Home > Indus American Bank > Income and Expense
Indus American Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,375 |
| Total interest expense | $625,000 | 1,444 |
| Net interest income | $2,056,000 | 2,617 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $149,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $22,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,041 |
| Total noninterest expense | $1,874,000 | 2,384 |
| Salaries and employee benefits | $926,000 | 2,628 |
| Premises and equipment expense | $383,000 | 1,517 |
| Additional noninterest expense | $565,000 | 2,404 |
| Pre-tax net operating income | $331,000 | 3,715 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $331,000 | 3,535 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $331,000 | 3,534 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $331,000 | 3,535 |
| Net charge-offs | $-20,000 | 4,983 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $331,000 | 3,537 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,406,000 | 2,210 |
| Total interest expense | $2,608,000 | 1,233 |
| Net interest income | $8,798,000 | 2,452 |
| Provision for loan and lease losses | $199,000 | 2,397 |
| Total noninterest income | $831,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $79,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $752,000 | 2,631 |
| Total noninterest expense | $9,422,000 | 2,013 |
| Salaries and employee benefits | $4,453,000 | 2,288 |
| Premises and equipment expense | $1,614,000 | 1,414 |
| Additional noninterest expense | $3,355,000 | 1,773 |
| Pre-tax net operating income | $8,000 | 5,424 |
| Securities gains (losses) | $103,000 | 618 |
| Applicable income taxes | $11,000 | 3,870 |
| Income before extraordinary items | $100,000 | 5,212 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $100,000 | 5,211 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $100,000 | 5,212 |
| Net charge-offs | $-24,000 | 4,985 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,300 | 5,346 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,599,000 | 2,203 |
| Total interest expense | $1,977,000 | 1,205 |
| Net interest income | $6,622,000 | 2,456 |
| Provision for loan and lease losses | $199,000 | 2,045 |
| Total noninterest income | $662,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $59,000 | 4,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $603,000 | 2,573 |
| Total noninterest expense | $7,158,000 | 1,986 |
| Salaries and employee benefits | $3,407,000 | 2,265 |
| Premises and equipment expense | $1,217,000 | 1,414 |
| Additional noninterest expense | $2,534,000 | 1,757 |
| Pre-tax net operating income | $-73,000 | 5,560 |
| Securities gains (losses) | $113,000 | 550 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $40,000 | 5,459 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $40,000 | 5,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $40,000 | 5,458 |
| Net charge-offs | $3,000 | 3,568 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-73,000 | 5,566 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 2,216 |
| Total interest expense | $1,296,000 | 1,173 |
| Net interest income | $4,364,000 | 2,460 |
| Provision for loan and lease losses | $184,000 | 1,628 |
| Total noninterest income | $480,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $41,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,480 |
| Total noninterest expense | $5,090,000 | 1,880 |
| Salaries and employee benefits | $2,417,000 | 2,157 |
| Premises and equipment expense | $808,000 | 1,423 |
| Additional noninterest expense | $1,865,000 | 1,602 |
| Pre-tax net operating income | $-430,000 | 5,717 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-430,000 | 5,713 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-430,000 | 5,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-430,000 | 5,713 |
| Net charge-offs | $-25,000 | 5,078 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-430,000 | 5,711 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 2,241 |
| Total interest expense | $640,000 | 1,164 |
| Net interest income | $2,151,000 | 2,497 |
| Provision for loan and lease losses | $104,000 | 1,423 |
| Total noninterest income | $366,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $23,000 | 4,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 1,920 |
| Total noninterest expense | $2,719,000 | 1,786 |
| Salaries and employee benefits | $1,257,000 | 2,122 |
| Premises and equipment expense | $396,000 | 1,471 |
| Additional noninterest expense | $1,066,000 | 1,420 |
| Pre-tax net operating income | $-306,000 | 5,793 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-306,000 | 5,793 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-306,000 | 5,793 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-306,000 | 5,793 |
| Net charge-offs | $-38,000 | 5,423 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-306,000 | 5,793 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 2,288 |
| Total interest expense | $2,538,000 | 1,136 |
| Net interest income | $8,091,000 | 2,601 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $1,446,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $114,000 | 4,361 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,332,000 | 2,048 |
| Total noninterest expense | $9,665,000 | 1,965 |
| Salaries and employee benefits | $4,625,000 | 2,221 |
| Premises and equipment expense | $1,690,000 | 1,365 |
| Additional noninterest expense | $3,350,000 | 1,792 |
| Pre-tax net operating income | $-528,000 | 5,795 |
| Securities gains (losses) | $140,000 | 1,098 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-388,000 | 5,777 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-388,000 | 5,776 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-388,000 | 5,776 |
| Net charge-offs | $659,000 | 903 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-528,000 | 5,793 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,941,000 | 2,300 |
| Total interest expense | $1,929,000 | 1,112 |
| Net interest income | $6,012,000 | 2,623 |
| Provision for loan and lease losses | $250,000 | 1,802 |
| Total noninterest income | $1,212,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $90,000 | 4,322 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,122,000 | 1,902 |
| Total noninterest expense | $7,304,000 | 1,955 |
| Salaries and employee benefits | $3,540,000 | 2,180 |
| Premises and equipment expense | $1,208,000 | 1,421 |
| Additional noninterest expense | $2,556,000 | 1,759 |
| Pre-tax net operating income | $-330,000 | 5,857 |
| Securities gains (losses) | $106,000 | 1,210 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-224,000 | 5,841 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-224,000 | 5,841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-224,000 | 5,841 |
| Net charge-offs | $-15,000 | 5,021 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-330,000 | 5,857 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 2,282 |
| Total interest expense | $1,268,000 | 1,130 |
| Net interest income | $4,073,000 | 2,594 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $818,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $65,000 | 4,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $753,000 | 1,864 |
| Total noninterest expense | $4,601,000 | 2,061 |
| Salaries and employee benefits | $2,341,000 | 2,211 |
| Premises and equipment expense | $829,000 | 1,386 |
| Additional noninterest expense | $1,431,000 | 2,063 |
| Pre-tax net operating income | $290,000 | 4,790 |
| Securities gains (losses) | $106,000 | 924 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $396,000 | 4,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $396,000 | 4,280 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $396,000 | 4,281 |
| Net charge-offs | $-12,000 | 5,029 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $290,000 | 4,604 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 2,242 |
| Total interest expense | $619,000 | 1,151 |
| Net interest income | $2,124,000 | 2,509 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $277,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $241,000 | 2,384 |
| Total noninterest expense | $2,260,000 | 2,094 |
| Salaries and employee benefits | $1,115,000 | 2,297 |
| Premises and equipment expense | $450,000 | 1,308 |
| Additional noninterest expense | $695,000 | 2,102 |
| Pre-tax net operating income | $141,000 | 4,791 |
| Securities gains (losses) | $106,000 | 504 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $247,000 | 3,943 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $247,000 | 3,940 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $247,000 | 3,941 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $141,000 | 4,635 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,981,000 | 2,189 |
| Total interest expense | $2,559,000 | 1,095 |
| Net interest income | $8,422,000 | 2,469 |
| Provision for loan and lease losses | $1,236,000 | 671 |
| Total noninterest income | $1,897,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $117,000 | 4,490 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,780,000 | 1,661 |
| Total noninterest expense | $10,392,000 | 1,819 |
| Salaries and employee benefits | $4,864,000 | 2,101 |
| Premises and equipment expense | $1,727,000 | 1,343 |
| Additional noninterest expense | $3,801,000 | 1,599 |
| Pre-tax net operating income | $-1,309,000 | 6,113 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-1,309,000 | 6,112 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,309,000 | 6,112 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,309,000 | 6,112 |
| Net charge-offs | $1,869,000 | 398 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,309,000 | 6,108 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 2,180 |
| Total interest expense | $1,900,000 | 1,117 |
| Net interest income | $6,434,000 | 2,444 |
| Provision for loan and lease losses | $650,000 | 843 |
| Total noninterest income | $1,536,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $90,000 | 4,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,446,000 | 1,571 |
| Total noninterest expense | $7,007,000 | 2,018 |
| Salaries and employee benefits | $3,622,000 | 2,120 |
| Premises and equipment expense | $1,151,000 | 1,513 |
| Additional noninterest expense | $2,234,000 | 2,009 |
| Pre-tax net operating income | $313,000 | 5,186 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-300,000 | 6,201 |
| Income before extraordinary items | $613,000 | 4,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 4,296 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $613,000 | 4,298 |
| Net charge-offs | $1,434,000 | 361 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $613,000 | 4,246 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 2,204 |
| Total interest expense | $1,247,000 | 1,140 |
| Net interest income | $4,231,000 | 2,472 |
| Provision for loan and lease losses | $-50,000 | 6,004 |
| Total noninterest income | $724,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $58,000 | 4,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $666,000 | 2,032 |
| Total noninterest expense | $4,705,000 | 2,026 |
| Salaries and employee benefits | $2,386,000 | 2,158 |
| Premises and equipment expense | $852,000 | 1,385 |
| Additional noninterest expense | $1,467,000 | 2,038 |
| Pre-tax net operating income | $300,000 | 4,863 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $-200,000 | 6,280 |
| Income before extraordinary items | $501,000 | 3,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $501,000 | 3,966 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $501,000 | 3,968 |
| Net charge-offs | $573,000 | 568 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $500,000 | 3,906 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 2,272 |
| Total interest expense | $604,000 | 1,164 |
| Net interest income | $2,039,000 | 2,557 |
| Provision for loan and lease losses | $-50,000 | 6,158 |
| Total noninterest income | $354,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $323,000 | 2,021 |
| Total noninterest expense | $2,271,000 | 2,079 |
| Salaries and employee benefits | $1,178,000 | 2,187 |
| Premises and equipment expense | $406,000 | 1,467 |
| Additional noninterest expense | $687,000 | 2,135 |
| Pre-tax net operating income | $172,000 | 4,649 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-50,000 | 6,330 |
| Income before extraordinary items | $222,000 | 4,123 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $222,000 | 4,126 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $222,000 | 4,126 |
| Net charge-offs | $76,000 | 1,286 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $222,000 | 4,056 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,543,000 | 2,283 |
| Total interest expense | $2,324,000 | 1,244 |
| Net interest income | $8,219,000 | 2,560 |
| Provision for loan and lease losses | $236,000 | 2,305 |
| Total noninterest income | $942,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $154,000 | 4,347 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $788,000 | 2,656 |
| Total noninterest expense | $8,467,000 | 2,217 |
| Salaries and employee benefits | $4,278,000 | 2,350 |
| Premises and equipment expense | $1,254,000 | 1,840 |
| Additional noninterest expense | $2,935,000 | 2,077 |
| Pre-tax net operating income | $458,000 | 5,129 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $-403,000 | 6,370 |
| Income before extraordinary items | $862,000 | 4,201 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $862,000 | 4,201 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $862,000 | 4,202 |
| Net charge-offs | $670,000 | 1,206 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $861,000 | 4,149 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 2,301 |
| Total interest expense | $1,736,000 | 1,266 |
| Net interest income | $6,165,000 | 2,579 |
| Provision for loan and lease losses | $236,000 | 1,881 |
| Total noninterest income | $764,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $122,000 | 4,304 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $642,000 | 2,551 |
| Total noninterest expense | $6,291,000 | 2,250 |
| Salaries and employee benefits | $3,231,000 | 2,343 |
| Premises and equipment expense | $881,000 | 1,970 |
| Additional noninterest expense | $2,179,000 | 2,088 |
| Pre-tax net operating income | $402,000 | 5,051 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $-303,000 | 6,485 |
| Income before extraordinary items | $706,000 | 4,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $706,000 | 4,118 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $706,000 | 4,118 |
| Net charge-offs | $526,000 | 1,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $705,000 | 4,067 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 2,344 |
| Total interest expense | $1,144,000 | 1,296 |
| Net interest income | $4,010,000 | 2,625 |
| Provision for loan and lease losses | $136,000 | 2,016 |
| Total noninterest income | $543,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $461,000 | 2,416 |
| Total noninterest expense | $4,057,000 | 2,306 |
| Salaries and employee benefits | $2,114,000 | 2,376 |
| Premises and equipment expense | $580,000 | 2,010 |
| Additional noninterest expense | $1,363,000 | 2,188 |
| Pre-tax net operating income | $360,000 | 4,667 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $-203,000 | 6,557 |
| Income before extraordinary items | $564,000 | 3,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $564,000 | 3,744 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $564,000 | 3,746 |
| Net charge-offs | $408,000 | 1,020 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $563,000 | 3,678 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,375 |
| Total interest expense | $565,000 | 1,332 |
| Net interest income | $1,967,000 | 2,668 |
| Provision for loan and lease losses | $81,000 | 1,753 |
| Total noninterest income | $273,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $234,000 | 2,338 |
| Total noninterest expense | $1,964,000 | 2,365 |
| Salaries and employee benefits | $1,033,000 | 2,434 |
| Premises and equipment expense | $286,000 | 2,073 |
| Additional noninterest expense | $645,000 | 2,317 |
| Pre-tax net operating income | $195,000 | 4,513 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-103,000 | 6,627 |
| Income before extraordinary items | $298,000 | 3,556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 3,559 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $298,000 | 3,559 |
| Net charge-offs | $30,000 | 2,222 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $298,000 | 3,509 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 2,460 |
| Total interest expense | $2,194,000 | 1,557 |
| Net interest income | $7,668,000 | 2,715 |
| Provision for loan and lease losses | $923,000 | 1,180 |
| Total noninterest income | $1,471,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $171,000 | 4,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,300,000 | 2,026 |
| Total noninterest expense | $7,582,000 | 2,459 |
| Salaries and employee benefits | $3,839,000 | 2,567 |
| Premises and equipment expense | $1,147,000 | 1,992 |
| Additional noninterest expense | $2,596,000 | 2,377 |
| Pre-tax net operating income | $634,000 | 4,735 |
| Securities gains (losses) | $-18,000 | 6,317 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $613,000 | 4,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $613,000 | 4,638 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $613,000 | 4,638 |
| Net charge-offs | $1,441,000 | 967 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 6,713 |
| Net operating income | $631,000 | 4,537 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 2,496 |
| Total interest expense | $1,640,000 | 1,606 |
| Net interest income | $5,689,000 | 2,743 |
| Provision for loan and lease losses | $737,000 | 1,137 |
| Total noninterest income | $1,025,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $134,000 | 4,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $891,000 | 2,210 |
| Total noninterest expense | $5,404,000 | 2,572 |
| Salaries and employee benefits | $2,723,000 | 2,715 |
| Premises and equipment expense | $865,000 | 1,998 |
| Additional noninterest expense | $1,816,000 | 2,520 |
| Pre-tax net operating income | $573,000 | 4,572 |
| Securities gains (losses) | $-18,000 | 6,560 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $552,000 | 4,445 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $552,000 | 4,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $552,000 | 4,449 |
| Net charge-offs | $1,553,000 | 719 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 6,813 |
| Net operating income | $569,820 | 4,316 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 2,538 |
| Total interest expense | $1,079,000 | 1,659 |
| Net interest income | $3,707,000 | 2,784 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $661,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $90,000 | 4,299 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $571,000 | 2,299 |
| Total noninterest expense | $3,523,000 | 2,626 |
| Salaries and employee benefits | $1,767,000 | 2,796 |
| Premises and equipment expense | $570,000 | 2,025 |
| Additional noninterest expense | $1,186,000 | 2,569 |
| Pre-tax net operating income | $545,000 | 3,989 |
| Securities gains (losses) | $-18,000 | 6,712 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $524,000 | 3,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $524,000 | 3,848 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $524,000 | 3,849 |
| Net charge-offs | $799,000 | 906 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 6,880 |
| Net operating income | $541,820 | 3,686 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 2,653 |
| Total interest expense | $534,000 | 1,721 |
| Net interest income | $1,768,000 | 2,897 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $375,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $331,000 | 2,096 |
| Total noninterest expense | $1,737,000 | 2,693 |
| Salaries and employee benefits | $872,000 | 2,848 |
| Premises and equipment expense | $289,000 | 2,029 |
| Additional noninterest expense | $576,000 | 2,646 |
| Pre-tax net operating income | $256,000 | 4,077 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $253,000 | 3,871 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $253,000 | 3,870 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $253,000 | 3,873 |
| Net charge-offs | $629,000 | 660 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $253,000 | 3,764 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 2,517 |
| Total interest expense | $2,615,000 | 1,676 |
| Net interest income | $7,614,000 | 2,770 |
| Provision for loan and lease losses | $1,741,000 | 1,195 |
| Total noninterest income | $1,593,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $163,000 | 4,629 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,430,000 | 1,912 |
| Total noninterest expense | $7,347,000 | 2,557 |
| Salaries and employee benefits | $3,647,000 | 2,682 |
| Premises and equipment expense | $1,378,000 | 1,707 |
| Additional noninterest expense | $2,322,000 | 2,744 |
| Pre-tax net operating income | $119,000 | 5,877 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $141,000 | 5,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $141,000 | 5,942 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $141,000 | 5,945 |
| Net charge-offs | $2,686,000 | 916 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 890 |
| Net operating income | $119,000 | 5,851 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 2,507 |
| Total interest expense | $2,063,000 | 1,678 |
| Net interest income | $5,804,000 | 2,781 |
| Provision for loan and lease losses | $1,757,000 | 956 |
| Total noninterest income | $1,322,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $122,000 | 4,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,200,000 | 1,769 |
| Total noninterest expense | $5,527,000 | 2,550 |
| Salaries and employee benefits | $2,773,000 | 2,661 |
| Premises and equipment expense | $1,007,000 | 1,763 |
| Additional noninterest expense | $1,747,000 | 2,740 |
| Pre-tax net operating income | $-158,000 | 6,486 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-136,000 | 6,573 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-136,000 | 6,571 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-136,000 | 6,571 |
| Net charge-offs | $2,531,000 | 770 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 827 |
| Net operating income | $-158,000 | 6,500 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 2,481 |
| Total interest expense | $1,455,000 | 1,653 |
| Net interest income | $3,865,000 | 2,790 |
| Provision for loan and lease losses | $1,489,000 | 808 |
| Total noninterest income | $959,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $876,000 | 1,655 |
| Total noninterest expense | $3,777,000 | 2,502 |
| Salaries and employee benefits | $1,922,000 | 2,557 |
| Premises and equipment expense | $673,000 | 1,752 |
| Additional noninterest expense | $1,182,000 | 2,717 |
| Pre-tax net operating income | $-442,000 | 6,783 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-420,000 | 6,836 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-420,000 | 6,837 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-420,000 | 6,837 |
| Net charge-offs | $2,652,000 | 557 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $-442,000 | 6,804 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 2,480 |
| Total interest expense | $745,000 | 1,684 |
| Net interest income | $1,959,000 | 2,770 |
| Provision for loan and lease losses | $406,000 | 1,235 |
| Total noninterest income | $521,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $484,000 | 1,542 |
| Total noninterest expense | $1,839,000 | 2,555 |
| Salaries and employee benefits | $987,000 | 2,505 |
| Premises and equipment expense | $322,000 | 1,847 |
| Additional noninterest expense | $530,000 | 2,952 |
| Pre-tax net operating income | $235,000 | 4,269 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $257,000 | 3,914 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $257,000 | 3,919 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $257,000 | 3,918 |
| Net charge-offs | $657,000 | 914 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 577 |
| Net operating income | $235,000 | 3,941 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,470,000 | 2,440 |
| Total interest expense | $3,381,000 | 1,750 |
| Net interest income | $8,089,000 | 2,705 |
| Provision for loan and lease losses | $4,084,000 | 931 |
| Total noninterest income | $2,106,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $187,000 | 4,508 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,919,000 | 1,407 |
| Total noninterest expense | $8,206,000 | 2,314 |
| Salaries and employee benefits | $4,026,000 | 2,388 |
| Premises and equipment expense | $1,353,000 | 1,840 |
| Additional noninterest expense | $2,827,000 | 2,318 |
| Pre-tax net operating income | $-2,095,000 | 6,801 |
| Securities gains (losses) | $-169,000 | 7,143 |
| Applicable income taxes | $37,000 | 3,871 |
| Income before extraordinary items | $-2,301,000 | 6,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,301,000 | 6,875 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,301,000 | 6,876 |
| Net charge-offs | $2,831,000 | 1,234 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 966 |
| Net operating income | $-2,132,000 | 6,839 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 2,466 |
| Total interest expense | $2,609,000 | 1,767 |
| Net interest income | $5,982,000 | 2,745 |
| Provision for loan and lease losses | $1,982,000 | 1,247 |
| Total noninterest income | $1,389,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $148,000 | 4,431 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,241,000 | 1,524 |
| Total noninterest expense | $5,931,000 | 2,406 |
| Salaries and employee benefits | $3,121,000 | 2,311 |
| Premises and equipment expense | $992,000 | 1,895 |
| Additional noninterest expense | $1,818,000 | 2,663 |
| Pre-tax net operating income | $-542,000 | 6,637 |
| Securities gains (losses) | $263,000 | 1,000 |
| Applicable income taxes | $37,000 | 3,772 |
| Income before extraordinary items | $-316,000 | 6,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-316,000 | 6,592 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-316,000 | 6,592 |
| Net charge-offs | $1,659,000 | 1,391 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 620 |
| Net operating income | $-579,000 | 6,683 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 2,457 |
| Total interest expense | $1,756,000 | 1,818 |
| Net interest income | $4,021,000 | 2,724 |
| Provision for loan and lease losses | $1,144,000 | 1,387 |
| Total noninterest income | $979,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $105,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $874,000 | 1,477 |
| Total noninterest expense | $3,606,000 | 2,619 |
| Salaries and employee benefits | $1,985,000 | 2,437 |
| Premises and equipment expense | $650,000 | 1,940 |
| Additional noninterest expense | $971,000 | 3,275 |
| Pre-tax net operating income | $250,000 | 4,835 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $37,000 | 3,537 |
| Income before extraordinary items | $213,000 | 4,927 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $213,000 | 4,927 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $213,000 | 4,927 |
| Net charge-offs | $615,000 | 1,929 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 525 |
| Net operating income | $213,000 | 4,833 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 2,429 |
| Total interest expense | $870,000 | 1,900 |
| Net interest income | $2,069,000 | 2,648 |
| Provision for loan and lease losses | $511,000 | 1,402 |
| Total noninterest income | $522,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $470,000 | 1,407 |
| Total noninterest expense | $1,858,000 | 2,566 |
| Salaries and employee benefits | $1,064,000 | 2,302 |
| Premises and equipment expense | $322,000 | 2,000 |
| Additional noninterest expense | $472,000 | 3,328 |
| Pre-tax net operating income | $222,000 | 4,057 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $221,000 | 3,806 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $221,000 | 3,806 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $221,000 | 3,806 |
| Net charge-offs | $164,000 | 2,282 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 448 |
| Net operating income | $221,000 | 3,758 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 2,533 |
| Total interest expense | $3,573,000 | 2,220 |
| Net interest income | $8,224,000 | 2,655 |
| Provision for loan and lease losses | $2,880,000 | 1,658 |
| Total noninterest income | $1,437,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 4,238 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,217,000 | 1,937 |
| Total noninterest expense | $7,102,000 | 2,696 |
| Salaries and employee benefits | $3,589,000 | 2,662 |
| Premises and equipment expense | $1,227,000 | 2,061 |
| Additional noninterest expense | $2,286,000 | 2,896 |
| Pre-tax net operating income | $-321,000 | 6,136 |
| Securities gains (losses) | $62,000 | 2,518 |
| Applicable income taxes | $6,000 | 4,320 |
| Income before extraordinary items | $-265,000 | 6,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-265,000 | 6,220 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-265,000 | 6,219 |
| Net charge-offs | $1,381,000 | 2,267 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 900 |
| Net operating income | $-327,000 | 6,207 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,807,000 | 2,611 |
| Total interest expense | $2,682,000 | 2,304 |
| Net interest income | $6,125,000 | 2,704 |
| Provision for loan and lease losses | $1,340,000 | 2,144 |
| Total noninterest income | $931,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $143,000 | 4,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $788,000 | 2,088 |
| Total noninterest expense | $5,125,000 | 2,781 |
| Salaries and employee benefits | $2,672,000 | 2,692 |
| Premises and equipment expense | $913,000 | 2,098 |
| Additional noninterest expense | $1,540,000 | 3,147 |
| Pre-tax net operating income | $591,000 | 3,973 |
| Securities gains (losses) | $61,000 | 2,300 |
| Applicable income taxes | $6,000 | 4,358 |
| Income before extraordinary items | $646,000 | 3,650 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $646,000 | 3,648 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $646,000 | 3,650 |
| Net charge-offs | $334,000 | 3,588 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 879 |
| Net operating income | $585,610 | 3,683 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 2,767 |
| Total interest expense | $1,804,000 | 2,384 |
| Net interest income | $3,794,000 | 2,893 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $285,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $79,000 | 4,901 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $206,000 | 3,466 |
| Total noninterest expense | $3,171,000 | 2,978 |
| Salaries and employee benefits | $1,639,000 | 2,909 |
| Premises and equipment expense | $599,000 | 2,158 |
| Additional noninterest expense | $933,000 | 3,398 |
| Pre-tax net operating income | $218,000 | 4,839 |
| Securities gains (losses) | $62,000 | 1,755 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $277,000 | 4,443 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $277,000 | 4,443 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $277,000 | 4,443 |
| Net charge-offs | $214,000 | 3,466 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 871 |
| Net operating income | $215,620 | 4,645 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 2,919 |
| Total interest expense | $898,000 | 2,497 |
| Net interest income | $1,780,000 | 3,097 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $127,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 3,675 |
| Total noninterest expense | $1,485,000 | 3,175 |
| Salaries and employee benefits | $758,000 | 3,154 |
| Premises and equipment expense | $297,000 | 2,221 |
| Additional noninterest expense | $430,000 | 3,620 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $119,000 | 4,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 4,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $119,000 | 4,737 |
| Net charge-offs | $140,000 | 2,795 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $119,000 | 4,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 3,448 |
| Total interest expense | $3,701,000 | 2,917 |
| Net interest income | $5,473,000 | 3,716 |
| Provision for loan and lease losses | $2,198,000 | 2,368 |
| Total noninterest income | $920,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $87,000 | 5,935 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $833,000 | 2,390 |
| Total noninterest expense | $5,880,000 | 3,235 |
| Salaries and employee benefits | $2,565,000 | 3,616 |
| Premises and equipment expense | $1,343,000 | 1,993 |
| Additional noninterest expense | $1,972,000 | 3,351 |
| Pre-tax net operating income | $-1,685,000 | 6,526 |
| Securities gains (losses) | $-66,000 | 7,224 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $-1,755,000 | 6,667 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,755,000 | 6,667 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,755,000 | 6,667 |
| Net charge-offs | $1,120,000 | 2,740 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $6,591,000 | 144 |
| Net operating income | $-1,689,000 | 6,637 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 3,656 |
| Total interest expense | $2,852,000 | 2,971 |
| Net interest income | $3,652,000 | 4,017 |
| Provision for loan and lease losses | $480,000 | 3,857 |
| Total noninterest income | $217,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $61,000 | 6,058 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $156,000 | 4,688 |
| Total noninterest expense | $4,312,000 | 3,287 |
| Salaries and employee benefits | $1,874,000 | 3,725 |
| Premises and equipment expense | $935,000 | 2,149 |
| Additional noninterest expense | $1,503,000 | 3,274 |
| Pre-tax net operating income | $-923,000 | 6,615 |
| Securities gains (losses) | $-66,000 | 7,415 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $-993,000 | 6,744 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-993,000 | 6,745 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-993,000 | 6,745 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,577,000 | 115 |
| Net operating income | $-927,000 | 6,710 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 3,779 |
| Total interest expense | $1,955,000 | 3,019 |
| Net interest income | $2,238,000 | 4,244 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $39,000 | 6,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $2,810,000 | 3,390 |
| Salaries and employee benefits | $1,239,000 | 3,796 |
| Premises and equipment expense | $623,000 | 2,195 |
| Additional noninterest expense | $948,000 | 3,415 |
| Pre-tax net operating income | $-783,000 | 6,884 |
| Securities gains (losses) | $116,000 | 1,380 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-667,000 | 6,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-667,000 | 6,920 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-667,000 | 6,920 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $952,000 | 293 |
| Net operating income | $-783,000 | 6,998 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,930 |
| Total interest expense | $983,000 | 3,097 |
| Net interest income | $1,027,000 | 4,503 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $1,337,000 | 3,460 |
| Salaries and employee benefits | $599,000 | 3,924 |
| Premises and equipment expense | $306,000 | 2,259 |
| Additional noninterest expense | $432,000 | 3,365 |
| Pre-tax net operating income | $-421,000 | 7,236 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-422,000 | 7,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-422,000 | 7,371 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-422,000 | 7,371 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $-422,000 | 7,336 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,860,000 | 4,540 |
| Total interest expense | $3,441,000 | 3,886 |
| Net interest income | $3,419,000 | 5,050 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $145,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 6,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $79,000 | 6,232 |
| Total noninterest expense | $4,595,000 | 3,821 |
| Salaries and employee benefits | $2,303,000 | 4,005 |
| Premises and equipment expense | $1,079,000 | 2,453 |
| Additional noninterest expense | $1,213,000 | 4,261 |
| Pre-tax net operating income | $-1,431,000 | 7,191 |
| Securities gains (losses) | $-1,366,000 | 7,804 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $-2,799,000 | 7,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,799,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 5,088 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 920 |
| Net operating income | $-1,433,000 | 7,296 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 4,743 |
| Total interest expense | $2,488,000 | 4,088 |
| Net interest income | $2,443,000 | 5,217 |
| Provision for loan and lease losses | $270,000 | 3,724 |
| Total noninterest income | $156,000 | 6,536 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $47,000 | 6,503 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $3,328,000 | 3,908 |
| Salaries and employee benefits | $1,688,000 | 4,109 |
| Premises and equipment expense | $796,000 | 2,506 |
| Additional noninterest expense | $844,000 | 4,410 |
| Pre-tax net operating income | $-999,000 | 7,531 |
| Securities gains (losses) | $-1,366,000 | 7,979 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $-2,368,000 | 7,932 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,368,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 817 |
| Net operating income | $-1,002,000 | 7,619 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 4,850 |
| Total interest expense | $1,699,000 | 4,158 |
| Net interest income | $1,536,000 | 5,393 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $103,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $30,000 | 6,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $2,148,000 | 4,030 |
| Salaries and employee benefits | $1,113,000 | 4,175 |
| Premises and equipment expense | $529,000 | 2,514 |
| Additional noninterest expense | $506,000 | 4,694 |
| Pre-tax net operating income | $-689,000 | 7,736 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $-692,000 | 7,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-692,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 745 |
| Net operating income | $-692,000 | 7,809 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,861 |
| Total interest expense | $896,000 | 4,194 |
| Net interest income | $773,000 | 5,403 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $34,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $1,051,000 | 4,093 |
| Salaries and employee benefits | $536,000 | 4,307 |
| Premises and equipment expense | $241,000 | 2,732 |
| Additional noninterest expense | $274,000 | 4,400 |
| Pre-tax net operating income | $-334,000 | 7,942 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-334,000 | 8,021 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-334,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 625 |
| Net operating income | $-334,000 | 7,992 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 5,635 |
| Total interest expense | $2,973,000 | 4,822 |
| Net interest income | $2,191,000 | 6,299 |
| Provision for loan and lease losses | $405,000 | 2,674 |
| Total noninterest income | $118,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $49,000 | 6,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $3,476,000 | 4,545 |
| Salaries and employee benefits | $1,682,000 | 4,959 |
| Premises and equipment expense | $714,000 | 3,391 |
| Additional noninterest expense | $1,080,000 | 4,396 |
| Pre-tax net operating income | $-1,572,000 | 8,211 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,572,000 | 8,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,572,000 | 8,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $7,610,000 | 231 |
| Net operating income | $-1,572,000 | 8,243 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 5,884 |
| Total interest expense | $2,016,000 | 5,092 |
| Net interest income | $1,529,000 | 6,486 |
| Provision for loan and lease losses | $285,000 | 2,385 |
| Total noninterest income | $76,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 6,951 |
| Total noninterest expense | $2,468,000 | 4,702 |
| Salaries and employee benefits | $1,215,000 | 5,056 |
| Premises and equipment expense | $507,000 | 3,517 |
| Additional noninterest expense | $746,000 | 4,613 |
| Pre-tax net operating income | $-1,148,000 | 8,325 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,148,000 | 8,358 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,148,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $7,582,000 | 165 |
| Net operating income | $-1,148,000 | 8,351 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 6,150 |
| Total interest expense | $1,195,000 | 5,389 |
| Net interest income | $946,000 | 6,706 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $19,000 | 7,003 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $1,600,000 | 4,815 |
| Salaries and employee benefits | $787,000 | 5,185 |
| Premises and equipment expense | $319,000 | 3,683 |
| Additional noninterest expense | $494,000 | 4,624 |
| Pre-tax net operating income | $-788,000 | 8,406 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-788,000 | 8,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-788,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $7,555,000 | 124 |
| Net operating income | $-788,000 | 8,427 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 6,398 |
| Total interest expense | $564,000 | 5,552 |
| Net interest income | $397,000 | 7,122 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $675,000 | 5,372 |
| Salaries and employee benefits | $356,000 | 5,530 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $182,000 | 5,562 |
| Pre-tax net operating income | $-336,000 | 8,433 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-336,000 | 8,458 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-336,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $7,528,000 | 58 |
| Net operating income | $-336,000 | 8,448 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 7,715 |
| Total interest expense | $888,000 | 7,144 |
| Net interest income | $889,000 | 7,990 |
| Provision for loan and lease losses | $236,000 | 3,235 |
| Total noninterest income | $80,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $49,000 | 6,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,671 |
| Total noninterest expense | $2,495,000 | 5,485 |
| Salaries and employee benefits | $1,093,000 | 6,168 |
| Premises and equipment expense | $530,000 | 4,111 |
| Additional noninterest expense | $872,000 | 4,964 |
| Pre-tax net operating income | $-1,762,000 | 8,555 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,762,000 | 8,578 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,762,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 1,042 |
| Net operating income | $-1,762,000 | 8,567 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 8,076 |
| Total interest expense | $468,000 | 7,669 |
| Net interest income | $578,000 | 8,196 |
| Provision for loan and lease losses | $176,000 | 3,141 |
| Total noninterest income | $62,000 | 8,001 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $1,731,000 | 5,716 |
| Salaries and employee benefits | $777,000 | 6,310 |
| Premises and equipment expense | $315,000 | 4,768 |
| Additional noninterest expense | $639,000 | 5,013 |
| Pre-tax net operating income | $-1,267,000 | 8,631 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,267,000 | 8,644 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,267,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,267,000 | 8,637 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 8,320 |
| Total interest expense | $225,000 | 8,045 |
| Net interest income | $321,000 | 8,407 |
| Provision for loan and lease losses | $116,000 | 3,139 |
| Total noninterest income | $31,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,180,000 | 5,660 |
| Salaries and employee benefits | $505,000 | 6,412 |
| Premises and equipment expense | $170,000 | 5,423 |
| Additional noninterest expense | $505,000 | 4,458 |
| Pre-tax net operating income | $-944,000 | 8,675 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-944,000 | 8,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-944,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-944,000 | 8,683 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,539 |
| Total interest expense | $71,000 | 8,378 |
| Net interest income | $127,000 | 8,561 |
| Provision for loan and lease losses | $56,000 | 2,988 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $555,000 | 5,865 |
| Salaries and employee benefits | $248,000 | 6,475 |
| Premises and equipment expense | $97,000 | 5,056 |
| Additional noninterest expense | $210,000 | 5,028 |
| Pre-tax net operating income | $-476,000 | 8,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-476,000 | 8,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-476,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-476,000 | 8,692 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,000 | 8,827 |
| Total interest expense | $2,000 | 8,808 |
| Net interest income | $24,000 | 8,822 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $136,000 | 8,808 |
| Salaries and employee benefits | $32,000 | 8,802 |
| Premises and equipment expense | $23,000 | 8,716 |
| Additional noninterest expense | $81,000 | 8,751 |
| Pre-tax net operating income | $-111,000 | 8,340 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-111,000 | 8,370 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-111,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $11,033,000 | 166 |
| Net operating income | $-111,000 | 8,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.