Home > Industrial National Bank > Income and Expense
Industrial National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 7,195 |
| Total interest expense | $1,106,000 | 8,272 |
| Net interest income | $2,490,000 | 6,504 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $847,000 | 3,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,741 |
| Total noninterest expense | $2,112,000 | 5,936 |
| Salaries and employee benefits | $899,000 | 6,637 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $1,012,000 | 4,664 |
| Pre-tax net operating income | $1,211,000 | 5,205 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $380,000 | 4,942 |
| Income before extraordinary items | $813,000 | 5,300 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $813,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $825,240 | 5,297 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 7,364 |
| Total interest expense | $1,193,000 | 8,277 |
| Net interest income | $2,435,000 | 6,660 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $745,000 | 4,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $1,983,000 | 6,382 |
| Salaries and employee benefits | $817,000 | 7,223 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $981,000 | 4,999 |
| Pre-tax net operating income | $1,181,000 | 5,244 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $369,000 | 5,305 |
| Income before extraordinary items | $812,000 | 5,509 |
| Extraordinary gains, net | $-28,000 | 12,537 |
| Net income | $784,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $812,000 | 5,264 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 7,279 |
| Total interest expense | $1,614,000 | 8,157 |
| Net interest income | $2,559,000 | 6,489 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $767,000 | 4,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $604,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $1,992,000 | 6,400 |
| Salaries and employee benefits | $824,000 | 7,115 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $977,000 | 5,138 |
| Pre-tax net operating income | $1,299,000 | 4,612 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $427,000 | 4,554 |
| Income before extraordinary items | $872,000 | 5,037 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $872,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $872,000 | 4,730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.