Home > Indiana Federal Bank for Savings > Income and Expense
Indiana Federal Bank for Savings, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $56,115,000 | 672 |
| Total interest expense | $31,912,000 | 587 |
| Net interest income | $24,203,000 | 773 |
| Provision for loan and lease losses | $1,115,000 | 948 |
| Total noninterest income | $5,028,000 | 947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,028,000 | 641 |
| Total noninterest expense | $21,135,000 | 752 |
| Salaries and employee benefits | $7,891,000 | 867 |
| Premises and equipment expense | $4,950,000 | 471 |
| Additional noninterest expense | $8,294,000 | 774 |
| Pre-tax net operating income | $6,981,000 | 1,074 |
| Securities gains (losses) | $-169,000 | 11,284 |
| Applicable income taxes | $2,703,000 | 952 |
| Income before extraordinary items | $4,109,000 | 1,224 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,109,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,339 |
| Cash dividends | $6,970,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,217,160 | 1,180 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $54,187,000 | 714 |
| Total interest expense | $29,926,000 | 646 |
| Net interest income | $24,261,000 | 795 |
| Provision for loan and lease losses | $176,000 | 3,326 |
| Total noninterest income | $5,118,000 | 950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 4,795 |
| Additional Noninterest Income | $5,119,000 | 652 |
| Total noninterest expense | $18,882,000 | 820 |
| Salaries and employee benefits | $7,945,000 | 870 |
| Premises and equipment expense | $4,939,000 | 492 |
| Additional noninterest expense | $5,998,000 | 984 |
| Pre-tax net operating income | $10,321,000 | 812 |
| Securities gains (losses) | $517,000 | 345 |
| Applicable income taxes | $3,921,000 | 739 |
| Income before extraordinary items | $6,917,000 | 818 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,917,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,358 |
| Cash dividends | $14,846,000 | 317 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $6,586,120 | 839 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $43,047,000 | 792 |
| Total interest expense | $22,434,000 | 653 |
| Net interest income | $20,613,000 | 906 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $4,569,000 | 980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 377 |
| Additional Noninterest Income | $4,559,000 | 673 |
| Total noninterest expense | $14,064,000 | 1,066 |
| Salaries and employee benefits | $6,363,000 | 1,058 |
| Premises and equipment expense | $3,349,000 | 690 |
| Additional noninterest expense | $4,352,000 | 1,327 |
| Pre-tax net operating income | $10,938,000 | 747 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $4,172,000 | 658 |
| Income before extraordinary items | $6,786,000 | 786 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,786,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,967 |
| Cash dividends | $11,928,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,773,200 | 791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $46,038,000 | 741 |
| Total interest expense | $26,022,000 | 581 |
| Net interest income | $20,016,000 | 925 |
| Provision for loan and lease losses | $1,097,000 | 1,220 |
| Total noninterest income | $4,629,000 | 1,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,629,000 | 712 |
| Total noninterest expense | $13,571,000 | 1,155 |
| Salaries and employee benefits | $5,719,000 | 1,183 |
| Premises and equipment expense | $3,011,000 | 767 |
| Additional noninterest expense | $4,841,000 | 1,306 |
| Pre-tax net operating income | $9,977,000 | 732 |
| Securities gains (losses) | $894,000 | 583 |
| Applicable income taxes | $3,544,000 | 726 |
| Income before extraordinary items | $7,327,000 | 711 |
| Extraordinary gains, net | $-430,000 | 13,157 |
| Net income | $6,897,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-311,000 | 13,178 |
| Cash dividends | $6,532,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,728,020 | 731 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $47,154,000 | 824 |
| Total interest expense | $27,698,000 | 688 |
| Net interest income | $19,456,000 | 964 |
| Provision for loan and lease losses | $1,394,000 | 1,485 |
| Total noninterest income | $3,663,000 | 1,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-13,000 | 5,218 |
| Additional Noninterest Income | $3,676,000 | 833 |
| Total noninterest expense | $12,130,000 | 1,314 |
| Salaries and employee benefits | $5,173,000 | 1,299 |
| Premises and equipment expense | $2,763,000 | 860 |
| Additional noninterest expense | $4,194,000 | 1,547 |
| Pre-tax net operating income | $9,595,000 | 665 |
| Securities gains (losses) | $522,000 | 1,053 |
| Applicable income taxes | $3,966,000 | 590 |
| Income before extraordinary items | $6,151,000 | 776 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,151,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $8,178,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,816,920 | 742 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.