Home > Indiana Community Bank, SB > Income and Expense
Indiana Community Bank, SB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,348 |
| Total interest expense | $3,345,000 | 4,288 |
| Net interest income | $3,957,000 | 4,276 |
| Provision for loan and lease losses | $371,000 | 2,210 |
| Total noninterest income | $890,000 | 3,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,532 |
| Total noninterest expense | $3,678,000 | 3,440 |
| Salaries and employee benefits | $1,792,000 | 3,652 |
| Premises and equipment expense | $457,000 | 3,995 |
| Additional noninterest expense | $1,429,000 | 2,863 |
| Pre-tax net operating income | $798,000 | 6,554 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $310,000 | 5,627 |
| Income before extraordinary items | $488,000 | 7,044 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $488,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,938 |
| Cash dividends | $332,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 757 |
| Net operating income | $488,000 | 6,998 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 4,494 |
| Total interest expense | $3,267,000 | 4,445 |
| Net interest income | $3,874,000 | 4,450 |
| Provision for loan and lease losses | $303,000 | 2,539 |
| Total noninterest income | $802,000 | 3,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,617 |
| Total noninterest expense | $4,163,000 | 3,228 |
| Salaries and employee benefits | $1,776,000 | 3,716 |
| Premises and equipment expense | $398,000 | 4,556 |
| Additional noninterest expense | $1,989,000 | 2,473 |
| Pre-tax net operating income | $210,000 | 9,728 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $76,000 | 9,229 |
| Income before extraordinary items | $134,000 | 9,940 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $134,000 | 9,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,758 |
| Cash dividends | $3,089,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 645 |
| Net operating income | $134,000 | 9,886 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 4,588 |
| Total interest expense | $3,056,000 | 4,679 |
| Net interest income | $3,894,000 | 4,414 |
| Provision for loan and lease losses | $245,000 | 2,607 |
| Total noninterest income | $698,000 | 4,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $3,257,000 | 4,000 |
| Salaries and employee benefits | $1,486,000 | 4,318 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $1,362,000 | 3,352 |
| Pre-tax net operating income | $1,090,000 | 5,636 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $397,000 | 4,971 |
| Income before extraordinary items | $693,000 | 6,043 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $693,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,985 |
| Cash dividends | $266,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $693,000 | 6,021 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 4,951 |
| Total interest expense | $2,848,000 | 4,150 |
| Net interest income | $3,037,000 | 5,569 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $523,000 | 5,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,970 |
| Total noninterest expense | $2,783,000 | 4,708 |
| Salaries and employee benefits | $1,330,000 | 4,783 |
| Premises and equipment expense | $403,000 | 4,561 |
| Additional noninterest expense | $1,050,000 | 4,521 |
| Pre-tax net operating income | $685,000 | 7,487 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $275,000 | 6,190 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $-332,000 | 12,569 |
| Net income | $78,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $7,908,000 | 123 |
| Net operating income | $410,000 | 8,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 5,003 |
| Total interest expense | $3,045,000 | 4,074 |
| Net interest income | $2,884,000 | 5,833 |
| Provision for loan and lease losses | $139,000 | 4,861 |
| Total noninterest income | $654,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 4,252 |
| Total noninterest expense | $2,599,000 | 5,097 |
| Salaries and employee benefits | $1,262,000 | 5,012 |
| Premises and equipment expense | $765,000 | 2,668 |
| Additional noninterest expense | $572,000 | 7,579 |
| Pre-tax net operating income | $800,000 | 6,809 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $457,000 | 7,913 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $457,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $457,000 | 7,659 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 5,232 |
| Total interest expense | $3,726,000 | 4,323 |
| Net interest income | $2,625,000 | 6,370 |
| Provision for loan and lease losses | $176,000 | 5,636 |
| Total noninterest income | $577,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $577,000 | 2,904 |
| Total noninterest expense | $2,353,000 | 5,582 |
| Salaries and employee benefits | $1,203,000 | 5,147 |
| Premises and equipment expense | $688,000 | 2,966 |
| Additional noninterest expense | $462,000 | 8,841 |
| Pre-tax net operating income | $673,000 | 7,249 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $309,000 | 5,805 |
| Income before extraordinary items | $364,000 | 8,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $364,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $364,000 | 8,206 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.