| Income before extraordinary items | $2,538,000 | 2,057 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,538,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,932 |
| Cash dividends | $666,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,538,000 | 1,983 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,934,000 | 2,750 |
| Total interest expense | $5,947,000 | 2,508 |
| Net interest income | $5,987,000 | 2,912 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $605,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $266,000 | 4,448 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $339,000 | 3,653 |
| Total noninterest expense | $2,690,000 | 4,497 |
| Salaries and employee benefits | $1,512,000 | 4,229 |
| Premises and equipment expense | $359,000 | 4,802 |
| Additional noninterest expense | $819,000 | 4,639 |
| Pre-tax net operating income | $3,702,000 | 2,030 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,313,000 | 1,919 |
| Income before extraordinary items | $2,389,000 | 2,210 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,389,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,116 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,389,000 | 2,148 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,335,000 | 2,914 |
| Total interest expense | $5,811,000 | 2,621 |
| Net interest income | $5,524,000 | 3,204 |
| Provision for loan and lease losses | $2,875,000 | 473 |
| Total noninterest income | $1,144,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $288,000 | 4,358 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $856,000 | 2,013 |
| Total noninterest expense | $2,720,000 | 4,674 |
| Salaries and employee benefits | $1,443,000 | 4,471 |
| Premises and equipment expense | $375,000 | 4,772 |
| Additional noninterest expense | $902,000 | 4,742 |
| Pre-tax net operating income | $1,073,000 | 5,505 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-114,000 | 11,190 |
| Income before extraordinary items | $1,187,000 | 3,906 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,187,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,287,000 | 373 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,187,000 | 3,861 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,615,000 | 2,865 |
| Total interest expense | $5,784,000 | 2,657 |
| Net interest income | $5,831,000 | 3,052 |
| Provision for loan and lease losses | $2,350,000 | 526 |
| Total noninterest income | $735,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $310,000 | 4,181 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $425,000 | 3,192 |
| Total noninterest expense | $3,403,000 | 3,842 |
| Salaries and employee benefits | $1,445,000 | 4,434 |
| Premises and equipment expense | $363,000 | 4,901 |
| Additional noninterest expense | $1,595,000 | 2,934 |
| Pre-tax net operating income | $813,000 | 6,779 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-260,000 | 11,821 |
| Income before extraordinary items | $1,073,000 | 4,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,073,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,320,000 | 523 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,073,000 | 4,330 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 2,921 |
| Total interest expense | $4,358,000 | 2,812 |
| Net interest income | $6,063,000 | 2,969 |
| Provision for loan and lease losses | $1,850,000 | 610 |
| Total noninterest income | $616,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $276,000 | 4,674 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $340,000 | 3,784 |
| Total noninterest expense | $3,784,000 | 3,590 |
| Salaries and employee benefits | $1,354,000 | 4,706 |
| Premises and equipment expense | $398,000 | 4,605 |
| Additional noninterest expense | $2,032,000 | 2,538 |
| Pre-tax net operating income | $1,045,000 | 5,770 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $760,000 | 5,557 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $760,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,958,000 | 559 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $760,000 | 5,632 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 2,893 |
| Total interest expense | $4,660,000 | 2,764 |
| Net interest income | $6,060,000 | 3,002 |
| Provision for loan and lease losses | $1,819,000 | 863 |
| Total noninterest income | $693,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $290,000 | 4,551 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $403,000 | 3,731 |
| Total noninterest expense | $4,769,000 | 2,970 |
| Salaries and employee benefits | $1,347,000 | 4,728 |
| Premises and equipment expense | $419,000 | 4,536 |
| Additional noninterest expense | $3,003,000 | 1,905 |
| Pre-tax net operating income | $165,000 | 11,357 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $132,000 | 9,038 |
| Income before extraordinary items | $36,000 | 12,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $36,000 | 12,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,989,000 | 564 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $34,080 | 12,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,777,000 | 2,756 |
| Total interest expense | $6,595,000 | 2,560 |
| Net interest income | $6,182,000 | 2,944 |
| Provision for loan and lease losses | $5,579,000 | 550 |
| Total noninterest income | $668,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $298,000 | 4,473 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $370,000 | 3,888 |
| Total noninterest expense | $3,422,000 | 4,009 |
| Salaries and employee benefits | $1,384,000 | 4,545 |
| Premises and equipment expense | $415,000 | 4,670 |
| Additional noninterest expense | $1,623,000 | 3,374 |
| Pre-tax net operating income | $-2,151,000 | 13,652 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-400,000 | 13,733 |
| Income before extraordinary items | $-1,751,000 | 13,650 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,751,000 | 13,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,548,000 | 564 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,751,000 | 13,595 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.