Home > Indiana Community Bank > Income and Expense

Indiana Community Bank, Income and Expense

2013-12-31 (YTD Data)Rank
Total interest income$4,219,0004,498
Total interest expense$421,0004,808
Net interest income$3,798,0004,402
Provision for loan and lease losses$2,0005,057
Total noninterest income$-58,0006,696
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$186,0004,219
Trading account gains and fees$0184
Additional Noninterest Income$-244,0006,691
Total noninterest expense$3,874,0003,999
Salaries and employee benefits$1,281,0005,122
Premises and equipment expense$305,0004,818
Additional noninterest expense$2,288,0002,680
Pre-tax net operating income$-136,0006,328
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-136,0006,367
Extraordinary gains, net$029
Net income$-136,0006,368
Minority interest net income$090
Net income of bank and minority interests.$-136,0006,369
Net charge-offs$975,0001,294
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-136,0006,343
2013-09-30 (YTD Data)Rank
Total interest income$3,237,0004,492
Total interest expense$339,0004,760
Net interest income$2,898,0004,389
Provision for loan and lease losses$2,0004,897
Total noninterest income$-47,0006,795
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$140,0004,243
Trading account gains and fees$0180
Additional Noninterest Income$-187,0006,790
Total noninterest expense$2,835,0004,071
Salaries and employee benefits$969,0005,141
Premises and equipment expense$234,0004,794
Additional noninterest expense$1,632,0002,788
Pre-tax net operating income$14,0006,241
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$14,0006,310
Extraordinary gains, net$025
Net income$14,0006,312
Minority interest net income$084
Net income of bank and minority interests.$14,0006,311
Net charge-offs$362,0001,924
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,0006,259
2013-06-30 (YTD Data)Rank
Total interest income$2,234,0004,412
Total interest expense$239,0004,715
Net interest income$1,995,0004,325
Provision for loan and lease losses$1,0004,755
Total noninterest income$-12,0006,820
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$89,0004,315
Trading account gains and fees$0157
Additional Noninterest Income$-101,0006,798
Total noninterest expense$1,903,0004,071
Salaries and employee benefits$667,0005,098
Premises and equipment expense$156,0004,804
Additional noninterest expense$1,080,0002,783
Pre-tax net operating income$79,0005,931
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$79,0005,971
Extraordinary gains, net$022
Net income$79,0005,972
Minority interest net income$082
Net income of bank and minority interests.$79,0005,973
Net charge-offs$258,0001,838
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$79,0005,883
2013-03-31 (YTD Data)Rank
Total interest income$1,104,0004,474
Total interest expense$127,0004,669
Net interest income$977,0004,400
Provision for loan and lease losses$04,409
Total noninterest income$-64,0006,946
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$41,0004,435
Trading account gains and fees$0148
Additional Noninterest Income$-105,0006,930
Total noninterest expense$928,0004,185
Salaries and employee benefits$323,0005,207
Premises and equipment expense$73,0004,984
Additional noninterest expense$532,0002,838
Pre-tax net operating income$-15,0006,424
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-15,0006,489
Extraordinary gains, net$010
Net income$-15,0006,490
Minority interest net income$076
Net income of bank and minority interests.$-15,0006,490
Net charge-offs$234,0001,236
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-15,0006,432
2012-12-31 (YTD Data)Rank
Total interest income$4,821,0004,405
Total interest expense$805,0004,107
Net interest income$4,016,0004,405
Provision for loan and lease losses$6,0005,803
Total noninterest income$409,0004,787
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$202,0004,244
Trading account gains and fees$0166
Additional Noninterest Income$207,0004,553
Total noninterest expense$4,039,0004,010
Salaries and employee benefits$1,351,0005,116
Premises and equipment expense$315,0004,854
Additional noninterest expense$2,373,0002,679
Pre-tax net operating income$380,0005,208
Securities gains (losses)$03,810
Applicable income taxes$121,0003,379
Income before extraordinary items$259,0005,595
Extraordinary gains, net$029
Net income$259,0005,591
Minority interest net income$093
Net income of bank and minority interests.$259,0005,593
Net charge-offs$497,0002,658
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$259,0005,406
2012-09-30 (YTD Data)Rank
Total interest income$3,675,0004,434
Total interest expense$651,0004,061
Net interest income$3,024,0004,462
Provision for loan and lease losses$156,0003,837
Total noninterest income$351,0004,643
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$156,0004,234
Trading account gains and fees$0157
Additional Noninterest Income$195,0004,289
Total noninterest expense$3,005,0004,064
Salaries and employee benefits$1,018,0005,119
Premises and equipment expense$243,0004,857
Additional noninterest expense$1,744,0002,744
Pre-tax net operating income$214,0005,630
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$214,0005,664
Extraordinary gains, net$020
Net income$214,0005,663
Minority interest net income$086
Net income of bank and minority interests.$214,0005,663
Net charge-offs$490,0002,216
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$214,0005,486
2012-06-30 (YTD Data)Rank
Total interest income$2,490,0004,424
Total interest expense$473,0003,963
Net interest income$2,017,0004,466
Provision for loan and lease losses$156,0003,303
Total noninterest income$272,0004,397
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$103,0004,247
Trading account gains and fees$0153
Additional Noninterest Income$169,0003,897
Total noninterest expense$2,003,0004,083
Salaries and employee benefits$686,0005,134
Premises and equipment expense$160,0004,900
Additional noninterest expense$1,157,0002,775
Pre-tax net operating income$130,0005,710
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$130,0005,758
Extraordinary gains, net$019
Net income$130,0005,757
Minority interest net income$084
Net income of bank and minority interests.$130,0005,757
Net charge-offs$474,0001,835
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$130,0005,572
2012-03-31 (YTD Data)Rank
Total interest income$1,270,0004,417
Total interest expense$252,0003,921
Net interest income$1,018,0004,467
Provision for loan and lease losses$130,0002,563
Total noninterest income$-54,0007,178
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$53,0004,182
Trading account gains and fees$0148
Additional Noninterest Income$-107,0007,163
Total noninterest expense$984,0004,141
Salaries and employee benefits$337,0005,214
Premises and equipment expense$88,0004,696
Additional noninterest expense$559,0002,819
Pre-tax net operating income$-150,0006,806
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-150,0006,863
Extraordinary gains, net$019
Net income$-150,0006,864
Minority interest net income$078
Net income of bank and minority interests.$-150,0006,864
Net charge-offs$367,0001,307
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-150,0006,816
2011-12-31 (YTD Data)Rank
Total interest income$5,919,0004,104
Total interest expense$1,308,0003,772
Net interest income$4,611,0004,146
Provision for loan and lease losses$1,209,0002,146
Total noninterest income$12,0006,926
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$240,0004,044
Trading account gains and fees$0146
Additional Noninterest Income$-228,0006,975
Total noninterest expense$4,009,0004,112
Salaries and employee benefits$1,231,0005,462
Premises and equipment expense$336,0004,975
Additional noninterest expense$2,442,0002,627
Pre-tax net operating income$-595,0006,453
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-595,0006,516
Extraordinary gains, net$029
Net income$-595,0006,517
Minority interest net income$096
Net income of bank and minority interests.$-595,0006,516
Net charge-offs$1,566,0001,815
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-595,0006,477
2011-09-30 (YTD Data)Rank
Total interest income$4,563,0004,064
Total interest expense$1,014,0003,805
Net interest income$3,549,0004,069
Provision for loan and lease losses$920,0002,061
Total noninterest income$19,0007,005
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$182,0004,038
Trading account gains and fees$0145
Additional Noninterest Income$-163,0007,103
Total noninterest expense$2,937,0004,175
Salaries and employee benefits$902,0005,521
Premises and equipment expense$259,0004,962
Additional noninterest expense$1,776,0002,704
Pre-tax net operating income$-289,0006,463
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-289,0006,567
Extraordinary gains, net$021
Net income$-289,0006,568
Minority interest net income$087
Net income of bank and minority interests.$-289,0006,568
Net charge-offs$1,234,0001,696
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-289,0006,513
2011-06-30 (YTD Data)Rank
Total interest income$3,121,0004,027
Total interest expense$702,0003,802
Net interest income$2,419,0004,022
Provision for loan and lease losses$691,0001,917
Total noninterest income$90,0005,985
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$118,0004,075
Trading account gains and fees$0153
Additional Noninterest Income$-28,0007,097
Total noninterest expense$1,976,0004,195
Salaries and employee benefits$590,0005,602
Premises and equipment expense$182,0004,867
Additional noninterest expense$1,204,0002,742
Pre-tax net operating income$-158,0006,515
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-158,0006,579
Extraordinary gains, net$015
Net income$-158,0006,580
Minority interest net income$089
Net income of bank and minority interests.$-158,0006,579
Net charge-offs$513,0002,115
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-158,0006,541
2011-03-31 (YTD Data)Rank
Total interest income$1,583,0004,012
Total interest expense$365,0003,815
Net interest income$1,218,0004,007
Provision for loan and lease losses$516,0001,397
Total noninterest income$11,0007,083
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$56,0004,136
Trading account gains and fees$0158
Additional Noninterest Income$-45,0007,287
Total noninterest expense$982,0004,225
Salaries and employee benefits$297,0005,626
Premises and equipment expense$96,0004,808
Additional noninterest expense$589,0002,757
Pre-tax net operating income$-269,0006,900
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-269,0006,959
Extraordinary gains, net$09
Net income$-269,0006,959
Minority interest net income$086
Net income of bank and minority interests.$-269,0006,959
Net charge-offs$461,0001,399
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-269,0006,941
2010-12-31 (YTD Data)Rank
Total interest income$7,212,0003,834
Total interest expense$2,145,0003,385
Net interest income$5,067,0003,926
Provision for loan and lease losses$2,394,0001,862
Total noninterest income$294,0005,430
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$272,0003,830
Trading account gains and fees$0175
Additional Noninterest Income$22,0006,564
Total noninterest expense$7,444,0002,601
Salaries and employee benefits$1,319,0005,405
Premises and equipment expense$350,0005,058
Additional noninterest expense$5,775,0001,281
Pre-tax net operating income$-4,477,0007,064
Securities gains (losses)$03,793
Applicable income taxes$584,0001,745
Income before extraordinary items$-5,061,0007,178
Extraordinary gains, net$029
Net income$-5,061,0007,178
Minority interest net income$0111
Net income of bank and minority interests.$-5,061,0007,178
Net charge-offs$2,821,0001,524
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,061,0007,156
2010-09-30 (YTD Data)Rank
Total interest income$5,537,0003,839
Total interest expense$1,727,0003,317
Net interest income$3,810,0003,968
Provision for loan and lease losses$2,139,0001,581
Total noninterest income$188,0005,773
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$207,0003,873
Trading account gains and fees$0165
Additional Noninterest Income$-19,0007,260
Total noninterest expense$3,790,0003,579
Salaries and employee benefits$1,007,0005,399
Premises and equipment expense$265,0005,110
Additional noninterest expense$2,518,0002,049
Pre-tax net operating income$-1,931,0007,048
Securities gains (losses)$03,651
Applicable income taxes$582,0001,509
Income before extraordinary items$-2,513,0007,212
Extraordinary gains, net$023
Net income$-2,513,0007,211
Minority interest net income$0110
Net income of bank and minority interests.$-2,513,0007,212
Net charge-offs$1,553,0001,754
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,513,0007,190
2010-06-30 (YTD Data)Rank
Total interest income$3,685,0003,871
Total interest expense$1,197,0003,307
Net interest income$2,488,0004,030
Provision for loan and lease losses$1,915,0001,315
Total noninterest income$146,0005,523
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$136,0003,885
Trading account gains and fees$0152
Additional Noninterest Income$10,0006,845
Total noninterest expense$2,591,0003,524
Salaries and employee benefits$701,0005,313
Premises and equipment expense$178,0005,137
Additional noninterest expense$1,712,0002,012
Pre-tax net operating income$-1,872,0007,241
Securities gains (losses)$03,184
Applicable income taxes$581,0001,076
Income before extraordinary items$-2,453,0007,397
Extraordinary gains, net$019
Net income$-2,453,0007,397
Minority interest net income$0105
Net income of bank and minority interests.$-2,453,0007,397
Net charge-offs$1,452,0001,395
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,453,0007,385
2010-03-31 (YTD Data)Rank
Total interest income$1,879,0003,889
Total interest expense$622,0003,341
Net interest income$1,257,0004,031
Provision for loan and lease losses$710,0001,460
Total noninterest income$104,0004,973
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$39,0005,085
Total noninterest expense$1,250,0003,645
Salaries and employee benefits$385,0005,104
Premises and equipment expense$91,0005,158
Additional noninterest expense$774,0002,191
Pre-tax net operating income$-599,0007,236
Securities gains (losses)$02,284
Applicable income taxes$-177,0007,539
Income before extraordinary items$-422,0007,200
Extraordinary gains, net$016
Net income$-422,0007,202
Minority interest net income$091
Net income of bank and minority interests.$-422,0007,201
Net charge-offs$526,0001,548
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-422,0007,176
2009-12-31 (YTD Data)Rank
Total interest income$4,036,0005,697
Total interest expense$1,324,0005,443
Net interest income$2,712,0005,634
Provision for loan and lease losses$701,0004,035
Total noninterest income$322,0005,496
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$133,0005,328
Trading account gains and fees$0211
Additional Noninterest Income$189,0004,724
Total noninterest expense$2,395,0005,785
Salaries and employee benefits$835,0006,624
Premises and equipment expense$205,0006,443
Additional noninterest expense$1,355,0004,370
Pre-tax net operating income$-62,0005,531
Securities gains (losses)$03,754
Applicable income taxes$-22,0006,331
Income before extraordinary items$-40,0005,607
Extraordinary gains, net$034
Net income$-40,0005,605
Minority interest net income$0115
Net income of bank and minority interests.$-40,0005,605
Net charge-offs$436,0003,969
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-40,0005,580
2009-09-30 (YTD Data)Rank
Total interest income$3,052,0005,725
Total interest expense$1,020,0005,513
Net interest income$2,032,0005,655
Provision for loan and lease losses$631,0003,451
Total noninterest income$252,0005,499
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$100,0005,365
Trading account gains and fees$0212
Additional Noninterest Income$152,0004,737
Total noninterest expense$1,786,0005,838
Salaries and employee benefits$650,0006,582
Premises and equipment expense$148,0006,553
Additional noninterest expense$988,0004,427
Pre-tax net operating income$-133,0005,932
Securities gains (losses)$03,497
Applicable income taxes$543,0001,327
Income before extraordinary items$-676,0006,551
Extraordinary gains, net$027
Net income$-676,0006,552
Minority interest net income$0118
Net income of bank and minority interests.$-676,0006,552
Net charge-offs$426,0003,263
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-676,0006,554
2009-06-30 (YTD Data)Rank
Total interest income$2,075,0005,738
Total interest expense$701,0005,564
Net interest income$1,374,0005,630
Provision for loan and lease losses$587,0002,757
Total noninterest income$179,0005,407
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$62,0005,487
Trading account gains and fees$0193
Additional Noninterest Income$117,0004,530
Total noninterest expense$1,210,0005,833
Salaries and employee benefits$457,0006,531
Premises and equipment expense$99,0006,592
Additional noninterest expense$654,0004,459
Pre-tax net operating income$-244,0006,354
Securities gains (losses)$03,136
Applicable income taxes$-96,0007,133
Income before extraordinary items$-148,0006,280
Extraordinary gains, net$021
Net income$-148,0006,279
Minority interest net income$0112
Net income of bank and minority interests.$-148,0006,279
Net charge-offs$409,0002,580
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-148,0006,250
2009-03-31 (YTD Data)Rank
Total interest income$1,038,0005,777
Total interest expense$384,0005,469
Net interest income$654,0005,768
Provision for loan and lease losses$87,0004,142
Total noninterest income$83,0005,525
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$33,0005,355
Trading account gains and fees$0171
Additional Noninterest Income$50,0004,842
Total noninterest expense$599,0005,824
Salaries and employee benefits$241,0006,474
Premises and equipment expense$50,0006,614
Additional noninterest expense$308,0004,335
Pre-tax net operating income$51,0005,618
Securities gains (losses)$02,434
Applicable income taxes$19,0003,607
Income before extraordinary items$32,0005,959
Extraordinary gains, net$015
Net income$32,0005,961
Minority interest net income$0102
Net income of bank and minority interests.$32,0005,961
Net charge-offs$128,0002,597
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$32,0005,796
2008-12-31 (YTD Data)Rank
Total interest income$4,777,0005,589
Total interest expense$2,078,0005,206
Net interest income$2,699,0005,709
Provision for loan and lease losses$821,0003,004
Total noninterest income$362,0005,475
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$137,0005,479
Trading account gains and fees$0154
Additional Noninterest Income$225,0004,650
Total noninterest expense$1,925,0006,332
Salaries and employee benefits$834,0006,822
Premises and equipment expense$212,0006,582
Additional noninterest expense$879,0005,210
Pre-tax net operating income$315,0005,393
Securities gains (losses)$03,220
Applicable income taxes$136,0003,151
Income before extraordinary items$179,0005,569
Extraordinary gains, net$039
Net income$179,0005,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0004,132
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$179,0005,722
2008-09-30 (YTD Data)Rank
Total interest income$3,657,0005,605
Total interest expense$1,599,0005,276
Net interest income$2,058,0005,703
Provision for loan and lease losses$482,0002,778
Total noninterest income$290,0005,431
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$101,0005,512
Trading account gains and fees$0148
Additional Noninterest Income$189,0004,529
Total noninterest expense$1,432,0006,338
Salaries and employee benefits$625,0006,838
Premises and equipment expense$153,0006,674
Additional noninterest expense$654,0005,167
Pre-tax net operating income$434,0005,156
Securities gains (losses)$03,106
Applicable income taxes$181,0003,023
Income before extraordinary items$253,0005,430
Extraordinary gains, net$031
Net income$253,0005,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,511
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$253,0005,607
2008-06-30 (YTD Data)Rank
Total interest income$2,466,0005,649
Total interest expense$1,103,0005,340
Net interest income$1,363,0005,756
Provision for loan and lease losses$213,0003,050
Total noninterest income$208,0005,350
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$62,0005,653
Trading account gains and fees$0149
Additional Noninterest Income$146,0004,360
Total noninterest expense$916,0006,493
Salaries and employee benefits$368,0007,126
Premises and equipment expense$107,0006,626
Additional noninterest expense$441,0005,116
Pre-tax net operating income$442,0004,598
Securities gains (losses)$03,233
Applicable income taxes$181,0002,798
Income before extraordinary items$261,0005,215
Extraordinary gains, net$021
Net income$261,0005,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,133
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$261,0005,145
2008-03-31 (YTD Data)Rank
Total interest income$1,289,0005,600
Total interest expense$581,0005,377
Net interest income$708,0005,656
Provision for loan and lease losses$154,0002,096
Total noninterest income$79,0005,891
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$28,0005,782
Trading account gains and fees$0158
Additional Noninterest Income$51,0005,012
Total noninterest expense$457,0006,531
Salaries and employee benefits$188,0007,113
Premises and equipment expense$50,0006,769
Additional noninterest expense$219,0005,093
Pre-tax net operating income$176,0005,188
Securities gains (losses)$02,688
Applicable income taxes$73,0003,154
Income before extraordinary items$103,0005,802
Extraordinary gains, net$015
Net income$103,0005,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,882
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$103,0005,708
2007-12-31 (YTD Data)Rank
Total interest income$5,759,0005,358
Total interest expense$2,951,0004,846
Net interest income$2,808,0005,661
Provision for loan and lease losses$181,0004,018
Total noninterest income$369,0005,658
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$103,0005,984
Trading account gains and fees$0178
Additional Noninterest Income$266,0004,460
Total noninterest expense$2,265,0005,871
Salaries and employee benefits$1,233,0005,900
Premises and equipment expense$217,0006,561
Additional noninterest expense$815,0005,289
Pre-tax net operating income$731,0005,366
Securities gains (losses)$02,146
Applicable income taxes$300,0003,382
Income before extraordinary items$431,0005,941
Extraordinary gains, net$039
Net income$431,0005,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,065
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$431,0005,941
2007-09-30 (YTD Data)Rank
Total interest income$4,207,0005,429
Total interest expense$2,088,0005,001
Net interest income$2,119,0005,684
Provision for loan and lease losses$131,0003,734
Total noninterest income$283,0005,655
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$72,0006,103
Trading account gains and fees$0184
Additional Noninterest Income$211,0004,386
Total noninterest expense$1,714,0005,833
Salaries and employee benefits$942,0005,826
Premises and equipment expense$168,0006,504
Additional noninterest expense$604,0005,277
Pre-tax net operating income$557,0005,577
Securities gains (losses)$01,655
Applicable income taxes$228,0003,551
Income before extraordinary items$329,0006,172
Extraordinary gains, net$033
Net income$329,0006,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,749
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$329,0006,161
2007-06-30 (YTD Data)Rank
Total interest income$2,752,0005,514
Total interest expense$1,342,0005,100
Net interest income$1,410,0005,736
Provision for loan and lease losses$110,0003,149
Total noninterest income$197,0005,604
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$44,0006,262
Trading account gains and fees$0168
Additional Noninterest Income$153,0004,275
Total noninterest expense$1,131,0005,899
Salaries and employee benefits$625,0005,886
Premises and equipment expense$109,0006,588
Additional noninterest expense$397,0005,322
Pre-tax net operating income$366,0005,681
Securities gains (losses)$01,444
Applicable income taxes$150,0003,652
Income before extraordinary items$216,0006,250
Extraordinary gains, net$029
Net income$216,0006,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,601
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$216,0006,240
2007-03-31 (YTD Data)Rank
Total interest income$1,394,0005,480
Total interest expense$677,0005,062
Net interest income$717,0005,702
Provision for loan and lease losses$20,0004,351
Total noninterest income$93,0005,686
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$20,0006,360
Trading account gains and fees$0195
Additional Noninterest Income$73,0004,379
Total noninterest expense$556,0005,983
Salaries and employee benefits$309,0005,953
Premises and equipment expense$52,0006,733
Additional noninterest expense$195,0005,341
Pre-tax net operating income$234,0005,187
Securities gains (losses)$01,187
Applicable income taxes$95,0003,333
Income before extraordinary items$139,0005,799
Extraordinary gains, net$022
Net income$139,0005,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$139,0005,778
2006-12-31 (YTD Data)Rank
Total interest income$4,933,0005,588
Total interest expense$2,257,0005,087
Net interest income$2,676,0005,830
Provision for loan and lease losses$192,0003,610
Total noninterest income$283,0006,289
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$83,0006,393
Trading account gains and fees$0130
Additional Noninterest Income$200,0005,126
Total noninterest expense$2,165,0005,932
Salaries and employee benefits$1,164,0006,005
Premises and equipment expense$210,0006,617
Additional noninterest expense$791,0005,269
Pre-tax net operating income$602,0006,183
Securities gains (losses)$01,687
Applicable income taxes$219,0004,194
Income before extraordinary items$383,0006,575
Extraordinary gains, net$051
Net income$383,0006,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,155
Cash dividends$225,0004,821
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$383,0006,578
2006-09-30 (YTD Data)Rank
Total interest income$3,623,0005,655
Total interest expense$1,628,0005,125
Net interest income$1,995,0005,906
Provision for loan and lease losses$60,0004,851
Total noninterest income$222,0006,261
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$63,0006,447
Trading account gains and fees$0126
Additional Noninterest Income$159,0005,017
Total noninterest expense$1,615,0005,929
Salaries and employee benefits$883,0005,933
Premises and equipment expense$158,0006,637
Additional noninterest expense$574,0005,363
Pre-tax net operating income$542,0006,066
Securities gains (losses)$01,388
Applicable income taxes$224,0003,988
Income before extraordinary items$318,0006,633
Extraordinary gains, net$045
Net income$318,0006,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,111
Cash dividends$225,0004,017
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$318,0006,637
2006-06-30 (YTD Data)Rank
Total interest income$2,320,0005,732
Total interest expense$1,025,0005,165
Net interest income$1,295,0006,014
Provision for loan and lease losses$31,0004,971
Total noninterest income$151,0006,222
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$46,0006,355
Trading account gains and fees$0126
Additional Noninterest Income$105,0005,032
Total noninterest expense$1,074,0005,950
Salaries and employee benefits$592,0005,950
Premises and equipment expense$103,0006,692
Additional noninterest expense$379,0005,394
Pre-tax net operating income$341,0006,207
Securities gains (losses)$01,185
Applicable income taxes$142,0004,093
Income before extraordinary items$199,0006,764
Extraordinary gains, net$039
Net income$199,0006,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,422
Cash dividends$150,0003,976
Sale, conversion, retirement of capital stock, net$0887
Net operating income$199,0006,772
2006-03-31 (YTD Data)Rank
Total interest income$1,138,0005,748
Total interest expense$498,0005,126
Net interest income$640,0006,070
Provision for loan and lease losses$49,0003,187
Total noninterest income$81,0006,046
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$22,0006,377
Trading account gains and fees$0115
Additional Noninterest Income$59,0004,794
Total noninterest expense$529,0006,014
Salaries and employee benefits$298,0005,949
Premises and equipment expense$51,0006,714
Additional noninterest expense$180,0005,503
Pre-tax net operating income$143,0006,508
Securities gains (losses)$0955
Applicable income taxes$61,0004,248
Income before extraordinary items$82,0007,017
Extraordinary gains, net$021
Net income$82,0007,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$75,0003,324
Sale, conversion, retirement of capital stock, net$0648
Net operating income$82,0007,018
2005-12-31 (YTD Data)Rank
Total interest income$3,760,0006,001
Total interest expense$1,288,0005,643
Net interest income$2,472,0006,075
Provision for loan and lease losses$529,0001,811
Total noninterest income$316,0006,228
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$85,0006,496
Trading account gains and fees$0138
Additional Noninterest Income$231,0004,878
Total noninterest expense$2,160,0005,843
Salaries and employee benefits$1,027,0006,274
Premises and equipment expense$196,0006,761
Additional noninterest expense$937,0004,640
Pre-tax net operating income$99,0008,000
Securities gains (losses)$02,296
Applicable income taxes$52,0005,843
Income before extraordinary items$47,0008,160
Extraordinary gains, net$046
Net income$47,0008,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,0001,133
Cash dividends$200,0004,874
Sale, conversion, retirement of capital stock, net$0934
Net operating income$47,0008,132
2005-09-30 (YTD Data)Rank
Total interest income$2,674,0006,130
Total interest expense$845,0005,869
Net interest income$1,829,0006,142
Provision for loan and lease losses$392,0001,755
Total noninterest income$234,0006,272
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$64,0006,537
Trading account gains and fees$0126
Additional Noninterest Income$170,0004,956
Total noninterest expense$1,617,0005,822
Salaries and employee benefits$761,0006,308
Premises and equipment expense$143,0006,825
Additional noninterest expense$713,0004,569
Pre-tax net operating income$54,0008,174
Securities gains (losses)$02,317
Applicable income taxes$30,0006,080
Income before extraordinary items$24,0008,283
Extraordinary gains, net$035
Net income$24,0008,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,000940
Cash dividends$150,0004,338
Sale, conversion, retirement of capital stock, net$0769
Net operating income$24,0008,250
2005-06-30 (YTD Data)Rank
Total interest income$1,703,0006,203
Total interest expense$503,0006,030
Net interest income$1,200,0006,183
Provision for loan and lease losses$325,0001,417
Total noninterest income$121,0006,731
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$39,0006,647
Trading account gains and fees$0116
Additional Noninterest Income$82,0005,563
Total noninterest expense$1,059,0005,870
Salaries and employee benefits$484,0006,441
Premises and equipment expense$93,0006,847
Additional noninterest expense$482,0004,501
Pre-tax net operating income$-63,0008,439
Securities gains (losses)$02,146
Applicable income taxes$-24,0008,669
Income before extraordinary items$-39,0008,454
Extraordinary gains, net$030
Net income$-39,0008,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,000714
Cash dividends$100,0004,233
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-39,0008,420
2005-03-31 (YTD Data)Rank
Total interest income$821,0006,316
Total interest expense$230,0006,176
Net interest income$591,0006,263
Provision for loan and lease losses$35,0003,777
Total noninterest income$44,0007,259
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$17,0006,822
Trading account gains and fees$0115
Additional Noninterest Income$27,0006,349
Total noninterest expense$451,0006,420
Salaries and employee benefits$223,0006,711
Premises and equipment expense$45,0006,980
Additional noninterest expense$183,0005,373
Pre-tax net operating income$149,0006,583
Securities gains (losses)$01,685
Applicable income taxes$62,0004,479
Income before extraordinary items$87,0007,108
Extraordinary gains, net$024
Net income$87,0007,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$50,0003,408
Sale, conversion, retirement of capital stock, net$0491
Net operating income$87,0007,079
2004-12-31 (YTD Data)Rank
Total interest income$2,864,0006,568
Total interest expense$772,0006,352
Net interest income$2,092,0006,498
Provision for loan and lease losses$86,0005,249
Total noninterest income$355,0006,055
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$72,0006,919
Trading account gains and fees$0138
Additional Noninterest Income$283,0004,372
Total noninterest expense$1,686,0006,558
Salaries and employee benefits$841,0006,807
Premises and equipment expense$167,0007,152
Additional noninterest expense$678,0005,622
Pre-tax net operating income$675,0006,177
Securities gains (losses)$03,819
Applicable income taxes$270,0004,346
Income before extraordinary items$405,0006,742
Extraordinary gains, net$034
Net income$405,0006,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,680
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$405,0006,684
2004-09-30 (YTD Data)Rank
Total interest income$2,075,0006,662
Total interest expense$555,0006,435
Net interest income$1,520,0006,592
Provision for loan and lease losses$-25,0008,803
Total noninterest income$297,0005,844
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$53,0006,988
Trading account gains and fees$0134
Additional Noninterest Income$244,0004,102
Total noninterest expense$1,271,0006,509
Salaries and employee benefits$635,0006,757
Premises and equipment expense$117,0007,232
Additional noninterest expense$519,0005,530
Pre-tax net operating income$571,0006,015
Securities gains (losses)$03,710
Applicable income taxes$198,0004,450
Income before extraordinary items$373,0006,469
Extraordinary gains, net$026
Net income$373,0006,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$373,0006,394
2004-06-30 (YTD Data)Rank
Total interest income$1,333,0006,790
Total interest expense$355,0006,580
Net interest income$978,0006,713
Provision for loan and lease losses$-87,0008,952
Total noninterest income$190,0005,938
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$34,0007,049
Trading account gains and fees$0130
Additional Noninterest Income$156,0004,232
Total noninterest expense$808,0006,682
Salaries and employee benefits$414,0006,853
Premises and equipment expense$71,0007,432
Additional noninterest expense$323,0005,746
Pre-tax net operating income$447,0005,587
Securities gains (losses)$03,413
Applicable income taxes$154,0004,205
Income before extraordinary items$293,0006,083
Extraordinary gains, net$021
Net income$293,0006,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,147
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$293,0006,010
2004-03-31 (YTD Data)Rank
Total interest income$644,0006,904
Total interest expense$171,0006,735
Net interest income$473,0006,848
Provision for loan and lease losses$-98,0009,029
Total noninterest income$51,0007,183
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$17,0007,025
Trading account gains and fees$0121
Additional Noninterest Income$34,0005,872
Total noninterest expense$394,0006,805
Salaries and employee benefits$200,0006,988
Premises and equipment expense$35,0007,507
Additional noninterest expense$159,0005,819
Pre-tax net operating income$228,0005,515
Securities gains (losses)$02,934
Applicable income taxes$78,0004,184
Income before extraordinary items$150,0006,017
Extraordinary gains, net$016
Net income$150,0006,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,206
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$150,0005,893
2003-12-31 (YTD Data)Rank
Total interest income$2,644,0006,894
Total interest expense$754,0006,859
Net interest income$1,890,0006,752
Provision for loan and lease losses$129,0004,826
Total noninterest income$299,0006,608
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$78,0006,931
Trading account gains and fees$0160
Additional Noninterest Income$221,0005,088
Total noninterest expense$1,468,0006,949
Salaries and employee benefits$683,0007,375
Premises and equipment expense$131,0007,650
Additional noninterest expense$654,0005,712
Pre-tax net operating income$592,0006,370
Securities gains (losses)$04,500
Applicable income taxes$206,0004,884
Income before extraordinary items$386,0006,881
Extraordinary gains, net$054
Net income$386,0006,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,364
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$386,0006,729
2003-09-30 (YTD Data)Rank
Total interest income$1,976,0006,986
Total interest expense$583,0006,924
Net interest income$1,393,0006,847
Provision for loan and lease losses$94,0004,767
Total noninterest income$237,0006,532
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$61,0006,927
Trading account gains and fees$0153
Additional Noninterest Income$176,0005,028
Total noninterest expense$1,104,0006,936
Salaries and employee benefits$518,0007,309
Premises and equipment expense$103,0007,576
Additional noninterest expense$483,0005,747
Pre-tax net operating income$432,0006,584
Securities gains (losses)$04,204
Applicable income taxes$150,0005,091
Income before extraordinary items$282,0007,050
Extraordinary gains, net$040
Net income$282,0007,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$282,0006,882
2003-06-30 (YTD Data)Rank
Total interest income$1,294,0007,074
Total interest expense$394,0007,009
Net interest income$900,0006,952
Provision for loan and lease losses$57,0004,981
Total noninterest income$163,0006,445
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$39,0006,980
Trading account gains and fees$0150
Additional Noninterest Income$124,0004,941
Total noninterest expense$720,0007,017
Salaries and employee benefits$351,0007,279
Premises and equipment expense$68,0007,606
Additional noninterest expense$301,0005,968
Pre-tax net operating income$286,0006,582
Securities gains (losses)$03,782
Applicable income taxes$99,0005,149
Income before extraordinary items$187,0007,084
Extraordinary gains, net$030
Net income$187,0007,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$187,0006,896
2003-03-31 (YTD Data)Rank
Total interest income$659,0007,070
Total interest expense$193,0007,175
Net interest income$466,0006,856
Provision for loan and lease losses$24,0004,998
Total noninterest income$91,0006,131
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$20,0006,904
Trading account gains and fees$0134
Additional Noninterest Income$71,0004,573
Total noninterest expense$352,0007,105
Salaries and employee benefits$176,0007,306
Premises and equipment expense$35,0007,597
Additional noninterest expense$141,0006,147
Pre-tax net operating income$181,0006,073
Securities gains (losses)$02,891
Applicable income taxes$62,0004,775
Income before extraordinary items$119,0006,565
Extraordinary gains, net$021
Net income$119,0006,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$119,0006,401
2002-12-31 (YTD Data)Rank
Total interest income$2,141,0007,702
Total interest expense$760,0007,640
Net interest income$1,381,0007,621
Provision for loan and lease losses$187,0004,494
Total noninterest income$164,0007,678
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$41,0007,669
Trading account gains and fees$0153
Additional Noninterest Income$123,0006,013
Total noninterest expense$1,164,0007,555
Salaries and employee benefits$534,0007,997
Premises and equipment expense$121,0007,869
Additional noninterest expense$509,0006,455
Pre-tax net operating income$194,0007,944
Securities gains (losses)$04,537
Applicable income taxes$69,0006,297
Income before extraordinary items$125,0008,212
Extraordinary gains, net$070
Net income$125,0008,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$125,0008,114
2001-12-31 (YTD Data)Rank
Total interest income$1,090,0009,084
Total interest expense$487,0009,030
Net interest income$603,0009,032
Provision for loan and lease losses$309,0003,142
Total noninterest income$126,0008,158
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$18,0008,158
Trading account gains and fees$0177
Additional Noninterest Income$108,0006,258
Total noninterest expense$1,039,0007,855
Salaries and employee benefits$467,0008,323
Premises and equipment expense$123,0007,956
Additional noninterest expense$449,0006,794
Pre-tax net operating income$-619,0009,216
Securities gains (losses)$04,612
Applicable income taxes$-206,0009,379
Income before extraordinary items$-413,0009,186
Extraordinary gains, net$0105
Net income$-413,0009,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-413,0009,146
2000-12-31 (YTD Data)Rank
Total interest income$98,0009,864
Total interest expense$18,0009,831
Net interest income$80,0009,851
Provision for loan and lease losses$36,0006,984
Total noninterest income$1,0009,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,577
Trading account gains and feesNANA
Additional Noninterest Income$09,820
Total noninterest expense$372,0009,650
Salaries and employee benefits$84,0009,847
Premises and equipment expense$26,0009,715
Additional noninterest expense$262,0008,241
Pre-tax net operating income$-327,0009,436
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-327,0009,463
Extraordinary gains, net$038
Net income$-327,0009,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$5,000,000207
Net operating income$-327,0009,466

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.