Home > Indiana Community Bank > Income and Expense
Indiana Community Bank, Income and Expense
2013-12-31 (YTD Data) | Rank | |
Total interest income | $4,219,000 | 4,498 |
Total interest expense | $421,000 | 4,808 |
Net interest income | $3,798,000 | 4,402 |
Provision for loan and lease losses | $2,000 | 5,057 |
Total noninterest income | $-58,000 | 6,696 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $186,000 | 4,219 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $-244,000 | 6,691 |
Total noninterest expense | $3,874,000 | 3,999 |
Salaries and employee benefits | $1,281,000 | 5,122 |
Premises and equipment expense | $305,000 | 4,818 |
Additional noninterest expense | $2,288,000 | 2,680 |
Pre-tax net operating income | $-136,000 | 6,328 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $0 | 4,631 |
Income before extraordinary items | $-136,000 | 6,367 |
Extraordinary gains, net | $0 | 29 |
Net income | $-136,000 | 6,368 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-136,000 | 6,369 |
Net charge-offs | $975,000 | 1,294 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $-136,000 | 6,343 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,237,000 | 4,492 |
Total interest expense | $339,000 | 4,760 |
Net interest income | $2,898,000 | 4,389 |
Provision for loan and lease losses | $2,000 | 4,897 |
Total noninterest income | $-47,000 | 6,795 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $140,000 | 4,243 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $-187,000 | 6,790 |
Total noninterest expense | $2,835,000 | 4,071 |
Salaries and employee benefits | $969,000 | 5,141 |
Premises and equipment expense | $234,000 | 4,794 |
Additional noninterest expense | $1,632,000 | 2,788 |
Pre-tax net operating income | $14,000 | 6,241 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $0 | 4,713 |
Income before extraordinary items | $14,000 | 6,310 |
Extraordinary gains, net | $0 | 25 |
Net income | $14,000 | 6,312 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $14,000 | 6,311 |
Net charge-offs | $362,000 | 1,924 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $14,000 | 6,259 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,234,000 | 4,412 |
Total interest expense | $239,000 | 4,715 |
Net interest income | $1,995,000 | 4,325 |
Provision for loan and lease losses | $1,000 | 4,755 |
Total noninterest income | $-12,000 | 6,820 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $89,000 | 4,315 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-101,000 | 6,798 |
Total noninterest expense | $1,903,000 | 4,071 |
Salaries and employee benefits | $667,000 | 5,098 |
Premises and equipment expense | $156,000 | 4,804 |
Additional noninterest expense | $1,080,000 | 2,783 |
Pre-tax net operating income | $79,000 | 5,931 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $0 | 4,679 |
Income before extraordinary items | $79,000 | 5,971 |
Extraordinary gains, net | $0 | 22 |
Net income | $79,000 | 5,972 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $79,000 | 5,973 |
Net charge-offs | $258,000 | 1,838 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $79,000 | 5,883 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,104,000 | 4,474 |
Total interest expense | $127,000 | 4,669 |
Net interest income | $977,000 | 4,400 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $-64,000 | 6,946 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $41,000 | 4,435 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $-105,000 | 6,930 |
Total noninterest expense | $928,000 | 4,185 |
Salaries and employee benefits | $323,000 | 5,207 |
Premises and equipment expense | $73,000 | 4,984 |
Additional noninterest expense | $532,000 | 2,838 |
Pre-tax net operating income | $-15,000 | 6,424 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $-15,000 | 6,489 |
Extraordinary gains, net | $0 | 10 |
Net income | $-15,000 | 6,490 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $-15,000 | 6,490 |
Net charge-offs | $234,000 | 1,236 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $-15,000 | 6,432 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,821,000 | 4,405 |
Total interest expense | $805,000 | 4,107 |
Net interest income | $4,016,000 | 4,405 |
Provision for loan and lease losses | $6,000 | 5,803 |
Total noninterest income | $409,000 | 4,787 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $202,000 | 4,244 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $207,000 | 4,553 |
Total noninterest expense | $4,039,000 | 4,010 |
Salaries and employee benefits | $1,351,000 | 5,116 |
Premises and equipment expense | $315,000 | 4,854 |
Additional noninterest expense | $2,373,000 | 2,679 |
Pre-tax net operating income | $380,000 | 5,208 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $121,000 | 3,379 |
Income before extraordinary items | $259,000 | 5,595 |
Extraordinary gains, net | $0 | 29 |
Net income | $259,000 | 5,591 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $259,000 | 5,593 |
Net charge-offs | $497,000 | 2,658 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $259,000 | 5,406 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,675,000 | 4,434 |
Total interest expense | $651,000 | 4,061 |
Net interest income | $3,024,000 | 4,462 |
Provision for loan and lease losses | $156,000 | 3,837 |
Total noninterest income | $351,000 | 4,643 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $156,000 | 4,234 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $195,000 | 4,289 |
Total noninterest expense | $3,005,000 | 4,064 |
Salaries and employee benefits | $1,018,000 | 5,119 |
Premises and equipment expense | $243,000 | 4,857 |
Additional noninterest expense | $1,744,000 | 2,744 |
Pre-tax net operating income | $214,000 | 5,630 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $214,000 | 5,664 |
Extraordinary gains, net | $0 | 20 |
Net income | $214,000 | 5,663 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $214,000 | 5,663 |
Net charge-offs | $490,000 | 2,216 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $214,000 | 5,486 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,490,000 | 4,424 |
Total interest expense | $473,000 | 3,963 |
Net interest income | $2,017,000 | 4,466 |
Provision for loan and lease losses | $156,000 | 3,303 |
Total noninterest income | $272,000 | 4,397 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $103,000 | 4,247 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $169,000 | 3,897 |
Total noninterest expense | $2,003,000 | 4,083 |
Salaries and employee benefits | $686,000 | 5,134 |
Premises and equipment expense | $160,000 | 4,900 |
Additional noninterest expense | $1,157,000 | 2,775 |
Pre-tax net operating income | $130,000 | 5,710 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $130,000 | 5,758 |
Extraordinary gains, net | $0 | 19 |
Net income | $130,000 | 5,757 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $130,000 | 5,757 |
Net charge-offs | $474,000 | 1,835 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $130,000 | 5,572 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,270,000 | 4,417 |
Total interest expense | $252,000 | 3,921 |
Net interest income | $1,018,000 | 4,467 |
Provision for loan and lease losses | $130,000 | 2,563 |
Total noninterest income | $-54,000 | 7,178 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $53,000 | 4,182 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $-107,000 | 7,163 |
Total noninterest expense | $984,000 | 4,141 |
Salaries and employee benefits | $337,000 | 5,214 |
Premises and equipment expense | $88,000 | 4,696 |
Additional noninterest expense | $559,000 | 2,819 |
Pre-tax net operating income | $-150,000 | 6,806 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $-150,000 | 6,863 |
Extraordinary gains, net | $0 | 19 |
Net income | $-150,000 | 6,864 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $-150,000 | 6,864 |
Net charge-offs | $367,000 | 1,307 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $-150,000 | 6,816 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,919,000 | 4,104 |
Total interest expense | $1,308,000 | 3,772 |
Net interest income | $4,611,000 | 4,146 |
Provision for loan and lease losses | $1,209,000 | 2,146 |
Total noninterest income | $12,000 | 6,926 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $240,000 | 4,044 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-228,000 | 6,975 |
Total noninterest expense | $4,009,000 | 4,112 |
Salaries and employee benefits | $1,231,000 | 5,462 |
Premises and equipment expense | $336,000 | 4,975 |
Additional noninterest expense | $2,442,000 | 2,627 |
Pre-tax net operating income | $-595,000 | 6,453 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $-595,000 | 6,516 |
Extraordinary gains, net | $0 | 29 |
Net income | $-595,000 | 6,517 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-595,000 | 6,516 |
Net charge-offs | $1,566,000 | 1,815 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-595,000 | 6,477 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $4,563,000 | 4,064 |
Total interest expense | $1,014,000 | 3,805 |
Net interest income | $3,549,000 | 4,069 |
Provision for loan and lease losses | $920,000 | 2,061 |
Total noninterest income | $19,000 | 7,005 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $182,000 | 4,038 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $-163,000 | 7,103 |
Total noninterest expense | $2,937,000 | 4,175 |
Salaries and employee benefits | $902,000 | 5,521 |
Premises and equipment expense | $259,000 | 4,962 |
Additional noninterest expense | $1,776,000 | 2,704 |
Pre-tax net operating income | $-289,000 | 6,463 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $-289,000 | 6,567 |
Extraordinary gains, net | $0 | 21 |
Net income | $-289,000 | 6,568 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-289,000 | 6,568 |
Net charge-offs | $1,234,000 | 1,696 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $-289,000 | 6,513 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,121,000 | 4,027 |
Total interest expense | $702,000 | 3,802 |
Net interest income | $2,419,000 | 4,022 |
Provision for loan and lease losses | $691,000 | 1,917 |
Total noninterest income | $90,000 | 5,985 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $118,000 | 4,075 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-28,000 | 7,097 |
Total noninterest expense | $1,976,000 | 4,195 |
Salaries and employee benefits | $590,000 | 5,602 |
Premises and equipment expense | $182,000 | 4,867 |
Additional noninterest expense | $1,204,000 | 2,742 |
Pre-tax net operating income | $-158,000 | 6,515 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-158,000 | 6,579 |
Extraordinary gains, net | $0 | 15 |
Net income | $-158,000 | 6,580 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-158,000 | 6,579 |
Net charge-offs | $513,000 | 2,115 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $-158,000 | 6,541 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,583,000 | 4,012 |
Total interest expense | $365,000 | 3,815 |
Net interest income | $1,218,000 | 4,007 |
Provision for loan and lease losses | $516,000 | 1,397 |
Total noninterest income | $11,000 | 7,083 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $56,000 | 4,136 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-45,000 | 7,287 |
Total noninterest expense | $982,000 | 4,225 |
Salaries and employee benefits | $297,000 | 5,626 |
Premises and equipment expense | $96,000 | 4,808 |
Additional noninterest expense | $589,000 | 2,757 |
Pre-tax net operating income | $-269,000 | 6,900 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $-269,000 | 6,959 |
Extraordinary gains, net | $0 | 9 |
Net income | $-269,000 | 6,959 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-269,000 | 6,959 |
Net charge-offs | $461,000 | 1,399 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $-269,000 | 6,941 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $7,212,000 | 3,834 |
Total interest expense | $2,145,000 | 3,385 |
Net interest income | $5,067,000 | 3,926 |
Provision for loan and lease losses | $2,394,000 | 1,862 |
Total noninterest income | $294,000 | 5,430 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $272,000 | 3,830 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $22,000 | 6,564 |
Total noninterest expense | $7,444,000 | 2,601 |
Salaries and employee benefits | $1,319,000 | 5,405 |
Premises and equipment expense | $350,000 | 5,058 |
Additional noninterest expense | $5,775,000 | 1,281 |
Pre-tax net operating income | $-4,477,000 | 7,064 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $584,000 | 1,745 |
Income before extraordinary items | $-5,061,000 | 7,178 |
Extraordinary gains, net | $0 | 29 |
Net income | $-5,061,000 | 7,178 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-5,061,000 | 7,178 |
Net charge-offs | $2,821,000 | 1,524 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $-5,061,000 | 7,156 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $5,537,000 | 3,839 |
Total interest expense | $1,727,000 | 3,317 |
Net interest income | $3,810,000 | 3,968 |
Provision for loan and lease losses | $2,139,000 | 1,581 |
Total noninterest income | $188,000 | 5,773 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $207,000 | 3,873 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $-19,000 | 7,260 |
Total noninterest expense | $3,790,000 | 3,579 |
Salaries and employee benefits | $1,007,000 | 5,399 |
Premises and equipment expense | $265,000 | 5,110 |
Additional noninterest expense | $2,518,000 | 2,049 |
Pre-tax net operating income | $-1,931,000 | 7,048 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $582,000 | 1,509 |
Income before extraordinary items | $-2,513,000 | 7,212 |
Extraordinary gains, net | $0 | 23 |
Net income | $-2,513,000 | 7,211 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-2,513,000 | 7,212 |
Net charge-offs | $1,553,000 | 1,754 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-2,513,000 | 7,190 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,685,000 | 3,871 |
Total interest expense | $1,197,000 | 3,307 |
Net interest income | $2,488,000 | 4,030 |
Provision for loan and lease losses | $1,915,000 | 1,315 |
Total noninterest income | $146,000 | 5,523 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $136,000 | 3,885 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $10,000 | 6,845 |
Total noninterest expense | $2,591,000 | 3,524 |
Salaries and employee benefits | $701,000 | 5,313 |
Premises and equipment expense | $178,000 | 5,137 |
Additional noninterest expense | $1,712,000 | 2,012 |
Pre-tax net operating income | $-1,872,000 | 7,241 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $581,000 | 1,076 |
Income before extraordinary items | $-2,453,000 | 7,397 |
Extraordinary gains, net | $0 | 19 |
Net income | $-2,453,000 | 7,397 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-2,453,000 | 7,397 |
Net charge-offs | $1,452,000 | 1,395 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-2,453,000 | 7,385 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,879,000 | 3,889 |
Total interest expense | $622,000 | 3,341 |
Net interest income | $1,257,000 | 4,031 |
Provision for loan and lease losses | $710,000 | 1,460 |
Total noninterest income | $104,000 | 4,973 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $65,000 | 3,983 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $39,000 | 5,085 |
Total noninterest expense | $1,250,000 | 3,645 |
Salaries and employee benefits | $385,000 | 5,104 |
Premises and equipment expense | $91,000 | 5,158 |
Additional noninterest expense | $774,000 | 2,191 |
Pre-tax net operating income | $-599,000 | 7,236 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $-177,000 | 7,539 |
Income before extraordinary items | $-422,000 | 7,200 |
Extraordinary gains, net | $0 | 16 |
Net income | $-422,000 | 7,202 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-422,000 | 7,201 |
Net charge-offs | $526,000 | 1,548 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $-422,000 | 7,176 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $4,036,000 | 5,697 |
Total interest expense | $1,324,000 | 5,443 |
Net interest income | $2,712,000 | 5,634 |
Provision for loan and lease losses | $701,000 | 4,035 |
Total noninterest income | $322,000 | 5,496 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $133,000 | 5,328 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $189,000 | 4,724 |
Total noninterest expense | $2,395,000 | 5,785 |
Salaries and employee benefits | $835,000 | 6,624 |
Premises and equipment expense | $205,000 | 6,443 |
Additional noninterest expense | $1,355,000 | 4,370 |
Pre-tax net operating income | $-62,000 | 5,531 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $-22,000 | 6,331 |
Income before extraordinary items | $-40,000 | 5,607 |
Extraordinary gains, net | $0 | 34 |
Net income | $-40,000 | 5,605 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-40,000 | 5,605 |
Net charge-offs | $436,000 | 3,969 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-40,000 | 5,580 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,052,000 | 5,725 |
Total interest expense | $1,020,000 | 5,513 |
Net interest income | $2,032,000 | 5,655 |
Provision for loan and lease losses | $631,000 | 3,451 |
Total noninterest income | $252,000 | 5,499 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $100,000 | 5,365 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $152,000 | 4,737 |
Total noninterest expense | $1,786,000 | 5,838 |
Salaries and employee benefits | $650,000 | 6,582 |
Premises and equipment expense | $148,000 | 6,553 |
Additional noninterest expense | $988,000 | 4,427 |
Pre-tax net operating income | $-133,000 | 5,932 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $543,000 | 1,327 |
Income before extraordinary items | $-676,000 | 6,551 |
Extraordinary gains, net | $0 | 27 |
Net income | $-676,000 | 6,552 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-676,000 | 6,552 |
Net charge-offs | $426,000 | 3,263 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-676,000 | 6,554 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,075,000 | 5,738 |
Total interest expense | $701,000 | 5,564 |
Net interest income | $1,374,000 | 5,630 |
Provision for loan and lease losses | $587,000 | 2,757 |
Total noninterest income | $179,000 | 5,407 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $62,000 | 5,487 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $117,000 | 4,530 |
Total noninterest expense | $1,210,000 | 5,833 |
Salaries and employee benefits | $457,000 | 6,531 |
Premises and equipment expense | $99,000 | 6,592 |
Additional noninterest expense | $654,000 | 4,459 |
Pre-tax net operating income | $-244,000 | 6,354 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-96,000 | 7,133 |
Income before extraordinary items | $-148,000 | 6,280 |
Extraordinary gains, net | $0 | 21 |
Net income | $-148,000 | 6,279 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-148,000 | 6,279 |
Net charge-offs | $409,000 | 2,580 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-148,000 | 6,250 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,038,000 | 5,777 |
Total interest expense | $384,000 | 5,469 |
Net interest income | $654,000 | 5,768 |
Provision for loan and lease losses | $87,000 | 4,142 |
Total noninterest income | $83,000 | 5,525 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $33,000 | 5,355 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $50,000 | 4,842 |
Total noninterest expense | $599,000 | 5,824 |
Salaries and employee benefits | $241,000 | 6,474 |
Premises and equipment expense | $50,000 | 6,614 |
Additional noninterest expense | $308,000 | 4,335 |
Pre-tax net operating income | $51,000 | 5,618 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $19,000 | 3,607 |
Income before extraordinary items | $32,000 | 5,959 |
Extraordinary gains, net | $0 | 15 |
Net income | $32,000 | 5,961 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $32,000 | 5,961 |
Net charge-offs | $128,000 | 2,597 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $32,000 | 5,796 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $4,777,000 | 5,589 |
Total interest expense | $2,078,000 | 5,206 |
Net interest income | $2,699,000 | 5,709 |
Provision for loan and lease losses | $821,000 | 3,004 |
Total noninterest income | $362,000 | 5,475 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $137,000 | 5,479 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $225,000 | 4,650 |
Total noninterest expense | $1,925,000 | 6,332 |
Salaries and employee benefits | $834,000 | 6,822 |
Premises and equipment expense | $212,000 | 6,582 |
Additional noninterest expense | $879,000 | 5,210 |
Pre-tax net operating income | $315,000 | 5,393 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $136,000 | 3,151 |
Income before extraordinary items | $179,000 | 5,569 |
Extraordinary gains, net | $0 | 39 |
Net income | $179,000 | 5,568 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $194,000 | 4,132 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $179,000 | 5,722 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $3,657,000 | 5,605 |
Total interest expense | $1,599,000 | 5,276 |
Net interest income | $2,058,000 | 5,703 |
Provision for loan and lease losses | $482,000 | 2,778 |
Total noninterest income | $290,000 | 5,431 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $101,000 | 5,512 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $189,000 | 4,529 |
Total noninterest expense | $1,432,000 | 6,338 |
Salaries and employee benefits | $625,000 | 6,838 |
Premises and equipment expense | $153,000 | 6,674 |
Additional noninterest expense | $654,000 | 5,167 |
Pre-tax net operating income | $434,000 | 5,156 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $181,000 | 3,023 |
Income before extraordinary items | $253,000 | 5,430 |
Extraordinary gains, net | $0 | 31 |
Net income | $253,000 | 5,427 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $141,000 | 3,511 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $253,000 | 5,607 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,466,000 | 5,649 |
Total interest expense | $1,103,000 | 5,340 |
Net interest income | $1,363,000 | 5,756 |
Provision for loan and lease losses | $213,000 | 3,050 |
Total noninterest income | $208,000 | 5,350 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $62,000 | 5,653 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $146,000 | 4,360 |
Total noninterest expense | $916,000 | 6,493 |
Salaries and employee benefits | $368,000 | 7,126 |
Premises and equipment expense | $107,000 | 6,626 |
Additional noninterest expense | $441,000 | 5,116 |
Pre-tax net operating income | $442,000 | 4,598 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $181,000 | 2,798 |
Income before extraordinary items | $261,000 | 5,215 |
Extraordinary gains, net | $0 | 21 |
Net income | $261,000 | 5,216 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $92,000 | 3,133 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $261,000 | 5,145 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,289,000 | 5,600 |
Total interest expense | $581,000 | 5,377 |
Net interest income | $708,000 | 5,656 |
Provision for loan and lease losses | $154,000 | 2,096 |
Total noninterest income | $79,000 | 5,891 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $28,000 | 5,782 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $51,000 | 5,012 |
Total noninterest expense | $457,000 | 6,531 |
Salaries and employee benefits | $188,000 | 7,113 |
Premises and equipment expense | $50,000 | 6,769 |
Additional noninterest expense | $219,000 | 5,093 |
Pre-tax net operating income | $176,000 | 5,188 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $73,000 | 3,154 |
Income before extraordinary items | $103,000 | 5,802 |
Extraordinary gains, net | $0 | 15 |
Net income | $103,000 | 5,805 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $91,000 | 1,882 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $103,000 | 5,708 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $5,759,000 | 5,358 |
Total interest expense | $2,951,000 | 4,846 |
Net interest income | $2,808,000 | 5,661 |
Provision for loan and lease losses | $181,000 | 4,018 |
Total noninterest income | $369,000 | 5,658 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $103,000 | 5,984 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $266,000 | 4,460 |
Total noninterest expense | $2,265,000 | 5,871 |
Salaries and employee benefits | $1,233,000 | 5,900 |
Premises and equipment expense | $217,000 | 6,561 |
Additional noninterest expense | $815,000 | 5,289 |
Pre-tax net operating income | $731,000 | 5,366 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $300,000 | 3,382 |
Income before extraordinary items | $431,000 | 5,941 |
Extraordinary gains, net | $0 | 39 |
Net income | $431,000 | 5,941 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $169,000 | 3,065 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $431,000 | 5,941 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $4,207,000 | 5,429 |
Total interest expense | $2,088,000 | 5,001 |
Net interest income | $2,119,000 | 5,684 |
Provision for loan and lease losses | $131,000 | 3,734 |
Total noninterest income | $283,000 | 5,655 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $72,000 | 6,103 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $211,000 | 4,386 |
Total noninterest expense | $1,714,000 | 5,833 |
Salaries and employee benefits | $942,000 | 5,826 |
Premises and equipment expense | $168,000 | 6,504 |
Additional noninterest expense | $604,000 | 5,277 |
Pre-tax net operating income | $557,000 | 5,577 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $228,000 | 3,551 |
Income before extraordinary items | $329,000 | 6,172 |
Extraordinary gains, net | $0 | 33 |
Net income | $329,000 | 6,169 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $106,000 | 2,749 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $329,000 | 6,161 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,752,000 | 5,514 |
Total interest expense | $1,342,000 | 5,100 |
Net interest income | $1,410,000 | 5,736 |
Provision for loan and lease losses | $110,000 | 3,149 |
Total noninterest income | $197,000 | 5,604 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $44,000 | 6,262 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $153,000 | 4,275 |
Total noninterest expense | $1,131,000 | 5,899 |
Salaries and employee benefits | $625,000 | 5,886 |
Premises and equipment expense | $109,000 | 6,588 |
Additional noninterest expense | $397,000 | 5,322 |
Pre-tax net operating income | $366,000 | 5,681 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $150,000 | 3,652 |
Income before extraordinary items | $216,000 | 6,250 |
Extraordinary gains, net | $0 | 29 |
Net income | $216,000 | 6,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $153,000 | 1,601 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $216,000 | 6,240 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,394,000 | 5,480 |
Total interest expense | $677,000 | 5,062 |
Net interest income | $717,000 | 5,702 |
Provision for loan and lease losses | $20,000 | 4,351 |
Total noninterest income | $93,000 | 5,686 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $20,000 | 6,360 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $73,000 | 4,379 |
Total noninterest expense | $556,000 | 5,983 |
Salaries and employee benefits | $309,000 | 5,953 |
Premises and equipment expense | $52,000 | 6,733 |
Additional noninterest expense | $195,000 | 5,341 |
Pre-tax net operating income | $234,000 | 5,187 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $95,000 | 3,333 |
Income before extraordinary items | $139,000 | 5,799 |
Extraordinary gains, net | $0 | 22 |
Net income | $139,000 | 5,798 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 3,890 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $139,000 | 5,778 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $4,933,000 | 5,588 |
Total interest expense | $2,257,000 | 5,087 |
Net interest income | $2,676,000 | 5,830 |
Provision for loan and lease losses | $192,000 | 3,610 |
Total noninterest income | $283,000 | 6,289 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $83,000 | 6,393 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $200,000 | 5,126 |
Total noninterest expense | $2,165,000 | 5,932 |
Salaries and employee benefits | $1,164,000 | 6,005 |
Premises and equipment expense | $210,000 | 6,617 |
Additional noninterest expense | $791,000 | 5,269 |
Pre-tax net operating income | $602,000 | 6,183 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $219,000 | 4,194 |
Income before extraordinary items | $383,000 | 6,575 |
Extraordinary gains, net | $0 | 51 |
Net income | $383,000 | 6,578 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 8,155 |
Cash dividends | $225,000 | 4,821 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $383,000 | 6,578 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $3,623,000 | 5,655 |
Total interest expense | $1,628,000 | 5,125 |
Net interest income | $1,995,000 | 5,906 |
Provision for loan and lease losses | $60,000 | 4,851 |
Total noninterest income | $222,000 | 6,261 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $63,000 | 6,447 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $159,000 | 5,017 |
Total noninterest expense | $1,615,000 | 5,929 |
Salaries and employee benefits | $883,000 | 5,933 |
Premises and equipment expense | $158,000 | 6,637 |
Additional noninterest expense | $574,000 | 5,363 |
Pre-tax net operating income | $542,000 | 6,066 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $224,000 | 3,988 |
Income before extraordinary items | $318,000 | 6,633 |
Extraordinary gains, net | $0 | 45 |
Net income | $318,000 | 6,633 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-23,000 | 8,111 |
Cash dividends | $225,000 | 4,017 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $318,000 | 6,637 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,320,000 | 5,732 |
Total interest expense | $1,025,000 | 5,165 |
Net interest income | $1,295,000 | 6,014 |
Provision for loan and lease losses | $31,000 | 4,971 |
Total noninterest income | $151,000 | 6,222 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $46,000 | 6,355 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $105,000 | 5,032 |
Total noninterest expense | $1,074,000 | 5,950 |
Salaries and employee benefits | $592,000 | 5,950 |
Premises and equipment expense | $103,000 | 6,692 |
Additional noninterest expense | $379,000 | 5,394 |
Pre-tax net operating income | $341,000 | 6,207 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $142,000 | 4,093 |
Income before extraordinary items | $199,000 | 6,764 |
Extraordinary gains, net | $0 | 39 |
Net income | $199,000 | 6,765 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-50,000 | 8,422 |
Cash dividends | $150,000 | 3,976 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $199,000 | 6,772 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,138,000 | 5,748 |
Total interest expense | $498,000 | 5,126 |
Net interest income | $640,000 | 6,070 |
Provision for loan and lease losses | $49,000 | 3,187 |
Total noninterest income | $81,000 | 6,046 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $22,000 | 6,377 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $59,000 | 4,794 |
Total noninterest expense | $529,000 | 6,014 |
Salaries and employee benefits | $298,000 | 5,949 |
Premises and equipment expense | $51,000 | 6,714 |
Additional noninterest expense | $180,000 | 5,503 |
Pre-tax net operating income | $143,000 | 6,508 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $61,000 | 4,248 |
Income before extraordinary items | $82,000 | 7,017 |
Extraordinary gains, net | $0 | 21 |
Net income | $82,000 | 7,018 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 3,605 |
Cash dividends | $75,000 | 3,324 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $82,000 | 7,018 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,760,000 | 6,001 |
Total interest expense | $1,288,000 | 5,643 |
Net interest income | $2,472,000 | 6,075 |
Provision for loan and lease losses | $529,000 | 1,811 |
Total noninterest income | $316,000 | 6,228 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $85,000 | 6,496 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $231,000 | 4,878 |
Total noninterest expense | $2,160,000 | 5,843 |
Salaries and employee benefits | $1,027,000 | 6,274 |
Premises and equipment expense | $196,000 | 6,761 |
Additional noninterest expense | $937,000 | 4,640 |
Pre-tax net operating income | $99,000 | 8,000 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $52,000 | 5,843 |
Income before extraordinary items | $47,000 | 8,160 |
Extraordinary gains, net | $0 | 46 |
Net income | $47,000 | 8,159 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $525,000 | 1,133 |
Cash dividends | $200,000 | 4,874 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $47,000 | 8,132 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,674,000 | 6,130 |
Total interest expense | $845,000 | 5,869 |
Net interest income | $1,829,000 | 6,142 |
Provision for loan and lease losses | $392,000 | 1,755 |
Total noninterest income | $234,000 | 6,272 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $64,000 | 6,537 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $170,000 | 4,956 |
Total noninterest expense | $1,617,000 | 5,822 |
Salaries and employee benefits | $761,000 | 6,308 |
Premises and equipment expense | $143,000 | 6,825 |
Additional noninterest expense | $713,000 | 4,569 |
Pre-tax net operating income | $54,000 | 8,174 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $30,000 | 6,080 |
Income before extraordinary items | $24,000 | 8,283 |
Extraordinary gains, net | $0 | 35 |
Net income | $24,000 | 8,284 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $428,000 | 940 |
Cash dividends | $150,000 | 4,338 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $24,000 | 8,250 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,703,000 | 6,203 |
Total interest expense | $503,000 | 6,030 |
Net interest income | $1,200,000 | 6,183 |
Provision for loan and lease losses | $325,000 | 1,417 |
Total noninterest income | $121,000 | 6,731 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $39,000 | 6,647 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $82,000 | 5,563 |
Total noninterest expense | $1,059,000 | 5,870 |
Salaries and employee benefits | $484,000 | 6,441 |
Premises and equipment expense | $93,000 | 6,847 |
Additional noninterest expense | $482,000 | 4,501 |
Pre-tax net operating income | $-63,000 | 8,439 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-24,000 | 8,669 |
Income before extraordinary items | $-39,000 | 8,454 |
Extraordinary gains, net | $0 | 30 |
Net income | $-39,000 | 8,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $405,000 | 714 |
Cash dividends | $100,000 | 4,233 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $-39,000 | 8,420 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $821,000 | 6,316 |
Total interest expense | $230,000 | 6,176 |
Net interest income | $591,000 | 6,263 |
Provision for loan and lease losses | $35,000 | 3,777 |
Total noninterest income | $44,000 | 7,259 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $17,000 | 6,822 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $27,000 | 6,349 |
Total noninterest expense | $451,000 | 6,420 |
Salaries and employee benefits | $223,000 | 6,711 |
Premises and equipment expense | $45,000 | 6,980 |
Additional noninterest expense | $183,000 | 5,373 |
Pre-tax net operating income | $149,000 | 6,583 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $62,000 | 4,479 |
Income before extraordinary items | $87,000 | 7,108 |
Extraordinary gains, net | $0 | 24 |
Net income | $87,000 | 7,108 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 3,609 |
Cash dividends | $50,000 | 3,408 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $87,000 | 7,079 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,864,000 | 6,568 |
Total interest expense | $772,000 | 6,352 |
Net interest income | $2,092,000 | 6,498 |
Provision for loan and lease losses | $86,000 | 5,249 |
Total noninterest income | $355,000 | 6,055 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $72,000 | 6,919 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $283,000 | 4,372 |
Total noninterest expense | $1,686,000 | 6,558 |
Salaries and employee benefits | $841,000 | 6,807 |
Premises and equipment expense | $167,000 | 7,152 |
Additional noninterest expense | $678,000 | 5,622 |
Pre-tax net operating income | $675,000 | 6,177 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $270,000 | 4,346 |
Income before extraordinary items | $405,000 | 6,742 |
Extraordinary gains, net | $0 | 34 |
Net income | $405,000 | 6,744 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 5,680 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $405,000 | 6,684 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,075,000 | 6,662 |
Total interest expense | $555,000 | 6,435 |
Net interest income | $1,520,000 | 6,592 |
Provision for loan and lease losses | $-25,000 | 8,803 |
Total noninterest income | $297,000 | 5,844 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $53,000 | 6,988 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $244,000 | 4,102 |
Total noninterest expense | $1,271,000 | 6,509 |
Salaries and employee benefits | $635,000 | 6,757 |
Premises and equipment expense | $117,000 | 7,232 |
Additional noninterest expense | $519,000 | 5,530 |
Pre-tax net operating income | $571,000 | 6,015 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $198,000 | 4,450 |
Income before extraordinary items | $373,000 | 6,469 |
Extraordinary gains, net | $0 | 26 |
Net income | $373,000 | 6,468 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 4,894 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $373,000 | 6,394 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,333,000 | 6,790 |
Total interest expense | $355,000 | 6,580 |
Net interest income | $978,000 | 6,713 |
Provision for loan and lease losses | $-87,000 | 8,952 |
Total noninterest income | $190,000 | 5,938 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $34,000 | 7,049 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $156,000 | 4,232 |
Total noninterest expense | $808,000 | 6,682 |
Salaries and employee benefits | $414,000 | 6,853 |
Premises and equipment expense | $71,000 | 7,432 |
Additional noninterest expense | $323,000 | 5,746 |
Pre-tax net operating income | $447,000 | 5,587 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $154,000 | 4,205 |
Income before extraordinary items | $293,000 | 6,083 |
Extraordinary gains, net | $0 | 21 |
Net income | $293,000 | 6,084 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 4,147 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $293,000 | 6,010 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $644,000 | 6,904 |
Total interest expense | $171,000 | 6,735 |
Net interest income | $473,000 | 6,848 |
Provision for loan and lease losses | $-98,000 | 9,029 |
Total noninterest income | $51,000 | 7,183 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $17,000 | 7,025 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $34,000 | 5,872 |
Total noninterest expense | $394,000 | 6,805 |
Salaries and employee benefits | $200,000 | 6,988 |
Premises and equipment expense | $35,000 | 7,507 |
Additional noninterest expense | $159,000 | 5,819 |
Pre-tax net operating income | $228,000 | 5,515 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $78,000 | 4,184 |
Income before extraordinary items | $150,000 | 6,017 |
Extraordinary gains, net | $0 | 16 |
Net income | $150,000 | 6,017 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 3,206 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $150,000 | 5,893 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,644,000 | 6,894 |
Total interest expense | $754,000 | 6,859 |
Net interest income | $1,890,000 | 6,752 |
Provision for loan and lease losses | $129,000 | 4,826 |
Total noninterest income | $299,000 | 6,608 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $78,000 | 6,931 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $221,000 | 5,088 |
Total noninterest expense | $1,468,000 | 6,949 |
Salaries and employee benefits | $683,000 | 7,375 |
Premises and equipment expense | $131,000 | 7,650 |
Additional noninterest expense | $654,000 | 5,712 |
Pre-tax net operating income | $592,000 | 6,370 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $206,000 | 4,884 |
Income before extraordinary items | $386,000 | 6,881 |
Extraordinary gains, net | $0 | 54 |
Net income | $386,000 | 6,883 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 4,364 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $386,000 | 6,729 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,976,000 | 6,986 |
Total interest expense | $583,000 | 6,924 |
Net interest income | $1,393,000 | 6,847 |
Provision for loan and lease losses | $94,000 | 4,767 |
Total noninterest income | $237,000 | 6,532 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $61,000 | 6,927 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $176,000 | 5,028 |
Total noninterest expense | $1,104,000 | 6,936 |
Salaries and employee benefits | $518,000 | 7,309 |
Premises and equipment expense | $103,000 | 7,576 |
Additional noninterest expense | $483,000 | 5,747 |
Pre-tax net operating income | $432,000 | 6,584 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $150,000 | 5,091 |
Income before extraordinary items | $282,000 | 7,050 |
Extraordinary gains, net | $0 | 40 |
Net income | $282,000 | 7,051 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 5,594 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $282,000 | 6,882 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,294,000 | 7,074 |
Total interest expense | $394,000 | 7,009 |
Net interest income | $900,000 | 6,952 |
Provision for loan and lease losses | $57,000 | 4,981 |
Total noninterest income | $163,000 | 6,445 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $39,000 | 6,980 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $124,000 | 4,941 |
Total noninterest expense | $720,000 | 7,017 |
Salaries and employee benefits | $351,000 | 7,279 |
Premises and equipment expense | $68,000 | 7,606 |
Additional noninterest expense | $301,000 | 5,968 |
Pre-tax net operating income | $286,000 | 6,582 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $99,000 | 5,149 |
Income before extraordinary items | $187,000 | 7,084 |
Extraordinary gains, net | $0 | 30 |
Net income | $187,000 | 7,085 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $187,000 | 6,896 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $659,000 | 7,070 |
Total interest expense | $193,000 | 7,175 |
Net interest income | $466,000 | 6,856 |
Provision for loan and lease losses | $24,000 | 4,998 |
Total noninterest income | $91,000 | 6,131 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $20,000 | 6,904 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $71,000 | 4,573 |
Total noninterest expense | $352,000 | 7,105 |
Salaries and employee benefits | $176,000 | 7,306 |
Premises and equipment expense | $35,000 | 7,597 |
Additional noninterest expense | $141,000 | 6,147 |
Pre-tax net operating income | $181,000 | 6,073 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $62,000 | 4,775 |
Income before extraordinary items | $119,000 | 6,565 |
Extraordinary gains, net | $0 | 21 |
Net income | $119,000 | 6,564 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $119,000 | 6,401 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,141,000 | 7,702 |
Total interest expense | $760,000 | 7,640 |
Net interest income | $1,381,000 | 7,621 |
Provision for loan and lease losses | $187,000 | 4,494 |
Total noninterest income | $164,000 | 7,678 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $41,000 | 7,669 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $123,000 | 6,013 |
Total noninterest expense | $1,164,000 | 7,555 |
Salaries and employee benefits | $534,000 | 7,997 |
Premises and equipment expense | $121,000 | 7,869 |
Additional noninterest expense | $509,000 | 6,455 |
Pre-tax net operating income | $194,000 | 7,944 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $69,000 | 6,297 |
Income before extraordinary items | $125,000 | 8,212 |
Extraordinary gains, net | $0 | 70 |
Net income | $125,000 | 8,213 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,632 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $125,000 | 8,114 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,090,000 | 9,084 |
Total interest expense | $487,000 | 9,030 |
Net interest income | $603,000 | 9,032 |
Provision for loan and lease losses | $309,000 | 3,142 |
Total noninterest income | $126,000 | 8,158 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $18,000 | 8,158 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $108,000 | 6,258 |
Total noninterest expense | $1,039,000 | 7,855 |
Salaries and employee benefits | $467,000 | 8,323 |
Premises and equipment expense | $123,000 | 7,956 |
Additional noninterest expense | $449,000 | 6,794 |
Pre-tax net operating income | $-619,000 | 9,216 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $-206,000 | 9,379 |
Income before extraordinary items | $-413,000 | 9,186 |
Extraordinary gains, net | $0 | 105 |
Net income | $-413,000 | 9,187 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $-413,000 | 9,146 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $98,000 | 9,864 |
Total interest expense | $18,000 | 9,831 |
Net interest income | $80,000 | 9,851 |
Provision for loan and lease losses | $36,000 | 6,984 |
Total noninterest income | $1,000 | 9,835 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,000 | 8,577 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 9,820 |
Total noninterest expense | $372,000 | 9,650 |
Salaries and employee benefits | $84,000 | 9,847 |
Premises and equipment expense | $26,000 | 9,715 |
Additional noninterest expense | $262,000 | 8,241 |
Pre-tax net operating income | $-327,000 | 9,436 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $-327,000 | 9,463 |
Extraordinary gains, net | $0 | 38 |
Net income | $-327,000 | 9,462 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $5,000,000 | 207 |
Net operating income | $-327,000 | 9,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.